Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 40000
per

Your estimated
City
free-cash

Andorra , Andorra
₽3895
₽5643
₽5076
₽8696
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
social contributions
-
-
-
8 800
income
-
-
-
-
total
-
-
-
8 800
Employee
29 203
-
34 632
-
social contributions
1 898
-
2 251
-
income
-
-
-
-
total
1 898
-
2 251
-
Employer
29 203
-
34 632
-
social contributions
4 527
-
5 368
-
total
4 527
-
5 368
-
Corporate
6 271
40 000
-
-
income
627
3 999
-
-
total
627
3 999
-
-
Dividends
5 643
36 001
-
-
total
-
-
-
-
Income
40 000
40 000
40 000
40 000
Total tax
7 052
3 999
7 619
8 800
After tax
32 948
36 001
32 381
31 200
Living cost
27 305
27 305
27 305
27 305
Free-cash
5 643
8 696
5 076
3 895

Estimated living cost  is ₽27305 per week

₽17655
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2058
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7078
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
-₽6422
-₽11994
-₽13539
-₽9487
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
surtax
-
-
-
-
unemployment
-
-
-
5 571
health
-
-
-
3 060
chamber of commerce
-
-
-
160
pensions
-
-
-
7 400
income
-
-
-
1 251
total
-
-
-
17 442
Employee
39 707
36 199
36 199
-
unemployment
1 191
1 086
922
-
other
396
362
307
-
income
3 537
2 670
2 917
-
pensions
4 066
3 706
3 149
-
health
1 536
1 401
1 189
-
total
10 726
9 225
8 484
-
Employer
39 707
36 199
36 199
-
pensions
4 983
4 544
3 860
-
surtax
-
-
-
-
payroll
1 191
1 086
1 086
-
other
1 886
1 719
1 674
-
health
1 501
1 369
1 162
-
accident
515
471
400
-
unemployment
1 191
1 086
922
-
chamber of commerce
159
145
145
-
total
11 426
10 420
9 249
-
Corporate
3 448
3 448
27 304
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

862
862
6 826
-
total
862
862
6 826
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
40 000
40 000
40 000
40 000
Total tax
23 014
20 507
24 559
17 442
After tax
16 986
19 493
15 441
22 558
Living cost
28 980
28 980
28 980
28 980
Free-cash
-11 994
-9 487
-13 539
-6 422

Estimated living cost  is ₽28980 per week

₽17384
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8119
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
-₽9628
-₽19500
-₽16660
-₽12693
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
surtax
-
-
-
179
unemployment
-
-
-
5 571
health
-
-
-
3 060
chamber of commerce
-
-
-
160
pensions
-
-
-
7 400
income
-
-
-
1 251
total
-
-
-
17 621
Employee
45 396
36 199
36 199
-
unemployment
1 362
1 086
919
-
other
453
362
307
-
income
5 168
2 670
2 924
-
pensions
4 649
3 706
3 134
-
health
1 757
1 401
1 184
-
total
13 389
9 225
8 468
-
Employer
45 396
36 199
36 199
-
pensions
5 697
4 544
3 841
-
surtax
179
179
179
-
payroll
1 362
1 086
1 086
-
other
2 156
1 719
1 672
-
health
1 715
1 369
1 157
-
accident
590
471
398
-
unemployment
1 362
1 086
919
-
chamber of commerce
181
145
145
-
total
13 242
10 599
9 397
-
Corporate
3 448
3 448
27 156
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

862
862
6 788
-
total
862
862
6 788
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
40 000
40 000
40 000
40 000
Total tax
27 493
20 686
24 653
17 621
After tax
12 507
19 314
15 347
22 379
Living cost
32 007
32 007
32 007
32 007
Free-cash
-19 500
-12 693
-16 660
-9 628

Estimated living cost  is ₽32007 per week

₽21347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2730
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7404
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
-₽9981
-₽43889
-₽15150
-₽10500
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
national
-
-
-
11 176
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 191
social contributions
-
-
-
3 494
total
-
-
-
16 861
Employee

The minimum management director salary is set at €45,000 per year.

