Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 38000
per

Your estimated
City
free-cash

Thessaloniki , Greece
-₽1506
-₽605
₽1416
-₽2790
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
income
-
-
-
5 494
health
-
-
-
2 698
unemployment
-
-
-
232
other
-
-
-
-
pensions
-
-
-
7 600
surtax
-
-
-
95
total
-
-
-
16 119
Employee
33 698
-
31 390
-
income
5 648
-
5 262
-
surtax
110
-
68
-
health
861
-
801
-
pensions
2 247
-
2 094
-
unemployment
2 346
-
2 185
-
other
-
-
-
-
total
11 212
-
10 410
-
Employer
33 698
-
31 390
-
other
-
-
-
-
unemployment
1 067
-
996
-
pensions
4 492
-
4 185
-
health
1 533
-
1 429
-
total
7 092
-
6 610
-
Corporate
-
38 000
-
-
income
-
9 880
-
-
total
-
9 880
-
-
Dividends
-
28 120
-
-
withholding
-
4 218
-
-
total
-
4 218
-
-
Income
38 000
38 000
38 000
38 000
Total tax
18 304
14 098
17 020
16 119
After tax
19 696
23 902
20 980
21 881
Living cost
22 486
22 486
22 486
22 486
Free-cash
-2 790
1 416
-1 506
-605

Estimated living cost  is ₽22486 per week

₽13749
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2075
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽518
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6144
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
-₽1908
-₽1007
₽1014
-₽3542
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
income
-
-
-
5 494
health
-
-
-
2 698
unemployment
-
-
-
232
other
-
-
-
-
pensions
-
-
-
7 600
surtax
-
-
-
95
total
-
-
-
16 119
Employee
34 316
-
31 390
-
income
5 753
-
5 262
-
surtax
122
-
68
-
health
876
-
801
-
pensions
2 290
-
2 094
-
unemployment
2 388
-
2 185
-
other
-
-
-
-
total
11 429
-
10 410
-
Employer
34 316
-
31 390
-
other
-
-
-
-
unemployment
1 089
-
996
-
pensions
4 575
-
4 185
-
health
1 561
-
1 429
-
total
7 225
-
6 610
-
Corporate
-
38 000
-
-
income
-
9 880
-
-
total
-
9 880
-
-
Dividends
-
28 120
-
-
withholding
-
4 218
-
-
total
-
4 218
-
-
Income
38 000
38 000
38 000
38 000
Total tax
18 654
14 098
17 020
16 119
After tax
19 346
23 902
20 980
21 881
Living cost
22 888
22 888
22 888
22 888
Free-cash
-3 542
1 014
-1 908
-1 007

Estimated living cost  is ₽22888 per week

₽13819
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1990
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽532
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6550
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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