Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 37500
per

Your estimated
City
free-cash

Andorra , Andorra
₽1945
₽3392
₽3053
₽6446
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 500
social contributions
-
-
-
8 250
income
-
-
-
-
total
-
-
-
8 250
Employee
29 203
-
32 468
-
social contributions
1 898
-
2 110
-
income
-
-
-
-
total
1 898
-
2 110
-
Employer
29 203
-
32 468
-
social contributions
4 527
-
5 032
-
total
4 527
-
5 032
-
Corporate
3 771
37 500
-
-
income
378
3 749
-
-
total
378
3 749
-
-
Dividends
3 393
33 751
-
-
total
-
-
-
-
Income
37 500
37 500
37 500
37 500
Total tax
6 803
3 749
7 142
8 250
After tax
30 697
33 751
30 358
29 250
Living cost
27 305
27 305
27 305
27 305
Free-cash
3 392
6 446
3 053
1 945

Estimated living cost  is ₽27305 per week

₽17655
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2058
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7078
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
-₽7796
-₽14494
-₽14800
-₽11987
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 500
surtax
-
-
-
-
unemployment
-
-
-
5 571
health
-
-
-
2 868
chamber of commerce
-
-
-
150
pensions
-
-
-
6 938
income
-
-
-
789
total
-
-
-
16 316
Employee
39 707
36 199
36 199
-
unemployment
1 191
1 086
860
-
other
396
362
286
-
income
3 537
2 670
3 010
-
pensions
4 066
3 706
2 939
-
health
1 536
1 401
1 110
-
total
10 726
9 225
8 205
-
Employer
39 707
36 199
36 199
-
pensions
4 983
4 544
3 601
-
surtax
-
-
-
-
payroll
1 191
1 086
1 086
-
other
1 886
1 719
1 655
-
health
1 501
1 369
1 084
-
accident
515
471
372
-
unemployment
1 191
1 086
860
-
chamber of commerce
159
145
145
-
total
11 426
10 420
8 803
-
Corporate
3 448
3 448
25 249
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

862
862
6 312
-
total
862
862
6 312
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
37 500
37 500
37 500
37 500
Total tax
23 014
20 507
23 320
16 316
After tax
14 486
16 993
14 180
21 184
Living cost
28 980
28 980
28 980
28 980
Free-cash
-14 494
-11 987
-14 800
-7 796

Estimated living cost  is ₽28980 per week

₽17384
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8119
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
-₽11002
-₽22000
-₽17925
-₽15193
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 500
surtax
-
-
-
179
unemployment
-
-
-
5 571
health
-
-
-
2 868
chamber of commerce
-
-
-
150
pensions
-
-
-
6 938
income
-
-
-
789
total
-
-
-
16 495
Employee
45 396
36 199
36 199
-
unemployment
1 362
1 086
857
-
other
453
362
286
-
income
5 168
2 670
3 017
-
pensions
4 649
3 706
2 924
-
health
1 757
1 401
1 105
-
total
13 389
9 225
8 189
-
Employer
45 396
36 199
36 199
-
pensions
5 697
4 544
3 582
-
surtax
179
179
179
-
payroll
1 362
1 086
1 086
-
other
2 156
1 719
1 655
-
health
1 715
1 369
1 079
-
accident
590
471
371
-
unemployment
1 362
1 086
857
-
chamber of commerce
181
145
145
-
total
13 242
10 599
8 954
-
Corporate
3 448
3 448
25 099
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

862
862
6 275
-
total
862
862
6 275
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
37 500
37 500
37 500
37 500
Total tax
27 493
20 686
23 418
16 495
After tax
10 007
16 814
14 082
21 005
Living cost
32 007
32 007
32 007
32 007
Free-cash
-22 000
-15 193
-17 925
-11 002

Estimated living cost  is ₽32007 per week

₽21347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2730
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7404
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
-₽11049
-₽46389
-₽16060
-₽11894
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 500
national
-
-
-
10 387
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 072
social contributions
-
-
-
2 970
total
-
-
-
15 429
Employee

The minimum management director salary is set at €45,000 per year.

