Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 38000
per

Your estimated
City
free-cash

Andorra , Andorra
₽2588
₽4125
₽3712
₽7148
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
social contributions
-
-
-
8 360
income
-
-
-
-
total
-
-
-
8 360
Employee
28 933
-
32 899
-
social contributions
1 880
-
2 138
-
income
-
-
-
-
total
1 880
-
2 138
-
Employer
28 933
-
32 899
-
social contributions
4 485
-
5 098
-
total
4 485
-
5 098
-
Corporate
4 582
38 000
-
-
income
458
3 800
-
-
total
458
3 800
-
-
Dividends
4 125
34 200
-
-
total
-
-
-
-
Income
38 000
38 000
38 000
38 000
Total tax
6 823
3 800
7 236
8 360
After tax
31 177
34 200
30 764
29 640
Living cost
27 052
27 052
27 052
27 052
Free-cash
4 125
7 148
3 712
2 588

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
-₽7259
-₽13515
-₽14240
-₽11028
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
2 907
chamber of commerce
-
-
-
152
pensions
-
-
-
7 029
income
-
-
-
939
total
-
-
-
16 547
Employee
39 340
35 865
35 865
-
unemployment
1 180
1 076
874
-
other
393
359
292
-
income
3 504
2 645
2 951
-
pensions
4 029
3 672
2 982
-
health
1 522
1 388
1 127
-
total
10 628
9 140
8 226
-
Employer
39 340
35 865
35 865
-
pensions
4 937
4 502
3 655
-
surtax
-
-
-
-
payroll
1 180
1 076
1 076
-
other
1 868
1 703
1 646
-
health
1 488
1 356
1 102
-
accident
511
466
379
-
unemployment
1 180
1 076
874
-
chamber of commerce
157
143
143
-
total
11 321
10 322
8 875
-
Corporate
3 416
3 416
25 709
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

854
854
6 427
-
total
854
854
6 427
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
38 000
38 000
38 000
38 000
Total tax
22 803
20 316
23 528
16 547
After tax
15 197
17 684
14 472
21 453
Living cost
28 712
28 712
28 712
28 712
Free-cash
-13 515
-11 028
-14 240
-7 259

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
-₽10436
-₽20948
-₽17330
-₽14205
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
2 907
chamber of commerce
-
-
-
152
pensions
-
-
-
7 029
income
-
-
-
939
total
-
-
-
16 725
Employee
44 976
35 865
35 865
-
unemployment
1 349
1 076
869
-
other
449
359
290
-
income
5 120
2 645
2 958
-
pensions
4 606
3 672
2 968
-
health
1 740
1 388
1 122
-
total
13 264
9 140
8 207
-
Employer
44 976
35 865
35 865
-
pensions
5 644
4 502
3 638
-
surtax
178
178
178
-
payroll
1 349
1 076
1 076
-
other
2 137
1 703
1 645
-
health
1 699
1 356
1 095
-
accident
584
466
377
-
unemployment
1 349
1 076
869
-
chamber of commerce
179
143
143
-
total
13 119
10 500
9 021
-
Corporate
3 416
3 416
25 563
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

854
854
6 391
-
total
854
854
6 391
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
38 000
38 000
38 000
38 000
Total tax
27 237
20 494
23 619
16 725
After tax
10 763
17 506
14 381
21 275
Living cost
31 711
31 711
31 711
31 711
Free-cash
-20 948
-14 205
-17 330
-10 436

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
-₽10583
-₽45114
-₽15604
-₽11312
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
national
-
-
-
10 557
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 092
social contributions
-
-
-
3 120
total
-
-
-
15 769
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
29 432
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
256
-
national
19 791
-
6 841
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
1 535
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
2 207
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
1 383
-
total
31 562
-
12 222
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
29 432
-
surtax
7 299
-
3 337
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
2 608
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
1 810
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
383
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
430
-
total
18 738
-
8 568
-
Corporate
-
38 000
-
-
income
-
7 600
-
-
surtax
-
152
-
-
total
-
7 752
-
-
Dividends
-
30 248
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
8 746
-
-
total
-
8 746
-
-
Income
38 000
38 000
38 000
38 000
Total tax
50 300
16 498
20 790
15 769
After tax
-12 300
21 502
17 210
22 231
Living cost
32 814
32 814
32 814
32 814
Free-cash
-45 114
-11 312
-15 604
-10 583

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽8398
₽11499
₽8587
₽16991
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
unemployment
-
-
-
126
health
-
-
-
3 619
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 658
income
-
-
-
5 700
total
-
-
-
14 103
Employee
20 524
-
31 825
-
accident

We are using the highest rate at 1.1%.

