Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 36000
per

Your estimated
City
free-cash

Dresden , Germany
-₽10051
₽82
₽82
-₽63
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
36 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
1 031
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
57
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 410
trade
-
-
-
-
total
-
-
-
7 498
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 888
-
36 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
-
57
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 002
-
1 031
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 410
-
6 410
-
total
7 467
-
7 498
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
112
36 000
-
-
income
16
5 401
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
297
-
-
chamber of commerce
142
194
-
-
trade
18
5 669
-
-
total
176
11 561
-
-
Dividends
-
24 439
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
317
-
-
withholding
-
5 753
-
-
total
-
6 070
-
-
Income
36 000
36 000
36 000
36 000
Total tax
7 643
17 631
7 498
7 498
After tax
28 357
18 369
28 502
28 502
Living cost
28 420
28 420
28 420
28 420
Free-cash
-63
-10 051
82
82

Estimated living cost  is ₽28420 per week

₽17877
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3314
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6699
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
-₽27492
-₽25952
-₽26233
-₽48468
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
social contributions
-
-
-
387
municipal
-
-
-
2 969
national
-
-
-
4 601
pensions
-
-
-
4 320
total
-
-
-
12 277
Employee
77 442
-
31 122
-
municipal
9 565
-
3 109
-
pensions
3 098
-
1 245
-
national
14 822
-
4 817
-
total
27 485
-
9 171
-
Employer
77 442
-
31 122
-
pensions
6 195
-
2 490
-
social contributions
832
-
335
-
total
7 027
-
2 825
-
Corporate
-
36 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
7 200
-
-
total
-
7 200
-
-
Dividends
-
28 800
-
-
withholding
-
6 336
-
-
total
-
6 336
-
-
Income
36 000
36 000
36 000
36 000
Total tax
34 512
13 536
11 996
12 277
After tax
1 488
22 464
24 004
23 723
Living cost
49 956
49 956
49 956
49 956
Free-cash
-48 468
-27 492
-25 952
-26 233

Estimated living cost  is ₽49956 per week

₽33955
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4644
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽748
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10610
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₽9278
₽1135
₽8124
₽1583
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
36 000
income
-
-
-
-
surtax
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
2 954
microenterprise
-
-
-
5 401
total
-
-
-
8 355
Employee
27 418
-
29 011
-
surtax
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

3 016
-
3 191
-
income
4 881
-
5 164
-
total
7 897
-
8 355
-
Employer
27 418
-
29 011
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

6 604
-
6 989
-
surtax
-
-
-
-
total
6 604
-
6 989
-
Corporate
1 978
36 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

395
7 201
-
-
total
395
7 201
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

1 583
28 799
-
-
total
-
-
-
-
Income
36 000
36 000
36 000
36 000
Total tax
14 896
7 201
15 344
8 355
After tax
21 104
28 799
20 656
27 645
Living cost
19 521
19 521
19 521
19 521
Free-cash
1 583
9 278
1 135
8 124

Estimated living cost  is ₽19521 per week

₽12454
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1859
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4765
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
-₽51909
-₽57177
-₽18553
-₽57177
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
income
-
-
-
3 241
health
-
-
-
5 525
pensions
-
-
-
6 480
total
-
-
-
15 246
Employee
80 127
80 127
80 127
-
pensions
14 423
10 993
14 423
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 116
13 116
13 116
-
health
12 299
10 461
12 299
-
total
39 838
34 570
39 838
-
Employer
80 127
80 127
80 127
-
health
5 570
5 570
5 570
-
pensions
5 577
5 577
5 577
-
unemployment
2 885
2 885
2 885
-
total
14 032
14 032
14 032
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
36 000
36 000
36 000
36 000
Total tax
53 870
48 602
53 870
15 246
After tax
-17 870
-12 602
-17 870
20 754
Living cost
39 307
39 307
39 307
39 307
Free-cash
-57 177
-51 909
-57 177
-18 553

Estimated living cost  is ₽39307 per week

₽27856
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3543
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽625
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7283
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
-₽17828
-₽18259
-₽19537
-₽34193
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
accident
-
-
-
72
other
-
-
-
4 183
unemployment
-
-
-
36
health
-
-
-
2 246
municipal
-
-
-
7 625
national
-
-
-
-
pensions
-
-
-
3 891
total
-
-
-
18 053
Employee
53 411
-
27 393
-
municipal
15 927
-
8 168
-
national
-
-
-
-
total
15 927
-
8 168
-
Employer
53 411
-
27 393
-
health
3 285
-
1 685
-
pensions
5 774
-
2 961
-
accident
107
-
55
-
unemployment
1 410
-
723
-
other
6 206
-
3 183
-
total
16 782
-
8 607
-
Corporate
-
36 000
-
-
income
-
7 920
-
-
total
-
7 920
-
-
Dividends
-
28 080
-
-
withholding
-
8 424
-
-
total
-
8 424
-
-
Income
36 000
36 000
36 000
36 000
Total tax
32 709
16 344
16 775
18 053
After tax
3 291
19 656
19 225
17 947
Living cost
37 484
37 484
37 484
37 484
Free-cash
-34 193
-17 828
-18 259
-19 537

Estimated living cost  is ₽37484 per week

₽24843
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3678
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽569
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8394
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
-₽18676
-₽8358
-₽8358
-₽11582
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
36 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
1 031
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
57
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 410
trade
-
-
-
-
total
-
-
-
7 498
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 583
-
36 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

224
-
57
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 088
-
1 031
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 410
-
6 410
-
total
10 722
-
7 498
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
36 000
-
-
income
-
5 401
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
297
-
-
chamber of commerce
-
194
-
-
trade
-
5 922
-
-
total
-
11 814
-
-
Dividends
-
24 186
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
313
-
-
withholding
-
5 689
-
-
total
-
6 002
-
-
Income
36 000
36 000
36 000
36 000
Total tax
10 722
17 816
7 498
7 498
After tax
25 278
18 184
28 502
28 502
Living cost
36 860
36 860
36 860
36 860
Free-cash
-11 582
-18 676
-8 358
-8 358

Estimated living cost  is ₽36860 per week

₽24653
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3887
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7771
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
-₽15651
-₽8882
-₽969
-₽10522
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
income
-
-
-
-
social contributions
-
-
-
5 616
health
-
-
-
919
total
-
-
-
6 535
Employee
72 151
72 151
72 151
-
social contributions
3 506
5 988
2 712
-
income
7 576
6 679
7 863
-
health
718
1 227
556
-
total
11 800
13 894
11 131
-
Employer
72 151
72 151
72 151
-
health
782
1 335
605
-
social contributions
3 506
5 988
2 712
-
total
4 288
7 323
3 317
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
36 000
36 000
36 000
36 000
Total tax
16 088
21 217
14 448
6 535
After tax
19 912
14 783
21 552
29 465
Living cost
30 434
30 434
30 434
30 434
Free-cash
-10 522
-15 651
-8 882
-969

Estimated living cost  is ₽30434 per week

₽20805
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2377
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6741
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽3673
₽4052
₽8122
₽4022
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
income
-
-
-
4 401
unemployment
-
-
-
540
health
-
-
-
2 520
pensions
-
-
-
3 600
total
-
-
-
11 061
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

24 275
9 661
30 126
-
unemployment
364
145
452
-
pensions
2 428
966
3 013
-
income
2 968
1 181
3 683
-
health
1 699
676
2 109
-
total
7 459
2 968
9 257
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

