Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 37000
per

Your estimated
City
free-cash

Andorra , Andorra
₽1001
₽2329
₽2095
₽5442
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 000
social contributions
-
-
-
8 141
income
-
-
-
-
total
-
-
-
8 141
Employee
29 794
-
32 035
-
social contributions
1 936
-
2 082
-
income
-
-
-
-
total
1 936
-
2 082
-
Employer
29 794
-
32 035
-
social contributions
4 618
-
4 965
-
total
4 618
-
4 965
-
Corporate
2 588
37 000
-
-
income
259
3 700
-
-
total
259
3 700
-
-
Dividends
2 329
33 300
-
-
total
-
-
-
-
Income
37 000
37 000
37 000
37 000
Total tax
6 813
3 700
7 047
8 141
After tax
30 187
33 300
29 953
28 859
Living cost
27 858
27 858
27 858
27 858
Free-cash
2 329
5 442
2 095
1 001

Estimated living cost  is ₽27858 per week

₽18012
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2100
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7221
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
-₽8647
-₽16048
-₽15759
-₽13487
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 000
surtax
-
-
-
-
unemployment
-
-
-
5 684
health
-
-
-
2 830
chamber of commerce
-
-
-
148
pensions
-
-
-
6 845
income
-
-
-
573
total
-
-
-
16 080
Employee
40 511
36 932
36 932
-
unemployment
1 215
1 108
848
-
other
404
369
283
-
income
3 609
2 724
3 134
-
pensions
4 149
3 781
2 891
-
health
1 567
1 430
1 092
-
total
10 944
9 412
8 248
-
Employer
40 511
36 932
36 932
-
pensions
5 084
4 636
3 544
-
surtax
-
-
-
-
payroll
1 215
1 108
1 108
-
other
1 924
1 753
1 680
-
health
1 532
1 396
1 068
-
accident
526
480
368
-
unemployment
1 215
1 108
848
-
chamber of commerce
162
148
148
-
total
11 658
10 629
8 764
-
Corporate
3 517
3 517
24 721
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

879
879
6 180
-
total
879
879
6 180
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
37 000
37 000
37 000
37 000
Total tax
23 481
20 920
23 192
16 080
After tax
13 519
16 080
13 808
20 920
Living cost
29 567
29 567
29 567
29 567
Free-cash
-16 048
-13 487
-15 759
-8 647

Estimated living cost  is ₽29567 per week

₽17736
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3020
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8283
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
-₽11918
-₽23703
-₽18941
-₽16758
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 000
surtax
-
-
-
183
unemployment
-
-
-
5 684
health
-
-
-
2 830
chamber of commerce
-
-
-
148
pensions
-
-
-
6 845
income
-
-
-
573
total
-
-
-
16 263
Employee
46 315
36 932
36 932
-
unemployment
1 389
1 108
842
-
other
463
369
281
-
income
5 273
2 724
3 145
-
pensions
4 743
3 781
2 875
-
health
1 792
1 430
1 087
-
total
13 660
9 412
8 230
-
Employer
46 315
36 932
36 932
-
pensions
5 812
4 636
3 524
-
surtax
183
183
183
-
payroll
1 389
1 108
1 108
-
other
2 200
1 753
1 680
-
health
1 750
1 396
1 062
-
accident
601
480
366
-
unemployment
1 389
1 108
842
-
chamber of commerce
185
148
148
-
total
13 509
10 812
8 913
-
Corporate
3 517
3 517
24 570
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

879
879
6 143
-
total
879
879
6 143
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
37 000
37 000
37 000
37 000
Total tax
28 048
21 103
23 286
16 263
After tax
8 952
15 897
13 714
20 737
Living cost
32 655
32 655
32 655
32 655
Free-cash
-23 703
-16 758
-18 941
-11 918

Estimated living cost  is ₽32655 per week

₽21780
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2786
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7554
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
-₽11809
-₽48591
-₽16843
-₽12838
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 000
national
-
-
-
10 199
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 054
social contributions
-
-
-
2 765
total
-
-
-
15 018
Employee

The minimum management director salary is set at €45,000 per year.

