Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 38000
per

Your estimated
City
free-cash

Thessaloniki , Greece
-₽509
₽2438
₽401
-₽938
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
other
-
-
-
-
health
-
-
-
2 699
income
-
-
-
5 495
pensions
-
-
-
7 600
surtax
-
-
-
118
unemployment
-
-
-
222
total
-
-
-
16 134
Employee
32 168
-
31 392
-
surtax
105
-
92
-
income
5 392
-
5 263
-
other
-
-
-
-
pensions
2 145
-
2 093
-
health
821
-
801
-
unemployment
2 239
-
2 186
-
total
10 702
-
10 435
-
Employer
32 168
-
31 392
-
other
-
-
-
-
unemployment
1 019
-
995
-
health
1 464
-
1 429
-
pensions
4 288
-
4 185
-
total
6 771
-
6 609
-
Corporate
-
38 000
-
-
income
-
9 879
-
-
total
-
9 879
-
-
Dividends
-
28 121
-
-
withholding
-
4 218
-
-
total
-
4 218
-
-
Income
38 000
38 000
38 000
38 000
Total tax
17 473
14 097
17 044
16 134
After tax
20 527
23 903
20 956
21 866
Living cost
21 465
21 465
21 465
21 465
Free-cash
-938
2 438
-509
401

Estimated living cost  is ₽21465 per week

₽13125
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1981
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5865
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
-₽893
₽2054
₽17
-₽1655
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
other
-
-
-
-
health
-
-
-
2 699
income
-
-
-
5 495
pensions
-
-
-
7 600
surtax
-
-
-
118
unemployment
-
-
-
222
total
-
-
-
16 134
Employee
32 758
-
31 392
-
surtax
116
-
92
-
income
5 492
-
5 263
-
other
-
-
-
-
pensions
2 186
-
2 093
-
health
836
-
801
-
unemployment
2 280
-
2 186
-
total
10 910
-
10 435
-
Employer
32 758
-
31 392
-
other
-
-
-
-
unemployment
1 039
-
995
-
health
1 490
-
1 429
-
pensions
4 367
-
4 185
-
total
6 896
-
6 609
-
Corporate
-
38 000
-
-
income
-
9 879
-
-
total
-
9 879
-
-
Dividends
-
28 121
-
-
withholding
-
4 218
-
-
total
-
4 218
-
-
Income
38 000
38 000
38 000
38 000
Total tax
17 806
14 097
17 044
16 134
After tax
20 194
23 903
20 956
21 866
Living cost
21 849
21 849
21 849
21 849
Free-cash
-1 655
2 054
-893
17

Estimated living cost  is ₽21849 per week

₽13191
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1899
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽508
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6252
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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