Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 38500
per

Your estimated
City
free-cash

Andorra , Andorra
₽2248
₽3764
₽3387
₽6868
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 500
social contributions
-
-
-
8 470
income
-
-
-
-
total
-
-
-
8 470
Employee
29 713
-
33 333
-
social contributions
1 931
-
2 166
-
income
-
-
-
-
total
1 931
-
2 166
-
Employer
29 713
-
33 333
-
social contributions
4 606
-
5 165
-
total
4 606
-
5 165
-
Corporate
4 182
38 500
-
-
income
417
3 850
-
-
total
417
3 850
-
-
Dividends
3 764
34 650
-
-
total
-
-
-
-
Income
38 500
38 500
38 500
38 500
Total tax
6 954
3 850
7 331
8 470
After tax
31 546
34 650
31 169
30 030
Living cost
27 782
27 782
27 782
27 782
Free-cash
3 764
6 868
3 387
2 248

Estimated living cost  is ₽27782 per week

₽17963
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2094
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽523
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7201
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
-₽7745
-₽14403
-₽14884
-₽11851
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 500
surtax
-
-
-
-
unemployment
-
-
-
5 669
health
-
-
-
2 945
chamber of commerce
-
-
-
154
pensions
-
-
-
7 123
income
-
-
-
868
total
-
-
-
16 759
Employee
40 400
36 832
36 832
-
unemployment
1 212
1 105
884
-
other
403
368
295
-
income
3 599
2 717
3 050
-
pensions
4 137
3 771
3 018
-
health
1 563
1 426
1 140
-
total
10 914
9 387
8 387
-
Employer
40 400
36 832
36 832
-
pensions
5 070
4 623
3 699
-
surtax
-
-
-
-
payroll
1 212
1 105
1 105
-
other
1 919
1 749
1 687
-
health
1 528
1 393
1 114
-
accident
524
479
382
-
unemployment
1 212
1 105
884
-
chamber of commerce
161
147
147
-
total
11 626
10 601
9 018
-
Corporate
3 508
3 508
25 974
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

877
877
6 493
-
total
877
877
6 493
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
38 500
38 500
38 500
38 500
Total tax
23 417
20 865
23 898
16 759
After tax
15 083
17 635
14 602
21 741
Living cost
29 486
29 486
29 486
29 486
Free-cash
-14 403
-11 851
-14 884
-7 745

Estimated living cost  is ₽29486 per week

₽17688
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3011
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
-₽11007
-₽22039
-₽18059
-₽15113
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 500
surtax
-
-
-
182
unemployment
-
-
-
5 669
health
-
-
-
2 945
chamber of commerce
-
-
-
154
pensions
-
-
-
7 123
income
-
-
-
868
total
-
-
-
16 941
Employee
46 188
36 832
36 832
-
unemployment
1 386
1 105
880
-
other
461
368
293
-
income
5 258
2 717
3 057
-
pensions
4 730
3 771
3 003
-
health
1 787
1 426
1 135
-
total
13 622
9 387
8 368
-
Employer
46 188
36 832
36 832
-
pensions
5 797
4 623
3 681
-
surtax
182
182
182
-
payroll
1 386
1 105
1 105
-
other
2 194
1 749
1 685
-
health
1 745
1 393
1 108
-
accident
600
479
381
-
unemployment
1 386
1 105
880
-
chamber of commerce
184
147
147
-
total
13 474
10 783
9 169
-
Corporate
3 508
3 508
25 821
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

877
877
6 456
-
total
877
877
6 456
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
38 500
38 500
38 500
38 500
Total tax
27 973
21 047
23 993
16 941
After tax
10 527
17 453
14 507
21 559
Living cost
32 566
32 566
32 566
32 566
Free-cash
-22 039
-15 113
-18 059
-11 007

Estimated living cost  is ₽32566 per week

₽21720
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2778
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽535
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7533
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
-₽11093
-₽46854
-₽16216
-₽11909
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 500
national
-
-
-
10 677
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 124
social contributions
-
-
-
3 094
total
-
-
-
15 895
Employee

The minimum management director salary is set at €45,000 per year.