64 975
-
29 045
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

565
-
253
-
national
19 976
-
6 674
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 389
-
1 515
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 873
-
2 179
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 053
-
1 365
-
total
31 856
-
11 986
-
Employer

The minimum management director salary is set at €45,000 per year.

64 975
-
29 045
-
surtax
7 367
-
3 292
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 757
-
2 574
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 996
-
1 786
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

845
-
378
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

948
-
424
-
total
18 913
-
8 454
-
Corporate
-
37 500
-
-
income
-
7 500
-
-
surtax
-
150
-
-
total
-
7 650
-
-
Dividends
-
29 850
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
8 624
-
-
total
-
8 624
-
-
Income
37 500
37 500
37 500
37 500
Total tax
50 769
16 274
20 440
15 429
After tax
-13 269
21 226
17 060
22 071
Living cost
33 120
33 120
33 120
33 120
Free-cash
-46 389
-11 894
-16 060
-11 049

Estimated living cost  is ₽33120 per week

₽21334
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2896
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8372
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽7777
₽10902
₽8048
₽16436
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 500
unemployment
-
-
-
127
health
-
-
-
3 649
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 696
income
-
-
-
5 625
total
-
-
-
14 097
Employee
20 691
-
31 350
-
accident

We are using the highest rate at 1.1%.

227
-
345
-
income
2 069
-
3 135
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 816
-
2 753
-
health
952
-
1 442
-
total
5 064
-
7 675
-
Employer
20 691
-
31 350
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 280
-
3 455
-
health
1 428
-
2 163
-
accident

We are using the highest rate at 1.1%.

227
-
345
-
unemployment
124
-
188
-
total
4 059
-
6 151
-
Corporate
12 749
37 500
-
-
income
1 275
3 750
-
-
total
1 275
3 750
-
-
Dividends
11 474
33 750
-
-
withholding
574
1 688
-
-
total
574
1 688
-
-
Income
37 500
37 500
37 500
37 500
Total tax
10 972
5 438
13 826
14 097
After tax
26 528
32 062
23 674
23 403
Living cost
15 626
15 626
15 626
15 626
Free-cash
10 902
16 436
8 048
7 777

Estimated living cost  is ₽15626 per week

₽10335
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽895
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽373
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4024
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽11493
₽15934
₽11764
₽20152
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 500
unemployment
-
-
-
127
health
-
-
-
3 649
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 696
income
-
-
-
5 625
total
-
-
-
14 097
Employee
15 770
-
31 350
-
accident

We are using the highest rate at 1.1%.

174
-
345
-
income
1 577
-
3 135
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 385
-
2 753
-
health
725
-
1 442
-
total
3 861
-
7 675
-
Employer
15 770
-
31 350
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 738
-
3 455
-
health
1 088
-
2 163
-
accident

We are using the highest rate at 1.1%.

174
-
345
-
unemployment
94
-
188
-
total
3 094
-
6 151
-
Corporate
18 635
37 500
-
-
income
1 863
3 750
-
-
total
1 863
3 750
-
-
Dividends
16 772
33 750
-
-
withholding
838
1 688
-
-
total
838
1 688
-
-
Income
37 500
37 500
37 500
37 500
Total tax
9 656
5 438
13 826
14 097
After tax
27 844
32 062
23 674
23 403
Living cost
11 910
11 910
11 910
11 910
Free-cash
15 934
20 152
11 764
11 493

