Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 35500
per

Your estimated
City
free-cash

Dresden , Germany
-₽947
-₽699
-₽10741
-₽699
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
35 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 510
trade
-
-
-
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
783
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
43
total
-
-
-
7 336
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

36 447
-
35 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 510
-
6 510
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 018
-
783
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

56
-
43
-
total
7 584
-
7 336
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
35 500
-
-
income
-
5 326
-
-
chamber of commerce
-
195
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
293
-
-
trade
-
5 591
-
-
total
-
11 405
-
-
Dividends
-
24 095
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
311
-
-
withholding
-
5 662
-
-
total
-
5 973
-
-
Income
35 500
35 500
35 500
35 500
Total tax
7 584
17 378
7 336
7 336
After tax
27 916
18 122
28 164
28 164
Living cost
28 863
28 863
28 863
28 863
Free-cash
-947
-10 741
-699
-699

Estimated living cost  is ₽28863 per week

₽18156
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3365
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽539
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6803
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
-₽47371
-₽25356
-₽26859
-₽25634
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
social contributions
-
-
-
382
municipal
-
-
-
2 934
pensions
-
-
-
4 260
national
-
-
-
4 547
total
-
-
-
12 123
Employee
75 976
-
30 689
-
pensions
3 039
-
1 228
-
municipal
9 384
-
3 072
-
national
14 542
-
4 760
-
total
26 965
-
9 060
-
Employer
75 976
-
30 689
-
pensions
6 078
-
2 455
-
social contributions
817
-
330
-
total
6 895
-
2 785
-
Corporate
-
35 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
7 100
-
-
total
-
7 100
-
-
Dividends
-
28 400
-
-
withholding
-
6 248
-
-
total
-
6 248
-
-
Income
35 500
35 500
35 500
35 500
Total tax
33 860
13 348
11 845
12 123
After tax
1 640
22 152
23 655
23 377
Living cost
49 011
49 011
49 011
49 011
Free-cash
-47 371
-26 859
-25 356
-25 634

Estimated living cost  is ₽49011 per week

₽33312
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽734
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10409
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₽758
₽544
₽8575
₽7349
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
35 500
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
3 000
income
-
-
-
-
surtax
-
-
-
-
microenterprise
-
-
-
5 326
total
-
-
-
8 326
Employee
27 845
-
28 608
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

3 063
-
3 147
-
income
4 957
-
5 092
-
surtax
-
-
-
-
total
8 020
-
8 239
-
Employer
27 845
-
28 608
-
surtax
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

6 707
-
6 892
-
total
6 707
-
6 892
-
Corporate
948
35 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

190
7 100
-
-
total
190
7 100
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

758
28 400
-
-
total
-
-
-
-
Income
35 500
35 500
35 500
35 500
Total tax
14 917
7 100
15 131
8 326
After tax
20 583
28 400
20 369
27 174
Living cost
19 825
19 825
19 825
19 825
Free-cash
758
8 575
544
7 349

Estimated living cost  is ₽19825 per week

₽12648
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1888
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽450
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4839
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
-₽59128
-₽59128
-₽53779
-₽19454
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
health
-
-
-
5 449
income
-
-
-
3 195
pensions
-
-
-
6 391
total
-
-
-
15 035
Employee
81 376
81 376
81 376
-
pensions
14 648
11 165
14 648
-
health
12 490
10 624
12 490
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 320
13 320
13 320
-
total
40 458
35 109
40 458
-
Employer
81 376
81 376
81 376
-
pensions
5 664
5 664
5 664
-
health
5 657
5 657
5 657
-
unemployment
2 930
2 930
2 930
-
total
14 251
14 251
14 251
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
35 500
35 500
35 500
35 500
Total tax
54 709
49 360
54 709
15 035
After tax
-19 209
-13 860
-19 209
20 465
Living cost
39 919
39 919
39 919
39 919
Free-cash
-59 128
-53 779
-59 128
-19 454

Estimated living cost  is ₽39919 per week

₽28290
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3599
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽635
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7396
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
-₽37586
-₽20071
-₽19646
-₽21333
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
accident
-
-
-
71
health
-
-
-
2 215
municipal
-
-
-
7 519
pensions
-
-
-
3 838
other
-
-
-
4 125
unemployment
-
-
-
36
national
-
-
-
-
total
-
-
-
17 804
Employee
55 613
-
27 013
-
municipal
16 584
-
8 055
-
national
-
-
-
-
total
16 584
-
8 055
-
Employer
55 613
-
27 013
-
pensions
6 012
-
2 920
-
other
6 462
-
3 139
-
health
3 420
-
1 661
-
unemployment
1 468
-
713
-
accident
111
-
54
-
total
17 473
-
8 487
-
Corporate
-
35 500
-
-
income
-
7 810
-
-
total
-
7 810
-
-
Dividends
-
27 690
-
-
withholding
-
8 307
-
-
total
-
8 307
-
-
Income
35 500
35 500
35 500
35 500
Total tax
34 057
16 117
16 542
17 804
After tax
1 443
19 383
18 958
17 696
Living cost
39 029
39 029
39 029
39 029
Free-cash
-37 586
-19 646
-20 071
-21 333

Estimated living cost  is ₽39029 per week

₽25867
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3830
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽593
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8740
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
-₽12825
-₽9271
-₽19495
-₽9271
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
35 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 510
trade
-
-
-
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
783
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
43
total
-
-
-
7 336
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

48 325
-
35 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 510
-
6 510
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 152
-
783
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