64 975
-
30 983
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

565
-
269
-
national
19 976
-
7 348
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 389
-
1 615
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 873
-
2 324
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 053
-
1 457
-
total
31 856
-
13 013
-
Employer

The minimum management director salary is set at €45,000 per year.

64 975
-
30 983
-
surtax
7 367
-
3 513
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 757
-
2 744
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 996
-
1 905
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

845
-
403
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

948
-
452
-
total
18 913
-
9 017
-
Corporate
-
40 000
-
-
income
-
8 000
-
-
surtax
-
160
-
-
total
-
8 160
-
-
Dividends
-
31 840
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
9 220
-
-
total
-
9 220
-
-
Income
40 000
40 000
40 000
40 000
Total tax
50 769
17 380
22 030
16 861
After tax
-10 769
22 620
17 970
23 139
Living cost
33 120
33 120
33 120
33 120
Free-cash
-43 889
-10 500
-15 150
-9 981

Estimated living cost  is ₽33120 per week

₽21334
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2896
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8372
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽9902
₽13039
₽10178
₽18574
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
unemployment
-
-
-
127
health
-
-
-
3 649
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 696
income
-
-
-
6 000
total
-
-
-
14 472
Employee
20 691
-
33 775
-
accident

We are using the highest rate at 1.1%.

227
-
349
-
income
2 069
-
3 377
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 816
-
2 786
-
health
952
-
1 460
-
total
5 064
-
7 972
-
Employer
20 691
-
33 775
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 280
-
3 496
-
health
1 428
-
2 189
-
accident

We are using the highest rate at 1.1%.

227
-
349
-
unemployment
124
-
190
-
total
4 059
-
6 224
-
Corporate
15 249
40 000
-
-
income
1 525
4 000
-
-
total
1 525
4 000
-
-
Dividends
13 725
36 000
-
-
withholding
687
1 800
-
-
total
687
1 800
-
-
Income
40 000
40 000
40 000
40 000
Total tax
11 335
5 800
14 196
14 472
After tax
28 665
34 200
25 804
25 528
Living cost
15 626
15 626
15 626
15 626
Free-cash
13 039
18 574
10 178
9 902

Estimated living cost  is ₽15626 per week

₽10335
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽895
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽373
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4024
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽13618
₽18070
₽13894
₽22290
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
unemployment
-
-
-
127
health
-
-
-
3 649
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 696
income
-
-
-
6 000
total
-
-
-
14 472
Employee
15 770
-
33 775
-
accident

We are using the highest rate at 1.1%.

174
-
349
-
income
1 577
-
3 377
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 385
-
2 786
-
health
725
-
1 460
-
total
3 861
-
7 972
-
Employer
15 770
-
33 775
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 738
-
3 496
-
health
1 088
-
2 189
-
accident

We are using the highest rate at 1.1%.

174
-
349
-
unemployment
94
-
190
-
total
3 094
-
6 224
-
Corporate
21 135
40 000
-
-
income
2 114
4 000
-
-
total
2 114
4 000
-
-
Dividends
19 022
36 000
-
-
withholding
951
1 800
-
-
total
951
1 800
-
-
Income
40 000
40 000
40 000
40 000
Total tax
10 020
5 800
14 196
14 472
After tax
29 980
34 200
25 804
25 528
Living cost
11 910
11 910
11 910
11 910
Free-cash
18 070
22 290
13 894
13 618

