Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 35500
per

Your estimated
City
free-cash

Dresden , Germany
-₽815
-₽10638
-₽601
-₽601
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
35 500
trade
-
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
45
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
811
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 486
total
-
-
-
7 342
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

36 315
-
35 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 486
-
6 486
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

56
-
45
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 014
-
811
-
total
7 556
-
7 342
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
35 500
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
294
-
-
trade
-
5 591
-
-
chamber of commerce
-
195
-
-
income
-
5 324
-
-
total
-
11 404
-
-
Dividends
-
24 096
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
312
-
-
withholding
-
5 663
-
-
total
-
5 975
-
-
Income
35 500
35 500
35 500
35 500
Total tax
7 556
17 379
7 342
7 342
After tax
27 944
18 121
28 158
28 158
Living cost
28 759
28 759
28 759
28 759
Free-cash
-815
-10 638
-601
-601

Estimated living cost  is ₽28759 per week

₽18090
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3353
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6778
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
-₽53889
-₽30714
-₽28969
-₽29247
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
social contributions
-
-
-
382
municipal
-
-
-
2 839
pensions
-
-
-
4 260
national
-
-
-
4 400
total
-
-
-
11 881
Employee
81 953
-
30 689
-
national
15 686
-
4 613
-
pensions
3 278
-
1 228
-
municipal
10 122
-
2 977
-
total
29 086
-
8 818
-
Employer
81 953
-
30 689
-
social contributions
881
-
330
-
pensions
6 556
-
2 455
-
total
7 437
-
2 785
-
Corporate
-
35 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
7 100
-
-
total
-
7 100
-
-
Dividends
-
28 400
-
-
withholding
-
6 248
-
-
total
-
6 248
-
-
Income
35 500
35 500
35 500
35 500
Total tax
36 523
13 348
11 603
11 881
After tax
-1 023
22 152
23 897
23 619
Living cost
52 866
52 866
52 866
52 866
Free-cash
-53 889
-30 714
-28 969
-29 247

Estimated living cost  is ₽52866 per week

₽35933
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4914
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽791
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽11228
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₽859
₽8646
₽615
₽7434
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
35 500
surtax
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
2 989
income
-
-
-
-
microenterprise
-
-
-
5 324
total
-
-
-
8 313
Employee
27 744
-
28 608
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

3 052
-
3 148
-
surtax
-
-
-
-
income
4 939
-
5 092
-
total
7 991
-
8 240
-
Employer
27 744
-
28 608
-
surtax
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

6 683
-
6 892
-
total
6 683
-
6 892
-
Corporate
1 073
35 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

214
7 101
-
-
total
214
7 101
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

859
28 399
-
-
total
-
-
-
-
Income
35 500
35 500
35 500
35 500
Total tax
14 888
7 101
15 132
8 313
After tax
20 612
28 399
20 368
27 187
Living cost
19 753
19 753
19 753
19 753
Free-cash
859
8 646
615
7 434

Estimated living cost  is ₽19753 per week

₽12602
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽449
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4822
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
-₽58785
-₽53455
-₽58785
-₽19310
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
income
-
-
-
3 195
pensions
-
-
-
6 391
health
-
-
-
5 449
total
-
-
-
15 035
Employee
81 081
81 081
81 081
-
health
12 445
10 586
12 445
-
pensions
14 595
11 124
14 595
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 272
13 272
13 272
-
total
40 312
34 982
40 312
-
Employer
81 081
81 081
81 081
-
health
5 636
5 636
5 636
-
unemployment
2 919
2 919
2 919
-
pensions
5 643
5 643
5 643
-
total
14 198
14 198
14 198
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
35 500
35 500
35 500
35 500
Total tax
54 510
49 180
54 510
15 035
After tax
-19 010
-13 680
-19 010
20 465
Living cost
39 775
39 775
39 775
39 775
Free-cash
-58 785
-53 455
-58 785
-19 310

Estimated living cost  is ₽39775 per week

₽28187
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3586
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽632
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7369
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
-₽36067
-₽18834
-₽19259
-₽20520
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
other
-
-
-
4 125
municipal
-
-
-
7 519
unemployment
-
-
-
35
pensions
-
-
-
3 838
accident
-
-
-
71
health
-
-
-
2 215
national
-
-
-
-
total
-
-
-
17 803
Employee
54 455
-
27 013
-
national
-
-
-
-
municipal
16 239
-
8 055
-
total
16 239
-
8 055
-
Employer
54 455
-
27 013
-
other
6 328
-
3 139
-
health
3 349
-
1 661
-
accident
109
-
54
-
unemployment
1 438
-
713
-
pensions
5 887
-
2 920
-
total
17 111
-
8 487
-
Corporate
-
35 500
-
-
income
-
7 810
-
-
total
-
7 810
-
-
Dividends
-
27 690
-
-
withholding
-
8 307
-
-
total
-
8 307
-
-
Income
35 500
35 500
35 500
35 500
Total tax
33 350
16 117
16 542
17 803
After tax
2 150
19 383
18 958
17 697
Living cost
38 217
38 217
38 217
38 217
Free-cash
-36 067
-18 834
-19 259
-20 520

Estimated living cost  is ₽38217 per week

₽25329
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3750
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽580
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8558
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
-₽12649
-₽19362
-₽9141
-₽9141
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
35 500
trade
-
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
45
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
811
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 486
total
-
-
-
7 342
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

48 149
-
35 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 486
-
6 486
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

227
-
45
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 137
-
811
-
total
10 850
-
7 342
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
35 500
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
294
-
-
trade
-
5 840
-
-
chamber of commerce
-
195
-
-
income
-
5 324
-
-
total
-
11 653
-
-
Dividends
-
23 848
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
308
-
-
withholding
-
5 602
-
-
total
-
5 910
-
-
Income
35 500
35 500
35 500
35 500
Total tax
10 850
17 563
7 342
7 342
After tax
24 650
17 937
28 158
28 158
Living cost
37 299
37 299
37 299
37 299
Free-cash
-12 649
-19 362
-9 141
-9 141

Estimated living cost  is ₽37299 per week

₽24946
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3933
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽557
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7863
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
-₽11576
-₽16765
-₽9772
-₽1848
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 094
social contributions
-
-
-
5 631
income
-
-
-
-
health
-
-
-
921
total
-
-
-
6 552
Employee
73 010
73 010
73 010
-
social contributions
3 548
6 059
2 676
-
health
726
1 241
548
-
income
7 667
6 759
7 980
-
total
11 941
14 059
11 204
-
Employer
73 010
73 010
73 010
-
health
791
1 351
596
-
social contributions
3 548
6 059
2 676
-
total
4 339
7 410
3 272
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
35 500
35 500
35 500
35 500
Total tax
16 280
21 469
14 476
6 552
After tax
19 220
14 031
21 024
28 948
Living cost
30 796
30 796
30 796
30 796
Free-cash
-11 576
-16 765
-9 772
-1 848

Estimated living cost  is ₽30796 per week

₽21052
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2405
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6822
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽1972
₽1583
₽1916
₽5930
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
income
-
-
-
4 340
unemployment
-
-
-
532
pensions
-
-
-
3 550
health
-
-
-
2 485
total
-
-
-
10 907
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 941
10 722
29 707
-
unemployment
404
161
446
-
health
1 886
751
2 079
-
pensions
2 694
1 072
2 971
-
income
3 294
1 311
3 632
-
total
8 278
3 295
9 128
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 941
10 722
29 707
-
pensions
5 253
2 091
5 793
-
total
5 253
2 091
5 793
-
Corporate
3 306
22 687
-
-
income
298
2 042
-
-
total
298
2 042
-
-
Dividends
3 008
20 645
-
-
social contributions
464
3 903
-
-
withholding
572
3 923
-
-
total
1 036
7 826
-
-
Income
35 500
35 500
35 500
35 500
Total tax
14 865
15 254
14 921
10 907
After tax
20 635
20 246
20 579
24 593
Living cost
18 663
18 663
18 663
18 663
Free-cash
1 972
1 583
1 916
5 930

