Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 35500
per

Your estimated
City
free-cash

Dresden , Germany
₽507
₽330
₽507
-₽9460
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
35 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
62
trade
-
-
-
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
1 145
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 218
total
-
-
-
7 425
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 812
-
35 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

972
-
1 145
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 218
-
6 218
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

54
-
62
-
total
7 244
-
7 425
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
688
35 500
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

5
294
-
-
income
104
5 325
-
-
trade
109
5 591
-
-
chamber of commerce
140
190
-
-
total
358
11 400
-
-
Dividends
331
24 101
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
313
-
-
withholding
-
5 679
-
-
total
-
5 992
-
-
Income
35 500
35 500
35 500
35 500
Total tax
7 602
17 392
7 425
7 425
After tax
27 898
18 108
28 075
28 075
Living cost
27 568
27 568
27 568
27 568
Free-cash
330
-9 460
507
507

Estimated living cost  is ₽27568 per week

₽17341
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3214
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽515
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6498
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
-₽24626
-₽45551
-₽24347
-₽25783
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
national
-
-
-
4 588
pensions
-
-
-
4 260
social contributions
-
-
-
382
municipal
-
-
-
2 961
total
-
-
-
12 191
Employee
74 308
-
30 689
-
pensions
2 972
-
1 228
-
municipal
9 178
-
3 098
-
national
14 222
-
4 801
-
total
26 372
-
9 127
-
Employer
74 308
-
30 689
-
pensions
5 945
-
2 455
-
social contributions
799
-
330
-
total
6 744
-
2 785
-
Corporate
-
35 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
7 100
-
-
total
-
7 100
-
-
Dividends
-
28 400
-
-
withholding
-
6 248
-
-
total
-
6 248
-
-
Income
35 500
35 500
35 500
35 500
Total tax
33 116
13 348
11 912
12 191
After tax
2 384
22 152
23 588
23 309
Living cost
47 935
47 935
47 935
47 935
Free-cash
-45 551
-25 783
-24 347
-24 626

Estimated living cost  is ₽47935 per week

₽32581
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4456
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽717
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10181
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₽8375
₽2000
₽1435
₽9465
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
35 500
surtax
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
2 865
income
-
-
-
-
microenterprise
-
-
-
5 325
total
-
-
-
8 190
Employee
26 595
-
28 609
-
income
4 734
-
5 092
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 926
-
3 147
-
surtax
-
-
-
-
total
7 660
-
8 239
-
Employer
26 595
-
28 609
-
surtax
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

6 406
-
6 891
-
total
6 406
-
6 891
-
Corporate
2 499
35 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

499
7 100
-
-
total
499
7 100
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

2 000
28 400
-
-
total
-
-
-
-
Income
35 500
35 500
35 500
35 500
Total tax
14 565
7 100
15 130
8 190
After tax
20 935
28 400
20 370
27 310
Living cost
18 935
18 935
18 935
18 935
Free-cash
2 000
9 465
1 435
8 375

Estimated living cost  is ₽18935 per week

₽12080
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1803
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽430
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4622
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
-₽17668
-₽54881
-₽54881
-₽49772
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
pensions
-
-
-
6 391
income
-
-
-
3 200
health
-
-
-
5 449
total
-
-
-
15 040
Employee
77 723
77 723
77 723
-
pensions
13 990
10 664
13 990
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

12 722
12 722
12 722
-
health
11 930
10 147
11 930
-
total
38 642
33 533
38 642
-
Employer
77 723
77 723
77 723
-
pensions
5 410
5 410
5 410
-
health
5 403
5 403
5 403
-
unemployment
2 798
2 798
2 798
-
total
13 611
13 611
13 611
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
35 500
35 500
35 500
35 500
Total tax
52 253
47 144
52 253
15 040
After tax
-16 753
-11 644
-16 753
20 460
Living cost
38 128
38 128
38 128
38 128
Free-cash
-54 881
-49 772
-54 881
-17 668

Estimated living cost  is ₽38128 per week

₽27020
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽606
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7064
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
-₽20135
-₽35344
-₽18874
-₽18449
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
national
-
-
-
-
other
-
-
-
4 125
pensions
-
-
-
3 837
municipal
-
-
-
7 519
accident
-
-
-
71
health
-
-
-
2 215
unemployment
-
-
-
36
total
-
-
-
17 803
Employee
53 907
-
27 013
-
municipal
16 075
-
8 055
-
national
-
-
-
-
total
16 075
-
8 055
-
Employer
53 907
-
27 013
-
pensions
5 827
-
2 920
-
other
6 264
-
3 139
-
health
3 315
-
1 661
-
unemployment
1 423
-
713
-
accident
108
-
54
-
total
16 937
-
8 487
-
Corporate
-
35 500
-
-
income
-
7 810
-
-
total
-
7 810
-
-
Dividends
-
27 690
-
-
withholding
-
8 307
-
-
total
-
8 307
-
-
Income
35 500
35 500
35 500
35 500
Total tax
33 012
16 117
16 542
17 803
After tax
2 488
19 383
18 958
17 697
Living cost
37 832
37 832
37 832
37 832
Free-cash
-35 344
-18 449
-18 874
-20 135

Estimated living cost  is ₽37832 per week

₽25074
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3712
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽575
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8472
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
-₽7680
-₽10657
-₽7680
-₽17828
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
35 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
62
trade
-
-
-
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
1 145
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 218
total
-
-
-
7 425
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 156
-
35 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 966
-
1 145
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 218
-
6 218
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

218
-
62
-
total
10 402
-
7 425
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
35 500
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
294
-
-
income
-
5 325
-
-
trade
-
5 840
-
-
chamber of commerce
-
188
-
-
total
-
11 647
-
-
Dividends
-
23 854
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
309
-
-
withholding
-
5 617
-
-
total
-
5 926
-
-
Income
35 500
35 500
35 500
35 500
Total tax
10 402
17 573
7 425
7 425
After tax
25 098
17 927
28 075
28 075
Living cost
35 755
35 755
35 755
35 755
Free-cash
-10 657
-17 828
-7 680
-7 680

Estimated living cost  is ₽35755 per week

₽23913
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3770
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽534
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7537
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
-₽463
-₽9626
-₽8125
-₽14603
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
social contributions
-
-
-
5 537
income
-
-
-
-
health
-
-
-
905
total
-
-
-
6 442
Employee
69 986
69 986
69 986
-
income
7 349
6 479
7 610
-
social contributions
3 401
5 809
2 675
-
health
696
1 190
548
-
total
11 446
13 478
10 833
-
Employer
69 986
69 986
69 986
-
social contributions
3 401
5 809
2 675
-
health
758
1 295
596
-
total
4 159
7 104
3 271
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
35 500
35 500
35 500
35 500
Total tax
15 605
20 582
14 104
6 442
After tax
19 895
14 918
21 396
29 058
Living cost
29 521
29 521
29 521
29 521
Free-cash
-9 626
-14 603
-8 125
-463

Estimated living cost  is ₽29521 per week

₽20180
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2306
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽496
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6539
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽6730
₽2740
₽2716
₽2368
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
pensions
-
-
-
3 550
income
-
-
-
4 340
health
-
-
-
2 485
unemployment
-
-
-
532
total
-
-
-
10 907
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 785
10 262
29 707
-
pensions
2 579
1 026
2 971
-
income
3 152
1 255
3 632
-
health
1 805
718
2 079
-
unemployment
387
154
446
-
total
7 923
3 153
9 128
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 785
10 262
29 707
-
pensions
5 028
2 001
5 793
-
total
5 028
2 001
5 793
-
Corporate
4 686
23 237
-
-
income
422
2 091
-
-
total
422
2 091
-
-
Dividends
4 265
21 145
-
-
withholding
810
4 018
-
-
social contributions
714
4 006
-
-
total
1 524
8 024
-
-
Income
35 500
35 500
35 500
35 500
Total tax
14 897
15 269
14 921
10 907
After tax
20 603
20 231
20 579
24 593
Living cost
17 863
17 863
17 863
17 863
Free-cash
2 740
2 368
2 716
6 730

