Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 38000
per

Your estimated
City
free-cash

Thessaloniki , Greece
₽249
₽3211
₽1164
₽293
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
other
-
-
-
-
health
-
-
-
2 698
income
-
-
-
5 498
pensions
-
-
-
7 600
surtax
-
-
-
135
unemployment
-
-
-
214
total
-
-
-
16 145
Employee
31 007
-
31 391
-
surtax
101
-
109
-
income
5 198
-
5 262
-
other
-
-
-
-
pensions
2 068
-
2 094
-
health
792
-
801
-
unemployment
2 158
-
2 185
-
total
10 317
-
10 451
-
Employer
31 007
-
31 391
-
other
-
-
-
-
unemployment
982
-
995
-
health
1 411
-
1 429
-
pensions
4 133
-
4 185
-
total
6 526
-
6 609
-
Corporate
466
38 000
-
-
income
121
9 881
-
-
total
121
9 881
-
-
Dividends
345
28 119
-
-
withholding
52
4 217
-
-
total
52
4 217
-
-
Income
38 000
38 000
38 000
38 000
Total tax
17 016
14 098
17 060
16 145
After tax
20 984
23 902
20 940
21 855
Living cost
20 691
20 691
20 691
20 691
Free-cash
293
3 211
249
1 164

Estimated living cost  is ₽20691 per week

₽12651
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1909
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽477
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5653
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
-₽121
₽2841
₽794
-₽226
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
other
-
-
-
-
health
-
-
-
2 698
income
-
-
-
5 498
pensions
-
-
-
7 600
surtax
-
-
-
135
unemployment
-
-
-
214
total
-
-
-
16 145
Employee
31 577
-
31 391
-
surtax
112
-
109
-
income
5 294
-
5 262
-
other
-
-
-
-
pensions
2 107
-
2 094
-
health
806
-
801
-
unemployment
2 198
-
2 185
-
total
10 517
-
10 451
-
Employer
31 577
-
31 391
-
other
-
-
-
-
unemployment
1 002
-
995
-
health
1 436
-
1 429
-
pensions
4 210
-
4 185
-
total
6 648
-
6 609
-
Corporate
-
38 000
-
-
income
-
9 881
-
-
total
-
9 881
-
-
Dividends
-
28 119
-
-
withholding
-
4 217
-
-
total
-
4 217
-
-
Income
38 000
38 000
38 000
38 000
Total tax
17 165
14 098
17 060
16 145
After tax
20 835
23 902
20 940
21 855
Living cost
21 061
21 061
21 061
21 061
Free-cash
-226
2 841
-121
794

Estimated living cost  is ₽21061 per week

₽12715
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1831
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽489
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6027
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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