Estimated living cost  is ₽11910 per week

₽6953
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽316
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3791
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽9661
₽1781
₽2071
-₽4072
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 500
health
-
-
-
957
social contributions
-
-
-
5 851
income
-
-
-
-
total
-
-
-
6 808
Employee
69 848
69 848
69 848
-
income
7 605
6 466
7 540
-
social contributions
2 641
5 797
2 825
-
health
541
1 188
579
-
total
10 787
13 451
10 944
-
Employer
69 848
69 848
69 848
-
social contributions
2 641
5 797
2 825
-
health
588
1 293
629
-
total
3 229
7 090
3 454
-
Corporate
2 453
-
-
-
income
307
-
-
-
total
307
-
-
-
Dividends
2 146
-
-
-
withholding
365
-
-
-
total
365
-
-
-
Income
37 500
37 500
37 500
37 500
Total tax
14 688
20 541
14 398
6 808
After tax
22 812
16 959
23 102
30 692
Living cost
21 031
21 031
21 031
21 031
Free-cash
1 781
-4 072
2 071
9 661

Estimated living cost  is ₽21031 per week

₽12604
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2063
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5899
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽1229
-₽7538
-₽6361
-₽12504
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 500
health
-
-
-
957
social contributions
-
-
-
5 851
income
-
-
-
-
total
-
-
-
6 808
Employee
69 848
69 848
69 848
-
income
7 335
6 466
7 540
-
social contributions
3 394
5 797
2 825
-
health
695
1 188
579
-
total
11 424
13 451
10 944
-
Employer
69 848
69 848
69 848
-
social contributions
3 394
5 797
2 825
-
health
757
1 293
629
-
total
4 151
7 090
3 454
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
37 500
37 500
37 500
37 500
Total tax
15 575
20 541
14 398
6 808
After tax
21 925
16 959
23 102
30 692
Living cost
29 463
29 463
29 463
29 463
Free-cash
-7 538
-12 504
-6 361
1 229

Estimated living cost  is ₽29463 per week

₽20141
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2301
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6526
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
-₽2720
-₽3852
-₽1955
₽4834
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 500
health
-
-
-
5 062
social contributions
-
-
-
10 950
income
-
-
-
3 223
solidarity contribution
-
-
-
-
total
-
-
-
19 235
Employee
30 860
-
27 985
-
income
3 703
-
3 358
-
social contributions
2 006
-
1 819
-
health
4 166
-
3 778
-
solidarity contribution
-
-
-
-
total
9 875
-
8 955
-
Employer
30 860
-
27 985
-
social contributions
7 715
-
6 996
-
health
2 777
-
2 519
-
total
10 492
-
9 515
-
Corporate
-
37 500
-
-
income
-
7 125
-
-
total
-
7 125
-
-
Dividends
-
30 375
-
-
withholding
-
4 556
-
-
total
-
4 556
-
-
Income
37 500
37 500
37 500
37 500
Total tax
20 367
11 681
18 470
19 235
After tax
17 133
25 819
19 030
18 265
Living cost
20 985
20 985
20 985
20 985
Free-cash
-3 852
4 834
-1 955
-2 720

Estimated living cost  is ₽20985 per week

₽14576
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1493
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽413
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4503
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
-₽7594
-₽13457
-₽6829
-₽40
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 500
health
-
-
-
5 062
social contributions
-
-
-
10 950
income
-
-
-
3 223
solidarity contribution
-
-
-
-
total
-
-
-
19 235
Employee
38 028
-
27 985
-
income
4 563
-
3 358
-
social contributions
2 472
-
1 819
-
health
5 134
-
3 778
-
solidarity contribution
-
-
-
-
total
12 169
-
8 955
-
Employer
38 028
-
27 985
-
social contributions
9 507
-
6 996
-
health
3 422
-
2 519
-
total
12 929
-
9 515
-
Corporate
-
37 500
-
-
income
-
7 125
-
-
total
-
7 125
-
-
Dividends
-
30 375
-
-
withholding
-
4 556
-
-
total
-
4 556
-
-
Income
37 500
37 500
37 500
37 500
Total tax
25 098
11 681
18 470
19 235
After tax
12 402
25 819
19 030
18 265
Living cost
25 859
25 859
25 859
25 859
Free-cash
-13 457
-40
-6 829
-7 594