228
-
43
-
total
10 890
-
7 336
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
35 500
-
-
income
-
5 326
-
-
chamber of commerce
-
195
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
293
-
-
trade
-
5 839
-
-
total
-
11 653
-
-
Dividends
-
23 847
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
307
-
-
withholding
-
5 600
-
-
total
-
5 907
-
-
Income
35 500
35 500
35 500
35 500
Total tax
10 890
17 560
7 336
7 336
After tax
24 610
17 940
28 164
28 164
Living cost
37 435
37 435
37 435
37 435
Free-cash
-12 825
-19 495
-9 271
-9 271

Estimated living cost  is ₽37435 per week

₽25037
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3948
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽559
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7892
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
-₽11748
-₽9918
-₽16955
-₽1983
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 226
social contributions
-
-
-
5 651
health
-
-
-
924
income
-
-
-
-
total
-
-
-
6 575
Employee
73 275
73 275
73 275
-
health
729
1 246
548
-
social contributions
3 561
6 081
2 675
-
income
7 695
6 783
8 015
-
total
11 985
14 110
11 238
-
Employer
73 275
73 275
73 275
-
health
794
1 356
597
-
social contributions
3 561
6 081
2 675
-
total
4 355
7 437
3 272
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
35 500
35 500
35 500
35 500
Total tax
16 340
21 547
14 510
6 575
After tax
19 160
13 953
20 990
28 925
Living cost
30 908
30 908
30 908
30 908
Free-cash
-11 748
-16 955
-9 918
-1 983

Estimated living cost  is ₽30908 per week

₽21129
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2414
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6846
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽2871
₽2853
₽2501
₽6866
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
health
-
-
-
2 485
income
-
-
-
4 340
pensions
-
-
-
3 550
unemployment
-
-
-
533
total
-
-
-
10 908
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 588
10 184
29 707
-
unemployment
384
153
446
-
pensions
2 559
1 018
2 971
-
health
1 791
713
2 079
-
income
3 128
1 245
3 632
-
total
7 862
3 129
9 128
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 588
10 184
29 707
-
pensions
4 990
1 986
5 793
-
total
4 990
1 986
5 793
-
Corporate
4 922
23 330
-
-
income
443
2 100
-
-
total
443
2 100
-
-
Dividends
4 479
21 231
-
-
social contributions
757
4 024
-
-
withholding
851
4 034
-
-
total
1 608
8 058
-
-
Income
35 500
35 500
35 500
35 500
Total tax
14 903
15 273
14 921
10 908
After tax
20 597
20 227
20 579
24 592
Living cost
17 726
17 726
17 726
17 726
Free-cash
2 871
2 501
2 853
6 866

Estimated living cost  is ₽17726 per week

₽12097
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1450
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽354
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3825
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
-₽671
-₽385
₽5383
-₽1820
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
health
-
-
-
4 615
income
-
-
-
2 588
pensions
-
-
-
7 100
total
-
-
-
14 303
Employee
27 033
-
26 531
-
unemployment
432
-
425
-
pensions
541
-
530
-
income
3 043
-
2 946
-
total
4 016
-
3 901
-
Employer
27 033
-
26 531
-
pensions
5 407
-
5 306
-
health
3 514
-
3 449
-
unemployment
217
-
212
-
total
9 138
-
8 967
-
Corporate
-
35 500
-
-
income
-
7 100
-
-
total
-
7 100
-
-
Dividends
-
28 400
-
-
total
-
-
-
-
Income
35 500
35 500
35 500
35 500
Total tax
13 154
7 100
12 868
14 303
After tax
22 346
28 400
22 632
21 197
Living cost
23 017
23 017
23 017
23 017
Free-cash
-671
5 383
-385
-1 820

Estimated living cost  is ₽23017 per week

₽15787
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1371
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5396
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
-₽4913
-₽2595
-₽18467
₽2299
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
accident
-
-
-
245
health
-
-
-
2 116
income
-
-
-
5 102
pensions
-
-
-
4 036
other
-
-
-
360
total
-
-
-
11 859
Employee
33 572
-
29 490
-
pensions
3 780
-
3 321
-
health
3 844
-
3 377
-
income
4 606
-
4 046
-
total
12 230
-
10 744
-
Employer
33 572
-
29 490
-
pensions
5 459
-
4 795
-
unemployment
822
-
722
-
accident
560
-
492
-
total
6 841
-
6 009
-
Corporate
-
35 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

-
31 950
-
-
total
-
31 950
-
-
Dividends
-
3 550
-
-
withholding
-
675
-
-
total
-
675
-
-
Income
35 500
35 500
35 500
35 500
Total tax
19 071
32 625
16 753
11 859
After tax
16 429
2 875
18 747
23 641
Living cost
21 342
21 342
21 342
21 342
Free-cash
-4 913
-18 467
-2 595
2 299

Estimated living cost  is ₽21342 per week

₽15642
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1182
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽445
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4073
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽24432
₽20574
₽25899
₽27319
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
35 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
355
total
-
-
-
355
Employee
9 783
-
35 500
-
income
1 956
-
7 100
-
total
1 956
-
7 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

25 717
35 500
-
-
total
-
-
-
-
Dividends
25 717
35 500
-
-
withholding
1 286
1 775
-
-
total
1 286
1 775
-
-
Income
35 500
35 500
35 500
35 500
Total tax
3 242
1 775
7 100
355
After tax
32 258
33 725
28 400
35 145
Living cost
7 826
7 826
7 826
7 826
Free-cash
24 432
25 899
20 574
27 319

