Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 38000
per

Your estimated
City
free-cash

Thessaloniki , Greece
₽800
₽3654
₽684
₽1603
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
other
-
-
-
-
unemployment
-
-
-
209
income
-
-
-
5 498
pensions
-
-
-
7 600
health
-
-
-
2 699
surtax
-
-
-
145
total
-
-
-
16 151
Employee
30 340
-
31 393
-
surtax
99
-
118
-
unemployment
2 112
-
2 185
-
other
-
-
-
-
health
775
-
801
-
pensions
2 023
-
2 095
-
income
5 086
-
5 263
-
total
10 095
-
10 462
-
Employer
30 340
-
31 393
-
other
-
-
-
-
pensions
4 045
-
4 184
-
unemployment
961
-
996
-
health
1 381
-
1 428
-
total
6 387
-
6 608
-
Corporate
1 273
38 000
-
-
income
331
9 881
-
-
total
331
9 881
-
-
Dividends
943
28 119
-
-
withholding
141
4 219
-
-
total
141
4 219
-
-
Income
38 000
38 000
38 000
38 000
Total tax
16 954
14 100
17 070
16 151
After tax
21 046
23 900
20 930
21 849
Living cost
20 246
20 246
20 246
20 246
Free-cash
800
3 654
684
1 603

Estimated living cost  is ₽20246 per week

₽12379
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1868
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽467
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5531
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
₽377
₽3292
₽322
₽1241
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
other
-
-
-
-
unemployment
-
-
-
209
income
-
-
-
5 498
pensions
-
-
-
7 600
health
-
-
-
2 699
surtax
-
-
-
145
total
-
-
-
16 151
Employee
30 897
-
31 393
-
surtax
110
-
118
-
unemployment
2 150
-
2 185
-
other
-
-
-
-
health
789
-
801
-
pensions
2 061
-
2 095
-
income
5 180
-
5 263
-
total
10 290
-
10 462
-
Employer
30 897
-
31 393
-
other
-
-
-
-
pensions
4 119
-
4 184
-
unemployment
980
-
996
-
health
1 405
-
1 428
-
total
6 504
-
6 608
-
Corporate
598
38 000
-
-
income
155
9 881
-
-
total
155
9 881
-
-
Dividends
443
28 119
-
-
withholding
66
4 219
-
-
total
66
4 219
-
-
Income
38 000
38 000
38 000
38 000
Total tax
17 015
14 100
17 070
16 151
After tax
20 985
23 900
20 930
21 849
Living cost
20 608
20 608
20 608
20 608
Free-cash
377
3 292
322
1 241

Estimated living cost  is ₽20608 per week

₽12442
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1792
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽479
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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Source

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