Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 38000
per

Your estimated
City
free-cash

Thessaloniki , Greece
₽734
₽3598
₽625
₽1545
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
other
-
-
-
-
unemployment
-
-
-
210
income
-
-
-
5 499
pensions
-
-
-
7 600
health
-
-
-
2 698
surtax
-
-
-
143
total
-
-
-
16 150
Employee
30 430
-
31 392
-
surtax
100
-
119
-
unemployment
2 118
-
2 185
-
other
-
-
-
-
health
777
-
802
-
pensions
2 029
-
2 094
-
income
5 101
-
5 263
-
total
10 125
-
10 463
-
Employer
30 430
-
31 392
-
other
-
-
-
-
pensions
4 056
-
4 184
-
unemployment
964
-
995
-
health
1 385
-
1 428
-
total
6 405
-
6 607
-
Corporate
1 165
38 000
-
-
income
302
9 880
-
-
total
302
9 880
-
-
Dividends
863
28 120
-
-
withholding
129
4 217
-
-
total
129
4 217
-
-
Income
38 000
38 000
38 000
38 000
Total tax
16 961
14 097
17 070
16 150
After tax
21 039
23 903
20 930
21 850
Living cost
20 305
20 305
20 305
20 305
Free-cash
734
3 598
625
1 545

Estimated living cost  is ₽20305 per week

₽12416
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1874
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽468
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5548
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
₽306
₽3235
₽262
₽1182
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
other
-
-
-
-
unemployment
-
-
-
210
income
-
-
-
5 499
pensions
-
-
-
7 600
health
-
-
-
2 698
surtax
-
-
-
143
total
-
-
-
16 150
Employee
30 989
-
31 392
-
surtax
110
-
119
-
unemployment
2 157
-
2 185
-
other
-
-
-
-
health
791
-
802
-
pensions
2 068
-
2 094
-
income
5 195
-
5 263
-
total
10 321
-
10 463
-
Employer
30 989
-
31 392
-
other
-
-
-
-
pensions
4 132
-
4 184
-
unemployment
983
-
995
-
health
1 409
-
1 428
-
total
6 524
-
6 607
-
Corporate
488
38 000
-
-
income
127
9 880
-
-
total
127
9 880
-
-
Dividends
360
28 120
-
-
withholding
54
4 217
-
-
total
54
4 217
-
-
Income
38 000
38 000
38 000
38 000
Total tax
17 026
14 097
17 070
16 150
After tax
20 974
23 903
20 930
21 850
Living cost
20 668
20 668
20 668
20 668
Free-cash
306
3 235
262
1 182

Estimated living cost  is ₽20668 per week

₽12479
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1797
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5914
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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