66 110
-
29 820
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

575
-
260
-
national
20 325
-
6 883
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 448
-
1 556
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 958
-
2 236
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 106
-
1 403
-
total
32 412
-
12 338
-
Employer

The minimum management director salary is set at €45,000 per year.

66 110
-
29 820
-
surtax
7 496
-
3 381
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 858
-
2 641
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 066
-
1 835
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

859
-
388
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

965
-
435
-
total
19 244
-
8 680
-
Corporate
-
38 500
-
-
income
-
7 700
-
-
surtax
-
154
-
-
total
-
7 854
-
-
Dividends
-
30 646
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
8 857
-
-
total
-
8 857
-
-
Income
38 500
38 500
38 500
38 500
Total tax
51 656
16 711
21 018
15 895
After tax
-13 156
21 789
17 482
22 605
Living cost
33 698
33 698
33 698
33 698
Free-cash
-46 854
-11 909
-16 216
-11 093

Estimated living cost  is ₽33698 per week

₽21706
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2947
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8519
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽8204
₽11384
₽8404
₽17016
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 500
unemployment
-
-
-
129
health
-
-
-
3 713
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 778
income
-
-
-
5 775
total
-
-
-
14 395
Employee
21 055
-
32 184
-
accident

We are using the highest rate at 1.1%.

231
-
354
-
income
2 106
-
3 219
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 848
-
2 826
-
health
969
-
1 480
-
total
5 154
-
7 879
-
Employer
21 055
-
32 184
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 320
-
3 547
-
health
1 453
-
2 222
-
accident

We are using the highest rate at 1.1%.

231
-
354
-
unemployment
126
-
193
-
total
4 130
-
6 316
-
Corporate
13 314
38 500
-
-
income
1 332
3 850
-
-
total
1 332
3 850
-
-
Dividends
11 983
34 650
-
-
withholding
599
1 733
-
-
total
599
1 733
-
-
Income
38 500
38 500
38 500
38 500
Total tax
11 215
5 583
14 195
14 395
After tax
27 285
32 917
24 305
24 105
Living cost
15 901
15 901
15 901
15 901
Free-cash
11 384
17 016
8 404
8 204

Estimated living cost  is ₽15901 per week

₽10517
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽910
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽379
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4095
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽11986
₽16504
₽12186
₽20798
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 500
unemployment
-
-
-
129
health
-
-
-
3 713
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 778
income
-
-
-
5 775
total
-
-
-
14 395
Employee
16 047
-
32 184
-
accident

We are using the highest rate at 1.1%.

177
-
354
-
income
1 604
-
3 219
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 409
-
2 826
-
health
738
-
1 480
-
total
3 928
-
7 879
-
Employer
16 047
-
32 184
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 769
-
3 547
-
health
1 108
-
2 222
-
accident

We are using the highest rate at 1.1%.

177
-
354
-
unemployment
96
-
193
-
total
3 150
-
6 316
-
Corporate
19 304
38 500
-
-
income
1 930
3 850
-
-
total
1 930
3 850
-
-
Dividends
17 374
34 650
-
-
withholding
869
1 733
-
-
total
869
1 733
-
-
Income
38 500
38 500
38 500
38 500
Total tax
9 877
5 583
14 195
14 395
After tax
28 623
32 917
24 305
24 105
Living cost
12 119
12 119
12 119
12 119
Free-cash
16 504
20 798
12 186
11 986

Estimated living cost  is ₽12119 per week

₽7075
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽865
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽321
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3857
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽10115
₽2064
₽2397
-₽3796
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 500
health
-
-
-
982
social contributions
-
-
-
6 005
income
-
-
-
-
total
-
-
-
6 987
Employee
71 068
71 068
71 068
-
income
7 738
6 579
7 661
-
social contributions
2 687
5 898
2 901
-
health
551
1 208
595
-
total
10 976
13 685
11 157
-
Employer
71 068
71 068
71 068
-
social contributions
2 687
5 898
2 901
-
health
598
1 315
647
-
total
3 285
7 213
3 548
-
Corporate
2 841
-
-
-
income
354
-
-
-
total
354
-
-
-
Dividends
2 487
-
-
-
withholding
423
-
-
-
total
423
-
-
-
Income
38 500
38 500
38 500
38 500
Total tax
15 038
20 898
14 705
6 987
After tax
23 462
17 602
23 795
31 513
Living cost
21 398
21 398
21 398
21 398
Free-cash
2 064
-3 796
2 397
10 115

