Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 38000
per

Your estimated
City
free-cash

Thessaloniki , Greece
₽2259
₽3189
₽2637
₽5264
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
health
-
-
-
2 697
other
-
-
-
-
unemployment
-
-
-
192
surtax
-
-
-
183
pensions
-
-
-
7 600
income
-
-
-
5 502
total
-
-
-
16 174
Employee
27 929
-
31 392
-
health
713
-
800
-
pensions
1 862
-
2 093
-
income
4 682
-
5 263
-
unemployment
1 944
-
2 185
-
surtax
91
-
155
-
other
-
-
-
-
total
9 292
-
10 496
-
Employer
27 929
-
31 392
-
other
-
-
-
-
pensions
3 723
-
4 185
-
unemployment
885
-
995
-
health
1 271
-
1 428
-
total
5 879
-
6 608
-
Corporate
4 192
38 000
-
-
income
1 090
9 881
-
-
total
1 090
9 881
-
-
Dividends
3 102
28 119
-
-
withholding
465
4 218
-
-
total
465
4 218
-
-
Income
38 000
38 000
38 000
38 000
Total tax
16 726
14 099
17 104
16 174
After tax
21 274
23 901
20 896
21 826
Living cost
18 637
18 637
18 637
18 637
Free-cash
2 637
5 264
2 259
3 189

Estimated living cost  is ₽18637 per week

₽11395
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1720
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽430
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5092
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
₽1926
₽2856
₽2247
₽4931
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
health
-
-
-
2 697
other
-
-
-
-
unemployment
-
-
-
192
surtax
-
-
-
183
pensions
-
-
-
7 600
income
-
-
-
5 502
total
-
-
-
16 174
Employee
28 442
-
31 392
-
health
726
-
800
-
pensions
1 898
-
2 093
-
income
4 768
-
5 263
-
unemployment
1 979
-
2 185
-
surtax
101
-
155
-
other
-
-
-
-
total
9 472
-
10 496
-
Employer
28 442
-
31 392
-
other
-
-
-
-
pensions
3 792
-
4 185
-
unemployment
902
-
995
-
health
1 293
-
1 428
-
total
5 987
-
6 608
-
Corporate
3 570
38 000
-
-
income
928
9 881
-
-
total
928
9 881
-
-
Dividends
2 642
28 119
-
-
withholding
396
4 218
-
-
total
396
4 218
-
-
Income
38 000
38 000
38 000
38 000
Total tax
16 783
14 099
17 104
16 174
After tax
21 217
23 901
20 896
21 826
Living cost
18 970
18 970
18 970
18 970
Free-cash
2 247
4 931
1 926
2 856

Estimated living cost  is ₽18970 per week

₽11453
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1649
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽441
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5428
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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