Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 39000
per

Your estimated
City
free-cash

Andorra , Andorra
₽6780
₽3250
₽2099
₽3613
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 000
income
-
-
-
-
social contributions
-
-
-
8 580
total
-
-
-
8 580
Employee
30 290
-
33 767
-
income
-
-
-
-
social contributions
1 969
-
2 196
-
total
1 969
-
2 196
-
Employer
30 290
-
33 767
-
social contributions
4 695
-
5 233
-
total
4 695
-
5 233
-
Corporate
4 015
39 000
-
-
income
402
3 899
-
-
total
402
3 899
-
-
Dividends
3 613
35 101
-
-
total
-
-
-
-
Income
39 000
39 000
39 000
39 000
Total tax
7 066
3 899
7 429
8 580
After tax
31 934
35 101
31 571
30 420
Living cost
28 321
28 321
28 321
28 321
Free-cash
3 613
6 780
3 250
2 099

Estimated living cost  is ₽28321 per week

₽18312
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2135
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽533
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7341
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

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