66 291
-
28 657
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

577
-
250
-
national
20 381
-
6 469
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 458
-
1 495
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 972
-
2 149
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 115
-
1 345
-
total
32 503
-
11 708
-
Employer

The minimum management director salary is set at €45,000 per year.

66 291
-
28 657
-
surtax
7 517
-
3 250
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 874
-
2 540
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 077
-
1 762
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

862
-
373
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

967
-
419
-
total
19 297
-
8 344
-
Corporate
-
37 000
-
-
income
-
7 401
-
-
surtax
-
148
-
-
total
-
7 549
-
-
Dividends
-
29 452
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
8 498
-
-
total
-
8 498
-
-
Income
37 000
37 000
37 000
37 000
Total tax
51 800
16 047
20 052
15 018
After tax
-14 800
20 953
16 948
21 982
Living cost
33 791
33 791
33 791
33 791
Free-cash
-48 591
-12 838
-16 843
-11 809

Estimated living cost  is ₽33791 per week

₽21765
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2955
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8542
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽6908
₽10082
₽7446
₽15721
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 000
unemployment
-
-
-
129
health
-
-
-
3 716
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 783
income
-
-
-
5 550
total
-
-
-
14 178
Employee
21 073
-
30 931
-
accident

We are using the highest rate at 1.1%.

232
-
340
-
income
2 108
-
3 093
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 850
-
2 715
-
health
969
-
1 423
-
total
5 159
-
7 571
-
Employer
21 073
-
30 931
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 322
-
3 408
-
health
1 454
-
2 135
-
accident

We are using the highest rate at 1.1%.

232
-
340
-
unemployment
127
-
186
-
total
4 135
-
6 069
-
Corporate
11 792
37 000
-
-
income
1 179
3 700
-
-
total
1 179
3 700
-
-
Dividends
10 613
33 300
-
-
withholding
531
1 665
-
-
total
531
1 665
-
-
Income
37 000
37 000
37 000
37 000
Total tax
11 004
5 365
13 640
14 178
After tax
25 996
31 635
23 360
22 822
Living cost
15 914
15 914
15 914
15 914
Free-cash
10 082
15 721
7 446
6 908

Estimated living cost  is ₽15914 per week

₽10526
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽911
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽380
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4099
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽10692
₽15206
₽11230
₽19505
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 000
unemployment
-
-
-
129
health
-
-
-
3 716
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 783
income
-
-
-
5 550
total
-
-
-
14 178
Employee
16 061
-
30 931
-
accident

We are using the highest rate at 1.1%.

177
-
340
-
income
1 606
-
3 093
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 410
-
2 715
-
health
739
-
1 423
-
total
3 932
-
7 571
-
Employer
16 061
-
30 931
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 770
-
3 408
-
health
1 109
-
2 135
-
accident

We are using the highest rate at 1.1%.

177
-
340
-
unemployment
96
-
186
-
total
3 152
-
6 069
-
Corporate
17 787
37 000
-
-
income
1 779
3 700
-
-
total
1 779
3 700
-
-
Dividends
16 008
33 300
-
-
withholding
801
1 665
-
-
total
801
1 665
-
-
Income
37 000
37 000
37 000
37 000
Total tax
9 664
5 365
13 640
14 178
After tax
27 336
31 635
23 360
22 822
Living cost
12 130
12 130
12 130
12 130
Free-cash
15 206
19 505
11 230
10 692