Estimated living cost  is ₽7826 per week

₽4850
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽651
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽215
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2110
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
-₽7820
-₽4583
₽689
-₽6167
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
health
-
-
-
1 562
income
-
-
-
4 508
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
8 521
other
-
-
-
1 685
total
-
-
-
16 276
Employee
34 600
-
28 355
-
unemployment
345
-
284
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 421
-
1 984
-
health
485
-
398
-
income
5 957
-
4 881
-
total
9 208
-
7 547
-
Employer
34 600
-
28 355
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 883
-
4 819
-
other
1 731
-
1 418
-
health
485
-
398
-
unemployment
345
-
284
-
accident
277
-
226
-
total
8 721
-
7 145
-
Corporate
-
35 500
-
-
income
-
7 456
-
-
total
-
7 456
-
-
Dividends
-
28 044
-
-
withholding
-
1 964
-
-
total
-
1 964
-
-
Income
35 500
35 500
35 500
35 500
Total tax
17 929
9 420
14 692
16 276
After tax
17 571
26 080
20 808
19 224
Living cost
25 391
25 391
25 391
25 391
Free-cash
-7 820
689
-4 583
-6 167

Estimated living cost  is ₽25391 per week

₽17941
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1714
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5327
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
-₽64421
-₽38035
-₽35510
-₽35025
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
income
-
-
-
6 772
pensions
-
-
-
1 644
total
-
-
-
8 416
Employee
87 876
-
32 197
-
pensions
8 478
-
1 796
-
health
1 448
-
307
-
income
15 841
-
6 019
-
total
25 767
-
8 122
-
Employer
87 876
-
32 197
-
pensions
10 376
-
2 692
-
health
1 669
-
612
-
total
12 045
-
3 304
-
Corporate
-
35 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
6 745
-
-
total
-
6 745
-
-
Dividends
-
28 755
-
-
withholding
-
2 156
-
-
total
-
2 156
-
-
Income
35 500
35 500
35 500
35 500
Total tax
37 812
8 901
11 426
8 416
After tax
-2 312
26 599
24 074
27 084
Living cost
62 109
62 109
62 109
62 109
Free-cash
-64 421
-35 510
-38 035
-35 025

Estimated living cost  is ₽62109 per week

₽46540
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7297
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽505
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7768
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽13434
₽9920
₽17861
₽8797
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
health
-
-
-
3 827
income
-
-
-
5 325
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 926
unemployment
-
-
-
133
total
-
-
-
14 211
Employee
16 541
-
29 677
-
accident

We are using the highest rate at 1.1%.

182
-
326
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 452
-
2 606
-
health
761
-
1 365
-
income
1 654
-
2 968
-
total
4 049
-
7 265
-
Employer
16 541
-
29 677
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 823
-
3 271
-
health
1 142
-
2 048
-
unemployment
99
-
178
-
accident

We are using the highest rate at 1.1%.

182
-
326
-
total
3 246
-
5 823
-
Corporate
15 713
35 500
-
-
income
1 572
3 550
-
-
total
1 572
3 550
-
-
Dividends
14 141
31 950
-
-
withholding
707
1 597
-
-
total
707
1 597
-
-
Income
35 500
35 500
35 500
35 500
Total tax
9 574
5 147
13 088
14 211
After tax
25 926
30 353
22 412
21 289
Living cost
12 492
12 492
12 492
12 492
Free-cash
13 434
17 861
9 920
8 797

Estimated living cost  is ₽12492 per week

₽7293
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽892
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽331
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3976
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
-₽68316
-₽72050
-₽66701
-₽32376
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
health
-
-
-
5 449
income
-
-
-
3 195
pensions
-
-
-
6 391
total
-
-
-
15 035
Employee
88 348
81 376
81 376
-
pensions
11 165
11 165
14 648
-
health
11 022
10 624
12 490
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 320
13 320
13 320
-
total
35 507
35 109
40 458
-
Employer
88 348
81 376
81 376
-
pensions
6 148
5 664
5 664
-
health
6 139
5 657
5 657
-
unemployment
3 181
2 930
2 930
-
total
15 468
14 251
14 251
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
35 500
35 500
35 500
35 500
Total tax
50 975
49 360
54 709
15 035
After tax
-15 475
-13 860
-19 209
20 465
Living cost
52 841
52 841
52 841
52 841
Free-cash
-68 316
-66 701
-72 050
-32 376

Estimated living cost  is ₽52841 per week

₽38979
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4720
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽606
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8537
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
-₽11418
-₽5793
₽633
-₽6518
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
social contributions
-
-
-
10 366
health
-
-
-
4 792
income
-
-
-
3 051
solidarity contribution
-
-
-
-
total
-
-
-
18 209
Employee
35 014
-
26 492
-
solidarity contribution
-
-
-
-
health
4 727
-
3 576
-
social contributions
2 276
-
1 722
-
income
4 202
-
3 179
-
total
11 205
-
8 477
-
Employer
35 014
-
26 492
-
health
3 151
-
2 384
-
social contributions
8 753
-
6 623
-
total
11 904
-
9 007
-
Corporate
-
35 500
-
-
income
-
6 745
-
-
total
-
6 745
-
-
Dividends
-
28 755
-
-
withholding
-
4 313
-
-
total
-
4 313
-
-
Income
35 500
35 500
35 500
35 500
Total tax
23 109
11 058
17 484
18 209
After tax
12 391
24 442
18 016
17 291
Living cost
23 809
23 809
23 809
23 809
Free-cash
-11 418
633
-5 793
-6 518

Estimated living cost  is ₽23809 per week

₽16538
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1694
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽468
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5109
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
-₽49189
-₽22570
-₽21269
-₽20441
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
social contributions
-
-
-
9 130
municipal
-
-
-
212
regional
-
-
-
324
national
-
-
-
6 065
total
-
-
-
15 731
Employee
84 690
-
35 500
-
regional
799
-
289
-
municipal
448
-
188
-
national
14 675
-
5 412
-
social contributions
28 557
-
11 971
-
total
44 479
-
17 860
-
Employer
84 690
-
35 500
-
total
-
-
-
-
Corporate
-
35 500
-
-
municipal
-
1 385
-
-
nationa
-
8 519
-
-
total
-
9 904
-
-
Dividends
-
25 596
-
-
withholding
-
6 655
-
-
total
-
6 655
-
-
Income
35 500
35 500
35 500
35 500
Total tax
44 479
16 559
17 860
15 731
After tax
-8 979
18 941
17 640
19 769
Living cost
40 210
40 210
40 210
40 210
Free-cash
-49 189
-21 269
-22 570
-20 441