Estimated living cost  is ₽18663 per week

₽12736
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1527
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽373
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4027
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
-₽539
₽5466
-₽311
-₽1741
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
income
-
-
-
2 595
pensions
-
-
-
7 099
health
-
-
-
4 614
total
-
-
-
14 308
Employee
26 935
-
26 532
-
unemployment
431
-
425
-
pensions
539
-
532
-
income
3 032
-
2 953
-
total
4 002
-
3 910
-
Employer
26 935
-
26 532
-
health
3 501
-
3 449
-
unemployment
216
-
213
-
pensions
5 387
-
5 306
-
total
9 104
-
8 968
-
Corporate
-
35 500
-
-
income
-
7 101
-
-
total
-
7 101
-
-
Dividends
-
28 399
-
-
total
-
-
-
-
Income
35 500
35 500
35 500
35 500
Total tax
13 106
7 101
12 878
14 308
After tax
22 394
28 399
22 622
21 192
Living cost
22 933
22 933
22 933
22 933
Free-cash
-539
5 466
-311
-1 741

Estimated living cost  is ₽22933 per week

₽15730
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1366
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5377
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
-₽3403
-₽17668
-₽1798
₽3305
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
other
-
-
-
346
income
-
-
-
5 147
pensions
-
-
-
3 885
accident
-
-
-
236
health
-
-
-
2 037
total
-
-
-
11 651
Employee
32 317
-
29 490
-
health
3 700
-
3 377
-
pensions
3 639
-
3 320
-
income
4 434
-
4 046
-
total
11 773
-
10 743
-
Employer
32 317
-
29 490
-
accident
539
-
493
-
unemployment
792
-
723
-
pensions
5 255
-
4 795
-
total
6 586
-
6 011
-
Corporate
-
35 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

-
31 950
-
-
total
-
31 950
-
-
Dividends
-
3 550
-
-
withholding
-
674
-
-
total
-
674
-
-
Income
35 500
35 500
35 500
35 500
Total tax
18 359
32 624
16 754
11 651
After tax
17 141
2 876
18 746
23 849
Living cost
20 544
20 544
20 544
20 544
Free-cash
-3 403
-17 668
-1 798
3 305

Estimated living cost  is ₽20544 per week

₽15057
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1138
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽429
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3920
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽23672
₽25259
₽19934
₽26679
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
35 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
355
total
-
-
-
355
Employee
10 582
-
35 500
-
income
2 116
-
7 100
-
total
2 116
-
7 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

24 918
35 500
-
-
total
-
-
-
-
Dividends
24 918
35 500
-
-
withholding
1 246
1 775
-
-
total
1 246
1 775
-
-
Income
35 500
35 500
35 500
35 500
Total tax
3 362
1 775
7 100
355
After tax
32 138
33 725
28 400
35 145
Living cost
8 466
8 466
8 466
8 466
Free-cash
23 672
25 259
19 934
26 679

Estimated living cost  is ₽8466 per week

₽5247
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽704
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽233
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2283
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
-₽7662
₽781
-₽4489
-₽6076
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
other
-
-
-
1 686
income
-
-
-
4 510
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
8 519
health
-
-
-
1 562
total
-
-
-
16 277
Employee
34 474
-
28 356
-
unemployment
344
-
283
-
health
483
-
396
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 413
-
1 986
-
income
5 935
-
4 881
-
total
9 175
-
7 546
-
Employer
34 474
-
28 356
-
other
1 724
-
1 418
-
health
483
-
396
-
accident
276
-
227
-
unemployment
344
-
283
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 861
-
4 820
-
total
8 688
-
7 144
-
Corporate
-
35 500
-
-
income
-
7 456
-
-
total
-
7 456
-
-
Dividends
-
28 044
-
-
withholding
-
1 964
-
-
total
-
1 964
-
-
Income
35 500
35 500
35 500
35 500
Total tax
17 863
9 420
14 690
16 277
After tax
17 637
26 080
20 810
19 223
Living cost
25 299
25 299
25 299
25 299
Free-cash
-7 662
781
-4 489
-6 076

Estimated living cost  is ₽25299 per week

₽17876
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1708
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽407
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5308
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
-₽68702
-₽38172
-₽40568
-₽37634
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
income
-
-
-
6 785
pensions
-
-
-
1 578
total
-
-
-
8 363
Employee
91 642
-
32 262
-
health
1 510
-
292
-
pensions
8 841
-
1 715
-
income
16 519
-
6 051
-
total
26 870
-
8 058
-
Employer
91 642
-
32 262
-
health
1 740
-
612
-
pensions
10 820
-
2 626
-
total
12 560
-
3 238
-
Corporate
-
35 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
6 744
-
-
total
-
6 744
-
-
Dividends
-
28 756
-
-
withholding
-
2 156
-
-
total
-
2 156
-
-
Income
35 500
35 500
35 500
35 500
Total tax
39 430
8 900
11 296
8 363
After tax
-3 930
26 600
24 204
27 137
Living cost
64 772
64 772
64 772
64 772
Free-cash
-68 702
-38 172
-40 568
-37 634

Estimated living cost  is ₽64772 per week

₽48535
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7610
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8101
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽13494
₽17903
₽9966
₽8870
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
income
-
-
-
5 325
unemployment
-
-
-
133
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 909
health
-
-
-
3 814
total
-
-
-
14 181
Employee
16 484
-
29 678
-
health
758
-
1 365
-
accident

We are using the highest rate at 1.1%.

181
-
326
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 447
-
2 605
-
income
1 648
-
2 967
-
total
4 034
-
7 263
-
Employer
16 484
-
29 678
-
health
1 138
-
2 047
-
accident

We are using the highest rate at 1.1%.

181
-
326
-
unemployment
99
-
178
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 817
-
3 271
-
total
3 235
-
5 822
-
Corporate
15 781
35 500
-
-
income
1 578
3 550
-
-
total
1 578
3 550
-
-
Dividends
14 203
31 950
-
-
withholding
710
1 598
-
-
total
710
1 598
-
-
Income
35 500
35 500
35 500
35 500
Total tax
9 557
5 148
13 085
14 181
After tax
25 943
30 352
22 415
21 319
Living cost
12 449
12 449
12 449
12 449
Free-cash
13 494
17 903
9 966
8 870

Estimated living cost  is ₽12449 per week

₽7268
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽889
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽330
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3962
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
-₽67939
-₽66329
-₽71659
-₽32184
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
income
-
-
-
3 195
pensions
-
-
-
6 391
health
-
-
-
5 449
total
-
-
-
15 035
Employee
88 028
81 081
81 081
-
health
10 982
10 586
12 445
-
pensions
11 124
11 124
14 595
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 272
13 272
13 272
-
total
35 378
34 982
40 312
-
Employer
88 028
81 081
81 081
-
health
6 117
5 636
5 636
-
unemployment
3 169
2 919
2 919
-
pensions
6 126
5 643
5 643
-
total
15 412
14 198
14 198
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
35 500
35 500
35 500
35 500
Total tax
50 790
49 180
54 510
15 035
After tax
-15 290
-13 680
-19 010
20 465
Living cost
52 649
52 649
52 649
52 649
Free-cash
-67 939
-66 329
-71 659
-32 184

