Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 38000
per

Your estimated
City
free-cash

Thessaloniki , Greece
₽4288
₽1305
₽1523
₽2228
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
surtax
-
-
-
160
health
-
-
-
2 697
unemployment
-
-
-
202
pensions
-
-
-
7 600
other
-
-
-
-
income
-
-
-
5 500
total
-
-
-
16 159
Employee
29 393
-
31 391
-
pensions
1 960
-
2 093
-
income
4 927
-
5 263
-
surtax
96
-
133
-
unemployment
2 046
-
2 184
-
other
-
-
-
-
health
751
-
800
-
total
9 780
-
10 473
-
Employer
29 393
-
31 391
-
other
-
-
-
-
unemployment
931
-
995
-
health
1 338
-
1 429
-
pensions
3 918
-
4 185
-
total
6 187
-
6 609
-
Corporate
2 420
38 000
-
-
income
629
9 881
-
-
total
629
9 881
-
-
Dividends
1 791
28 119
-
-
withholding
268
4 218
-
-
total
268
4 218
-
-
Income
38 000
38 000
38 000
38 000
Total tax
16 864
14 099
17 082
16 159
After tax
21 136
23 901
20 918
21 841
Living cost
19 613
19 613
19 613
19 613
Free-cash
1 523
4 288
1 305
2 228

Estimated living cost  is ₽19613 per week

₽11993
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1810
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5359
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
₽3937
₽954
₽1111
₽1877
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
surtax
-
-
-
160
health
-
-
-
2 697
unemployment
-
-
-
202
pensions
-
-
-
7 600
other
-
-
-
-
income
-
-
-
5 500
total
-
-
-
16 159
Employee
29 932
-
31 391
-
pensions
1 997
-
2 093
-
income
5 018
-
5 263
-
surtax
106
-
133
-
unemployment
2 083
-
2 184
-
other
-
-
-
-
health
764
-
800
-
total
9 968
-
10 473
-
Employer
29 932
-
31 391
-
other
-
-
-
-
unemployment
950
-
995
-
health
1 361
-
1 429
-
pensions
3 991
-
4 185
-
total
6 302
-
6 609
-
Corporate
1 766
38 000
-
-
income
459
9 881
-
-
total
459
9 881
-
-
Dividends
1 307
28 119
-
-
withholding
196
4 218
-
-
total
196
4 218
-
-
Income
38 000
38 000
38 000
38 000
Total tax
16 925
14 099
17 082
16 159
After tax
21 075
23 901
20 918
21 841
Living cost
19 964
19 964
19 964
19 964
Free-cash
1 111
3 937
954
1 877

Estimated living cost  is ₽19964 per week

₽12053
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1736
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5713
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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