Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 36000
per

Your estimated
City
free-cash

Dresden , Germany
-₽330
-₽10489
-₽330
-₽447
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
36 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 510
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
906
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
51
trade
-
-
-
-
total
-
-
-
7 467
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

36 447
-
36 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

56
-
51
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 018
-
906
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 510
-
6 510
-
total
7 584
-
7 467
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
36 000
-
-
chamber of commerce
-
197
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
297
-
-
trade
-
5 669
-
-
income
-
5 400
-
-
total
-
11 563
-
-
Dividends
-
24 437
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
316
-
-
withholding
-
5 747
-
-
total
-
6 063
-
-
Income
36 000
36 000
36 000
36 000
Total tax
7 584
17 626
7 467
7 467
After tax
28 416
18 374
28 533
28 533
Living cost
28 863
28 863
28 863
28 863
Free-cash
-447
-10 489
-330
-330

Estimated living cost  is ₽28863 per week

₽18156
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3365
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽539
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6803
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
-₽26245
-₽27805
-₽26527
-₽48998
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
social contributions
-
-
-
387
pensions
-
-
-
4 320
national
-
-
-
4 589
municipal
-
-
-
2 962
total
-
-
-
12 258
Employee
77 927
-
31 122
-
municipal
9 625
-
3 101
-
national
14 915
-
4 805
-
pensions
3 117
-
1 245
-
total
27 657
-
9 151
-
Employer
77 927
-
31 122
-
pensions
6 234
-
2 490
-
social contributions
838
-
335
-
total
7 072
-
2 825
-
Corporate
-
36 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
7 200
-
-
total
-
7 200
-
-
Dividends
-
28 800
-
-
withholding
-
6 336
-
-
total
-
6 336
-
-
Income
36 000
36 000
36 000
36 000
Total tax
34 729
13 536
11 976
12 258
After tax
1 271
22 464
24 024
23 742
Living cost
50 269
50 269
50 269
50 269
Free-cash
-48 998
-27 805
-26 245
-26 527

Estimated living cost  is ₽50269 per week

₽34167
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4673
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽752
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10676
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₽829
₽8974
₽7775
₽1159
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
36 000
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
3 000
income
-
-
-
-
surtax
-
-
-
-
microenterprise
-
-
-
5 400
total
-
-
-
8 400
Employee
27 845
-
29 011
-
surtax
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

3 063
-
3 192
-
income
4 957
-
5 165
-
total
8 020
-
8 357
-
Employer
27 845
-
29 011
-
surtax
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

6 707
-
6 989
-
total
6 707
-
6 989
-
Corporate
1 448
36 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

289
7 201
-
-
total
289
7 201
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

1 159
28 799
-
-
total
-
-
-
-
Income
36 000
36 000
36 000
36 000
Total tax
15 016
7 201
15 346
8 400
After tax
20 984
28 799
20 654
27 600
Living cost
19 825
19 825
19 825
19 825
Free-cash
1 159
8 974
829
7 775

Estimated living cost  is ₽19825 per week

₽12648
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1888
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽450
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4839
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
-₽58628
-₽53279
-₽19165
-₽58628
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
health
-
-
-
5 526
income
-
-
-
3 241
pensions
-
-
-
6 479
total
-
-
-
15 246
Employee
81 376
81 376
81 376
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 320
13 320
13 320
-
pensions
14 648
11 165
14 648
-
health
12 490
10 624
12 490
-
total
40 458
35 109
40 458
-
Employer
81 376
81 376
81 376
-
unemployment
2 930
2 930
2 930
-
health
5 657
5 657
5 657
-
pensions
5 664
5 664
5 664
-
total
14 251
14 251
14 251
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
36 000
36 000
36 000
36 000
Total tax
54 709
49 360
54 709
15 246
After tax
-18 709
-13 360
-18 709
20 754
Living cost
39 919
39 919
39 919
39 919
Free-cash
-58 628
-53 279
-58 628
-19 165

Estimated living cost  is ₽39919 per week

₽28290
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3599
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽635
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7396
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
-₽20056
-₽19624
-₽21335
-₽37556
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
other
-
-
-
4 183
health
-
-
-
2 247
accident
-
-
-
72
pensions
-
-
-
3 892
national
-
-
-
-
unemployment
-
-
-
36
municipal
-
-
-
7 625
total
-
-
-
18 055
Employee
55 970
-
27 393
-
municipal
16 690
-
8 169
-
national
-
-
-
-
total
16 690
-
8 169
-
Employer
55 970
-
27 393
-
other
6 504
-
3 183
-
unemployment
1 478
-
723
-
health
3 442
-
1 685
-
accident
112
-
55
-
pensions
6 050
-
2 961
-
total
17 586
-
8 607
-
Corporate
-
36 000
-
-
income
-
7 920
-
-
total
-
7 920
-
-
Dividends
-
28 080
-
-
withholding
-
8 424
-
-
total
-
8 424
-
-
Income
36 000
36 000
36 000
36 000
Total tax
34 276
16 344
16 776
18 055
After tax
1 724
19 656
19 224
17 945
Living cost
39 280
39 280
39 280
39 280
Free-cash
-37 556
-19 624
-20 056
-21 335

Estimated living cost  is ₽39280 per week

₽26033
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3854
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8796
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
-₽8902
-₽19246
-₽8902
-₽12325
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
36 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 510
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
906
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
51
trade
-
-
-
-
total
-
-
-
7 467
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

48 325
-
36 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

228
-
51
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 152
-
906
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 510
-
6 510
-
total
10 890
-
7 467
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
36 000
-
-
chamber of commerce
-
195
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
297
-
-
trade
-
5 922
-
-
income
-
5 400
-
-
total
-
11 814
-
-
Dividends
-
24 186
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
313
-
-
withholding
-
5 684
-
-
total
-
5 997
-
-
Income
36 000
36 000
36 000
36 000
Total tax
10 890
17 811
7 467
7 467
After tax
25 110
18 189
28 533
28 533
Living cost
37 435
37 435
37 435
37 435
Free-cash
-12 325
-19 246
-8 902
-8 902

Estimated living cost  is ₽37435 per week

₽25037
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3948
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽559
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7892
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
-₽9493
-₽16455
-₽1483
-₽11248
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 226
social contributions
-
-
-
5 651
health
-
-
-
924
income
-
-
-
-
total
-
-
-
6 575
Employee
73 275
73 275
73 275
-
social contributions
3 561
6 081
2 713
-
income
7 695
6 783
8 000
-
health
729
1 246
555
-
total
11 985
14 110
11 268
-
Employer
73 275
73 275
73 275
-
health
794
1 356
604
-
social contributions
3 561
6 081
2 713
-
total
4 355
7 437
3 317
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
36 000
36 000
36 000
36 000
Total tax
16 340
21 547
14 585
6 575
After tax
19 660
14 453
21 415
29 425
Living cost
30 908
30 908
30 908
30 908
Free-cash
-11 248
-16 455
-9 493
-1 483

Estimated living cost  is ₽30908 per week

₽21129
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2414
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6846
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽3361
₽2996
₽7431
₽3361
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
health
-
-
-
2 520
income
-
-
-
4 401
pensions
-
-
-
3 600
unemployment
-
-
-
540
total
-
-
-
11 061
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 274
10 059
30 126
-
income
3 090
1 230
3 683
-
pensions
2 527
1 006
3 013
-
health
1 769
704
2 109
-
unemployment
379
151
452
-
total
7 765
3 091
9 257
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 274
10 059
30 126
-
pensions
4 928
1 961
5 874
-
total
4 928
1 961
5 874
-
Corporate
5 798
23 980
-
-
income
522
2 158
-
-
total
522
2 158
-
-
Dividends
5 276
21 822
-
-
social contributions
914
4 140
-
-
withholding
1 002
4 146
-
-
total
1 916
8 286
-
-
Income
36 000
36 000
36 000
36 000
Total tax
15 131
15 496
15 131
11 061
After tax
20 869
20 504
20 869
24 939
Living cost
17 508
17 508
17 508
17 508
Free-cash
3 361
2 996
3 361
7 431

