Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 38000
per

Your estimated
City
free-cash

Thessaloniki , Greece
₽1220
₽4202
₽2141
₽1424
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
income
-
-
-
5 499
pensions
-
-
-
7 600
other
-
-
-
-
unemployment
-
-
-
203
health
-
-
-
2 699
surtax
-
-
-
158
total
-
-
-
16 159
Employee
29 522
-
31 393
-
unemployment
2 055
-
2 185
-
surtax
97
-
132
-
pensions
1 969
-
2 094
-
health
754
-
800
-
other
-
-
-
-
income
4 949
-
5 262
-
total
9 824
-
10 473
-
Employer
29 522
-
31 393
-
other
-
-
-
-
health
1 343
-
1 428
-
unemployment
935
-
994
-
pensions
3 935
-
4 185
-
total
6 213
-
6 607
-
Corporate
2 263
38 000
-
-
income
588
9 880
-
-
total
588
9 880
-
-
Dividends
1 676
28 120
-
-
withholding
251
4 218
-
-
total
251
4 218
-
-
Income
38 000
38 000
38 000
38 000
Total tax
16 876
14 098
17 080
16 159
After tax
21 124
23 902
20 920
21 841
Living cost
19 700
19 700
19 700
19 700
Free-cash
1 424
4 202
1 220
2 141

Estimated living cost  is ₽19700 per week

₽12045
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽454
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5382
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
₽868
₽3850
₽1789
₽1011
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
income
-
-
-
5 499
pensions
-
-
-
7 600
other
-
-
-
-
unemployment
-
-
-
203
health
-
-
-
2 699
surtax
-
-
-
158
total
-
-
-
16 159
Employee
30 064
-
31 393
-
unemployment
2 092
-
2 185
-
surtax
107
-
132
-
pensions
2 006
-
2 094
-
health
767
-
800
-
other
-
-
-
-
income
5 040
-
5 262
-
total
10 012
-
10 473
-
Employer
30 064
-
31 393
-
other
-
-
-
-
health
1 367
-
1 428
-
unemployment
954
-
994
-
pensions
4 008
-
4 185
-
total
6 329
-
6 607
-
Corporate
1 606
38 000
-
-
income
418
9 880
-
-
total
418
9 880
-
-
Dividends
1 188
28 120
-
-
withholding
178
4 218
-
-
total
178
4 218
-
-
Income
38 000
38 000
38 000
38 000
Total tax
16 937
14 098
17 080
16 159
After tax
21 063
23 902
20 920
21 841
Living cost
20 052
20 052
20 052
20 052
Free-cash
1 011
3 850
868
1 789

Estimated living cost  is ₽20052 per week

₽12106
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1743
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽466
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5738
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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Source

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