Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 39000
per

Your estimated
City
free-cash

Valencia , Spain
-₽160258
-₽125538
-₽85510
-₽102127
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 000
accident
-
-
-
791
income
-
-
-
2 404
pensions
-
-
-
24 868
other
-
-
-
85
unemployment
-
-
-
613
total
-
-
-
28 761
Employee
151 091
-
-
-
unemployment
2 342
-
2 117
-
pensions
7 103
-
6 413
-
income
29 129
-
-
-
other
147
-
140
-
total
38 721
-
8 670
-
Employer
151 091
-
-
-
pensions
35 655
-
32 204
-
other
1 210
-
1 093
-
unemployment
8 313
-
7 506
-
accident
2 993
-
2 699
-
total
48 171
-
43 502
-
Corporate
-
39 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
5 847
-
-
total
-
5 847
-
-
Dividends
-
33 153
-
-
withholding
-
6 297
-
-
total
-
6 297
-
-
Income
39 000
39 000
39 000
39 000
Total tax
86 892
12 144
52 172
28 761
After tax
-47 892
26 856
-13 172
10 239
Living cost
112 366
112 366
112 366
112 366
Free-cash
-160 258
-85 510
-125 538
-102 127

Estimated living cost  is ₽112366 per month

₽75845
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10802
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1970
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23752
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close