Estimated living cost  is ₽17508 per week

₽11948
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1433
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽350
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3778
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
-₽98
₽5782
-₽1551
-₽171
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
health
-
-
-
4 680
income
-
-
-
2 655
pensions
-
-
-
7 199
total
-
-
-
14 534
Employee
27 033
-
26 906
-
income
3 043
-
3 018
-
pensions
541
-
539
-
unemployment
432
-
430
-
total
4 016
-
3 987
-
Employer
27 033
-
26 906
-
unemployment
217
-
215
-
health
3 514
-
3 497
-
pensions
5 407
-
5 382
-
total
9 138
-
9 094
-
Corporate
-
36 000
-
-
income
-
7 201
-
-
total
-
7 201
-
-
Dividends
-
28 799
-
-
total
-
-
-
-
Income
36 000
36 000
36 000
36 000
Total tax
13 154
7 201
13 081
14 534
After tax
22 846
28 799
22 919
21 466
Living cost
23 017
23 017
23 017
23 017
Free-cash
-171
5 782
-98
-1 551

Estimated living cost  is ₽23017 per week

₽15787
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1371
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5396
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
-₽2037
-₽18131
₽3082
-₽3856
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
other
-
-
-
355
health
-
-
-
2 086
accident
-
-
-
242
income
-
-
-
5 207
pensions
-
-
-
3 981
total
-
-
-
11 871
Employee
33 108
-
29 905
-
income
4 542
-
4 103
-
pensions
3 728
-
3 367
-
health
3 791
-
3 424
-
total
12 061
-
10 894
-
Employer
33 108
-
29 905
-
unemployment
811
-
733
-
accident
553
-
500
-
pensions
5 384
-
4 863
-
total
6 748
-
6 096
-
Corporate
-
36 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

-
32 400
-
-
total
-
32 400
-
-
Dividends
-
3 600
-
-
withholding
-
684
-
-
total
-
684
-
-
Income
36 000
36 000
36 000
36 000
Total tax
18 809
33 084
16 990
11 871
After tax
17 191
2 916
19 010
24 129
Living cost
21 047
21 047
21 047
21 047
Free-cash
-3 856
-18 131
-2 037
3 082

Estimated living cost  is ₽21047 per week

₽15426
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1166
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4016
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽20834
₽26234
₽27674
₽24741
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
36 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
360
total
-
-
-
360
Employee
9 957
-
36 000
-
income
1 991
-
7 200
-
total
1 991
-
7 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

26 043
36 000
-
-
total
-
-
-
-
Dividends
26 043
36 000
-
-
withholding
1 302
1 800
-
-
total
1 302
1 800
-
-
Income
36 000
36 000
36 000
36 000
Total tax
3 293
1 800
7 200
360
After tax
32 707
34 200
28 800
35 640
Living cost
7 966
7 966
7 966
7 966
Free-cash
24 741
26 234
20 834
27 674

Estimated living cost  is ₽7966 per week

₽4937
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽662
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽219
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2148
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
-₽4292
₽1056
-₽5898
-₽7321
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
other
-
-
-
1 711
health
-
-
-
1 584
income
-
-
-
4 573
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
8 638
total
-
-
-
16 506
Employee
34 600
-
28 754
-
income
5 957
-
4 949
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 421
-
2 013
-
health
485
-
403
-
unemployment
345
-
288
-
total
9 208
-
7 653
-
Employer
34 600
-
28 754
-
other
1 731
-
1 438
-
unemployment
345
-
288
-
health
485
-
403
-
accident
277
-
230
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 883
-
4 888
-
total
8 721
-
7 247
-
Corporate
-
36 000
-
-
income
-
7 561
-
-
total
-
7 561
-
-
Dividends
-
28 439
-
-
withholding
-
1 991
-
-
total
-
1 991
-
-
Income
36 000
36 000
36 000
36 000
Total tax
17 929
9 552
14 900
16 506
After tax
18 071
26 448
21 100
19 494
Living cost
25 392
25 392
25 392
25 392
Free-cash
-7 321
1 056
-4 292
-5 898

Estimated living cost  is ₽25392 per week

₽17941
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1714
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5327
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
-₽38774
-₽36227
-₽35730
-₽65673
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
income
-
-
-
6 868
pensions
-
-
-
1 663
total
-
-
-
8 531
Employee
89 418
-
32 656
-
income
16 119
-
6 106
-
health
1 473
-
310
-
pensions
8 626
-
1 815
-
total
26 218
-
8 231
-
Employer
89 418
-
32 656
-
health
1 698
-
620
-
pensions
10 558
-
2 724
-
total
12 256
-
3 344
-
Corporate
-
36 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
6 841
-
-
total
-
6 841
-
-
Dividends
-
29 159
-
-
withholding
-
2 187
-
-
total
-
2 187
-
-
Income
36 000
36 000
36 000
36 000
Total tax
38 474
9 028
11 575
8 531
After tax
-2 474
26 972
24 425
27 469
Living cost
63 199
63 199
63 199
63 199
Free-cash
-65 673
-36 227
-38 774
-35 730

Estimated living cost  is ₽63199 per week

₽47357
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7426
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7904
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽10324
₽18374
₽9369
₽13980
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
health
-
-
-
3 801
income
-
-
-
5 400
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 892
unemployment
-
-
-
132
total
-
-
-
14 225
Employee
16 427
-
30 096
-
income
1 642
-
3 009
-
accident

We are using the highest rate at 1.1%.

181
-
331
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 442
-
2 642
-
health
756
-
1 384
-
total
4 021
-
7 366
-
Employer
16 427
-
30 096
-
unemployment
98
-
181
-
health
1 134
-
2 076
-
accident

We are using the highest rate at 1.1%.

181
-
331
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 810
-
3 316
-
total
3 223
-
5 904
-
Corporate
16 349
36 000
-
-
income
1 635
3 600
-
-
total
1 635
3 600
-
-
Dividends
14 714
32 400
-
-
withholding
735
1 620
-
-
total
735
1 620
-
-
Income
36 000
36 000
36 000
36 000
Total tax
9 614
5 220
13 270
14 225
After tax
26 386
30 780
22 730
21 775
Living cost
12 406
12 406
12 406
12 406
Free-cash
13 980
18 374
10 324
9 369

Estimated living cost  is ₽12406 per week

₽7243
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽886
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽329
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3949
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
-₽71550
-₽66201
-₽32087
-₽67816
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
health
-
-
-
5 526
income
-
-
-
3 241
pensions
-
-
-
6 479
total
-
-
-
15 246
Employee
88 348
81 376
81 376
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 320
13 320
13 320
-
pensions
11 165
11 165
14 648
-
health
11 022
10 624
12 490
-
total
35 507
35 109
40 458
-
Employer
88 348
81 376
81 376
-
unemployment
3 181
2 930
2 930
-
health
6 139
5 657
5 657
-
pensions
6 148
5 664
5 664
-
total
15 468
14 251
14 251
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
36 000
36 000
36 000
36 000
Total tax
50 975
49 360
54 709
15 246
After tax
-14 975
-13 360
-18 709
20 754
Living cost
52 841
52 841
52 841
52 841
Free-cash
-67 816
-66 201
-71 550
-32 087

