Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 38500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽11454
₽8283
₽17068
₽8459
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 500
health
-
-
-
3 701
unemployment
-
-
-
129
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 763
income
-
-
-
5 775
total
-
-
-
14 368
Employee
20 987
-
32 186
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 842
-
2 826
-
accident

We are using the highest rate at 1.1%.

231
-
354
-
income
2 099
-
3 218
-
health
965
-
1 480
-
total
5 137
-
7 878
-
Employer
20 987
-
32 186
-
health
1 448
-
2 221
-
accident

We are using the highest rate at 1.1%.

231
-
354
-
unemployment
126
-
193
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 313
-
3 546
-
total
4 118
-
6 314
-
Corporate
13 395
38 500
-
-
income
1 339
3 850
-
-
total
1 339
3 850
-
-
Dividends
12 056
34 650
-
-
withholding
603
1 733
-
-
total
603
1 733
-
-
Income
38 500
38 500
38 500
38 500
Total tax
11 197
5 583
14 192
14 368
After tax
27 303
32 917
24 308
24 132
Living cost
15 849
15 849
15 849
15 849
Free-cash
11 454
17 068
8 459
8 283

Estimated living cost  is ₽15849 per week

₽10483
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽907
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽378
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4082
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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