Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 39000
per

Your estimated
City
free-cash

Andorra , Andorra
₽4296
₽7392
₽3864
₽2712
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 000
income
-
-
-
-
social contributions
-
-
-
8 581
total
-
-
-
8 581
Employee
29 633
-
33 766
-
social contributions
1 926
-
2 195
-
income
-
-
-
-
total
1 926
-
2 195
-
Employer
29 633
-
33 766
-
social contributions
4 593
-
5 234
-
total
4 593
-
5 234
-
Corporate
4 774
39 000
-
-
income
478
3 901
-
-
total
478
3 901
-
-
Dividends
4 296
35 099
-
-
total
-
-
-
-
Income
39 000
39 000
39 000
39 000
Total tax
6 997
3 901
7 429
8 581
After tax
32 003
35 099
31 571
30 419
Living cost
27 707
27 707
27 707
27 707
Free-cash
4 296
7 392
3 864
2 712

Estimated living cost  is ₽27707 per week

₽17915
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2089
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7182
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

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