Estimated living cost  is ₽52841 per week

₽38979
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4720
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽606
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8537
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
-₽5178
₽1339
-₽5913
-₽10204
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
social contributions
-
-
-
10 512
health
-
-
-
4 860
income
-
-
-
3 094
solidarity contribution
-
-
-
-
total
-
-
-
18 466
Employee
34 481
-
26 866
-
social contributions
2 241
-
1 746
-
solidarity contribution
-
-
-
-
income
4 138
-
3 224
-
health
4 655
-
3 627
-
total
11 034
-
8 597
-
Employer
34 481
-
26 866
-
health
3 103
-
2 418
-
social contributions
8 620
-
6 716
-
total
11 723
-
9 134
-
Corporate
-
36 000
-
-
income
-
6 840
-
-
total
-
6 840
-
-
Dividends
-
29 160
-
-
withholding
-
4 374
-
-
total
-
4 374
-
-
Income
36 000
36 000
36 000
36 000
Total tax
22 757
11 214
17 731
18 466
After tax
13 243
24 786
18 269
17 534
Living cost
23 447
23 447
23 447
23 447
Free-cash
-10 204
1 339
-5 178
-5 913

Estimated living cost  is ₽23447 per week

₽16287
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1668
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5031
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
-₽22322
-₽21002
-₽20161
-₽48689
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
social contributions
-
-
-
9 259
national
-
-
-
6 150
regional
-
-
-
329
municipal
-
-
-
213
total
-
-
-
15 951
Employee
84 690
-
36 000
-
social contributions
28 557
-
12 139
-
municipal
448
-
192
-
national
14 675
-
5 488
-
regional
799
-
293
-
total
44 479
-
18 112
-
Employer
84 690
-
36 000
-
total
-
-
-
-
Corporate
-
36 000
-
-
nationa
-
8 640
-
-
municipal
-
1 403
-
-
total
-
10 043
-
-
Dividends
-
25 956
-
-
withholding
-
6 749
-
-
total
-
6 749
-
-
Income
36 000
36 000
36 000
36 000
Total tax
44 479
16 792
18 112
15 951
After tax
-8 479
19 208
17 888
20 049
Living cost
40 210
40 210
40 210
40 210
Free-cash
-48 689
-21 002
-22 322
-20 161

Estimated living cost  is ₽40210 per week

₽28029
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2637
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽617
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8926
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
-₽1159
₽1616
-₽303
-₽2146
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
other
-
-
-
-
health
-
-
-
2 555
income
-
-
-
5 206
pensions
-
-
-
7 201
surtax
-
-
-
96
unemployment
-
-
-
217
total
-
-
-
15 275
Employee
31 513
-
29 741
-
surtax
103
-
71
-
income
5 282
-
4 986
-
other
-
-
-
-
pensions
2 101
-
1 984
-
health
805
-
760
-
unemployment
2 194
-
2 071
-
total
10 485
-
9 872
-
Employer
31 513
-
29 741
-
other
-
-
-
-
unemployment
998
-
942
-
health
1 434
-
1 353
-
pensions
4 201
-
3 964
-
total
6 633
-
6 259
-
Corporate
-
36 000
-
-
income
-
9 360
-
-
total
-
9 360
-
-
Dividends
-
26 640
-
-
withholding
-
3 996
-
-
total
-
3 996
-
-
Income
36 000
36 000
36 000
36 000
Total tax
17 118
13 356
16 131
15 275
After tax
18 882
22 644
19 869
20 725
Living cost
21 028
21 028
21 028
21 028
Free-cash
-2 146
1 616
-1 159
-303

Estimated living cost  is ₽21028 per week

₽12857
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1940
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5745
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
-₽18751
-₽16204
-₽15707
-₽31550
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
income
-
-
-
6 868
pensions
-
-
-
1 663
total
-
-
-
8 531
Employee
59 925
-
32 656
-
income
10 793
-
6 106
-
health
870
-
310
-
pensions
5 086
-
1 815
-
total
16 749
-
8 231
-
Employer
59 925
-
32 656
-
health
1 138
-
620
-
pensions
6 487
-
2 724
-
total
7 625
-
3 344
-
Corporate
-
36 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
6 841
-
-
total
-
6 841
-
-
Dividends
-
29 159
-
-
withholding
-
2 187
-
-
total
-
2 187
-
-
Income
36 000
36 000
36 000
36 000
Total tax
24 374
9 028
11 575
8 531
After tax
11 626
26 972
24 425
27 469
Living cost
43 176
43 176
43 176
43 176
Free-cash
-31 550
-16 204
-18 751
-15 707

Estimated living cost  is ₽43176 per week

₽32347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3236
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7140
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
-₽48432
-₽60005
-₽45619
-₽62011
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
721
health
-
-
-
249
pensions
-
-
-
3 313
city
-
-
-
377
national
-
-
-
26
regional
-
-
-
465
total
-
-
-
5 151
Employee
89 487
-
31 695
-
national
424
-
-
-
city
960
-
334
-
pensions
7 518
-
3 250
-
health
202
-
71
-
regional
2 930
-
354
-
unemployment
-
-
-
-
total
12 034
-
4 009
-
Employer
89 487
-
31 695
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 789
-
634
-
unemployment
-
-
-
-
health
202
-
71
-
pensions
7 518
-
3 250
-
total
9 509
-
3 955
-
Corporate
-
36 000
-
-
regional
-
7 614
-
-
national
-
3 060
-
-
total
-
10 674
-
-
Dividends
-
25 326
-
-
withholding
-
8 863
-
-
total
-
8 863
-
-
Income
36 000
36 000
36 000
36 000
Total tax
21 543
19 537
7 964
5 151
After tax
14 457
16 463
28 036
30 849
Living cost
76 468
76 468
76 468
76 468
Free-cash
-62 011
-60 005
-48 432
-45 619

Estimated living cost  is ₽76468 per week

₽49726
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6862
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽939
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18941
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
-₽15121
-₽25651
-₽15121
-₽21269
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
36 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 510
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
906
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
51
trade
-
-
-
-
total
-
-
-
7 467
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

57 269
-
36 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

371
-
51
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 734
-
906
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 510
-
6 510
-
total
13 615
-
7 467
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
36 000
-
-
chamber of commerce
-
195
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
297
-
-
trade
-
6 174
-
-
income
-
5 400
-
-
total
-
12 066
-
-
Dividends
-
23 935
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
309
-
-
withholding
-
5 622
-
-
total
-
5 931
-
-
Income
36 000
36 000
36 000
36 000
Total tax
13 615
17 997
7 467
7 467
After tax
22 385
18 003
28 533
28 533
Living cost
43 654
43 654
43 654
43 654
Free-cash
-21 269
-25 651
-15 121
-15 121

Estimated living cost  is ₽43654 per week

₽31883
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3492
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽568
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7713
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
-₽9848
-₽14460
-₽10608
-₽17520
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
other
-
-
-
1 116
social contributions
-
-
-
1 025
health
-
-
-
313
income
-
-
-
676
pensions
-
-
-
10 875
surtax
-
-
-
-
total
-
-
-
14 005
Employee
40 784
-
27 434
-
surtax
-
-
-
-
social contributions
1 163
-
783
-
income
2 407
-
794
-
pensions
4 611
-
3 103
-
total
8 181
-
4 680
-
Employer
40 784
-
27 434
-
other
1 407
-
946
-
unemployment
1 651
-
1 110
-
health
2 855
-
1 920
-
pensions
6 700
-
4 506
-
social contributions
123
-
83
-
total
12 736
-
8 565
-
Corporate
-
36 000
-
-
surtax
-
-
-
-
income
-
10 080
-
-
total
-
10 080
-
-
Dividends
-
25 920
-
-
social contributions
-
4 459
-
-
surtax
-
-
-
-
withholding
-
3 318
-
-
total
-
7 777
-
-
Income
36 000
36 000
36 000
36 000
Total tax
20 917
17 857
13 245
14 005
After tax
15 083
18 143
22 755
21 995
Living cost
32 603
32 603
32 603
32 603
Free-cash
-17 520
-14 460
-9 848
-10 608