Estimated living cost  is ₽17863 per week

₽12190
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3855
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
-₽883
₽763
₽473
₽6416
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
pensions
-
-
-
7 100
income
-
-
-
2 684
health
-
-
-
4 615
total
-
-
-
14 399
Employee
25 820
-
26 532
-
pensions
516
-
530
-
income
2 907
-
3 121
-
unemployment
413
-
425
-
total
3 836
-
4 076
-
Employer
25 820
-
26 532
-
pensions
5 164
-
5 306
-
health
3 356
-
3 449
-
unemployment
207
-
212
-
total
8 727
-
8 967
-
Corporate
953
35 500
-
-
income
190
7 100
-
-
total
190
7 100
-
-
Dividends
763
28 400
-
-
total
-
-
-
-
Income
35 500
35 500
35 500
35 500
Total tax
12 753
7 100
13 043
14 399
After tax
22 747
28 400
22 457
21 101
Living cost
21 984
21 984
21 984
21 984
Free-cash
763
6 416
473
-883

Estimated living cost  is ₽21984 per week

₽15078
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1309
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽442
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5154
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
₽3575
-₽3001
-₽1583
-₽17455
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
other
-
-
-
342
pensions
-
-
-
3 845
income
-
-
-
5 159
accident
-
-
-
233
health
-
-
-
2 015
total
-
-
-
11 594
Employee
31 982
-
29 490
-
pensions
3 601
-
3 321
-
income
4 388
-
4 046
-
health
3 662
-
3 376
-
total
11 651
-
10 743
-
Employer
31 982
-
29 490
-
pensions
5 201
-
4 795
-
unemployment
784
-
722
-
accident
534
-
492
-
total
6 519
-
6 009
-
Corporate
-
35 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

-
31 950
-
-
total
-
31 950
-
-
Dividends
-
3 550
-
-
withholding
-
674
-
-
total
-
674
-
-
Income
35 500
35 500
35 500
35 500
Total tax
18 170
32 624
16 752
11 594
After tax
17 330
2 876
18 748
23 906
Living cost
20 331
20 331
20 331
20 331
Free-cash
-3 001
-17 455
-1 583
3 575

Estimated living cost  is ₽20331 per week

₽14901
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1126
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽424
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3880
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽27734
₽24925
₽20989
₽26314
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
35 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
355
total
-
-
-
355
Employee
9 263
-
35 500
-
income
1 852
-
7 100
-
total
1 852
-
7 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

26 237
35 500
-
-
total
-
-
-
-
Dividends
26 237
35 500
-
-
withholding
1 312
1 775
-
-
total
1 312
1 775
-
-
Income
35 500
35 500
35 500
35 500
Total tax
3 164
1 775
7 100
355
After tax
32 336
33 725
28 400
35 145
Living cost
7 411
7 411
7 411
7 411
Free-cash
24 925
26 314
20 989
27 734

Estimated living cost  is ₽7411 per week

₽4593
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽616
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽204
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1998
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
-₽5029
-₽5876
-₽3441
₽1829
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
other
-
-
-
1 686
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
8 520
income
-
-
-
4 510
health
-
-
-
1 561
total
-
-
-
16 277
Employee
33 047
-
28 355
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 313
-
1 985
-
income
5 689
-
4 881
-
health
463
-
397
-
unemployment
330
-
283
-
total
8 795
-
7 546
-
Employer
33 047
-
28 355
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 619
-
4 819
-
other
1 653
-
1 418
-
health
463
-
397
-
unemployment
330
-
283
-
accident
264
-
226
-
total
8 329
-
7 143
-
Corporate
-
35 500
-
-
income
-
7 455
-
-
total
-
7 455
-
-
Dividends
-
28 045
-
-
withholding
-
1 964
-
-
total
-
1 964
-
-
Income
35 500
35 500
35 500
35 500
Total tax
17 124
9 419
14 689
16 277
After tax
18 376
26 081
20 811
19 223
Living cost
24 252
24 252
24 252
24 252
Free-cash
-5 876
1 829
-3 441
-5 029

Estimated living cost  is ₽24252 per week

₽17135
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1637
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽390
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5088
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
-₽33259
-₽61520
-₽36320
-₽33708
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
pensions
-
-
-
1 690
income
-
-
-
6 762
total
-
-
-
8 452
Employee
85 325
-
32 152
-
pensions
8 232
-
1 851
-
income
15 381
-
5 997
-
health
1 406
-
316
-
total
25 019
-
8 164
-
Employer
85 325
-
32 152
-
pensions
10 074
-
2 737
-
health
1 620
-
612
-
total
11 694
-
3 349
-
Corporate
-
35 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
6 744
-
-
total
-
6 744
-
-
Dividends
-
28 756
-
-
withholding
-
2 157
-
-
total
-
2 157
-
-
Income
35 500
35 500
35 500
35 500
Total tax
36 713
8 901
11 513
8 452
After tax
-1 213
26 599
23 987
27 048
Living cost
60 307
60 307
60 307
60 307
Free-cash
-61 520
-33 708
-36 320
-33 259

Estimated living cost  is ₽60307 per week

₽45189
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7086
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽491
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7542
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽9859
₽14277
₽10540
₽18482
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 681
income
-
-
-
5 325
health
-
-
-
3 637
unemployment
-
-
-
127
total
-
-
-
13 770
Employee
15 719
-
29 677
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 380
-
2 606
-
accident

We are using the highest rate at 1.1%.

173
-
327
-
income
1 572
-
2 968
-
health
723
-
1 365
-
total
3 848
-
7 266
-
Employer
15 719
-
29 677
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 732
-
3 271
-
health
1 085
-
2 047
-
unemployment
94
-
178
-
accident

We are using the highest rate at 1.1%.

173
-
327
-
total
3 084
-
5 823
-
Corporate
16 696
35 500
-
-
income
1 669
3 550
-
-
total
1 669
3 550
-
-
Dividends
15 027
31 950
-
-
withholding
751
1 597
-
-
total
751
1 597
-
-
Income
35 500
35 500
35 500
35 500
Total tax
9 352
5 147
13 089
13 770
After tax
26 148
30 353
22 411
21 730
Living cost
11 871
11 871
11 871
11 871
Free-cash
14 277
18 482
10 540
9 859

Estimated living cost  is ₽11871 per week

₽6931
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽848
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽315
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3779
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
-₽30009
-₽63656
-₽67222
-₽62113
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
pensions
-
-
-
6 391
income
-
-
-
3 200
health
-
-
-
5 449
total
-
-
-
15 040
Employee
84 383
77 723
77 723
-
pensions
10 664
10 664
13 990
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

12 722
12 722
12 722
-
health
10 527
10 147
11 930
-
total
33 913
33 533
38 642
-
Employer
84 383
77 723
77 723
-
pensions
5 872
5 410
5 410
-
health
5 864
5 403
5 403
-
unemployment
3 038
2 798
2 798
-
total
14 774
13 611
13 611
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
35 500
35 500
35 500
35 500
Total tax
48 687
47 144
52 253
15 040
After tax
-13 187
-11 644
-16 753
20 460
Living cost
50 469
50 469
50 469
50 469
Free-cash
-63 656
-62 113
-67 222
-30 009