Estimated living cost  is ₽40210 per week

₽28029
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2637
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽617
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8926
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
-₽2646
-₽1428
₽1302
-₽585
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
health
-
-
-
2 521
income
-
-
-
5 132
surtax
-
-
-
87
pensions
-
-
-
7 100
other
-
-
-
-
unemployment
-
-
-
217
total
-
-
-
15 057
Employee
31 513
-
29 326
-
unemployment
2 194
-
2 042
-
pensions
2 101
-
1 957
-
health
805
-
749
-
income
5 282
-
4 915
-
other
-
-
-
-
surtax
103
-
63
-
total
10 485
-
9 726
-
Employer
31 513
-
29 326
-
pensions
4 201
-
3 910
-
other
-
-
-
-
health
1 434
-
1 335
-
unemployment
998
-
929
-
total
6 633
-
6 174
-
Corporate
-
35 500
-
-
income
-
9 230
-
-
total
-
9 230
-
-
Dividends
-
26 270
-
-
withholding
-
3 940
-
-
total
-
3 940
-
-
Income
35 500
35 500
35 500
35 500
Total tax
17 118
13 170
15 900
15 057
After tax
18 382
22 330
19 600
20 443
Living cost
21 028
21 028
21 028
21 028
Free-cash
-2 646
1 302
-1 428
-585

Estimated living cost  is ₽21028 per week

₽12857
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1940
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5745
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
-₽30887
-₽18358
-₽15833
-₽15348
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
income
-
-
-
6 772
pensions
-
-
-
1 644
total
-
-
-
8 416
Employee
58 892
-
32 197
-
pensions
4 999
-
1 796
-
health
855
-
307
-
income
10 607
-
6 019
-
total
16 461
-
8 122
-
Employer
58 892
-
32 197
-
pensions
6 375
-
2 692
-
health
1 119
-
612
-
total
7 494
-
3 304
-
Corporate
-
35 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
6 745
-
-
total
-
6 745
-
-
Dividends
-
28 755
-
-
withholding
-
2 156
-
-
total
-
2 156
-
-
Income
35 500
35 500
35 500
35 500
Total tax
23 955
8 901
11 426
8 416
After tax
11 545
26 599
24 074
27 084
Living cost
42 432
42 432
42 432
42 432
Free-cash
-30 887
-15 833
-18 358
-15 348

Estimated living cost  is ₽42432 per week

₽31789
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3180
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽444
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7017
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
-₽62089
-₽48515
-₽59905
-₽45711
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
health
-
-
-
248
pensions
-
-
-
3 266
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
710
regional
-
-
-
454
city
-
-
-
372
national
-
-
-
23
total
-
-
-
5 073
Employee
89 101
-
31 239
-
unemployment
-
-
-
-
pensions
7 486
-
3 221
-
regional
2 918
-
342
-
national
422
-
-
-
health
201
-
70
-
city
956
-
329
-
total
11 983
-
3 962
-
Employer
89 101
-
31 239
-
pensions
7 486
-
3 221
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 781
-
624
-
health
201
-
70
-
unemployment
-
-
-
-
total
9 468
-
3 915
-
Corporate
-
35 500
-
-
regional
-
7 509
-
-
national
-
3 017
-
-
total
-
10 526
-
-
Dividends
-
24 974
-
-
withholding
-
8 741
-
-
total
-
8 741
-
-
Income
35 500
35 500
35 500
35 500
Total tax
21 451
19 267
7 877
5 073
After tax
14 049
16 233
27 623
30 427
Living cost
76 138
76 138
76 138
76 138
Free-cash
-62 089
-59 905
-48 515
-45 711

Estimated living cost  is ₽76138 per week

₽49511
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽935
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18859
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
-₽21769
-₽15490
-₽25898
-₽15490
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
35 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 510
trade
-
-
-
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
783
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
43
total
-
-
-
7 336
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

57 269
-
35 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 510
-
6 510
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 734
-
783
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

371
-
43
-
total
13 615
-
7 336
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
35 500
-
-
income
-
5 326
-
-
chamber of commerce
-
195
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
293
-
-
trade
-
6 089
-
-
total
-
11 903
-
-
Dividends
-
23 597
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
304
-
-
withholding
-
5 537
-
-
total
-
5 841
-
-
Income
35 500
35 500
35 500
35 500
Total tax
13 615
17 744
7 336
7 336
After tax
21 885
17 756
28 164
28 164
Living cost
43 654
43 654
43 654
43 654
Free-cash
-21 769
-25 898
-15 490
-15 490

Estimated living cost  is ₽43654 per week

₽31883
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3492
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽568
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7713
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
-₽18020
-₽10126
-₽14710
-₽10896
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
social contributions
-
-
-
1 011
health
-
-
-
309
income
-
-
-
629
surtax
-
-
-
-
pensions
-
-
-
10 743
other
-
-
-
1 101
total
-
-
-
13 793
Employee
40 784
-
27 053
-
pensions
4 611
-
3 060
-
social contributions
1 163
-
770
-
income
2 407
-
747
-
surtax
-
-
-
-
total
8 181
-
4 577
-
Employer
40 784
-
27 053
-
pensions
6 700
-
4 443
-
other
1 407
-
933
-
health
2 855
-
1 893
-
unemployment
1 651
-
1 096
-
social contributions
123
-
81
-
total
12 736
-
8 446
-
Corporate
-
35 500
-
-
income
-
9 940
-
-
surtax
-
-
-
-
total
-
9 940
-
-
Dividends
-
25 560
-
-
surtax
-
-
-
-
social contributions
-
4 396
-
-
withholding
-
3 271
-
-
total
-
7 667
-
-
Income
35 500
35 500
35 500
35 500
Total tax
20 917
17 607
13 023
13 793
After tax
14 583
17 893
22 477
21 707
Living cost
32 603
32 603
32 603
32 603
Free-cash
-18 020
-14 710
-10 126
-10 896