Estimated living cost  is ₽32603 per week

₽20557
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2651
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽555
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8841
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
-₽6617
-₽11229
-₽7377
-₽11775
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
other
-
-
-
1 116
social contributions
-
-
-
1 025
health
-
-
-
313
income
-
-
-
676
pensions
-
-
-
10 875
surtax
-
-
-
-
total
-
-
-
14 005
Employee
36 405
-
27 434
-
surtax
-
-
-
-
social contributions
1 038
-
783
-
income
1 877
-
794
-
pensions
4 118
-
3 103
-
total
7 033
-
4 680
-
Employer
36 405
-
27 434
-
other
1 257
-
946
-
unemployment
1 474
-
1 110
-
health
2 548
-
1 920
-
pensions
5 982
-
4 506
-
social contributions
109
-
83
-
total
11 370
-
8 565
-
Corporate
-
36 000
-
-
surtax
-
-
-
-
income
-
10 080
-
-
total
-
10 080
-
-
Dividends
-
25 920
-
-
social contributions
-
4 459
-
-
surtax
-
-
-
-
withholding
-
3 318
-
-
total
-
7 777
-
-
Income
36 000
36 000
36 000
36 000
Total tax
18 403
17 857
13 245
14 005
After tax
17 597
18 143
22 755
21 995
Living cost
29 372
29 372
29 372
29 372
Free-cash
-11 775
-11 229
-6 617
-7 377

Estimated living cost  is ₽29372 per week

₽17035
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2984
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽557
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8798
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽2073
₽1758
₽2912
₽478
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
social contributions
-
-
-
4 968
health
-
-
-
2 514
income
-
-
-
5 400
total
-
-
-
12 882
Employee
32 310
-
36 000
-
social contributions
4 459
-
4 968
-
income
5 389
-
6 239
-
health
2 255
-
2 514
-
total
12 103
-
13 721
-
Employer
32 310
-
36 000
-
total
-
-
-
-
Corporate
3 690
36 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

184
1 799
-
-
total
184
1 799
-
-
Dividends
3 506
34 201
-
-
social contributions
1 662
4 720
-
-
withholding
526
5 130
-
-
health
841
2 387
-
-
total
3 029
12 237
-
-
Income
36 000
36 000
36 000
36 000
Total tax
15 316
14 036
13 721
12 882
After tax
20 684
21 964
22 279
23 118
Living cost
20 206
20 206
20 206
20 206
Free-cash
478
1 758
2 073
2 912

Estimated living cost  is ₽20206 per week

₽13523
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1246
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4971
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
-₽20537
-₽19277
-₽13381
-₽26419
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
health
-
-
-
2 754
income
-
-
-
212
chamber of commerce
-
-
-
145
pensions
-
-
-
6 660
surtax
-
-
-
188
unemployment
-
-
-
5 845
total
-
-
-
15 804
Employee
47 623
37 975
37 975
-
income
5 421
2 801
3 340
-
other
476
380
271
-
pensions
4 877
3 888
2 785
-
health
1 843
1 470
1 052
-
unemployment
1 429
1 139
816
-
total
14 046
9 678
8 264
-
Employer
47 623
37 975
37 975
-
other
2 262
1 803
1 713
-
unemployment
1 429
1 139
816
-
health
1 799
1 436
1 027
-
surtax
188
188
188
-
accident
618
494
354
-
pensions
5 977
4 767
3 412
-
payroll
1 429
1 139
1 139
-
chamber of commerce
190
152
152
-
total
13 892
11 118
8 801
-
Corporate
3 617
3 617
23 582
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

904
904
5 895
-
total
904
904
5 895
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
36 000
36 000
36 000
36 000
Total tax
28 842
21 700
22 960
15 804
After tax
7 158
14 300
13 040
20 196
Living cost
33 577
33 577
33 577
33 577
Free-cash
-26 419
-19 277
-20 537
-13 381

Estimated living cost  is ₽33577 per week

₽22395
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2864
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽552
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7767
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
-₽18058
-₽14341
-₽13014
-₽52006
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
social contributions
-
-
-
2 414
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 015
national
-
-
-
9 840
total
-
-
-
14 269
Employee

The minimum management director salary is set at €45,000 per year.

68 163
-
27 886
-
national
20 956
-
6 102
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 112
-
2 092
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 203
-
1 309
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 555
-
1 454
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

593
-
242
-
total
33 419
-
11 199
-
Employer

The minimum management director salary is set at €45,000 per year.

68 163
-
27 886
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

995
-
407
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 192
-
1 714
-
surtax
7 729
-
3 161
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

886
-
362
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

6 040
-
2 470
-
total
19 842
-
8 114
-
Corporate
-
36 000
-
-
surtax
-
145
-
-
income
-
7 201
-
-
total
-
7 346
-
-
Dividends
-
28 654
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
8 250
-
-
total
-
8 250
-
-
Income
36 000
36 000
36 000
36 000
Total tax
53 261
15 596
19 313
14 269
After tax
-17 261
20 404
16 687
21 731
Living cost
34 745
34 745
34 745
34 745
Free-cash
-52 006
-14 341
-18 058
-13 014

Estimated living cost  is ₽34745 per week

₽22380
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3038
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8783
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
-₽15175
-₽10024
-₽14136
-₽26555
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
other
-
-
-
36
accident
-
-
-
324
income
-
-
-
4 923
pensions
-
-
-
10 188
unemployment
-
-
-
251
total
-
-
-
15 722
Employee
47 434
-
25 855
-
income
10 008
-
4 594
-
other
47
-
33
-
pensions
2 230
-
1 496
-
unemployment
736
-
494
-
total
13 021
-
6 617
-
Employer
47 434
-
25 855
-
other
378
-
255
-
unemployment
2 609
-
1 750
-
accident
939
-
629
-
pensions
11 194
-
7 510
-
total
15 120
-
10 144
-
Corporate
-
36 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
5 400
-
-
total
-
5 400
-
-
Dividends
-
30 600
-
-
withholding
-
6 210
-
-
total
-
6 210
-
-
Income
36 000
36 000
36 000
36 000
Total tax
28 141
11 610
16 761
15 722
After tax
7 859
24 390
19 239
20 278
Living cost
34 414
34 414
34 414
34 414
Free-cash
-26 555
-10 024
-15 175
-14 136

Estimated living cost  is ₽34414 per week

₽25342
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2441
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6134
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
-₽28974
-₽29135
-₽28972
-₽44785
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
health
-
-
-
3 400
accident
-
-
-
409
income
-
-
-
377
pensions
-
-
-
7 255
communal
-
-
-
-
surtax
-
-
-
1 745
total
-
-
-
13 186
Employee
72 164
-
30 580
-
surtax
4 423
-
1 745
-
income
6 970
-
377
-
pensions
5 772
-
3 628
-
health
3 212
-
2 018
-
total
20 377
-
7 768
-
Employer
72 164
-
30 580
-
health
2 201
-
1 383
-
accident
649
-
409
-
pensions
5 772
-
3 628
-
total
8 622
-
5 420
-
Corporate
-
36 000
-
-
surtax
-
378
-
-
income
-
5 400
-
-
communal
-
2 430
-
-
total
-
8 208
-
-
Dividends
-
27 792
-
-
income
-
973
-
-
withholding
-
4 168
-
-
total
-
5 141
-
-
Income
36 000
36 000
36 000
36 000
Total tax
28 999
13 349
13 188
13 186
After tax
7 001
22 651
22 812
22 814
Living cost
51 786
51 786
51 786
51 786
Free-cash
-44 785
-29 135
-28 974
-28 972