226
-
346
-
income
2 053
-
3 182
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 802
-
2 763
-
health
944
-
1 448
-
total
5 025
-
7 739
-
Employer
20 524
-
31 825
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 262
-
3 468
-
health
1 416
-
2 172
-
accident

We are using the highest rate at 1.1%.

226
-
346
-
unemployment
123
-
189
-
total
4 027
-
6 175
-
Corporate
13 450
38 000
-
-
income
1 345
3 800
-
-
total
1 345
3 800
-
-
Dividends
12 105
34 200
-
-
withholding
605
1 710
-
-
total
605
1 710
-
-
Income
38 000
38 000
38 000
38 000
Total tax
11 002
5 510
13 914
14 103
After tax
26 998
32 490
24 086
23 897
Living cost
15 499
15 499
15 499
15 499
Free-cash
11 499
16 991
8 587
8 398

Estimated living cost  is ₽15499 per week

₽10251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽887
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽370
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3992
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽12084
₽16492
₽12273
₽20677
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
unemployment
-
-
-
126
health
-
-
-
3 619
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 658
income
-
-
-
5 700
total
-
-
-
14 103
Employee
15 642
-
31 825
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
income
1 564
-
3 182
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 373
-
2 763
-
health
719
-
1 448
-
total
3 828
-
7 739
-
Employer
15 642
-
31 825
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 724
-
3 468
-
health
1 080
-
2 172
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
unemployment
94
-
189
-
total
3 070
-
6 175
-
Corporate
19 288
38 000
-
-
income
1 929
3 800
-
-
total
1 929
3 800
-
-
Dividends
17 360
34 200
-
-
withholding
868
1 710
-
-
total
868
1 710
-
-
Income
38 000
38 000
38 000
38 000
Total tax
9 695
5 510
13 914
14 103
After tax
28 305
32 490
24 086
23 897
Living cost
11 813
11 813
11 813
11 813
Free-cash
16 492
20 677
12 273
12 084

Estimated living cost  is ₽11813 per week

₽6897
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽844
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽313
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3760
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽10267
₽2381
₽2764
-₽3187
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
health
-
-
-
968
social contributions
-
-
-
5 928
income
-
-
-
-
total
-
-
-
6 896
Employee
69 203
69 203
69 203
-
income
7 535
6 406
7 446
-
social contributions
2 616
5 743
2 864
-
health
536
1 177
586
-
total
10 687
13 326
10 896
-
Employer
69 203
69 203
69 203
-
social contributions
2 616
5 743
2 864
-
health
582
1 281
639
-
total
3 198
7 024
3 503
-
Corporate
3 277
-
-
-
income
410
-
-
-
total
410
-
-
-
Dividends
2 867
-
-
-
withholding
487
-
-
-
total
487
-
-
-
Income
38 000
38 000
38 000
38 000
Total tax
14 782
20 350
14 399
6 896
After tax
23 218
17 650
23 601
31 104
Living cost
20 837
20 837
20 837
20 837
Free-cash
2 381
-3 187
2 764
10 267

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽1914
-₽6621
-₽5589
-₽11540
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
health
-
-
-
968
social contributions
-
-
-
5 928
income
-
-
-
-
total
-
-
-
6 896
Employee
69 203
69 203
69 203
-
income
7 267
6 406
7 446
-
social contributions
3 363
5 743
2 864
-
health
688
1 177
586
-
total
11 318
13 326
10 896
-
Employer
69 203
69 203
69 203
-
social contributions
3 363
5 743
2 864
-
health
750
1 281
639
-
total
4 113
7 024
3 503
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
38 000
38 000
38 000
38 000
Total tax
15 431
20 350
14 399
6 896
After tax
22 569
17 650
23 601
31 104
Living cost
29 190
29 190
29 190
29 190
Free-cash
-6 621
-11 540
-5 589
1 914