Estimated living cost  is ₽52649 per week

₽38838
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽604
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8506
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
-₽10943
₽874
-₽5553
-₽6278
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
social contributions
-
-
-
10 366
income
-
-
-
3 051
health
-
-
-
4 793
solidarity contribution
-
-
-
-
total
-
-
-
18 210
Employee
34 659
-
26 493
-
social contributions
2 253
-
1 722
-
health
4 679
-
3 577
-
solidarity contribution
-
-
-
-
income
4 159
-
3 179
-
total
11 091
-
8 478
-
Employer
34 659
-
26 493
-
health
3 119
-
2 384
-
social contributions
8 665
-
6 623
-
total
11 784
-
9 007
-
Corporate
-
35 500
-
-
income
-
6 745
-
-
total
-
6 745
-
-
Dividends
-
28 755
-
-
withholding
-
4 313
-
-
total
-
4 313
-
-
Income
35 500
35 500
35 500
35 500
Total tax
22 875
11 058
17 485
18 210
After tax
12 625
24 442
18 015
17 290
Living cost
23 568
23 568
23 568
23 568
Free-cash
-10 943
874
-5 553
-6 278

Estimated living cost  is ₽23568 per week

₽16371
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1677
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5057
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
-₽48883
-₽21123
-₽22423
-₽20295
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
regional
-
-
-
324
social contributions
-
-
-
9 131
municipal
-
-
-
211
national
-
-
-
6 065
total
-
-
-
15 731
Employee
84 383
-
35 500
-
social contributions
28 454
-
11 971
-
national
14 622
-
5 411
-
regional
796
-
290
-
municipal
447
-
187
-
total
44 319
-
17 859
-
Employer
84 383
-
35 500
-
total
-
-
-
-
Corporate
-
35 500
-
-
municipal
-
1 384
-
-
nationa
-
8 521
-
-
total
-
9 905
-
-
Dividends
-
25 596
-
-
withholding
-
6 654
-
-
total
-
6 654
-
-
Income
35 500
35 500
35 500
35 500
Total tax
44 319
16 559
17 859
15 731
After tax
-8 819
18 941
17 641
19 769
Living cost
40 064
40 064
40 064
40 064
Free-cash
-48 883
-21 123
-22 423
-20 295

Estimated living cost  is ₽40064 per week

₽27928
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2627
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽614
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8894
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
-₽2510
₽1376
-₽1353
-₽511
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
other
-
-
-
-
surtax
-
-
-
88
income
-
-
-
5 133
unemployment
-
-
-
216
pensions
-
-
-
7 101
health
-
-
-
2 521
total
-
-
-
15 059
Employee
31 398
-
29 325
-
other
-
-
-
-
unemployment
2 186
-
2 041
-
health
802
-
748
-
surtax
103
-
65
-
pensions
2 094
-
1 957
-
income
5 263
-
4 915
-
total
10 448
-
9 726
-
Employer
31 398
-
29 325
-
other
-
-
-
-
health
1 429
-
1 335
-
unemployment
995
-
930
-
pensions
4 186
-
3 910
-
total
6 610
-
6 175
-
Corporate
-
35 500
-
-
income
-
9 231
-
-
total
-
9 231
-
-
Dividends
-
26 269
-
-
withholding
-
3 941
-
-
total
-
3 941
-
-
Income
35 500
35 500
35 500
35 500
Total tax
17 058
13 172
15 901
15 059
After tax
18 442
22 328
19 599
20 441
Living cost
20 952
20 952
20 952
20 952
Free-cash
-2 510
1 376
-1 353
-511

Estimated living cost  is ₽20952 per week

₽12811
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1933
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5724
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
-₽33731
-₽17650
-₽20046
-₽17113
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
income
-
-
-
6 785
pensions
-
-
-
1 578
total
-
-
-
8 363
Employee
61 416
-
32 262
-
health
892
-
292
-
pensions
5 213
-
1 715
-
income
11 061
-
6 051
-
total
17 166
-
8 058
-
Employer
61 416
-
32 262
-
health
1 167
-
612
-
pensions
6 648
-
2 626
-
total
7 815
-
3 238
-
Corporate
-
35 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
6 744
-
-
total
-
6 744
-
-
Dividends
-
28 756
-
-
withholding
-
2 156
-
-
total
-
2 156
-
-
Income
35 500
35 500
35 500
35 500
Total tax
24 981
8 900
11 296
8 363
After tax
10 519
26 600
24 204
27 137
Living cost
44 250
44 250
44 250
44 250
Free-cash
-33 731
-17 650
-20 046
-17 113

Estimated living cost  is ₽44250 per week

₽33152
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3317
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7318
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
-₽61033
-₽59082
-₽47664
-₽44891
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
710
regional
-
-
-
460
city
-
-
-
371
pensions
-
-
-
3 265
health
-
-
-
246
national
-
-
-
25
total
-
-
-
5 077
Employee
88 137
-
31 258
-
national
417
-
-
-
unemployment
-
-
-
-
regional
2 886
-
350
-
city
946
-
329
-
health
199
-
70
-
pensions
7 405
-
3 203
-
total
11 853
-
3 952
-
Employer
88 137
-
31 258
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 762
-
625
-
health
199
-
70
-
unemployment
-
-
-
-
pensions
7 405
-
3 203
-
total
9 366
-
3 898
-
Corporate
-
35 500
-
-
national
-
3 018
-
-
regional
-
7 509
-
-
total
-
10 527
-
-
Dividends
-
24 973
-
-
withholding
-
8 741
-
-
total
-
8 741
-
-
Income
35 500
35 500
35 500
35 500
Total tax
21 219
19 268
7 850
5 077
After tax
14 281
16 232
27 650
30 423
Living cost
75 314
75 314
75 314
75 314
Free-cash
-61 033
-59 082
-47 664
-44 891

Estimated living cost  is ₽75314 per week

₽48976
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6759
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽925
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18655
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
-₽21561
-₽25741
-₽15338
-₽15338
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
35 500
trade
-
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
45
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
811
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 486
total
-
-
-
7 342
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

57 061
-
35 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 486
-
6 486
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

369
-
45
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 710
-
811
-
total
13 565
-
7 342
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
35 500
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
294
-
-
trade
-
6 088
-
-
chamber of commerce
-
195
-
-
income
-
5 324
-
-
total
-
11 901
-
-
Dividends
-
23 599
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
305
-
-
withholding
-
5 539
-
-
total
-
5 844
-
-
Income
35 500
35 500
35 500
35 500
Total tax
13 565
17 745
7 342
7 342
After tax
21 935
17 755
28 158
28 158
Living cost
43 496
43 496
43 496
43 496
Free-cash
-21 561
-25 741
-15 338
-15 338

Estimated living cost  is ₽43496 per week

₽31767
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3479
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽566
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7685
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
-₽17827
-₽14592
-₽10019
-₽10783
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
other
-
-
-
1 101
surtax
-
-
-
-
social contributions
-
-
-
1 013
income
-
-
-
640
pensions
-
-
-
10 737
health
-
-
-
308
total
-
-
-
13 799
Employee
40 636
-
27 051
-
social contributions
1 159
-
771
-
surtax
-
-
-
-
pensions
4 595
-
3 059
-
income
2 398
-
757
-
total
8 152
-
4 587
-
Employer
40 636
-
27 051
-
other
1 402
-
933
-
health
2 845
-
1 894
-
social contributions
123
-
81
-
unemployment
1 645
-
1 095
-
pensions
6 676
-
4 445
-
total
12 691
-
8 448
-
Corporate
-
35 500
-
-
surtax
-
-
-
-
income
-
9 940
-
-
total
-
9 940
-
-
Dividends
-
25 560
-
-
withholding
-
3 272
-
-
social contributions
-
4 396
-
-
surtax
-
-
-
-
total
-
7 668
-
-
Income
35 500
35 500
35 500
35 500
Total tax
20 843
17 608
13 035
13 799
After tax
14 657
17 892
22 465
21 701
Living cost
32 484
32 484
32 484
32 484
Free-cash
-17 827
-14 592
-10 019
-10 783

