Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 36000
per

Your estimated
City
free-cash

Dresden , Germany
₽157
-₽9968
₽4
₽157
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
36 000
trade
-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 392
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
59
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
1 053
total
-
-
-
7 504
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 785
-
36 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
-
59
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 000
-
1 053
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 392
-
6 392
-
total
7 447
-
7 504
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
215
36 000
-
-
trade
34
5 669
-
-
income
32
5 399
-
-
chamber of commerce
142
194
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

2
297
-
-
total
210
11 559
-
-
Dividends
5
24 442
-
-
withholding
-
5 754
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
316
-
-
total
-
6 070
-
-
Income
36 000
36 000
36 000
36 000
Total tax
7 657
17 629
7 504
7 504
After tax
28 343
18 371
28 496
28 496
Living cost
28 339
28 339
28 339
28 339
Free-cash
4
-9 968
157
157

Estimated living cost  is ₽28339 per week

₽17826
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3304
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6679
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
-₽25859
-₽27093
-₽47795
-₽25578
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
municipal
-
-
-
2 979
pensions
-
-
-
4 320
social contributions
-
-
-
387
national
-
-
-
4 616
total
-
-
-
12 302
Employee
76 822
-
31 122
-
municipal
9 489
-
3 119
-
national
14 704
-
4 832
-
pensions
3 073
-
1 245
-
total
27 266
-
9 196
-
Employer
76 822
-
31 122
-
pensions
6 146
-
2 490
-
social contributions
826
-
335
-
total
6 972
-
2 825
-
Corporate
-
36 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
7 200
-
-
total
-
7 200
-
-
Dividends
-
28 800
-
-
withholding
-
6 336
-
-
total
-
6 336
-
-
Income
36 000
36 000
36 000
36 000
Total tax
34 238
13 536
12 021
12 302
After tax
1 762
22 464
23 979
23 698
Living cost
49 557
49 557
49 557
49 557
Free-cash
-47 795
-27 093
-25 578
-25 859

Estimated living cost  is ₽49557 per week

₽33683
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4607
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽742
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10525
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₽8190
₽9335
₽1660
₽1191
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
36 000
surtax
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
2 946
income
-
-
-
-
microenterprise
-
-
-
5 399
total
-
-
-
8 345
Employee
27 339
-
29 012
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

3 008
-
3 191
-
surtax
-
-
-
-
income
4 867
-
5 165
-
total
7 875
-
8 356
-
Employer
27 339
-
29 012
-
surtax
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

6 585
-
6 988
-
total
6 585
-
6 988
-
Corporate
2 076
36 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

415
7 200
-
-
total
415
7 200
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

1 660
28 800
-
-
total
-
-
-
-
Income
36 000
36 000
36 000
36 000
Total tax
14 875
7 200
15 344
8 345
After tax
21 125
28 800
20 656
27 655
Living cost
19 465
19 465
19 465
19 465
Free-cash
1 660
9 335
1 191
8 190

Estimated living cost  is ₽19465 per week

₽12418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1854
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽442
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4751
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
-₽18440
-₽51656
-₽56907
-₽56907
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
pensions
-
-
-
6 479
health
-
-
-
5 527
income
-
-
-
3 240
total
-
-
-
15 246
Employee
79 897
79 897
79 897
-
pensions
14 381
10 962
14 381
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 078
13 078
13 078
-
health
12 263
10 431
12 263
-
total
39 722
34 471
39 722
-
Employer
79 897
79 897
79 897
-
pensions
5 561
5 561
5 561
-
unemployment
2 876
2 876
2 876
-
health
5 554
5 554
5 554
-
total
13 991
13 991
13 991
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Income
36 000
36 000
36 000
36 000
Total tax
53 713
48 462
53 713
15 246
After tax
-17 713
-12 462
-17 713
20 754
Living cost
39 194
39 194
39 194
39 194
Free-cash
-56 907
-51 656
-56 907
-18 440

Estimated living cost  is ₽39194 per week

₽27776
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3533
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽623
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7262
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
-₽20598
-₽18888
-₽36179
-₽19320
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
municipal
-
-
-
7 625
pensions
-
-
-
3 892
health
-
-
-
2 246
other
-
-
-
4 183
unemployment
-
-
-
36
accident
-
-
-
72
national
-
-
-
-
total
-
-
-
18 054
Employee
54 922
-
27 393
-
municipal
16 378
-
8 169
-
national
-
-
-
-
total
16 378
-
8 169
-
Employer
54 922
-
27 393
-
pensions
5 937
-
2 961
-
other
6 382
-
3 183
-
unemployment
1 450
-
723
-
accident
110
-
55
-
health
3 378
-
1 685
-
total
17 257
-
8 607
-
Corporate
-
36 000
-
-
income
-
7 920
-
-
total
-
7 920
-
-
Dividends
-
28 080
-
-
withholding
-
8 424
-
-
total
-
8 424
-
-
Income
36 000
36 000
36 000
36 000
Total tax
33 635
16 344
16 776
18 054
After tax
2 365
19 656
19 224
17 946
Living cost
38 544
38 544
38 544
38 544
Free-cash
-36 179
-18 888
-19 320
-20 598

Estimated living cost  is ₽38544 per week

₽25545
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3782
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽585
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8631
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
-₽8259
-₽18570
-₽11448
-₽8259
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
36 000
trade
-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 392
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
59
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
1 053
total
-
-
-
7 504
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 447
-
36 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

224
-
59
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 077
-
1 053
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 392
-
6 392
-
total
10 693
-
7 504
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
36 000
-
-
trade
-
5 921
-
-
income
-
5 399
-
-
chamber of commerce
-
194
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
297
-
-
total
-
11 811
-
-
Dividends
-
24 189
-
-
withholding
-
5 692
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
312
-
-
total
-
6 004
-
-
Income
36 000
36 000
36 000
36 000
Total tax
10 693
17 815
7 504
7 504
After tax
25 307
18 185
28 496
28 496
Living cost
36 755
36 755
36 755
36 755
Free-cash
-11 448
-18 570
-8 259
-8 259

Estimated living cost  is ₽36755 per week

₽24582
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3876
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7748
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
-₽880
-₽15503
-₽10388
-₽8770
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
health
-
-
-
918
social contributions
-
-
-
5 616
income
-
-
-
-
total
-
-
-
6 534
Employee
71 944
71 944
71 944
-
social contributions
3 496
5 971
2 713
-
income
7 555
6 660
7 837
-
health
716
1 223
556
-
total
11 767
13 854
11 106
-
Employer
71 944
71 944
71 944
-
social contributions
3 496
5 971
2 713
-
health
779
1 332
605
-
total
4 275
7 303
3 318
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
36 000
36 000
36 000
36 000
Total tax
16 042
21 157
14 424
6 534
After tax
19 958
14 843
21 576
29 466
Living cost
30 346
30 346
30 346
30 346
Free-cash
-10 388
-15 503
-8 770
-880

Estimated living cost  is ₽30346 per week

₽20745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2370
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽510
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6722
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽7705
₽3264
₽3624
₽3635
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
pensions
-
-
-
3 600
health
-
-
-
2 520
unemployment
-
-
-
540
income
-
-
-
4 401
total
-
-
-
11 061
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

24 878
9 901
30 126
-
pensions
2 488
990
3 013
-
unemployment
373
149
452
-
income
3 041
1 210
3 683
-
health
1 741
693
2 109
-
total
7 643
3 042
9 257
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

