Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 36000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽2623
₽4362
₽12414
₽5908
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
health
-
-
-
4 139
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 328
unemployment
-
-
-
144
income
-
-
-
5 400
total
-
-
-
15 011
Employee
24 319
-
30 094
-
accident

We are using the highest rate at 1.1%.

267
-
331
-
health
1 119
-
1 385
-
income
2 432
-
3 009
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 135
-
2 643
-
total
5 953
-
7 368
-
Employer
24 319
-
30 094
-
unemployment
146
-
180
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 680
-
3 317
-
health
1 678
-
2 076
-
accident

We are using the highest rate at 1.1%.

267
-
331
-
total
4 771
-
5 904
-
Corporate
6 910
36 000
-
-
income
691
3 600
-
-
total
691
3 600
-
-
Dividends
6 219
32 400
-
-
withholding
311
1 620
-
-
total
311
1 620
-
-
Income
36 000
36 000
36 000
36 000
Total tax
11 726
5 220
13 272
15 011
After tax
24 274
30 780
22 728
20 989
Living cost
18 366
18 366
18 366
18 366
Free-cash
5 908
12 414
4 362
2 623

Estimated living cost  is ₽18366 per week

₽12147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1051
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽438
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4730
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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