Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 38000
per

Your estimated
City
free-cash

Thessaloniki , Greece
₽897
₽3874
₽1820
₽1050
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
surtax
-
-
-
150
health
-
-
-
2 697
income
-
-
-
5 499
pensions
-
-
-
7 600
unemployment
-
-
-
207
other
-
-
-
-
total
-
-
-
16 153
Employee
30 013
-
31 390
-
pensions
2 001
-
2 094
-
other
-
-
-
-
health
766
-
801
-
income
5 031
-
5 262
-
unemployment
2 089
-
2 186
-
surtax
98
-
124
-
total
9 985
-
10 467
-
Employer
30 013
-
31 390
-
unemployment
951
-
995
-
health
1 366
-
1 429
-
other
-
-
-
-
pensions
4 001
-
4 185
-
total
6 318
-
6 609
-
Corporate
1 670
38 000
-
-
income
434
9 881
-
-
total
434
9 881
-
-
Dividends
1 236
28 119
-
-
withholding
186
4 218
-
-
total
186
4 218
-
-
Income
38 000
38 000
38 000
38 000
Total tax
16 923
14 099
17 076
16 153
After tax
21 077
23 901
20 924
21 847
Living cost
20 027
20 027
20 027
20 027
Free-cash
1 050
3 874
897
1 820

Estimated living cost  is ₽20027 per week

₽12245
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1848
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5472
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
₽539
₽3516
₽1462
₽629
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
surtax
-
-
-
150
health
-
-
-
2 697
income
-
-
-
5 499
pensions
-
-
-
7 600
unemployment
-
-
-
207
other
-
-
-
-
total
-
-
-
16 153
Employee
30 564
-
31 390
-
pensions
2 039
-
2 094
-
other
-
-
-
-
health
780
-
801
-
income
5 124
-
5 262
-
unemployment
2 127
-
2 186
-
surtax
109
-
124
-
total
10 179
-
10 467
-
Employer
30 564
-
31 390
-
unemployment
970
-
995
-
health
1 390
-
1 429
-
other
-
-
-
-
pensions
4 075
-
4 185
-
total
6 435
-
6 609
-
Corporate
1 002
38 000
-
-
income
260
9 881
-
-
total
260
9 881
-
-
Dividends
742
28 119
-
-
withholding
112
4 218
-
-
total
112
4 218
-
-
Income
38 000
38 000
38 000
38 000
Total tax
16 986
14 099
17 076
16 153
After tax
21 014
23 901
20 924
21 847
Living cost
20 385
20 385
20 385
20 385
Free-cash
629
3 516
539
1 462

Estimated living cost  is ₽20385 per week

₽12307
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1772
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5833
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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Source

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