Estimated living cost  is ₽32603 per week

₽20557
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2651
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽555
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8841
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
-₽12275
-₽6895
-₽11479
-₽7665
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
social contributions
-
-
-
1 011
health
-
-
-
309
income
-
-
-
629
surtax
-
-
-
-
pensions
-
-
-
10 743
other
-
-
-
1 101
total
-
-
-
13 793
Employee
36 405
-
27 053
-
pensions
4 118
-
3 060
-
social contributions
1 038
-
770
-
income
1 877
-
747
-
surtax
-
-
-
-
total
7 033
-
4 577
-
Employer
36 405
-
27 053
-
pensions
5 982
-
4 443
-
other
1 257
-
933
-
health
2 548
-
1 893
-
unemployment
1 474
-
1 096
-
social contributions
109
-
81
-
total
11 370
-
8 446
-
Corporate
-
35 500
-
-
income
-
9 940
-
-
surtax
-
-
-
-
total
-
9 940
-
-
Dividends
-
25 560
-
-
surtax
-
-
-
-
social contributions
-
4 396
-
-
withholding
-
3 271
-
-
total
-
7 667
-
-
Income
35 500
35 500
35 500
35 500
Total tax
18 403
17 607
13 023
13 793
After tax
17 097
17 893
22 477
21 707
Living cost
29 372
29 372
29 372
29 372
Free-cash
-12 275
-11 479
-6 895
-7 665

Estimated living cost  is ₽29372 per week

₽17035
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2984
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽557
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8798
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽75
₽1795
₽1451
₽2592
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
social contributions
-
-
-
4 899
health
-
-
-
2 477
income
-
-
-
5 326
total
-
-
-
12 702
Employee
32 310
-
35 500
-
health
2 255
-
2 477
-
social contributions
4 459
-
4 899
-
income
5 389
-
6 123
-
total
12 103
-
13 499
-
Employer
32 310
-
35 500
-
total
-
-
-
-
Corporate
3 190
35 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

159
1 776
-
-
total
159
1 776
-
-
Dividends
3 031
33 724
-
-
health
841
2 354
-
-
social contributions
1 662
4 655
-
-
withholding
454
5 058
-
-
total
2 957
12 067
-
-
Income
35 500
35 500
35 500
35 500
Total tax
15 219
13 843
13 499
12 702
After tax
20 281
21 657
22 001
22 798
Living cost
20 206
20 206
20 206
20 206
Free-cash
75
1 451
1 795
2 592

Estimated living cost  is ₽20206 per week

₽13523
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1246
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4971
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
-₽26919
-₽20799
-₽19777
-₽13656
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
health
-
-
-
2 716
surtax
-
-
-
188
income
-
-
-
119
chamber of commerce
-
-
-
143
pensions
-
-
-
6 568
unemployment
-
-
-
5 845
total
-
-
-
15 579
Employee
47 623
37 975
37 975
-
unemployment
1 429
1 139
803
-
pensions
4 877
3 888
2 743
-
health
1 843
1 470
1 036
-
income
5 421
2 801
3 365
-
other
476
380
268
-
total
14 046
9 678
8 215
-
Employer
47 623
37 975
37 975
-
chamber of commerce
190
152
152
-
pensions
5 977
4 767
3 362
-
other
2 262
1 803
1 709
-
health
1 799
1 436
1 013
-
unemployment
1 429
1 139
803
-
accident
618
494
349
-
surtax
188
188
188
-
payroll
1 429
1 139
1 139
-
total
13 892
11 118
8 715
-
Corporate
3 617
3 617
23 169
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

904
904
5 792
-
total
904
904
5 792
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
35 500
35 500
35 500
35 500
Total tax
28 842
21 700
22 722
15 579
After tax
6 658
13 800
12 778
19 921
Living cost
33 577
33 577
33 577
33 577
Free-cash
-26 919
-19 777
-20 799
-13 656

Estimated living cost  is ₽33577 per week

₽22395
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2864
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽552
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7767
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
-₽52506
-₽18254
-₽14618
-₽13228
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
social contributions
-
-
-
2 309
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
1 991
national
-
-
-
9 683
total
-
-
-
13 983
Employee

The minimum management director salary is set at €45,000 per year.

68 163
-
27 496
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

593
-
239
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 112
-
2 062
-
national
20 956
-
5 977
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 203
-
1 293
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 555
-
1 434
-
total
33 419
-
11 005
-
Employer

The minimum management director salary is set at €45,000 per year.