Estimated living cost  is ₽12130 per week

₽7081
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽866
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽321
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3861
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽8828
₽904
₽1048
-₽5413
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 000
health
-
-
-
943
social contributions
-
-
-
5 772
income
-
-
-
-
total
-
-
-
6 715
Employee
71 263
71 263
71 263
-
income
7 759
6 597
7 726
-
social contributions
2 694
5 914
2 788
-
health
552
1 212
572
-
total
11 005
13 723
11 086
-
Employer
71 263
71 263
71 263
-
social contributions
2 694
5 914
2 788
-
health
600
1 319
621
-
total
3 294
7 233
3 409
-
Corporate
1 243
-
-
-
income
155
-
-
-
total
155
-
-
-
Dividends
1 089
-
-
-
withholding
185
-
-
-
total
185
-
-
-
Income
37 000
37 000
37 000
37 000
Total tax
14 639
20 956
14 495
6 715
After tax
22 361
16 044
22 505
30 285
Living cost
21 457
21 457
21 457
21 457
Free-cash
904
-5 413
1 048
8 828

Estimated living cost  is ₽21457 per week

₽12859
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2105
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽475
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6018
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽226
-₽8949
-₽7554
-₽14015
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 000
health
-
-
-
943
social contributions
-
-
-
5 772
income
-
-
-
-
total
-
-
-
6 715
Employee
71 263
71 263
71 263
-
income
7 483
6 597
7 726
-
social contributions
3 463
5 914
2 788
-
health
709
1 212
572
-
total
11 655
13 723
11 086
-
Employer
71 263
71 263
71 263
-
social contributions
3 463
5 914
2 788
-
health
772
1 319
621
-
total
4 235
7 233
3 409
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
37 000
37 000
37 000
37 000
Total tax
15 890
20 956
14 495
6 715
After tax
21 110
16 044
22 505
30 285
Living cost
30 059
30 059
30 059
30 059
Free-cash
-8 949
-14 015
-7 554
226

Estimated living cost  is ₽30059 per week

₽20548
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2348
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽505
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6658
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
-₽3404
-₽5220
-₽2649
₽4049
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 000
health
-
-
-
4 995
social contributions
-
-
-
10 804
income
-
-
-
3 180
solidarity contribution
-
-
-
-
total
-
-
-
18 979
Employee
31 507
-
27 612
-
income
3 781
-
3 313
-
social contributions
2 048
-
1 795
-
health
4 253
-
3 728
-
solidarity contribution
-
-
-
-
total
10 082
-
8 836
-
Employer
31 507
-
27 612
-
social contributions
7 877
-
6 903
-
health
2 836
-
2 485
-
total
10 713
-
9 388
-
Corporate
-
37 000
-
-
income
-
7 030
-
-
total
-
7 030
-
-
Dividends
-
29 970
-
-
withholding
-
4 496
-
-
total
-
4 496
-
-
Income
37 000
37 000
37 000
37 000
Total tax
20 795
11 526
18 224
18 979
After tax
16 205
25 474
18 776
18 021
Living cost
21 425
21 425
21 425
21 425
Free-cash
-5 220
4 049
-2 649
-3 404

Estimated living cost  is ₽21425 per week

₽14882
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1524
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽421
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4597
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
-₽8380
-₽15025
-₽7625
-₽927
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 000
health
-
-
-
4 995
social contributions
-
-
-
10 804
income
-
-
-
3 180
solidarity contribution
-
-
-
-
total
-
-
-
18 979
Employee
38 825
-
27 612
-
income
4 659
-
3 313
-
social contributions
2 524
-
1 795
-
health
5 241
-
3 728
-
solidarity contribution
-
-
-
-
total
12 424
-
8 836
-
Employer
38 825
-
27 612
-
social contributions
9 706
-
6 903
-
health
3 494
-
2 485
-
total
13 200
-
9 388
-
Corporate
-
37 000
-
-
income
-
7 030
-
-
total
-
7 030
-
-
Dividends
-
29 970
-
-
withholding
-
4 496
-
-
total
-
4 496
-
-
Income
37 000
37 000
37 000
37 000
Total tax
25 624
11 526
18 224
18 979
After tax
11 376
25 474
18 776
18 021
Living cost
26 401
26 401
26 401
26 401
Free-cash
-15 025
-927
-7 625
-8 380

