Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 38000
per

Your estimated
City
free-cash

Thessaloniki , Greece
₽1363
₽3410
₽521
₽446
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
health
-
-
-
2 698
other
-
-
-
-
pensions
-
-
-
7 600
unemployment
-
-
-
211
income
-
-
-
5 498
surtax
-
-
-
139
total
-
-
-
16 146
Employee
30 708
-
31 390
-
health
784
-
800
-
pensions
2 048
-
2 093
-
unemployment
2 138
-
2 185
-
surtax
100
-
113
-
income
5 147
-
5 262
-
other
-
-
-
-
total
10 217
-
10 453
-
Employer
30 708
-
31 390
-
health
1 397
-
1 429
-
pensions
4 094
-
4 185
-
other
-
-
-
-
unemployment
973
-
996
-
total
6 464
-
6 610
-
Corporate
829
38 000
-
-
income
215
9 880
-
-
total
215
9 880
-
-
Dividends
614
28 120
-
-
withholding
92
4 219
-
-
total
92
4 219
-
-
Income
38 000
38 000
38 000
38 000
Total tax
16 988
14 099
17 063
16 146
After tax
21 012
23 901
20 937
21 854
Living cost
20 491
20 491
20 491
20 491
Free-cash
521
3 410
446
1 363

Estimated living cost  is ₽20491 per week

₽12529
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1891
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5598
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
₽997
₽3044
₽94
₽80
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
health
-
-
-
2 698
other
-
-
-
-
pensions
-
-
-
7 600
unemployment
-
-
-
211
income
-
-
-
5 498
surtax
-
-
-
139
total
-
-
-
16 146
Employee
31 271
-
31 390
-
health
798
-
800
-
pensions
2 086
-
2 093
-
unemployment
2 176
-
2 185
-
surtax
111
-
113
-
income
5 242
-
5 262
-
other
-
-
-
-
total
10 413
-
10 453
-
Employer
31 271
-
31 390
-
health
1 422
-
1 429
-
pensions
4 169
-
4 185
-
other
-
-
-
-
unemployment
992
-
996
-
total
6 583
-
6 610
-
Corporate
145
38 000
-
-
income
37
9 880
-
-
total
37
9 880
-
-
Dividends
108
28 120
-
-
withholding
16
4 219
-
-
total
16
4 219
-
-
Income
38 000
38 000
38 000
38 000
Total tax
17 049
14 099
17 063
16 146
After tax
20 951
23 901
20 937
21 854
Living cost
20 857
20 857
20 857
20 857
Free-cash
94
3 044
80
997

Estimated living cost  is ₽20857 per week

₽12592
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1813
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5968
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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