Estimated living cost  is ₽51786 per week

₽38847
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3137
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽548
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9252
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
-₽1535
₽1240
-₽679
-₽2847
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
other
-
-
-
-
health
-
-
-
2 555
income
-
-
-
5 206
pensions
-
-
-
7 201
surtax
-
-
-
96
unemployment
-
-
-
217
total
-
-
-
15 275
Employee
32 091
-
29 741
-
surtax
114
-
71
-
income
5 380
-
4 986
-
other
-
-
-
-
pensions
2 141
-
1 984
-
health
819
-
760
-
unemployment
2 233
-
2 071
-
total
10 687
-
9 872
-
Employer
32 091
-
29 741
-
other
-
-
-
-
unemployment
1 018
-
942
-
health
1 459
-
1 353
-
pensions
4 279
-
3 964
-
total
6 756
-
6 259
-
Corporate
-
36 000
-
-
income
-
9 360
-
-
total
-
9 360
-
-
Dividends
-
26 640
-
-
withholding
-
3 996
-
-
total
-
3 996
-
-
Income
36 000
36 000
36 000
36 000
Total tax
17 443
13 356
16 131
15 275
After tax
18 557
22 644
19 869
20 725
Living cost
21 404
21 404
21 404
21 404
Free-cash
-2 847
1 240
-1 535
-679

Estimated living cost  is ₽21404 per week

₽12922
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1861
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽497
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6125
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
-₽7974
-₽6747
-₽5835
-₽16861
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
social contributions
-
-
-
9 259
national
-
-
-
6 150
regional
-
-
-
543
municipal
-
-
-
213
total
-
-
-
16 165
Employee
52 860
-
36 000
-
social contributions
17 825
-
12 139
-
municipal
280
-
192
-
national
8 374
-
5 488
-
regional
712
-
485
-
total
27 191
-
18 304
-
Employer
52 860
-
36 000
-
total
-
-
-
-
Corporate
-
36 000
-
-
nationa
-
8 640
-
-
municipal
-
1 788
-
-
total
-
10 428
-
-
Dividends
-
25 571
-
-
withholding
-
6 649
-
-
total
-
6 649
-
-
Income
36 000
36 000
36 000
36 000
Total tax
27 191
17 077
18 304
16 165
After tax
8 809
18 923
17 696
19 835
Living cost
25 670
25 670
25 670
25 670
Free-cash
-16 861
-6 747
-7 974
-5 835

Estimated living cost  is ₽25670 per week

₽15964
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2600
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6666
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
-₽10624
-₽4107
-₽11359
-₽20937
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
social contributions
-
-
-
10 512
health
-
-
-
4 860
income
-
-
-
3 094
solidarity contribution
-
-
-
-
total
-
-
-
18 466
Employee
42 490
-
26 866
-
social contributions
2 762
-
1 746
-
solidarity contribution
-
-
-
-
income
5 099
-
3 224
-
health
5 736
-
3 627
-
total
13 597
-
8 597
-
Employer
42 490
-
26 866
-
health
3 824
-
2 418
-
social contributions
10 623
-
6 716
-
total
14 447
-
9 134
-
Corporate
-
36 000
-
-
income
-
6 840
-
-
total
-
6 840
-
-
Dividends
-
29 160
-
-
withholding
-
4 374
-
-
total
-
4 374
-
-
Income
36 000
36 000
36 000
36 000
Total tax
28 044
11 214
17 731
18 466
After tax
7 956
24 786
18 269
17 534
Living cost
28 893
28 893
28 893
28 893
Free-cash
-20 937
-4 107
-10 624
-11 359

Estimated living cost  is ₽28893 per week

₽21487
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1601
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽500
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5306
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
-₽17265
-₽15914
-₽10018
-₽18548
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
health
-
-
-
2 754
income
-
-
-
212
chamber of commerce
-
-
-
145
pensions
-
-
-
6 660
surtax
-
-
-
-
unemployment
-
-
-
5 845
total
-
-
-
15 616
Employee
41 655
37 975
37 975
-
income
3 711
2 801
3 329
-
other
416
380
273
-
pensions
4 266
3 888
2 801
-
health
1 611
1 470
1 058
-
unemployment
1 250
1 139
821
-
total
11 254
9 678
8 282
-
Employer
41 655
37 975
37 975
-
other
1 978
1 803
1 714
-
unemployment
1 250
1 139
821
-
health
1 575
1 436
1 034
-
surtax
-
-
-
-
accident
541
494
356
-
pensions
5 228
4 767
3 432
-
payroll
1 250
1 139
1 139
-
chamber of commerce
166
152
152
-
total
11 988
10 930
8 648
-
Corporate
3 617
3 617
23 734
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

904
904
5 933
-
total
904
904
5 933
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
36 000
36 000
36 000
36 000
Total tax
24 146
21 512
22 863
15 616
After tax
11 854
14 488
13 137
20 384
Living cost
30 402
30 402
30 402
30 402
Free-cash
-18 548
-15 914
-17 265
-10 018

Estimated living cost  is ₽30402 per week

₽18237
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3105
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8517
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽16386
₽21786
₽23226
₽19458
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
36 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
360
total
-
-
-
360
Employee
15 517
-
36 000
-
income
3 104
-
7 200
-
total
3 104
-
7 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

20 483
36 000
-
-
total
-
-
-
-
Dividends
20 483
36 000
-
-
withholding
1 024
1 800
-
-
total
1 024
1 800
-
-
Income
36 000
36 000
36 000
36 000
Total tax
4 128
1 800
7 200
360
After tax
31 872
34 200
28 800
35 640
Living cost
12 414
12 414
12 414
12 414
Free-cash
19 458
21 786
16 386
23 226

Estimated living cost  is ₽12414 per week

₽8400
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽521
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3075
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
-₽6248
-₽773
-₽5111
-₽12702
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
36 000
health
-
-
-
3 543
income
-
-
-
5 379
pensions
-
-
-
6 575
unemployment
-
-
-
54
total
-
-
-
15 551
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

42 138
-
31 150
-
income
7 267
-
4 956
-
pensions
6 532
-
4 828
-
health
2 722
-
2 013
-
unemployment
60
-
43
-
total
16 581
-
11 840
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

42 138
-
31 150
-
unemployment
25
-
18
-
health
2 807
-
2 074
-
pensions
3 729
-
2 756
-
total
6 561
-
4 848
-
Corporate
-
36 000
-
-
income
-
6 839
-
-
total
-
6 839
-
-
Dividends
-
29 161
-
-
withholding
-
4 374
-
-
total
-
4 374
-
-
Income
36 000
36 000
36 000
36 000
Total tax
23 142
11 213
16 688
15 551
After tax
12 858
24 787
19 312
20 449
Living cost
25 560
25 560
25 560
25 560
Free-cash
-12 702
-773
-6 248
-5 111

Estimated living cost  is ₽25560 per week

₽17541
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1638
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5886
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
-₽20900
-₽21351
-₽18374
-₽113466
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
social contributions
-
-
-
4 104
income
-
-
-
7 017
total
-
-
-
11 121
Employee
62 019
-
2 812
-
social contributions
5 086
-
725
-
income
13 680
-
459
-
total
18 766
-
1 184
-
Employer
62 019
-
2 812
-
social contributions
87 447
-
12 463
-
total
87 447
-
12 463
-
Corporate
-
36 000
-
-
income
-
7 920
-
-
total
-
7 920
-
-
Dividends
-
28 080
-
-
income
-
6 178
-
-
total
-
6 178
-
-
Income
36 000
36 000
36 000
36 000
Total tax
106 213
14 098
13 647
11 121
After tax
-70 213
21 902
22 353
24 879
Living cost
43 253
43 253
43 253
43 253
Free-cash
-113 466
-21 351
-20 900
-18 374

