Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 38000
per

Your estimated
City
free-cash

Thessaloniki , Greece
₽80
₽67
₽3023
₽979
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
health
-
-
-
2 699
income
-
-
-
5 498
surtax
-
-
-
131
pensions
-
-
-
7 600
other
-
-
-
-
unemployment
-
-
-
215
total
-
-
-
16 143
Employee
31 289
-
31 391
-
unemployment
2 178
-
2 185
-
pensions
2 086
-
2 094
-
health
799
-
801
-
income
5 245
-
5 263
-
other
-
-
-
-
surtax
102
-
104
-
total
10 410
-
10 447
-
Employer
31 289
-
31 391
-
pensions
4 171
-
4 184
-
other
-
-
-
-
health
1 424
-
1 429
-
unemployment
991
-
995
-
total
6 586
-
6 608
-
Corporate
125
38 000
-
-
income
32
9 881
-
-
total
32
9 881
-
-
Dividends
93
28 119
-
-
withholding
14
4 218
-
-
total
14
4 218
-
-
Income
38 000
38 000
38 000
38 000
Total tax
17 042
14 099
17 055
16 143
After tax
20 958
23 901
20 945
21 857
Living cost
20 878
20 878
20 878
20 878
Free-cash
80
3 023
67
979

Estimated living cost  is ₽20878 per week

₽12766
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1927
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽481
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5704
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
-₽571
-₽307
₽2649
₽605
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
health
-
-
-
2 699
income
-
-
-
5 498
surtax
-
-
-
131
pensions
-
-
-
7 600
other
-
-
-
-
unemployment
-
-
-
215
total
-
-
-
16 143
Employee
31 863
-
31 391
-
unemployment
2 217
-
2 185
-
pensions
2 126
-
2 094
-
health
813
-
801
-
income
5 342
-
5 263
-
other
-
-
-
-
surtax
113
-
104
-
total
10 611
-
10 447
-
Employer
31 863
-
31 391
-
pensions
4 248
-
4 184
-
other
-
-
-
-
health
1 449
-
1 429
-
unemployment
1 011
-
995
-
total
6 708
-
6 608
-
Corporate
-
38 000
-
-
income
-
9 881
-
-
total
-
9 881
-
-
Dividends
-
28 119
-
-
withholding
-
4 218
-
-
total
-
4 218
-
-
Income
38 000
38 000
38 000
38 000
Total tax
17 319
14 099
17 055
16 143
After tax
20 681
23 901
20 945
21 857
Living cost
21 252
21 252
21 252
21 252
Free-cash
-571
2 649
-307
605

Estimated living cost  is ₽21252 per week

₽12831
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1848
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6081
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
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