Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 38000
per

Your estimated
City
free-cash

Thessaloniki , Greece
₽2413
-₽983
₽379
-₽527
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
unemployment
-
-
-
222
income
-
-
-
5 496
health
-
-
-
2 698
surtax
-
-
-
116
pensions
-
-
-
7 599
other
-
-
-
-
total
-
-
-
16 131
Employee
32 205
-
31 393
-
pensions
2 147
-
2 094
-
unemployment
2 242
-
2 184
-
income
5 398
-
5 263
-
other
-
-
-
-
surtax
105
-
91
-
health
822
-
800
-
total
10 714
-
10 432
-
Employer
32 205
-
31 393
-
health
1 466
-
1 427
-
pensions
4 293
-
4 184
-
other
-
-
-
-
unemployment
1 020
-
994
-
total
6 779
-
6 605
-
Corporate
-
38 000
-
-
income
-
9 880
-
-
total
-
9 880
-
-
Dividends
-
28 120
-
-
withholding
-
4 217
-
-
total
-
4 217
-
-
Income
38 000
38 000
38 000
38 000
Total tax
17 493
14 097
17 037
16 131
After tax
20 507
23 903
20 963
21 869
Living cost
21 490
21 490
21 490
21 490
Free-cash
-983
2 413
-527
379

Estimated living cost  is ₽21490 per week

₽13140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1983
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
₽2029
-₽1699
-₽5
-₽911
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
unemployment
-
-
-
222
income
-
-
-
5 496
health
-
-
-
2 698
surtax
-
-
-
116
pensions
-
-
-
7 599
other
-
-
-
-
total
-
-
-
16 131
Employee
32 796
-
31 393
-
pensions
2 188
-
2 094
-
unemployment
2 282
-
2 184
-
income
5 498
-
5 263
-
other
-
-
-
-
surtax
116
-
91
-
health
837
-
800
-
total
10 921
-
10 432
-
Employer
32 796
-
31 393
-
health
1 491
-
1 427
-
pensions
4 373
-
4 184
-
other
-
-
-
-
unemployment
1 040
-
994
-
total
6 904
-
6 605
-
Corporate
-
38 000
-
-
income
-
9 880
-
-
total
-
9 880
-
-
Dividends
-
28 120
-
-
withholding
-
4 217
-
-
total
-
4 217
-
-
Income
38 000
38 000
38 000
38 000
Total tax
17 825
14 097
17 037
16 131
After tax
20 175
23 903
20 963
21 869
Living cost
21 874
21 874
21 874
21 874
Free-cash
-1 699
2 029
-911
-5

Estimated living cost  is ₽21874 per week

₽13207
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1902
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽508
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6260
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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