Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 38000
per

Your estimated
City
free-cash

Thessaloniki , Greece
₽475
₽3441
₽1390
₽555
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
surtax
-
-
-
141
health
-
-
-
2 698
income
-
-
-
5 499
pensions
-
-
-
7 600
unemployment
-
-
-
211
other
-
-
-
-
total
-
-
-
16 149
Employee
30 664
-
31 391
-
pensions
2 045
-
2 094
-
other
-
-
-
-
health
783
-
801
-
income
5 140
-
5 261
-
unemployment
2 134
-
2 185
-
surtax
100
-
114
-
total
10 202
-
10 455
-
Employer
30 664
-
31 391
-
unemployment
971
-
996
-
health
1 395
-
1 429
-
other
-
-
-
-
pensions
4 088
-
4 184
-
total
6 454
-
6 609
-
Corporate
882
38 000
-
-
income
229
9 880
-
-
total
229
9 880
-
-
Dividends
653
28 120
-
-
withholding
99
4 218
-
-
total
99
4 218
-
-
Income
38 000
38 000
38 000
38 000
Total tax
16 984
14 098
17 064
16 149
After tax
21 016
23 902
20 936
21 851
Living cost
20 461
20 461
20 461
20 461
Free-cash
555
3 441
475
1 390

Estimated living cost  is ₽20461 per week

₽12511
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1888
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5590
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
₽109
₽3075
₽1024
₽126
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
surtax
-
-
-
141
health
-
-
-
2 698
income
-
-
-
5 499
pensions
-
-
-
7 600
unemployment
-
-
-
211
other
-
-
-
-
total
-
-
-
16 149
Employee
31 227
-
31 391
-
pensions
2 083
-
2 094
-
other
-
-
-
-
health
797
-
801
-
income
5 235
-
5 261
-
unemployment
2 173
-
2 185
-
surtax
111
-
114
-
total
10 399
-
10 455
-
Employer
31 227
-
31 391
-
unemployment
991
-
996
-
health
1 420
-
1 429
-
other
-
-
-
-
pensions
4 163
-
4 184
-
total
6 574
-
6 609
-
Corporate
199
38 000
-
-
income
51
9 880
-
-
total
51
9 880
-
-
Dividends
148
28 120
-
-
withholding
23
4 218
-
-
total
23
4 218
-
-
Income
38 000
38 000
38 000
38 000
Total tax
17 047
14 098
17 064
16 149
After tax
20 953
23 902
20 936
21 851
Living cost
20 827
20 827
20 827
20 827
Free-cash
126
3 075
109
1 024

Estimated living cost  is ₽20827 per week

₽12574
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1811
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5960
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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[[ row[2] ]] [[ row[0] ]]

Estimated living cost

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Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

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