Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 38000
per

Your estimated
City
free-cash

Thessaloniki , Greece
₽4353
₽1368
₽1596
₽2290
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
surtax
-
-
-
161
health
-
-
-
2 698
unemployment
-
-
-
202
pensions
-
-
-
7 601
other
-
-
-
-
income
-
-
-
5 499
total
-
-
-
16 161
Employee
29 296
-
31 391
-
pensions
1 954
-
2 093
-
income
4 911
-
5 262
-
surtax
96
-
134
-
unemployment
2 039
-
2 186
-
other
-
-
-
-
health
748
-
800
-
total
9 748
-
10 475
-
Employer
29 296
-
31 391
-
other
-
-
-
-
unemployment
928
-
995
-
health
1 333
-
1 429
-
pensions
3 905
-
4 184
-
total
6 166
-
6 608
-
Corporate
2 537
38 000
-
-
income
659
9 880
-
-
total
659
9 880
-
-
Dividends
1 878
28 120
-
-
withholding
282
4 218
-
-
total
282
4 218
-
-
Income
38 000
38 000
38 000
38 000
Total tax
16 855
14 098
17 083
16 161
After tax
21 145
23 902
20 917
21 839
Living cost
19 549
19 549
19 549
19 549
Free-cash
1 596
4 353
1 368
2 290

Estimated living cost  is ₽19549 per week

₽11953
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1804
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5341
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
₽4004
₽1019
₽1187
₽1941
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
surtax
-
-
-
161
health
-
-
-
2 698
unemployment
-
-
-
202
pensions
-
-
-
7 601
other
-
-
-
-
income
-
-
-
5 499
total
-
-
-
16 161
Employee
29 834
-
31 391
-
pensions
1 990
-
2 093
-
income
5 001
-
5 262
-
surtax
106
-
134
-
unemployment
2 076
-
2 186
-
other
-
-
-
-
health
762
-
800
-
total
9 935
-
10 475
-
Employer
29 834
-
31 391
-
other
-
-
-
-
unemployment
946
-
995
-
health
1 357
-
1 429
-
pensions
3 978
-
4 184
-
total
6 281
-
6 608
-
Corporate
1 885
38 000
-
-
income
491
9 880
-
-
total
491
9 880
-
-
Dividends
1 394
28 120
-
-
withholding
208
4 218
-
-
total
208
4 218
-
-
Income
38 000
38 000
38 000
38 000
Total tax
16 915
14 098
17 083
16 161
After tax
21 085
23 902
20 917
21 839
Living cost
19 898
19 898
19 898
19 898
Free-cash
1 187
4 004
1 019
1 941

Estimated living cost  is ₽19898 per week

₽12014
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1730
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5694
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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