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
-₽2272
-₽2948
-₽1496
₽5383
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
health
-
-
-
5 130
social contributions
-
-
-
11 096
income
-
-
-
3 266
solidarity contribution
-
-
-
-
total
-
-
-
19 492
Employee
30 558
-
28 358
-
income
3 667
-
3 403
-
social contributions
1 986
-
1 843
-
health
4 125
-
3 828
-
solidarity contribution
-
-
-
-
total
9 778
-
9 074
-
Employer
30 558
-
28 358
-
social contributions
7 640
-
7 090
-
health
2 750
-
2 552
-
total
10 390
-
9 642
-
Corporate
-
38 000
-
-
income
-
7 220
-
-
total
-
7 220
-
-
Dividends
-
30 780
-
-
withholding
-
4 617
-
-
total
-
4 617
-
-
Income
38 000
38 000
38 000
38 000
Total tax
20 168
11 837
18 716
19 492
After tax
17 832
26 163
19 284
18 508
Living cost
20 780
20 780
20 780
20 780
Free-cash
-2 948
5 383
-1 496
-2 272

Estimated living cost  is ₽20780 per week

₽14434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4459
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
-₽7098
-₽12460
-₽6322
₽557
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
health
-
-
-
5 130
social contributions
-
-
-
11 096
income
-
-
-
3 266
solidarity contribution
-
-
-
-
total
-
-
-
19 492
Employee
37 656
-
28 358
-
income
4 519
-
3 403
-
social contributions
2 448
-
1 843
-
health
5 084
-
3 828
-
solidarity contribution
-
-
-
-
total
12 051
-
9 074
-
Employer
37 656
-
28 358
-
social contributions
9 414
-
7 090
-
health
3 389
-
2 552
-
total
12 803
-
9 642
-
Corporate
-
38 000
-
-
income
-
7 220
-
-
total
-
7 220
-
-
Dividends
-
30 780
-
-
withholding
-
4 617
-
-
total
-
4 617
-
-
Income
38 000
38 000
38 000
38 000
Total tax
24 854
11 837
18 716
19 492
After tax
13 146
26 163
19 284
18 508
Living cost
25 606
25 606
25 606
25 606
Free-cash
-12 460
557
-6 322
-7 098

Estimated living cost  is ₽25606 per week

₽19042
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4702
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽17900
-₽158591
-₽158591
-₽158591
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
national
-
-
-
3 234
pensions
-
-
-
782
municipal
-
-
-
5 451
labour market
-
-
-
2 978
total
-
-
-
12 445
Employee
183 415
183 415
183 415
-
municipal
39 057
39 057
39 057
-
national
22 407
22 407
22 407
-
pensions
261
261
261
-
labour market
14 652
14 652
14 652
-
total
76 377
76 377
76 377
-
Employer
183 415
183 415
183 415
-
pensions
521
521
521
-
labour market
14 673
14 673
14 673
-
municipal
39 119
39 119
39 119
-
national
22 446
22 446
22 446
-
total
76 759
76 759
76 759
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
38 000
38 000
38 000
38 000
Total tax
153 136
153 136
153 136
12 445
After tax
-115 136
-115 136
-115 136
25 555
Living cost
43 455
43 455
43 455
43 455
Free-cash
-158 591
-158 591
-158 591
-17 900

Estimated living cost  is ₽43455 per week

₽29741
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3844
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽668
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9201
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽583
₽3072
₽1906
₽8663
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
health
-
-
-
4 941
pensions
-
-
-
7 600
income
-
-
-
3 139
total
-
-
-
15 680
Employee
25 530
-
28 400
-
unemployment
408
-
454
-
income
2 874
-
3 735
-
pensions
511
-
569
-
total
3 793
-
4 758
-
Employer
25 530
-
28 400
-
pensions
5 106
-
5 680
-
health
3 318
-
3 692
-
unemployment
205
-
227
-
total
8 629
-
9 599
-
Corporate
3 840
38 000
-
-
income
769
7 600
-
-
total
769
7 600
-
-
Dividends
3 071
30 400
-
-
total
-
-
-
-
Income
38 000
38 000
38 000
38 000
Total tax
13 191
7 600
14 357
15 680
After tax
24 809
30 400
23 643
22 320
Living cost
21 737
21 737
21 737
21 737
Free-cash
3 072
8 663
1 906
583

