Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 38000
per

Your estimated
City
free-cash

Thessaloniki , Greece
₽908
₽779
₽3750
₽1697
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
health
-
-
-
2 698
income
-
-
-
5 499
surtax
-
-
-
147
pensions
-
-
-
7 599
other
-
-
-
-
unemployment
-
-
-
208
total
-
-
-
16 151
Employee
30 200
-
31 392
-
unemployment
2 102
-
2 185
-
pensions
2 014
-
2 093
-
health
771
-
799
-
income
5 062
-
5 263
-
other
-
-
-
-
surtax
99
-
121
-
total
10 048
-
10 461
-
Employer
30 200
-
31 392
-
pensions
4 026
-
4 185
-
other
-
-
-
-
health
1 374
-
1 428
-
unemployment
957
-
995
-
total
6 357
-
6 608
-
Corporate
1 444
38 000
-
-
income
376
9 880
-
-
total
376
9 880
-
-
Dividends
1 067
28 120
-
-
withholding
159
4 218
-
-
total
159
4 218
-
-
Income
38 000
38 000
38 000
38 000
Total tax
16 940
14 098
17 069
16 151
After tax
21 060
23 902
20 931
21 849
Living cost
20 152
20 152
20 152
20 152
Free-cash
908
3 750
779
1 697

Estimated living cost  is ₽20152 per week

₽12322
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1860
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5506
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽485
₽419
₽3390
₽1337
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
health
-
-
-
2 698
income
-
-
-
5 499
surtax
-
-
-
147
pensions
-
-
-
7 599
other
-
-
-
-
unemployment
-
-
-
208
total
-
-
-
16 151
Employee
30 754
-
31 392
-
unemployment
2 140
-
2 185
-
pensions
2 052
-
2 093
-
health
785
-
799
-
income
5 156
-
5 263
-
other
-
-
-
-
surtax
109
-
121
-
total
10 242
-
10 461
-
Employer
30 754
-
31 392
-
pensions
4 100
-
4 185
-
other
-
-
-
-
health
1 399
-
1 428
-
unemployment
976
-
995
-
total
6 475
-
6 608
-
Corporate
771
38 000
-
-
income
201
9 880
-
-
total
201
9 880
-
-
Dividends
570
28 120
-
-
withholding
85
4 218
-
-
total
85
4 218
-
-
Income
38 000
38 000
38 000
38 000
Total tax
17 003
14 098
17 069
16 151
After tax
20 997
23 902
20 931
21 849
Living cost
20 512
20 512
20 512
20 512
Free-cash
485
3 390
419
1 337

Estimated living cost  is ₽20512 per week

₽12384
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1783
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽477
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5870
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
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