Estimated living cost  is ₽26401 per week

₽19634
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1463
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4848
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽19684
-₽165467
-₽165467
-₽165467
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 000
national
-
-
-
3 072
pensions
-
-
-
805
municipal
-
-
-
5 157
labour market
-
-
-
2 896
total
-
-
-
11 930
Employee
188 894
188 894
188 894
-
municipal
40 224
40 224
40 224
-
national
23 077
23 077
23 077
-
pensions
268
268
268
-
labour market
15 090
15 090
15 090
-
total
78 659
78 659
78 659
-
Employer
188 894
188 894
188 894
-
pensions
537
537
537
-
labour market
15 112
15 112
15 112
-
municipal
40 288
40 288
40 288
-
national
23 117
23 117
23 117
-
total
79 054
79 054
79 054
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
37 000
37 000
37 000
37 000
Total tax
157 713
157 713
157 713
11 930
After tax
-120 713
-120 713
-120 713
25 070
Living cost
44 754
44 754
44 754
44 754
Free-cash
-165 467
-165 467
-165 467
-19 684

Estimated living cost  is ₽44754 per week

₽30630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3959
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽688
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9476
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
-₽442
₽1460
₽903
₽7215
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 000
health
-
-
-
4 810
pensions
-
-
-
7 401
income
-
-
-
2 847
total
-
-
-
15 058
Employee
26 290
-
27 653
-
unemployment
420
-
443
-
income
2 960
-
3 370
-
pensions
526
-
552
-
total
3 906
-
4 365
-
Employer
26 290
-
27 653
-
pensions
5 258
-
5 531
-
health
3 417
-
3 595
-
unemployment
211
-
222
-
total
8 886
-
9 348
-
Corporate
1 823
37 000
-
-
income
364
7 401
-
-
total
364
7 401
-
-
Dividends
1 459
29 599
-
-
total
-
-
-
-
Income
37 000
37 000
37 000
37 000
Total tax
13 156
7 401
13 713
15 058
After tax
23 844
29 599
23 287
21 942
Living cost
22 384
22 384
22 384
22 384
Free-cash
1 460
7 215
903
-442

Estimated living cost  is ₽22384 per week

₽15353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽450
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
-₽5742
-₽20957
-₽12238
-₽9977
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
37 000
national
-
-
-
352
health
-
-
-
183
municipal
-
-
-
6 627
total
-
-
-
7 162
Employee
48 758
-
31 126
-
unemployment
732
-
466
-
municipal
7 986
-
5 123
-
national
805
-
-
-
pensions
3 290
-
2 102
-
health
364
-
93
-
total
13 177
-
7 784
-
Employer
48 758
-
31 126
-
pensions
8 459
-
5 401
-
health
375
-
239
-
accident
49
-
32
-
unemployment
317
-
202
-
total
9 200
-
5 874
-
Corporate
-
37 000
-
-
income
-
7 401
-
-
total
-
7 401
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
22 200
-
-
municipal
-
3 996
-
-
national
-
-
-
-
total
-
3 996
-
-
Income
37 000
37 000
37 000
37 000
Total tax
22 377
11 397
13 658
7 162
After tax
14 623
25 603
23 342
29 838
Living cost
35 580
35 580
35 580
35 580
Free-cash
-20 957
-9 977
-12 238
-5 742

Estimated living cost  is ₽35580 per week

₽23241
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3422
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽566
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8352
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
-₽6026
-₽9463
-₽5318
-₽9919
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 000
surtax
-
-
-
-
health
-
-
-
322
pensions
-
-
-
11 092
social contributions
-
-
-
1 053
income
-
-
-
846
other
-
-
-
1 147
total
-
-
-
14 460
Employee
35 405
-
28 194
-
income
1 826
-
955
-
surtax
-
-
-
-
social contributions
1 009
-
804
-
pensions
4 005
-
3 188
-
total
6 840
-
4 947
-
Employer
35 405
-
28 194
-
pensions
5 818
-
4 634
-
social contributions
106
-
84
-
other
1 222
-
973
-
health
2 478
-
1 973
-
unemployment
1 433
-
1 141
-
total
11 057
-
8 805
-
Corporate
-
37 000
-
-
income
-
10 360
-
-
surtax
-
-
-
-
total
-
10 360
-
-
Dividends
-
26 640
-
-
withholding
-
3 410
-
-
social contributions
-
4 583
-
-
surtax
-
-
-
-
total
-
7 993
-
-
Income
37 000
37 000
37 000
37 000
Total tax
17 897
18 353
13 752
14 460
After tax
19 103
18 647
23 248
22 540
Living cost
28 566
28 566
28 566
28 566
Free-cash
-9 463
-9 919
-5 318
-6 026

