Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 38000
per

Your estimated
City
free-cash

Thessaloniki , Greece
-₽142
-₽75
₽2875
₽835
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
health
-
-
-
2 698
income
-
-
-
5 497
surtax
-
-
-
127
pensions
-
-
-
7 600
other
-
-
-
-
unemployment
-
-
-
217
total
-
-
-
16 139
Employee
31 510
-
31 393
-
unemployment
2 193
-
2 184
-
pensions
2 101
-
2 094
-
health
805
-
799
-
income
5 282
-
5 264
-
other
-
-
-
-
surtax
103
-
101
-
total
10 484
-
10 442
-
Employer
31 510
-
31 393
-
pensions
4 200
-
4 184
-
other
-
-
-
-
health
1 434
-
1 428
-
unemployment
998
-
995
-
total
6 632
-
6 607
-
Corporate
-
38 000
-
-
income
-
9 880
-
-
total
-
9 880
-
-
Dividends
-
28 120
-
-
withholding
-
4 219
-
-
total
-
4 219
-
-
Income
38 000
38 000
38 000
38 000
Total tax
17 116
14 099
17 049
16 139
After tax
20 884
23 901
20 951
21 861
Living cost
21 026
21 026
21 026
21 026
Free-cash
-142
2 875
-75
835

Estimated living cost  is ₽21026 per week

₽12856
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1940
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5745
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
-₽843
-₽451
₽2499
₽459
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
health
-
-
-
2 698
income
-
-
-
5 497
surtax
-
-
-
127
pensions
-
-
-
7 600
other
-
-
-
-
unemployment
-
-
-
217
total
-
-
-
16 139
Employee
32 089
-
31 393
-
unemployment
2 233
-
2 184
-
pensions
2 141
-
2 094
-
health
819
-
799
-
income
5 379
-
5 264
-
other
-
-
-
-
surtax
114
-
101
-
total
10 686
-
10 442
-
Employer
32 089
-
31 393
-
pensions
4 278
-
4 184
-
other
-
-
-
-
health
1 459
-
1 428
-
unemployment
1 018
-
995
-
total
6 755
-
6 607
-
Corporate
-
38 000
-
-
income
-
9 880
-
-
total
-
9 880
-
-
Dividends
-
28 120
-
-
withholding
-
4 219
-
-
total
-
4 219
-
-
Income
38 000
38 000
38 000
38 000
Total tax
17 441
14 099
17 049
16 139
After tax
20 559
23 901
20 951
21 861
Living cost
21 402
21 402
21 402
21 402
Free-cash
-843
2 499
-451
459

Estimated living cost  is ₽21402 per week

₽12921
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1861
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽497
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6124
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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