Estimated living cost  is ₽21398 per week

₽12824
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2099
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽1536
-₽7323
-₽6182
-₽12375
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 500
health
-
-
-
982
social contributions
-
-
-
6 005
income
-
-
-
-
total
-
-
-
6 987
Employee
71 068
71 068
71 068
-
income
7 463
6 579
7 661
-
social contributions
3 453
5 898
2 901
-
health
707
1 208
595
-
total
11 623
13 685
11 157
-
Employer
71 068
71 068
71 068
-
social contributions
3 453
5 898
2 901
-
health
770
1 315
647
-
total
4 223
7 213
3 548
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
38 500
38 500
38 500
38 500
Total tax
15 846
20 898
14 705
6 987
After tax
22 654
17 602
23 795
31 513
Living cost
29 977
29 977
29 977
29 977
Free-cash
-7 323
-12 375
-6 182
1 536

Estimated living cost  is ₽29977 per week

₽20492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2341
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽503
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6640
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
-₽2687
-₽3747
-₽1903
₽5068
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 500
health
-
-
-
5 197
social contributions
-
-
-
11 242
income
-
-
-
3 309
solidarity contribution
-
-
-
-
total
-
-
-
19 748
Employee
31 529
-
28 731
-
income
3 783
-
3 448
-
social contributions
2 049
-
1 868
-
health
4 256
-
3 879
-
solidarity contribution
-
-
-
-
total
10 088
-
9 195
-
Employer
31 529
-
28 731
-
social contributions
7 882
-
7 183
-
health
2 838
-
2 586
-
total
10 720
-
9 769
-
Corporate
-
38 500
-
-
income
-
7 315
-
-
total
-
7 315
-
-
Dividends
-
31 185
-
-
withholding
-
4 678
-
-
total
-
4 678
-
-
Income
38 500
38 500
38 500
38 500
Total tax
20 808
11 993
18 964
19 748
After tax
17 692
26 507
19 536
18 752
Living cost
21 439
21 439
21 439
21 439
Free-cash
-3 747
5 068
-1 903
-2 687

Estimated living cost  is ₽21439 per week

₽14892
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1525
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4601
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
-₽7667
-₽13561
-₽6883
₽88
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 500
health
-
-
-
5 197
social contributions
-
-
-
11 242
income
-
-
-
3 309
solidarity contribution
-
-
-
-
total
-
-
-
19 748
Employee
38 851
-
28 731
-
income
4 662
-
3 448
-
social contributions
2 525
-
1 868
-
health
5 245
-
3 879
-
solidarity contribution
-
-
-
-
total
12 432
-
9 195
-
Employer
38 851
-
28 731
-
social contributions
9 713
-
7 183
-
health
3 497
-
2 586
-
total
13 210
-
9 769
-
Corporate
-
38 500
-
-
income
-
7 315
-
-
total
-
7 315
-
-
Dividends
-
31 185
-
-
withholding
-
4 678
-
-
total
-
4 678
-
-
Income
38 500
38 500
38 500
38 500
Total tax
25 642
11 993
18 964
19 748
After tax
12 858
26 507
19 536
18 752
Living cost
26 419
26 419
26 419
26 419
Free-cash
-13 561
88
-6 883
-7 667