Estimated living cost  is ₽28566 per week

₽16567
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2902
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽542
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8556
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
-₽9167
-₽15051
-₽8459
-₽13060
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 000
surtax
-
-
-
-
health
-
-
-
322
pensions
-
-
-
11 092
social contributions
-
-
-
1 053
income
-
-
-
846
other
-
-
-
1 147
total
-
-
-
14 460
Employee
39 664
-
28 194
-
income
2 341
-
955
-
surtax
-
-
-
-
social contributions
1 131
-
804
-
pensions
4 485
-
3 188
-
total
7 957
-
4 947
-
Employer
39 664
-
28 194
-
pensions
6 516
-
4 634
-
social contributions
120
-
84
-
other
1 368
-
973
-
health
2 777
-
1 973
-
unemployment
1 606
-
1 141
-
total
12 387
-
8 805
-
Corporate
-
37 000
-
-
income
-
10 360
-
-
surtax
-
-
-
-
total
-
10 360
-
-
Dividends
-
26 640
-
-
withholding
-
3 410
-
-
social contributions
-
4 583
-
-
surtax
-
-
-
-
total
-
7 993
-
-
Income
37 000
37 000
37 000
37 000
Total tax
20 344
18 353
13 752
14 460
After tax
16 656
18 647
23 248
22 540
Living cost
31 707
31 707
31 707
31 707
Free-cash
-15 051
-13 060
-8 459
-9 167

Estimated living cost  is ₽31707 per week

₽19993
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2578
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽540
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8598
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽22221
-₽39171
-₽21513
-₽26114
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 000
surtax
-
-
-
-
health
-
-
-
322
pensions
-
-
-
11 092
social contributions
-
-
-
1 053
income
-
-
-
846
other
-
-
-
1 147
total
-
-
-
14 460
Employee
58 044
-
28 194
-
income
5 064
-
955
-
surtax
-
-
-
-
social contributions
1 653
-
804
-
pensions
6 565
-
3 188
-
total
13 282
-
4 947
-
Employer
58 044
-
28 194
-
pensions
9 537
-
4 634
-
social contributions
174
-
84
-
other
2 003
-
973
-
health
4 063
-
1 973
-
unemployment
2 351
-
1 141
-
total
18 128
-
8 805
-
Corporate
-
37 000
-
-
income
-
10 360
-
-
surtax
-
-
-
-
total
-
10 360
-
-
Dividends
-
26 640
-
-
withholding
-
3 410
-
-
social contributions
-
4 583
-
-
surtax
-
-
-
-
total
-
7 993
-
-
Income
37 000
37 000
37 000
37 000
Total tax
31 410
18 353
13 752
14 460
After tax
5 590
18 647
23 248
22 540
Living cost
44 761
44 761
44 761
44 761
Free-cash
-39 171
-26 114
-21 513
-22 221

Estimated living cost  is ₽44761 per week

₽30293
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3662
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽614
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10192
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽30685
₽28090
₽23655
₽29205
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
37 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
370
total
-
-
-
370
Employee
7 431
-
37 000
-
income
1 486
-
7 400
-
total
1 486
-
7 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

29 569
37 000
-
-
total
-
-
-
-
Dividends
29 569
37 000
-
-
withholding
1 479
1 850
-
-
total
1 479
1 850
-
-
Income
37 000
37 000
37 000
37 000
Total tax
2 965
1 850
7 400
370
After tax
34 035
35 150
29 600
36 630
Living cost
5 945
5 945
5 945
5 945
Free-cash
28 090
29 205
23 655
30 685

