Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 38000
per

Your estimated
City
free-cash

Thessaloniki , Greece
₽146
₽3103
₽1059
₽170
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
other
-
-
-
-
health
-
-
-
2 697
income
-
-
-
5 498
pensions
-
-
-
7 600
surtax
-
-
-
132
unemployment
-
-
-
215
total
-
-
-
16 142
Employee
31 169
-
31 391
-
surtax
102
-
107
-
income
5 225
-
5 262
-
other
-
-
-
-
pensions
2 078
-
2 095
-
health
796
-
800
-
unemployment
2 170
-
2 184
-
total
10 371
-
10 448
-
Employer
31 169
-
31 391
-
other
-
-
-
-
unemployment
987
-
994
-
health
1 418
-
1 429
-
pensions
4 155
-
4 184
-
total
6 560
-
6 607
-
Corporate
270
38 000
-
-
income
70
9 880
-
-
total
70
9 880
-
-
Dividends
200
28 120
-
-
withholding
30
4 218
-
-
total
30
4 218
-
-
Income
38 000
38 000
38 000
38 000
Total tax
17 031
14 098
17 055
16 142
After tax
20 969
23 902
20 945
21 858
Living cost
20 799
20 799
20 799
20 799
Free-cash
170
3 103
146
1 059

Estimated living cost  is ₽20799 per week

₽12717
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1919
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽479
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5683
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
-₽225
₽2732
₽688
-₽423
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
other
-
-
-
-
health
-
-
-
2 697
income
-
-
-
5 498
pensions
-
-
-
7 600
surtax
-
-
-
132
unemployment
-
-
-
215
total
-
-
-
16 142
Employee
31 741
-
31 391
-
surtax
113
-
107
-
income
5 321
-
5 262
-
other
-
-
-
-
pensions
2 118
-
2 095
-
health
810
-
800
-
unemployment
2 209
-
2 184
-
total
10 571
-
10 448
-
Employer
31 741
-
31 391
-
other
-
-
-
-
unemployment
1 007
-
994
-
health
1 443
-
1 429
-
pensions
4 232
-
4 184
-
total
6 682
-
6 607
-
Corporate
-
38 000
-
-
income
-
9 880
-
-
total
-
9 880
-
-
Dividends
-
28 120
-
-
withholding
-
4 218
-
-
total
-
4 218
-
-
Income
38 000
38 000
38 000
38 000
Total tax
17 253
14 098
17 055
16 142
After tax
20 747
23 902
20 945
21 858
Living cost
21 170
21 170
21 170
21 170
Free-cash
-423
2 732
-225
688

Estimated living cost  is ₽21170 per week

₽12782
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1841
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6058
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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Source

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