24 275
9 661
30 126
-
pensions
4 734
1 884
5 874
-
total
4 734
1 884
5 874
-
Corporate
6 991
24 455
-
-
income
629
2 201
-
-
total
629
2 201
-
-
Dividends
6 362
22 254
-
-
social contributions
1 130
4 229
-
-
withholding
1 209
4 228
-
-
total
2 339
8 457
-
-
Income
36 000
36 000
36 000
36 000
Total tax
15 161
15 510
15 131
11 061
After tax
20 839
20 490
20 869
24 939
Living cost
16 817
16 817
16 817
16 817
Free-cash
4 022
3 673
4 052
8 122

Estimated living cost  is ₽16817 per week

₽11476
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1376
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽336
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3629
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
₽6135
₽190
-₽1231
₽306
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
income
-
-
-
2 687
health
-
-
-
4 679
pensions
-
-
-
7 201
total
-
-
-
14 567
Employee
26 618
-
26 906
-
unemployment
426
-
431
-
pensions
532
-
538
-
income
2 997
-
3 084
-
total
3 955
-
4 053
-
Employer
26 618
-
26 906
-
health
3 460
-
3 497
-
pensions
5 324
-
5 381
-
unemployment
214
-
215
-
total
8 998
-
9 093
-
Corporate
384
36 000
-
-
income
77
7 201
-
-
total
77
7 201
-
-
Dividends
308
28 799
-
-
total
-
-
-
-
Income
36 000
36 000
36 000
36 000
Total tax
13 030
7 201
13 146
14 567
After tax
22 970
28 799
22 854
21 433
Living cost
22 664
22 664
22 664
22 664
Free-cash
306
6 135
190
-1 231

Estimated living cost  is ₽22664 per week

₽15545
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1350
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽456
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5313
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
-₽18032
-₽1937
₽3207
-₽3667
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
accident
-
-
-
240
income
-
-
-
5 213
other
-
-
-
353
health
-
-
-
2 077
pensions
-
-
-
3 962
total
-
-
-
11 845
Employee
32 952
-
29 905
-
pensions
3 710
-
3 367
-
income
4 521
-
4 103
-
health
3 773
-
3 424
-
total
12 004
-
10 894
-
Employer
32 952
-
29 905
-
pensions
5 358
-
4 863
-
accident
550
-
499
-
unemployment
807
-
733
-
total
6 715
-
6 095
-
Corporate
-
36 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

-
32 400
-
-
total
-
32 400
-
-
Dividends
-
3 600
-
-
withholding
-
684
-
-
total
-
684
-
-
Income
36 000
36 000
36 000
36 000
Total tax
18 719
33 084
16 989
11 845
After tax
17 281
2 916
19 011
24 155
Living cost
20 948
20 948
20 948
20 948
Free-cash
-3 667
-18 032
-1 937
3 207

Estimated living cost  is ₽20948 per week

₽15353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1161
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3997
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽26639
₽21239
₽28079
₽25221
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
36 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
360
total
-
-
-
360
Employee
9 450
-
36 000
-
income
1 890
-
7 200
-
total
1 890
-
7 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

26 550
36 000
-
-
total
-
-
-
-
Dividends
26 550
36 000
-
-
withholding
1 328
1 800
-
-
total
1 328
1 800
-
-
Income
36 000
36 000
36 000
36 000
Total tax
3 218
1 800
7 200
360
After tax
32 782
34 200
28 800
35 640
Living cost
7 561
7 561
7 561
7 561
Free-cash
25 221
26 639
21 239
28 079

Estimated living cost  is ₽7561 per week

₽4685
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽628
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽208
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2039
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
₽1447
-₽3897
-₽5509
-₽6653
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
income
-
-
-
4 573
other
-
-
-
1 709
health
-
-
-
1 585
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
8 640
total
-
-
-
16 507
Employee
34 069
-
28 756
-
unemployment
340
-
287
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 384
-
2 012
-
income
5 865
-
4 950
-
health
477
-
402
-
total
9 066
-
7 651
-
Employer
34 069
-
28 756
-
health
477
-
402
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 792
-
4 888
-
accident
272
-
230
-
unemployment
340
-
287
-
other
1 704
-
1 437
-
total
8 585
-
7 244
-
Corporate
-
36 000
-
-
income
-
7 560
-
-
total
-
7 560
-
-
Dividends
-
28 440
-
-
withholding
-
1 991
-
-
total
-
1 991
-
-
Income
36 000
36 000
36 000
36 000
Total tax
17 651
9 551
14 895
16 507
After tax
18 349
26 449
21 105
19 493
Living cost
25 002
25 002
25 002
25 002
Free-cash
-6 653
1 447
-3 897
-5 509

Estimated living cost  is ₽25002 per week

₽17665
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1688
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽402
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5246
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
-₽35713
-₽38285
-₽35226
-₽64846
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
income
-
-
-
6 866
pensions
-
-
-
1 674
total
-
-
-
8 540
Employee
88 691
-
32 644
-
pensions
8 556
-
1 831
-
income
15 987
-
6 100
-
health
1 461
-
312
-
total
26 004
-
8 243
-
Employer
88 691
-
32 644
-
health
1 684
-
619
-
pensions
10 472
-
2 737
-
total
12 156
-
3 356
-
Corporate
-
36 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
6 841
-
-
total
-
6 841
-
-
Dividends
-
29 159
-
-
withholding
-
2 186
-
-
total
-
2 186
-
-
Income
36 000
36 000
36 000
36 000
Total tax
38 160
9 027
11 599
8 540
After tax
-2 160
26 973
24 401
27 460
Living cost
62 686
62 686
62 686
62 686
Free-cash
-64 846
-35 713
-38 285
-35 226

Estimated living cost  is ₽62686 per week

₽46972
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7365
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽510
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7840
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽18481
₽10431
₽9552
₽14124
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
income
-
-
-
5 400
unemployment
-
-
-
131
health
-
-
-
3 768
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 850
total
-
-
-
14 149
Employee
16 286
-
30 096
-
accident

We are using the highest rate at 1.1%.

179
-
331
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 430
-
2 642
-
income
1 628
-
3 009
-
health
749
-
1 384
-
total
3 986
-
7 366
-
Employer
16 286
-
30 096
-
health
1 124
-
2 076
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 795
-
3 317
-
accident

We are using the highest rate at 1.1%.

179
-
331
-
unemployment
97
-
180
-
total
3 195
-
5 904
-
Corporate
16 518
36 000
-
-
income
1 652
3 600
-
-
total
1 652
3 600
-
-
Dividends
14 866
32 400
-
-
withholding
744
1 620
-
-
total
744
1 620
-
-
Income
36 000
36 000
36 000
36 000
Total tax
9 577
5 220
13 270
14 149
After tax
26 423
30 780
22 730
21 851
Living cost
12 299
12 299
12 299
12 299
Free-cash
14 124
18 481
10 431
9 552

Estimated living cost  is ₽12299 per week

₽7181
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽878
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽326
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3915
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
-₽64632
-₽69900
-₽31276
-₽66223
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
income
-
-
-
3 241
health
-
-
-
5 525
pensions
-
-
-
6 480
total
-
-
-
15 246
Employee
86 993
80 127
80 127
-
pensions
10 993
10 993
14 423
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 116
13 116
13 116
-
health
10 853
10 461
12 299
-
total
34 962
34 570
39 838
-
Employer
86 993
80 127
80 127
-
health
6 045
5 570
5 570
-
pensions
6 054
5 577
5 577
-
unemployment
3 132
2 885
2 885
-
total
15 231
14 032
14 032
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
36 000
36 000
36 000
36 000
Total tax
50 193
48 602
53 870
15 246
After tax
-14 193
-12 602
-17 870
20 754
Living cost
52 030
52 030
52 030
52 030
Free-cash
-66 223
-64 632
-69 900
-31 276