Estimated living cost  is ₽50469 per week

₽37230
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4508
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽579
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8154
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
-₽5310
-₽9036
-₽4586
₽1841
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
social contributions
-
-
-
10 366
income
-
-
-
3 051
health
-
-
-
4 792
solidarity contribution
-
-
-
-
total
-
-
-
18 209
Employee
33 236
-
26 493
-
income
3 988
-
3 179
-
social contributions
2 160
-
1 722
-
solidarity contribution
-
-
-
-
health
4 487
-
3 577
-
total
10 635
-
8 478
-
Employer
33 236
-
26 493
-
social contributions
8 309
-
6 623
-
health
2 991
-
2 384
-
total
11 300
-
9 007
-
Corporate
-
35 500
-
-
income
-
6 745
-
-
total
-
6 745
-
-
Dividends
-
28 755
-
-
withholding
-
4 313
-
-
total
-
4 313
-
-
Income
35 500
35 500
35 500
35 500
Total tax
21 935
11 058
17 485
18 209
After tax
13 565
24 442
18 015
17 291
Living cost
22 601
22 601
22 601
22 601
Free-cash
-9 036
1 841
-4 586
-5 310

Estimated living cost  is ₽22601 per week

₽15699
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1608
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽444
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4850
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
-₽18655
-₽45388
-₽20765
-₽19465
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
national
-
-
-
6 083
social contributions
-
-
-
9 130
municipal
-
-
-
211
regional
-
-
-
326
total
-
-
-
15 750
Employee
80 889
-
35 500
-
social contributions
27 276
-
11 971
-
municipal
428
-
188
-
regional
763
-
290
-
national
14 016
-
5 411
-
total
42 483
-
17 860
-
Employer
80 889
-
35 500
-
total
-
-
-
-
Corporate
-
35 500
-
-
municipal
-
1 385
-
-
nationa
-
8 520
-
-
total
-
9 905
-
-
Dividends
-
25 595
-
-
withholding
-
6 655
-
-
total
-
6 655
-
-
Income
35 500
35 500
35 500
35 500
Total tax
42 483
16 560
17 860
15 750
After tax
-6 983
18 940
17 640
19 750
Living cost
38 405
38 405
38 405
38 405
Free-cash
-45 388
-19 465
-20 765
-18 655

Estimated living cost  is ₽38405 per week

₽26771
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2518
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽589
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8525
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
₽343
-₽933
-₽503
₽2246
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
other
-
-
-
-
surtax
-
-
-
109
pensions
-
-
-
7 100
income
-
-
-
5 135
health
-
-
-
2 522
unemployment
-
-
-
207
total
-
-
-
15 073
Employee
30 098
-
29 327
-
pensions
2 007
-
1 957
-
income
5 045
-
4 916
-
other
-
-
-
-
health
769
-
748
-
unemployment
2 095
-
2 042
-
surtax
98
-
85
-
total
10 014
-
9 748
-
Employer
30 098
-
29 327
-
pensions
4 012
-
3 909
-
other
-
-
-
-
health
1 370
-
1 333
-
unemployment
953
-
929
-
total
6 335
-
6 171
-
Corporate
-
35 500
-
-
income
-
9 230
-
-
total
-
9 230
-
-
Dividends
-
26 270
-
-
withholding
-
3 940
-
-
total
-
3 940
-
-
Income
35 500
35 500
35 500
35 500
Total tax
16 349
13 170
15 919
15 073
After tax
19 151
22 330
19 581
20 427
Living cost
20 084
20 084
20 084
20 084
Free-cash
-933
2 246
-503
343

Estimated living cost  is ₽20084 per week

₽12280
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1853
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5487
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
-₽14152
-₽28959
-₽17213
-₽14601
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
pensions
-
-
-
1 690
income
-
-
-
6 762
total
-
-
-
8 452
Employee
57 183
-
32 152
-
pensions
4 854
-
1 851
-
income
10 299
-
5 997
-
health
830
-
316
-
total
15 983
-
8 164
-
Employer
57 183
-
32 152
-
pensions
6 190
-
2 737
-
health
1 086
-
612
-
total
7 276
-
3 349
-
Corporate
-
35 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
6 744
-
-
total
-
6 744
-
-
Dividends
-
28 756
-
-
withholding
-
2 157
-
-
total
-
2 157
-
-
Income
35 500
35 500
35 500
35 500
Total tax
23 259
8 901
11 513
8 452
After tax
12 241
26 599
23 987
27 048
Living cost
41 200
41 200
41 200
41 200
Free-cash
-28 959
-14 601
-17 213
-14 152

Estimated living cost  is ₽41200 per week

₽30867
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3088
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽431
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6814
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
-₽42421
-₽57831
-₽45087
-₽56582
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
national
-
-
-
32
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
711
pensions
-
-
-
3 267
city
-
-
-
372
health
-
-
-
238
regional
-
-
-
486
total
-
-
-
5 106
Employee
85 213
-
31 309
-
city
915
-
331
-
pensions
7 159
-
3 149
-
health
193
-
71
-
regional
2 790
-
368
-
unemployment
-
-
-
-
national
403
-
6
-
total
11 460
-
3 925
-
Employer
85 213
-
31 309
-
pensions
7 159
-
3 149
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 704
-
627
-
health
193
-
71
-
unemployment
-
-
-
-
total
9 056
-
3 847
-
Corporate
-
35 500
-
-
national
-
3 017
-
-
regional
-
7 509
-
-
total
-
10 526
-
-
Dividends
-
24 975
-
-
withholding
-
8 741
-
-
total
-
8 741
-
-
Income
35 500
35 500
35 500
35 500
Total tax
20 516
19 267
7 772
5 106
After tax
14 984
16 233
27 728
30 394
Living cost
72 815
72 815
72 815
72 815
Free-cash
-57 831
-56 582
-45 087
-42 421

Estimated living cost  is ₽72815 per week

₽47351
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6534
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽894
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18036
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
-₽13620
-₽19199
-₽13620
-₽23951
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
35 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
62
trade
-
-
-
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
1 145
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 218
total
-
-
-
7 425
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 699
-
35 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 432
-
1 145
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 218
-
6 218
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

354
-
62
-
total
13 004
-
7 425
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
35 500
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
294
-
-
income
-
5 325
-
-
trade
-
6 088
-
-
chamber of commerce
-
188
-
-
total
-
11 895
-
-
Dividends
-
23 605
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
306
-
-
withholding
-
5 555
-
-
total
-
5 861
-
-
Income
35 500
35 500
35 500
35 500
Total tax
13 004
17 756
7 425
7 425
After tax
22 496
17 744
28 075
28 075
Living cost
41 695
41 695
41 695
41 695
Free-cash
-19 199
-23 951
-13 620
-13 620

Estimated living cost  is ₽41695 per week

₽30452
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3335
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽542
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7366
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
-₽9487
-₽15617
-₽8776
-₽13246
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
other
-
-
-
1 100
surtax
-
-
-
-
pensions
-
-
-
10 676
social contributions
-
-
-
1 012
income
-
-
-
751
health
-
-
-
309
total
-
-
-
13 848
Employee
38 953
-
27 054
-
pensions
4 404
-
3 061
-
income
2 299
-
860
-
social contributions
1 111
-
770
-
surtax
-
-
-
-
total
7 814
-
4 691
-
Employer
38 953
-
27 054
-
pensions
6 399
-
4 444
-
other
1 344
-
933
-
social contributions
117
-
81
-
health
2 727
-
1 893
-
unemployment
1 577
-
1 095
-
total
12 164
-
8 446
-
Corporate
-
35 500
-
-
surtax
-
-
-
-
income
-
9 940
-
-
total
-
9 940
-
-
Dividends
-
25 560
-
-
surtax
-
-
-
-
withholding
-
3 271
-
-
social contributions
-
4 396
-
-
total
-
7 667
-
-
Income
35 500
35 500
35 500
35 500
Total tax
19 978
17 607
13 137
13 848
After tax
15 522
17 893
22 363
21 652
Living cost
31 139
31 139
31 139
31 139
Free-cash
-15 617
-13 246
-8 776
-9 487

