Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 39000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽16648
₽10733
₽7400
₽7923
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 000
income
-
-
-
5 850
health
-
-
-
3 899
unemployment
-
-
-
136
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 018
total
-
-
-
14 903
Employee
22 110
-
32 602
-
health
1 017
-
1 500
-
income
2 211
-
3 261
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 941
-
2 862
-
accident

We are using the highest rate at 1.1%.

243
-
359
-
total
5 412
-
7 982
-
Employer
22 110
-
32 602
-
accident

We are using the highest rate at 1.1%.

243
-
359
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 436
-
3 593
-
health
1 526
-
2 250
-
unemployment
133
-
196
-
total
4 338
-
6 398
-
Corporate
12 552
39 000
-
-
income
1 255
3 900
-
-
total
1 255
3 900
-
-
Dividends
11 297
35 100
-
-
withholding
565
1 755
-
-
total
565
1 755
-
-
Income
39 000
39 000
39 000
39 000
Total tax
11 570
5 655
14 380
14 903
After tax
27 430
33 345
24 620
24 097
Living cost
16 697
16 697
16 697
16 697
Free-cash
10 733
16 648
7 923
7 400

Estimated living cost  is ₽16697 per week

₽11044
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽956
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽398
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4300
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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