Estimated living cost  is ₽26419 per week

₽19647
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1464
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4852
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽18702
-₽163464
-₽163464
-₽163464
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 500
national
-
-
-
3 257
pensions
-
-
-
803
municipal
-
-
-
5 484
labour market
-
-
-
3 016
total
-
-
-
12 560
Employee
188 425
188 425
188 425
-
municipal
40 124
40 124
40 124
-
national
23 019
23 019
23 019
-
pensions
268
268
268
-
labour market
15 053
15 053
15 053
-
total
78 464
78 464
78 464
-
Employer
188 425
188 425
188 425
-
pensions
536
536
536
-
labour market
15 074
15 074
15 074
-
municipal
40 188
40 188
40 188
-
national
23 060
23 060
23 060
-
total
78 858
78 858
78 858
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
38 500
38 500
38 500
38 500
Total tax
157 322
157 322
157 322
12 560
After tax
-118 822
-118 822
-118 822
25 940
Living cost
44 642
44 642
44 642
44 642
Free-cash
-163 464
-163 464
-163 464
-18 702

Estimated living cost  is ₽44642 per week

₽30554
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3949
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽687
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽356
₽2736
₽1698
₽8477
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 500
health
-
-
-
5 006
pensions
-
-
-
7 700
income
-
-
-
3 115
total
-
-
-
15 821
Employee
26 219
-
28 775
-
unemployment
419
-
461
-
income
2 952
-
3 718
-
pensions
524
-
575
-
total
3 895
-
4 754
-
Employer
26 219
-
28 775
-
pensions
5 244
-
5 754
-
health
3 408
-
3 741
-
unemployment
210
-
230
-
total
8 862
-
9 725
-
Corporate
3 419
38 500
-
-
income
684
7 700
-
-
total
684
7 700
-
-
Dividends
2 735
30 800
-
-
total
-
-
-
-
Income
38 500
38 500
38 500
38 500
Total tax
13 441
7 700
14 479
15 821
After tax
25 059
30 800
24 021
22 679
Living cost
22 323
22 323
22 323
22 323
Free-cash
2 736
8 477
1 698
356

Estimated living cost  is ₽22323 per week

₽15311
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1329
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽449
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5234
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
-₽4528
-₽19300
-₽11206
-₽8841
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
38 500
national
-
-
-
445
health
-
-
-
207
municipal
-
-
-
6 893
total
-
-
-
7 545
Employee
48 625
-
32 389
-
unemployment
730
-
486
-
municipal
7 964
-
5 328
-
national
803
-
-
-
pensions
3 282
-
2 187
-
health
363
-
112
-
total
13 142
-
8 113
-
Employer
48 625
-
32 389
-
pensions
8 436
-
5 619
-
health
374
-
249
-
accident
49
-
32
-
unemployment
316
-
210
-
total
9 175
-
6 110
-
Corporate
-
38 500
-
-
income
-
7 700
-
-
total
-
7 700
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
23 100
-
-
municipal
-
4 158
-
-
national
-
-
-
-
total
-
4 158
-
-
Income
38 500
38 500
38 500
38 500
Total tax
22 317
11 858
14 223
7 545
After tax
16 183
26 642
24 277
30 955
Living cost
35 483
35 483
35 483
35 483
Free-cash
-19 300
-8 841
-11 206
-4 528

Estimated living cost  is ₽35483 per week

₽23178
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3413
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽565
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8329
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
-₽5087
-₽7836
-₽4403
-₽9082
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 500
surtax
-
-
-
-
health
-
-
-
335
pensions
-
-
-
11 479
social contributions
-
-
-
1 098
income
-
-
-
994
other
-
-
-
1 193
total
-
-
-
15 099
Employee
35 309
-
29 338
-
income
1 821
-
1 100
-
surtax
-
-
-
-
social contributions
1 007
-
835
-
pensions
3 994
-
3 318
-
total
6 822
-
5 253
-
Employer
35 309
-
29 338
-
pensions
5 802
-
4 821
-
social contributions
105
-
88
-
other
1 219
-
1 012
-
health
2 471
-
2 054
-
unemployment
1 429
-
1 187
-
total
11 026
-
9 162
-
Corporate
-
38 500
-
-
income
-
10 779
-
-
surtax
-
-
-
-
total
-
10 779
-
-
Dividends
-
27 721
-
-
withholding
-
3 548
-
-
social contributions
-
4 767
-
-
surtax
-
-
-
-
total
-
8 315
-
-
Income
38 500
38 500
38 500
38 500
Total tax
17 848
19 094
14 415
15 099
After tax
20 652
19 406
24 085
23 401
Living cost
28 488
28 488
28 488
28 488
Free-cash
-7 836
-9 082
-4 403
-5 087