24 878
9 901
30 126
-
pensions
4 851
1 931
5 874
-
total
4 851
1 931
5 874
-
Corporate
6 270
24 168
-
-
income
564
2 175
-
-
total
564
2 175
-
-
Dividends
5 706
21 993
-
-
withholding
1 084
4 179
-
-
social contributions
1 000
4 175
-
-
total
2 084
8 354
-
-
Income
36 000
36 000
36 000
36 000
Total tax
15 142
15 502
15 131
11 061
After tax
20 858
20 498
20 869
24 939
Living cost
17 234
17 234
17 234
17 234
Free-cash
3 624
3 264
3 635
7 705

Estimated living cost  is ₽17234 per week

₽11761
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1410
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽344
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3719
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
-₽1171
₽6202
₽389
₽241
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
pensions
-
-
-
7 200
health
-
-
-
4 680
income
-
-
-
2 693
total
-
-
-
14 573
Employee
26 542
-
26 906
-
pensions
531
-
538
-
unemployment
424
-
430
-
income
2 988
-
3 098
-
total
3 943
-
4 066
-
Employer
26 542
-
26 906
-
pensions
5 309
-
5 382
-
unemployment
213
-
215
-
health
3 450
-
3 498
-
total
8 972
-
9 095
-
Corporate
487
36 000
-
-
income
98
7 200
-
-
total
98
7 200
-
-
Dividends
389
28 800
-
-
total
-
-
-
-
Income
36 000
36 000
36 000
36 000
Total tax
13 013
7 200
13 161
14 573
After tax
22 987
28 800
22 839
21 427
Living cost
22 598
22 598
22 598
22 598
Free-cash
389
6 202
241
-1 171

Estimated living cost  is ₽22598 per week

₽15500
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1346
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽455
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5298
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
₽3223
-₽18020
-₽3645
-₽1924
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
pensions
-
-
-
3 960
health
-
-
-
2 075
other
-
-
-
353
accident
-
-
-
240
income
-
-
-
5 213
total
-
-
-
11 841
Employee
32 933
-
29 906
-
pensions
3 708
-
3 367
-
income
4 518
-
4 103
-
health
3 771
-
3 424
-
total
11 997
-
10 894
-
Employer
32 933
-
29 906
-
pensions
5 355
-
4 862
-
unemployment
807
-
733
-
accident
550
-
499
-
total
6 712
-
6 094
-
Corporate
-
36 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

-
32 400
-
-
total
-
32 400
-
-
Dividends
-
3 600
-
-
withholding
-
684
-
-
total
-
684
-
-
Income
36 000
36 000
36 000
36 000
Total tax
18 709
33 084
16 988
11 841
After tax
17 291
2 916
19 012
24 159
Living cost
20 936
20 936
20 936
20 936
Free-cash
-3 645
-18 020
-1 924
3 223

Estimated living cost  is ₽20936 per week

₽15344
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1160
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3995
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽28008
₽26568
₽25137
₽21168
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
36 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
360
total
-
-
-
360
Employee
9 540
-
36 000
-
income
1 908
-
7 200
-
total
1 908
-
7 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

26 460
36 000
-
-
total
-
-
-
-
Dividends
26 460
36 000
-
-
withholding
1 323
1 800
-
-
total
1 323
1 800
-
-
Income
36 000
36 000
36 000
36 000
Total tax
3 231
1 800
7 200
360
After tax
32 769
34 200
28 800
35 640
Living cost
7 632
7 632
7 632
7 632
Free-cash
25 137
26 568
21 168
28 008

Estimated living cost  is ₽7632 per week

₽4730
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽634
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽210
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2058
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
-₽5437
₽1520
-₽6532
-₽3830
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
8 641
health
-
-
-
1 584
other
-
-
-
1 710
income
-
-
-
4 572
total
-
-
-
16 507
Employee
33 971
-
28 754
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 377
-
2 013
-
unemployment
339
-
288
-
income
5 848
-
4 950
-
health
476
-
403
-
total
9 040
-
7 654
-
Employer
33 971
-
28 754
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 776
-
4 888
-
other
1 699
-
1 436
-
unemployment
339
-
288
-
accident
272
-
231
-
health
476
-
403
-
total
8 562
-
7 246
-
Corporate
-
36 000
-
-
income
-
7 560
-
-
total
-
7 560
-
-
Dividends
-
28 440
-
-
withholding
-
1 990
-
-
total
-
1 990
-
-
Income
36 000
36 000
36 000
36 000
Total tax
17 602
9 550
14 900
16 507
After tax
18 398
26 450
21 100
19 493
Living cost
24 930
24 930
24 930
24 930
Free-cash
-6 532
1 520
-3 830
-5 437

Estimated living cost  is ₽24930 per week

₽17615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1683
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽401
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5231
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
-₽33979
-₽34440
-₽62801
-₽37076
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
pensions
-
-
-
1 707
income
-
-
-
6 858
total
-
-
-
8 565
Employee
86 891
-
32 613
-
pensions
8 383
-
1 869
-
income
15 663
-
6 085
-
health
1 432
-
320
-
total
25 478
-
8 274
-
Employer
86 891
-
32 613
-
pensions
10 259
-
2 769
-
health
1 650
-
619
-
total
11 909
-
3 388
-
Corporate
-
36 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
6 840
-
-
total
-
6 840
-
-
Dividends
-
29 160
-
-
withholding
-
2 186
-
-
total
-
2 186
-
-
Income
36 000
36 000
36 000
36 000
Total tax
37 387
9 026
11 662
8 565
After tax
-1 387
26 974
24 338
27 435
Living cost
61 414
61 414
61 414
61 414
Free-cash
-62 801
-34 440
-37 076
-33 979

Estimated living cost  is ₽61414 per week

₽46019
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7216
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽500
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7681
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽9608
₽18514
₽14169
₽10463
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 837
health
-
-
-
3 758
unemployment
-
-
-
131
income
-
-
-
5 400
total
-
-
-
14 126
Employee
16 242
-
30 095
-
accident

We are using the highest rate at 1.1%.

179
-
331
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 426
-
2 643
-
income
1 624
-
3 009
-
health
747
-
1 384
-
total
3 976
-
7 367
-
Employer
16 242
-
30 095
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 790
-
3 316
-
unemployment
97
-
181
-
accident

We are using the highest rate at 1.1%.

179
-
331
-
health
1 121
-
2 076
-
total
3 187
-
5 904
-
Corporate
16 570
36 000
-
-
income
1 657
3 600
-
-
total
1 657
3 600
-
-
Dividends
14 914
32 400
-
-
withholding
745
1 620
-
-
total
745
1 620
-
-
Income
36 000
36 000
36 000
36 000
Total tax
9 565
5 220
13 271
14 126
After tax
26 435
30 780
22 729
21 874
Living cost
12 266
12 266
12 266
12 266
Free-cash
14 169
18 514
10 463
9 608

Estimated living cost  is ₽12266 per week

₽7161
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽876
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3904
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
-₽31127
-₽64343
-₽65931
-₽69594
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
pensions
-
-
-
6 479
health
-
-
-
5 527
income
-
-
-
3 240
total
-
-
-
15 246
Employee
86 743
79 897
79 897
-
pensions
10 962
10 962
14 381
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 078
13 078
13 078
-
health
10 822
10 431
12 263
-
total
34 862
34 471
39 722
-
Employer
86 743
79 897
79 897
-
pensions
6 037
5 561
5 561
-
unemployment
3 123
2 876
2 876
-
health
6 028
5 554
5 554
-
total
15 188
13 991
13 991
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Income
36 000
36 000
36 000
36 000
Total tax
50 050
48 462
53 713
15 246
After tax
-14 050
-12 462
-17 713
20 754
Living cost
51 881
51 881
51 881
51 881
Free-cash
-65 931
-64 343
-69 594
-31 127

