Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 39500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽13409
₽10702
₽10387
₽18736
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 519
unemployment
-
-
-
122
income
-
-
-
5 925
health
-
-
-
3 511
total
-
-
-
14 077
Employee
19 910
-
33 510
-
health
916
-
1 404
-
accident

We are using the highest rate at 1.1%.

219
-
336
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 748
-
2 681
-
income
1 991
-
3 351
-
total
4 874
-
7 772
-
Employer
19 910
-
33 510
-
health
1 374
-
2 107
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 194
-
3 364
-
accident

We are using the highest rate at 1.1%.

219
-
336
-
unemployment
120
-
183
-
total
3 907
-
5 990
-
Corporate
15 683
39 500
-
-
income
1 568
3 950
-
-
total
1 568
3 950
-
-
Dividends
14 115
35 550
-
-
withholding
706
1 778
-
-
total
706
1 778
-
-
Income
39 500
39 500
39 500
39 500
Total tax
11 055
5 728
13 762
14 077
After tax
28 445
33 772
25 738
25 423
Living cost
15 036
15 036
15 036
15 036
Free-cash
13 409
18 736
10 702
10 387

Estimated living cost  is ₽15036 per week

₽9945
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽861
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽359
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3872
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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