Estimated living cost  is ₽52030 per week

₽38381
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4647
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽597
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8406
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
₽1775
-₽4742
-₽5477
-₽9345
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
income
-
-
-
3 094
social contributions
-
-
-
10 512
solidarity contribution
-
-
-
-
health
-
-
-
4 860
total
-
-
-
18 466
Employee
33 839
-
26 866
-
solidarity contribution
-
-
-
-
social contributions
2 200
-
1 746
-
income
4 061
-
3 224
-
health
4 568
-
3 627
-
total
10 829
-
8 597
-
Employer
33 839
-
26 866
-
health
3 045
-
2 418
-
social contributions
8 460
-
6 716
-
total
11 505
-
9 134
-
Corporate
-
36 000
-
-
income
-
6 840
-
-
total
-
6 840
-
-
Dividends
-
29 160
-
-
withholding
-
4 374
-
-
total
-
4 374
-
-
Income
36 000
36 000
36 000
36 000
Total tax
22 334
11 214
17 731
18 466
After tax
13 666
24 786
18 269
17 534
Living cost
23 011
23 011
23 011
23 011
Free-cash
-9 345
1 775
-4 742
-5 477

Estimated living cost  is ₽23011 per week

₽15983
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1637
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽453
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4938
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
-₽20385
-₽21704
-₽19547
-₽47391
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
social contributions
-
-
-
9 259
regional
-
-
-
329
municipal
-
-
-
214
national
-
-
-
6 152
total
-
-
-
15 954
Employee
83 391
-
36 000
-
municipal
442
-
191
-
national
14 450
-
5 488
-
regional
787
-
294
-
social contributions
28 119
-
12 138
-
total
43 798
-
18 111
-
Employer
83 391
-
36 000
-
total
-
-
-
-
Corporate
-
36 000
-
-
municipal
-
1 403
-
-
nationa
-
8 640
-
-
total
-
10 043
-
-
Dividends
-
25 957
-
-
withholding
-
6 749
-
-
total
-
6 749
-
-
Income
36 000
36 000
36 000
36 000
Total tax
43 798
16 792
18 111
15 954
After tax
-7 798
19 208
17 889
20 046
Living cost
39 593
39 593
39 593
39 593
Free-cash
-47 391
-20 385
-21 704
-19 547

Estimated living cost  is ₽39593 per week

₽27599
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2596
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽607
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8789
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
₽1938
-₽842
₽15
-₽1559
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
income
-
-
-
5 207
other
-
-
-
-
surtax
-
-
-
103
unemployment
-
-
-
214
health
-
-
-
2 555
pensions
-
-
-
7 201
total
-
-
-
15 280
Employee
31 029
-
29 741
-
other
-
-
-
-
unemployment
2 160
-
2 071
-
pensions
2 069
-
1 984
-
surtax
101
-
78
-
income
5 201
-
4 986
-
health
792
-
759
-
total
10 323
-
9 878
-
Employer
31 029
-
29 741
-
health
1 412
-
1 353
-
pensions
4 136
-
3 964
-
unemployment
983
-
942
-
other
-
-
-
-
total
6 531
-
6 259
-
Corporate
-
36 000
-
-
income
-
9 361
-
-
total
-
9 361
-
-
Dividends
-
26 639
-
-
withholding
-
3 996
-
-
total
-
3 996
-
-
Income
36 000
36 000
36 000
36 000
Total tax
16 854
13 357
16 137
15 280
After tax
19 146
22 643
19 863
20 720
Living cost
20 705
20 705
20 705
20 705
Free-cash
-1 559
1 938
-842
15

Estimated living cost  is ₽20705 per week

₽12660
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1911
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽477
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5657
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
-₽15852
-₽18424
-₽15365
-₽31001
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
income
-
-
-
6 866
pensions
-
-
-
1 674
total
-
-
-
8 540
Employee
59 438
-
32 644
-
pensions
5 045
-
1 831
-
income
10 705
-
6 100
-
health
863
-
312
-
total
16 613
-
8 243
-
Employer
59 438
-
32 644
-
health
1 129
-
619
-
pensions
6 434
-
2 737
-
total
7 563
-
3 356
-
Corporate
-
36 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
6 841
-
-
total
-
6 841
-
-
Dividends
-
29 159
-
-
withholding
-
2 186
-
-
total
-
2 186
-
-
Income
36 000
36 000
36 000
36 000
Total tax
24 176
9 027
11 599
8 540
After tax
11 824
26 973
24 401
27 460
Living cost
42 825
42 825
42 825
42 825
Free-cash
-31 001
-15 852
-18 424
-15 365

Estimated living cost  is ₽42825 per week

₽32084
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3210
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽448
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7082
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
-₽57624
-₽45978
-₽43260
-₽58958
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
719
regional
-
-
-
491
health
-
-
-
242
city
-
-
-
377
national
-
-
-
32
pensions
-
-
-
3 313
total
-
-
-
5 174
Employee
86 700
-
31 742
-
unemployment
-
-
-
-
pensions
7 284
-
3 201
-
national
410
-
4
-
regional
2 839
-
371
-
city
930
-
335
-
health
196
-
72
-
total
11 659
-
3 983
-
Employer
86 700
-
31 742
-
health
196
-
72
-
pensions
7 284
-
3 201
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 733
-
636
-
total
9 213
-
3 909
-
Corporate
-
36 000
-
-
regional
-
7 613
-
-
national
-
3 060
-
-
total
-
10 673
-
-
Dividends
-
25 327
-
-
withholding
-
8 865
-
-
total
-
8 865
-
-
Income
36 000
36 000
36 000
36 000
Total tax
20 872
19 538
7 892
5 174
After tax
15 128
16 462
28 108
30 826
Living cost
74 086
74 086
74 086
74 086
Free-cash
-58 958
-57 624
-45 978
-43 260

Estimated living cost  is ₽74086 per week

₽48177
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6648
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽910
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18351
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
-₽24984
-₽14482
-₽14482
-₽20390
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
36 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
1 031
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
57
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 410
trade
-
-
-
-
total
-
-
-
7 498
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

56 390
-
36 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

365
-
57
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 631
-
1 031
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 410
-
6 410
-
total
13 406
-
7 498
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
36 000
-
-
income
-
5 401
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
297
-
-
chamber of commerce
-
192
-
-
trade
-
6 173
-
-
total
-
12 063
-
-
Dividends
-
23 936
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
310
-
-
withholding
-
5 627
-
-
total
-
5 937
-
-
Income
36 000
36 000
36 000
36 000
Total tax
13 406
18 000
7 498
7 498
After tax
22 594
18 000
28 502
28 502
Living cost
42 984
42 984
42 984
42 984
Free-cash
-20 390
-24 984
-14 482
-14 482

Estimated living cost  is ₽42984 per week

₽31394
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3438
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽559
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7594
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
-₽13959
-₽9384
-₽10127
-₽16700
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
income
-
-
-
718
other
-
-
-
1 116
surtax
-
-
-
-
social contributions
-
-
-
1 026
health
-
-
-
313
pensions
-
-
-
10 851
total
-
-
-
14 024
Employee
40 158
-
27 432
-
pensions
4 541
-
3 102
-
surtax
-
-
-
-
social contributions
1 145
-
782
-
income
2 370
-
832
-
total
8 056
-
4 716
-
Employer
40 158
-
27 432
-
health
2 812
-
1 919
-
pensions
6 597
-
4 507
-
unemployment
1 626
-
1 111
-
social contributions
121
-
82
-
other
1 385
-
946
-
total
12 541
-
8 565
-
Corporate
-
36 000
-
-
income
-
10 080
-
-
surtax
-
-
-
-
total
-
10 080
-
-
Dividends
-
25 920
-
-
surtax
-
-
-
-
social contributions
-
4 459
-
-
withholding
-
3 317
-
-
total
-
7 776
-
-
Income
36 000
36 000
36 000
36 000
Total tax
20 597
17 856
13 281
14 024
After tax
15 403
18 144
22 719
21 976
Living cost
32 103
32 103
32 103
32 103
Free-cash
-16 700
-13 959
-9 384
-10 127