Estimated living cost  is ₽51881 per week

₽38271
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4634
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽595
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8382
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
-₽5706
₽1546
-₽9797
-₽4971
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
health
-
-
-
4 860
social contributions
-
-
-
10 512
solidarity contribution
-
-
-
-
income
-
-
-
3 094
total
-
-
-
18 466
Employee
34 177
-
26 866
-
social contributions
2 222
-
1 746
-
income
4 101
-
3 224
-
solidarity contribution
-
-
-
-
health
4 614
-
3 627
-
total
10 937
-
8 597
-
Employer
34 177
-
26 866
-
social contributions
8 544
-
6 716
-
health
3 076
-
2 418
-
total
11 620
-
9 134
-
Corporate
-
36 000
-
-
income
-
6 840
-
-
total
-
6 840
-
-
Dividends
-
29 160
-
-
withholding
-
4 374
-
-
total
-
4 374
-
-
Income
36 000
36 000
36 000
36 000
Total tax
22 557
11 214
17 731
18 466
After tax
13 443
24 786
18 269
17 534
Living cost
23 240
23 240
23 240
23 240
Free-cash
-9 797
1 546
-4 971
-5 706

Estimated living cost  is ₽23240 per week

₽16143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1653
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4987
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
-₽19434
-₽20272
-₽47151
-₽21591
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
municipal
-
-
-
213
regional
-
-
-
329
social contributions
-
-
-
9 259
national
-
-
-
6 154
total
-
-
-
15 955
Employee
83 151
-
36 000
-
social contributions
28 039
-
12 139
-
municipal
440
-
192
-
regional
785
-
293
-
national
14 408
-
5 488
-
total
43 672
-
18 112
-
Employer
83 151
-
36 000
-
total
-
-
-
-
Corporate
-
36 000
-
-
nationa
-
8 640
-
-
municipal
-
1 404
-
-
total
-
10 044
-
-
Dividends
-
25 956
-
-
withholding
-
6 749
-
-
total
-
6 749
-
-
Income
36 000
36 000
36 000
36 000
Total tax
43 672
16 793
18 112
15 955
After tax
-7 672
19 207
17 888
20 045
Living cost
39 479
39 479
39 479
39 479
Free-cash
-47 151
-20 272
-21 591
-19 434

Estimated living cost  is ₽39479 per week

₽27520
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2589
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽605
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8764
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
₽73
₽1997
-₽1452
-₽784
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
pensions
-
-
-
7 200
health
-
-
-
2 557
surtax
-
-
-
105
other
-
-
-
-
unemployment
-
-
-
213
income
-
-
-
5 206
total
-
-
-
15 281
Employee
30 940
-
29 740
-
surtax
101
-
80
-
pensions
2 063
-
1 983
-
other
-
-
-
-
unemployment
2 154
-
2 070
-
income
5 186
-
4 986
-
health
790
-
758
-
total
10 294
-
9 877
-
Employer
30 940
-
29 740
-
pensions
4 124
-
3 965
-
other
-
-
-
-
unemployment
980
-
943
-
health
1 408
-
1 353
-
total
6 512
-
6 261
-
Corporate
-
36 000
-
-
income
-
9 360
-
-
total
-
9 360
-
-
Dividends
-
26 640
-
-
withholding
-
3 997
-
-
total
-
3 997
-
-
Income
36 000
36 000
36 000
36 000
Total tax
16 806
13 357
16 138
15 281
After tax
19 194
22 643
19 862
20 719
Living cost
20 646
20 646
20 646
20 646
Free-cash
-1 452
1 997
-784
73

Estimated living cost  is ₽20646 per week

₽12624
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1905
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5641
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
-₽14521
-₽14982
-₽29642
-₽17618
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
pensions
-
-
-
1 707
income
-
-
-
6 858
total
-
-
-
8 565
Employee
58 232
-
32 613
-
pensions
4 943
-
1 869
-
income
10 488
-
6 085
-
health
845
-
320
-
total
16 276
-
8 274
-
Employer
58 232
-
32 613
-
pensions
6 304
-
2 769
-
health
1 106
-
619
-
total
7 410
-
3 388
-
Corporate
-
36 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
6 840
-
-
total
-
6 840
-
-
Dividends
-
29 160
-
-
withholding
-
2 186
-
-
total
-
2 186
-
-
Income
36 000
36 000
36 000
36 000
Total tax
23 686
9 026
11 662
8 565
After tax
12 314
26 974
24 338
27 435
Living cost
41 956
41 956
41 956
41 956
Free-cash
-29 642
-14 982
-17 618
-14 521

Estimated living cost  is ₽41956 per week

₽31433
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3145
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6939
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
-₽43832
-₽58202
-₽59701
-₽46568
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
regional
-
-
-
485
city
-
-
-
378
pensions
-
-
-
3 312
health
-
-
-
244
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
719
national
-
-
-
31
total
-
-
-
5 169
Employee
87 375
-
31 733
-
regional
2 861
-
368
-
national
414
-
2
-
pensions
7 341
-
3 212
-
unemployment
-
-
-
-
city
938
-
334
-
health
198
-
71
-
total
11 752
-
3 987
-
Employer
87 375
-
31 733
-
pensions
7 341
-
3 212
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 747
-
635
-
unemployment
-
-
-
-
health
198
-
71
-
total
9 286
-
3 918
-
Corporate
-
36 000
-
-
regional
-
7 615
-
-
national
-
3 061
-
-
total
-
10 676
-
-
Dividends
-
25 325
-
-
withholding
-
8 863
-
-
total
-
8 863
-
-
Income
36 000
36 000
36 000
36 000
Total tax
21 038
19 539
7 905
5 169
After tax
14 962
16 461
28 095
30 831
Living cost
74 663
74 663
74 663
74 663
Free-cash
-59 701
-58 202
-46 568
-43 832

Estimated living cost  is ₽74663 per week

₽48552
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6700
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽917
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18494
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
-₽14365
-₽24861
-₽20229
-₽14365
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
36 000
trade
-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 392
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
59
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
1 053
total
-
-
-
7 504
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

56 228
-
36 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

364
-
59
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 612
-
1 053
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 392
-
6 392
-
total
13 368
-
7 504
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
36 000
-
-
trade
-
6 173
-
-
income
-
5 399
-
-
chamber of commerce
-
194
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
297
-
-
total
-
12 063
-
-
Dividends
-
23 937
-
-
withholding
-
5 628
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
309
-
-
total
-
5 937
-
-
Income
36 000
36 000
36 000
36 000
Total tax
13 368
18 000
7 504
7 504
After tax
22 632
18 000
28 496
28 496
Living cost
42 861
42 861
42 861
42 861
Free-cash
-20 229
-24 861
-14 365
-14 365

Estimated living cost  is ₽42861 per week

₽31304
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3428
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽558
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7572
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
-₽10037
-₽13865
-₽16548
-₽9301
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
pensions
-
-
-
10 846
health
-
-
-
312
surtax
-
-
-
-
other
-
-
-
1 117
social contributions
-
-
-
1 026
income
-
-
-
726
total
-
-
-
14 027
Employee
40 043
-
27 431
-
social contributions
1 142
-
781
-
surtax
-
-
-
-
pensions
4 528
-
3 104
-
income
2 363
-
838
-
total
8 033
-
4 723
-
Employer
40 043
-
27 431
-
pensions
6 578
-
4 508
-
social contributions
121
-
82
-
other
1 381
-
946
-
unemployment
1 621
-
1 111
-
health
2 804
-
1 921
-
total
12 505
-
8 568
-
Corporate
-
36 000
-
-
income
-
10 079
-
-
surtax
-
-
-
-
total
-
10 079
-
-
Dividends
-
25 921
-
-
withholding
-
3 318
-
-
surtax
-
-
-
-
social contributions
-
4 458
-
-
total
-
7 776
-
-
Income
36 000
36 000
36 000
36 000
Total tax
20 538
17 855
13 291
14 027
After tax
15 462
18 145
22 709
21 973
Living cost
32 010
32 010
32 010
32 010
Free-cash
-16 548
-13 865
-9 301
-10 037