Estimated living cost  is ₽5945 per week

₽3684
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽163
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1603
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽27366
₽24149
₽20336
₽25886
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
37 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
370
total
-
-
-
370
Employee
11 580
-
37 000
-
income
2 316
-
7 400
-
total
2 316
-
7 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

25 420
37 000
-
-
total
-
-
-
-
Dividends
25 420
37 000
-
-
withholding
1 271
1 850
-
-
total
1 271
1 850
-
-
Income
37 000
37 000
37 000
37 000
Total tax
3 587
1 850
7 400
370
After tax
33 413
35 150
29 600
36 630
Living cost
9 264
9 264
9 264
9 264
Free-cash
24 149
25 886
20 336
27 366

Estimated living cost  is ₽9264 per week

₽6269
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽311
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
-₽6567
-₽9111
-₽6567
-₽16528
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
37 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
76
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 331
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
1 381
trade
-
-
-
-
total
-
-
-
7 788
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 112
-
37 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 792
-
1 381
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

209
-
76
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 331
-
6 331
-
total
10 332
-
7 788
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
37 000
-
-
trade
-
5 309
-
-
income
-
5 550
-
-
chamber of commerce
-
195
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
306
-
-
total
-
11 360
-
-
Dividends
-
25 639
-
-
withholding
-
6 057
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
332
-
-
total
-
6 389
-
-
Income
37 000
37 000
37 000
37 000
Total tax
10 332
17 749
7 788
7 788
After tax
26 668
19 251
29 212
29 212
Living cost
35 779
35 779
35 779
35 779
Free-cash
-9 111
-16 528
-6 567
-6 567

Estimated living cost  is ₽35779 per week

₽24681
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3850
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6729
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽1141
₽921
₽1141
-₽9202
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
37 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
76
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 331
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
1 381
trade
-
-
-
-
total
-
-
-
7 788
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 446
-
37 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

990
-
1 381
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
-
76
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 331
-
6 331
-
total
7 376
-
7 788
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
1 554
37 000
-
-
trade
244
5 828
-
-
income
234
5 550
-
-
chamber of commerce
142
193
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

12
306
-
-
total
632
11 877
-
-
Dividends
920
25 122
-
-
withholding
-
5 929
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
325
-
-
total
-
6 254
-
-
Income
37 000
37 000
37 000
37 000
Total tax
8 008
18 131
7 788
7 788
After tax
28 992
18 869
29 212
29 212
Living cost
28 071
28 071
28 071
28 071
Free-cash
921
-9 202
1 141
1 141

Estimated living cost  is ₽28071 per week

₽17657
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3273
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6616
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
-₽7195
-₽9998
-₽7195
-₽17728
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
37 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
76
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 331
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
1 381
trade
-
-
-
-
total
-
-
-
7 788
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 997
-
37 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 038
-
1 381
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
-
76
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 331
-
6 331
-
total
10 591
-
7 788
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
37 000
-
-
trade
-
6 087
-
-
income
-
5 550
-
-
chamber of commerce
-
193
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
306
-
-
total
-
12 136
-
-
Dividends
-
24 863
-
-
withholding
-
5 863
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
322
-
-
total
-
6 185
-
-
Income
37 000
37 000
37 000
37 000
Total tax
10 591
18 321
7 788
7 788
After tax
26 409
18 679
29 212
29 212
Living cost
36 407
36 407
36 407
36 407
Free-cash
-9 998
-17 728
-7 195
-7 195

Estimated living cost  is ₽36407 per week

₽24349
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3839
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7675
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
-₽13243
-₽18696
-₽13243
-₽23965
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
37 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
76
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 331
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
1 381
trade
-
-
-
-
total
-
-
-
7 788
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 696
-
37 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 549
-
1 381
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