68 163
-
27 496
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

6 040
-
2 436
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 192
-
1 691
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

995
-
401
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

886
-
358
-
surtax
7 729
-
3 118
-
total
19 842
-
8 004
-
Corporate
-
35 500
-
-
income
-
7 100
-
-
surtax
-
143
-
-
total
-
7 243
-
-
Dividends
-
28 258
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
8 130
-
-
total
-
8 130
-
-
Income
35 500
35 500
35 500
35 500
Total tax
53 261
15 373
19 009
13 983
After tax
-17 761
20 127
16 491
21 517
Living cost
34 745
34 745
34 745
34 745
Free-cash
-52 506
-14 618
-18 254
-13 228

Estimated living cost  is ₽34745 per week

₽22380
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3038
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8783
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
-₽27055
-₽15556
-₽10359
-₽14403
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
accident
-
-
-
320
income
-
-
-
4 838
pensions
-
-
-
10 047
other
-
-
-
36
unemployment
-
-
-
248
total
-
-
-
15 489
Employee
47 434
-
25 355
-
unemployment
736
-
494
-
pensions
2 230
-
1 496
-
income
10 008
-
4 475
-
other
47
-
33
-
total
13 021
-
6 498
-
Employer
47 434
-
25 355
-
pensions
11 194
-
7 510
-
other
378
-
255
-
unemployment
2 609
-
1 750
-
accident
939
-
629
-
total
15 120
-
10 144
-
Corporate
-
35 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
5 326
-
-
total
-
5 326
-
-
Dividends
-
30 174
-
-
withholding
-
6 119
-
-
total
-
6 119
-
-
Income
35 500
35 500
35 500
35 500
Total tax
28 141
11 445
16 642
15 489
After tax
7 359
24 055
18 858
20 011
Living cost
34 414
34 414
34 414
34 414
Free-cash
-27 055
-10 359
-15 556
-14 403

Estimated living cost  is ₽34414 per week

₽25342
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2441
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6134
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
-₽45285
-₽29395
-₽29449
-₽29393
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
accident
-
-
-
409
health
-
-
-
3 400
income
-
-
-
332
surtax
-
-
-
1 711
pensions
-
-
-
7 255
communal
-
-
-
-
total
-
-
-
13 107
Employee
72 164
-
30 080
-
pensions
5 772
-
3 628
-
health
3 212
-
2 018
-
income
6 970
-
332
-
surtax
4 423
-
1 711
-
total
20 377
-
7 689
-
Employer
72 164
-
30 080
-
pensions
5 772
-
3 628
-
health
2 201
-
1 383
-
accident
649
-
409
-
total
8 622
-
5 420
-
Corporate
-
35 500
-
-
income
-
5 326
-
-
communal
-
2 396
-
-
surtax
-
373
-
-
total
-
8 095
-
-
Dividends
-
27 406
-
-
income
-
958
-
-
withholding
-
4 110
-
-
total
-
5 068
-
-
Income
35 500
35 500
35 500
35 500
Total tax
28 999
13 163
13 109
13 107
After tax
6 501
22 337
22 391
22 393
Living cost
51 786
51 786
51 786
51 786
Free-cash
-45 285
-29 449
-29 395
-29 393

Estimated living cost  is ₽51786 per week

₽38847
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3137
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽548
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9251
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
-₽3347
-₽1804
₽926
-₽961
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
health
-
-
-
2 521
income
-
-
-
5 132
surtax
-
-
-
87
pensions
-
-
-
7 100
other
-
-
-
-
unemployment
-
-
-
217
total
-
-
-
15 057
Employee
32 091
-
29 326
-
unemployment
2 233
-
2 042
-
pensions
2 141
-
1 957
-
health
819
-
749
-
income
5 380
-
4 915
-
other
-
-
-
-
surtax
114
-
63
-
total
10 687
-
9 726
-
Employer
32 091
-
29 326
-
pensions
4 279
-
3 910
-
other
-
-
-
-
health
1 459
-
1 335
-
unemployment
1 018
-
929
-
total
6 756
-
6 174
-
Corporate
-
35 500
-
-
income
-
9 230
-
-
total
-
9 230
-
-
Dividends
-
26 270
-
-
withholding
-
3 940
-
-
total
-
3 940
-
-
Income
35 500
35 500
35 500
35 500
Total tax
17 443
13 170
15 900
15 057
After tax
18 057
22 330
19 600
20 443
Living cost
21 404
21 404
21 404
21 404
Free-cash
-3 347
926
-1 804
-961

Estimated living cost  is ₽21404 per week

₽12922
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1861
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽497
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6125
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
-₽17361
-₽8218
-₽7009
-₽6112
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
social contributions
-
-
-
9 130
municipal
-
-
-
212
regional
-
-
-
535
national
-
-
-
6 065
total
-
-
-
15 942
Employee
52 860
-
35 500
-
regional
712
-
477
-
municipal
280
-
188
-
national
8 374
-
5 412
-
social contributions
17 825
-
11 971
-
total
27 191
-
18 048
-
Employer
52 860
-
35 500
-
total
-
-
-
-
Corporate
-
35 500
-
-
municipal
-
1 765
-
-
nationa
-
8 519
-
-
total
-
10 284
-
-
Dividends
-
25 216
-
-
withholding
-
6 555
-
-
total
-
6 555
-
-
Income
35 500
35 500
35 500
35 500
Total tax
27 191
16 839
18 048
15 942
After tax
8 309
18 661
17 452
19 558
Living cost
25 670
25 670
25 670
25 670
Free-cash
-17 361
-7 009
-8 218
-6 112

Estimated living cost  is ₽25670 per week

₽15964
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2600
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6666
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
-₽22315
-₽11323
-₽4897
-₽12048
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
social contributions
-
-
-
10 366
health
-
-
-
4 792
income
-
-
-
3 051
solidarity contribution
-
-
-
-
total
-
-
-
18 209
Employee
43 146
-
26 492
-
solidarity contribution
-
-
-
-
health
5 825
-
3 576
-
social contributions
2 804
-
1 722
-
income
5 177
-
3 179
-
total
13 806
-
8 477
-
Employer
43 146
-
26 492
-
health
3 883
-
2 384
-
social contributions
10 787
-
6 623
-
total
14 670
-
9 007
-
Corporate
-
35 500
-
-
income
-
6 745
-
-
total
-
6 745
-
-
Dividends
-
28 755
-
-
withholding
-
4 313
-
-
total
-
4 313
-
-
Income
35 500
35 500
35 500
35 500
Total tax
28 476
11 058
17 484
18 209
After tax
7 024
24 442
18 016
17 291
Living cost
29 339
29 339
29 339
29 339
Free-cash
-22 315
-4 897
-11 323
-12 048