Estimated living cost  is ₽32484 per week

₽20483
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2641
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8809
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
-₽12100
-₽11374
-₽6801
-₽7565
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
other
-
-
-
1 101
surtax
-
-
-
-
social contributions
-
-
-
1 013
income
-
-
-
640
pensions
-
-
-
10 737
health
-
-
-
308
total
-
-
-
13 799
Employee
36 273
-
27 051
-
social contributions
1 034
-
771
-
surtax
-
-
-
-
pensions
4 103
-
3 059
-
income
1 870
-
757
-
total
7 007
-
4 587
-
Employer
36 273
-
27 051
-
other
1 252
-
933
-
health
2 539
-
1 894
-
social contributions
108
-
81
-
unemployment
1 468
-
1 095
-
pensions
5 960
-
4 445
-
total
11 327
-
8 448
-
Corporate
-
35 500
-
-
surtax
-
-
-
-
income
-
9 940
-
-
total
-
9 940
-
-
Dividends
-
25 560
-
-
withholding
-
3 272
-
-
social contributions
-
4 396
-
-
surtax
-
-
-
-
total
-
7 668
-
-
Income
35 500
35 500
35 500
35 500
Total tax
18 334
17 608
13 035
13 799
After tax
17 166
17 892
22 465
21 701
Living cost
29 266
29 266
29 266
29 266
Free-cash
-12 100
-11 374
-6 801
-7 565

Estimated living cost  is ₽29266 per week

₽16973
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2973
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽555
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8766
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽176
₽1526
₽1859
₽2667
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
social contributions
-
-
-
4 899
income
-
-
-
5 324
health
-
-
-
2 477
total
-
-
-
12 700
Employee
32 193
-
35 500
-
social contributions
4 443
-
4 899
-
health
2 247
-
2 477
-
income
5 369
-
6 132
-
total
12 059
-
13 508
-
Employer
32 193
-
35 500
-
total
-
-
-
-
Corporate
3 307
35 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

166
1 775
-
-
total
166
1 775
-
-
Dividends
3 142
33 725
-
-
social contributions
1 656
4 654
-
-
withholding
472
5 059
-
-
health
838
2 353
-
-
total
2 966
12 066
-
-
Income
35 500
35 500
35 500
35 500
Total tax
15 191
13 841
13 508
12 700
After tax
20 309
21 659
21 992
22 800
Living cost
20 133
20 133
20 133
20 133
Free-cash
176
1 526
1 859
2 667

Estimated living cost  is ₽20133 per week

₽13474
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1241
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4953
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
-₽26691
-₽19577
-₽20657
-₽13535
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
surtax
-
-
-
187
chamber of commerce
-
-
-
142
income
-
-
-
144
unemployment
-
-
-
5 823
pensions
-
-
-
6 568
health
-
-
-
2 715
total
-
-
-
15 579
Employee
47 450
37 838
37 838
-
other
474
378
268
-
unemployment
1 423
1 135
804
-
health
1 836
1 465
1 038
-
pensions
4 859
3 874
2 744
-
income
5 402
2 791
3 346
-
total
13 994
9 643
8 200
-
Employer
47 450
37 838
37 838
-
other
2 254
1 796
1 703
-
chamber of commerce
189
151
151
-
surtax
187
187
187
-
health
1 793
1 431
1 013
-
accident
616
492
348
-
payroll
1 423
1 135
1 135
-
unemployment
1 423
1 135
804
-
pensions
5 955
4 750
3 362
-
total
13 840
11 077
8 703
-
Corporate
3 604
3 604
23 194
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

901
901
5 798
-
total
901
901
5 798
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
35 500
35 500
35 500
35 500
Total tax
28 735
21 621
22 701
15 579
After tax
6 765
13 879
12 799
19 921
Living cost
33 456
33 456
33 456
33 456
Free-cash
-26 691
-19 577
-20 657
-13 535

Estimated living cost  is ₽33456 per week

₽22313
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2854
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7739
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
-₽52187
-₽14493
-₽18131
-₽13125
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
social contributions
-
-
-
2 328
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
1 991
national
-
-
-
9 687
total
-
-
-
14 006
Employee

The minimum management director salary is set at €45,000 per year.

67 916
-
27 495
-
national
20 880
-
5 979
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

591
-
240
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 191
-
1 292
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 094
-
2 061
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 542
-
1 434
-
total
33 298
-
11 006
-
Employer

The minimum management director salary is set at €45,000 per year.

67 916
-
27 495
-
surtax
7 701
-
3 117
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 177
-
1 692
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

883
-
359
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

991
-
402
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

6 018
-
2 436
-
total
19 770
-
8 006
-
Corporate
-
35 500
-
-
surtax
-
142
-
-
income
-
7 101
-
-
total
-
7 243
-
-
Dividends
-
28 257
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
8 131
-
-
total
-
8 131
-
-
Income
35 500
35 500
35 500
35 500
Total tax
53 068
15 374
19 012
14 006
After tax
-17 568
20 126
16 488
21 494
Living cost
34 619
34 619
34 619
34 619
Free-cash
-52 187
-14 493
-18 131
-13 125

Estimated living cost  is ₽34619 per week

₽22299
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3027
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽542
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8751
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
-₽26828
-₽10234
-₽15400
-₽14282
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
other
-
-
-
36
income
-
-
-
4 842
unemployment
-
-
-
249
pensions
-
-
-
10 047
accident
-
-
-
319
total
-
-
-
15 493
Employee
47 262
-
25 392
-
other
47
-
32
-
unemployment
733
-
492
-
pensions
2 222
-
1 490
-
income
9 972
-
4 489
-
total
12 974
-
6 503
-
Employer
47 262
-
25 392
-
other
377
-
254
-
accident
935
-
627
-
unemployment
2 600
-
1 744
-
pensions
11 153
-
7 483
-
total
15 065
-
10 108
-
Corporate
-
35 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
5 324
-
-
total
-
5 324
-
-
Dividends
-
30 176
-
-
withholding
-
6 121
-
-
total
-
6 121
-
-
Income
35 500
35 500
35 500
35 500
Total tax
28 039
11 445
16 611
15 493
After tax
7 461
24 055
18 889
20 007
Living cost
34 289
34 289
34 289
34 289
Free-cash
-26 828
-10 234
-15 400
-14 282

Estimated living cost  is ₽34289 per week

₽25250
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2432
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6112
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
-₽44992
-₽29262
-₽29178
-₽29177
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
surtax
-
-
-
1 714
income
-
-
-
342
communal
-
-
-
-
pensions
-
-
-
7 229
accident
-
-
-
407
health
-
-
-
3 387
total
-
-
-
13 079
Employee
71 902
-
30 100
-
health
3 200
-
2 011
-
surtax
4 407
-
1 714
-
pensions
5 751
-
3 614
-
income
6 945
-
342
-
total
20 303
-
7 681
-
Employer
71 902
-
30 100
-
health
2 193
-
1 378
-
accident
647
-
407
-
pensions
5 751
-
3 614
-
total
8 591
-
5 399
-
Corporate
-
35 500
-
-
surtax
-
373
-
-
income
-
5 324
-
-
communal
-
2 396
-
-
total
-
8 093
-
-
Dividends
-
27 406
-
-
income
-
959
-
-
withholding
-
4 112
-
-
total
-
5 071
-
-
Income
35 500
35 500
35 500
35 500
Total tax
28 894
13 164
13 080
13 079
After tax
6 606
22 336
22 420
22 421
Living cost
51 598
51 598
51 598
51 598
Free-cash
-44 992
-29 262
-29 178
-29 177