Estimated living cost  is ₽28488 per week

₽16522
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2894
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽540
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8533
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
-₽8220
-₽13407
-₽7536
-₽12215
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 500
surtax
-
-
-
-
health
-
-
-
335
pensions
-
-
-
11 479
social contributions
-
-
-
1 098
income
-
-
-
994
other
-
-
-
1 193
total
-
-
-
15 099
Employee
39 555
-
29 338
-
income
2 334
-
1 100
-
surtax
-
-
-
-
social contributions
1 128
-
835
-
pensions
4 472
-
3 318
-
total
7 934
-
5 253
-
Employer
39 555
-
29 338
-
pensions
6 498
-
4 821
-
social contributions
119
-
88
-
other
1 365
-
1 012
-
health
2 769
-
2 054
-
unemployment
1 601
-
1 187
-
total
12 352
-
9 162
-
Corporate
-
38 500
-
-
income
-
10 779
-
-
surtax
-
-
-
-
total
-
10 779
-
-
Dividends
-
27 721
-
-
withholding
-
3 548
-
-
social contributions
-
4 767
-
-
surtax
-
-
-
-
total
-
8 315
-
-
Income
38 500
38 500
38 500
38 500
Total tax
20 286
19 094
14 415
15 099
After tax
18 214
19 406
24 085
23 401
Living cost
31 621
31 621
31 621
31 621
Free-cash
-13 407
-12 215
-7 536
-8 220

Estimated living cost  is ₽31621 per week

₽19938
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2571
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽538
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8575
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽21238
-₽37465
-₽20554
-₽25233
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 500
surtax
-
-
-
-
health
-
-
-
335
pensions
-
-
-
11 479
social contributions
-
-
-
1 098
income
-
-
-
994
other
-
-
-
1 193
total
-
-
-
15 099
Employee
57 886
-
29 338
-
income
5 051
-
1 100
-
surtax
-
-
-
-
social contributions
1 649
-
835
-
pensions
6 547
-
3 318
-
total
13 247
-
5 253
-
Employer
57 886
-
29 338
-
pensions
9 511
-
4 821
-
social contributions
174
-
88
-
other
1 998
-
1 012
-
health
4 051
-
2 054
-
unemployment
2 345
-
1 187
-
total
18 079
-
9 162
-
Corporate
-
38 500
-
-
income
-
10 779
-
-
surtax
-
-
-
-
total
-
10 779
-
-
Dividends
-
27 721
-
-
withholding
-
3 548
-
-
social contributions
-
4 767
-
-
surtax
-
-
-
-
total
-
8 315
-
-
Income
38 500
38 500
38 500
38 500
Total tax
31 326
19 094
14 415
15 099
After tax
7 174
19 406
24 085
23 401
Living cost
44 639
44 639
44 639
44 639
Free-cash
-37 465
-25 233
-20 554
-21 238

Estimated living cost  is ₽44639 per week

₽30211
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3652
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽612
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10164
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽32193
₽29543
₽24878
₽30653
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
38 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
385
total
-
-
-
385
Employee
7 402
-
38 500
-
income
1 480
-
7 700
-
total
1 480
-
7 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

31 098
38 500
-
-
total
-
-
-
-
Dividends
31 098
38 500
-
-
withholding
1 555
1 925
-
-
total
1 555
1 925
-
-
Income
38 500
38 500
38 500
38 500
Total tax
3 035
1 925
7 700
385
After tax
35 465
36 575
30 800
38 115
Living cost
5 922
5 922
5 922
5 922
Free-cash
29 543
30 653
24 878
32 193

