Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 38000
per

Your estimated
City
free-cash

Naples , Italy
-₽5863
-₽8119
-₽17183
-₽6824
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
social contributions
-
-
-
9 773
municipal
-
-
-
227
national
-
-
-
6 492
regional
-
-
-
574
total
-
-
-
17 066
Employee
55 182
-
38 000
-
national
8 742
-
5 794
-
social contributions
18 608
-
12 814
-
municipal
293
-
202
-
regional
743
-
512
-
total
28 386
-
19 322
-
Employer
55 182
-
38 000
-
total
-
-
-
-
Corporate
-
38 000
-
-
nationa
-
9 120
-
-
municipal
-
1 888
-
-
total
-
11 008
-
-
Dividends
-
26 992
-
-
withholding
-
7 019
-
-
total
-
7 019
-
-
Income
38 000
38 000
38 000
38 000
Total tax
28 386
18 027
19 322
17 066
After tax
9 614
19 973
18 678
20 934
Living cost
26 797
26 797
26 797
26 797
Free-cash
-17 183
-6 824
-8 119
-5 863

Estimated living cost  is ₽26797 per week

₽16665
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2715
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽459
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6958
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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