Estimated living cost  is ₽29339 per week

₽21818
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1625
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽508
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
-₽19048
-₽17527
-₽16414
-₽10293
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
health
-
-
-
2 716
surtax
-
-
-
-
income
-
-
-
119
chamber of commerce
-
-
-
143
pensions
-
-
-
6 568
unemployment
-
-
-
5 845
total
-
-
-
15 391
Employee
41 655
37 975
37 975
-
unemployment
1 250
1 139
808
-
pensions
4 266
3 888
2 758
-
health
1 611
1 470
1 043
-
income
3 711
2 801
3 356
-
other
416
380
269
-
total
11 254
9 678
8 234
-
Employer
41 655
37 975
37 975
-
chamber of commerce
166
152
152
-
pensions
5 228
4 767
3 382
-
other
1 978
1 803
1 711
-
health
1 575
1 436
1 018
-
unemployment
1 250
1 139
808
-
accident
541
494
351
-
surtax
-
-
-
-
payroll
1 250
1 139
1 139
-
total
11 988
10 930
8 561
-
Corporate
3 617
3 617
23 323
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

904
904
5 830
-
total
904
904
5 830
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
35 500
35 500
35 500
35 500
Total tax
24 146
21 512
22 625
15 391
After tax
11 354
13 988
12 875
20 109
Living cost
30 402
30 402
30 402
30 402
Free-cash
-19 048
-16 414
-17 527
-10 293

Estimated living cost  is ₽30402 per week

₽18237
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3105
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8517
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽19242
₽16204
₽21529
₽22949
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
35 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
355
total
-
-
-
355
Employee
15 245
-
35 500
-
income
3 049
-
7 100
-
total
3 049
-
7 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

20 255
35 500
-
-
total
-
-
-
-
Dividends
20 255
35 500
-
-
withholding
1 013
1 775
-
-
total
1 013
1 775
-
-
Income
35 500
35 500
35 500
35 500
Total tax
4 062
1 775
7 100
355
After tax
31 438
33 725
28 400
35 145
Living cost
12 196
12 196
12 196
12 196
Free-cash
19 242
21 529
16 204
22 949

Estimated living cost  is ₽12196 per week

₽8253
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽512
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3022
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
-₽13201
-₽6493
-₽1117
-₽5369
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
35 500
health
-
-
-
3 492
income
-
-
-
5 283
pensions
-
-
-
6 483
unemployment
-
-
-
52
total
-
-
-
15 310
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

42 138
-
30 719
-
unemployment
60
-
43
-
pensions
6 532
-
4 761
-
health
2 722
-
1 984
-
income
7 267
-
4 865
-
total
16 581
-
11 653
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

42 138
-
30 719
-
pensions
3 729
-
2 718
-
health
2 807
-
2 045
-
unemployment
25
-
18
-
total
6 561
-
4 781
-
Corporate
-
35 500
-
-
income
-
6 745
-
-
total
-
6 745
-
-
Dividends
-
28 755
-
-
withholding
-
4 313
-
-
total
-
4 313
-
-
Income
35 500
35 500
35 500
35 500
Total tax
23 142
11 058
16 434
15 310
After tax
12 358
24 442
19 066
20 190
Living cost
25 559
25 559
25 559
25 559
Free-cash
-13 201
-1 117
-6 493
-5 369

Estimated living cost  is ₽25559 per week

₽17541
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1638
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5886
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
-₽106963
-₽18628
-₽19629
-₽16694
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
social contributions
-
-
-
4 047
income
-
-
-
6 920
total
-
-
-
10 967
Employee
59 114
-
2 194
-
social contributions
4 847
-
691
-
income
13 039
-
331
-
total
17 886
-
1 022
-
Employer
59 114
-
2 194
-
social contributions
83 350
-
11 879
-
total
83 350
-
11 879
-
Corporate
-
35 500
-
-
income
-
7 810
-
-
total
-
7 810
-
-
Dividends
-
27 690
-
-
income
-
6 092
-
-
total
-
6 092
-
-
Income
35 500
35 500
35 500
35 500
Total tax
101 236
13 902
12 901
10 967
After tax
-65 736
21 598
22 599
24 533
Living cost
41 227
41 227
41 227
41 227
Free-cash
-106 963
-19 629
-18 628
-16 694

Estimated living cost  is ₽41227 per week

₽26750
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3877
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10074
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
-₽18736
-₽9482
-₽9698
-₽8923
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
35 500
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
12 337
income
-
-
-
2 196
surtax
-
-
-
-
total
-
-
-
14 533
Employee
43 827
-
28 686
-
social contributions
4 821
-
3 156
-
income
9 116
-
5 122
-
surtax
-
-
-
-
total
13 937
-
8 278
-
Employer
43 827
-
28 686
-
social contributions
10 409
-
6 814
-
total
10 409
-
6 814
-
Corporate
-
35 500
-
-
income
-
7 456
-
-
surtax
-
-
-
-
total
-
7 456
-
-
Dividends
-
28 044
-
-
withholding
-
7 852
-
-
total
-
7 852
-
-
Income
35 500
35 500
35 500
35 500
Total tax
24 346
15 308
15 092
14 533
After tax
11 154
20 192
20 408
20 967
Living cost
29 890
29 890
29 890
29 890
Free-cash
-18 736
-9 698
-9 482
-8 923