Estimated living cost  is ₽31139 per week

₽19635
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2532
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8444
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
-₽6402
-₽10131
-₽5691
-₽10161
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
other
-
-
-
1 100
surtax
-
-
-
-
pensions
-
-
-
10 676
social contributions
-
-
-
1 012
income
-
-
-
751
health
-
-
-
309
total
-
-
-
13 848
Employee
34 771
-
27 054
-
pensions
3 933
-
3 061
-
income
1 793
-
860
-
social contributions
991
-
770
-
surtax
-
-
-
-
total
6 717
-
4 691
-
Employer
34 771
-
27 054
-
pensions
5 714
-
4 444
-
other
1 200
-
933
-
social contributions
104
-
81
-
health
2 434
-
1 893
-
unemployment
1 408
-
1 095
-
total
10 860
-
8 446
-
Corporate
-
35 500
-
-
surtax
-
-
-
-
income
-
9 940
-
-
total
-
9 940
-
-
Dividends
-
25 560
-
-
surtax
-
-
-
-
withholding
-
3 271
-
-
social contributions
-
4 396
-
-
total
-
7 667
-
-
Income
35 500
35 500
35 500
35 500
Total tax
17 577
17 607
13 137
13 848
After tax
17 923
17 893
22 363
21 652
Living cost
28 054
28 054
28 054
28 054
Free-cash
-10 131
-10 161
-5 691
-6 402

Estimated living cost  is ₽28054 per week

₽16270
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2850
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽532
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8403
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽3498
₽1357
₽2609
₽2356
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
social contributions
-
-
-
4 898
income
-
-
-
5 325
health
-
-
-
2 479
total
-
-
-
12 702
Employee
30 860
-
35 500
-
income
5 147
-
6 214
-
social contributions
4 259
-
4 898
-
health
2 154
-
2 479
-
total
11 560
-
13 591
-
Employer
30 860
-
35 500
-
total
-
-
-
-
Corporate
4 640
35 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

231
1 776
-
-
total
231
1 776
-
-
Dividends
4 409
33 724
-
-
health
803
2 354
-
-
withholding
662
5 059
-
-
social contributions
1 587
4 655
-
-
total
3 052
12 068
-
-
Income
35 500
35 500
35 500
35 500
Total tax
14 843
13 844
13 591
12 702
After tax
20 657
21 656
21 909
22 798
Living cost
19 300
19 300
19 300
19 300
Free-cash
1 357
2 356
2 609
3 498

Estimated living cost  is ₽19300 per week

₽12916
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1190
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽444
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4748
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
-₽12165
-₽24116
-₽19037
-₽17296
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
surtax
-
-
-
180
chamber of commerce
-
-
-
142
pensions
-
-
-
6 567
income
-
-
-
409
health
-
-
-
2 715
unemployment
-
-
-
5 582
total
-
-
-
15 595
Employee
45 485
36 271
36 271
-
pensions
4 658
3 713
2 755
-
income
5 178
2 675
3 131
-
other
454
363
269
-
health
1 760
1 404
1 041
-
unemployment
1 364
1 088
807
-
total
13 414
9 243
8 003
-
Employer
45 485
36 271
36 271
-
surtax
180
180
180
-
pensions
5 708
4 553
3 375
-
other
2 161
1 722
1 643
-
health
1 719
1 371
1 017
-
unemployment
1 364
1 088
807
-
chamber of commerce
181
145
145
-
payroll
1 364
1 088
1 088
-
accident
591
472
349
-
total
13 268
10 619
8 604
-
Corporate
3 454
3 454
23 443
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

864
864
5 860
-
total
864
864
5 860
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
35 500
35 500
35 500
35 500
Total tax
27 546
20 726
22 467
15 595
After tax
7 954
14 774
13 033
19 905
Living cost
32 070
32 070
32 070
32 070
Free-cash
-24 116
-17 296
-19 037
-12 165

Estimated living cost  is ₽32070 per week

₽21389
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2736
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7418
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
-₽11955
-₽48557
-₽16844
-₽13072
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
national
-
-
-
9 751
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
1 978
social contributions
-
-
-
2 541
total
-
-
-
14 270
Employee

The minimum management director salary is set at €45,000 per year.

65 104
-
27 496
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 883
-
2 062
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 059
-
1 292
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

567
-
240
-
national
20 016
-
6 127
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 396
-
1 434
-
total
31 921
-
11 155
-
Employer

The minimum management director salary is set at €45,000 per year.

65 104
-
27 496
-
surtax
7 382
-
3 119
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 769
-
2 435
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 004
-
1 691
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

950
-
401
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

846
-
358
-
total
18 951
-
8 004
-
Corporate
-
35 500
-
-
surtax
-
142
-
-
income
-
7 100
-
-
total
-
7 242
-
-
Dividends
-
28 258
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
8 145
-
-
total
-
8 145
-
-
Income
35 500
35 500
35 500
35 500
Total tax
50 872
15 387
19 159
14 270
After tax
-15 372
20 113
16 341
21 230
Living cost
33 185
33 185
33 185
33 185
Free-cash
-48 557
-13 072
-16 844
-11 955

Estimated living cost  is ₽33185 per week

₽21376
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2902
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8389
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
-₽12910
-₽24246
-₽13646
-₽8824
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
other
-
-
-
36
pensions
-
-
-
10 047
income
-
-
-
4 889
accident
-
-
-
320
unemployment
-
-
-
249
total
-
-
-
15 541
Employee
45 305
-
25 810
-
pensions
2 130
-
1 428
-
income
9 559
-
4 656
-
other
45
-
31
-
unemployment
703
-
472
-
total
12 437
-
6 587
-
Employer
45 305
-
25 810
-
pensions
10 691
-
7 173
-
other
361
-
244
-
unemployment
2 492
-
1 672
-
accident
896
-
601
-
total
14 440
-
9 690
-
Corporate
-
35 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
5 325
-
-
total
-
5 325
-
-
Dividends
-
30 175
-
-
withholding
-
6 130
-
-
total
-
6 130
-
-
Income
35 500
35 500
35 500
35 500
Total tax
26 877
11 455
16 277
15 541
After tax
8 623
24 045
19 223
19 959
Living cost
32 869
32 869
32 869
32 869
Free-cash
-24 246
-8 824
-13 646
-12 910

Estimated living cost  is ₽32869 per week

₽24205
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2332
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽473
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5859
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
-₽26732
-₽41658
-₽26735
-₽27125
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
surtax
-
-
-
1 744
communal
-
-
-
-
pensions
-
-
-
6 929
income
-
-
-
461
accident
-
-
-
390
health
-
-
-
3 247
total
-
-
-
12 771
Employee
68 925
-
30 324
-
pensions
5 513
-
3 465
-
income
6 657
-
461
-
health
3 067
-
1 928
-
surtax
4 225
-
1 744
-
total
19 462
-
7 598
-
Employer
68 925
-
30 324
-
pensions
5 513
-
3 465
-
health
2 102
-
1 321
-
accident
620
-
390
-
total
8 235
-
5 176
-
Corporate
-
35 500
-
-
surtax
-
373
-
-
income
-
5 325
-
-
communal
-
2 396
-
-
total
-
8 094
-
-
Dividends
-
27 406
-
-
income
-
959
-
-
withholding
-
4 111
-
-
total
-
5 070
-
-
Income
35 500
35 500
35 500
35 500
Total tax
27 697
13 164
12 774
12 771
After tax
7 803
22 336
22 726
22 729
Living cost
49 461
49 461
49 461
49 461
Free-cash
-41 658
-27 125
-26 735
-26 732