Estimated living cost  is ₽43253 per week

₽28064
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4068
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽551
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
-₽9226
-₽9413
-₽8643
-₽18236
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
36 000
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
12 510
income
-
-
-
2 243
surtax
-
-
-
-
total
-
-
-
14 753
Employee
43 827
-
29 090
-
surtax
-
-
-
-
social contributions
4 821
-
3 201
-
income
9 116
-
5 225
-
total
13 937
-
8 426
-
Employer
43 827
-
29 090
-
social contributions
10 409
-
6 910
-
total
10 409
-
6 910
-
Corporate
-
36 000
-
-
surtax
-
-
-
-
income
-
7 561
-
-
total
-
7 561
-
-
Dividends
-
28 439
-
-
withholding
-
7 962
-
-
total
-
7 962
-
-
Income
36 000
36 000
36 000
36 000
Total tax
24 346
15 523
15 336
14 753
After tax
11 654
20 477
20 664
21 247
Living cost
29 890
29 890
29 890
29 890
Free-cash
-18 236
-9 413
-9 226
-8 643

Estimated living cost  is ₽29890 per week

₽22364
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1763
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽499
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5264
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
-₽23270
-₽27882
-₽24030
-₽42325
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
other
-
-
-
1 116
social contributions
-
-
-
1 025
health
-
-
-
313
income
-
-
-
676
pensions
-
-
-
10 875
surtax
-
-
-
-
total
-
-
-
14 005
Employee
59 683
-
27 434
-
surtax
-
-
-
-
social contributions
1 700
-
783
-
income
5 208
-
794
-
pensions
6 751
-
3 103
-
total
13 659
-
4 680
-
Employer
59 683
-
27 434
-
other
2 060
-
946
-
unemployment
2 418
-
1 110
-
health
4 177
-
1 920
-
pensions
9 807
-
4 506
-
social contributions
179
-
83
-
total
18 641
-
8 565
-
Corporate
-
36 000
-
-
surtax
-
-
-
-
income
-
10 080
-
-
total
-
10 080
-
-
Dividends
-
25 920
-
-
social contributions
-
4 459
-
-
surtax
-
-
-
-
withholding
-
3 318
-
-
total
-
7 777
-
-
Income
36 000
36 000
36 000
36 000
Total tax
32 300
17 857
13 245
14 005
After tax
3 700
18 143
22 755
21 995
Living cost
46 025
46 025
46 025
46 025
Free-cash
-42 325
-27 882
-23 270
-24 030

Estimated living cost  is ₽46025 per week

₽31149
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3765
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽631
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10479
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
₽501
₽3756
-₽565
₽555
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
income
-
-
-
-
social contributions
-
-
-
7 921
total
-
-
-
7 921
Employee
30 635
-
31 168
-
income
-
-
-
-
social contributions
1 991
-
2 025
-
total
1 991
-
2 025
-
Employer
30 635
-
31 168
-
social contributions
4 749
-
4 830
-
total
4 749
-
4 830
-
Corporate
616
36 000
-
-
income
61
3 600
-
-
total
61
3 600
-
-
Dividends
554
32 400
-
-
total
-
-
-
-
Income
36 000
36 000
36 000
36 000
Total tax
6 801
3 600
6 855
7 921
After tax
29 199
32 400
29 145
28 079
Living cost
28 644
28 644
28 644
28 644
Free-cash
555
3 756
501
-565

Estimated living cost  is ₽28644 per week

₽18521
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2159
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽539
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
-₽171051
-₽171051
-₽21203
-₽171051
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
labour market
-
-
-
2 814
pensions
-
-
-
824
national
-
-
-
2 918
municipal
-
-
-
4 880
total
-
-
-
11 436
Employee
193 171
193 171
193 171
-
labour market
15 432
15 432
15 432
-
municipal
41 135
41 135
41 135
-
national
23 599
23 599
23 599
-
pensions
275
275
275
-
total
80 441
80 441
80 441
-
Employer
193 171
193 171
193 171
-
national
23 640
23 640
23 640
-
labour market
15 454
15 454
15 454
-
pensions
549
549
549
-
municipal
41 200
41 200
41 200
-
total
80 843
80 843
80 843
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
36 000
36 000
36 000
36 000
Total tax
161 284
161 284
161 284
11 436
After tax
-125 284
-125 284
-125 284
24 564
Living cost
45 767
45 767
45 767
45 767
Free-cash
-171 051
-171 051
-171 051
-21 203

Estimated living cost  is ₽45767 per week

₽31323
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4049
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽704
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9691
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
-₽1727
-₽17821
₽3392
-₽3268
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
other
-
-
-
355
health
-
-
-
2 086
accident
-
-
-
242
income
-
-
-
5 207
pensions
-
-
-
3 981
total
-
-
-
11 871
Employee
32 620
-
29 905
-
income
4 475
-
4 103
-
pensions
3 673
-
3 367
-
health
3 735
-
3 424
-
total
11 883
-
10 894
-
Employer
32 620
-
29 905
-
unemployment
799
-
733
-
accident
545
-
500
-
pensions
5 304
-
4 863
-
total
6 648
-
6 096
-
Corporate
-
36 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

-
32 400
-
-
total
-
32 400
-
-
Dividends
-
3 600
-
-
withholding
-
684
-
-
total
-
684
-
-
Income
36 000
36 000
36 000
36 000
Total tax
18 531
33 084
16 990
11 871
After tax
17 469
2 916
19 010
24 129
Living cost
20 737
20 737
20 737
20 737
Free-cash
-3 268
-17 821
-1 727
3 392

Estimated living cost  is ₽20737 per week

₽15094
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1182
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽389
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4071
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
-₽13856
-₽11674
-₽7435
-₽23594
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
36 000
health
-
-
-
157
national
-
-
-
241
municipal
-
-
-
6 452
total
-
-
-
6 850
Employee
50 135
-
30 284
-
municipal
8 212
-
4 989
-
national
828
-
-
-
pensions
3 383
-
2 043
-
health
374
-
69
-
unemployment
752
-
454
-
total
13 549
-
7 555
-
Employer
50 135
-
30 284
-
unemployment
326
-
197
-
health
385
-
233
-
accident
51
-
31
-
pensions
8 698
-
5 255
-
total
9 460
-
5 716
-
Corporate
-
36 000
-
-
income
-
7 201
-
-
total
-
7 201
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
21 599
-
-
national
-
-
-
-
municipal
-
3 888
-
-
total
-
3 888
-
-
Income
36 000
36 000
36 000
36 000
Total tax
23 009
11 089
13 271
6 850
After tax
12 991
24 911
22 729
29 150
Living cost
36 585
36 585
36 585
36 585
Free-cash
-23 594
-11 674
-13 856
-7 435

Estimated living cost  is ₽36585 per week

₽23897
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8588
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
-₽648
-₽7610
₽7362
-₽766
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 226
social contributions
-
-
-
5 651
health
-
-
-
924
income
-
-
-
-
total
-
-
-
6 575
Employee
73 275
73 275
73 275
-
social contributions
2 770
6 081
2 713
-
income
7 978
6 783
8 000
-
health
568
1 246
555
-
total
11 316
14 110
11 268
-
Employer
73 275
73 275
73 275
-
health
617
1 356
604
-
social contributions
2 770
6 081
2 713
-
total
3 387
7 437
3 317
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
36 000
36 000
36 000
36 000
Total tax
14 703
21 547
14 585
6 575
After tax
21 297
14 453
21 415
29 425
Living cost
22 063
22 063
22 063
22 063
Free-cash
-766
-7 610
-648
7 362

