Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 36500
per

Your estimated
City
free-cash

Madrid , Spain
-₽15255
-₽9872
-₽14025
-₽26217
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
pensions
-
-
-
10 330
accident
-
-
-
329
unemployment
-
-
-
256
other
-
-
-
37
income
-
-
-
4 968
total
-
-
-
15 920
Employee
47 555
-
26 017
-
unemployment
736
-
510
-
pensions
2 235
-
1 545
-
other
47
-
34
-
income
9 932
-
4 579
-
total
12 950
-
6 668
-
Employer
47 555
-
26 017
-
pensions
11 223
-
7 760
-
other
381
-
263
-
unemployment
2 616
-
1 809
-
accident
942
-
650
-
total
15 162
-
10 482
-
Corporate
-
36 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
5 475
-
-
total
-
5 475
-
-
Dividends
-
31 025
-
-
withholding
-
6 292
-
-
total
-
6 292
-
-
Income
36 500
36 500
36 500
36 500
Total tax
28 112
11 767
17 150
15 920
After tax
8 388
24 733
19 350
20 580
Living cost
34 605
34 605
34 605
34 605
Free-cash
-26 217
-9 872
-15 255
-14 025

Estimated living cost  is ₽34605 per week

₽24852
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2691
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽488
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6576
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close