Estimated living cost  is ₽32010 per week

₽20184
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2603
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽545
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8680
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
-₽6866
-₽10694
-₽10907
-₽6130
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
pensions
-
-
-
10 846
health
-
-
-
312
surtax
-
-
-
-
other
-
-
-
1 117
social contributions
-
-
-
1 026
income
-
-
-
726
total
-
-
-
14 027
Employee
35 744
-
27 431
-
social contributions
1 019
-
781
-
surtax
-
-
-
-
pensions
4 043
-
3 104
-
income
1 843
-
838
-
total
6 905
-
4 723
-
Employer
35 744
-
27 431
-
pensions
5 873
-
4 508
-
social contributions
107
-
82
-
other
1 234
-
946
-
unemployment
1 447
-
1 111
-
health
2 502
-
1 921
-
total
11 163
-
8 568
-
Corporate
-
36 000
-
-
income
-
10 079
-
-
surtax
-
-
-
-
total
-
10 079
-
-
Dividends
-
25 921
-
-
withholding
-
3 318
-
-
surtax
-
-
-
-
social contributions
-
4 458
-
-
total
-
7 776
-
-
Income
36 000
36 000
36 000
36 000
Total tax
18 068
17 855
13 291
14 027
After tax
17 932
18 145
22 709
21 973
Living cost
28 839
28 839
28 839
28 839
Free-cash
-10 907
-10 694
-6 130
-6 866

Estimated living cost  is ₽28839 per week

₽16725
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽547
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8638
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽3282
₽2127
₽998
₽2406
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
health
-
-
-
2 512
social contributions
-
-
-
4 968
income
-
-
-
5 399
total
-
-
-
12 879
Employee
31 723
-
36 000
-
social contributions
4 378
-
4 968
-
income
5 291
-
6 275
-
health
2 214
-
2 512
-
total
11 883
-
13 755
-
Employer
31 723
-
36 000
-
total
-
-
-
-
Corporate
4 277
36 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

213
1 800
-
-
total
213
1 800
-
-
Dividends
4 064
34 200
-
-
withholding
609
5 129
-
-
social contributions
1 632
4 719
-
-
health
826
2 386
-
-
total
3 067
12 234
-
-
Income
36 000
36 000
36 000
36 000
Total tax
15 163
14 034
13 755
12 879
After tax
20 837
21 966
22 245
23 121
Living cost
19 839
19 839
19 839
19 839
Free-cash
998
2 127
2 406
3 282

Estimated living cost  is ₽19839 per week

₽13277
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1223
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽456
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4881
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
-₽12778
-₽18274
-₽25286
-₽19827
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
pensions
-
-
-
6 660
health
-
-
-
2 754
surtax
-
-
-
185
unemployment
-
-
-
5 738
income
-
-
-
330
chamber of commerce
-
-
-
144
total
-
-
-
15 811
Employee
46 757
37 285
37 285
-
pensions
4 789
3 817
2 789
-
other
467
373
272
-
unemployment
1 403
1 119
817
-
income
5 323
2 750
3 246
-
health
1 809
1 443
1 055
-
total
13 791
9 502
8 179
-
Employer
46 757
37 285
37 285
-
payroll
1 403
1 119
1 119
-
chamber of commerce
186
149
149
-
pensions
5 868
4 680
3 420
-
surtax
185
185
185
-
other
2 221
1 770
1 685
-
unemployment
1 403
1 119
817
-
accident
607
485
353
-
health
1 767
1 410
1 030
-
total
13 640
10 917
8 758
-
Corporate
3 551
3 551
23 692
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

888
888
5 923
-
total
888
888
5 923
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
36 000
36 000
36 000
36 000
Total tax
28 319
21 307
22 860
15 811
After tax
7 681
14 693
13 140
20 189
Living cost
32 967
32 967
32 967
32 967
Free-cash
-25 286
-18 274
-19 827
-12 778

Estimated living cost  is ₽32967 per week

₽21988
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2812
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽542
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7626
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
-₽12499
-₽13713
-₽50406
-₽17491
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
social contributions
-
-
-
2 507
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 010
national
-
-
-
9 869
total
-
-
-
14 386
Employee

The minimum management director salary is set at €45,000 per year.

66 925
-
27 881
-
national
20 575
-
6 165
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 019
-
2 092
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

582
-
243
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 491
-
1 454
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 144
-
1 310
-
total
32 811
-
11 264
-
Employer

The minimum management director salary is set at €45,000 per year.

66 925
-
27 881
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 930
-
2 470
-
surtax
7 588
-
3 160
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

977
-
407
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

870
-
362
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 116
-
1 715
-
total
19 481
-
8 114
-
Corporate
-
36 000
-
-
income
-
7 200
-
-
surtax
-
144
-
-
total
-
7 344
-
-
Dividends
-
28 657
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
8 256
-
-
total
-
8 256
-
-
Income
36 000
36 000
36 000
36 000
Total tax
52 292
15 600
19 378
14 386
After tax
-16 292
20 400
16 622
21 614
Living cost
34 114
34 114
34 114
34 114
Free-cash
-50 406
-13 713
-17 491
-12 499

Estimated living cost  is ₽34114 per week

₽21973
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2983
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽534
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8624
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
-₽13532
-₽9400
-₽25417
-₽14404
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
pensions
-
-
-
10 188
other
-
-
-
36
unemployment
-
-
-
252
accident
-
-
-
323
income
-
-
-
4 944
total
-
-
-
15 743
Employee
46 572
-
26 039
-
pensions
2 189
-
1 468
-
other
46
-
32
-
unemployment
723
-
485
-
income
9 826
-
4 669
-
total
12 784
-
6 654
-
Employer
46 572
-
26 039
-
pensions
10 990
-
7 374
-
other
371
-
250
-
unemployment
2 562
-
1 719
-
accident
921
-
618
-
total
14 844
-
9 961
-
Corporate
-
36 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
5 399
-
-
total
-
5 399
-
-
Dividends
-
30 601
-
-
withholding
-
6 212
-
-
total
-
6 212
-
-
Income
36 000
36 000
36 000
36 000
Total tax
27 628
11 611
16 615
15 743
After tax
8 372
24 389
19 385
20 257
Living cost
33 789
33 789
33 789
33 789
Free-cash
-25 417
-9 400
-14 404
-13 532

Estimated living cost  is ₽33789 per week

₽24882
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2397
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽486
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6022
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
-₽27896
-₽28195
-₽43317
-₽27898
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
pensions
-
-
-
7 123
health
-
-
-
3 338
surtax
-
-
-
1 760
accident
-
-
-
401
communal
-
-
-
-
income
-
-
-
429
total
-
-
-
13 051
Employee
70 853
-
30 679
-
surtax
4 343
-
1 760
-
pensions
5 667
-
3 562
-
income
6 844
-
429
-
health
3 153
-
1 981
-
total
20 007
-
7 732
-
Employer
70 853
-
30 679
-
pensions
5 667
-
3 562
-
accident
637
-
401
-
health
2 161
-
1 358
-
total
8 465
-
5 321
-
Corporate
-
36 000
-
-
communal
-
2 431
-
-
income
-
5 399
-
-
surtax
-
378
-
-
total
-
8 208
-
-
Dividends
-
27 792
-
-
withholding
-
4 169
-
-
income
-
973
-
-
total
-
5 142
-
-
Income
36 000
36 000
36 000
36 000
Total tax
28 472
13 350
13 053
13 051
After tax
7 528
22 650
22 947
22 949
Living cost
50 845
50 845
50 845
50 845
Free-cash
-43 317
-28 195
-27 898
-27 896

