Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 38000
per

Your estimated
City
free-cash

Thessaloniki , Greece
₽2108
₽1385
₽1187
₽4168
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
other
-
-
-
-
surtax
-
-
-
156
pensions
-
-
-
7 601
income
-
-
-
5 500
health
-
-
-
2 698
unemployment
-
-
-
204
total
-
-
-
16 159
Employee
29 572
-
31 394
-
pensions
1 972
-
2 094
-
income
4 957
-
5 262
-
other
-
-
-
-
health
755
-
801
-
unemployment
2 058
-
2 186
-
surtax
97
-
131
-
total
9 839
-
10 474
-
Employer
29 572
-
31 394
-
pensions
3 942
-
4 185
-
other
-
-
-
-
health
1 346
-
1 427
-
unemployment
937
-
994
-
total
6 225
-
6 606
-
Corporate
2 204
38 000
-
-
income
574
9 880
-
-
total
574
9 880
-
-
Dividends
1 630
28 120
-
-
withholding
244
4 219
-
-
total
244
4 219
-
-
Income
38 000
38 000
38 000
38 000
Total tax
16 882
14 099
17 080
16 159
After tax
21 118
23 901
20 920
21 841
Living cost
19 733
19 733
19 733
19 733
Free-cash
1 385
4 168
1 187
2 108

Estimated living cost  is ₽19733 per week

₽12065
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1821
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽455
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5391
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
₽1756
₽974
₽835
₽3816
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
other
-
-
-
-
surtax
-
-
-
156
pensions
-
-
-
7 601
income
-
-
-
5 500
health
-
-
-
2 698
unemployment
-
-
-
204
total
-
-
-
16 159
Employee
30 114
-
31 394
-
pensions
2 009
-
2 094
-
income
5 048
-
5 262
-
other
-
-
-
-
health
769
-
801
-
unemployment
2 096
-
2 186
-
surtax
107
-
131
-
total
10 029
-
10 474
-
Employer
30 114
-
31 394
-
pensions
4 015
-
4 185
-
other
-
-
-
-
health
1 369
-
1 427
-
unemployment
955
-
994
-
total
6 339
-
6 606
-
Corporate
1 546
38 000
-
-
income
402
9 880
-
-
total
402
9 880
-
-
Dividends
1 144
28 120
-
-
withholding
171
4 219
-
-
total
171
4 219
-
-
Income
38 000
38 000
38 000
38 000
Total tax
16 941
14 099
17 080
16 159
After tax
21 059
23 901
20 920
21 841
Living cost
20 085
20 085
20 085
20 085
Free-cash
974
3 816
835
1 756

Estimated living cost  is ₽20085 per week

₽12126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1746
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽467
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5748
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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