Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 38000
per

Your estimated
City
free-cash

Thessaloniki , Greece
₽1815
₽1045
₽894
₽3871
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
other
-
-
-
-
surtax
-
-
-
150
pensions
-
-
-
7 600
income
-
-
-
5 499
health
-
-
-
2 698
unemployment
-
-
-
207
total
-
-
-
16 154
Employee
30 019
-
31 390
-
pensions
2 002
-
2 093
-
income
5 032
-
5 263
-
other
-
-
-
-
health
767
-
801
-
unemployment
2 090
-
2 184
-
surtax
98
-
124
-
total
9 989
-
10 465
-
Employer
30 019
-
31 390
-
pensions
4 002
-
4 184
-
other
-
-
-
-
health
1 366
-
1 430
-
unemployment
951
-
996
-
total
6 319
-
6 610
-
Corporate
1 662
38 000
-
-
income
432
9 879
-
-
total
432
9 879
-
-
Dividends
1 230
28 121
-
-
withholding
184
4 219
-
-
total
184
4 219
-
-
Income
38 000
38 000
38 000
38 000
Total tax
16 924
14 098
17 075
16 154
After tax
21 076
23 902
20 925
21 846
Living cost
20 031
20 031
20 031
20 031
Free-cash
1 045
3 871
894
1 815

Estimated living cost  is ₽20031 per week

₽12248
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1848
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5473
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽1457
₽626
₽536
₽3513
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
other
-
-
-
-
surtax
-
-
-
150
pensions
-
-
-
7 600
income
-
-
-
5 499
health
-
-
-
2 698
unemployment
-
-
-
207
total
-
-
-
16 154
Employee
30 570
-
31 390
-
pensions
2 040
-
2 093
-
income
5 125
-
5 263
-
other
-
-
-
-
health
780
-
801
-
unemployment
2 127
-
2 184
-
surtax
109
-
124
-
total
10 181
-
10 465
-
Employer
30 570
-
31 390
-
pensions
4 076
-
4 184
-
other
-
-
-
-
health
1 390
-
1 430
-
unemployment
970
-
996
-
total
6 436
-
6 610
-
Corporate
994
38 000
-
-
income
258
9 879
-
-
total
258
9 879
-
-
Dividends
735
28 121
-
-
withholding
110
4 219
-
-
total
110
4 219
-
-
Income
38 000
38 000
38 000
38 000
Total tax
16 985
14 098
17 075
16 154
After tax
21 015
23 902
20 925
21 846
Living cost
20 389
20 389
20 389
20 389
Free-cash
626
3 513
536
1 457

Estimated living cost  is ₽20389 per week

₽12310
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1773
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5835
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
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