Estimated living cost  is ₽5922 per week

₽3670
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽492
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽163
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1597
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽28887
₽25617
₽21572
₽27347
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
38 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
385
total
-
-
-
385
Employee
11 535
-
38 500
-
income
2 307
-
7 700
-
total
2 307
-
7 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

26 965
38 500
-
-
total
-
-
-
-
Dividends
26 965
38 500
-
-
withholding
1 348
1 925
-
-
total
1 348
1 925
-
-
Income
38 500
38 500
38 500
38 500
Total tax
3 655
1 925
7 700
385
After tax
34 845
36 575
30 800
38 115
Living cost
9 228
9 228
9 228
9 228
Free-cash
25 617
27 347
21 572
28 887

Estimated living cost  is ₽9228 per week

₽6244
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽387
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽309
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2286
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
-₽5379
-₽7486
-₽5379
-₽15664
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
38 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
98
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 314
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
1 785
trade
-
-
-
-
total
-
-
-
8 197
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 986
-
38 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 781
-
1 785
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

209
-
98
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 314
-
6 314
-
total
10 304
-
8 197
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
38 500
-
-
trade
-
5 525
-
-
income
-
5 776
-
-
chamber of commerce
-
196
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
317
-
-
total
-
11 814
-
-
Dividends
-
26 686
-
-
withholding
-
6 321
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
347
-
-
total
-
6 668
-
-
Income
38 500
38 500
38 500
38 500
Total tax
10 304
18 482
8 197
8 197
After tax
28 196
20 018
30 303
30 303
Living cost
35 682
35 682
35 682
35 682
Free-cash
-7 486
-15 664
-5 379
-5 379

Estimated living cost  is ₽35682 per week

₽24614
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3839
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6710
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽2309
₽1851
₽2309
-₽8372
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
38 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
98
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 314
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
1 785
trade
-
-
-
-
total
-
-
-
8 197
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 350
-
38 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

987
-
1 785
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

54
-
98
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 314
-
6 314
-
total
7 355
-
8 197
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
3 150
38 500
-
-
trade
496
6 063
-
-
income
472
5 776
-
-
chamber of commerce
146
196
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

26
317
-
-
total
1 140
12 352
-
-
Dividends
2 010
26 147
-
-
withholding
151
6 186
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

9
340
-
-
total
160
6 526
-
-
Income
38 500
38 500
38 500
38 500
Total tax
8 655
18 878
8 197
8 197
After tax
29 845
19 622
30 303
30 303
Living cost
27 994
27 994
27 994
27 994
Free-cash
1 851
-8 372
2 309
2 309

Estimated living cost  is ₽27994 per week

₽17609
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3264
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽523
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6598
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
-₽6004
-₽8369
-₽6004
-₽16884
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
38 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
98
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 314
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
1 785
trade
-
-
-
-
total
-
-
-
8 197
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 869
-
38 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 027
-
1 785
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

221
-
98
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 314
-
6 314
-
total
10 562
-
8 197
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
38 500
-
-
trade
-
6 333
-
-
income
-
5 776
-
-
chamber of commerce
-
195
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
317
-
-
total
-
12 621
-
-
Dividends
-
25 879
-
-
withholding
-
6 119
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
337
-
-
total
-
6 456
-
-
Income
38 500
38 500
38 500
38 500
Total tax
10 562
19 077
8 197
8 197
After tax
27 938
19 423
30 303
30 303
Living cost
36 307
36 307
36 307
36 307
Free-cash
-8 369
-16 884
-6 004
-6 004

Estimated living cost  is ₽36307 per week

₽24283
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3829
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽542
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7654
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
-₽12036
-₽17044
-₽12036
-₽23114
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
38 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
98
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 314
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
1 785
trade
-
-
-
-
total
-
-
-
8 197
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 544
-
38 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 531
-
1 785
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

