Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 37000
per

Your estimated
City
free-cash

Varna , Bulgaria
₽9012
₽10248
₽13879
₽18524
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 000
unemployment
-
-
-
140
health
-
-
-
4 017
income
-
-
-
5 550
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 170
total
-
-
-
14 877
Employee
17 361
-
30 932
-
income
1 736
-
3 093
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 524
-
2 716
-
health
799
-
1 422
-
accident

We are using the highest rate at 1.1%.

191
-
341
-
total
4 250
-
7 572
-
Employer
17 361
-
30 932
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 913
-
3 409
-
accident

We are using the highest rate at 1.1%.

191
-
341
-
health
1 198
-
2 134
-
unemployment
104
-
185
-
total
3 406
-
6 069
-
Corporate
16 232
37 000
-
-
income
1 623
3 700
-
-
total
1 623
3 700
-
-
Dividends
14 609
33 300
-
-
withholding
731
1 665
-
-
total
731
1 665
-
-
Income
37 000
37 000
37 000
37 000
Total tax
10 010
5 365
13 641
14 877
After tax
26 990
31 635
23 359
22 123
Living cost
13 111
13 111
13 111
13 111
Free-cash
13 879
18 524
10 248
9 012

Estimated living cost  is ₽13111 per week

₽7655
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽936
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽347
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4173
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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