Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 38000
per

Your estimated
City
free-cash

Thessaloniki , Greece
₽2069
-₽869
₽37
-₽1609
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
income
-
-
-
5 496
other
-
-
-
-
surtax
-
-
-
109
unemployment
-
-
-
225
health
-
-
-
2 698
pensions
-
-
-
7 601
total
-
-
-
16 129
Employee
32 720
-
31 391
-
other
-
-
-
-
unemployment
2 278
-
2 186
-
pensions
2 182
-
2 094
-
surtax
107
-
83
-
income
5 485
-
5 263
-
health
836
-
800
-
total
10 888
-
10 426
-
Employer
32 720
-
31 391
-
health
1 489
-
1 429
-
pensions
4 362
-
4 185
-
unemployment
1 036
-
995
-
other
-
-
-
-
total
6 887
-
6 609
-
Corporate
-
38 000
-
-
income
-
9 880
-
-
total
-
9 880
-
-
Dividends
-
28 120
-
-
withholding
-
4 217
-
-
total
-
4 217
-
-
Income
38 000
38 000
38 000
38 000
Total tax
17 775
14 097
17 035
16 129
After tax
20 225
23 903
20 965
21 871
Living cost
21 834
21 834
21 834
21 834
Free-cash
-1 609
2 069
-869
37

Estimated living cost  is ₽21834 per week

₽13350
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2015
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽503
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5965
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Athens , Greece
₽1679
-₽1259
-₽353
-₽2336
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
income
-
-
-
5 496
other
-
-
-
-
surtax
-
-
-
109
unemployment
-
-
-
225
health
-
-
-
2 698
pensions
-
-
-
7 601
total
-
-
-
16 129
Employee
33 321
-
31 391
-
other
-
-
-
-
unemployment
2 319
-
2 186
-
pensions
2 223
-
2 094
-
surtax
118
-
83
-
income
5 586
-
5 263
-
health
851
-
800
-
total
11 097
-
10 426
-
Employer
33 321
-
31 391
-
health
1 515
-
1 429
-
pensions
4 443
-
4 185
-
unemployment
1 057
-
995
-
other
-
-
-
-
total
7 015
-
6 609
-
Corporate
-
38 000
-
-
income
-
9 880
-
-
total
-
9 880
-
-
Dividends
-
28 120
-
-
withholding
-
4 217
-
-
total
-
4 217
-
-
Income
38 000
38 000
38 000
38 000
Total tax
18 112
14 097
17 035
16 129
After tax
19 888
23 903
20 965
21 871
Living cost
22 224
22 224
22 224
22 224
Free-cash
-2 336
1 679
-1 259
-353

Estimated living cost  is ₽22224 per week

₽13418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽516
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6360
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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