360
-
98
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 314
-
6 314
-
total
13 205
-
8 197
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
38 500
-
-
trade
-
6 603
-
-
income
-
5 776
-
-
chamber of commerce
-
195
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
317
-
-
total
-
12 891
-
-
Dividends
-
25 609
-
-
withholding
-
6 051
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
333
-
-
total
-
6 384
-
-
Income
38 500
38 500
38 500
38 500
Total tax
13 205
19 275
8 197
8 197
After tax
25 295
19 225
30 303
30 303
Living cost
42 339
42 339
42 339
42 339
Free-cash
-17 044
-23 114
-12 036
-12 036

Estimated living cost  is ₽42339 per week

₽30923
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3387
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽551
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7480
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽1378
₽518
₽445
₽3458
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 500
surtax
-
-
-
149
unemployment
-
-
-
210
health
-
-
-
2 734
pensions
-
-
-
7 700
income
-
-
-
5 570
other
-
-
-
-
total
-
-
-
16 363
Employee
31 125
-
31 805
-
unemployment
2 166
-
2 213
-
other
-
-
-
-
income
5 218
-
5 332
-
surtax
110
-
123
-
pensions
2 077
-
2 122
-
health
795
-
812
-
total
10 366
-
10 602
-
Employer
31 125
-
31 805
-
pensions
4 150
-
4 239
-
other
-
-
-
-
health
1 415
-
1 447
-
unemployment
987
-
1 008
-
total
6 552
-
6 694
-
Corporate
823
38 500
-
-
income
214
10 009
-
-
total
214
10 009
-
-
Dividends
609
28 491
-
-
withholding
91
4 274
-
-
total
91
4 274
-
-
Income
38 500
38 500
38 500
38 500
Total tax
17 223
14 283
17 296
16 363
After tax
21 277
24 217
21 204
22 137
Living cost
20 759
20 759
20 759
20 759
Free-cash
518
3 458
445
1 378

Estimated living cost  is ₽20759 per week

₽12533
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1805
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽482
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5940
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽1743
₽947
₽810
₽3823
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 500
surtax
-
-
-
149
unemployment
-
-
-
210
health
-
-
-
2 734
pensions
-
-
-
7 700
income
-
-
-
5 570
other
-
-
-
-
total
-
-
-
16 363
Employee
30 563
-
31 805
-
unemployment
2 127
-
2 213
-
other
-
-
-
-
income
5 123
-
5 332
-
surtax
100
-
123
-
pensions
2 038
-
2 122
-
health
780
-
812
-
total
10 168
-
10 602
-
Employer
30 563
-
31 805
-
pensions
4 074
-
4 239
-
other
-
-
-
-
health
1 391
-
1 447
-
unemployment
968
-
1 008
-
total
6 433
-
6 694
-
Corporate
1 503
38 500
-
-
income
391
10 009
-
-
total
391
10 009
-
-
Dividends
1 112
28 491
-
-
withholding
167
4 274
-
-
total
167
4 274
-
-
Income
38 500
38 500
38 500
38 500
Total tax
17 159
14 283
17 296
16 363
After tax
21 341
24 217
21 204
22 137
Living cost
20 394
20 394
20 394
20 394
Free-cash
947
3 823
810
1 743

Estimated living cost  is ₽20394 per week

₽12470
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1882
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5572
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽8151
₽3790
₽3800
₽3403
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 500
unemployment
-
-
-
578
health
-
-
-
2 695
pensions
-
-
-
3 850
income
-
-
-
4 707
total
-
-
-
11 830
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 733
10 639
32 218
-
unemployment
401
160
483
-
income
3 268
1 301
3 939
-
pensions
2 673
1 064
3 222
-
health
1 871
745
2 255
-
total
8 213
3 270
9 899
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 733
10 639
32 218
-
pensions
5 213
2 075
6 282
-
total
5 213
2 075
6 282
-
Corporate
6 554
25 786
-
-
income
590
2 321
-
-
total
590
2 321
-
-
Dividends
5 964
23 465
-
-
withholding
1 133
4 458
-
-
social contributions
1 042
4 454
-
-
total
2 175
8 912
-
-
Income
38 500
38 500
38 500
38 500
Total tax
16 191
16 578
16 181
11 830
After tax
22 309
21 922
22 319
26 670
Living cost
18 519
18 519
18 519
18 519
Free-cash
3 790
3 403
3 800
8 151

