Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 38000
per

Your estimated
City
free-cash

Thessaloniki , Greece
₽2529
₽3465
₽2957
₽5546
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
health
-
-
-
2 698
other
-
-
-
-
unemployment
-
-
-
189
surtax
-
-
-
188
pensions
-
-
-
7 600
income
-
-
-
5 503
total
-
-
-
16 178
Employee
27 510
-
31 392
-
health
703
-
802
-
pensions
1 834
-
2 093
-
income
4 611
-
5 262
-
unemployment
1 915
-
2 185
-
surtax
90
-
163
-
other
-
-
-
-
total
9 153
-
10 505
-
Employer
27 510
-
31 392
-
other
-
-
-
-
pensions
3 667
-
4 185
-
unemployment
871
-
995
-
health
1 252
-
1 429
-
total
5 790
-
6 609
-
Corporate
4 699
38 000
-
-
income
1 222
9 879
-
-
total
1 222
9 879
-
-
Dividends
3 477
28 121
-
-
withholding
521
4 218
-
-
total
521
4 218
-
-
Income
38 000
38 000
38 000
38 000
Total tax
16 686
14 097
17 114
16 178
After tax
21 314
23 903
20 886
21 822
Living cost
18 357
18 357
18 357
18 357
Free-cash
2 957
5 546
2 529
3 465

Estimated living cost  is ₽18357 per week

₽11224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1694
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽423
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5015
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
₽2201
₽3137
₽2572
₽5218
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
health
-
-
-
2 698
other
-
-
-
-
unemployment
-
-
-
189
surtax
-
-
-
188
pensions
-
-
-
7 600
income
-
-
-
5 503
total
-
-
-
16 178
Employee
28 015
-
31 392
-
health
715
-
802
-
pensions
1 869
-
2 093
-
income
4 697
-
5 262
-
unemployment
1 950
-
2 185
-
surtax
99
-
163
-
other
-
-
-
-
total
9 330
-
10 505
-
Employer
28 015
-
31 392
-
other
-
-
-
-
pensions
3 735
-
4 185
-
unemployment
889
-
995
-
health
1 274
-
1 429
-
total
5 898
-
6 609
-
Corporate
4 087
38 000
-
-
income
1 062
9 879
-
-
total
1 062
9 879
-
-
Dividends
3 025
28 121
-
-
withholding
453
4 218
-
-
total
453
4 218
-
-
Income
38 000
38 000
38 000
38 000
Total tax
16 743
14 097
17 114
16 178
After tax
21 257
23 903
20 886
21 822
Living cost
18 685
18 685
18 685
18 685
Free-cash
2 572
5 218
2 201
3 137

Estimated living cost  is ₽18685 per week

₽11281
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1624
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽434
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5347
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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