Estimated living cost  is ₽11910 per week

₽6953
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽316
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3791
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽11709
₽3598
₽4183
-₽1572
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
health
-
-
-
1 020
social contributions
-
-
-
6 240
income
-
-
-
-
total
-
-
-
7 260
Employee
69 848
69 848
69 848
-
income
7 605
6 466
7 471
-
social contributions
2 641
5 797
3 013
-
health
541
1 188
617
-
total
10 787
13 451
11 101
-
Employer
69 848
69 848
69 848
-
social contributions
2 641
5 797
3 013
-
health
588
1 293
672
-
total
3 229
7 090
3 685
-
Corporate
4 953
-
-
-
income
619
-
-
-
total
619
-
-
-
Dividends
4 334
-
-
-
withholding
736
-
-
-
total
736
-
-
-
Income
40 000
40 000
40 000
40 000
Total tax
15 371
20 541
14 786
7 260
After tax
24 629
19 459
25 214
32 740
Living cost
21 031
21 031
21 031
21 031
Free-cash
3 598
-1 572
4 183
11 709

Estimated living cost  is ₽21031 per week

₽12604
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2063
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5899
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽3277
-₽5038
-₽4249
-₽10004
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
health
-
-
-
1 020
social contributions
-
-
-
6 240
income
-
-
-
-
total
-
-
-
7 260
Employee
69 848
69 848
69 848
-
income
7 335
6 466
7 471
-
social contributions
3 394
5 797
3 013
-
health
695
1 188
617
-
total
11 424
13 451
11 101
-
Employer
69 848
69 848
69 848
-
social contributions
3 394
5 797
3 013
-
health
757
1 293
672
-
total
4 151
7 090
3 685
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
40 000
40 000
40 000
40 000
Total tax
15 575
20 541
14 786
7 260
After tax
24 425
19 459
25 214
32 740
Living cost
29 463
29 463
29 463
29 463
Free-cash
-5 038
-10 004
-4 249
3 277

Estimated living cost  is ₽29463 per week

₽20141
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2301
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6526
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
-₽1503
-₽1352
-₽687
₽6555
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
health
-
-
-
5 400
social contributions
-
-
-
11 680
income
-
-
-
3 438
solidarity contribution
-
-
-
-
total
-
-
-
20 518
Employee
30 860
-
29 851
-
income
3 703
-
3 582
-
social contributions
2 006
-
1 940
-
health
4 166
-
4 030
-
solidarity contribution
-
-
-
-
total
9 875
-
9 552
-
Employer
30 860
-
29 851
-
social contributions
7 715
-
7 463
-
health
2 777
-
2 687
-
total
10 492
-
10 150
-
Corporate
-
40 000
-
-
income
-
7 600
-
-
total
-
7 600
-
-
Dividends
-
32 400
-
-
withholding
-
4 860
-
-
total
-
4 860
-
-
Income
40 000
40 000
40 000
40 000
Total tax
20 367
12 460
19 702
20 518
After tax
19 633
27 540
20 298
19 482
Living cost
20 985
20 985
20 985
20 985
Free-cash
-1 352
6 555
-687
-1 503

Estimated living cost  is ₽20985 per week

₽14576
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1493
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽413
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4503
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
-₽6377
-₽10957
-₽5561
₽1681
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
health
-
-
-
5 400
social contributions
-
-
-
11 680
income
-
-
-
3 438
solidarity contribution
-
-
-
-
total
-
-
-
20 518
Employee
38 028
-
29 851
-
income
4 563
-
3 582
-
social contributions
2 472
-
1 940
-
health
5 134
-
4 030
-
solidarity contribution
-
-
-
-
total
12 169
-
9 552
-
Employer
38 028
-
29 851
-
social contributions
9 507
-
7 463
-
health
3 422
-
2 687
-
total
12 929
-
10 150
-
Corporate
-
40 000
-
-
income
-
7 600
-
-
total
-
7 600
-
-
Dividends
-
32 400
-
-
withholding
-
4 860
-
-
total
-
4 860
-
-
Income
40 000
40 000
40 000
40 000
Total tax
25 098
12 460
19 702
20 518
After tax
14 902
27 540
20 298
19 482
Living cost
25 859
25 859
25 859
25 859
Free-cash
-10 957
1 681
-5 561
-6 377

