Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 38500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽11952
₽17437
₽9066
₽8851
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 500
unemployment
-
-
-
126
income
-
-
-
5 775
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 652
health
-
-
-
3 615
total
-
-
-
14 168
Employee
20 499
-
32 333
-
accident

We are using the highest rate at 1.1%.

225
-
346
-
health
943
-
1 446
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 800
-
2 760
-
income
2 050
-
3 233
-
total
5 018
-
7 785
-
Employer
20 499
-
32 333
-
accident

We are using the highest rate at 1.1%.

225
-
346
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 259
-
3 464
-
unemployment
123
-
189
-
health
1 415
-
2 169
-
total
4 022
-
6 168
-
Corporate
13 979
38 500
-
-
income
1 398
3 850
-
-
total
1 398
3 850
-
-
Dividends
12 581
34 650
-
-
withholding
629
1 732
-
-
total
629
1 732
-
-
Income
38 500
38 500
38 500
38 500
Total tax
11 067
5 582
13 953
14 168
After tax
27 433
32 918
24 547
24 332
Living cost
15 481
15 481
15 481
15 481
Free-cash
11 952
17 437
9 066
8 851

Estimated living cost  is ₽15481 per week

₽10239
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽886
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3987
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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