Estimated living cost  is ₽49461 per week

₽37103
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2997
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽523
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8836
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
-₽16
-₽1603
-₽862
₽1887
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
other
-
-
-
-
surtax
-
-
-
109
pensions
-
-
-
7 100
income
-
-
-
5 135
health
-
-
-
2 522
unemployment
-
-
-
207
total
-
-
-
15 073
Employee
30 651
-
29 327
-
pensions
2 045
-
1 957
-
income
5 138
-
4 916
-
other
-
-
-
-
health
782
-
748
-
unemployment
2 133
-
2 042
-
surtax
109
-
85
-
total
10 207
-
9 748
-
Employer
30 651
-
29 327
-
pensions
4 087
-
3 909
-
other
-
-
-
-
health
1 394
-
1 333
-
unemployment
972
-
929
-
total
6 453
-
6 171
-
Corporate
-
35 500
-
-
income
-
9 230
-
-
total
-
9 230
-
-
Dividends
-
26 270
-
-
withholding
-
3 940
-
-
total
-
3 940
-
-
Income
35 500
35 500
35 500
35 500
Total tax
16 660
13 170
15 919
15 073
After tax
18 840
22 330
19 581
20 427
Living cost
20 443
20 443
20 443
20 443
Free-cash
-1 603
1 887
-862
-16

Estimated living cost  is ₽20443 per week

₽12342
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1777
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽475
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5850
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
-₽4977
-₽14990
-₽7066
-₽5859
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
national
-
-
-
6 083
social contributions
-
-
-
9 130
municipal
-
-
-
211
regional
-
-
-
535
total
-
-
-
15 959
Employee
50 488
-
35 500
-
social contributions
17 025
-
11 971
-
municipal
268
-
188
-
regional
680
-
478
-
national
7 999
-
5 411
-
total
25 972
-
18 048
-
Employer
50 488
-
35 500
-
total
-
-
-
-
Corporate
-
35 500
-
-
municipal
-
1 765
-
-
nationa
-
8 520
-
-
total
-
10 285
-
-
Dividends
-
25 215
-
-
withholding
-
6 556
-
-
total
-
6 556
-
-
Income
35 500
35 500
35 500
35 500
Total tax
25 972
16 841
18 048
15 959
After tax
9 528
18 659
17 452
19 541
Living cost
24 518
24 518
24 518
24 518
Free-cash
-14 990
-5 859
-7 066
-4 977

Estimated living cost  is ₽24518 per week

₽15248
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽420
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6366
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
-₽10559
-₽19381
-₽9835
-₽3408
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
social contributions
-
-
-
10 366
income
-
-
-
3 051
health
-
-
-
4 792
solidarity contribution
-
-
-
-
total
-
-
-
18 209
Employee
40 956
-
26 493
-
income
4 915
-
3 179
-
social contributions
2 662
-
1 722
-
solidarity contribution
-
-
-
-
health
5 529
-
3 577
-
total
13 106
-
8 478
-
Employer
40 956
-
26 493
-
social contributions
10 239
-
6 623
-
health
3 686
-
2 384
-
total
13 925
-
9 007
-
Corporate
-
35 500
-
-
income
-
6 745
-
-
total
-
6 745
-
-
Dividends
-
28 755
-
-
withholding
-
4 313
-
-
total
-
4 313
-
-
Income
35 500
35 500
35 500
35 500
Total tax
27 031
11 058
17 485
18 209
After tax
8 469
24 442
18 015
17 291
Living cost
27 850
27 850
27 850
27 850
Free-cash
-19 381
-3 408
-9 835
-10 559

Estimated living cost  is ₽27850 per week

₽20711
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1543
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽482
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5114
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
-₽8952
-₽16596
-₽15911
-₽14083
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
surtax
-
-
-
-
chamber of commerce
-
-
-
142
pensions
-
-
-
6 567
income
-
-
-
409
health
-
-
-
2 715
unemployment
-
-
-
5 582
total
-
-
-
15 415
Employee
39 785
36 271
36 271
-
pensions
4 074
3 713
2 769
-
income
3 544
2 675
3 121
-
other
397
363
271
-
health
1 539
1 404
1 047
-
unemployment
1 193
1 088
812
-
total
10 747
9 243
8 020
-
Employer
39 785
36 271
36 271
-
surtax
-
-
-
-
pensions
4 993
4 553
3 394
-
other
1 890
1 722
1 644
-
health
1 504
1 371
1 022
-
unemployment
1 193
1 088
812
-
chamber of commerce
159
145
145
-
payroll
1 193
1 088
1 088
-
accident
516
472
352
-
total
11 448
10 439
8 457
-
Corporate
3 454
3 454
23 588
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

864
864
5 897
-
total
864
864
5 897
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
35 500
35 500
35 500
35 500
Total tax
23 059
20 546
22 374
15 415
After tax
12 441
14 954
13 126
20 085
Living cost
29 037
29 037
29 037
29 037
Free-cash
-16 596
-14 083
-15 911
-8 952

Estimated living cost  is ₽29037 per week

₽17419
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2966
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽518
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8135
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽23596
₽20011
₽16851
₽22176
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
35 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
355
total
-
-
-
355
Employee
14 436
-
35 500
-
income
2 887
-
7 100
-
total
2 887
-
7 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

21 064
35 500
-
-
total
-
-
-
-
Dividends
21 064
35 500
-
-
withholding
1 053
1 775
-
-
total
1 053
1 775
-
-
Income
35 500
35 500
35 500
35 500
Total tax
3 940
1 775
7 100
355
After tax
31 560
33 725
28 400
35 145
Living cost
11 549
11 549
11 549
11 549
Free-cash
20 011
22 176
16 851
23 596

Estimated living cost  is ₽11549 per week

₽7815
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽485
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽387
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2861
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
-₽4297
-₽11014
-₽5422
₽30
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
35 500
pensions
-
-
-
6 484
income
-
-
-
5 353
health
-
-
-
3 494
unemployment
-
-
-
54
total
-
-
-
15 385
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

40 247
-
30 716
-
pensions
6 239
-
4 760
-
income
6 941
-
4 937
-
health
2 599
-
1 985
-
unemployment
57
-
43
-
total
15 836
-
11 725
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

40 247
-
30 716
-
pensions
3 561
-
2 719
-
health
2 681
-
2 047
-
unemployment
24
-
19
-
total
6 266
-
4 785
-
Corporate
-
35 500
-
-
income
-
6 745
-
-
total
-
6 745
-
-
Dividends
-
28 755
-
-
withholding
-
4 313
-
-
total
-
4 313
-
-
Income
35 500
35 500
35 500
35 500
Total tax
22 102
11 058
16 510
15 385
After tax
13 398
24 442
18 990
20 115
Living cost
24 412
24 412
24 412
24 412
Free-cash
-11 014
30
-5 422
-4 297

Estimated living cost  is ₽24412 per week

₽16754
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1565
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽473
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5622
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
-₽17193
-₽108688
-₽19322
-₽20128
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
social contributions
-
-
-
4 047
income
-
-
-
6 920
total
-
-
-
10 967
Employee
59 829
-
2 397
-
income
13 197
-
374
-
social contributions
4 906
-
699
-
total
18 103
-
1 073
-
Employer
59 829
-
2 397
-
social contributions
84 359
-
12 023
-
total
84 359
-
12 023
-
Corporate
-
35 500
-
-
income
-
7 810
-
-
total
-
7 810
-
-
Dividends
-
27 690
-
-
income
-
6 092
-
-
total
-
6 092
-
-
Income
35 500
35 500
35 500
35 500
Total tax
102 462
13 902
13 096
10 967
After tax
-66 962
21 598
22 404
24 533
Living cost
41 726
41 726
41 726
41 726
Free-cash
-108 688
-20 128
-19 322
-17 193