Estimated living cost  is ₽25859 per week

₽19230
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1433
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽447
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4749
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽17118
-₽158491
-₽158491
-₽158491
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
national
-
-
-
3 463
pensions
-
-
-
790
municipal
-
-
-
5 853
labour market
-
-
-
3 137
total
-
-
-
13 243
Employee
185 187
185 187
185 187
-
municipal
39 434
39 434
39 434
-
national
22 624
22 624
22 624
-
pensions
263
263
263
-
labour market
14 794
14 794
14 794
-
total
77 115
77 115
77 115
-
Employer
185 187
185 187
185 187
-
pensions
526
526
526
-
labour market
14 815
14 815
14 815
-
municipal
39 497
39 497
39 497
-
national
22 663
22 663
22 663
-
total
77 501
77 501
77 501
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
40 000
40 000
40 000
40 000
Total tax
154 616
154 616
154 616
13 243
After tax
-114 616
-114 616
-114 616
26 757
Living cost
43 875
43 875
43 875
43 875
Free-cash
-158 491
-158 491
-158 491
-17 118

Estimated living cost  is ₽43875 per week

₽30029
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽675
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9290
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽1348
₽4417
₽2741
₽10060
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
health
-
-
-
5 201
pensions
-
-
-
8 000
income
-
-
-
3 511
total
-
-
-
16 712
Employee
25 769
-
29 893
-
unemployment
412
-
477
-
income
2 901
-
4 139
-
pensions
515
-
598
-
total
3 828
-
5 214
-
Employer
25 769
-
29 893
-
pensions
5 154
-
5 980
-
health
3 349
-
3 885
-
unemployment
207
-
240
-
total
8 710
-
10 105
-
Corporate
5 521
40 000
-
-
income
1 105
8 000
-
-
total
1 105
8 000
-
-
Dividends
4 416
32 000
-
-
total
-
-
-
-
Income
40 000
40 000
40 000
40 000
Total tax
13 643
8 000
15 319
16 712
After tax
26 357
32 000
24 681
23 288
Living cost
21 940
21 940
21 940
21 940
Free-cash
4 417
10 060
2 741
1 348

Estimated living cost  is ₽21940 per week

₽15049
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1307
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽441
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5144
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
-₽2832
-₽16806
-₽9697
-₽7194
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
40 000
national
-
-
-
565
health
-
-
-
236
municipal
-
-
-
7 157
total
-
-
-
7 958
Employee
47 791
-
33 650
-
unemployment
717
-
505
-
municipal
7 828
-
5 532
-
national
789
-
24
-
pensions
3 225
-
2 272
-
health
357
-
140
-
total
12 916
-
8 473
-
Employer
47 791
-
33 650
-
pensions
8 291
-
5 838
-
health
367
-
259
-
accident
48
-
34
-
unemployment
310
-
219
-
total
9 016
-
6 350
-
Corporate
-
40 000
-
-
income
-
8 000
-
-
total
-
8 000
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
24 000
-
-
municipal
-
4 320
-
-
national
-
-
-
-
total
-
4 320
-
-
Income
40 000
40 000
40 000
40 000
Total tax
21 932
12 320
14 823
7 958
After tax
18 068
27 680
25 177
32 042
Living cost
34 874
34 874
34 874
34 874
Free-cash
-16 806
-7 194
-9 697
-2 832

Estimated living cost  is ₽34874 per week

₽22780
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3354
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽555
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8186
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
-₽3752
-₽5539
-₽3115
-₽7839
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
surtax
-
-
-
-
health
-
-
-
346
pensions
-
-
-
11 846
social contributions
-
-
-
1 139
income
-
-
-
1 183
other
-
-
-
1 239
total
-
-
-
15 753
Employee
34 703
-
30 480
-
income
1 789
-
1 279
-
surtax
-
-
-
-
social contributions
989
-
869
-
pensions
3 925
-
3 448
-
total
6 703
-
5 596
-
Employer
34 703
-
30 480
-
pensions
5 702
-
5 009
-
social contributions
103
-
91
-
other
1 198
-
1 052
-
health
2 429
-
2 134
-
unemployment
1 405
-
1 234
-
total
10 837
-
9 520
-
Corporate
-
40 000
-
-
income
-
11 199
-
-
surtax
-
-
-
-
total
-
11 199
-
-
Dividends
-
28 801
-
-
withholding
-
3 687
-
-
social contributions
-
4 954
-
-
surtax
-
-
-
-
total
-
8 641
-
-
Income
40 000
40 000
40 000
40 000
Total tax
17 540
19 840
15 116
15 753
After tax
22 460
20 160
24 884
24 247
Living cost
27 999
27 999
27 999
27 999
Free-cash
-5 539
-7 839
-3 115
-3 752

