Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 38000
per

Your estimated
City
free-cash

Athens , Greece
₽10954
₽7288
₽8119
₽9121
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
unemployment
-
-
-
131
health
-
-
-
2 699
pensions
-
-
-
7 600
other
-
-
-
-
income
-
-
-
6 026
surtax
-
-
-
477
total
-
-
-
16 933
Employee
19 413
-
31 392
-
health
496
-
801
-
pensions
1 295
-
2 094
-
surtax
69
-
415
-
other
-
-
-
-
unemployment
1 351
-
2 185
-
income
3 254
-
5 661
-
total
6 465
-
11 156
-
Employer
19 413
-
31 392
-
pensions
2 588
-
4 184
-
unemployment
616
-
995
-
health
883
-
1 429
-
other
-
-
-
-
total
4 087
-
6 608
-
Corporate
14 500
38 000
-
-
income
3 770
9 880
-
-
total
3 770
9 880
-
-
Dividends
10 731
28 120
-
-
withholding
1 609
4 218
-
-
total
1 609
4 218
-
-
Income
38 000
38 000
38 000
38 000
Total tax
15 931
14 098
17 764
16 933
After tax
22 069
23 902
20 236
21 067
Living cost
12 948
12 948
12 948
12 948
Free-cash
9 121
10 954
7 288
8 119

Estimated living cost  is ₽12948 per week

₽7817
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1126
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽301
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3705
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Thessaloniki , Greece
₽11182
₽7516
₽8347
₽9390
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
unemployment
-
-
-
131
health
-
-
-
2 699
pensions
-
-
-
7 600
other
-
-
-
-
income
-
-
-
6 026
surtax
-
-
-
477
total
-
-
-
16 933
Employee
19 063
-
31 392
-
health
487
-
801
-
pensions
1 271
-
2 094
-
surtax
62
-
415
-
other
-
-
-
-
unemployment
1 327
-
2 185
-
income
3 195
-
5 661
-
total
6 342
-
11 156
-
Employer
19 063
-
31 392
-
pensions
2 541
-
4 184
-
unemployment
604
-
995
-
health
867
-
1 429
-
other
-
-
-
-
total
4 012
-
6 608
-
Corporate
14 925
38 000
-
-
income
3 880
9 880
-
-
total
3 880
9 880
-
-
Dividends
11 044
28 120
-
-
withholding
1 656
4 218
-
-
total
1 656
4 218
-
-
Income
38 000
38 000
38 000
38 000
Total tax
15 890
14 098
17 764
16 933
After tax
22 110
23 902
20 236
21 067
Living cost
12 720
12 720
12 720
12 720
Free-cash
9 390
11 182
7 516
8 347

Estimated living cost  is ₽12720 per week

₽7778
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1174
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽293
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3475
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Estimated living cost

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