Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 38000
per

Your estimated
City
free-cash

Thessaloniki , Greece
-₽1311
-₽406
₽1618
-₽2427
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
income
-
-
-
5 494
health
-
-
-
2 698
unemployment
-
-
-
230
other
-
-
-
-
pensions
-
-
-
7 601
surtax
-
-
-
98
total
-
-
-
16 121
Employee
33 396
-
31 392
-
income
5 598
-
5 263
-
surtax
109
-
73
-
health
853
-
801
-
pensions
2 227
-
2 095
-
unemployment
2 325
-
2 185
-
other
-
-
-
-
total
11 112
-
10 417
-
Employer
33 396
-
31 392
-
other
-
-
-
-
unemployment
1 058
-
995
-
pensions
4 452
-
4 186
-
health
1 520
-
1 428
-
total
7 030
-
6 609
-
Corporate
-
38 000
-
-
income
-
9 879
-
-
total
-
9 879
-
-
Dividends
-
28 121
-
-
withholding
-
4 218
-
-
total
-
4 218
-
-
Income
38 000
38 000
38 000
38 000
Total tax
18 142
14 097
17 026
16 121
After tax
19 858
23 903
20 974
21 879
Living cost
22 285
22 285
22 285
22 285
Free-cash
-2 427
1 618
-1 311
-406

Estimated living cost  is ₽22285 per week

₽13626
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2056
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6089
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
-₽1709
-₽804
₽1220
-₽3169
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
income
-
-
-
5 494
health
-
-
-
2 698
unemployment
-
-
-
230
other
-
-
-
-
pensions
-
-
-
7 601
surtax
-
-
-
98
total
-
-
-
16 121
Employee
34 009
-
31 392
-
income
5 701
-
5 263
-
surtax
121
-
73
-
health
868
-
801
-
pensions
2 269
-
2 095
-
unemployment
2 367
-
2 185
-
other
-
-
-
-
total
11 326
-
10 417
-
Employer
34 009
-
31 392
-
other
-
-
-
-
unemployment
1 079
-
995
-
pensions
4 534
-
4 186
-
health
1 547
-
1 428
-
total
7 160
-
6 609
-
Corporate
-
38 000
-
-
income
-
9 879
-
-
total
-
9 879
-
-
Dividends
-
28 121
-
-
withholding
-
4 218
-
-
total
-
4 218
-
-
Income
38 000
38 000
38 000
38 000
Total tax
18 486
14 097
17 026
16 121
After tax
19 514
23 903
20 974
21 879
Living cost
22 683
22 683
22 683
22 683
Free-cash
-3 169
1 220
-1 709
-804

Estimated living cost  is ₽22683 per week

₽13695
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1972
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6491
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
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