Estimated living cost  is ₽27999 per week

₽16238
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2844
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8386
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
-₽6831
-₽11017
-₽6194
-₽10918
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
surtax
-
-
-
-
health
-
-
-
346
pensions
-
-
-
11 846
social contributions
-
-
-
1 139
income
-
-
-
1 183
other
-
-
-
1 239
total
-
-
-
15 753
Employee
38 876
-
30 480
-
income
2 294
-
1 279
-
surtax
-
-
-
-
social contributions
1 108
-
869
-
pensions
4 396
-
3 448
-
total
7 798
-
5 596
-
Employer
38 876
-
30 480
-
pensions
6 387
-
5 009
-
social contributions
117
-
91
-
other
1 341
-
1 052
-
health
2 722
-
2 134
-
unemployment
1 574
-
1 234
-
total
12 141
-
9 520
-
Corporate
-
40 000
-
-
income
-
11 199
-
-
surtax
-
-
-
-
total
-
11 199
-
-
Dividends
-
28 801
-
-
withholding
-
3 687
-
-
social contributions
-
4 954
-
-
surtax
-
-
-
-
total
-
8 641
-
-
Income
40 000
40 000
40 000
40 000
Total tax
19 939
19 840
15 116
15 753
After tax
20 061
20 160
24 884
24 247
Living cost
31 078
31 078
31 078
31 078
Free-cash
-11 017
-10 918
-6 194
-6 831

Estimated living cost  is ₽31078 per week

₽19596
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2527
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8428
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽19625
-₽34660
-₽18988
-₽23712
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
surtax
-
-
-
-
health
-
-
-
346
pensions
-
-
-
11 846
social contributions
-
-
-
1 139
income
-
-
-
1 183
other
-
-
-
1 239
total
-
-
-
15 753
Employee
56 892
-
30 480
-
income
4 964
-
1 279
-
surtax
-
-
-
-
social contributions
1 620
-
869
-
pensions
6 435
-
3 448
-
total
13 019
-
5 596
-
Employer
56 892
-
30 480
-
pensions
9 348
-
5 009
-
social contributions
171
-
91
-
other
1 963
-
1 052
-
health
3 982
-
2 134
-
unemployment
2 305
-
1 234
-
total
17 769
-
9 520
-
Corporate
-
40 000
-
-
income
-
11 199
-
-
surtax
-
-
-
-
total
-
11 199
-
-
Dividends
-
28 801
-
-
withholding
-
3 687
-
-
social contributions
-
4 954
-
-
surtax
-
-
-
-
total
-
8 641
-
-
Income
40 000
40 000
40 000
40 000
Total tax
30 788
19 840
15 116
15 753
After tax
9 212
20 160
24 884
24 247
Living cost
43 872
43 872
43 872
43 872
Free-cash
-34 660
-23 712
-18 988
-19 625

Estimated living cost  is ₽43872 per week

₽29692
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3589
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽602
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9989
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽33753
₽31057
₽26153
₽32153
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
40 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
400
total
-
-
-
400
Employee
7 308
-
40 000
-
income
1 461
-
8 000
-
total
1 461
-
8 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

32 692
40 000
-
-
total
-
-
-
-
Dividends
32 692
40 000
-
-
withholding
1 635
2 000
-
-
total
1 635
2 000
-
-
Income
40 000
40 000
40 000
40 000
Total tax
3 096
2 000
8 000
400
After tax
36 904
38 000
32 000
39 600
Living cost
5 847
5 847
5 847
5 847
Free-cash
31 057
32 153
26 153
33 753

