Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 38000
per

Your estimated
City
free-cash

Thessaloniki , Greece
₽2132
₽1412
₽1211
₽4192
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
other
-
-
-
-
surtax
-
-
-
158
pensions
-
-
-
7 600
income
-
-
-
5 500
health
-
-
-
2 698
unemployment
-
-
-
203
total
-
-
-
16 159
Employee
29 537
-
31 393
-
pensions
1 970
-
2 093
-
income
4 951
-
5 263
-
other
-
-
-
-
health
754
-
800
-
unemployment
2 056
-
2 185
-
surtax
97
-
132
-
total
9 828
-
10 473
-
Employer
29 537
-
31 393
-
pensions
3 937
-
4 185
-
other
-
-
-
-
health
1 344
-
1 427
-
unemployment
936
-
995
-
total
6 217
-
6 607
-
Corporate
2 246
38 000
-
-
income
585
9 880
-
-
total
585
9 880
-
-
Dividends
1 661
28 120
-
-
withholding
249
4 219
-
-
total
249
4 219
-
-
Income
38 000
38 000
38 000
38 000
Total tax
16 879
14 099
17 080
16 159
After tax
21 121
23 901
20 920
21 841
Living cost
19 709
19 709
19 709
19 709
Free-cash
1 412
4 192
1 211
2 132

Estimated living cost  is ₽19709 per week

₽12051
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1819
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽454
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5385
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
₽1779
₽998
₽858
₽3839
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
other
-
-
-
-
surtax
-
-
-
158
pensions
-
-
-
7 600
income
-
-
-
5 500
health
-
-
-
2 698
unemployment
-
-
-
203
total
-
-
-
16 159
Employee
30 079
-
31 393
-
pensions
2 007
-
2 093
-
income
5 043
-
5 263
-
other
-
-
-
-
health
768
-
800
-
unemployment
2 093
-
2 185
-
surtax
107
-
132
-
total
10 018
-
10 473
-
Employer
30 079
-
31 393
-
pensions
4 010
-
4 185
-
other
-
-
-
-
health
1 368
-
1 427
-
unemployment
954
-
995
-
total
6 332
-
6 607
-
Corporate
1 588
38 000
-
-
income
414
9 880
-
-
total
414
9 880
-
-
Dividends
1 175
28 120
-
-
withholding
176
4 219
-
-
total
176
4 219
-
-
Income
38 000
38 000
38 000
38 000
Total tax
16 940
14 099
17 080
16 159
After tax
21 060
23 901
20 920
21 841
Living cost
20 062
20 062
20 062
20 062
Free-cash
998
3 839
858
1 779

Estimated living cost  is ₽20062 per week

₽12112
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1744
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽466
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5741
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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Additional information

Source

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