Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 38000
per

Your estimated
City
free-cash

Thessaloniki , Greece
₽2343
₽3278
₽2735
₽5352
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
health
-
-
-
2 697
other
-
-
-
-
unemployment
-
-
-
191
surtax
-
-
-
183
pensions
-
-
-
7 600
income
-
-
-
5 502
total
-
-
-
16 173
Employee
27 798
-
31 393
-
health
710
-
801
-
pensions
1 854
-
2 094
-
income
4 660
-
5 263
-
unemployment
1 935
-
2 185
-
surtax
91
-
158
-
other
-
-
-
-
total
9 250
-
10 501
-
Employer
27 798
-
31 393
-
other
-
-
-
-
pensions
3 706
-
4 184
-
unemployment
881
-
995
-
health
1 265
-
1 428
-
total
5 852
-
6 607
-
Corporate
4 351
38 000
-
-
income
1 131
9 881
-
-
total
1 131
9 881
-
-
Dividends
3 220
28 119
-
-
withholding
483
4 218
-
-
total
483
4 218
-
-
Income
38 000
38 000
38 000
38 000
Total tax
16 716
14 099
17 108
16 173
After tax
21 284
23 901
20 892
21 827
Living cost
18 549
18 549
18 549
18 549
Free-cash
2 735
5 352
2 343
3 278

Estimated living cost  is ₽18549 per week

₽11342
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1712
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽428
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5068
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
₽2011
₽2946
₽2347
₽5020
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
health
-
-
-
2 697
other
-
-
-
-
unemployment
-
-
-
191
surtax
-
-
-
183
pensions
-
-
-
7 600
income
-
-
-
5 502
total
-
-
-
16 173
Employee
28 308
-
31 393
-
health
723
-
801
-
pensions
1 889
-
2 094
-
income
4 746
-
5 263
-
unemployment
1 970
-
2 185
-
surtax
100
-
158
-
other
-
-
-
-
total
9 428
-
10 501
-
Employer
28 308
-
31 393
-
other
-
-
-
-
pensions
3 774
-
4 184
-
unemployment
898
-
995
-
health
1 287
-
1 428
-
total
5 959
-
6 607
-
Corporate
3 732
38 000
-
-
income
970
9 881
-
-
total
970
9 881
-
-
Dividends
2 762
28 119
-
-
withholding
415
4 218
-
-
total
415
4 218
-
-
Income
38 000
38 000
38 000
38 000
Total tax
16 772
14 099
17 108
16 173
After tax
21 228
23 901
20 892
21 827
Living cost
18 881
18 881
18 881
18 881
Free-cash
2 347
5 020
2 011
2 946

Estimated living cost  is ₽18881 per week

₽11399
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1641
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5403
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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