Estimated living cost  is ₽32103 per week

₽20242
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2610
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽547
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8705
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
-₽10778
-₽6203
-₽6946
-₽11041
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
income
-
-
-
718
other
-
-
-
1 116
surtax
-
-
-
-
social contributions
-
-
-
1 026
health
-
-
-
313
pensions
-
-
-
10 851
total
-
-
-
14 024
Employee
35 847
-
27 432
-
pensions
4 054
-
3 102
-
surtax
-
-
-
-
social contributions
1 022
-
782
-
income
1 848
-
832
-
total
6 924
-
4 716
-
Employer
35 847
-
27 432
-
health
2 509
-
1 919
-
pensions
5 890
-
4 507
-
unemployment
1 451
-
1 111
-
social contributions
107
-
82
-
other
1 238
-
946
-
total
11 195
-
8 565
-
Corporate
-
36 000
-
-
income
-
10 080
-
-
surtax
-
-
-
-
total
-
10 080
-
-
Dividends
-
25 920
-
-
surtax
-
-
-
-
social contributions
-
4 459
-
-
withholding
-
3 317
-
-
total
-
7 776
-
-
Income
36 000
36 000
36 000
36 000
Total tax
18 119
17 856
13 281
14 024
After tax
17 881
18 144
22 719
21 976
Living cost
28 922
28 922
28 922
28 922
Free-cash
-11 041
-10 778
-6 203
-6 946

Estimated living cost  is ₽28922 per week

₽16773
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2938
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽548
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8663
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽2066
₽2354
₽3223
₽916
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
income
-
-
-
5 401
social contributions
-
-
-
4 968
health
-
-
-
2 512
total
-
-
-
12 881
Employee
31 814
-
36 000
-
social contributions
4 391
-
4 968
-
income
5 306
-
6 270
-
health
2 220
-
2 512
-
total
11 917
-
13 750
-
Employer
31 814
-
36 000
-
total
-
-
-
-
Corporate
4 186
36 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

210
1 800
-
-
total
210
1 800
-
-
Dividends
3 976
34 200
-
-
social contributions
1 636
4 720
-
-
withholding
597
5 130
-
-
health
828
2 388
-
-
total
3 061
12 238
-
-
Income
36 000
36 000
36 000
36 000
Total tax
15 188
14 038
13 750
12 881
After tax
20 812
21 962
22 250
23 119
Living cost
19 896
19 896
19 896
19 896
Free-cash
916
2 066
2 354
3 223

Estimated living cost  is ₽19896 per week

₽13315
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1227
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4895
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
-₽18430
-₽19935
-₽12872
-₽25461
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
income
-
-
-
312
surtax
-
-
-
185
unemployment
-
-
-
5 755
chamber of commerce
-
-
-
144
health
-
-
-
2 755
pensions
-
-
-
6 659
total
-
-
-
15 810
Employee
46 892
37 393
37 393
-
other
468
374
272
-
unemployment
1 407
1 122
817
-
pensions
4 802
3 828
2 788
-
income
5 338
2 758
3 259
-
health
1 814
1 448
1 054
-
total
13 829
9 530
8 190
-
Employer
46 892
37 393
37 393
-
chamber of commerce
187
150
150
-
health
1 772
1 414
1 029
-
pensions
5 885
4 694
3 417
-
accident
609
486
354
-
unemployment
1 407
1 122
817
-
surtax
185
185
185
-
payroll
1 407
1 122
1 122
-
other
2 228
1 775
1 690
-
total
13 680
10 948
8 764
-
Corporate
3 561
3 561
23 675
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

890
890
5 919
-
total
890
890
5 919
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
36 000
36 000
36 000
36 000
Total tax
28 399
21 368
22 873
15 810
After tax
7 601
14 632
13 127
20 190
Living cost
33 062
33 062
33 062
33 062
Free-cash
-25 461
-18 430
-19 935
-12 872

Estimated living cost  is ₽33062 per week

₽22051
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2820
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7648
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
-₽13812
-₽17584
-₽12579
-₽50654
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 010
social contributions
-
-
-
2 493
national
-
-
-
9 864
total
-
-
-
14 367
Employee

The minimum management director salary is set at €45,000 per year.

67 117
-
27 882
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

584
-
242
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 501
-
1 455
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 034
-
2 090
-
national
20 635
-
6 156
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 153
-
1 311
-
total
32 907
-
11 254
-
Employer

The minimum management director salary is set at €45,000 per year.

67 117
-
27 882
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 127
-
1 715
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 947
-
2 470
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

872
-
363
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

979
-
408
-
surtax
7 610
-
3 162
-
total
19 535
-
8 118
-
Corporate
-
36 000
-
-
income
-
7 201
-
-
surtax
-
144
-
-
total
-
7 345
-
-
Dividends
-
28 655
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
8 255
-
-
total
-
8 255
-
-
Income
36 000
36 000
36 000
36 000
Total tax
52 442
15 600
19 372
14 367
After tax
-16 442
20 400
16 628
21 633
Living cost
34 212
34 212
34 212
34 212
Free-cash
-50 654
-13 812
-17 584
-12 579

Estimated living cost  is ₽34212 per week

₽22037
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2991
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8648
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
-₽9500
-₽14524
-₽13627
-₽25594
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
accident
-
-
-
324
income
-
-
-
4 939
other
-
-
-
36
unemployment
-
-
-
253
pensions
-
-
-
10 189
total
-
-
-
15 741
Employee
46 707
-
26 011
-
other
46
-
32
-
unemployment
725
-
486
-
pensions
2 195
-
1 473
-
income
9 855
-
4 657
-
total
12 821
-
6 648
-
Employer
46 707
-
26 011
-
pensions
11 022
-
7 395
-
accident
924
-
620
-
unemployment
2 569
-
1 724
-
other
372
-
251
-
total
14 887
-
9 990
-
Corporate
-
36 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
5 401
-
-
total
-
5 401
-
-
Dividends
-
30 599
-
-
withholding
-
6 213
-
-
total
-
6 213
-
-
Income
36 000
36 000
36 000
36 000
Total tax
27 708
11 614
16 638
15 741
After tax
8 292
24 386
19 362
20 259
Living cost
33 886
33 886
33 886
33 886
Free-cash
-25 594
-9 500
-14 524
-13 627

Estimated living cost  is ₽33886 per week

₽24953
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2404
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽488
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6040
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
-₽28340
-₽28064
-₽28063
-₽43545
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
communal
-
-
-
-
accident
-
-
-
402
income
-
-
-
421
surtax
-
-
-
1 757
health
-
-
-
3 348
pensions
-
-
-
7 144
total
-
-
-
13 072
Employee
71 057
-
30 664
-
pensions
5 684
-
3 572
-
surtax
4 355
-
1 757
-
income
6 863
-
421
-
health
3 162
-
1 987
-
total
20 064
-
7 737
-
Employer
71 057
-
30 664
-
health
2 167
-
1 362
-
pensions
5 684
-
3 572
-
accident
639
-
402
-
total
8 490
-
5 336
-
Corporate
-
36 000
-
-
communal
-
2 431
-
-
income
-
5 401
-
-
surtax
-
377
-
-
total
-
8 209
-
-
Dividends
-
27 791
-
-
income
-
972
-
-
withholding
-
4 168
-
-
total
-
5 140
-
-
Income
36 000
36 000
36 000
36 000
Total tax
28 554
13 349
13 073
13 072
After tax
7 446
22 651
22 927
22 928
Living cost
50 991
50 991
50 991
50 991
Free-cash
-43 545
-28 340
-28 064
-28 063