Estimated living cost  is ₽51598 per week

₽38706
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3126
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽546
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9218
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
-₽3205
₽1002
-₽1727
-₽885
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
other
-
-
-
-
surtax
-
-
-
88
income
-
-
-
5 133
unemployment
-
-
-
216
pensions
-
-
-
7 101
health
-
-
-
2 521
total
-
-
-
15 059
Employee
31 975
-
29 325
-
other
-
-
-
-
unemployment
2 225
-
2 041
-
health
816
-
748
-
surtax
114
-
65
-
pensions
2 133
-
1 957
-
income
5 360
-
4 915
-
total
10 648
-
9 726
-
Employer
31 975
-
29 325
-
other
-
-
-
-
health
1 454
-
1 335
-
unemployment
1 014
-
930
-
pensions
4 263
-
3 910
-
total
6 731
-
6 175
-
Corporate
-
35 500
-
-
income
-
9 231
-
-
total
-
9 231
-
-
Dividends
-
26 269
-
-
withholding
-
3 941
-
-
total
-
3 941
-
-
Income
35 500
35 500
35 500
35 500
Total tax
17 379
13 172
15 901
15 059
After tax
18 121
22 328
19 599
20 441
Living cost
21 326
21 326
21 326
21 326
Free-cash
-3 205
1 002
-1 727
-885

Estimated living cost  is ₽21326 per week

₽12876
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1854
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6103
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
-₽17169
-₽6919
-₽8123
-₽6019
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
regional
-
-
-
535
social contributions
-
-
-
9 131
municipal
-
-
-
211
national
-
-
-
6 065
total
-
-
-
15 942
Employee
52 668
-
35 500
-
social contributions
17 760
-
11 971
-
national
8 344
-
5 411
-
regional
709
-
477
-
municipal
279
-
187
-
total
27 092
-
18 046
-
Employer
52 668
-
35 500
-
total
-
-
-
-
Corporate
-
35 500
-
-
municipal
-
1 764
-
-
nationa
-
8 521
-
-
total
-
10 285
-
-
Dividends
-
25 215
-
-
withholding
-
6 557
-
-
total
-
6 557
-
-
Income
35 500
35 500
35 500
35 500
Total tax
27 092
16 842
18 046
15 942
After tax
8 408
18 658
17 454
19 558
Living cost
25 577
25 577
25 577
25 577
Free-cash
-17 169
-6 919
-8 123
-6 019

Estimated living cost  is ₽25577 per week

₽15906
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2591
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽438
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6641
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
-₽21730
-₽4600
-₽11027
-₽11752
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
social contributions
-
-
-
10 366
income
-
-
-
3 051
health
-
-
-
4 793
solidarity contribution
-
-
-
-
total
-
-
-
18 210
Employee
42 709
-
26 493
-
social contributions
2 776
-
1 722
-
health
5 766
-
3 577
-
solidarity contribution
-
-
-
-
income
5 125
-
3 179
-
total
13 667
-
8 478
-
Employer
42 709
-
26 493
-
health
3 844
-
2 384
-
social contributions
10 677
-
6 623
-
total
14 521
-
9 007
-
Corporate
-
35 500
-
-
income
-
6 745
-
-
total
-
6 745
-
-
Dividends
-
28 755
-
-
withholding
-
4 313
-
-
total
-
4 313
-
-
Income
35 500
35 500
35 500
35 500
Total tax
28 188
11 058
17 485
18 210
After tax
7 312
24 442
18 015
17 290
Living cost
29 042
29 042
29 042
29 042
Free-cash
-21 730
-4 600
-11 027
-11 752

Estimated living cost  is ₽29042 per week

₽21598
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1609
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽502
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
-₽18847
-₽16225
-₽17395
-₽10183
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
surtax
-
-
-
-
chamber of commerce
-
-
-
142
income
-
-
-
144
unemployment
-
-
-
5 823
pensions
-
-
-
6 568
health
-
-
-
2 715
total
-
-
-
15 392
Employee
41 504
37 838
37 838
-
other
414
378
270
-
unemployment
1 245
1 135
809
-
health
1 605
1 465
1 043
-
pensions
4 250
3 874
2 760
-
income
3 697
2 791
3 337
-
total
11 211
9 643
8 219
-
Employer
41 504
37 838
37 838
-
other
1 971
1 796
1 704
-
chamber of commerce
166
151
151
-
surtax
-
-
-
-
health
1 569
1 431
1 018
-
accident
539
492
350
-
payroll
1 245
1 135
1 135
-
unemployment
1 245
1 135
809
-
pensions
5 209
4 750
3 382
-
total
11 944
10 890
8 549
-
Corporate
3 604
3 604
23 347
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

901
901
5 836
-
total
901
901
5 836
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
35 500
35 500
35 500
35 500
Total tax
24 056
21 434
22 604
15 392
After tax
11 444
14 066
12 896
20 108
Living cost
30 291
30 291
30 291
30 291
Free-cash
-18 847
-16 225
-17 395
-10 183

Estimated living cost  is ₽30291 per week

₽18171
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3094
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8486
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽18059
₽20532
₽15207
₽21952
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
35 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
355
total
-
-
-
355
Employee
16 491
-
35 500
-
income
3 298
-
7 100
-
total
3 298
-
7 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

19 009
35 500
-
-
total
-
-
-
-
Dividends
19 009
35 500
-
-
withholding
950
1 775
-
-
total
950
1 775
-
-
Income
35 500
35 500
35 500
35 500
Total tax
4 248
1 775
7 100
355
After tax
31 252
33 725
28 400
35 145
Living cost
13 193
13 193
13 193
13 193
Free-cash
18 059
20 532
15 207
21 952

Estimated living cost  is ₽13193 per week

₽8928
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽554
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽442
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3269
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
-₽13022
-₽1024
-₽6409
-₽5285
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
35 500
income
-
-
-
5 287
unemployment
-
-
-
54
pensions
-
-
-
6 483
health
-
-
-
3 494
total
-
-
-
15 318
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

41 986
-
30 718
-
unemployment
59
-
43
-
health
2 712
-
1 984
-
pensions
6 508
-
4 762
-
income
7 240
-
4 871
-
total
16 519
-
11 660
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

41 986
-
30 718
-
health
2 796
-
2 045
-
unemployment
25
-
18
-
pensions
3 715
-
2 719
-
total
6 536
-
4 782
-
Corporate
-
35 500
-
-
income
-
6 744
-
-
total
-
6 744
-
-
Dividends
-
28 756
-
-
withholding
-
4 313
-
-
total
-
4 313
-
-
Income
35 500
35 500
35 500
35 500
Total tax
23 055
11 057
16 442
15 318
After tax
12 445
24 443
19 058
20 182
Living cost
25 467
25 467
25 467
25 467
Free-cash
-13 022
-1 024
-6 409
-5 285

Estimated living cost  is ₽25467 per week

₽17477
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1632
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5865
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
-₽120381
-₽23512
-₽24026
-₽20577
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
social contributions
-
-
-
4 047
income
-
-
-
6 920
total
-
-
-
10 967
Employee
64 681
-
3 771
-
social contributions
5 304
-
756
-
income
14 267
-
663
-
total
19 571
-
1 419
-
Employer
64 681
-
3 771
-
social contributions
91 200
-
12 997
-
total
91 200
-
12 997
-
Corporate
-
35 500
-
-
income
-
7 810
-
-
total
-
7 810
-
-
Dividends
-
27 690
-
-
income
-
6 092
-
-
total
-
6 092
-
-
Income
35 500
35 500
35 500
35 500
Total tax
110 771
13 902
14 416
10 967
After tax
-75 271
21 598
21 084
24 533
Living cost
45 110
45 110
45 110
45 110
Free-cash
-120 381
-23 512
-24 026
-20 577