Estimated living cost  is ₽41726 per week

₽27073
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3924
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽532
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10196
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
-₽7631
-₽16303
-₽8237
-₽8358
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
35 500
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
12 336
income
-
-
-
2 246
total
-
-
-
14 582
Employee
41 860
-
28 686
-
income
8 707
-
5 218
-
social contributions
4 605
-
3 156
-
surtax
-
-
-
-
total
13 312
-
8 374
-
Employer
41 860
-
28 686
-
social contributions
9 942
-
6 814
-
total
9 942
-
6 814
-
Corporate
-
35 500
-
-
surtax
-
-
-
-
income
-
7 455
-
-
total
-
7 455
-
-
Dividends
-
28 045
-
-
withholding
-
7 854
-
-
total
-
7 854
-
-
Income
35 500
35 500
35 500
35 500
Total tax
23 254
15 309
15 188
14 582
After tax
12 246
20 191
20 312
20 918
Living cost
28 549
28 549
28 549
28 549
Free-cash
-16 303
-8 358
-8 237
-7 631

Estimated living cost  is ₽28549 per week

₽21360
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1684
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽477
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5028
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
-₽22307
-₽39309
-₽21596
-₽26066
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
other
-
-
-
1 100
surtax
-
-
-
-
pensions
-
-
-
10 676
social contributions
-
-
-
1 012
income
-
-
-
751
health
-
-
-
309
total
-
-
-
13 848
Employee
57 005
-
27 054
-
pensions
6 448
-
3 061
-
income
4 974
-
860
-
social contributions
1 624
-
770
-
surtax
-
-
-
-
total
13 046
-
4 691
-
Employer
57 005
-
27 054
-
pensions
9 367
-
4 444
-
other
1 967
-
933
-
social contributions
171
-
81
-
health
3 990
-
1 893
-
unemployment
2 309
-
1 095
-
total
17 804
-
8 446
-
Corporate
-
35 500
-
-
surtax
-
-
-
-
income
-
9 940
-
-
total
-
9 940
-
-
Dividends
-
25 560
-
-
surtax
-
-
-
-
withholding
-
3 271
-
-
social contributions
-
4 396
-
-
total
-
7 667
-
-
Income
35 500
35 500
35 500
35 500
Total tax
30 850
17 607
13 137
13 848
After tax
4 650
17 893
22 363
21 652
Living cost
43 959
43 959
43 959
43 959
Free-cash
-39 309
-26 066
-21 596
-22 307

Estimated living cost  is ₽43959 per week

₽29751
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3596
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽603
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10009
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
₽332
₽1532
₽1378
₽4592
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
social contributions
-
-
-
7 809
income
-
-
-
-
total
-
-
-
7 809
Employee
29 260
-
30 735
-
social contributions
1 902
-
1 998
-
income
-
-
-
-
total
1 902
-
1 998
-
Employer
29 260
-
30 735
-
social contributions
4 536
-
4 765
-
total
4 536
-
4 765
-
Corporate
1 704
35 500
-
-
income
171
3 549
-
-
total
171
3 549
-
-
Dividends
1 533
31 951
-
-
total
-
-
-
-
Income
35 500
35 500
35 500
35 500
Total tax
6 609
3 549
6 763
7 809
After tax
28 891
31 951
28 737
27 691
Living cost
27 359
27 359
27 359
27 359
Free-cash
1 532
4 592
1 378
332

Estimated living cost  is ₽27359 per week

₽17690
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2062
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽515
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7092
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
-₽19646
-₽162485
-₽162485
-₽162485
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
national
-
-
-
2 921
labour market
-
-
-
2 777
pensions
-
-
-
788
municipal
-
-
-
4 897
total
-
-
-
11 383
Employee
184 714
184 714
184 714
-
pensions
263
263
263
-
labour market
14 756
14 756
14 756
-
municipal
39 334
39 334
39 334
-
national
22 566
22 566
22 566
-
total
76 919
76 919
76 919
-
Employer
184 714
184 714
184 714
-
labour market
14 777
14 777
14 777
-
pensions
525
525
525
-
national
22 605
22 605
22 605
-
municipal
39 396
39 396
39 396
-
total
77 303
77 303
77 303
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
35 500
35 500
35 500
35 500
Total tax
154 222
154 222
154 222
11 383
After tax
-118 722
-118 722
-118 722
24 117
Living cost
43 763
43 763
43 763
43 763
Free-cash
-162 485
-162 485
-162 485
-19 646

Estimated living cost  is ₽43763 per week

₽29952
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3871
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽673
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9267
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
₽3875
-₽2432
-₽1283
-₽17155
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
other
-
-
-
342
pensions
-
-
-
3 845
income
-
-
-
5 159
accident
-
-
-
233
health
-
-
-
2 015
total
-
-
-
11 594
Employee
31 511
-
29 490
-
pensions
3 548
-
3 321
-
income
4 323
-
4 046
-
health
3 608
-
3 376
-
total
11 479
-
10 743
-
Employer
31 511
-
29 490
-
pensions
5 124
-
4 795
-
unemployment
772
-
722
-
accident
526
-
492
-
total
6 422
-
6 009
-
Corporate
-
35 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

-
31 950
-
-
total
-
31 950
-
-
Dividends
-
3 550
-
-
withholding
-
674
-
-
total
-
674
-
-
Income
35 500
35 500
35 500
35 500
Total tax
17 901
32 624
16 752
11 594
After tax
17 599
2 876
18 748
23 906
Living cost
20 031
20 031
20 031
20 031
Free-cash
-2 432
-17 155
-1 283
3 875

Estimated living cost  is ₽20031 per week

₽14581
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1142
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽376
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3933
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
-₽6266
-₽21421
-₽12538
-₽10377
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
35 500
national
-
-
-
295
municipal
-
-
-
6 360
health
-
-
-
168
total
-
-
-
6 823
Employee
47 885
-
29 866
-
pensions
3 232
-
2 016
-
health
358
-
79
-
municipal
7 843
-
4 919
-
unemployment
719
-
447
-
national
791
-
-
-
total
12 943
-
7 461
-
Employer
47 885
-
29 866
-
pensions
8 308
-
5 182
-
health
368
-
230
-
unemployment
311
-
193
-
accident
48
-
29
-
total
9 035
-
5 634
-
Corporate
-
35 500
-
-
income
-
7 100
-
-
total
-
7 100
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
21 300
-
-
municipal
-
3 834
-
-
national
-
-
-
-
total
-
3 834
-
-
Income
35 500
35 500
35 500
35 500
Total tax
21 978
10 934
13 095
6 823
After tax
13 522
24 566
22 405
28 677
Living cost
34 943
34 943
34 943
34 943
Free-cash
-21 421
-10 377
-12 538
-6 266

Estimated living cost  is ₽34943 per week

₽22825
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3361
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽556
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8202
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
₽7985
₽279
₽323
-₽6155
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
social contributions
-
-
-
5 537
income
-
-
-
-
health
-
-
-
905
total
-
-
-
6 442
Employee
69 986
69 986
69 986
-
income
7 620
6 479
7 610
-
social contributions
2 646
5 809
2 675
-
health
542
1 190
548
-
total
10 808
13 478
10 833
-
Employer
69 986
69 986
69 986
-
social contributions
2 646
5 809
2 675
-
health
589
1 295
596
-
total
3 235
7 104
3 271
-
Corporate
384
-
-
-
income
48
-
-
-
total
48
-
-
-
Dividends
335
-
-
-
withholding
57
-
-
-
total
57
-
-
-
Income
35 500
35 500
35 500
35 500
Total tax
14 148
20 582
14 104
6 442
After tax
21 352
14 918
21 396
29 058
Living cost
21 073
21 073
21 073
21 073
Free-cash
279
-6 155
323
7 985

