Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 39000
per

Your estimated
City
free-cash

Larnaca , Cyprus
-₽7598
-₽285
₽8347
-₽243
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 000
income
-
-
-
-
health
-
-
-
995
social contributions
-
-
-
6 084
total
-
-
-
7 079
Employee
78 293
78 293
78 293
-
health
607
1 331
603
-
social contributions
2 960
6 498
2 939
-
income
8 525
7 248
8 533
-
total
12 092
15 077
12 075
-
Employer
78 293
78 293
78 293
-
health
659
1 449
655
-
social contributions
2 960
6 498
2 939
-
total
3 619
7 947
3 594
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
39 000
39 000
39 000
39 000
Total tax
15 711
23 024
15 669
7 079
After tax
23 289
15 976
23 331
31 921
Living cost
23 574
23 574
23 574
23 574
Free-cash
-285
-7 598
-243
8 347

Estimated living cost  is ₽23574 per week

₽14128
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2313
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽522
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6612
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Larnaca model

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