Estimated living cost  is ₽22063 per week

₽13223
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2165
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽488
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6188
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽7284
₽14682
₽8760
₽9833
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
36 000
health
-
-
-
3 449
income
-
-
-
2 573
pensions
-
-
-
6 062
unemployment
-
-
-
27
total
-
-
-
12 111
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 873
-
32 638
-
income
1 496
-
2 393
-
pensions
3 280
-
4 895
-
health
1 859
-
2 774
-
unemployment
109
-
163
-
total
6 744
-
10 225
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 873
-
32 638
-
unemployment
109
-
163
-
health
940
-
1 403
-
pensions
1 203
-
1 796
-
total
2 252
-
3 362
-
Corporate
11 876
36 000
-
-
income
1 069
3 241
-
-
total
1 069
3 241
-
-
Dividends
10 807
32 759
-
-
withholding
973
2 948
-
-
total
973
2 948
-
-
Income
36 000
36 000
36 000
36 000
Total tax
11 038
6 189
13 587
12 111
After tax
24 962
29 811
22 413
23 889
Living cost
15 130
15 130
15 130
15 130
Free-cash
9 833
14 682
7 284
8 760

Estimated living cost  is ₽15130 per week

₽9653
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1090
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽450
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3935
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
-₽6965
-₽1814
-₽5926
-₽10467
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
other
-
-
-
36
accident
-
-
-
324
income
-
-
-
4 923
pensions
-
-
-
10 188
unemployment
-
-
-
251
total
-
-
-
15 722
Employee
35 235
-
25 855
-
income
6 793
-
4 594
-
other
34
-
33
-
pensions
1 656
-
1 496
-
unemployment
546
-
494
-
total
9 029
-
6 617
-
Employer
35 235
-
25 855
-
other
282
-
255
-
unemployment
1 939
-
1 750
-
accident
698
-
629
-
pensions
8 315
-
7 510
-
total
11 234
-
10 144
-
Corporate
-
36 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
5 400
-
-
total
-
5 400
-
-
Dividends
-
30 600
-
-
withholding
-
6 210
-
-
total
-
6 210
-
-
Income
36 000
36 000
36 000
36 000
Total tax
20 263
11 610
16 761
15 722
After tax
15 737
24 390
19 239
20 278
Living cost
26 204
26 204
26 204
26 204
Free-cash
-10 467
-1 814
-6 965
-5 926

Estimated living cost  is ₽26204 per week

₽17687
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽459
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5539
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽20465
₽20695
₽20591
₽20404
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
health
-
-
-
936
income
-
-
-
11 413
pensions
-
-
-
1 291
total
-
-
-
13 640
Employee
2 695
-
34 548
-
income
521
-
11 345
-
pensions
243
-
581
-
health
135
-
323
-
unemployment
27
-
65
-
total
926
-
12 314
-
Employer
2 695
-
34 548
-
unemployment
54
-
129
-
health
256
-
613
-
pensions
296
-
710
-
total
606
-
1 452
-
Corporate
32 699
36 000
-
-
income
7 194
7 920
-
-
total
7 194
7 920
-
-
Dividends
25 505
28 080
-
-
withholding
5 101
5 616
-
-
total
5 101
5 616
-
-
Income
36 000
36 000
36 000
36 000
Total tax
13 827
13 536
13 766
13 640
After tax
22 173
22 464
22 234
22 360
Living cost
1 769
1 769
1 769
1 769
Free-cash
20 404
20 695
20 465
20 591

Estimated living cost  is ₽1769 per week

₽1051
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽143
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽41
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽3432
₽9551
₽1884
₽4869
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
36 000
health
-
-
-
3 708
income
-
-
-
4 049
pensions
-
-
-
9 360
unemployment
-
-
-
540
total
-
-
-
17 657
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 818
-
30 534
-
income
3 421
-
4 566
-
pensions
3 475
-
4 275
-
health
1 278
-
1 573
-
unemployment
186
-
229
-
total
8 360
-
10 643
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 818
-
30 534
-
unemployment
186
-
229
-
health
1 278
-
1 573
-
pensions
2 978
-
3 664
-
total
4 442
-
5 466
-
Corporate
6 739
36 000
-
-
income
1 011
5 400
-
-
total
1 011
5 400
-
-
Dividends
5 728
30 600
-
-
withholding
859
4 590
-
-
total
859
4 590
-
-
Income
36 000
36 000
36 000
36 000
Total tax
14 672
9 990
16 109
17 657
After tax
21 328
26 010
19 891
18 343
Living cost
16 459
16 459
16 459
16 459
Free-cash
4 869
9 551
3 432
1 884

Estimated living cost  is ₽16459 per week

₽11082
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1273
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3628
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
-₽5026
-₽5213
-₽4443
-₽9769
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
36 000
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
12 510
income
-
-
-
2 243
surtax
-
-
-
-
total
-
-
-
14 753
Employee
36 985
-
29 090
-
surtax
-
-
-
-
social contributions
4 069
-
3 201
-
income
7 227
-
5 225
-
total
11 296
-
8 426
-
Employer
36 985
-
29 090
-
social contributions
8 783
-
6 910
-
total
8 783
-
6 910
-
Corporate
-
36 000
-
-
surtax
-
-
-
-
income
-
7 561
-
-
total
-
7 561
-
-
Dividends
-
28 439
-
-
withholding
-
7 962
-
-
total
-
7 962
-
-
Income
36 000
36 000
36 000
36 000
Total tax
20 079
15 523
15 336
14 753
After tax
15 921
20 477
20 664
21 247
Living cost
25 690
25 690
25 690
25 690
Free-cash
-9 769
-5 213
-5 026
-4 443

Estimated living cost  is ₽25690 per week

₽18196
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1785
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽456
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5255
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
-₽14251
-₽9100
-₽13212
-₽24695
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
other
-
-
-
36
accident
-
-
-
324
income
-
-
-
4 923
pensions
-
-
-
10 188
unemployment
-
-
-
251
total
-
-
-
15 722
Employee
46 022
-
25 855
-
income
9 612
-
4 594
-
other
45
-
33
-
pensions
2 163
-
1 496
-
unemployment
712
-
494
-
total
12 532
-
6 617
-
Employer
46 022
-
25 855
-
other
369
-
255
-
unemployment
2 532
-
1 750
-
accident
911
-
629
-
pensions
10 861
-
7 510
-
total
14 673
-
10 144
-
Corporate
-
36 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
5 400
-
-
total
-
5 400
-
-
Dividends
-
30 600
-
-
withholding
-
6 210
-
-
total
-
6 210
-
-
Income
36 000
36 000
36 000
36 000
Total tax
27 205
11 610
16 761
15 722
After tax
8 795
24 390
19 239
20 278
Living cost
33 490
33 490
33 490
33 490
Free-cash
-24 695
-9 100
-14 251
-13 212

Estimated living cost  is ₽33490 per week

₽24051
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2604
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6364
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽6453
₽14503
₽5498
₽8736
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
health
-
-
-
3 801
income
-
-
-
5 400
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 892
unemployment
-
-
-
132
total
-
-
-
14 225
Employee
21 553
-
30 096
-
income
2 156
-
3 009
-
accident

We are using the highest rate at 1.1%.

237
-
331
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 892
-
2 642
-
health
992
-
1 384
-
total
5 277
-
7 366
-
Employer
21 553
-
30 096
-
unemployment
129
-
181
-
health
1 487
-
2 076
-
accident

We are using the highest rate at 1.1%.