Estimated living cost  is ₽21073 per week

₽12629
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2067
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽466
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5910
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽9359
₽10316
₽7642
₽14948
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
35 500
pensions
-
-
-
5 790
income
-
-
-
2 581
health
-
-
-
3 294
unemployment
-
-
-
26
total
-
-
-
11 691
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

20 891
-
32 186
-
pensions
3 133
-
4 827
-
income
1 428
-
2 370
-
health
1 776
-
2 736
-
unemployment
104
-
161
-
total
6 441
-
10 094
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

20 891
-
32 186
-
pensions
1 149
-
1 770
-
health
898
-
1 383
-
unemployment
104
-
161
-
total
2 151
-
3 314
-
Corporate
12 459
35 500
-
-
income
1 121
3 195
-
-
total
1 121
3 195
-
-
Dividends
11 338
32 305
-
-
withholding
1 021
2 907
-
-
total
1 021
2 907
-
-
Income
35 500
35 500
35 500
35 500
Total tax
10 734
6 102
13 408
11 691
After tax
24 766
29 398
22 092
23 809
Living cost
14 450
14 450
14 450
14 450
Free-cash
10 316
14 948
7 642
9 359

Estimated living cost  is ₽14450 per week

₽9220
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1041
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽430
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3758
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
-₽5069
-₽8883
-₽5805
-₽983
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
other
-
-
-
36
pensions
-
-
-
10 047
income
-
-
-
4 889
accident
-
-
-
320
unemployment
-
-
-
249
total
-
-
-
15 541
Employee
33 654
-
25 810
-
pensions
1 582
-
1 428
-
income
6 488
-
4 656
-
other
33
-
31
-
unemployment
522
-
472
-
total
8 625
-
6 587
-
Employer
33 654
-
25 810
-
pensions
7 942
-
7 173
-
other
269
-
244
-
unemployment
1 852
-
1 672
-
accident
667
-
601
-
total
10 730
-
9 690
-
Corporate
-
35 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
5 325
-
-
total
-
5 325
-
-
Dividends
-
30 175
-
-
withholding
-
6 130
-
-
total
-
6 130
-
-
Income
35 500
35 500
35 500
35 500
Total tax
19 355
11 455
16 277
15 541
After tax
16 145
24 045
19 223
19 959
Living cost
25 028
25 028
25 028
25 028
Free-cash
-8 883
-983
-5 805
-5 069

Estimated living cost  is ₽25028 per week

₽16894
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2406
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5290
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽20472
₽20242
₽20355
₽20512
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
pensions
-
-
-
1 196
income
-
-
-
11 325
health
-
-
-
867
total
-
-
-
13 388
Employee
2 497
-
34 155
-
pensions
225
-
538
-
income
483
-
11 262
-
health
125
-
299
-
unemployment
25
-
60
-
total
858
-
12 159
-
Employer
2 497
-
34 155
-
pensions
275
-
658
-
health
237
-
568
-
unemployment
50
-
120
-
total
562
-
1 346
-
Corporate
32 441
35 500
-
-
income
7 137
7 810
-
-
total
7 137
7 810
-
-
Dividends
25 304
27 690
-
-
withholding
5 061
5 538
-
-
total
5 061
5 538
-
-
Income
35 500
35 500
35 500
35 500
Total tax
13 618
13 348
13 505
13 388
After tax
21 882
22 152
21 995
22 112
Living cost
1 640
1 640
1 640
1 640
Free-cash
20 242
20 512
20 355
20 472

Estimated living cost  is ₽1640 per week

₽974
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽133
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽38
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽495
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽2325
₽5463
₽3852
₽9934
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
35 500
pensions
-
-
-
9 230
income
-
-
-
4 041
health
-
-
-
3 657
unemployment
-
-
-
532
total
-
-
-
17 460
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

23 697
-
30 110
-
pensions
3 318
-
4 215
-
income
3 266
-
4 551
-
health
1 220
-
1 551
-
unemployment
178
-
226
-
total
7 982
-
10 543
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

23 697
-
30 110
-
pensions
2 844
-
3 613
-
health
1 220
-
1 551
-
unemployment
178
-
226
-
total
4 242
-
5 390
-
Corporate
7 562
35 500
-
-
income
1 134
5 325
-
-
total
1 134
5 325
-
-
Dividends
6 427
30 175
-
-
withholding
964
4 526
-
-
total
964
4 526
-
-
Income
35 500
35 500
35 500
35 500
Total tax
14 322
9 851
15 933
17 460
After tax
21 178
25 649
19 567
18 040
Living cost
15 715
15 715
15 715
15 715
Free-cash
5 463
9 934
3 852
2 325

Estimated living cost  is ₽15715 per week

₽10581
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1216
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽455
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3464
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
-₽3619
-₽8214
-₽4225
-₽4346
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
35 500
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
12 336
income
-
-
-
2 246
total
-
-
-
14 582
Employee
35 325
-
28 686
-
income
6 902
-
5 218
-
social contributions
3 886
-
3 156
-
surtax
-
-
-
-
total
10 788
-
8 374
-
Employer
35 325
-
28 686
-
social contributions
8 389
-
6 814
-
total
8 389
-
6 814
-
Corporate
-
35 500
-
-
surtax
-
-
-
-
income
-
7 455
-
-
total
-
7 455
-
-
Dividends
-
28 045
-
-
withholding
-
7 854
-
-
total
-
7 854
-
-
Income
35 500
35 500
35 500
35 500
Total tax
19 177
15 309
15 188
14 582
After tax
16 323
20 191
20 312
20 918
Living cost
24 537
24 537
24 537
24 537
Free-cash
-8 214
-4 346
-4 225
-3 619

Estimated living cost  is ₽24537 per week

₽17379
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽435
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5019
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
-₽12028
-₽22472
-₽12764
-₽7942
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
other
-
-
-
36
pensions
-
-
-
10 047
income
-
-
-
4 889
accident
-
-
-
320
unemployment
-
-
-
249
total
-
-
-
15 541
Employee
43 956
-
25 810
-
pensions
2 066
-
1 428
-
income
9 181
-
4 656
-
other
43
-
31
-
unemployment
681
-
472
-
total
11 971
-
6 587
-
Employer
43 956
-
25 810
-
pensions
10 373
-
7 173
-
other
352
-
244
-
unemployment
2 418
-
1 672
-
accident
871
-
601
-
total
14 014
-
9 690
-
Corporate
-
35 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
5 325
-
-
total
-
5 325
-
-
Dividends
-
30 175
-
-
withholding
-
6 130
-
-
total
-
6 130
-
-
Income
35 500
35 500
35 500
35 500
Total tax
25 985
11 455
16 277
15 541
After tax
9 515
24 045
19 223
19 959
Living cost
31 987
31 987
31 987
31 987
Free-cash
-22 472
-7 942
-12 764
-12 028

Estimated living cost  is ₽31987 per week

₽22972
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6078
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽6154
₽9256
₽6835
₽14777
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 681
income
-
-
-
5 325
health
-
-
-
3 637
unemployment
-
-
-
127
total
-
-
-
13 770
Employee
20 624
-
29 677
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 811
-
2 606
-
accident

We are using the highest rate at 1.1%.

227
-
327
-
income
2 063
-
2 968
-
health
949
-
1 365
-
total
5 050
-
7 266
-
Employer
20 624
-
29 677
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 273
-
3 271
-
health
1 423
-
2 047
-
unemployment
124
-
178
-
accident

We are using the highest rate at 1.1%.

