Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 38000
per

Your estimated
City
free-cash

Thessaloniki , Greece
₽2034
-₽1671
₽6
-₽902
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
unemployment
-
-
-
226
income
-
-
-
5 495
health
-
-
-
2 697
surtax
-
-
-
107
pensions
-
-
-
7 600
other
-
-
-
-
total
-
-
-
16 125
Employee
32 774
-
31 391
-
pensions
2 185
-
2 093
-
unemployment
2 281
-
2 185
-
income
5 494
-
5 262
-
other
-
-
-
-
surtax
107
-
83
-
health
837
-
801
-
total
10 904
-
10 424
-
Employer
32 774
-
31 391
-
health
1 491
-
1 429
-
pensions
4 369
-
4 185
-
other
-
-
-
-
unemployment
1 038
-
995
-
total
6 898
-
6 609
-
Corporate
-
38 000
-
-
income
-
9 879
-
-
total
-
9 879
-
-
Dividends
-
28 121
-
-
withholding
-
4 218
-
-
total
-
4 218
-
-
Income
38 000
38 000
38 000
38 000
Total tax
17 802
14 097
17 033
16 125
After tax
20 198
23 903
20 967
21 875
Living cost
21 869
21 869
21 869
21 869
Free-cash
-1 671
2 034
-902
6

Estimated living cost  is ₽21869 per week

₽13372
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2018
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5975
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Athens , Greece
₽1643
-₽2402
-₽385
-₽1293
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
unemployment
-
-
-
226
income
-
-
-
5 495
health
-
-
-
2 697
surtax
-
-
-
107
pensions
-
-
-
7 600
other
-
-
-
-
total
-
-
-
16 125
Employee
33 376
-
31 391
-
pensions
2 227
-
2 093
-
unemployment
2 323
-
2 185
-
income
5 595
-
5 262
-
other
-
-
-
-
surtax
118
-
83
-
health
852
-
801
-
total
11 115
-
10 424
-
Employer
33 376
-
31 391
-
health
1 518
-
1 429
-
pensions
4 450
-
4 185
-
other
-
-
-
-
unemployment
1 059
-
995
-
total
7 027
-
6 609
-
Corporate
-
38 000
-
-
income
-
9 879
-
-
total
-
9 879
-
-
Dividends
-
28 121
-
-
withholding
-
4 218
-
-
total
-
4 218
-
-
Income
38 000
38 000
38 000
38 000
Total tax
18 142
14 097
17 033
16 125
After tax
19 858
23 903
20 967
21 875
Living cost
22 260
22 260
22 260
22 260
Free-cash
-2 402
1 643
-1 293
-385

Estimated living cost  is ₽22260 per week

₽13440
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1935
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6370
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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