Estimated living cost  is ₽45110 per week

₽29269
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4243
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽575
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽11023
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
-₽18540
-₽9590
-₽9380
-₽8819
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
35 500
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
12 337
income
-
-
-
2 200
total
-
-
-
14 537
Employee
43 668
-
28 687
-
social contributions
4 804
-
3 155
-
surtax
-
-
-
-
income
9 083
-
5 130
-
total
13 887
-
8 285
-
Employer
43 668
-
28 687
-
social contributions
10 371
-
6 813
-
total
10 371
-
6 813
-
Corporate
-
35 500
-
-
surtax
-
-
-
-
income
-
7 456
-
-
total
-
7 456
-
-
Dividends
-
28 044
-
-
withholding
-
7 852
-
-
total
-
7 852
-
-
Income
35 500
35 500
35 500
35 500
Total tax
24 258
15 308
15 098
14 537
After tax
11 242
20 192
20 402
20 963
Living cost
29 782
29 782
29 782
29 782
Free-cash
-18 540
-9 590
-9 380
-8 819

Estimated living cost  is ₽29782 per week

₽22283
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽497
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5245
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
-₽42539
-₽27966
-₽23393
-₽24157
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
other
-
-
-
1 101
surtax
-
-
-
-
social contributions
-
-
-
1 013
income
-
-
-
640
pensions
-
-
-
10 737
health
-
-
-
308
total
-
-
-
13 799
Employee
59 467
-
27 051
-
social contributions
1 694
-
771
-
surtax
-
-
-
-
pensions
6 726
-
3 059
-
income
5 189
-
757
-
total
13 609
-
4 587
-
Employer
59 467
-
27 051
-
other
2 052
-
933
-
health
4 162
-
1 894
-
social contributions
178
-
81
-
unemployment
2 409
-
1 095
-
pensions
9 771
-
4 445
-
total
18 572
-
8 448
-
Corporate
-
35 500
-
-
surtax
-
-
-
-
income
-
9 940
-
-
total
-
9 940
-
-
Dividends
-
25 560
-
-
withholding
-
3 272
-
-
social contributions
-
4 396
-
-
surtax
-
-
-
-
total
-
7 668
-
-
Income
35 500
35 500
35 500
35 500
Total tax
32 181
17 608
13 035
13 799
After tax
3 319
17 892
22 465
21 701
Living cost
45 858
45 858
45 858
45 858
Free-cash
-42 539
-27 966
-23 393
-24 157

Estimated living cost  is ₽45858 per week

₽31036
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3751
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽629
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10441
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
₽218
₽3409
₽197
-₽850
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
social contributions
-
-
-
7 809
income
-
-
-
-
total
-
-
-
7 809
Employee
30 524
-
30 736
-
income
-
-
-
-
social contributions
1 984
-
1 998
-
total
1 984
-
1 998
-
Employer
30 524
-
30 736
-
social contributions
4 732
-
4 764
-
total
4 732
-
4 764
-
Corporate
244
35 500
-
-
income
25
3 550
-
-
total
25
3 550
-
-
Dividends
219
31 950
-
-
total
-
-
-
-
Income
35 500
35 500
35 500
35 500
Total tax
6 741
3 550
6 762
7 809
After tax
28 759
31 950
28 738
27 691
Living cost
28 541
28 541
28 541
28 541
Free-cash
218
3 409
197
-850

Estimated living cost  is ₽28541 per week

₽18454
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2151
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7398
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
-₽170978
-₽170978
-₽170978
-₽21378
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
labour market
-
-
-
2 774
municipal
-
-
-
4 781
pensions
-
-
-
821
national
-
-
-
2 862
total
-
-
-
11 238
Employee
192 636
192 636
192 636
-
national
23 534
23 534
23 534
-
pensions
274
274
274
-
municipal
41 021
41 021
41 021
-
labour market
15 389
15 389
15 389
-
total
80 218
80 218
80 218
-
Employer
192 636
192 636
192 636
-
national
23 575
23 575
23 575
-
labour market
15 411
15 411
15 411
-
pensions
548
548
548
-
municipal
41 086
41 086
41 086
-
total
80 620
80 620
80 620
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
35 500
35 500
35 500
35 500
Total tax
160 838
160 838
160 838
11 238
After tax
-125 338
-125 338
-125 338
24 262
Living cost
45 640
45 640
45 640
45 640
Free-cash
-170 978
-170 978
-170 978
-21 378

Estimated living cost  is ₽45640 per week

₽31237
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4037
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽702
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9664
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
-₽2830
-₽17365
-₽1495
₽3608
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
other
-
-
-
346
income
-
-
-
5 147
pensions
-
-
-
3 885
accident
-
-
-
236
health
-
-
-
2 037
total
-
-
-
11 651
Employee
31 841
-
29 490
-
health
3 646
-
3 377
-
pensions
3 586
-
3 320
-
income
4 368
-
4 046
-
total
11 600
-
10 743
-
Employer
31 841
-
29 490
-
accident
532
-
493
-
unemployment
780
-
723
-
pensions
5 177
-
4 795
-
total
6 489
-
6 011
-
Corporate
-
35 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

-
31 950
-
-
total
-
31 950
-
-
Dividends
-
3 550
-
-
withholding
-
674
-
-
total
-
674
-
-
Income
35 500
35 500
35 500
35 500
Total tax
18 089
32 624
16 754
11 651
After tax
17 411
2 876
18 746
23 849
Living cost
20 241
20 241
20 241
20 241
Free-cash
-2 830
-17 365
-1 495
3 608

Estimated living cost  is ₽20241 per week

₽14733
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1154
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽380
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3974
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
-₽23879
-₽11888
-₽14041
-₽7685
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
35 500
municipal
-
-
-
6 364
health
-
-
-
150
national
-
-
-
218
total
-
-
-
6 732
Employee
49 953
-
29 862
-
national
825
-
-
-
unemployment
750
-
449
-
health
373
-
63
-
pensions
3 371
-
2 016
-
municipal
8 182
-
4 921
-
total
13 501
-
7 449
-
Employer
49 953
-
29 862
-
health
384
-
231
-
accident
50
-
31
-
unemployment
324
-
195
-
pensions
8 667
-
5 182
-
total
9 425
-
5 639
-
Corporate
-
35 500
-
-
income
-
7 101
-
-
total
-
7 101
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
21 299
-
-
municipal
-
3 834
-
-
national
-
-
-
-
total
-
3 834
-
-
Income
35 500
35 500
35 500
35 500
Total tax
22 926
10 935
13 088
6 732
After tax
12 574
24 565
22 412
28 768
Living cost
36 453
36 453
36 453
36 453
Free-cash
-23 879
-11 888
-14 041
-7 685

Estimated living cost  is ₽36453 per week

₽23811
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3506
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽580
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8557
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
-₽1133
-₽7952
-₽959
₽6965
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 094
social contributions
-
-
-
5 631
income
-
-
-
-
health
-
-
-
921
total
-
-
-
6 552
Employee
73 010
73 010
73 010
-
social contributions
2 760
6 059
2 676
-
health
566
1 241
548
-
income
7 950
6 759
7 980
-
total
11 276
14 059
11 204
-
Employer
73 010
73 010
73 010
-
health
614
1 351
596
-
social contributions
2 760
6 059
2 676
-
total
3 374
7 410
3 272
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
35 500
35 500
35 500
35 500
Total tax
14 650
21 469
14 476
6 552
After tax
20 850
14 031
21 024
28 948
Living cost
21 983
21 983
21 983
21 983
Free-cash
-1 133
-7 952
-959
6 965

