Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 38000
per

Your estimated
City
free-cash

Thessaloniki , Greece
₽1801
₽1031
₽880
₽3858
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
other
-
-
-
-
surtax
-
-
-
150
pensions
-
-
-
7 600
income
-
-
-
5 499
health
-
-
-
2 698
unemployment
-
-
-
207
total
-
-
-
16 154
Employee
30 039
-
31 391
-
pensions
2 003
-
2 094
-
income
5 035
-
5 263
-
other
-
-
-
-
health
767
-
802
-
unemployment
2 091
-
2 184
-
surtax
98
-
124
-
total
9 994
-
10 467
-
Employer
30 039
-
31 391
-
pensions
4 004
-
4 184
-
other
-
-
-
-
health
1 367
-
1 429
-
unemployment
952
-
995
-
total
6 323
-
6 608
-
Corporate
1 638
38 000
-
-
income
426
9 879
-
-
total
426
9 879
-
-
Dividends
1 212
28 121
-
-
withholding
181
4 218
-
-
total
181
4 218
-
-
Income
38 000
38 000
38 000
38 000
Total tax
16 924
14 097
17 075
16 154
After tax
21 076
23 903
20 925
21 846
Living cost
20 045
20 045
20 045
20 045
Free-cash
1 031
3 858
880
1 801

Estimated living cost  is ₽20045 per week

₽12256
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1850
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
₽1443
₽609
₽522
₽3500
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
other
-
-
-
-
surtax
-
-
-
150
pensions
-
-
-
7 600
income
-
-
-
5 499
health
-
-
-
2 698
unemployment
-
-
-
207
total
-
-
-
16 154
Employee
30 591
-
31 391
-
pensions
2 041
-
2 094
-
income
5 128
-
5 263
-
other
-
-
-
-
health
781
-
802
-
unemployment
2 129
-
2 184
-
surtax
109
-
124
-
total
10 188
-
10 467
-
Employer
30 591
-
31 391
-
pensions
4 079
-
4 184
-
other
-
-
-
-
health
1 391
-
1 429
-
unemployment
971
-
995
-
total
6 441
-
6 608
-
Corporate
969
38 000
-
-
income
252
9 879
-
-
total
252
9 879
-
-
Dividends
717
28 121
-
-
withholding
107
4 218
-
-
total
107
4 218
-
-
Income
38 000
38 000
38 000
38 000
Total tax
16 988
14 097
17 075
16 154
After tax
21 012
23 903
20 925
21 846
Living cost
20 403
20 403
20 403
20 403
Free-cash
609
3 500
522
1 443

Estimated living cost  is ₽20403 per week

₽12318
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1774
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5839
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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Source

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