Estimated living cost  is ₽50845 per week

₽38141
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3080
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽538
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9083
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
-₽296
₽1628
-₽2142
-₽1153
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
pensions
-
-
-
7 200
health
-
-
-
2 557
surtax
-
-
-
105
other
-
-
-
-
unemployment
-
-
-
213
income
-
-
-
5 206
total
-
-
-
15 281
Employee
31 508
-
29 740
-
surtax
112
-
80
-
pensions
2 102
-
1 983
-
other
-
-
-
-
unemployment
2 193
-
2 070
-
income
5 282
-
4 986
-
health
804
-
758
-
total
10 493
-
9 877
-
Employer
31 508
-
29 740
-
pensions
4 201
-
3 965
-
other
-
-
-
-
unemployment
1 000
-
943
-
health
1 433
-
1 353
-
total
6 634
-
6 261
-
Corporate
-
36 000
-
-
income
-
9 360
-
-
total
-
9 360
-
-
Dividends
-
26 640
-
-
withholding
-
3 997
-
-
total
-
3 997
-
-
Income
36 000
36 000
36 000
36 000
Total tax
17 127
13 357
16 138
15 281
After tax
18 873
22 643
19 862
20 719
Living cost
21 015
21 015
21 015
21 015
Free-cash
-2 142
1 628
-1 153
-296

Estimated living cost  is ₽21015 per week

₽12688
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1827
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽488
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6014
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
-₽5371
-₽6282
-₽15900
-₽7507
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
municipal
-
-
-
213
regional
-
-
-
542
social contributions
-
-
-
9 259
national
-
-
-
6 154
total
-
-
-
16 168
Employee
51 900
-
36 000
-
social contributions
17 501
-
12 139
-
municipal
275
-
192
-
regional
699
-
485
-
national
8 222
-
5 488
-
total
26 697
-
18 304
-
Employer
51 900
-
36 000
-
total
-
-
-
-
Corporate
-
36 000
-
-
nationa
-
8 640
-
-
municipal
-
1 790
-
-
total
-
10 430
-
-
Dividends
-
25 571
-
-
withholding
-
6 649
-
-
total
-
6 649
-
-
Income
36 000
36 000
36 000
36 000
Total tax
26 697
17 079
18 304
16 168
After tax
9 303
18 921
17 696
19 832
Living cost
25 203
25 203
25 203
25 203
Free-cash
-15 900
-6 282
-7 507
-5 371

Estimated living cost  is ₽25203 per week

₽15674
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2553
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽431
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6544
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
-₽11104
-₽3852
-₽20434
-₽10369
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
health
-
-
-
4 860
social contributions
-
-
-
10 512
solidarity contribution
-
-
-
-
income
-
-
-
3 094
total
-
-
-
18 466
Employee
42 115
-
26 866
-
social contributions
2 737
-
1 746
-
income
5 054
-
3 224
-
solidarity contribution
-
-
-
-
health
5 686
-
3 627
-
total
13 477
-
8 597
-
Employer
42 115
-
26 866
-
social contributions
10 529
-
6 716
-
health
3 790
-
2 418
-
total
14 319
-
9 134
-
Corporate
-
36 000
-
-
income
-
6 840
-
-
total
-
6 840
-
-
Dividends
-
29 160
-
-
withholding
-
4 374
-
-
total
-
4 374
-
-
Income
36 000
36 000
36 000
36 000
Total tax
27 796
11 214
17 731
18 466
After tax
8 204
24 786
18 269
17 534
Living cost
28 638
28 638
28 638
28 638
Free-cash
-20 434
-3 852
-10 369
-11 104

Estimated living cost  is ₽28638 per week

₽21297
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1586
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5259
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
-₽9475
-₽14971
-₽17554
-₽16610
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
pensions
-
-
-
6 660
health
-
-
-
2 754
surtax
-
-
-
-
unemployment
-
-
-
5 738
income
-
-
-
330
chamber of commerce
-
-
-
144
total
-
-
-
15 626
Employee
40 898
37 285
37 285
-
pensions
4 188
3 817
2 805
-
other
408
373
273
-
unemployment
1 227
1 119
822
-
income
3 643
2 750
3 235
-
health
1 582
1 443
1 060
-
total
11 048
9 502
8 195
-
Employer
40 898
37 285
37 285
-
payroll
1 227
1 119
1 119
-
chamber of commerce
163
149
149
-
pensions
5 133
4 680
3 437
-
surtax
-
-
-
-
other
1 942
1 770
1 687
-
unemployment
1 227
1 119
822
-
accident
531
485
357
-
health
1 546
1 410
1 035
-
total
11 769
10 732
8 606
-
Corporate
3 551
3 551
23 843
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

888
888
5 960
-
total
888
888
5 960
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
36 000
36 000
36 000
36 000
Total tax
23 705
21 122
22 761
15 626
After tax
12 295
14 878
13 239
20 374
Living cost
29 849
29 849
29 849
29 849
Free-cash
-17 554
-14 971
-16 610
-9 475

Estimated living cost  is ₽29849 per week

₽17906
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3049
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽533
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8363
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽23747
₽22307
₽20077
₽16907
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
36 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
360
total
-
-
-
360
Employee
14 866
-
36 000
-
income
2 973
-
7 200
-
total
2 973
-
7 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

21 134
36 000
-
-
total
-
-
-
-
Dividends
21 134
36 000
-
-
withholding
1 057
1 800
-
-
total
1 057
1 800
-
-
Income
36 000
36 000
36 000
36 000
Total tax
4 030
1 800
7 200
360
After tax
31 970
34 200
28 800
35 640
Living cost
11 893
11 893
11 893
11 893
Free-cash
20 077
22 307
16 907
23 747

Estimated living cost  is ₽11893 per week

₽8048
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽499
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽399
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2946
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
-₽4672
-₽309
-₽11816
-₽5818
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
36 000
pensions
-
-
-
6 575
health
-
-
-
3 542
unemployment
-
-
-
53
income
-
-
-
5 407
total
-
-
-
15 577
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

41 373
-
31 148
-
pensions
6 413
-
4 828
-
unemployment
59
-
44
-
income
7 135
-
4 985
-
health
2 672
-
2 013
-
total
16 279
-
11 870
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

41 373
-
31 148
-
pensions
3 661
-
2 757
-
unemployment
25
-
20
-
health
2 756
-
2 076
-
total
6 442
-
4 853
-
Corporate
-
36 000
-
-
income
-
6 839
-
-
total
-
6 839
-
-
Dividends
-
29 161
-
-
withholding
-
4 375
-
-
total
-
4 375
-
-
Income
36 000
36 000
36 000
36 000
Total tax
22 721
11 214
16 723
15 577
After tax
13 279
24 786
19 277
20 423
Living cost
25 095
25 095
25 095
25 095
Free-cash
-11 816
-309
-5 818
-4 672

Estimated living cost  is ₽25095 per week

₽17222
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1609
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽486
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5779
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
-₽15923
-₽18900
-₽104995
-₽17491
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
social contributions
-
-
-
4 104
income
-
-
-
7 017
total
-
-
-
11 121
Employee
58 504
-
1 816
-
social contributions
4 797
-
684
-
income
12 905
-
249
-
total
17 702
-
933
-
Employer
58 504
-
1 816
-
social contributions
82 491
-
11 756
-
total
82 491
-
11 756
-
Corporate
-
36 000
-
-
income
-
7 920
-
-
total
-
7 920
-
-
Dividends
-
28 080
-
-
income
-
6 178
-
-
total
-
6 178
-
-
Income
36 000
36 000
36 000
36 000
Total tax
100 193
14 098
12 689
11 121
After tax
-64 193
21 902
23 311
24 879
Living cost
40 802
40 802
40 802
40 802
Free-cash
-104 995
-18 900
-17 491
-15 923