Estimated living cost  is ₽21983 per week

₽13175
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2157
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽486
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6166
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽9493
₽14322
₽7033
₽8398
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
35 500
income
-
-
-
2 524
unemployment
-
-
-
27
pensions
-
-
-
6 040
health
-
-
-
3 436
total
-
-
-
12 027
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 794
-
32 187
-
unemployment
108
-
160
-
health
1 852
-
2 735
-
pensions
3 268
-
4 829
-
income
1 490
-
2 355
-
total
6 718
-
10 079
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 794
-
32 187
-
health
937
-
1 384
-
unemployment
108
-
160
-
pensions
1 198
-
1 769
-
total
2 243
-
3 313
-
Corporate
11 463
35 500
-
-
income
1 032
3 195
-
-
total
1 032
3 195
-
-
Dividends
10 431
32 305
-
-
withholding
939
2 908
-
-
total
939
2 908
-
-
Income
35 500
35 500
35 500
35 500
Total tax
10 932
6 103
13 392
12 027
After tax
24 568
29 397
22 108
23 473
Living cost
15 075
15 075
15 075
15 075
Free-cash
9 493
14 322
7 033
8 398

Estimated living cost  is ₽15075 per week

₽9618
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1086
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽449
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3921
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
-₽10798
-₽2054
-₽7220
-₽6102
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
other
-
-
-
36
income
-
-
-
4 842
unemployment
-
-
-
249
pensions
-
-
-
10 047
accident
-
-
-
319
total
-
-
-
15 493
Employee
35 107
-
25 392
-
other
34
-
32
-
unemployment
544
-
492
-
pensions
1 650
-
1 490
-
income
6 768
-
4 489
-
total
8 996
-
6 503
-
Employer
35 107
-
25 392
-
other
281
-
254
-
accident
695
-
627
-
unemployment
1 932
-
1 744
-
pensions
8 285
-
7 483
-
total
11 193
-
10 108
-
Corporate
-
35 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
5 324
-
-
total
-
5 324
-
-
Dividends
-
30 176
-
-
withholding
-
6 121
-
-
total
-
6 121
-
-
Income
35 500
35 500
35 500
35 500
Total tax
20 189
11 445
16 611
15 493
After tax
15 311
24 055
18 889
20 007
Living cost
26 109
26 109
26 109
26 109
Free-cash
-10 798
-2 054
-7 220
-6 102

Estimated living cost  is ₽26109 per week

₽17623
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2510
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5519
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽20248
₽20517
₽20363
₽20481
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
income
-
-
-
11 328
pensions
-
-
-
1 192
health
-
-
-
864
total
-
-
-
13 384
Employee
2 490
-
34 159
-
unemployment
25
-
60
-
health
124
-
298
-
pensions
224
-
537
-
income
482
-
11 266
-
total
855
-
12 161
-
Employer
2 490
-
34 159
-
health
237
-
566
-
unemployment
50
-
119
-
pensions
274
-
656
-
total
561
-
1 341
-
Corporate
32 450
35 500
-
-
income
7 139
7 810
-
-
total
7 139
7 810
-
-
Dividends
25 311
27 690
-
-
withholding
5 062
5 538
-
-
total
5 062
5 538
-
-
Income
35 500
35 500
35 500
35 500
Total tax
13 617
13 348
13 502
13 384
After tax
21 883
22 152
21 998
22 116
Living cost
1 635
1 635
1 635
1 635
Free-cash
20 248
20 517
20 363
20 481

Estimated living cost  is ₽1635 per week

₽971
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽133
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽37
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽493
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽4601
₽9263
₽3244
₽1717
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
35 500
income
-
-
-
3 978
unemployment
-
-
-
532
pensions
-
-
-
9 230
health
-
-
-
3 657
total
-
-
-
17 397
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 709
-
30 110
-
unemployment
185
-
226
-
health
1 273
-
1 551
-
pensions
3 459
-
4 215
-
income
3 406
-
4 488
-
total
8 323
-
10 480
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 709
-
30 110
-
health
1 273
-
1 551
-
unemployment
185
-
226
-
pensions
2 965
-
3 613
-
total
4 423
-
5 390
-
Corporate
6 368
35 500
-
-
income
955
5 325
-
-
total
955
5 325
-
-
Dividends
5 413
30 175
-
-
withholding
812
4 526
-
-
total
812
4 526
-
-
Income
35 500
35 500
35 500
35 500
Total tax
14 513
9 851
15 870
17 397
After tax
20 987
25 649
19 630
18 103
Living cost
16 386
16 386
16 386
16 386
Free-cash
4 601
9 263
3 244
1 717

Estimated living cost  is ₽16386 per week

₽11033
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1267
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3612
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
-₽10102
-₽5405
-₽5195
-₽4634
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
35 500
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
12 337
income
-
-
-
2 200
total
-
-
-
14 537
Employee
36 851
-
28 687
-
social contributions
4 054
-
3 155
-
surtax
-
-
-
-
income
7 200
-
5 130
-
total
11 254
-
8 285
-
Employer
36 851
-
28 687
-
social contributions
8 751
-
6 813
-
total
8 751
-
6 813
-
Corporate
-
35 500
-
-
surtax
-
-
-
-
income
-
7 456
-
-
total
-
7 456
-
-
Dividends
-
28 044
-
-
withholding
-
7 852
-
-
total
-
7 852
-
-
Income
35 500
35 500
35 500
35 500
Total tax
20 005
15 308
15 098
14 537
After tax
15 495
20 192
20 402
20 963
Living cost
25 597
25 597
25 597
25 597
Free-cash
-10 102
-5 405
-5 195
-4 634

Estimated living cost  is ₽25597 per week

₽18130
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1778
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽454
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5236
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
-₽24976
-₽9313
-₽14479
-₽13361
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
other
-
-
-
36
income
-
-
-
4 842
unemployment
-
-
-
249
pensions
-
-
-
10 047
accident
-
-
-
319
total
-
-
-
15 493
Employee
45 855
-
25 392
-
other
45
-
32
-
unemployment
710
-
492
-
pensions
2 155
-
1 490
-
income
9 577
-
4 489
-
total
12 487
-
6 503
-
Employer
45 855
-
25 392
-
other
368
-
254
-
accident
908
-
627
-
unemployment
2 523
-
1 744
-
pensions
10 822
-
7 483
-
total
14 621
-
10 108
-
Corporate
-
35 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
5 324
-
-
total
-
5 324
-
-
Dividends
-
30 176
-
-
withholding
-
6 121
-
-
total
-
6 121
-
-
Income
35 500
35 500
35 500
35 500
Total tax
27 108
11 445
16 611
15 493
After tax
8 392
24 055
18 889
20 007
Living cost
33 368
33 368
33 368
33 368
Free-cash
-24 976
-9 313
-14 479
-13 361

Estimated living cost  is ₽33368 per week

₽23964
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2595
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6341
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽8232
₽14018
₽6081
₽4985
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
income
-
-
-
5 325
unemployment
-
-
-
133
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 909
health
-
-
-
3 814
total
-
-
-
14 181
Employee
21 628
-
29 678
-
health
995
-
1 365
-
accident

We are using the highest rate at 1.1%.

238
-
326
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 899
-
2 605
-
income
2 163
-
2 967
-
total
5 295
-
7 263
-
Employer
21 628
-
29 678
-
health
1 492
-
2 047
-
accident

We are using the highest rate at 1.1%.