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
-₽4029
-₽18282
-₽10594
-₽8256
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
38 000
national
-
-
-
465
health
-
-
-
210
municipal
-
-
-
6 802
total
-
-
-
7 477
Employee
47 349
-
31 966
-
unemployment
710
-
480
-
municipal
7 755
-
5 258
-
national
782
-
-
-
pensions
3 195
-
2 157
-
health
354
-
116
-
total
12 796
-
8 011
-
Employer
47 349
-
31 966
-
pensions
8 215
-
5 545
-
health
364
-
246
-
accident
48
-
32
-
unemployment
307
-
208
-
total
8 934
-
6 031
-
Corporate
-
38 000
-
-
income
-
7 600
-
-
total
-
7 600
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
22 800
-
-
municipal
-
4 104
-
-
national
-
-
-
-
total
-
4 104
-
-
Income
38 000
38 000
38 000
38 000
Total tax
21 730
11 704
14 042
7 477
After tax
16 270
26 296
23 958
30 523
Living cost
34 552
34 552
34 552
34 552
Free-cash
-18 282
-8 256
-10 594
-4 029

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
-₽4660
-₽7119
-₽4002
-₽8590
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
surtax
-
-
-
-
health
-
-
-
330
pensions
-
-
-
11 311
social contributions
-
-
-
1 083
income
-
-
-
1 018
other
-
-
-
1 178
total
-
-
-
14 920
Employee
34 382
-
28 955
-
income
1 773
-
1 117
-
surtax
-
-
-
-
social contributions
980
-
825
-
pensions
3 889
-
3 276
-
total
6 642
-
5 218
-
Employer
34 382
-
28 955
-
pensions
5 650
-
4 758
-
social contributions
102
-
87
-
other
1 187
-
999
-
health
2 406
-
2 027
-
unemployment
1 392
-
1 173
-
total
10 737
-
9 044
-
Corporate
-
38 000
-
-
income
-
10 640
-
-
surtax
-
-
-
-
total
-
10 640
-
-
Dividends
-
27 360
-
-
withholding
-
3 503
-
-
social contributions
-
4 707
-
-
surtax
-
-
-
-
total
-
8 210
-
-
Income
38 000
38 000
38 000
38 000
Total tax
17 379
18 850
14 262
14 920
After tax
20 621
19 150
23 738
23 080
Living cost
27 740
27 740
27 740
27 740
Free-cash
-7 119
-8 590
-4 002
-4 660

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
-₽7711
-₽12546
-₽7053
-₽11641
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
surtax
-
-
-
-
health
-
-
-
330
pensions
-
-
-
11 311
social contributions
-
-
-
1 083
income
-
-
-
1 018
other
-
-
-
1 178
total
-
-
-
14 920
Employee
38 517
-
28 955
-
income
2 273
-
1 117
-
surtax
-
-
-
-
social contributions
1 098
-
825
-
pensions
4 355
-
3 276
-
total
7 726
-
5 218
-
Employer
38 517
-
28 955
-
pensions
6 328
-
4 758
-
social contributions
116
-
87
-
other
1 329
-
999
-
health
2 697
-
2 027
-
unemployment
1 559
-
1 173
-
total
12 029
-
9 044
-
Corporate
-
38 000
-
-
income
-
10 640
-
-
surtax
-
-
-
-
total
-
10 640
-
-
Dividends
-
27 360
-
-
withholding
-
3 503
-
-
social contributions
-
4 707
-
-
surtax
-
-
-
-
total
-
8 210
-
-
Income
38 000
38 000
38 000
38 000
Total tax
19 755
18 850
14 262
14 920
After tax
18 245
19 150
23 738
23 080
Living cost
30 791
30 791
30 791
30 791
Free-cash
-12 546
-11 641
-7 053
-7 711