Estimated living cost  is ₽40802 per week

₽26474
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3837
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9971
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
-₽8119
-₽8870
-₽17251
-₽8719
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
36 000
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
12 510
income
-
-
-
2 262
total
-
-
-
14 772
Employee
43 031
-
29 092
-
social contributions
4 733
-
3 199
-
surtax
-
-
-
-
income
8 951
-
5 265
-
total
13 684
-
8 464
-
Employer
43 031
-
29 092
-
social contributions
10 220
-
6 908
-
total
10 220
-
6 908
-
Corporate
-
36 000
-
-
income
-
7 560
-
-
surtax
-
-
-
-
total
-
7 560
-
-
Dividends
-
28 440
-
-
withholding
-
7 963
-
-
total
-
7 963
-
-
Income
36 000
36 000
36 000
36 000
Total tax
23 904
15 523
15 372
14 772
After tax
12 096
20 477
20 628
21 228
Living cost
29 347
29 347
29 347
29 347
Free-cash
-17 251
-8 870
-8 719
-8 119

Estimated living cost  is ₽29347 per week

₽21958
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1731
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5168
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
-₽23216
-₽27044
-₽40900
-₽22480
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
pensions
-
-
-
10 846
health
-
-
-
312
surtax
-
-
-
-
other
-
-
-
1 117
social contributions
-
-
-
1 026
income
-
-
-
726
total
-
-
-
14 027
Employee
58 599
-
27 431
-
social contributions
1 669
-
781
-
surtax
-
-
-
-
pensions
6 628
-
3 104
-
income
5 113
-
838
-
total
13 410
-
4 723
-
Employer
58 599
-
27 431
-
pensions
9 628
-
4 508
-
social contributions
176
-
82
-
other
2 022
-
946
-
unemployment
2 374
-
1 111
-
health
4 101
-
1 921
-
total
18 301
-
8 568
-
Corporate
-
36 000
-
-
income
-
10 079
-
-
surtax
-
-
-
-
total
-
10 079
-
-
Dividends
-
25 921
-
-
withholding
-
3 318
-
-
surtax
-
-
-
-
social contributions
-
4 458
-
-
total
-
7 776
-
-
Income
36 000
36 000
36 000
36 000
Total tax
31 711
17 855
13 291
14 027
After tax
4 289
18 145
22 709
21 973
Living cost
45 189
45 189
45 189
45 189
Free-cash
-40 900
-27 044
-22 480
-23 216

Estimated living cost  is ₽45189 per week

₽30583
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3697
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽620
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10289
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
-₽44
₽4275
₽1133
₽1019
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
social contributions
-
-
-
7 920
income
-
-
-
-
total
-
-
-
7 920
Employee
30 079
-
31 169
-
social contributions
1 955
-
2 026
-
income
-
-
-
-
total
1 955
-
2 026
-
Employer
30 079
-
31 169
-
social contributions
4 662
-
4 831
-
total
4 662
-
4 831
-
Corporate
1 259
36 000
-
-
income
126
3 601
-
-
total
126
3 601
-
-
Dividends
1 133
32 399
-
-
total
-
-
-
-
Income
36 000
36 000
36 000
36 000
Total tax
6 743
3 601
6 857
7 920
After tax
29 257
32 399
29 143
28 080
Living cost
28 124
28 124
28 124
28 124
Free-cash
1 133
4 275
1 019
-44

Estimated living cost  is ₽28124 per week

₽18185
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2120
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7290
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
-₽20503
-₽167622
-₽167622
-₽167622
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
municipal
-
-
-
4 927
pensions
-
-
-
810
labour market
-
-
-
2 815
national
-
-
-
2 942
total
-
-
-
11 494
Employee
189 972
189 972
189 972
-
municipal
40 453
40 453
40 453
-
national
23 209
23 209
23 209
-
pensions
270
270
270
-
labour market
15 176
15 176
15 176
-
total
79 108
79 108
79 108
-
Employer
189 972
189 972
189 972
-
labour market
15 198
15 198
15 198
-
pensions
540
540
540
-
municipal
40 518
40 518
40 518
-
national
23 249
23 249
23 249
-
total
79 505
79 505
79 505
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
36 000
36 000
36 000
36 000
Total tax
158 613
158 613
158 613
11 494
After tax
-122 613
-122 613
-122 613
24 506
Living cost
45 009
45 009
45 009
45 009
Free-cash
-167 622
-167 622
-167 622
-20 503

Estimated living cost  is ₽45009 per week

₽30805
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3982
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽692
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9530
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
₽3532
-₽17711
-₽3060
-₽1615
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
pensions
-
-
-
3 960
health
-
-
-
2 075
other
-
-
-
353
accident
-
-
-
240
income
-
-
-
5 213
total
-
-
-
11 841
Employee
32 447
-
29 906
-
pensions
3 654
-
3 367
-
income
4 451
-
4 103
-
health
3 715
-
3 424
-
total
11 820
-
10 894
-
Employer
32 447
-
29 906
-
pensions
5 276
-
4 862
-
unemployment
795
-
733
-
accident
542
-
499
-
total
6 613
-
6 094
-
Corporate
-
36 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

-
32 400
-
-
total
-
32 400
-
-
Dividends
-
3 600
-
-
withholding
-
684
-
-
total
-
684
-
-
Income
36 000
36 000
36 000
36 000
Total tax
18 433
33 084
16 988
11 841
After tax
17 567
2 916
19 012
24 159
Living cost
20 627
20 627
20 627
20 627
Free-cash
-3 060
-17 711
-1 615
3 532

Estimated living cost  is ₽20627 per week

₽15014
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1176
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽387
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4050
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
-₽6809
-₽11009
-₽22514
-₽13197
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
36 000
municipal
-
-
-
6 450
health
-
-
-
163
national
-
-
-
275
total
-
-
-
6 888
Employee
49 224
-
30 285
-
municipal
8 063
-
4 987
-
national
813
-
-
-
pensions
3 322
-
2 044
-
unemployment
739
-
455
-
health
368
-
76
-
total
13 305
-
7 562
-
Employer
49 224
-
30 285
-
pensions
8 540
-
5 254
-
unemployment
320
-
197
-
accident
50
-
30
-
health
378
-
233
-
total
9 288
-
5 714
-
Corporate
-
36 000
-
-
income
-
7 200
-
-
total
-
7 200
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
21 600
-
-
municipal
-
3 888
-
-
national
-
-
-
-
total
-
3 888
-
-
Income
36 000
36 000
36 000
36 000
Total tax
22 593
11 088
13 276
6 888
After tax
13 407
24 912
22 724
29 112
Living cost
35 921
35 921
35 921
35 921
Free-cash
-22 514
-11 009
-13 197
-6 809

Estimated living cost  is ₽35921 per week

₽23463
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3455
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽572
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8432
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
₽7804
-₽6819
-₽98
-₽86
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
health
-
-
-
918
social contributions
-
-
-
5 616
income
-
-
-
-
total
-
-
-
6 534
Employee
71 944
71 944
71 944
-
social contributions
2 720
5 971
2 713
-
income
7 833
6 660
7 837
-
health
558
1 223
556
-
total
11 111
13 854
11 106
-
Employer
71 944
71 944
71 944
-
social contributions
2 720
5 971
2 713
-
health
605
1 332
605
-
total
3 325
7 303
3 318
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
36 000
36 000
36 000
36 000
Total tax
14 436
21 157
14 424
6 534
After tax
21 564
14 843
21 576
29 466
Living cost
21 662
21 662
21 662
21 662
Free-cash
-98
-6 819
-86
7 804