238
-
326
-
unemployment
130
-
178
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 383
-
3 271
-
total
4 243
-
5 822
-
Corporate
9 628
35 500
-
-
income
963
3 550
-
-
total
963
3 550
-
-
Dividends
8 666
31 950
-
-
withholding
433
1 598
-
-
total
433
1 598
-
-
Income
35 500
35 500
35 500
35 500
Total tax
10 934
5 148
13 085
14 181
After tax
24 566
30 352
22 415
21 319
Living cost
16 334
16 334
16 334
16 334
Free-cash
8 232
14 018
6 081
4 985

Estimated living cost  is ₽16334 per week

₽10803
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽935
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽390
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4207
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
-₽11741
-₽18170
-₽8498
-₽8498
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
35 500
trade
-
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
45
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
811
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 486
total
-
-
-
7 342
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 242
-
35 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 486
-
6 486
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

214
-
45
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 885
-
811
-
total
10 585
-
7 342
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
35 500
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
294
-
-
trade
-
5 094
-
-
chamber of commerce
-
196
-
-
income
-
5 324
-
-
total
-
10 908
-
-
Dividends
-
24 592
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
319
-
-
withholding
-
5 787
-
-
total
-
6 106
-
-
Income
35 500
35 500
35 500
35 500
Total tax
10 585
17 014
7 342
7 342
After tax
24 915
18 486
28 158
28 158
Living cost
36 656
36 656
36 656
36 656
Free-cash
-11 741
-18 170
-8 498
-8 498

Estimated living cost  is ₽36656 per week

₽25286
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3944
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽532
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6894
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
-₽38770
-₽29237
-₽24075
-₽24075
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
social contributions
-
-
-
1 361
income
-
-
-
4 128
total
-
-
-
5 489
Employee
74 270
-
35 500
-
income
14 014
-
4 128
-
social contributions
6 170
-
1 361
-
total
20 184
-
5 489
-
Employer
74 270
-
35 500
-
total
-
-
-
-
Corporate
-
35 500
-
-
income
-
4 438
-
-
total
-
4 438
-
-
Dividends
-
31 062
-
-
withholding
-
6 213
-
-
total
-
6 213
-
-
Income
35 500
35 500
35 500
35 500
Total tax
20 184
10 651
5 489
5 489
After tax
15 316
24 849
30 011
30 011
Living cost
54 086
54 086
54 086
54 086
Free-cash
-38 770
-29 237
-24 075
-24 075

Estimated living cost  is ₽54086 per week

₽41148
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4407
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8014
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
-₽15254
-₽14852
-₽7620
-₽32054
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
35 500
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
6 061
income
-
-
-
27 027
total
-
-
-
33 088
Employee
43 556
-
32 266
-
income
4 726
-
2 186
-
social contributions
4 364
-
3 234
-
total
9 090
-
5 420
-
Employer
43 556
-
32 266
-
social contributions
4 364
-
3 234
-
total
4 364
-
3 234
-
Corporate
-
35 500
-
-
income
-
12 425
-
-
total
-
12 425
-
-
Dividends
-
23 075
-
-
social contributions
2 834
3 461
-
-
total
2 834
3 461
-
-
Income
35 500
35 500
35 500
35 500
Total tax
16 288
15 886
8 654
33 088
After tax
19 212
19 614
26 846
2 412
Living cost
34 466
34 466
34 466
34 466
Free-cash
-15 254
-14 852
-7 620
-32 054

Estimated living cost  is ₽34466 per week

₽22703
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2717
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8517
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
-₽19806
-₽9374
-₽11770
-₽8837
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
income
-
-
-
6 785
pensions
-
-
-
1 578
total
-
-
-
8 363
Employee
49 379
-
32 262
-
health
644
-
292
-
pensions
3 769
-
1 715
-
income
8 992
-
6 051
-
total
13 405
-
8 058
-
Employer
49 379
-
32 262
-
health
938
-
612
-
pensions
4 989
-
2 626
-
total
5 927
-
3 238
-
Corporate
-
35 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
6 744
-
-
total
-
6 744
-
-
Dividends
-
28 756
-
-
withholding
-
2 156
-
-
total
-
2 156
-
-
Income
35 500
35 500
35 500
35 500
Total tax
19 332
8 900
11 296
8 363
After tax
16 168
26 600
24 204
27 137
Living cost
35 974
35 974
35 974
35 974
Free-cash
-19 806
-9 374
-11 770
-8 837

Estimated living cost  is ₽35974 per week

₽24678
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3308
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽450
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7536
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
-₽6623
-₽19369
-₽3499
₽1604
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
other
-
-
-
346
income
-
-
-
5 147
pensions
-
-
-
3 885
accident
-
-
-
236
health
-
-
-
2 037
total
-
-
-
11 651
Employee
34 993
-
29 490
-
health
4 006
-
3 377
-
pensions
3 940
-
3 320
-
income
4 801
-
4 046
-
total
12 747
-
10 743
-
Employer
34 993
-
29 490
-
accident
584
-
493
-
unemployment
857
-
723
-
pensions
5 690
-
4 795
-
total
7 131
-
6 011
-
Corporate
-
35 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

-
31 950
-
-
total
-
31 950
-
-
Dividends
-
3 550
-
-
withholding
-
674
-
-
total
-
674
-
-
Income
35 500
35 500
35 500
35 500
Total tax
19 878
32 624
16 754
11 651
After tax
15 622
2 876
18 746
23 849
Living cost
22 245
22 245
22 245
22 245
Free-cash
-6 623
-19 369
-3 499
1 604

Estimated living cost  is ₽22245 per week

₽16325
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽448
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4175
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

Close
Skopje , Macedonia
₽12774
₽17380
₽9077
₽9077
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
35 500
work injury
-
-
-
177
health insurance
-
-
-
2 627
income
-
-
-
3 866
unemployment
-
-
-
426
pensions
-
-
-
6 532
total
-
-
-
13 628
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

20 472
-
35 500
-
health insurance
1 515
-
2 627
-
unemployment
246
-
426
-
pensions
3 767
-
6 532
-
income
2 047
-
3 866
-
work injury
102
-
177
-
total
7 677
-
13 628
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
15 028
35 500
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

-
-
-
-
total
-
-
-
-
Dividends
15 028
35 500
-
-
withholding
2 254
5 325
-
-
total
2 254
5 325
-
-
Income
35 500
35 500
35 500
35 500
Total tax
9 931
5 325
13 628
13 628
After tax
25 569
30 175
21 872
21 872
Living cost
12 795
12 795
12 795
12 795
Free-cash
12 774
17 380
9 077
9 077

Estimated living cost  is ₽12795 per week

₽7927
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽399
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3539
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

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Rome , Italy
-₽44509
-₽19127
-₽20327
-₽18215
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
regional
-
-
-
456
social contributions
-
-
-
9 131
municipal
-
-
-
238
national
-
-
-
6 065
total
-
-
-
15 890
Employee
80 008
-
35 500
-
social contributions
26 978
-
11 971
-
national
13 521
-
5 411
-
regional
1 208
-
407
-
municipal
477
-
213
-
total
42 184
-
18 002
-
Employer
80 008
-
35 500
-
total
-
-
-
-
Corporate
-
35 500
-
-
municipal
-
1 712
-
-
nationa
-
8 521
-
-
total
-
10 233
-
-
Dividends
-
25 268
-
-
withholding
-
6 569
-
-
total
-
6 569
-
-
Income
35 500
35 500
35 500
35 500
Total tax
42 184
16 802
18 002
15 890
After tax
-6 684
18 698
17 498
19 610
Living cost
37 825
37 825
37 825
37 825
Free-cash
-44 509
-19 127
-20 327
-18 215

Estimated living cost  is ₽37825 per week

₽26569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2602
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽571
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8081
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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