Estimated living cost  is ₽25859 per week

₽19230
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1433
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽447
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4749
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽18580
-₽160991
-₽160991
-₽160991
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 500
national
-
-
-
3 160
pensions
-
-
-
790
municipal
-
-
-
5 318
labour market
-
-
-
2 937
total
-
-
-
12 205
Employee
185 187
185 187
185 187
-
municipal
39 434
39 434
39 434
-
national
22 624
22 624
22 624
-
pensions
263
263
263
-
labour market
14 794
14 794
14 794
-
total
77 115
77 115
77 115
-
Employer
185 187
185 187
185 187
-
pensions
526
526
526
-
labour market
14 815
14 815
14 815
-
municipal
39 497
39 497
39 497
-
national
22 663
22 663
22 663
-
total
77 501
77 501
77 501
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
37 500
37 500
37 500
37 500
Total tax
154 616
154 616
154 616
12 205
After tax
-117 116
-117 116
-117 116
25 295
Living cost
43 875
43 875
43 875
43 875
Free-cash
-160 991
-160 991
-160 991
-18 580

Estimated living cost  is ₽43875 per week

₽30029
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽675
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9290
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽194
₽2417
₽1501
₽8060
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 500
health
-
-
-
4 875
pensions
-
-
-
7 500
income
-
-
-
2 991
total
-
-
-
15 366
Employee
25 769
-
28 026
-
unemployment
412
-
448
-
income
2 901
-
3 579
-
pensions
515
-
560
-
total
3 828
-
4 587
-
Employer
25 769
-
28 026
-
pensions
5 154
-
5 604
-
health
3 349
-
3 644
-
unemployment
207
-
224
-
total
8 710
-
9 472
-
Corporate
3 021
37 500
-
-
income
605
7 500
-
-
total
605
7 500
-
-
Dividends
2 416
30 000
-
-
total
-
-
-
-
Income
37 500
37 500
37 500
37 500
Total tax
13 143
7 500
14 059
15 366
After tax
24 357
30 000
23 441
22 134
Living cost
21 940
21 940
21 940
21 940
Free-cash
2 417
8 060
1 501
194

Estimated living cost  is ₽21940 per week

₽15049
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1307
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽441
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5144
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
-₽4703
-₽19306
-₽11226
-₽8923
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
37 500
national
-
-
-
417
health
-
-
-
198
municipal
-
-
-
6 714
total
-
-
-
7 329
Employee
47 791
-
31 548
-
unemployment
717
-
474
-
municipal
7 828
-
5 190
-
national
789
-
-
-
pensions
3 225
-
2 129
-
health
357
-
107
-
total
12 916
-
7 900
-
Employer
47 791
-
31 548
-
pensions
8 291
-
5 473
-
health
367
-
243
-
accident
48
-
31
-
unemployment
310
-
205
-
total
9 016
-
5 952
-
Corporate
-
37 500
-
-
income
-
7 500
-
-
total
-
7 500
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
22 500
-
-
municipal
-
4 049
-
-
national
-
-
-
-
total
-
4 049
-
-
Income
37 500
37 500
37 500
37 500
Total tax
21 932
11 549
13 852
7 329
After tax
15 568
25 951
23 648
30 171
Living cost
34 874
34 874
34 874
34 874
Free-cash
-19 306
-8 923
-11 226
-4 703

Estimated living cost  is ₽34874 per week

₽22780
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3354
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽555
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8186
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
-₽5196
-₽8039
-₽4518
-₽9099
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 500
surtax
-
-
-
-
health
-
-
-
326
pensions
-
-
-
11 194
social contributions
-
-
-
1 069
income
-
-
-
946
other
-
-
-
1 162
total
-
-
-
14 697
Employee
34 703
-
28 576
-
income
1 789
-
1 050
-
surtax
-
-
-
-
social contributions
989
-
814
-
pensions
3 925
-
3 232
-
total
6 703
-
5 096
-
Employer
34 703
-
28 576
-
pensions
5 702
-
4 694
-
social contributions
103
-
86
-
other
1 198
-
986
-
health
2 429
-
2 000
-
unemployment
1 405
-
1 157
-
total
10 837
-
8 923
-
Corporate
-
37 500
-
-
income
-
10 500
-
-
surtax
-
-
-
-
total
-
10 500
-
-
Dividends
-
27 000
-
-
withholding
-
3 456
-
-
social contributions
-
4 644
-
-
surtax
-
-
-
-
total
-
8 100
-
-
Income
37 500
37 500
37 500
37 500
Total tax
17 540
18 600
14 019
14 697
After tax
19 960
18 900
23 481
22 803
Living cost
27 999
27 999
27 999
27 999
Free-cash
-8 039
-9 099
-4 518
-5 196