Estimated living cost  is ₽21662 per week

₽12982
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2125
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽479
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6076
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽9182
₽14956
₽10197
₽7554
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
36 000
pensions
-
-
-
5 951
health
-
-
-
3 386
unemployment
-
-
-
27
income
-
-
-
2 599
total
-
-
-
11 963
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 475
-
32 639
-
pensions
3 221
-
4 895
-
unemployment
107
-
163
-
income
1 468
-
2 397
-
health
1 825
-
2 775
-
total
6 621
-
10 230
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 475
-
32 639
-
pensions
1 181
-
1 795
-
unemployment
107
-
163
-
health
923
-
1 403
-
total
2 211
-
3 361
-
Corporate
12 314
36 000
-
-
income
1 108
3 240
-
-
total
1 108
3 240
-
-
Dividends
11 206
32 760
-
-
withholding
1 008
2 949
-
-
total
1 008
2 949
-
-
Income
36 000
36 000
36 000
36 000
Total tax
10 948
6 189
13 591
11 963
After tax
25 052
29 811
22 409
24 037
Living cost
14 855
14 855
14 855
14 855
Free-cash
10 197
14 956
7 554
9 182

Estimated living cost  is ₽14855 per week

₽9478
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1071
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽442
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3863
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
-₽5471
-₽1339
-₽9623
-₽6343
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
pensions
-
-
-
10 188
other
-
-
-
36
unemployment
-
-
-
252
accident
-
-
-
323
income
-
-
-
4 944
total
-
-
-
15 743
Employee
34 595
-
26 039
-
pensions
1 626
-
1 468
-
other
34
-
32
-
unemployment
536
-
485
-
income
6 670
-
4 669
-
total
8 866
-
6 654
-
Employer
34 595
-
26 039
-
pensions
8 164
-
7 374
-
other
277
-
250
-
unemployment
1 903
-
1 719
-
accident
685
-
618
-
total
11 029
-
9 961
-
Corporate
-
36 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
5 399
-
-
total
-
5 399
-
-
Dividends
-
30 601
-
-
withholding
-
6 212
-
-
total
-
6 212
-
-
Income
36 000
36 000
36 000
36 000
Total tax
19 895
11 611
16 615
15 743
After tax
16 105
24 389
19 385
20 257
Living cost
25 728
25 728
25 728
25 728
Free-cash
-9 623
-1 339
-6 343
-5 471

Estimated living cost  is ₽25728 per week

₽17366
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2473
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5438
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽20510
₽20643
₽20344
₽20380
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
pensions
-
-
-
1 328
health
-
-
-
963
income
-
-
-
11 378
total
-
-
-
13 669
Employee
2 773
-
34 506
-
pensions
250
-
598
-
unemployment
28
-
66
-
income
536
-
11 309
-
health
139
-
332
-
total
953
-
12 305
-
Employer
2 773
-
34 506
-
pensions
305
-
730
-
unemployment
55
-
133
-
health
263
-
631
-
total
623
-
1 494
-
Corporate
32 603
36 000
-
-
income
7 173
7 920
-
-
total
7 173
7 920
-
-
Dividends
25 430
28 080
-
-
withholding
5 086
5 616
-
-
total
5 086
5 616
-
-
Income
36 000
36 000
36 000
36 000
Total tax
13 835
13 536
13 799
13 669
After tax
22 165
22 464
22 201
22 331
Living cost
1 821
1 821
1 821
1 821
Free-cash
20 344
20 643
20 380
20 510

Estimated living cost  is ₽1821 per week

₽1082
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽148
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽42
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽549
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽2142
₽9836
₽5233
₽3691
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
36 000
pensions
-
-
-
9 360
health
-
-
-
3 708
unemployment
-
-
-
540
income
-
-
-
4 076
total
-
-
-
17 684
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 390
-
30 534
-
pensions
3 415
-
4 275
-
unemployment
183
-
229
-
income
3 362
-
4 592
-
health
1 256
-
1 573
-
total
8 216
-
10 669
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 390
-
30 534
-
pensions
2 927
-
3 664
-
unemployment
183
-
229
-
health
1 256
-
1 573
-
total
4 366
-
5 466
-
Corporate
7 244
36 000
-
-
income
1 087
5 400
-
-
total
1 087
5 400
-
-
Dividends
6 157
30 600
-
-
withholding
924
4 590
-
-
total
924
4 590
-
-
Income
36 000
36 000
36 000
36 000
Total tax
14 593
9 990
16 135
17 684
After tax
21 407
26 010
19 865
18 316
Living cost
16 174
16 174
16 174
16 174
Free-cash
5 233
9 836
3 691
2 142

Estimated living cost  is ₽16174 per week

₽10890
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1251
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽468
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3565
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
-₽3995
-₽4746
-₽8937
-₽4595
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
36 000
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
12 510
income
-
-
-
2 262
total
-
-
-
14 772
Employee
36 313
-
29 092
-
social contributions
3 995
-
3 199
-
surtax
-
-
-
-
income
7 095
-
5 265
-
total
11 090
-
8 464
-
Employer
36 313
-
29 092
-
social contributions
8 624
-
6 908
-
total
8 624
-
6 908
-
Corporate
-
36 000
-
-
income
-
7 560
-
-
surtax
-
-
-
-
total
-
7 560
-
-
Dividends
-
28 440
-
-
withholding
-
7 963
-
-
total
-
7 963
-
-
Income
36 000
36 000
36 000
36 000
Total tax
19 714
15 523
15 372
14 772
After tax
16 286
20 477
20 628
21 228
Living cost
25 223
25 223
25 223
25 223
Free-cash
-8 937
-4 746
-4 595
-3 995

Estimated living cost  is ₽25223 per week

₽17865
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1752
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽447
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5160
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
-₽12624
-₽8492
-₽23593
-₽13496
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
pensions
-
-
-
10 188
other
-
-
-
36
unemployment
-
-
-
252
accident
-
-
-
323
income
-
-
-
4 944
total
-
-
-
15 743
Employee
45 186
-
26 039
-
pensions
2 123
-
1 468
-
other
44
-
32
-
unemployment
700
-
485
-
income
9 438
-
4 669
-
total
12 305
-
6 654
-
Employer
45 186
-
26 039
-
pensions
10 664
-
7 374
-
other
362
-
250
-
unemployment
2 486
-
1 719
-
accident
895
-
618
-
total
14 407
-
9 961
-
Corporate
-
36 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
5 399
-
-
total
-
5 399
-
-
Dividends
-
30 601
-
-
withholding
-
6 212
-
-
total
-
6 212
-
-
Income
36 000
36 000
36 000
36 000
Total tax
26 712
11 611
16 615
15 743
After tax
9 288
24 389
19 385
20 257
Living cost
32 881
32 881
32 881
32 881
Free-cash
-23 593
-8 492
-13 496
-12 624

Estimated living cost  is ₽32881 per week

₽23614
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2557
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽5780
₽14686
₽8985
₽6635
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 837
health
-
-
-
3 758
unemployment
-
-
-
131
income
-
-
-
5 400
total
-
-
-
14 126
Employee
21 311
-
30 095
-
accident

We are using the highest rate at 1.1%.

234
-
331
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 871
-
2 643
-
income
2 131
-
3 009
-
health
980
-
1 384
-
total
5 216
-
7 367
-
Employer
21 311
-
30 095
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 348
-
3 316
-
unemployment
128
-
181
-
accident

We are using the highest rate at 1.1%.