361
-
76
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 331
-
6 331
-
total
13 241
-
7 788
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
37 000
-
-
trade
-
6 345
-
-
income
-
5 550
-
-
chamber of commerce
-
193
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
306
-
-
total
-
12 394
-
-
Dividends
-
24 605
-
-
withholding
-
5 798
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
318
-
-
total
-
6 116
-
-
Income
37 000
37 000
37 000
37 000
Total tax
13 241
18 510
7 788
7 788
After tax
23 759
18 490
29 212
29 212
Living cost
42 455
42 455
42 455
42 455
Free-cash
-18 696
-23 965
-13 243
-13 243

Estimated living cost  is ₽42455 per week

₽31007
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3396
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽552
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7501
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽468
-₽780
-₽417
₽2457
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 000
surtax
-
-
-
125
unemployment
-
-
-
211
health
-
-
-
2 627
pensions
-
-
-
7 401
income
-
-
-
5 352
other
-
-
-
-
total
-
-
-
15 716
Employee
31 210
-
30 567
-
unemployment
2 172
-
2 128
-
other
-
-
-
-
income
5 232
-
5 123
-
surtax
111
-
98
-
pensions
2 082
-
2 038
-
health
797
-
781
-
total
10 394
-
10 168
-
Employer
31 210
-
30 567
-
pensions
4 161
-
4 075
-
other
-
-
-
-
health
1 419
-
1 389
-
unemployment
990
-
969
-
total
6 570
-
6 433
-
Corporate
-
37 000
-
-
income
-
9 620
-
-
total
-
9 620
-
-
Dividends
-
27 380
-
-
withholding
-
4 107
-
-
total
-
4 107
-
-
Income
37 000
37 000
37 000
37 000
Total tax
16 964
13 727
16 601
15 716
After tax
20 036
23 273
20 399
21 284
Living cost
20 816
20 816
20 816
20 816
Free-cash
-780
2 457
-417
468

Estimated living cost  is ₽20816 per week

₽12568
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1810
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5957
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽834
-₽98
-₽51
₽2823
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 000
surtax
-
-
-
125
unemployment
-
-
-
211
health
-
-
-
2 627
pensions
-
-
-
7 401
income
-
-
-
5 352
other
-
-
-
-
total
-
-
-
15 716
Employee
30 647
-
30 567
-
unemployment
2 133
-
2 128
-
other
-
-
-
-
income
5 137
-
5 123
-
surtax
100
-
98
-
pensions
2 044
-
2 038
-
health
783
-
781
-
total
10 197
-
10 168
-
Employer
30 647
-
30 567
-
pensions
4 085
-
4 075
-
other
-
-
-
-
health
1 395
-
1 389
-
unemployment
971
-
969
-
total
6 451
-
6 433
-
Corporate
-
37 000
-
-
income
-
9 620
-
-
total
-
9 620
-
-
Dividends
-
27 380
-
-
withholding
-
4 107
-
-
total
-
4 107
-
-
Income
37 000
37 000
37 000
37 000
Total tax
16 648
13 727
16 601
15 716
After tax
20 352
23 273
20 399
21 284
Living cost
20 450
20 450
20 450
20 450
Free-cash
-98
2 823
-51
834

Estimated living cost  is ₽20450 per week

₽12504
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1887
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5587
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽7095
₽2933
₽2913
₽2546
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 000
unemployment
-
-
-
555
health
-
-
-
2 590
pensions
-
-
-
3 700
income
-
-
-
4 523
total
-
-
-
11 368
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 758
10 649
30 962
-
unemployment
401
160
464
-
income
3 271
1 302
3 785
-
pensions
2 676
1 065
3 096
-
health
1 873
745
2 167
-
total
8 221
3 272
9 512
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 758
10 649
30 962
-
pensions
5 218
2 077
6 038
-
total
5 218
2 077
6 038
-
Corporate
5 024
24 274
-
-
income
452
2 185
-
-
total
452
2 185
-
-
Dividends
4 572
22 089
-
-
withholding
869
4 197
-
-
social contributions
770
4 186
-
-
total
1 639
8 383
-
-
Income
37 000
37 000
37 000
37 000
Total tax
15 530
15 917
15 550
11 368
After tax
21 470
21 083
21 450
25 632
Living cost
18 537
18 537
18 537
18 537
Free-cash
2 933
2 546
2 913
7 095