Estimated living cost  is ₽50991 per week

₽38251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3089
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽540
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9110
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
₽1568
-₽1212
-₽355
-₽2250
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
income
-
-
-
5 207
other
-
-
-
-
surtax
-
-
-
103
unemployment
-
-
-
214
health
-
-
-
2 555
pensions
-
-
-
7 201
total
-
-
-
15 280
Employee
31 599
-
29 741
-
other
-
-
-
-
unemployment
2 199
-
2 071
-
pensions
2 108
-
1 984
-
surtax
112
-
78
-
income
5 297
-
4 986
-
health
807
-
759
-
total
10 523
-
9 878
-
Employer
31 599
-
29 741
-
health
1 437
-
1 353
-
pensions
4 213
-
3 964
-
unemployment
1 002
-
942
-
other
-
-
-
-
total
6 652
-
6 259
-
Corporate
-
36 000
-
-
income
-
9 361
-
-
total
-
9 361
-
-
Dividends
-
26 639
-
-
withholding
-
3 996
-
-
total
-
3 996
-
-
Income
36 000
36 000
36 000
36 000
Total tax
17 175
13 357
16 137
15 280
After tax
18 825
22 643
19 863
20 720
Living cost
21 075
21 075
21 075
21 075
Free-cash
-2 250
1 568
-1 212
-355

Estimated living cost  is ₽21075 per week

₽12724
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1832
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6031
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
-₽6355
-₽7577
-₽5443
-₽16050
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
social contributions
-
-
-
9 259
regional
-
-
-
542
municipal
-
-
-
214
national
-
-
-
6 152
total
-
-
-
16 167
Employee
52 049
-
36 000
-
municipal
276
-
191
-
national
8 246
-
5 488
-
regional
701
-
484
-
social contributions
17 551
-
12 138
-
total
26 774
-
18 301
-
Employer
52 049
-
36 000
-
total
-
-
-
-
Corporate
-
36 000
-
-
municipal
-
1 790
-
-
nationa
-
8 640
-
-
total
-
10 430
-
-
Dividends
-
25 571
-
-
withholding
-
6 649
-
-
total
-
6 649
-
-
Income
36 000
36 000
36 000
36 000
Total tax
26 774
17 079
18 301
16 167
After tax
9 226
18 921
17 699
19 833
Living cost
25 276
25 276
25 276
25 276
Free-cash
-16 050
-6 355
-7 577
-5 443

Estimated living cost  is ₽25276 per week

₽15719
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2561
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6563
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
-₽3569
-₽10086
-₽10821
-₽19876
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
income
-
-
-
3 094
social contributions
-
-
-
10 512
solidarity contribution
-
-
-
-
health
-
-
-
4 860
total
-
-
-
18 466
Employee
41 699
-
26 866
-
solidarity contribution
-
-
-
-
social contributions
2 710
-
1 746
-
income
5 004
-
3 224
-
health
5 629
-
3 627
-
total
13 343
-
8 597
-
Employer
41 699
-
26 866
-
health
3 753
-
2 418
-
social contributions
10 425
-
6 716
-
total
14 178
-
9 134
-
Corporate
-
36 000
-
-
income
-
6 840
-
-
total
-
6 840
-
-
Dividends
-
29 160
-
-
withholding
-
4 374
-
-
total
-
4 374
-
-
Income
36 000
36 000
36 000
36 000
Total tax
27 521
11 214
17 731
18 466
After tax
8 479
24 786
18 269
17 534
Living cost
28 355
28 355
28 355
28 355
Free-cash
-19 876
-3 569
-10 086
-10 821

Estimated living cost  is ₽28355 per week

₽21087
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1571
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽491
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5207
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
-₽15118
-₽16712
-₽9560
-₽17709
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
income
-
-
-
312
surtax
-
-
-
-
unemployment
-
-
-
5 755
chamber of commerce
-
-
-
144
health
-
-
-
2 755
pensions
-
-
-
6 659
total
-
-
-
15 625
Employee
41 016
37 393
37 393
-
other
410
374
274
-
unemployment
1 230
1 122
821
-
pensions
4 200
3 828
2 804
-
income
3 654
2 758
3 250
-
health
1 587
1 448
1 059
-
total
11 081
9 530
8 208
-
Employer
41 016
37 393
37 393
-
chamber of commerce
164
150
150
-
health
1 551
1 414
1 035
-
pensions
5 148
4 694
3 437
-
accident
532
486
356
-
unemployment
1 230
1 122
821
-
surtax
-
-
-
-
payroll
1 230
1 122
1 122
-
other
1 948
1 775
1 692
-
total
11 803
10 763
8 613
-
Corporate
3 561
3 561
23 828
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

890
890
5 956
-
total
890
890
5 956
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
36 000
36 000
36 000
36 000
Total tax
23 774
21 183
22 777
15 625
After tax
12 226
14 817
13 223
20 375
Living cost
29 935
29 935
29 935
29 935
Free-cash
-17 709
-15 118
-16 712
-9 560

Estimated living cost  is ₽29935 per week

₽17957
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3057
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽534
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽22418
₽17018
₽23858
₽20208
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
36 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
360
total
-
-
-
360
Employee
14 727
-
36 000
-
income
2 946
-
7 200
-
total
2 946
-
7 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

21 273
36 000
-
-
total
-
-
-
-
Dividends
21 273
36 000
-
-
withholding
1 064
1 800
-
-
total
1 064
1 800
-
-
Income
36 000
36 000
36 000
36 000
Total tax
4 010
1 800
7 200
360
After tax
31 990
34 200
28 800
35 640
Living cost
11 782
11 782
11 782
11 782
Free-cash
20 208
22 418
17 018
23 858

Estimated living cost  is ₽11782 per week

₽7973
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽495
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽395
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2919
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
-₽381
-₽5880
-₽4739
-₽11954
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
36 000
income
-
-
-
5 403
unemployment
-
-
-
53
health
-
-
-
3 542
pensions
-
-
-
6 574
total
-
-
-
15 572
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

41 492
-
31 151
-
unemployment
59
-
43
-
pensions
6 432
-
4 829
-
income
7 155
-
4 981
-
health
2 680
-
2 012
-
total
16 326
-
11 865
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

41 492
-
31 151
-
health
2 764
-
2 074
-
pensions
3 672
-
2 756
-
unemployment
25
-
18
-
total
6 461
-
4 848
-
Corporate
-
36 000
-
-
income
-
6 839
-
-
total
-
6 839
-
-
Dividends
-
29 161
-
-
withholding
-
4 375
-
-
total
-
4 375
-
-
Income
36 000
36 000
36 000
36 000
Total tax
22 787
11 214
16 713
15 572
After tax
13 213
24 786
19 287
20 428
Living cost
25 167
25 167
25 167
25 167
Free-cash
-11 954
-381
-5 880
-4 739

Estimated living cost  is ₽25167 per week

₽17272
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1613
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽488
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5796
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
-₽18178
-₽16487
-₽15201
-₽102499
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
income
-
-
-
7 017
social contributions
-
-
-
4 104
total
-
-
-
11 121
Employee
57 469
-
1 523
-
social contributions
4 712
-
672
-
income
12 676
-
187
-
total
17 388
-
859
-
Employer
57 469
-
1 523
-
social contributions
81 031
-
11 548
-
total
81 031
-
11 548
-
Corporate
-
36 000
-
-
income
-
7 920
-
-
total
-
7 920
-
-
Dividends
-
28 080
-
-
income
-
6 178
-
-
total
-
6 178
-
-
Income
36 000
36 000
36 000
36 000
Total tax
98 419
14 098
12 407
11 121
After tax
-62 419
21 902
23 593
24 879
Living cost
40 080
40 080
40 080
40 080
Free-cash
-102 499
-18 178
-16 487
-15 201

