Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 38000
per

Your estimated
City
free-cash

Thessaloniki , Greece
₽697
₽2740
-₽394
-₽211
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
pensions
-
-
-
7 601
health
-
-
-
2 699
surtax
-
-
-
124
other
-
-
-
-
unemployment
-
-
-
218
income
-
-
-
5 497
total
-
-
-
16 139
Employee
31 717
-
31 391
-
surtax
104
-
98
-
pensions
2 115
-
2 093
-
other
-
-
-
-
unemployment
2 208
-
2 184
-
income
5 317
-
5 262
-
health
810
-
801
-
total
10 554
-
10 438
-
Employer
31 717
-
31 391
-
pensions
4 228
-
4 184
-
other
-
-
-
-
unemployment
1 005
-
996
-
health
1 443
-
1 429
-
total
6 676
-
6 609
-
Corporate
-
38 000
-
-
income
-
9 879
-
-
total
-
9 879
-
-
Dividends
-
28 121
-
-
withholding
-
4 217
-
-
total
-
4 217
-
-
Income
38 000
38 000
38 000
38 000
Total tax
17 230
14 096
17 047
16 139
After tax
20 770
23 904
20 953
21 861
Living cost
21 164
21 164
21 164
21 164
Free-cash
-394
2 740
-211
697

Estimated living cost  is ₽21164 per week

₽12941
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1953
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽488
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5782
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
₽318
₽2361
-₽1101
-₽590
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
pensions
-
-
-
7 601
health
-
-
-
2 699
surtax
-
-
-
124
other
-
-
-
-
unemployment
-
-
-
218
income
-
-
-
5 497
total
-
-
-
16 139
Employee
32 300
-
31 391
-
surtax
115
-
98
-
pensions
2 155
-
2 093
-
other
-
-
-
-
unemployment
2 248
-
2 184
-
income
5 415
-
5 262
-
health
825
-
801
-
total
10 758
-
10 438
-
Employer
32 300
-
31 391
-
pensions
4 306
-
4 184
-
other
-
-
-
-
unemployment
1 025
-
996
-
health
1 469
-
1 429
-
total
6 800
-
6 609
-
Corporate
-
38 000
-
-
income
-
9 879
-
-
total
-
9 879
-
-
Dividends
-
28 121
-
-
withholding
-
4 217
-
-
total
-
4 217
-
-
Income
38 000
38 000
38 000
38 000
Total tax
17 558
14 096
17 047
16 139
After tax
20 442
23 904
20 953
21 861
Living cost
21 543
21 543
21 543
21 543
Free-cash
-1 101
2 361
-590
318

Estimated living cost  is ₽21543 per week

₽13006
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1873
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽501
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6165
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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