Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 38000
per

Your estimated
City
free-cash

Thessaloniki , Greece
₽329
₽282
₽3245
₽1197
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
health
-
-
-
2 699
income
-
-
-
5 498
surtax
-
-
-
135
pensions
-
-
-
7 600
other
-
-
-
-
unemployment
-
-
-
213
total
-
-
-
16 145
Employee
30 959
-
31 393
-
unemployment
2 155
-
2 185
-
pensions
2 064
-
2 095
-
health
791
-
801
-
income
5 189
-
5 262
-
other
-
-
-
-
surtax
101
-
110
-
total
10 300
-
10 453
-
Employer
30 959
-
31 393
-
pensions
4 127
-
4 184
-
other
-
-
-
-
health
1 409
-
1 428
-
unemployment
981
-
995
-
total
6 517
-
6 607
-
Corporate
525
38 000
-
-
income
137
9 879
-
-
total
137
9 879
-
-
Dividends
388
28 121
-
-
withholding
59
4 218
-
-
total
59
4 218
-
-
Income
38 000
38 000
38 000
38 000
Total tax
17 013
14 097
17 060
16 145
After tax
20 987
23 903
20 940
21 855
Living cost
20 658
20 658
20 658
20 658
Free-cash
329
3 245
282
1 197

Estimated living cost  is ₽20658 per week

₽12631
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1906
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5644
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
-₽163
-₽87
₽2876
₽828
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
health
-
-
-
2 699
income
-
-
-
5 498
surtax
-
-
-
135
pensions
-
-
-
7 600
other
-
-
-
-
unemployment
-
-
-
213
total
-
-
-
16 145
Employee
31 527
-
31 393
-
unemployment
2 194
-
2 185
-
pensions
2 103
-
2 095
-
health
805
-
801
-
income
5 285
-
5 262
-
other
-
-
-
-
surtax
112
-
110
-
total
10 499
-
10 453
-
Employer
31 527
-
31 393
-
pensions
4 203
-
4 184
-
other
-
-
-
-
health
1 434
-
1 428
-
unemployment
1 000
-
995
-
total
6 637
-
6 607
-
Corporate
-
38 000
-
-
income
-
9 879
-
-
total
-
9 879
-
-
Dividends
-
28 121
-
-
withholding
-
4 218
-
-
total
-
4 218
-
-
Income
38 000
38 000
38 000
38 000
Total tax
17 136
14 097
17 060
16 145
After tax
20 864
23 903
20 940
21 855
Living cost
21 028
21 028
21 028
21 028
Free-cash
-163
2 876
-87
828

Estimated living cost  is ₽21028 per week

₽12695
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1828
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽489
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6017
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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