Estimated living cost  is ₽5847 per week

₽3623
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1577
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽30489
₽27180
₽22889
₽28889
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
40 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
400
total
-
-
-
400
Employee
11 389
-
40 000
-
income
2 278
-
8 000
-
total
2 278
-
8 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

28 611
40 000
-
-
total
-
-
-
-
Dividends
28 611
40 000
-
-
withholding
1 431
2 000
-
-
total
1 431
2 000
-
-
Income
40 000
40 000
40 000
40 000
Total tax
3 709
2 000
8 000
400
After tax
36 291
38 000
32 000
39 600
Living cost
9 111
9 111
9 111
9 111
Free-cash
27 180
28 889
22 889
30 489

Estimated living cost  is ₽9111 per week

₽6166
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2257
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
-₽3720
-₽5196
-₽3720
-₽14285
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
40 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
128
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
2 317
trade
-
-
-
-
total
-
-
-
8 651
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 196
-
40 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 716
-
2 317
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

205
-
128
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
10 127
-
8 651
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
40 000
-
-
trade
-
5 740
-
-
income
-
6 000
-
-
chamber of commerce
-
197
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
329
-
-
total
-
12 266
-
-
Dividends
-
27 734
-
-
withholding
-
6 588
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
362
-
-
total
-
6 950
-
-
Income
40 000
40 000
40 000
40 000
Total tax
10 127
19 216
8 651
8 651
After tax
29 873
20 784
31 349
31 349
Living cost
35 069
35 069
35 069
35 069
Free-cash
-5 196
-14 285
-3 720
-3 720

Estimated living cost  is ₽35069 per week

₽24192
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3773
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6595
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽3836
₽2907
₽3836
-₽7141
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
40 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
128
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
2 317
trade
-
-
-
-
total
-
-
-
8 651
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 743
-
40 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

970
-
2 317
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
128
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
7 229
-
8 651
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
5 257
40 000
-
-
trade
827
6 300
-
-
income
788
6 000
-
-
chamber of commerce
145
195
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

43
329
-
-
total
1 803
12 824
-
-
Dividends
3 454
27 175
-
-
withholding
519
6 449
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

29
355
-
-
total
548
6 804
-
-
Income
40 000
40 000
40 000
40 000
Total tax
9 580
19 628
8 651
8 651
After tax
30 420
20 372
31 349
31 349
Living cost
27 513
27 513
27 513
27 513
Free-cash
2 907
-7 141
3 836
3 836

Estimated living cost  is ₽27513 per week

₽17307
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3208
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6485
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
-₽4335
-₽6065
-₽4335
-₽15518
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
40 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
128
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
2 317
trade
-
-
-
-
total
-
-
-
8 651
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 065
-
40 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 958
-
2 317
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

217
-
128
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
10 381
-
8 651
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
40 000
-
-
trade
-
6 580
-
-
income
-
6 000
-
-
chamber of commerce
-
195
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
329
-
-
total
-
13 104
-
-
Dividends
-
26 896
-
-
withholding
-
6 378
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
352
-
-
total
-
6 730
-
-
Income
40 000
40 000
40 000
40 000
Total tax
10 381
19 834
8 651
8 651
After tax
29 619
20 166
31 349
31 349
Living cost
35 684
35 684
35 684
35 684
Free-cash
-6 065
-15 518
-4 335
-4 335

Estimated living cost  is ₽35684 per week

₽23866
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3763
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽533
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7523
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
-₽10263
-₽14590
-₽10263
-₽21652
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
40 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
128
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
2 317
trade
-
-
-
-
total
-
-
-
8 651
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 591
-
40 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 419
-
2 317
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

