Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 38000
per

Your estimated
City
free-cash

Thessaloniki , Greece
₽4321
₽1333
₽1559
₽2259
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
surtax
-
-
-
160
health
-
-
-
2 698
unemployment
-
-
-
202
pensions
-
-
-
7 600
other
-
-
-
-
income
-
-
-
5 500
total
-
-
-
16 160
Employee
29 345
-
31 390
-
pensions
1 957
-
2 093
-
income
4 919
-
5 262
-
surtax
96
-
135
-
unemployment
2 043
-
2 184
-
other
-
-
-
-
health
749
-
802
-
total
9 764
-
10 476
-
Employer
29 345
-
31 390
-
other
-
-
-
-
unemployment
930
-
995
-
health
1 335
-
1 430
-
pensions
3 912
-
4 185
-
total
6 177
-
6 610
-
Corporate
2 478
38 000
-
-
income
645
9 880
-
-
total
645
9 880
-
-
Dividends
1 833
28 120
-
-
withholding
274
4 218
-
-
total
274
4 218
-
-
Income
38 000
38 000
38 000
38 000
Total tax
16 860
14 098
17 086
16 160
After tax
21 140
23 902
20 914
21 840
Living cost
19 581
19 581
19 581
19 581
Free-cash
1 559
4 321
1 333
2 259

Estimated living cost  is ₽19581 per week

₽11973
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1807
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
₽3970
₽982
₽1147
₽1908
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
surtax
-
-
-
160
health
-
-
-
2 698
unemployment
-
-
-
202
pensions
-
-
-
7 600
other
-
-
-
-
income
-
-
-
5 500
total
-
-
-
16 160
Employee
29 884
-
31 390
-
pensions
1 994
-
2 093
-
income
5 010
-
5 262
-
surtax
106
-
135
-
unemployment
2 080
-
2 184
-
other
-
-
-
-
health
763
-
802
-
total
9 953
-
10 476
-
Employer
29 884
-
31 390
-
other
-
-
-
-
unemployment
948
-
995
-
health
1 359
-
1 430
-
pensions
3 984
-
4 185
-
total
6 291
-
6 610
-
Corporate
1 825
38 000
-
-
income
475
9 880
-
-
total
475
9 880
-
-
Dividends
1 350
28 120
-
-
withholding
202
4 218
-
-
total
202
4 218
-
-
Income
38 000
38 000
38 000
38 000
Total tax
16 921
14 098
17 086
16 160
After tax
21 079
23 902
20 914
21 840
Living cost
19 932
19 932
19 932
19 932
Free-cash
1 147
3 970
982
1 908

Estimated living cost  is ₽19932 per week

₽12034
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1733
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5704
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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