Estimated living cost  is ₽18519 per week

₽12638
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1515
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽370
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3996
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
-₽19824
-₽36982
-₽19522
-₽20618
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 500
national
-
-
-
5 256
pensions
-
-
-
4 620
social contributions
-
-
-
414
municipal
-
-
-
3 392
total
-
-
-
13 682
Employee
69 203
-
33 283
-
municipal
8 548
-
3 541
-
national
13 245
-
5 487
-
pensions
2 768
-
1 331
-
total
24 561
-
10 359
-
Employer
69 203
-
33 283
-
pensions
5 536
-
2 663
-
social contributions
744
-
358
-
total
6 280
-
3 021
-
Corporate
-
38 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
7 700
-
-
total
-
7 700
-
-
Dividends
-
30 800
-
-
withholding
-
6 776
-
-
total
-
6 776
-
-
Income
38 500
38 500
38 500
38 500
Total tax
30 841
14 476
13 380
13 682
After tax
7 659
24 024
25 120
24 818
Living cost
44 642
44 642
44 642
44 642
Free-cash
-36 982
-20 618
-19 522
-19 824

Estimated living cost  is ₽44642 per week

₽30342
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4150
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽668
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9481
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
-₽21242
-₽33796
-₽21242
-₽25698
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 500
social contributions
-
-
-
2 288
income
-
-
-
4 806
total
-
-
-
7 094
Employee
72 295
-
38 500
-
social contributions
6 006
-
2 288
-
income
13 642
-
4 806
-
total
19 648
-
7 094
-
Employer
72 295
-
38 500
-
total
-
-
-
-
Corporate
-
38 500
-
-
income
-
4 813
-
-
total
-
4 813
-
-
Dividends
-
33 687
-
-
withholding
-
6 737
-
-
total
-
6 737
-
-
Income
38 500
38 500
38 500
38 500
Total tax
19 648
11 550
7 094
7 094
After tax
18 852
26 950
31 406
31 406
Living cost
52 648
52 648
52 648
52 648
Free-cash
-33 796
-25 698
-21 242
-21 242

Estimated living cost  is ₽52648 per week

₽40053
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4290
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽503
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7801
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
-₽17657
-₽43639
-₽19866
-₽18456
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 500
national
-
-
-
6 668
regional
-
-
-
360
social contributions
-
-
-
9 902
municipal
-
-
-
228
total
-
-
-
17 158
Employee
82 139
-
38 500
-
municipal
435
-
203
-
national
14 233
-
5 868
-
social contributions
27 697
-
12 982
-
regional
775
-
314
-
total
43 140
-
19 367
-
Employer
82 139
-
38 500
-
total
-
-
-
-
Corporate
-
38 500
-
-
nationa
-
9 239
-
-
municipal
-
1 501
-
-
total
-
10 740
-
-
Dividends
-
27 759
-
-
withholding
-
7 217
-
-
total
-
7 217
-
-
Income
38 500
38 500
38 500
38 500
Total tax
43 140
17 957
19 367
17 158
After tax
-4 640
20 543
19 133
21 342
Living cost
38 999
38 999
38 999
38 999
Free-cash
-43 639
-18 456
-19 866
-17 657

Estimated living cost  is ₽38999 per week

₽27185
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2557
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽598
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8657
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
-₽3774
-₽12768
-₽5966
-₽4658
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 500
national
-
-
-
6 668
regional
-
-
-
580
social contributions
-
-
-
9 902
municipal
-
-
-
228
total
-
-
-
17 378
Employee
51 268
-
38 500
-
municipal
272
-
203
-
national
8 122
-
5 868
-
social contributions
17 288
-
12 982
-
regional
690
-
517
-
total
26 372
-
19 570
-
Employer
51 268
-
38 500
-
total
-
-
-
-
Corporate
-
38 500
-
-
nationa
-
9 239
-
-
municipal