Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 37000
per

Your estimated
City
free-cash

Barcelona , Spain
-₽23503
-₽13018
-₽12511
-₽8229
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 000
unemployment
-
-
-
259
income
-
-
-
5 127
other
-
-
-
37
accident
-
-
-
332
pensions
-
-
-
10 471
total
-
-
-
16 226
Employee
45 877
-
27 188
-
unemployment
712
-
477
-
pensions
2 157
-
1 446
-
income
9 680
-
4 966
-
other
45
-
31
-
total
12 594
-
6 920
-
Employer
45 877
-
27 188
-
pensions
10 826
-
7 264
-
accident
908
-
609
-
unemployment
2 524
-
1 693
-
other
366
-
247
-
total
14 624
-
9 813
-
Corporate
-
37 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
5 550
-
-
total
-
5 550
-
-
Dividends
-
31 450
-
-
withholding
-
6 394
-
-
total
-
6 394
-
-
Income
37 000
37 000
37 000
37 000
Total tax
27 218
11 944
16 733
16 226
After tax
9 782
25 056
20 267
20 774
Living cost
33 285
33 285
33 285
33 285
Free-cash
-23 503
-8 229
-13 018
-12 511

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Estimated living cost  is ₽33285 per week

₽24511
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2361
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽479
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5933
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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