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽20387
-₽35969
-₽19729
-₽24317
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
surtax
-
-
-
-
health
-
-
-
330
pensions
-
-
-
11 311
social contributions
-
-
-
1 083
income
-
-
-
1 018
other
-
-
-
1 178
total
-
-
-
14 920
Employee
56 366
-
28 955
-
income
4 918
-
1 117
-
surtax
-
-
-
-
social contributions
1 605
-
825
-
pensions
6 375
-
3 276
-
total
12 898
-
5 218
-
Employer
56 366
-
28 955
-
pensions
9 262
-
4 758
-
social contributions
169
-
87
-
other
1 945
-
999
-
health
3 945
-
2 027
-
unemployment
2 283
-
1 173
-
total
17 604
-
9 044
-
Corporate
-
38 000
-
-
income
-
10 640
-
-
surtax
-
-
-
-
total
-
10 640
-
-
Dividends
-
27 360
-
-
withholding
-
3 503
-
-
social contributions
-
4 707
-
-
surtax
-
-
-
-
total
-
8 210
-
-
Income
38 000
38 000
38 000
38 000
Total tax
30 502
18 850
14 262
14 920
After tax
7 498
19 150
23 738
23 080
Living cost
43 467
43 467
43 467
43 467
Free-cash
-35 969
-24 317
-19 729
-20 387

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽31797
₽29186
₽24577
₽30277
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
38 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
380
total
-
-
-
380
Employee
7 278
-
38 000
-
income
1 455
-
7 600
-
total
1 455
-
7 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

30 722
38 000
-
-
total
-
-
-
-
Dividends
30 722
38 000
-
-
withholding
1 536
1 900
-
-
total
1 536
1 900
-
-
Income
38 000
38 000
38 000
38 000
Total tax
2 991
1 900
7 600
380
After tax
35 009
36 100
30 400
37 620
Living cost
5 823
5 823
5 823
5 823
Free-cash
29 186
30 277
24 577
31 797

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽28547
₽25326
₽21327
₽27027
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
38 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
380
total
-
-
-
380
Employee
11 342
-
38 000
-
income
2 268
-
7 600
-
total
2 268
-
7 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

26 658
38 000
-
-
total
-
-
-
-
Dividends
26 658
38 000
-
-
withholding
1 333
1 900
-
-
total
1 333
1 900
-
-
Income
38 000
38 000
38 000
38 000
Total tax
3 601
1 900
7 600
380
After tax
34 399
36 100
30 400
37 620
Living cost
9 073
9 073
9 073
9 073
Free-cash
25 326
27 027
21 327
28 547

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
-₽4867
-₽6778
-₽4867
-₽14991
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
38 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
102
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
1 872
trade
-
-
-
-
total
-
-
-
8 122
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
38 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
1 872
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
102
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
8 122
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
38 000
-
-
trade
-
5 453
-
-
income
-
5 701
-
-
chamber of commerce
-
193
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
314
-
-
total
-
11 661
-
-
Dividends
-
26 339
-
-
withholding
-
6 242
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
343
-
-
total
-
6 585
-
-
Income
38 000
38 000
38 000
38 000
Total tax
10 033
18 246
8 122
8 122
After tax
27 967
19 754
29 878
29 878
Living cost
34 745
34 745
34 745
34 745
Free-cash
-6 778
-14 991
-4 867
-4 867

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽2619
₽2057
₽2619
-₽7896
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
38 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
102
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
1 872
trade
-
-
-
-
total
-
-
-
8 122
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
38 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
1 872
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
102
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
8 122
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
3 578
38 000
-
-
trade
564
5 984
-
-
income
536
5 701
-
-
chamber of commerce
142
191
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

29
314
-
-
total
1 271
12 190
-
-
Dividends
2 308
25 809
-
-
withholding
236
6 111
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

14
336
-
-
total
250
6 447
-
-
Income
38 000
38 000
38 000
38 000
Total tax
8 684
18 637
8 122
8 122
After tax
29 316
19 363
29 878
29 878
Living cost
27 259
27 259
27 259
27 259
Free-cash
2 057
-7 896
2 619
2 619