237
-
331
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 375
-
3 316
-
total
4 228
-
5 904
-
Corporate
10 218
36 000
-
-
income
1 022
3 600
-
-
total
1 022
3 600
-
-
Dividends
9 196
32 400
-
-
withholding
460
1 620
-
-
total
460
1 620
-
-
Income
36 000
36 000
36 000
36 000
Total tax
10 987
5 220
13 270
14 225
After tax
25 013
30 780
22 730
21 775
Living cost
16 277
16 277
16 277
16 277
Free-cash
8 736
14 503
6 453
5 498

Estimated living cost  is ₽16277 per week

₽10765
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽388
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4192
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
-₽8257
-₽18048
-₽8257
-₽11414
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
36 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 510
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
906
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
51
trade
-
-
-
-
total
-
-
-
7 467
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 414
-
36 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
51
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 899
-
906
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 510
-
6 510
-
total
10 624
-
7 467
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
36 000
-
-
chamber of commerce
-
197
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
297
-
-
trade
-
5 166
-
-
income
-
5 400
-
-
total
-
11 060
-
-
Dividends
-
24 940
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
324
-
-
withholding
-
5 874
-
-
total
-
6 198
-
-
Income
36 000
36 000
36 000
36 000
Total tax
10 624
17 258
7 467
7 467
After tax
25 376
18 742
28 533
28 533
Living cost
36 790
36 790
36 790
36 790
Free-cash
-11 414
-18 048
-8 257
-8 257

Estimated living cost  is ₽36790 per week

₽25378
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3958
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽533
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6919
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
-₽24452
-₽29082
-₽24452
-₽38541
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
income
-
-
-
4 217
social contributions
-
-
-
1 952
total
-
-
-
6 169
Employee
74 540
-
36 000
-
income
14 065
-
4 217
-
social contributions
6 193
-
1 952
-
total
20 258
-
6 169
-
Employer
74 540
-
36 000
-
total
-
-
-
-
Corporate
-
36 000
-
-
income
-
4 499
-
-
total
-
4 499
-
-
Dividends
-
31 501
-
-
withholding
-
6 300
-
-
total
-
6 300
-
-
Income
36 000
36 000
36 000
36 000
Total tax
20 258
10 799
6 169
6 169
After tax
15 742
25 201
29 831
29 831
Living cost
54 283
54 283
54 283
54 283
Free-cash
-38 541
-29 082
-24 452
-24 452

Estimated living cost  is ₽54283 per week

₽41297
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4423
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
-₽7418
-₽14702
-₽31620
-₽14939
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
36 000
income
-
-
-
27 125
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 904
total
-
-
-
33 029
Employee
43 714
-
32 721
-
income
4 743
-
2 269
-
social contributions
4 380
-
3 279
-
total
9 123
-
5 548
-
Employer
43 714
-
32 721
-
social contributions
4 380
-
3 279
-
total
4 380
-
3 279
-
Corporate
-
36 000
-
-
income
-
12 601
-
-
total
-
12 601
-
-
Dividends
-
23 399
-
-
social contributions
2 845
3 510
-
-
total
2 845
3 510
-
-
Income
36 000
36 000
36 000
36 000
Total tax
16 348
16 111
8 827
33 029
After tax
19 652
19 889
27 173
2 971
Living cost
34 591
34 591
34 591
34 591
Free-cash
-14 939
-14 702
-7 418
-31 620

Estimated living cost  is ₽34591 per week

₽22785
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2727
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8548
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
-₽10676
-₽8129
-₽7632
-₽17965
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
income
-
-
-
6 868
pensions
-
-
-
1 663
total
-
-
-
8 531
Employee
48 181
-
32 656
-
income
8 774
-
6 106
-
health
629
-
310
-
pensions
3 677
-
1 815
-
total
13 080
-
8 231
-
Employer
48 181
-
32 656
-
health
916
-
620
-
pensions
4 868
-
2 724
-
total
5 784
-
3 344
-
Corporate
-
36 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
6 841
-
-
total
-
6 841
-
-
Dividends
-
29 159
-
-
withholding
-
2 187
-
-
total
-
2 187
-
-
Income
36 000
36 000
36 000
36 000
Total tax
18 864
9 028
11 575
8 531
After tax
17 136
26 972
24 425
27 469
Living cost
35 101
35 101
35 101
35 101
Free-cash
-17 965
-8 129
-10 676
-7 632

Estimated living cost  is ₽35101 per week

₽24079
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3228
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7353
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
-₽3780
-₽19874
₽1339
-₽7156
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
other
-
-
-
355
health
-
-
-
2 086
accident
-
-
-
242
income
-
-
-
5 207
pensions
-
-
-
3 981
total
-
-
-
11 871
Employee
35 849
-
29 905
-
income
4 918
-
4 103
-
pensions
4 037
-
3 367
-
health
4 105
-
3 424
-
total
13 060
-
10 894
-
Employer
35 849
-
29 905
-
unemployment
878
-
733
-
accident
599
-
500
-
pensions
5 829
-
4 863
-
total
7 306
-
6 096
-
Corporate
-
36 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

-
32 400
-
-
total
-
32 400
-
-
Dividends
-
3 600
-
-
withholding
-
684
-
-
total
-
684
-
-
Income
36 000
36 000
36 000
36 000
Total tax
20 366
33 084
16 990
11 871
After tax
15 634
2 916
19 010
24 129
Living cost
22 790
22 790
22 790
22 790
Free-cash
-7 156
-19 874
-3 780
1 339

Estimated living cost  is ₽22790 per week

₽16725
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1328
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽459
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4277
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

Close
Skopje , Macedonia
₽9303
₽17748
₽9303
₽13120
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
36 000
income
-
-
-
3 945
health insurance
-
-
-
2 664
work injury
-
-
-
180
pensions
-
-
-
6 624
unemployment
-
-
-
432
total
-
-
-
13 845
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

20 563
-
36 000
-
income
2 056
-
3 945
-
work injury
103
-
180
-
health insurance
1 522
-
2 664
-
pensions
3 784
-
6 624
-
unemployment
247
-
432
-
total
7 712
-
13 845
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
15 437
36 000
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

-
-
-
-
total
-
-
-
-
Dividends
15 437
36 000
-
-
withholding
2 316
5 400
-
-
total
2 316
5 400
-
-
Income
36 000
36 000
36 000
36 000
Total tax
10 028
5 400
13 845
13 845
After tax
25 972
30 600
22 155
22 155
Living cost
12 852
12 852
12 852
12 852
Free-cash
13 120
17 748
9 303
9 303

Estimated living cost  is ₽12852 per week

₽7962
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽934
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽401
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3555
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

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Rome , Italy
-₽20216
-₽19000
-₽18075
-₽44299
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
social contributions
-
-
-
9 259
national
-
-
-
6 150
regional
-
-
-
463
municipal
-
-
-
241
total
-
-
-
16 113
Employee
80 299
-
36 000
-
social contributions
27 076
-
12 139
-
municipal
479
-
215
-
national
13 570
-
5 488
-
regional
1 212
-
412
-
total
42 337
-
18 254
-
Employer
80 299
-
36 000
-
total
-
-
-
-
Corporate
-
36 000
-
-
nationa
-
8 640
-
-
municipal
-
1 736
-
-
total
-
10 376
-
-
Dividends
-
25 624
-
-
withholding
-
6 662
-
-
total
-
6 662
-
-
Income
36 000
36 000
36 000
36 000
Total tax
42 337
17 038
18 254
16 113
After tax
-6 337
18 962
17 746
19 887
Living cost
37 962
37 962
37 962
37 962
Free-cash
-44 299
-19 000
-20 216
-18 075

Estimated living cost  is ₽37962 per week

₽26666
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2611
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽573
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8110
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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