Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 39000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽11082
₽16905
₽8182
₽7796
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 000
unemployment
-
-
-
134
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 941
health
-
-
-
3 839
income
-
-
-
5 850
total
-
-
-
14 764
Employee
21 769
-
32 603
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 911
-
2 863
-
accident

We are using the highest rate at 1.1%.

239
-
359
-
income
2 177
-
3 260
-
health
1 001
-
1 499
-
total
5 328
-
7 981
-
Employer
21 769
-
32 603
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 399
-
3 592
-
unemployment
131
-
196
-
health
1 502
-
2 250
-
accident

We are using the highest rate at 1.1%.

239
-
359
-
total
4 271
-
6 397
-
Corporate
12 959
39 000
-
-
income
1 296
3 900
-
-
total
1 296
3 900
-
-
Dividends
11 663
35 100
-
-
withholding
583
1 755
-
-
total
583
1 755
-
-
Income
39 000
39 000
39 000
39 000
Total tax
11 478
5 655
14 378
14 764
After tax
27 522
33 345
24 622
24 236
Living cost
16 440
16 440
16 440
16 440
Free-cash
11 082
16 905
8 182
7 796

Estimated living cost  is ₽16440 per week

₽10874
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽941
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽392
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4234
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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