Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 38000
per

Your estimated
City
free-cash

Thessaloniki , Greece
-₽241
-₽128
₽2822
₽781
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
health
-
-
-
2 698
income
-
-
-
5 497
surtax
-
-
-
127
pensions
-
-
-
7 599
other
-
-
-
-
unemployment
-
-
-
218
total
-
-
-
16 139
Employee
31 591
-
31 392
-
unemployment
2 199
-
2 184
-
pensions
2 107
-
2 094
-
health
807
-
799
-
income
5 295
-
5 263
-
other
-
-
-
-
surtax
103
-
100
-
total
10 511
-
10 440
-
Employer
31 591
-
31 392
-
pensions
4 211
-
4 184
-
other
-
-
-
-
health
1 438
-
1 429
-
unemployment
1 001
-
995
-
total
6 650
-
6 608
-
Corporate
-
38 000
-
-
income
-
9 880
-
-
total
-
9 880
-
-
Dividends
-
28 120
-
-
withholding
-
4 218
-
-
total
-
4 218
-
-
Income
38 000
38 000
38 000
38 000
Total tax
17 161
14 098
17 048
16 139
After tax
20 839
23 902
20 952
21 861
Living cost
21 080
21 080
21 080
21 080
Free-cash
-241
2 822
-128
781

Estimated living cost  is ₽21080 per week

₽12889
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1945
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽486
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5759
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
-₽943
-₽505
₽2445
₽404
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
health
-
-
-
2 698
income
-
-
-
5 497
surtax
-
-
-
127
pensions
-
-
-
7 599
other
-
-
-
-
unemployment
-
-
-
218
total
-
-
-
16 139
Employee
32 171
-
31 392
-
unemployment
2 239
-
2 184
-
pensions
2 146
-
2 094
-
health
821
-
799
-
income
5 393
-
5 263
-
other
-
-
-
-
surtax
114
-
100
-
total
10 713
-
10 440
-
Employer
32 171
-
31 392
-
pensions
4 289
-
4 184
-
other
-
-
-
-
health
1 463
-
1 429
-
unemployment
1 021
-
995
-
total
6 773
-
6 608
-
Corporate
-
38 000
-
-
income
-
9 880
-
-
total
-
9 880
-
-
Dividends
-
28 120
-
-
withholding
-
4 218
-
-
total
-
4 218
-
-
Income
38 000
38 000
38 000
38 000
Total tax
17 486
14 098
17 048
16 139
After tax
20 514
23 902
20 952
21 861
Living cost
21 457
21 457
21 457
21 457
Free-cash
-943
2 445
-505
404

Estimated living cost  is ₽21457 per week

₽12955
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1865
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽499
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6140
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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