234
-
331
-
health
1 471
-
2 076
-
total
4 181
-
5 904
-
Corporate
10 508
36 000
-
-
income
1 051
3 600
-
-
total
1 051
3 600
-
-
Dividends
9 457
32 400
-
-
withholding
473
1 620
-
-
total
473
1 620
-
-
Income
36 000
36 000
36 000
36 000
Total tax
10 921
5 220
13 271
14 126
After tax
25 079
30 780
22 729
21 874
Living cost
16 094
16 094
16 094
16 094
Free-cash
8 985
14 686
6 635
5 780

Estimated living cost  is ₽16094 per week

₽10644
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽921
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4145
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
-₽7625
-₽17382
-₽10552
-₽7625
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
36 000
trade
-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 392
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
59
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
1 053
total
-
-
-
7 504
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 552
-
36 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

211
-
59
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 828
-
1 053
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 392
-
6 392
-
total
10 431
-
7 504
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
36 000
-
-
trade
-
5 167
-
-
income
-
5 399
-
-
chamber of commerce
-
195
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
297
-
-
total
-
11 058
-
-
Dividends
-
24 942
-
-
withholding
-
5 880
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
323
-
-
total
-
6 203
-
-
Income
36 000
36 000
36 000
36 000
Total tax
10 431
17 261
7 504
7 504
After tax
25 569
18 739
28 496
28 496
Living cost
36 121
36 121
36 121
36 121
Free-cash
-10 552
-17 382
-7 625
-7 625

Estimated living cost  is ₽36121 per week

₽24917
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3887
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6793
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
-₽23554
-₽28096
-₽37186
-₽23554
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
social contributions
-
-
-
1 988
income
-
-
-
4 270
total
-
-
-
6 258
Employee
73 185
-
36 000
-
social contributions
6 080
-
1 988
-
income
13 810
-
4 270
-
total
19 890
-
6 258
-
Employer
73 185
-
36 000
-
total
-
-
-
-
Corporate
-
36 000
-
-
income
-
4 501
-
-
total
-
4 501
-
-
Dividends
-
31 499
-
-
withholding
-
6 299
-
-
total
-
6 299
-
-
Income
36 000
36 000
36 000
36 000
Total tax
19 890
10 800
6 258
6 258
After tax
16 110
25 200
29 742
29 742
Living cost
53 296
53 296
53 296
53 296
Free-cash
-37 186
-28 096
-23 554
-23 554

Estimated living cost  is ₽53296 per week

₽40547
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4343
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽510
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
-₽30333
-₽14074
-₽14013
-₽6884
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
36 000
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 738
income
-
-
-
26 632
total
-
-
-
32 370
Employee
42 920
-
32 721
-
social contributions
4 300
-
3 279
-
income
4 657
-
2 363
-
total
8 957
-
5 642
-
Employer
42 920
-
32 721
-
social contributions
4 300
-
3 279
-
total
4 300
-
3 279
-
Corporate
-
36 000
-
-
income
-
12 601
-
-
total
-
12 601
-
-
Dividends
-
23 399
-
-
social contributions
2 793
3 510
-
-
total
2 793
3 510
-
-
Income
36 000
36 000
36 000
36 000
Total tax
16 050
16 111
8 921
32 370
After tax
19 950
19 889
27 079
3 630
Living cost
33 963
33 963
33 963
33 963
Free-cash
-14 013
-14 074
-6 884
-30 333

Estimated living cost  is ₽33963 per week

₽22371
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2677
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8393
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
-₽6674
-₽7135
-₽16439
-₽9771
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
pensions
-
-
-
1 707
income
-
-
-
6 858
total
-
-
-
8 565
Employee
46 820
-
32 613
-
pensions
3 573
-
1 869
-
income
8 526
-
6 085
-
health
611
-
320
-
total
12 710
-
8 274
-
Employer
46 820
-
32 613
-
pensions
4 730
-
2 769
-
health
890
-
619
-
total
5 620
-
3 388
-
Corporate
-
36 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
6 840
-
-
total
-
6 840
-
-
Dividends
-
29 160
-
-
withholding
-
2 186
-
-
total
-
2 186
-
-
Income
36 000
36 000
36 000
36 000
Total tax
18 330
9 026
11 662
8 565
After tax
17 670
26 974
24 338
27 435
Living cost
34 109
34 109
34 109
34 109
Free-cash
-16 439
-7 135
-9 771
-6 674

Estimated living cost  is ₽34109 per week

₽23399
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3137
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽427
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7145
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
₽1490
-₽19753
-₽6926
-₽3657
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
pensions
-
-
-
3 960
health
-
-
-
2 075
other
-
-
-
353
accident
-
-
-
240
income
-
-
-
5 213
total
-
-
-
11 841
Employee
35 659
-
29 906
-
pensions
4 015
-
3 367
-
income
4 892
-
4 103
-
health
4 083
-
3 424
-
total
12 990
-
10 894
-
Employer
35 659
-
29 906
-
pensions
5 798
-
4 862
-
unemployment
874
-
733
-
accident
595
-
499
-
total
7 267
-
6 094
-
Corporate
-
36 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

-
32 400
-
-
total
-
32 400
-
-
Dividends
-
3 600
-
-
withholding
-
684
-
-
total
-
684
-
-
Income
36 000
36 000
36 000
36 000
Total tax
20 257
33 084
16 988
11 841
After tax
15 743
2 916
19 012
24 159
Living cost
22 669
22 669
22 669
22 669
Free-cash
-6 926
-19 753
-3 657
1 490

Estimated living cost  is ₽22669 per week

₽16637
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1321
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4255
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

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Skopje , Macedonia
₽9493
₽17985
₽13444
₽9493
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
36 000
pensions
-
-
-
6 624
health insurance
-
-
-
2 664
work injury
-
-
-
180
unemployment
-
-
-
432
income
-
-
-
3 992
total
-
-
-
13 892
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

20 184
-
36 000
-
pensions
3 714
-
6 624
-
health insurance
1 494
-
2 664
-
unemployment
242
-
432
-
income
2 018
-
3 992
-
work injury
101
-
180
-
total
7 569
-
13 892
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
15 816
36 000
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

-
-
-
-
total
-
-
-
-
Dividends
15 816
36 000
-
-
withholding
2 372
5 400
-
-
total
2 372
5 400
-
-
Income
36 000
36 000
36 000
36 000
Total tax
9 941
5 400
13 892
13 892
After tax
26 059
30 600
22 108
22 108
Living cost
12 615
12 615
12 615
12 615
Free-cash
13 444
17 985
9 493
9 493

Estimated living cost  is ₽12615 per week

₽7815
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽917
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽394
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3490
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

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Rome , Italy
-₽17390
-₽18310
-₽42840
-₽19526
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
municipal
-
-
-
241
regional
-
-
-
464
social contributions
-
-
-
9 259
national
-
-
-
6 154
total
-
-
-
16 118
Employee
78 840
-
36 000
-
social contributions
26 584
-
12 139
-
municipal
471
-
215
-
regional
1 190
-
412
-
national
13 323
-
5 488
-
total
41 568
-
18 254
-
Employer
78 840
-
36 000
-
total
-
-
-
-
Corporate
-
36 000
-
-
nationa
-
8 640
-
-
municipal
-
1 735
-
-
total
-
10 375
-
-
Dividends
-
25 626
-
-
withholding
-
6 663
-
-
total
-
6 663
-
-
Income
36 000
36 000
36 000
36 000
Total tax
41 568
17 038
18 254
16 118
After tax
-5 568
18 962
17 746
19 882
Living cost
37 272
37 272
37 272
37 272
Free-cash
-42 840
-18 310
-19 526
-17 390

Estimated living cost  is ₽37272 per week

₽26181
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2564
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽563
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7963
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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