Estimated living cost  is ₽27999 per week

₽16238
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2844
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8386
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
-₽8275
-₽13517
-₽7597
-₽12178
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 500
surtax
-
-
-
-
health
-
-
-
326
pensions
-
-
-
11 194
social contributions
-
-
-
1 069
income
-
-
-
946
other
-
-
-
1 162
total
-
-
-
14 697
Employee
38 876
-
28 576
-
income
2 294
-
1 050
-
surtax
-
-
-
-
social contributions
1 108
-
814
-
pensions
4 396
-
3 232
-
total
7 798
-
5 096
-
Employer
38 876
-
28 576
-
pensions
6 387
-
4 694
-
social contributions
117
-
86
-
other
1 341
-
986
-
health
2 722
-
2 000
-
unemployment
1 574
-
1 157
-
total
12 141
-
8 923
-
Corporate
-
37 500
-
-
income
-
10 500
-
-
surtax
-
-
-
-
total
-
10 500
-
-
Dividends
-
27 000
-
-
withholding
-
3 456
-
-
social contributions
-
4 644
-
-
surtax
-
-
-
-
total
-
8 100
-
-
Income
37 500
37 500
37 500
37 500
Total tax
19 939
18 600
14 019
14 697
After tax
17 561
18 900
23 481
22 803
Living cost
31 078
31 078
31 078
31 078
Free-cash
-13 517
-12 178
-7 597
-8 275

Estimated living cost  is ₽31078 per week

₽19596
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2527
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8428
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽21069
-₽37160
-₽20391
-₽24972
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 500
surtax
-
-
-
-
health
-
-
-
326
pensions
-
-
-
11 194
social contributions
-
-
-
1 069
income
-
-
-
946
other
-
-
-
1 162
total
-
-
-
14 697
Employee
56 892
-
28 576
-
income
4 964
-
1 050
-
surtax
-
-
-
-
social contributions
1 620
-
814
-
pensions
6 435
-
3 232
-
total
13 019
-
5 096
-
Employer
56 892
-
28 576
-
pensions
9 348
-
4 694
-
social contributions
171
-
86
-
other
1 963
-
986
-
health
3 982
-
2 000
-
unemployment
2 305
-
1 157
-
total
17 769
-
8 923
-
Corporate
-
37 500
-
-
income
-
10 500
-
-
surtax
-
-
-
-
total
-
10 500
-
-
Dividends
-
27 000
-
-
withholding
-
3 456
-
-
social contributions
-
4 644
-
-
surtax
-
-
-
-
total
-
8 100
-
-
Income
37 500
37 500
37 500
37 500
Total tax
30 788
18 600
14 019
14 697
After tax
6 712
18 900
23 481
22 803
Living cost
43 872
43 872
43 872
43 872
Free-cash
-37 160
-24 972
-20 391
-21 069

Estimated living cost  is ₽43872 per week

₽29692
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3589
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽602
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9989
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽31278
₽28682
₽24153
₽29778
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
37 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
375
total
-
-
-
375
Employee
7 308
-
37 500
-
income
1 461
-
7 500
-
total
1 461
-
7 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

30 192
37 500
-
-
total
-
-
-
-
Dividends
30 192
37 500
-
-
withholding
1 510
1 875
-
-
total
1 510
1 875
-
-
Income
37 500
37 500
37 500
37 500
Total tax
2 971
1 875
7 500
375
After tax
34 529
35 625
30 000
37 125
Living cost
5 847
5 847
5 847
5 847
Free-cash
28 682
29 778
24 153
31 278

