Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 38000
per

Your estimated
City
free-cash

Thessaloniki , Greece
₽1439
₽3490
₽611
₽522
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
health
-
-
-
2 698
other
-
-
-
-
pensions
-
-
-
7 601
unemployment
-
-
-
211
income
-
-
-
5 498
surtax
-
-
-
142
total
-
-
-
16 150
Employee
30 589
-
31 391
-
health
781
-
800
-
pensions
2 040
-
2 094
-
unemployment
2 129
-
2 185
-
surtax
100
-
116
-
income
5 127
-
5 263
-
other
-
-
-
-
total
10 177
-
10 458
-
Employer
30 589
-
31 391
-
health
1 392
-
1 429
-
pensions
4 078
-
4 185
-
other
-
-
-
-
unemployment
969
-
995
-
total
6 439
-
6 609
-
Corporate
973
38 000
-
-
income
253
9 881
-
-
total
253
9 881
-
-
Dividends
720
28 119
-
-
withholding
109
4 218
-
-
total
109
4 218
-
-
Income
38 000
38 000
38 000
38 000
Total tax
16 978
14 099
17 067
16 150
After tax
21 022
23 901
20 933
21 850
Living cost
20 411
20 411
20 411
20 411
Free-cash
611
3 490
522
1 439

Estimated living cost  is ₽20411 per week

₽12480
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1883
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5577
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
₽1074
₽3125
₽185
₽157
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
health
-
-
-
2 698
other
-
-
-
-
pensions
-
-
-
7 601
unemployment
-
-
-
211
income
-
-
-
5 498
surtax
-
-
-
142
total
-
-
-
16 150
Employee
31 150
-
31 391
-
health
795
-
800
-
pensions
2 078
-
2 094
-
unemployment
2 168
-
2 185
-
surtax
111
-
116
-
income
5 222
-
5 263
-
other
-
-
-
-
total
10 374
-
10 458
-
Employer
31 150
-
31 391
-
health
1 417
-
1 429
-
pensions
4 153
-
4 185
-
other
-
-
-
-
unemployment
988
-
995
-
total
6 558
-
6 609
-
Corporate
292
38 000
-
-
income
75
9 881
-
-
total
75
9 881
-
-
Dividends
216
28 119
-
-
withholding
32
4 218
-
-
total
32
4 218
-
-
Income
38 000
38 000
38 000
38 000
Total tax
17 039
14 099
17 067
16 150
After tax
20 961
23 901
20 933
21 850
Living cost
20 776
20 776
20 776
20 776
Free-cash
185
3 125
157
1 074

Estimated living cost  is ₽20776 per week

₽12544
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1806
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5945
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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