Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 38000
per

Your estimated
City
free-cash

Thessaloniki , Greece
₽426
₽3330
₽367
₽1281
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
other
-
-
-
-
unemployment
-
-
-
212
income
-
-
-
5 497
pensions
-
-
-
7 601
health
-
-
-
2 698
surtax
-
-
-
138
total
-
-
-
16 146
Employee
30 831
-
31 394
-
surtax
101
-
111
-
unemployment
2 146
-
2 185
-
other
-
-
-
-
health
787
-
801
-
pensions
2 056
-
2 095
-
income
5 168
-
5 262
-
total
10 258
-
10 454
-
Employer
30 831
-
31 394
-
other
-
-
-
-
pensions
4 110
-
4 184
-
unemployment
977
-
994
-
health
1 403
-
1 428
-
total
6 490
-
6 606
-
Corporate
680
38 000
-
-
income
177
9 879
-
-
total
177
9 879
-
-
Dividends
503
28 121
-
-
withholding
76
4 218
-
-
total
76
4 218
-
-
Income
38 000
38 000
38 000
38 000
Total tax
17 001
14 097
17 060
16 146
After tax
20 999
23 903
20 940
21 854
Living cost
20 573
20 573
20 573
20 573
Free-cash
426
3 330
367
1 281

Estimated living cost  is ₽20573 per week

₽12579
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1898
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5621
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
-₽6
₽2962
-₽1
₽913
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
other
-
-
-
-
unemployment
-
-
-
212
income
-
-
-
5 497
pensions
-
-
-
7 601
health
-
-
-
2 698
surtax
-
-
-
138
total
-
-
-
16 146
Employee
31 397
-
31 394
-
surtax
111
-
111
-
unemployment
2 185
-
2 185
-
other
-
-
-
-
health
801
-
801
-
pensions
2 095
-
2 095
-
income
5 263
-
5 262
-
total
10 455
-
10 454
-
Employer
31 397
-
31 394
-
other
-
-
-
-
pensions
4 186
-
4 184
-
unemployment
996
-
994
-
health
1 428
-
1 428
-
total
6 610
-
6 606
-
Corporate
-
38 000
-
-
income
-
9 879
-
-
total
-
9 879
-
-
Dividends
-
28 121
-
-
withholding
-
4 218
-
-
total
-
4 218
-
-
Income
38 000
38 000
38 000
38 000
Total tax
17 065
14 097
17 060
16 146
After tax
20 935
23 903
20 940
21 854
Living cost
20 941
20 941
20 941
20 941
Free-cash
-6
2 962
-1
913

Estimated living cost  is ₽20941 per week

₽12643
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1821
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5992
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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