Estimated living cost  is ₽5847 per week

₽3623
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1577
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽28014
₽24806
₽20889
₽26514
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
37 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
375
total
-
-
-
375
Employee
11 389
-
37 500
-
income
2 278
-
7 500
-
total
2 278
-
7 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

26 111
37 500
-
-
total
-
-
-
-
Dividends
26 111
37 500
-
-
withholding
1 305
1 875
-
-
total
1 305
1 875
-
-
Income
37 500
37 500
37 500
37 500
Total tax
3 583
1 875
7 500
375
After tax
33 917
35 625
30 000
37 125
Living cost
9 111
9 111
9 111
9 111
Free-cash
24 806
26 514
20 889
28 014

Estimated living cost  is ₽9111 per week

₽6166
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2257
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
-₽5535
-₽7696
-₽5535
-₽15568
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
37 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
91
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
1 669
trade
-
-
-
-
total
-
-
-
7 966
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 196
-
37 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 716
-
1 669
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

205
-
91
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
10 127
-
7 966
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
37 500
-
-
trade
-
5 382
-
-
income
-
5 625
-
-
chamber of commerce
-
193
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
309
-
-
total
-
11 509
-
-
Dividends
-
25 992
-
-
withholding
-
6 152
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
338
-
-
total
-
6 490
-
-
Income
37 500
37 500
37 500
37 500
Total tax
10 127
17 999
7 966
7 966
After tax
27 373
19 501
29 534
29 534
Living cost
35 069
35 069
35 069
35 069
Free-cash
-7 696
-15 568
-5 535
-5 535

Estimated living cost  is ₽35069 per week

₽24192
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3773
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6595
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽2021
₽1651
₽2021
-₽8398
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
37 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
91
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
1 669
trade
-
-
-
-
total
-
-
-
7 966
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 743
-
37 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

970
-
1 669
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
91
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
7 229
-
7 966
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
2 757
37 500
-
-
trade
434
5 906
-
-
income
414
5 625
-
-
chamber of commerce
141
191
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

22
309
-
-
total
1 011
12 031
-
-
Dividends
1 745
25 470
-
-
withholding
91
6 023
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

5
331
-
-
total
96
6 354
-
-
Income
37 500
37 500
37 500
37 500
Total tax
8 336
18 385
7 966
7 966
After tax
29 164
19 115
29 534
29 534
Living cost
27 513
27 513
27 513
27 513
Free-cash
1 651
-8 398
2 021
2 021

Estimated living cost  is ₽27513 per week

₽17307
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3208
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6485
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
-₽6150
-₽8565
-₽6150
-₽16762
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
37 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
91
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
1 669
trade
-
-
-
-
total
-
-
-
7 966
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 065
-
37 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 958
-
1 669
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

217
-
91
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
10 381
-
7 966
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
37 500
-
-
trade
-
6 169
-
-
income
-
5 625
-
-
chamber of commerce
-
191
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
309
-
-
total
-
12 294
-
-
Dividends
-
25 206
-
-
withholding
-
5 956
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
328
-
-
total
-
6 284
-
-
Income
37 500
37 500
37 500
37 500
Total tax
10 381
18 578
7 966
7 966
After tax
27 119
18 922
29 534
29 534
Living cost
35 684
35 684
35 684
35 684
Free-cash
-8 565
-16 762
-6 150
-6 150

Estimated living cost  is ₽35684 per week

₽23866
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3763
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽533
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7523
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
-₽12078
-₽17090
-₽12078
-₽22882
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
37 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
91
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
1 669
trade
-
-
-
-
total
-
-
-
7 966
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 591
-
37 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 419
-
1 669
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

