Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 38000
per

Your estimated
City
free-cash

Thessaloniki , Greece
₽44
₽2999
₽959
₽54
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
other
-
-
-
-
health
-
-
-
2 698
income
-
-
-
5 497
pensions
-
-
-
7 600
surtax
-
-
-
129
unemployment
-
-
-
216
total
-
-
-
16 140
Employee
31 323
-
31 391
-
surtax
102
-
104
-
income
5 250
-
5 263
-
other
-
-
-
-
pensions
2 089
-
2 094
-
health
800
-
800
-
unemployment
2 180
-
2 184
-
total
10 421
-
10 445
-
Employer
31 323
-
31 391
-
other
-
-
-
-
unemployment
992
-
996
-
health
1 425
-
1 429
-
pensions
4 176
-
4 185
-
total
6 593
-
6 610
-
Corporate
84
38 000
-
-
income
22
9 881
-
-
total
22
9 881
-
-
Dividends
62
28 119
-
-
withholding
9
4 219
-
-
total
9
4 219
-
-
Income
38 000
38 000
38 000
38 000
Total tax
17 045
14 100
17 055
16 140
After tax
20 955
23 900
20 945
21 860
Living cost
20 901
20 901
20 901
20 901
Free-cash
54
2 999
44
959

Estimated living cost  is ₽20901 per week

₽12780
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1929
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽482
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5711
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
-₽330
₽2625
₽585
-₽613
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
other
-
-
-
-
health
-
-
-
2 698
income
-
-
-
5 497
pensions
-
-
-
7 600
surtax
-
-
-
129
unemployment
-
-
-
216
total
-
-
-
16 140
Employee
31 898
-
31 391
-
surtax
113
-
104
-
income
5 347
-
5 263
-
other
-
-
-
-
pensions
2 128
-
2 094
-
health
814
-
800
-
unemployment
2 220
-
2 184
-
total
10 622
-
10 445
-
Employer
31 898
-
31 391
-
other
-
-
-
-
unemployment
1 012
-
996
-
health
1 451
-
1 429
-
pensions
4 253
-
4 185
-
total
6 716
-
6 610
-
Corporate
-
38 000
-
-
income
-
9 881
-
-
total
-
9 881
-
-
Dividends
-
28 119
-
-
withholding
-
4 219
-
-
total
-
4 219
-
-
Income
38 000
38 000
38 000
38 000
Total tax
17 338
14 100
17 055
16 140
After tax
20 662
23 900
20 945
21 860
Living cost
21 275
21 275
21 275
21 275
Free-cash
-613
2 625
-330
585

Estimated living cost  is ₽21275 per week

₽12845
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1850
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6088
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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