Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 38000
per

Your estimated
City
free-cash

Thessaloniki , Greece
₽3112
₽152
₽1066
₽179
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
income
-
-
-
5 498
other
-
-
-
-
surtax
-
-
-
132
unemployment
-
-
-
215
health
-
-
-
2 698
pensions
-
-
-
7 601
total
-
-
-
16 144
Employee
31 157
-
31 392
-
other
-
-
-
-
unemployment
2 169
-
2 185
-
pensions
2 078
-
2 094
-
surtax
102
-
107
-
income
5 223
-
5 264
-
health
796
-
799
-
total
10 368
-
10 449
-
Employer
31 157
-
31 392
-
health
1 418
-
1 429
-
pensions
4 153
-
4 184
-
unemployment
987
-
996
-
other
-
-
-
-
total
6 558
-
6 609
-
Corporate
285
38 000
-
-
income
73
9 880
-
-
total
73
9 880
-
-
Dividends
212
28 120
-
-
withholding
32
4 218
-
-
total
32
4 218
-
-
Income
38 000
38 000
38 000
38 000
Total tax
17 031
14 098
17 058
16 144
After tax
20 969
23 902
20 942
21 856
Living cost
20 790
20 790
20 790
20 790
Free-cash
179
3 112
152
1 066

Estimated living cost  is ₽20790 per week

₽12712
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1918
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽479
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5680
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
₽2740
-₽220
₽694
-₽409
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
income
-
-
-
5 498
other
-
-
-
-
surtax
-
-
-
132
unemployment
-
-
-
215
health
-
-
-
2 698
pensions
-
-
-
7 601
total
-
-
-
16 144
Employee
31 729
-
31 392
-
other
-
-
-
-
unemployment
2 208
-
2 185
-
pensions
2 117
-
2 094
-
surtax
113
-
107
-
income
5 319
-
5 264
-
health
810
-
799
-
total
10 567
-
10 449
-
Employer
31 729
-
31 392
-
health
1 443
-
1 429
-
pensions
4 230
-
4 184
-
unemployment
1 007
-
996
-
other
-
-
-
-
total
6 680
-
6 609
-
Corporate
-
38 000
-
-
income
-
9 880
-
-
total
-
9 880
-
-
Dividends
-
28 120
-
-
withholding
-
4 218
-
-
total
-
4 218
-
-
Income
38 000
38 000
38 000
38 000
Total tax
17 247
14 098
17 058
16 144
After tax
20 753
23 902
20 942
21 856
Living cost
21 162
21 162
21 162
21 162
Free-cash
-409
2 740
-220
694

Estimated living cost  is ₽21162 per week

₽12777
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1840
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6056
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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