Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 38000
per

Your estimated
City
free-cash

Thessaloniki , Greece
₽89
₽79
₽3033
₽988
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
health
-
-
-
2 699
income
-
-
-
5 497
surtax
-
-
-
131
pensions
-
-
-
7 601
other
-
-
-
-
unemployment
-
-
-
215
total
-
-
-
16 143
Employee
31 275
-
31 390
-
unemployment
2 177
-
2 184
-
pensions
2 085
-
2 094
-
health
799
-
800
-
income
5 242
-
5 262
-
other
-
-
-
-
surtax
102
-
106
-
total
10 405
-
10 446
-
Employer
31 275
-
31 390
-
pensions
4 169
-
4 183
-
other
-
-
-
-
health
1 423
-
1 429
-
unemployment
991
-
994
-
total
6 583
-
6 606
-
Corporate
142
38 000
-
-
income
38
9 880
-
-
total
38
9 880
-
-
Dividends
104
28 120
-
-
withholding
16
4 218
-
-
total
16
4 218
-
-
Income
38 000
38 000
38 000
38 000
Total tax
17 042
14 098
17 052
16 143
After tax
20 958
23 902
20 948
21 857
Living cost
20 869
20 869
20 869
20 869
Free-cash
89
3 033
79
988

Estimated living cost  is ₽20869 per week

₽12760
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1926
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽481
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5702
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
-₽552
-₽294
₽2660
₽615
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
health
-
-
-
2 699
income
-
-
-
5 497
surtax
-
-
-
131
pensions
-
-
-
7 601
other
-
-
-
-
unemployment
-
-
-
215
total
-
-
-
16 143
Employee
31 849
-
31 390
-
unemployment
2 216
-
2 184
-
pensions
2 125
-
2 094
-
health
813
-
800
-
income
5 339
-
5 262
-
other
-
-
-
-
surtax
113
-
106
-
total
10 606
-
10 446
-
Employer
31 849
-
31 390
-
pensions
4 246
-
4 183
-
other
-
-
-
-
health
1 448
-
1 429
-
unemployment
1 010
-
994
-
total
6 704
-
6 606
-
Corporate
-
38 000
-
-
income
-
9 880
-
-
total
-
9 880
-
-
Dividends
-
28 120
-
-
withholding
-
4 218
-
-
total
-
4 218
-
-
Income
38 000
38 000
38 000
38 000
Total tax
17 310
14 098
17 052
16 143
After tax
20 690
23 902
20 948
21 857
Living cost
21 242
21 242
21 242
21 242
Free-cash
-552
2 660
-294
615

Estimated living cost  is ₽21242 per week

₽12825
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1847
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6079
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
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