Estimated living cost  is ₽40080 per week

₽26005
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3769
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9794
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
-₽8955
-₽8800
-₽8203
-₽17404
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
36 000
income
-
-
-
2 260
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
12 511
total
-
-
-
14 771
Employee
43 155
-
29 091
-
surtax
-
-
-
-
social contributions
4 747
-
3 200
-
income
8 976
-
5 259
-
total
13 723
-
8 459
-
Employer
43 155
-
29 091
-
social contributions
10 249
-
6 909
-
total
10 249
-
6 909
-
Corporate
-
36 000
-
-
income
-
7 560
-
-
surtax
-
-
-
-
total
-
7 560
-
-
Dividends
-
28 440
-
-
withholding
-
7 963
-
-
total
-
7 963
-
-
Income
36 000
36 000
36 000
36 000
Total tax
23 972
15 523
15 368
14 771
After tax
12 028
20 477
20 632
21 229
Living cost
29 432
29 432
29 432
29 432
Free-cash
-17 404
-8 955
-8 800
-8 203

Estimated living cost  is ₽29432 per week

₽22021
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1736
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽491
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5183
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
-₽27175
-₽22600
-₽23343
-₽41122
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
income
-
-
-
718
other
-
-
-
1 116
surtax
-
-
-
-
social contributions
-
-
-
1 026
health
-
-
-
313
pensions
-
-
-
10 851
total
-
-
-
14 024
Employee
58 768
-
27 432
-
pensions
6 647
-
3 102
-
surtax
-
-
-
-
social contributions
1 674
-
782
-
income
5 128
-
832
-
total
13 449
-
4 716
-
Employer
58 768
-
27 432
-
health
4 113
-
1 919
-
pensions
9 656
-
4 507
-
unemployment
2 381
-
1 111
-
social contributions
176
-
82
-
other
2 028
-
946
-
total
18 354
-
8 565
-
Corporate
-
36 000
-
-
income
-
10 080
-
-
surtax
-
-
-
-
total
-
10 080
-
-
Dividends
-
25 920
-
-
surtax
-
-
-
-
social contributions
-
4 459
-
-
withholding
-
3 317
-
-
total
-
7 776
-
-
Income
36 000
36 000
36 000
36 000
Total tax
31 803
17 856
13 281
14 024
After tax
4 197
18 144
22 719
21 976
Living cost
45 319
45 319
45 319
45 319
Free-cash
-41 122
-27 175
-22 600
-23 343

Estimated living cost  is ₽45319 per week

₽30671
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3707
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽621
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10319
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
₽4195
₽938
-₽125
₽1043
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
income
-
-
-
-
social contributions
-
-
-
7 920
total
-
-
-
7 920
Employee
30 166
-
31 169
-
income
-
-
-
-
social contributions
1 960
-
2 026
-
total
1 960
-
2 026
-
Employer
30 166
-
31 169
-
social contributions
4 676
-
4 831
-
total
4 676
-
4 831
-
Corporate
1 159
36 000
-
-
income
116
3 600
-
-
total
116
3 600
-
-
Dividends
1 043
32 400
-
-
total
-
-
-
-
Income
36 000
36 000
36 000
36 000
Total tax
6 752
3 600
6 857
7 920
After tax
29 248
32 400
29 143
28 080
Living cost
28 205
28 205
28 205
28 205
Free-cash
1 043
4 195
938
-125

Estimated living cost  is ₽28205 per week

₽18237
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2126
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7311
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
-₽168426
-₽168426
-₽20667
-₽168426
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
labour market
-
-
-
2 815
municipal
-
-
-
4 916
national
-
-
-
2 936
pensions
-
-
-
813
total
-
-
-
11 480
Employee
190 722
190 722
190 722
-
municipal
40 613
40 613
40 613
-
labour market
15 236
15 236
15 236
-
pensions
271
271
271
-
national
23 300
23 300
23 300
-
total
79 420
79 420
79 420
-
Employer
190 722
190 722
190 722
-
national
23 341
23 341
23 341
-
labour market
15 258
15 258
15 258
-
pensions
542
542
542
-
municipal
40 678
40 678
40 678
-
total
79 819
79 819
79 819
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
36 000
36 000
36 000
36 000
Total tax
159 239
159 239
159 239
11 480
After tax
-123 239
-123 239
-123 239
24 520
Living cost
45 187
45 187
45 187
45 187
Free-cash
-168 426
-168 426
-168 426
-20 667

Estimated living cost  is ₽45187 per week

₽30926
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3997
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽695
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9568
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
-₽17723
-₽1628
₽3516
-₽3084
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
accident
-
-
-
240
income
-
-
-
5 213
other
-
-
-
353
health
-
-
-
2 077
pensions
-
-
-
3 962
total
-
-
-
11 845
Employee
32 466
-
29 905
-
pensions
3 656
-
3 367
-
income
4 454
-
4 103
-
health
3 718
-
3 424
-
total
11 828
-
10 894
-
Employer
32 466
-
29 905
-
pensions
5 279
-
4 863
-
accident
542
-
499
-
unemployment
796
-
733
-
total
6 617
-
6 095
-
Corporate
-
36 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

-
32 400
-
-
total
-
32 400
-
-
Dividends
-
3 600
-
-
withholding
-
684
-
-
total
-
684
-
-
Income
36 000
36 000
36 000
36 000
Total tax
18 445
33 084
16 989
11 845
After tax
17 555
2 916
19 011
24 155
Living cost
20 639
20 639
20 639
20 639
Free-cash
-3 084
-17 723
-1 628
3 516

Estimated living cost  is ₽20639 per week

₽15023
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽387
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4052
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
-₽11112
-₽13300
-₽6908
-₽22683
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
36 000
health
-
-
-
162
municipal
-
-
-
6 451
national
-
-
-
271
total
-
-
-
6 884
Employee
49 366
-
30 284
-
municipal
8 086
-
4 987
-
unemployment
741
-
454
-
pensions
3 332
-
2 044
-
national
816
-
-
-
health
369
-
75
-
total
13 344
-
7 560
-
Employer
49 366
-
30 284
-
health
379
-
233
-
pensions
8 565
-
5 255
-
accident
50
-
30
-
unemployment
321
-
198
-
total
9 315
-
5 716
-
Corporate
-
36 000
-
-
income
-
7 201
-
-
total
-
7 201
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
21 599
-
-
municipal
-
3 887
-
-
national
-
-
-
-
total
-
3 887
-
-
Income
36 000
36 000
36 000
36 000
Total tax
22 659
11 088
13 276
6 884
After tax
13 341
24 912
22 724
29 116
Living cost
36 024
36 024
36 024
36 024
Free-cash
-22 683
-11 112
-13 300
-6 908

Estimated living cost  is ₽36024 per week

₽23531
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3465
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽573
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8456
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
-₽6941
-₽172
₽7741
-₽202
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
income
-
-
-
-
social contributions
-
-
-
5 616
health
-
-
-
919
total
-
-
-
6 535
Employee
72 151
72 151
72 151
-
social contributions
2 728
5 988
2 712
-
income
7 856
6 679
7 863
-
health
559
1 227
556
-
total
11 143
13 894
11 131
-
Employer
72 151
72 151
72 151
-
health
607
1 335
605
-
social contributions
2 728
5 988
2 712
-
total
3 335
7 323
3 317
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
36 000
36 000
36 000
36 000
Total tax
14 478
21 217
14 448
6 535
After tax
21 522
14 783
21 552
29 465
Living cost
21 724
21 724
21 724
21 724
Free-cash
-202
-6 941
-172
7 741