227
-
327
-
total
4 047
-
5 823
-
Corporate
10 829
35 500
-
-
income
1 083
3 550
-
-
total
1 083
3 550
-
-
Dividends
9 746
31 950
-
-
withholding
488
1 597
-
-
total
488
1 597
-
-
Income
35 500
35 500
35 500
35 500
Total tax
10 668
5 147
13 089
13 770
After tax
24 832
30 353
22 411
21 730
Living cost
15 576
15 576
15 576
15 576
Free-cash
9 256
14 777
6 835
6 154

Estimated living cost  is ₽15576 per week

₽10302
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽892
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4011
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
-₽7064
-₽9787
-₽7064
-₽16664
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
35 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
62
trade
-
-
-
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
1 145
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 218
total
-
-
-
7 425
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 286
-
35 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 724
-
1 145
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 218
-
6 218
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

206
-
62
-
total
10 148
-
7 425
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
35 500
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
294
-
-
income
-
5 325
-
-
trade
-
5 093
-
-
chamber of commerce
-
190
-
-
total
-
10 902
-
-
Dividends
-
24 598
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
320
-
-
withholding
-
5 803
-
-
total
-
6 123
-
-
Income
35 500
35 500
35 500
35 500
Total tax
10 148
17 025
7 425
7 425
After tax
25 352
18 475
28 075
28 075
Living cost
35 139
35 139
35 139
35 139
Free-cash
-9 787
-16 664
-7 064
-7 064

Estimated living cost  is ₽35139 per week

₽24239
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3781
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽510
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6608
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
-₽22585
-₽35695
-₽22585
-₽26996
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
income
-
-
-
4 251
social contributions
-
-
-
1 988
total
-
-
-
6 239
Employee
71 194
-
35 500
-
income
13 434
-
4 251
-
social contributions
5 915
-
1 988
-
total
19 349
-
6 239
-
Employer
71 194
-
35 500
-
total
-
-
-
-
Corporate
-
35 500
-
-
income
-
4 437
-
-
total
-
4 437
-
-
Dividends
-
31 063
-
-
withholding
-
6 213
-
-
total
-
6 213
-
-
Income
35 500
35 500
35 500
35 500
Total tax
19 349
10 650
6 239
6 239
After tax
16 151
24 850
29 261
29 261
Living cost
51 846
51 846
51 846
51 846
Free-cash
-35 695
-26 996
-22 585
-22 585

Estimated living cost  is ₽51846 per week

₽39444
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4225
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽496
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7683
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
-₽28960
-₽13152
-₽6401
-₽13425
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
35 500
income
-
-
-
25 908
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 513
total
-
-
-
31 421
Employee
41 752
-
32 267
-
social contributions
4 183
-
3 233
-
income
4 530
-
2 396
-
total
8 713
-
5 629
-
Employer
41 752
-
32 267
-
social contributions
4 183
-
3 233
-
total
4 183
-
3 233
-
Corporate
-
35 500
-
-
income
-
12 425
-
-
total
-
12 425
-
-
Dividends
-
23 075
-
-
social contributions
2 717
3 461
-
-
total
2 717
3 461
-
-
Income
35 500
35 500
35 500
35 500
Total tax
15 613
15 886
8 862
31 421
After tax
19 887
19 614
26 638
4 079
Living cost
33 039
33 039
33 039
33 039
Free-cash
-13 152
-13 425
-6 401
-28 960

Estimated living cost  is ₽33039 per week

₽21763
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2605
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8164
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
-₽6446
-₽15995
-₽9507
-₽6895
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
pensions
-
-
-
1 690
income
-
-
-
6 762
total
-
-
-
8 452
Employee
45 976
-
32 152
-
pensions
3 509
-
1 851
-
income
8 373
-
5 997
-
health
600
-
316
-
total
12 482
-
8 164
-
Employer
45 976
-
32 152
-
pensions
4 645
-
2 737
-
health
874
-
612
-
total
5 519
-
3 349
-
Corporate
-
35 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
6 744
-
-
total
-
6 744
-
-
Dividends
-
28 756
-
-
withholding
-
2 157
-
-
total
-
2 157
-
-
Income
35 500
35 500
35 500
35 500
Total tax
18 001
8 901
11 513
8 452
After tax
17 499
26 599
23 987
27 048
Living cost
33 494
33 494
33 494
33 494
Free-cash
-15 995
-6 895
-9 507
-6 446

Estimated living cost  is ₽33494 per week

₽22977
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3080
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽419
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7016
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
₽1891
-₽6187
-₽3267
-₽19139
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
other
-
-
-
342
pensions
-
-
-
3 845
income
-
-
-
5 159
accident
-
-
-
233
health
-
-
-
2 015
total
-
-
-
11 594
Employee
34 630
-
29 490
-
pensions
3 899
-
3 321
-
income
4 751
-
4 046
-
health
3 965
-
3 376
-
total
12 615
-
10 743
-
Employer
34 630
-
29 490
-
pensions
5 631
-
4 795
-
unemployment
848
-
722
-
accident
578
-
492
-
total
7 057
-
6 009
-
Corporate
-
35 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

-
31 950
-
-
total
-
31 950
-
-
Dividends
-
3 550
-
-
withholding
-
674
-
-
total
-
674
-
-
Income
35 500
35 500
35 500
35 500
Total tax
19 672
32 624
16 752
11 594
After tax
15 828
2 876
18 748
23 906
Living cost
22 015
22 015
22 015
22 015
Free-cash
-6 187
-19 139
-3 267
1 891

Estimated living cost  is ₽22015 per week

₽16156
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1283
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4132
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

Close
Skopje , Macedonia
₽9501
₽13496
₽9501
₽17910
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
35 500
pensions
-
-
-
6 532
work injury
-
-
-
178
health insurance
-
-
-
2 627
income
-
-
-
3 971
unemployment
-
-
-
426
total
-
-
-
13 734
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

19 624
-
35 500
-
pensions
3 611
-
6 532
-
income
1 962
-
3 971
-
health insurance
1 452
-
2 627
-
unemployment
235
-
426
-
work injury
98
-
178
-
total
7 358
-
13 734
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
15 876
35 500
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

-
-
-
-
total
-
-
-
-
Dividends
15 876
35 500
-
-
withholding
2 381
5 325
-
-
total
2 381
5 325
-
-
Income
35 500
35 500
35 500
35 500
Total tax
9 739
5 325
13 734
13 734
After tax
25 761
30 175
21 766
21 766
Living cost
12 265
12 265
12 265
12 265
Free-cash
13 496
17 910
9 501
9 501

Estimated living cost  is ₽12265 per week

₽7598
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽891
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽383
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3393
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

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Rome , Italy
-₽16668
-₽41196
-₽18760
-₽17560
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
national
-
-
-
6 083
social contributions
-
-
-
9 130
municipal
-
-
-
237
regional
-
-
-
460
total
-
-
-
15 910
Employee
76 695
-
35 500
-
social contributions
25 861
-
11 971
-
municipal
458
-
212
-
regional
1 158
-
408
-
national
12 961
-
5 411
-
total
40 438
-
18 002
-
Employer
76 695
-
35 500
-
total
-
-
-
-
Corporate
-
35 500
-
-
municipal
-
1 712
-
-
nationa
-
8 520
-
-
total
-
10 232
-
-
Dividends
-
25 268
-
-
withholding
-
6 570
-
-
total
-
6 570
-
-
Income
35 500
35 500
35 500
35 500
Total tax
40 438
16 802
18 002
15 910
After tax
-4 938
18 698
17 498
19 590
Living cost
36 258
36 258
36 258
36 258
Free-cash
-41 196
-17 560
-18 760
-16 668

Estimated living cost  is ₽36258 per week

₽25469
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽548
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7746
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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