353
-
91
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
12 978
-
7 966
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
37 500
-
-
trade
-
6 431
-
-
income
-
5 625
-
-
chamber of commerce
-
191
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
309
-
-
total
-
12 556
-
-
Dividends
-
24 944
-
-
withholding
-
5 890
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
324
-
-
total
-
6 214
-
-
Income
37 500
37 500
37 500
37 500
Total tax
12 978
18 770
7 966
7 966
After tax
24 522
18 730
29 534
29 534
Living cost
41 612
41 612
41 612
41 612
Free-cash
-17 090
-22 882
-12 078
-12 078

Estimated living cost  is ₽41612 per week

₽30392
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3329
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7352
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽1161
₽296
₽255
₽3184
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 500
surtax
-
-
-
141
unemployment
-
-
-
207
health
-
-
-
2 662
pensions
-
-
-
7 500
income
-
-
-
5 426
other
-
-
-
-
total
-
-
-
15 936
Employee
30 590
-
30 977
-
unemployment
2 129
-
2 156
-
other
-
-
-
-
income
5 128
-
5 194
-
surtax
109
-
115
-
pensions
2 041
-
2 067
-
health
781
-
789
-
total
10 188
-
10 321
-
Employer
30 590
-
30 977
-
pensions
4 078
-
4 128
-
other
-
-
-
-
health
1 391
-
1 410
-
unemployment
970
-
983
-
total
6 439
-
6 521
-
Corporate
470
37 500
-
-
income
122
9 750
-
-
total
122
9 750
-
-
Dividends
347
27 750
-
-
withholding
52
4 163
-
-
total
52
4 163
-
-
Income
37 500
37 500
37 500
37 500
Total tax
16 801
13 913
16 842
15 936
After tax
20 699
23 587
20 658
21 564
Living cost
20 403
20 403
20 403
20 403
Free-cash
296
3 184
255
1 161

Estimated living cost  is ₽20403 per week

₽12318
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1774
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5838
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽1520
₽717
₽614
₽3543
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 500
surtax
-
-
-
141
unemployment
-
-
-
207
health
-
-
-
2 662
pensions
-
-
-
7 500
income
-
-
-
5 426
other
-
-
-
-
total
-
-
-
15 936
Employee
30 039
-
30 977
-
unemployment
2 091
-
2 156
-
other
-
-
-
-
income
5 035
-
5 194
-
surtax
98
-
115
-
pensions
2 003
-
2 067
-
health
767
-
789
-
total
9 994
-
10 321
-
Employer
30 039
-
30 977
-
pensions
4 004
-
4 128
-
other
-
-
-
-
health
1 367
-
1 410
-
unemployment
952
-
983
-
total
6 323
-
6 521
-
Corporate
1 138
37 500
-
-
income
296
9 750
-
-
total
296
9 750
-
-
Dividends
842
27 750
-
-
withholding
126
4 163
-
-
total
126
4 163
-
-
Income
37 500
37 500
37 500
37 500
Total tax
16 739
13 913
16 842
15 936
After tax
20 761
23 587
20 658
21 564
Living cost
20 044
20 044
20 044
20 044
Free-cash
717
3 543
614
1 520

Estimated living cost  is ₽20044 per week

₽12256
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1850
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5476
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽7839
₽3594
₽3600
₽3218
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 500
unemployment
-
-
-
563
health
-
-
-
2 625
pensions
-
-
-
3 750
income
-
-
-
4 584
total
-
-
-
11 522
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 185
10 421
31 381
-
unemployment
393
156
471
-
income
3 201
1 274
3 836
-
pensions
2 618
1 042
3 138
-
health
1 833
729
2 197
-
total
8 045
3 201
9 642
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 185
10 421
31 381
-
pensions
5 106
2 032
6 119
-
total
5 106
2 032
6 119
-
Corporate
6 210
25 047
-
-
income
559
2 254
-
-
total
559
2 254
-
-
Dividends
5 651
22 793
-
-
withholding
1 074
4 331
-
-
social contributions
983
4 325
-
-
total
2 057
8 656
-
-
Income
37 500
37 500
37 500
37 500
Total tax
15 767
16 143
15 761
11 522
After tax
21 733
21 357
21 739
25 978
Living cost
18 139
18 139
18 139
18 139
Free-cash
3 594
3 218
3 600
7 839