Estimated living cost  is ₽21724 per week

₽13020
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2131
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽481
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6093
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽14913
₽7511
₽9117
₽10142
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
36 000
income
-
-
-
2 594
unemployment
-
-
-
27
health
-
-
-
3 396
pensions
-
-
-
5 969
total
-
-
-
11 986
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 537
-
32 638
-
unemployment
107
-
164
-
pensions
3 230
-
4 895
-
income
1 473
-
2 397
-
health
1 830
-
2 774
-
total
6 640
-
10 230
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 537
-
32 638
-
health
926
-
1 403
-
pensions
1 184
-
1 795
-
unemployment
107
-
164
-
total
2 217
-
3 362
-
Corporate
12 246
36 000
-
-
income
1 102
3 241
-
-
total
1 102
3 241
-
-
Dividends
11 144
32 759
-
-
withholding
1 002
2 949
-
-
total
1 002
2 949
-
-
Income
36 000
36 000
36 000
36 000
Total tax
10 961
6 190
13 592
11 986
After tax
25 039
29 810
22 408
24 014
Living cost
14 897
14 897
14 897
14 897
Free-cash
10 142
14 913
7 511
9 117

Estimated living cost  is ₽14897 per week

₽9505
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1074
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3875
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
-₽1416
-₽6440
-₽5543
-₽9755
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
accident
-
-
-
324
income
-
-
-
4 939
other
-
-
-
36
unemployment
-
-
-
253
pensions
-
-
-
10 189
total
-
-
-
15 741
Employee
34 695
-
26 011
-
other
34
-
32
-
unemployment
538
-
486
-
pensions
1 631
-
1 473
-
income
6 689
-
4 657
-
total
8 892
-
6 648
-
Employer
34 695
-
26 011
-
pensions
8 187
-
7 395
-
accident
687
-
620
-
unemployment
1 909
-
1 724
-
other
278
-
251
-
total
11 061
-
9 990
-
Corporate
-
36 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
5 401
-
-
total
-
5 401
-
-
Dividends
-
30 599
-
-
withholding
-
6 213
-
-
total
-
6 213
-
-
Income
36 000
36 000
36 000
36 000
Total tax
19 953
11 614
16 638
15 741
After tax
16 047
24 386
19 362
20 259
Living cost
25 802
25 802
25 802
25 802
Free-cash
-9 755
-1 416
-6 440
-5 543

Estimated living cost  is ₽25802 per week

₽17416
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2480
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5454
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽20564
₽20249
₽20384
₽20252
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
income
-
-
-
11 325
health
-
-
-
1 005
pensions
-
-
-
1 386
total
-
-
-
13 716
Employee
2 894
-
34 441
-
unemployment
29
-
69
-
pensions
260
-
624
-
income
560
-
11 252
-
health
145
-
347
-
total
994
-
12 292
-
Employer
2 894
-
34 441
-
health
275
-
658
-
pensions
318
-
762
-
unemployment
58
-
139
-
total
651
-
1 559
-
Corporate
32 454
36 000
-
-
income
7 140
7 920
-
-
total
7 140
7 920
-
-
Dividends
25 314
28 080
-
-
withholding
5 063
5 616
-
-
total
5 063
5 616
-
-
Income
36 000
36 000
36 000
36 000
Total tax
13 848
13 536
13 851
13 716
After tax
22 152
22 464
22 149
22 284
Living cost
1 900
1 900
1 900
1 900
Free-cash
20 252
20 564
20 249
20 384

Estimated living cost  is ₽1900 per week

₽1129
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽154
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽44
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽9814
₽3671
₽2122
₽5205
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
36 000
income
-
-
-
4 074
unemployment
-
-
-
540
health
-
-
-
3 708
pensions
-
-
-
9 360
total
-
-
-
17 682
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 423
-
30 534
-
unemployment
183
-
229
-
pensions
3 419
-
4 275
-
income
3 367
-
4 590
-
health
1 258
-
1 573
-
total
8 227
-
10 667
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 423
-
30 534
-
health
1 258
-
1 573
-
pensions
2 931
-
3 664
-
unemployment
183
-
229
-
total
4 372
-
5 466
-
Corporate
7 205
36 000
-
-
income
1 081
5 400
-
-
total
1 081
5 400
-
-
Dividends
6 124
30 600
-
-
withholding
919
4 590
-
-
total
919
4 590
-
-
Income
36 000
36 000
36 000
36 000
Total tax
14 599
9 990
16 133
17 682
After tax
21 401
26 010
19 867
18 318
Living cost
16 196
16 196
16 196
16 196
Free-cash
5 205
9 814
3 671
2 122

Estimated living cost  is ₽16196 per week

₽10905
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1253
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
-₽4819
-₽4664
-₽4067
-₽9066
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
36 000
income
-
-
-
2 260
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
12 511
total
-
-
-
14 771
Employee
36 418
-
29 091
-
surtax
-
-
-
-
social contributions
4 006
-
3 200
-
income
7 116
-
5 259
-
total
11 122
-
8 459
-
Employer
36 418
-
29 091
-
social contributions
8 648
-
6 909
-
total
8 648
-
6 909
-
Corporate
-
36 000
-
-
income
-
7 560
-
-
surtax
-
-
-
-
total
-
7 560
-
-
Dividends
-
28 440
-
-
withholding
-
7 963
-
-
total
-
7 963
-
-
Income
36 000
36 000
36 000
36 000
Total tax
19 770
15 523
15 368
14 771
After tax
16 230
20 477
20 632
21 229
Living cost
25 296
25 296
25 296
25 296
Free-cash
-9 066
-4 819
-4 664
-4 067

Estimated living cost  is ₽25296 per week

₽17916
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽449
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5174
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
-₽8590
-₽13614
-₽12717
-₽23765
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
accident
-
-
-
324
income
-
-
-
4 939
other
-
-
-
36
unemployment
-
-
-
253
pensions
-
-
-
10 189
total
-
-
-
15 741
Employee
45 316
-
26 011
-
other
45
-
32
-
unemployment
702
-
486
-
pensions
2 130
-
1 473
-
income
9 465
-
4 657
-
total
12 342
-
6 648
-
Employer
45 316
-
26 011
-
pensions
10 694
-
7 395
-
accident
897
-
620
-
unemployment
2 493
-
1 724
-
other
363
-
251
-
total
14 447
-
9 990
-
Corporate
-
36 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
5 401
-
-
total
-
5 401
-
-
Dividends
-
30 599
-
-
withholding
-
6 213
-
-
total
-
6 213
-
-
Income
36 000
36 000
36 000
36 000
Total tax
26 789
11 614
16 638
15 741
After tax
9 211
24 386
19 362
20 259
Living cost
32 976
32 976
32 976
32 976
Free-cash
-23 765
-8 590
-13 614
-12 717

Estimated living cost  is ₽32976 per week

₽23682
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2564
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6266
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽14643
₽6593
₽5714
₽8925
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
income
-
-
-
5 400
unemployment
-
-
-
131
health
-
-
-
3 768
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 850
total
-
-
-
14 149
Employee
21 368
-
30 096
-
accident

We are using the highest rate at 1.1%.

235
-
331
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 876
-
2 642
-
income
2 137
-
3 009
-
health
983
-
1 384
-
total
5 231
-
7 366
-
Employer
21 368
-
30 096
-
health
1 475
-
2 076
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 355
-
3 317
-
accident

We are using the highest rate at 1.1%.

