Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 38000
per

Your estimated
City
free-cash

Thessaloniki , Greece
₽1349
₽4334
₽2272
₽1576
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
income
-
-
-
5 499
pensions
-
-
-
7 599
other
-
-
-
-
unemployment
-
-
-
202
health
-
-
-
2 699
surtax
-
-
-
162
total
-
-
-
16 161
Employee
29 324
-
31 392
-
unemployment
2 041
-
2 184
-
surtax
96
-
135
-
pensions
1 955
-
2 093
-
health
749
-
801
-
other
-
-
-
-
income
4 915
-
5 262
-
total
9 756
-
10 475
-
Employer
29 324
-
31 392
-
other
-
-
-
-
health
1 334
-
1 429
-
unemployment
929
-
995
-
pensions
3 909
-
4 185
-
total
6 172
-
6 609
-
Corporate
2 503
38 000
-
-
income
651
9 880
-
-
total
651
9 880
-
-
Dividends
1 852
28 120
-
-
withholding
278
4 219
-
-
total
278
4 219
-
-
Income
38 000
38 000
38 000
38 000
Total tax
16 857
14 099
17 084
16 161
After tax
21 143
23 901
20 916
21 839
Living cost
19 567
19 567
19 567
19 567
Free-cash
1 576
4 334
1 349
2 272

Estimated living cost  is ₽19567 per week

₽11964
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1806
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5346
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
₽999
₽3984
₽1922
₽1167
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
income
-
-
-
5 499
pensions
-
-
-
7 599
other
-
-
-
-
unemployment
-
-
-
202
health
-
-
-
2 699
surtax
-
-
-
162
total
-
-
-
16 161
Employee
29 862
-
31 392
-
unemployment
2 078
-
2 184
-
surtax
106
-
135
-
pensions
1 992
-
2 093
-
health
762
-
801
-
other
-
-
-
-
income
5 006
-
5 262
-
total
9 944
-
10 475
-
Employer
29 862
-
31 392
-
other
-
-
-
-
health
1 358
-
1 429
-
unemployment
947
-
995
-
pensions
3 981
-
4 185
-
total
6 286
-
6 609
-
Corporate
1 851
38 000
-
-
income
481
9 880
-
-
total
481
9 880
-
-
Dividends
1 369
28 120
-
-
withholding
205
4 219
-
-
total
205
4 219
-
-
Income
38 000
38 000
38 000
38 000
Total tax
16 916
14 099
17 084
16 161
After tax
21 084
23 901
20 916
21 839
Living cost
19 917
19 917
19 917
19 917
Free-cash
1 167
3 984
999
1 922

Estimated living cost  is ₽19917 per week

₽12025
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1732
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5700
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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