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
-₽5476
-₽7638
-₽5476
-₽16188
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
38 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
102
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
1 872
trade
-
-
-
-
total
-
-
-
8 122
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
38 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
1 872
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
102
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
8 122
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
38 000
-
-
trade
-
6 251
-
-
income
-
5 701
-
-
chamber of commerce
-
191
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
314
-
-
total
-
12 457
-
-
Dividends
-
25 543
-
-
withholding
-
6 044
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
333
-
-
total
-
6 377
-
-
Income
38 000
38 000
38 000
38 000
Total tax
10 284
18 834
8 122
8 122
After tax
27 716
19 166
29 878
29 878
Living cost
35 354
35 354
35 354
35 354
Free-cash
-7 638
-16 188
-5 476
-5 476

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
-₽11350
-₽16086
-₽11350
-₽22255
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
38 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
102
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
1 872
trade
-
-
-
-
total
-
-
-
8 122
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
38 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
1 872
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
102
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
8 122
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
38 000
-
-
trade
-
6 517
-
-
income
-
5 701
-
-
chamber of commerce
-
190
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
314
-
-
total
-
12 722
-
-
Dividends
-
25 278
-
-
withholding
-
5 977
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
328
-
-
total
-
6 305
-
-
Income
38 000
38 000
38 000
38 000
Total tax
12 858
19 027
8 122
8 122
After tax
25 142
18 973
29 878
29 878
Living cost
41 228
41 228
41 228
41 228
Free-cash
-16 086
-22 255
-11 350
-11 350

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽1630
₽824
₽709
₽3688
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
surtax
-
-
-
154
unemployment
-
-
-
205
health
-
-
-
2 698
pensions
-
-
-
7 600
income
-
-
-
5 499
other
-
-
-
-
total
-
-
-
16 156
Employee
30 307
-
31 392
-
unemployment
2 109
-
2 184
-
other
-
-
-
-
income
5 081
-
5 262
-
surtax
108
-
128
-
pensions
2 022
-
2 094
-
health
774
-
801
-
total
10 094
-
10 469
-
Employer
30 307
-
31 392
-
pensions
4 041
-
4 184
-
other
-
-
-
-
health
1 378
-
1 428
-
unemployment
962
-
996
-
total
6 381
-
6 608
-
Corporate
1 312
38 000
-
-
income
342
9 880
-
-
total
342
9 880
-
-
Dividends
970
28 120
-
-
withholding
145
4 218
-
-
total
145
4 218
-
-
Income
38 000
38 000
38 000
38 000
Total tax
16 962
14 098
17 077
16 156
After tax
21 038
23 902
20 923
21 844
Living cost
20 214
20 214
20 214
20 214
Free-cash
824
3 688
709
1 630

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽1985
₽1241
₽1064
₽4043
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
surtax
-
-
-
154
unemployment
-
-
-
205
health
-
-
-
2 698
pensions
-
-
-
7 600
income
-
-
-
5 499
other
-
-
-
-
total
-
-
-
16 156
Employee
29 761
-
31 392
-
unemployment
2 072
-
2 184
-
other
-
-
-
-
income
4 989
-
5 262
-
surtax
97
-
128
-
pensions
1 985
-
2 094
-
health
760
-
801
-
total
9 903
-
10 469
-
Employer
29 761
-
31 392
-
pensions
3 967
-
4 184
-
other
-
-
-
-
health
1 354
-
1 428
-
unemployment
943
-
996
-
total
6 264
-
6 608
-
Corporate
1 975
38 000
-
-
income
514
9 880
-
-
total
514
9 880
-
-
Dividends
1 460
28 120
-
-
withholding
219
4 218
-
-
total
219
4 218
-
-
Income
38 000
38 000
38 000
38 000
Total tax
16 900
14 098
17 077
16 156
After tax
21 100
23 902
20 923
21 844
Living cost
19 859
19 859
19 859
19 859
Free-cash
1 241
4 043
1 064
1 985