235
-
331
-
unemployment
128
-
180
-
total
4 193
-
5 904
-
Corporate
10 440
36 000
-
-
income
1 044
3 600
-
-
total
1 044
3 600
-
-
Dividends
9 396
32 400
-
-
withholding
470
1 620
-
-
total
470
1 620
-
-
Income
36 000
36 000
36 000
36 000
Total tax
10 938
5 220
13 270
14 149
After tax
25 062
30 780
22 730
21 851
Living cost
16 137
16 137
16 137
16 137
Free-cash
8 925
14 643
6 593
5 714

Estimated living cost  is ₽16137 per week

₽10673
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽924
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽385
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4156
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
-₽17487
-₽7723
-₽7723
-₽10686
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
36 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
1 031
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
57
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 410
trade
-
-
-
-
total
-
-
-
7 498
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 686
-
36 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

212
-
57
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 839
-
1 031
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 410
-
6 410
-
total
10 461
-
7 498
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
36 000
-
-
income
-
5 401
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
297
-
-
chamber of commerce
-
196
-
-
trade
-
5 166
-
-
total
-
11 060
-
-
Dividends
-
24 941
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
324
-
-
withholding
-
5 878
-
-
total
-
6 202
-
-
Income
36 000
36 000
36 000
36 000
Total tax
10 461
17 262
7 498
7 498
After tax
25 539
18 738
28 502
28 502
Living cost
36 225
36 225
36 225
36 225
Free-cash
-10 686
-17 487
-7 723
-7 723

Estimated living cost  is ₽36225 per week

₽24989
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3898
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6813
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
-₽28250
-₽23697
-₽23697
-₽37398
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
income
-
-
-
4 263
social contributions
-
-
-
1 984
total
-
-
-
6 247
Employee
73 396
-
36 000
-
income
13 850
-
4 263
-
social contributions
6 098
-
1 984
-
total
19 948
-
6 247
-
Employer
73 396
-
36 000
-
total
-
-
-
-
Corporate
-
36 000
-
-
income
-
4 500
-
-
total
-
4 500
-
-
Dividends
-
31 500
-
-
withholding
-
6 300
-
-
total
-
6 300
-
-
Income
36 000
36 000
36 000
36 000
Total tax
19 948
10 800
6 247
6 247
After tax
16 052
25 200
29 753
29 753
Living cost
53 450
53 450
53 450
53 450
Free-cash
-37 398
-28 250
-23 697
-23 697

Estimated living cost  is ₽53450 per week

₽40664
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4355
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7920
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
-₽14171
-₽6968
-₽30457
-₽14159
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
36 000
income
-
-
-
26 709
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 687
total
-
-
-
32 396
Employee
43 044
-
32 720
-
income
4 671
-
2 347
-
social contributions
4 313
-
3 280
-
total
8 984
-
5 627
-
Employer
43 044
-
32 720
-
social contributions
4 313
-
3 280
-
total
4 313
-
3 280
-
Corporate
-
36 000
-
-
income
-
12 600
-
-
total
-
12 600
-
-
Dividends
-
23 400
-
-
social contributions
2 801
3 510
-
-
total
2 801
3 510
-
-
Income
36 000
36 000
36 000
36 000
Total tax
16 098
16 110
8 907
32 396
After tax
19 902
19 890
27 093
3 604
Living cost
34 061
34 061
34 061
34 061
Free-cash
-14 159
-14 171
-6 968
-30 457

Estimated living cost  is ₽34061 per week

₽22436
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2685
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽522
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8417
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
-₽7842
-₽10414
-₽7356
-₽17526
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
income
-
-
-
6 866
pensions
-
-
-
1 674
total
-
-
-
8 540
Employee
47 789
-
32 644
-
pensions
3 648
-
1 831
-
income
8 703
-
6 100
-
health
623
-
312
-
total
12 974
-
8 243
-
Employer
47 789
-
32 644
-
health
908
-
619
-
pensions
4 828
-
2 737
-
total
5 736
-
3 356
-
Corporate
-
36 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
6 841
-
-
total
-
6 841
-
-
Dividends
-
29 159
-
-
withholding
-
2 186
-
-
total
-
2 186
-
-
Income
36 000
36 000
36 000
36 000
Total tax
18 710
9 027
11 599
8 540
After tax
17 290
26 973
24 401
27 460
Living cost
34 815
34 815
34 815
34 815
Free-cash
-17 526
-7 842
-10 414
-7 356

Estimated living cost  is ₽34815 per week

₽23883
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3202
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽436
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7293
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
-₽19766
-₽3671
₽1473
-₽6951
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
accident
-
-
-
240
income
-
-
-
5 213
other
-
-
-
353
health
-
-
-
2 077
pensions
-
-
-
3 962
total
-
-
-
11 845
Employee
35 680
-
29 905
-
pensions
4 018
-
3 367
-
income
4 895
-
4 103
-
health
4 085
-
3 424
-
total
12 998
-
10 894
-
Employer
35 680
-
29 905
-
pensions
5 801
-
4 863
-
accident
596
-
499
-
unemployment
874
-
733
-
total
7 271
-
6 095
-
Corporate
-
36 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

-
32 400
-
-
total
-
32 400
-
-
Dividends
-
3 600
-
-
withholding
-
684
-
-
total
-
684
-
-
Income
36 000
36 000
36 000
36 000
Total tax
20 269
33 084
16 989
11 845
After tax
15 731
2 916
19 011
24 155
Living cost
22 682
22 682
22 682
22 682
Free-cash
-6 951
-19 766
-3 671
1 473

Estimated living cost  is ₽22682 per week

₽16646
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1322
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4257
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

Close
Skopje , Macedonia
₽17923
₽9443
₽9443
₽13360
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
36 000
income
-
-
-
3 980
unemployment
-
-
-
432
work injury
-
-
-
180
health insurance
-
-
-
2 664
pensions
-
-
-
6 624
total
-
-
-
13 880
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

20 283
-
36 000
-
health insurance
1 501
-
2 664
-
unemployment
243
-
432
-
work injury
101
-
180
-
pensions
3 732
-
6 624
-
income
2 028
-
3 980
-
total
7 605
-
13 880
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
15 717
36 000
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

-
-
-
-
total
-
-
-
-
Dividends
15 717
36 000
-
-
withholding
2 358
5 400
-
-
total
2 358
5 400
-
-
Income
36 000
36 000
36 000
36 000
Total tax
9 963
5 400
13 880
13 880
After tax
26 037
30 600
22 120
22 120
Living cost
12 677
12 677
12 677
12 677
Free-cash
13 360
17 923
9 443
9 443

Estimated living cost  is ₽12677 per week

₽7853
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽921
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽395
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3507
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Skopje model

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Rome , Italy
-₽18417
-₽19634
-₽17493
-₽43069
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
social contributions
-
-
-
9 259
regional
-
-
-
462
municipal
-
-
-
240
national
-
-
-
6 152
total
-
-
-
16 113
Employee
79 067
-
36 000
-
municipal
472
-
215
-
national
13 362
-
5 488
-
regional
1 194
-
413
-
social contributions
26 661
-
12 138
-
total
41 689
-
18 254
-
Employer
79 067
-
36 000
-
total
-
-
-
-
Corporate
-
36 000
-
-
municipal
-
1 734
-
-
nationa
-
8 640
-
-
total
-
10 374
-
-
Dividends
-
25 626
-
-
withholding
-
6 663
-
-
total
-
6 663
-
-
Income
36 000
36 000
36 000
36 000
Total tax
41 689
17 037
18 254
16 113
After tax
-5 689
18 963
17 746
19 887
Living cost
37 380
37 380
37 380
37 380
Free-cash
-43 069
-18 417
-19 634
-17 493

Estimated living cost  is ₽37380 per week

₽26257
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2571
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽564
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7986
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Rome model

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