Estimated living cost  is ₽18537 per week

₽12650
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1517
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽370
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4000
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
-₽20803
-₽38701
-₽20512
-₽21683
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 000
national
-
-
-
4 980
pensions
-
-
-
4 440
social contributions
-
-
-
398
municipal
-
-
-
3 214
total
-
-
-
13 032
Employee
69 403
-
31 986
-
municipal
8 572
-
3 357
-
national
13 284
-
5 202
-
pensions
2 776
-
1 279
-
total
24 632
-
9 838
-
Employer
69 403
-
31 986
-
pensions
5 552
-
2 559
-
social contributions
746
-
344
-
total
6 298
-
2 903
-
Corporate
-
37 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
7 400
-
-
total
-
7 400
-
-
Dividends
-
29 600
-
-
withholding
-
6 512
-
-
total
-
6 512
-
-
Income
37 000
37 000
37 000
37 000
Total tax
30 930
13 912
12 741
13 032
After tax
6 070
23 088
24 259
23 968
Living cost
44 771
44 771
44 771
44 771
Free-cash
-38 701
-21 683
-20 512
-20 803

Estimated living cost  is ₽44771 per week

₽30430
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4162
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽670
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9509
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
-₽22410
-₽35494
-₽22410
-₽26892
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 000
social contributions
-
-
-
2 119
income
-
-
-
4 499
total
-
-
-
6 618
Employee
72 493
-
37 000
-
social contributions
6 023
-
2 119
-
income
13 679
-
4 499
-
total
19 702
-
6 618
-
Employer
72 493
-
37 000
-
total
-
-
-
-
Corporate
-
37 000
-
-
income
-
4 625
-
-
total
-
4 625
-
-
Dividends
-
32 375
-
-
withholding
-
6 475
-
-
total
-
6 475
-
-
Income
37 000
37 000
37 000
37 000
Total tax
19 702
11 100
6 618
6 618
After tax
17 298
25 900
30 382
30 382
Living cost
52 792
52 792
52 792
52 792
Free-cash
-35 494
-26 892
-22 410
-22 410

Estimated living cost  is ₽52792 per week

₽40163
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4302
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽505
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7823
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
-₽18549
-₽45364
-₽20721
-₽19364
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 000
national
-
-
-
6 365
regional
-
-
-
342
social contributions
-
-
-
9 516
municipal
-
-
-
220
total
-
-
-
16 443
Employee
82 364
-
37 000
-
municipal
436
-
197
-
national
14 272
-
5 640
-
social contributions
27 773
-
12 476
-
regional
777
-
302
-
total
43 258
-
18 615
-
Employer
82 364
-
37 000
-
total
-
-
-
-
Corporate
-
37 000
-
-
nationa
-
8 880
-
-
municipal
-
1 442
-
-
total
-
10 322
-
-
Dividends
-
26 678
-
-
withholding
-
6 936
-
-
total
-
6 936
-
-
Income
37 000
37 000
37 000
37 000
Total tax
43 258
17 258
18 615
16 443
After tax
-6 258
19 742
18 385
20 557
Living cost
39 106
39 106
39 106
39 106
Free-cash
-45 364
-19 364
-20 721
-18 549

Estimated living cost  is ₽39106 per week

₽27260
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2564
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽600
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8681
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
-₽4624
-₽14409
-₽6776
-₽5517
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 000
national
-
-
-
6 365
regional
-
-
-
558
social contributions
-
-
-
9 516
municipal
-
-
-
220
total
-
-
-
16 659
Employee
51 408
-
37 000
-
municipal
273
-
197
-
national
8 144
-
5 640
-
social contributions
17 335
-
12 476
-
regional
692
-
498
-
total
26 444
-
18 811
-
Employer
51 408
-
37 000
-
total
-
-
-
-
Corporate
-
37 000
-
-
nationa
-
8 880
-
-
municipal