353
-
128
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
12 978
-
8 651
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
40 000
-
-
trade
-
6 861
-
-
income
-
6 000
-
-
chamber of commerce
-
195
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
329
-
-
total
-
13 385
-
-
Dividends
-
26 615
-
-
withholding
-
6 309
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
346
-
-
total
-
6 655
-
-
Income
40 000
40 000
40 000
40 000
Total tax
12 978
20 040
8 651
8 651
After tax
27 022
19 960
31 349
31 349
Living cost
41 612
41 612
41 612
41 612
Free-cash
-14 590
-21 652
-10 263
-10 263

Estimated living cost  is ₽41612 per week

₽30392
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3329
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7352
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽2576
₽1869
₽1601
₽4757
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
surtax
-
-
-
183
unemployment
-
-
-
207
health
-
-
-
2 841
pensions
-
-
-
8 000
income
-
-
-
5 790
other
-
-
-
-
total
-
-
-
17 021
Employee
30 590
-
33 045
-
unemployment
2 129
-
2 300
-
other
-
-
-
-
income
5 128
-
5 540
-
surtax
109
-
153
-
pensions
2 041
-
2 205
-
health
781
-
843
-
total
10 188
-
11 041
-
Employer
30 590
-
33 045
-
pensions
4 078
-
4 404
-
other
-
-
-
-
health
1 391
-
1 503
-
unemployment
970
-
1 048
-
total
6 439
-
6 955
-
Corporate
2 970
40 000
-
-
income
772
10 400
-
-
total
772
10 400
-
-
Dividends
2 197
29 600
-
-
withholding
329
4 440
-
-
total
329
4 440
-
-
Income
40 000
40 000
40 000
40 000
Total tax
17 728
14 840
17 996
17 021
After tax
22 272
25 160
22 004
22 979
Living cost
20 403
20 403
20 403
20 403
Free-cash
1 869
4 757
1 601
2 576

Estimated living cost  is ₽20403 per week

₽12318
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1774
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5838
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽2935
₽2290
₽1960
₽5116
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
surtax
-
-
-
183
unemployment
-
-
-
207
health
-
-
-
2 841
pensions
-
-
-
8 000
income
-
-
-
5 790
other
-
-
-
-
total
-
-
-
17 021
Employee
30 039
-
33 045
-
unemployment
2 091
-
2 300
-
other
-
-
-
-
income
5 035
-
5 540
-
surtax
98
-
153
-
pensions
2 003
-
2 205
-
health
767
-
843
-
total
9 994
-
11 041
-
Employer
30 039
-
33 045
-
pensions
4 004
-
4 404
-
other
-
-
-
-
health
1 367
-
1 503
-
unemployment
952
-
1 048
-
total
6 323
-
6 955
-
Corporate
3 638
40 000
-
-
income
946
10 400
-
-
total
946
10 400
-
-
Dividends
2 692
29 600
-
-
withholding
403
4 440
-
-
total
403
4 440
-
-
Income
40 000
40 000
40 000
40 000
Total tax
17 666
14 840
17 996
17 021
After tax
22 334
25 160
22 004
22 979
Living cost
20 044
20 044
20 044
20 044
Free-cash
2 290
5 116
1 960
2 935

Estimated living cost  is ₽20044 per week

₽12256
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1850
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5476
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽9571
₽4994
₽5050
₽4617
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
unemployment
-
-
-
600
health
-
-
-
2 800
pensions
-
-
-
4 000
income
-
-
-
4 890
total
-
-
-
12 290
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 185
10 421
33 473
-
unemployment
393
156
502
-
income
3 201
1 274
4 092
-
pensions
2 618
1 042
3 347
-
health
1 833
729
2 343
-
total
8 045
3 201
10 284
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 185
10 421
33 473
-
pensions
5 106
2 032
6 527
-
total
5 106
2 032
6 527
-
Corporate
8 710
27 547
-
-
income
784
2 479
-
-
total
784
2 479
-
-
Dividends
7 926
25 068
-
-
withholding
1 506
4 763
-
-
social contributions
1 426
4 769
-
-
total
2 932
9 532
-
-
Income
40 000
40 000
40 000
40 000
Total tax
16 867
17 244
16 811
12 290
After tax
23 133
22 756
23 189
27 710
Living cost
18 139
18 139
18 139
18 139
Free-cash
4 994
4 617
5 050
9 571

