Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 38000
per

Your estimated
City
free-cash

Thessaloniki , Greece
₽1780
₽1003
₽858
₽3832
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
other
-
-
-
-
surtax
-
-
-
148
pensions
-
-
-
7 599
income
-
-
-
5 499
health
-
-
-
2 698
unemployment
-
-
-
207
total
-
-
-
16 151
Employee
30 076
-
31 392
-
pensions
2 006
-
2 094
-
income
5 041
-
5 262
-
other
-
-
-
-
health
768
-
801
-
unemployment
2 094
-
2 185
-
surtax
98
-
123
-
total
10 007
-
10 465
-
Employer
30 076
-
31 392
-
pensions
4 009
-
4 185
-
other
-
-
-
-
health
1 369
-
1 427
-
unemployment
953
-
996
-
total
6 331
-
6 608
-
Corporate
1 593
38 000
-
-
income
414
9 881
-
-
total
414
9 881
-
-
Dividends
1 179
28 119
-
-
withholding
176
4 218
-
-
total
176
4 218
-
-
Income
38 000
38 000
38 000
38 000
Total tax
16 928
14 099
17 073
16 151
After tax
21 072
23 901
20 927
21 849
Living cost
20 069
20 069
20 069
20 069
Free-cash
1 003
3 832
858
1 780

Estimated living cost  is ₽20069 per week

₽12271
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1852
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5483
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
₽1421
₽582
₽499
₽3473
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
other
-
-
-
-
surtax
-
-
-
148
pensions
-
-
-
7 599
income
-
-
-
5 499
health
-
-
-
2 698
unemployment
-
-
-
207
total
-
-
-
16 151
Employee
30 628
-
31 392
-
pensions
2 043
-
2 094
-
income
5 135
-
5 262
-
other
-
-
-
-
health
782
-
801
-
unemployment
2 131
-
2 185
-
surtax
109
-
123
-
total
10 200
-
10 465
-
Employer
30 628
-
31 392
-
pensions
4 083
-
4 185
-
other
-
-
-
-
health
1 393
-
1 427
-
unemployment
972
-
996
-
total
6 448
-
6 608
-
Corporate
924
38 000
-
-
income
240
9 881
-
-
total
240
9 881
-
-
Dividends
684
28 119
-
-
withholding
102
4 218
-
-
total
102
4 218
-
-
Income
38 000
38 000
38 000
38 000
Total tax
16 990
14 099
17 073
16 151
After tax
21 010
23 901
20 927
21 849
Living cost
20 428
20 428
20 428
20 428
Free-cash
582
3 473
499
1 421

Estimated living cost  is ₽20428 per week

₽12333
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽475
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5846
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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