Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 39000

per

Your estimated

Best value All models

City

free-cash

Sofia , Bulgaria

₽6402

₽5050

₽8670

₽15124

S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

39 000

unemployment

148

pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

5 476

income

5 850

health

4 255

total

15 729

Employee

24 128

32 603

accident

We are using the highest rate at 1.1%.

265

359

income

2 413

3 260

pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 118

2 862

health

1 110

1 499

total

5 906

7 980

Employer

24 128

32 603

accident

We are using the highest rate at 1.1%.

265

359

health

1 665

2 250

pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 659

3 593

unemployment

145

195

total

4 734

6 397

Corporate

10 138

39 000

income

1 013

3 900

total

1 013

3 900

Dividends

9 125

35 100

withholding

456

1 755

total

456

1 755

Income

39 000

Total tax

12 109

5 655

14 377

15 729

After tax

26 891

33 345

24 623

23 271

Living cost

18 221

Free-cash

8 670

15 124

6 402

5 050

Estimated living cost is ₽18221 per week

₽12051

Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.

₽1043

Public transport and taxi. Monthly travel card, and a few taxi rides per week.

₽435

Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.

₽4693

Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.

₽0

I'm drinking at home rarely or never.

₽0

I do not smoke or smoke very rarely.

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