Estimated living cost  is ₽18139 per week

₽12379
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽362
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3914
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
-₽18324
-₽34328
-₽18010
-₽18998
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
national
-
-
-
5 553
pensions
-
-
-
4 800
social contributions
-
-
-
430
municipal
-
-
-
3 583
total
-
-
-
14 366
Employee
68 143
-
34 580
-
municipal
8 417
-
3 738
-
national
13 043
-
5 793
-
pensions
2 726
-
1 383
-
total
24 186
-
10 914
-
Employer
68 143
-
34 580
-
pensions
5 451
-
2 766
-
social contributions
733
-
372
-
total
6 184
-
3 138
-
Corporate
-
40 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
8 000
-
-
total
-
8 000
-
-
Dividends
-
32 000
-
-
withholding
-
7 040
-
-
total
-
7 040
-
-
Income
40 000
40 000
40 000
40 000
Total tax
30 370
15 040
14 052
14 366
After tax
9 630
24 960
25 948
25 634
Living cost
43 958
43 958
43 958
43 958
Free-cash
-34 328
-18 998
-18 010
-18 324

Estimated living cost  is ₽43958 per week

₽29878
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4086
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽658
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9336
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
-₽19386
-₽31055
-₽19386
-₽23745
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
social contributions
-
-
-
2 486
income
-
-
-
5 156
total
-
-
-
7 642
Employee
71 054
-
40 000
-
social contributions
5 903
-
2 486
-
income
13 408
-
5 156
-
total
19 311
-
7 642
-
Employer
71 054
-
40 000
-
total
-
-
-
-
Corporate
-
40 000
-
-
income
-
5 001
-
-
total
-
5 001
-
-
Dividends
-
34 999
-
-
withholding
-
7 000
-
-
total
-
7 000
-
-
Income
40 000
40 000
40 000
40 000
Total tax
19 311
12 001
7 642
7 642
After tax
20 689
27 999
32 358
32 358
Living cost
51 744
51 744
51 744
51 744
Free-cash
-31 055
-23 745
-19 386
-19 386

Estimated living cost  is ₽51744 per week

₽39366
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4216
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7667
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
-₽16221
-₽40728
-₽18483
-₽16987
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
national
-
-
-
6 988
regional
-
-
-
378
social contributions
-
-
-
10 288
municipal
-
-
-
238
total
-
-
-
17 892
Employee
80 729
-
40 000
-
municipal
427
-
212
-
national
13 988
-
6 125
-
social contributions
27 222
-
13 489
-
regional
762
-
328
-
total
42 399
-
20 154
-
Employer
80 729
-
40 000
-
total
-
-
-
-
Corporate
-
40 000
-
-
nationa
-
9 600
-
-
municipal
-
1 560
-
-
total
-
11 160
-
-
Dividends
-
28 840
-
-
withholding
-
7 498
-
-
total
-
7 498
-
-
Income
40 000
40 000
40 000
40 000
Total tax
42 399
18 658
20 154
17 892
After tax
-2 399
21 342
19 846
22 108
Living cost
38 329
38 329
38 329
38 329
Free-cash
-40 728
-16 987
-18 483
-16 221

Estimated living cost  is ₽38329 per week

₽26719
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2513
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽588
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8509
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
-₽2585
-₽10388
-₽4834
-₽3445
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
national
-
-
-
6 988
regional
-
-
-
602
social contributions
-
-
-
10 288
municipal
-
-
-
238
total
-
-
-
18 116
Employee
50 388
-
40 000
-
municipal
267
-
212
-
national
7 983
-
6 125
-
social contributions
16 991
-
13 489
-
regional
678
-
539
-
total
25 919
-
20 365
-
Employer
50 388
-
40 000
-
total
-
-
-
-
Corporate
-
40 000
-
-
nationa
-
9 600
-
-