Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 40000
per

Your estimated
City
free-cash

Andorra , Andorra
₽5499
₽8564
₽4944
₽3765
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
income
-
-
-
-
social contributions
-
-
-
8 800
total
-
-
-
8 800
Employee
29 342
-
34 631
-
social contributions
1 907
-
2 252
-
income
-
-
-
-
total
1 907
-
2 252
-
Employer
29 342
-
34 631
-
social contributions
4 548
-
5 369
-
total
4 548
-
5 369
-
Corporate
6 110
40 000
-
-
income
611
4 001
-
-
total
611
4 001
-
-
Dividends
5 499
35 999
-
-
total
-
-
-
-
Income
40 000
40 000
40 000
40 000
Total tax
7 066
4 001
7 621
8 800
After tax
32 934
35 999
32 379
31 200
Living cost
27 435
27 435
27 435
27 435
Free-cash
5 499
8 564
4 944
3 765

Estimated living cost  is ₽27435 per week

₽17739
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2068
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽516
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

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