Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 38000
per

Your estimated
City
free-cash

Thessaloniki , Greece
₽1037
₽4016
₽1957
₽1211
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
surtax
-
-
-
154
health
-
-
-
2 697
income
-
-
-
5 500
pensions
-
-
-
7 600
unemployment
-
-
-
205
other
-
-
-
-
total
-
-
-
16 156
Employee
29 803
-
31 392
-
pensions
1 987
-
2 093
-
other
-
-
-
-
health
761
-
800
-
income
4 996
-
5 262
-
unemployment
2 075
-
2 186
-
surtax
97
-
127
-
total
9 916
-
10 468
-
Employer
29 803
-
31 392
-
unemployment
944
-
995
-
health
1 356
-
1 428
-
other
-
-
-
-
pensions
3 973
-
4 185
-
total
6 273
-
6 608
-
Corporate
1 924
38 000
-
-
income
499
9 880
-
-
total
499
9 880
-
-
Dividends
1 424
28 120
-
-
withholding
214
4 217
-
-
total
214
4 217
-
-
Income
38 000
38 000
38 000
38 000
Total tax
16 902
14 097
17 076
16 156
After tax
21 098
23 903
20 924
21 844
Living cost
19 887
19 887
19 887
19 887
Free-cash
1 211
4 016
1 037
1 957

Estimated living cost  is ₽19887 per week

₽12160
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1835
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5433
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
₽681
₽3660
₽1601
₽792
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
surtax
-
-
-
154
health
-
-
-
2 697
income
-
-
-
5 500
pensions
-
-
-
7 600
unemployment
-
-
-
205
other
-
-
-
-
total
-
-
-
16 156
Employee
30 350
-
31 392
-
pensions
2 025
-
2 093
-
other
-
-
-
-
health
775
-
800
-
income
5 088
-
5 262
-
unemployment
2 112
-
2 186
-
surtax
108
-
127
-
total
10 108
-
10 468
-
Employer
30 350
-
31 392
-
unemployment
963
-
995
-
health
1 380
-
1 428
-
other
-
-
-
-
pensions
4 046
-
4 185
-
total
6 389
-
6 608
-
Corporate
1 260
38 000
-
-
income
328
9 880
-
-
total
328
9 880
-
-
Dividends
932
28 120
-
-
withholding
140
4 217
-
-
total
140
4 217
-
-
Income
38 000
38 000
38 000
38 000
Total tax
16 965
14 097
17 076
16 156
After tax
21 035
23 903
20 924
21 844
Living cost
20 243
20 243
20 243
20 243
Free-cash
792
3 660
681
1 601

Estimated living cost  is ₽20243 per week

₽12221
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1760
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5793
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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Source

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