Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 38000
per

Your estimated
City
free-cash

Thessaloniki , Greece
₽2052
₽2982
₽2397
₽5055
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
health
-
-
-
2 697
other
-
-
-
-
unemployment
-
-
-
195
surtax
-
-
-
177
pensions
-
-
-
7 600
income
-
-
-
5 501
total
-
-
-
16 170
Employee
28 246
-
31 392
-
health
721
-
799
-
pensions
1 883
-
2 094
-
income
4 735
-
5 263
-
unemployment
1 966
-
2 185
-
surtax
92
-
151
-
other
-
-
-
-
total
9 397
-
10 492
-
Employer
28 246
-
31 392
-
other
-
-
-
-
pensions
3 765
-
4 185
-
unemployment
895
-
995
-
health
1 285
-
1 428
-
total
5 945
-
6 608
-
Corporate
3 808
38 000
-
-
income
990
9 879
-
-
total
990
9 879
-
-
Dividends
2 818
28 121
-
-
withholding
423
4 218
-
-
total
423
4 218
-
-
Income
38 000
38 000
38 000
38 000
Total tax
16 755
14 097
17 100
16 170
After tax
21 245
23 903
20 900
21 830
Living cost
18 848
18 848
18 848
18 848
Free-cash
2 397
5 055
2 052
2 982

Estimated living cost  is ₽18848 per week

₽11525
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1739
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽434
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5150
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
₽1715
₽2645
₽2000
₽4718
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
health
-
-
-
2 697
other
-
-
-
-
unemployment
-
-
-
195
surtax
-
-
-
177
pensions
-
-
-
7 600
income
-
-
-
5 501
total
-
-
-
16 170
Employee
28 765
-
31 392
-
health
734
-
799
-
pensions
1 919
-
2 094
-
income
4 822
-
5 263
-
unemployment
2 002
-
2 185
-
surtax
102
-
151
-
other
-
-
-
-
total
9 579
-
10 492
-
Employer
28 765
-
31 392
-
other
-
-
-
-
pensions
3 835
-
4 185
-
unemployment
913
-
995
-
health
1 308
-
1 428
-
total
6 056
-
6 608
-
Corporate
3 180
38 000
-
-
income
827
9 879
-
-
total
827
9 879
-
-
Dividends
2 353
28 121
-
-
withholding
353
4 218
-
-
total
353
4 218
-
-
Income
38 000
38 000
38 000
38 000
Total tax
16 815
14 097
17 100
16 170
After tax
21 185
23 903
20 900
21 830
Living cost
19 185
19 185
19 185
19 185
Free-cash
2 000
4 718
1 715
2 645

Estimated living cost  is ₽19185 per week

₽11583
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1668
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽446
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5490
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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