Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 39500

per

Your estimated

Best value All models

City

free-cash

Sofia , Bulgaria

₽17233

₽8397

₽8068

₽11370

S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

39 500

income

5 925

unemployment

134

health

3 862

pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

4 971

total

14 892

Employee

21 902

33 022

accident

We are using the highest rate at 1.1%.

241

363

pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 923

2 900

income

2 191

3 302

health

1 008

1 520

total

5 363

8 085

Employer

21 902

33 022

health

1 511

2 278

pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 414

3 639

accident

We are using the highest rate at 1.1%.

241

363

unemployment

132

198

total

4 298

6 478

Corporate

13 301

39 500

income

1 330

3 950

total

1 330

3 950

Dividends

11 970

35 550

withholding

599

1 777

total

599

1 777

Income

39 500

Total tax

11 590

5 727

14 563

14 892

After tax

27 910

33 773

24 937

24 608

Living cost

16 540

Free-cash

11 370

17 233

8 397

8 068

Estimated living cost is ₽16540 per week

₽10940

Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.

₽947

Public transport and taxi. Monthly travel card, and a few taxi rides per week.

₽395

Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.

₽4260

Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.

₽0

I'm drinking at home rarely or never.

₽0

I do not smoke or smoke very rarely.

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