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽8456
₽4133
₽4160
₽3760
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
unemployment
-
-
-
570
health
-
-
-
2 660
pensions
-
-
-
3 800
income
-
-
-
4 645
total
-
-
-
11 675
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 794
10 266
31 799
-
unemployment
387
154
477
-
income
3 153
1 255
3 887
-
pensions
2 579
1 027
3 180
-
health
1 806
719
2 226
-
total
7 925
3 155
9 770
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 794
10 266
31 799
-
pensions
5 030
2 002
6 201
-
total
5 030
2 002
6 201
-
Corporate
7 176
25 733
-
-
income
646
2 316
-
-
total
646
2 316
-
-
Dividends
6 531
23 417
-
-
withholding
1 241
4 449
-
-
social contributions
1 156
4 449
-
-
total
2 397
8 898
-
-
Income
38 000
38 000
38 000
38 000
Total tax
15 998
16 371
15 971
11 675
After tax
22 002
21 629
22 029
26 325
Living cost
17 869
17 869
17 869
17 869
Free-cash
4 133
3 760
4 160
8 456

Estimated living cost  is ₽17869 per week

₽12194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3856
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
-₽19105
-₽35673
-₽18807
-₽19859
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
national
-
-
-
5 206
pensions
-
-
-
4 560
social contributions
-
-
-
408
municipal
-
-
-
3 360
total
-
-
-
13 534
Employee
67 543
-
32 851
-
municipal
8 343
-
3 507
-
national
12 928
-
5 434
-
pensions
2 702
-
1 314
-
total
23 973
-
10 255
-
Employer
67 543
-
32 851
-
pensions
5 403
-
2 628
-
social contributions
726
-
353
-
total
6 129
-
2 981
-
Corporate
-
38 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
7 600
-
-
total
-
7 600
-
-
Dividends
-
30 400
-
-
withholding
-
6 688
-
-
total
-
6 688
-
-
Income
38 000
38 000
38 000
38 000
Total tax
30 102
14 288
13 236
13 534
After tax
7 898
23 712
24 764
24 466
Living cost
43 571
43 571
43 571
43 571
Free-cash
-35 673
-19 859
-18 807
-19 105

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
-₽20332
-₽32398
-₽20332
-₽24666
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
social contributions
-
-
-
2 284
income
-
-
-
4 782
total
-
-
-
7 066
Employee
70 397
-
38 000
-
social contributions
5 848
-
2 284
-
income
13 284
-
4 782
-
total
19 132
-
7 066
-
Employer
70 397
-
38 000
-
total
-
-
-
-
Corporate
-
38 000
-
-
income
-
4 750
-
-
total
-
4 750
-
-
Dividends
-
33 250
-
-
withholding
-
6 650
-
-
total
-
6 650
-
-
Income
38 000
38 000
38 000
38 000
Total tax
19 132
11 400
7 066
7 066
After tax
18 868
26 600
30 934
30 934
Living cost
51 266
51 266
51 266
51 266
Free-cash
-32 398
-24 666
-20 332
-20 332

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
-₽16926
-₽41983
-₽19093
-₽17700
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
national
-
-
-
6 596
regional
-
-
-
356
social contributions
-
-
-
9 774
municipal
-
-
-
225
total
-
-
-
16 951
Employee
79 983
-
38 000
-
municipal
424
-
202
-
national
13 859
-
5 793
-
social contributions
26 970
-
12 814
-
regional
755
-
309
-
total
42 008
-
19 118
-
Employer
79 983
-
38 000
-
total
-
-
-
-
Corporate
-
38 000
-
-
nationa
-
9 120
-
-
municipal
-
1 482
-
-
total
-
10 602
-
-
Dividends
-
27 398
-
-
withholding
-
7 123
-
-
total
-
7 123
-
-
Income
38 000
38 000
38 000
38 000
Total tax
42 008
17 725
19 118
16 951
After tax
-4 008
20 275
18 882
21 049
Living cost
37 975
37 975
37 975
37 975
Free-cash
-41 983
-17 700
-19 093
-16 926

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
-₽3411
-₽11923
-₽5563
-₽4270
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
national
-
-
-
6 596
regional
-
-
-
573
social contributions
-
-
-
9 774
municipal
-
-
-
225
total
-
-
-
17 168
Employee
49 922
-
38 000
-
municipal
265
-
202
-
national
7 909
-
5 793
-
social contributions
16 834
-
12 814
-
regional
672
-
511
-
total
25 680
-
19 320
-
Employer
49 922
-
38 000
-
total
-
-
-
-
Corporate
-
38 000
-
-
nationa
-
9 120
-
-
municipal