Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 39500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽18916
₽10997
₽13653
₽10663
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 500
health
-
-
-
3 469
unemployment
-
-
-
121
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 465
income
-
-
-
5 925
total
-
-
-
13 980
Employee
19 674
-
33 581
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 727
-
2 649
-
income
1 968
-
3 358
-
accident

We are using the highest rate at 1.1%.

216
-
332
-
health
905
-
1 388
-
total
4 816
-
7 727
-
Employer
19 674
-
33 581
-
unemployment
118
-
181
-
health
1 358
-
2 082
-
accident

We are using the highest rate at 1.1%.

216
-
332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 168
-
3 324
-
total
3 860
-
5 919
-
Corporate
15 967
39 500
-
-
income
1 596
3 950
-
-
total
1 596
3 950
-
-
Dividends
14 370
35 550
-
-
withholding
718
1 777
-
-
total
718
1 777
-
-
Income
39 500
39 500
39 500
39 500
Total tax
10 990
5 727
13 646
13 980
After tax
28 510
33 773
25 854
25 520
Living cost
14 857
14 857
14 857
14 857
Free-cash
13 653
18 916
10 997
10 663

Estimated living cost  is ₽14857 per week

₽9827
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽354
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3826
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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