Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 38000
per

Your estimated
City
free-cash

Thessaloniki , Greece
₽895
₽1686
₽3738
₽767
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
health
-
-
-
2 696
surtax
-
-
-
147
unemployment
-
-
-
208
pensions
-
-
-
7 600
other
-
-
-
-
income
-
-
-
5 499
total
-
-
-
16 150
Employee
30 218
-
31 393
-
pensions
2 015
-
2 095
-
other
-
-
-
-
income
5 065
-
5 263
-
unemployment
2 103
-
2 185
-
health
772
-
799
-
surtax
99
-
121
-
total
10 054
-
10 463
-
Employer
30 218
-
31 393
-
health
1 375
-
1 427
-
other
-
-
-
-
unemployment
957
-
995
-
pensions
4 028
-
4 184
-
total
6 360
-
6 606
-
Corporate
1 421
38 000
-
-
income
369
9 881
-
-
total
369
9 881
-
-
Dividends
1 052
28 119
-
-
withholding
158
4 217
-
-
total
158
4 217
-
-
Income
38 000
38 000
38 000
38 000
Total tax
16 941
14 098
17 069
16 150
After tax
21 059
23 902
20 931
21 850
Living cost
20 164
20 164
20 164
20 164
Free-cash
895
3 738
767
1 686

Estimated living cost  is ₽20164 per week

₽12329
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1861
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5509
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
₽472
₽1326
₽3378
₽407
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
health
-
-
-
2 696
surtax
-
-
-
147
unemployment
-
-
-
208
pensions
-
-
-
7 600
other
-
-
-
-
income
-
-
-
5 499
total
-
-
-
16 150
Employee
30 773
-
31 393
-
pensions
2 053
-
2 095
-
other
-
-
-
-
income
5 159
-
5 263
-
unemployment
2 142
-
2 185
-
health
786
-
799
-
surtax
109
-
121
-
total
10 249
-
10 463
-
Employer
30 773
-
31 393
-
health
1 399
-
1 427
-
other
-
-
-
-
unemployment
976
-
995
-
pensions
4 103
-
4 184
-
total
6 478
-
6 606
-
Corporate
749
38 000
-
-
income
194
9 881
-
-
total
194
9 881
-
-
Dividends
555
28 119
-
-
withholding
83
4 217
-
-
total
83
4 217
-
-
Income
38 000
38 000
38 000
38 000
Total tax
17 004
14 098
17 069
16 150
After tax
20 996
23 902
20 931
21 850
Living cost
20 524
20 524
20 524
20 524
Free-cash
472
3 378
407
1 326

Estimated living cost  is ₽20524 per week

₽12392
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1784
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽477
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5873
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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[[ row[2] ]] [[ row[0] ]]

Estimated living cost

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[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

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