Estimated living cost  is ₽18139 per week

₽12379
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽362
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3914
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
-₽19754
-₽36828
-₽19460
-₽20558
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 500
national
-
-
-
5 101
pensions
-
-
-
4 500
social contributions
-
-
-
403
municipal
-
-
-
3 292
total
-
-
-
13 296
Employee
68 143
-
32 418
-
municipal
8 417
-
3 437
-
national
13 043
-
5 326
-
pensions
2 726
-
1 297
-
total
24 186
-
10 060
-
Employer
68 143
-
32 418
-
pensions
5 451
-
2 593
-
social contributions
733
-
349
-
total
6 184
-
2 942
-
Corporate
-
37 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
7 500
-
-
total
-
7 500
-
-
Dividends
-
30 000
-
-
withholding
-
6 600
-
-
total
-
6 600
-
-
Income
37 500
37 500
37 500
37 500
Total tax
30 370
14 100
13 002
13 296
After tax
7 130
23 400
24 498
24 204
Living cost
43 958
43 958
43 958
43 958
Free-cash
-36 828
-20 558
-19 460
-19 754

Estimated living cost  is ₽43958 per week

₽29878
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4086
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽658
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9336
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
-₽21111
-₽33555
-₽21111
-₽25493
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 500
social contributions
-
-
-
2 211
income
-
-
-
4 656
total
-
-
-
6 867
Employee
71 054
-
37 500
-
social contributions
5 903
-
2 211
-
income
13 408
-
4 656
-
total
19 311
-
6 867
-
Employer
71 054
-
37 500
-
total
-
-
-
-
Corporate
-
37 500
-
-
income
-
4 687
-
-
total
-
4 687
-
-
Dividends
-
32 813
-
-
withholding
-
6 562
-
-
total
-
6 562
-
-
Income
37 500
37 500
37 500
37 500
Total tax
19 311
11 249
6 867
6 867
After tax
18 189
26 251
30 633
30 633
Living cost
51 744
51 744
51 744
51 744
Free-cash
-33 555
-25 493
-21 111
-21 111

Estimated living cost  is ₽51744 per week

₽39366
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4216
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7667
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
-₽17532
-₽43228
-₽19694
-₽18321
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 500
national
-
-
-
6 487
regional
-
-
-
349
social contributions
-
-
-
9 645
municipal
-
-
-
222
total
-
-
-
16 703
Employee
80 729
-
37 500
-
municipal
427
-
198
-
national
13 988
-
5 716
-
social contributions
27 222
-
12 646
-
regional
762
-
305
-
total
42 399
-
18 865
-
Employer
80 729
-
37 500
-
total
-
-
-
-
Corporate
-
37 500
-
-
nationa
-
9 000
-
-
municipal
-
1 462
-
-
total
-
10 462
-
-
Dividends
-
27 038
-
-
withholding
-
7 030
-
-
total
-
7 030
-
-
Income
37 500
37 500
37 500
37 500
Total tax
42 399
17 492
18 865
16 703
After tax
-4 899
20 008
18 635
20 797
Living cost
38 329
38 329
38 329
38 329
Free-cash
-43 228
-18 321
-19 694
-17 532

Estimated living cost  is ₽38329 per week

₽26719
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2513
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽588
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8509
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
-₽3889
-₽12888
-₽6034
-₽4758
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 500
national
-
-
-
6 487
regional
-
-
-
566
social contributions
-
-
-
9 645
municipal
-
-
-
222
total
-
-
-
16 920
Employee
50 388
-
37 500
-
municipal
267
-
198
-
national
7 983
-
5 716
-
social contributions
16 991
-
12 646
-
regional
678
-
505
-
total
25 919
-
19 065
-
Employer
50 388
-
37 500
-
total
-
-
-
-
Corporate
-
37 500
-
-
nationa
-
9 000
-
-
municipal