Estimated living cost  is ₽29890 per week

₽22364
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1763
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽499
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5264
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
-₽42824
-₽23548
-₽28132
-₽24318
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
social contributions
-
-
-
1 011
health
-
-
-
309
income
-
-
-
629
surtax
-
-
-
-
pensions
-
-
-
10 743
other
-
-
-
1 101
total
-
-
-
13 793
Employee
59 683
-
27 053
-
pensions
6 751
-
3 060
-
social contributions
1 700
-
770
-
income
5 207
-
747
-
surtax
-
-
-
-
total
13 658
-
4 577
-
Employer
59 683
-
27 053
-
pensions
9 807
-
4 443
-
other
2 060
-
933
-
health
4 177
-
1 893
-
unemployment
2 418
-
1 096
-
social contributions
179
-
81
-
total
18 641
-
8 446
-
Corporate
-
35 500
-
-
income
-
9 940
-
-
surtax
-
-
-
-
total
-
9 940
-
-
Dividends
-
25 560
-
-
surtax
-
-
-
-
social contributions
-
4 396
-
-
withholding
-
3 271
-
-
total
-
7 667
-
-
Income
35 500
35 500
35 500
35 500
Total tax
32 299
17 607
13 023
13 793
After tax
3 201
17 893
22 477
21 707
Living cost
46 025
46 025
46 025
46 025
Free-cash
-42 824
-28 132
-23 548
-24 318

Estimated living cost  is ₽46025 per week

₽31149
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3765
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽631
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10479
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
₽105
₽93
₽3306
-₽954
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
social contributions
-
-
-
7 810
income
-
-
-
-
total
-
-
-
7 810
Employee
30 635
-
30 735
-
social contributions
1 991
-
1 998
-
income
-
-
-
-
total
1 991
-
1 998
-
Employer
30 635
-
30 735
-
social contributions
4 749
-
4 765
-
total
4 749
-
4 765
-
Corporate
116
35 500
-
-
income
11
3 550
-
-
total
11
3 550
-
-
Dividends
105
31 950
-
-
total
-
-
-
-
Income
35 500
35 500
35 500
35 500
Total tax
6 751
3 550
6 763
7 810
After tax
28 749
31 950
28 737
27 690
Living cost
28 644
28 644
28 644
28 644
Free-cash
105
3 306
93
-954

Estimated living cost  is ₽28644 per week

₽18521
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2159
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽539
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
-₽171833
-₽171833
-₽171833
-₽21553
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
municipal
-
-
-
4 769
pensions
-
-
-
825
labour market
-
-
-
2 774
national
-
-
-
2 856
total
-
-
-
11 224
Employee
193 434
193 434
193 434
-
pensions
275
275
275
-
municipal
41 191
41 191
41 191
-
national
23 631
23 631
23 631
-
labour market
15 453
15 453
15 453
-
total
80 550
80 550
80 550
-
Employer
193 434
193 434
193 434
-
municipal
41 256
41 256
41 256
-
pensions
550
550
550
-
national
23 673
23 673
23 673
-
labour market
15 475
15 475
15 475
-
total
80 954
80 954
80 954
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
35 500
35 500
35 500
35 500
Total tax
161 504
161 504
161 504
11 224
After tax
-126 004
-126 004
-126 004
24 276
Living cost
45 829
45 829
45 829
45 829
Free-cash
-171 833
-171 833
-171 833
-21 553

Estimated living cost  is ₽45829 per week

₽31366
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4054
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽705
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9704
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
-₽4319
-₽2280
-₽18152
₽2614
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
accident
-
-
-
245
health
-
-
-
2 116
income
-
-
-
5 102
pensions
-
-
-
4 036
other
-
-
-
360
total
-
-
-
11 859
Employee
33 077
-
29 490
-
pensions
3 725
-
3 321
-
health
3 788
-
3 377
-
income
4 538
-
4 046
-
total
12 051
-
10 744
-
Employer
33 077
-
29 490
-
pensions
5 378
-
4 795
-
unemployment
811
-
722
-
accident
552
-
492
-
total
6 741
-
6 009
-
Corporate
-
35 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

-
31 950
-
-
total
-
31 950
-
-
Dividends
-
3 550
-
-
withholding
-
675
-
-
total
-
675
-
-
Income
35 500
35 500
35 500
35 500
Total tax
18 792
32 625
16 753
11 859
After tax
16 708
2 875
18 747
23 641
Living cost
21 027
21 027
21 027
21 027
Free-cash
-4 319
-18 152
-2 280
2 614

Estimated living cost  is ₽21027 per week

₽15305
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1199
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽395
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4128
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
-₽24094
-₽14166
-₽12019
-₽7809
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
35 500
health
-
-
-
148
municipal
-
-
-
6 364
national
-
-
-
212
total
-
-
-
6 724
Employee
50 135
-
29 865
-
unemployment
752
-
448
-
pensions
3 383
-
2 016
-
municipal
8 212
-
4 921
-
national
828
-
-
-
health
374
-
61
-
total
13 549
-
7 446
-
Employer
50 135
-
29 865
-
pensions
8 698
-
5 181
-
health
385
-
230
-
unemployment
326
-
193
-
accident
51
-
31
-
total
9 460
-
5 635
-
Corporate
-
35 500
-
-
income
-
7 100
-
-
total
-
7 100
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
21 300
-
-
national
-
-
-
-
municipal
-
3 834
-
-
total
-
3 834
-
-
Income
35 500
35 500
35 500
35 500
Total tax
23 009
10 934
13 081
6 724
After tax
12 491
24 566
22 419
28 776
Living cost
36 585
36 585
36 585
36 585
Free-cash
-24 094
-12 019
-14 166
-7 809

Estimated living cost  is ₽36585 per week

₽23897
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8588
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
-₽1266
-₽1073
-₽8110
₽6862
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 226
social contributions
-
-
-
5 651
health
-
-
-
924
income
-
-
-
-
total
-
-
-
6 575
Employee
73 275
73 275
73 275
-
health
568
1 246
548
-
social contributions
2 770
6 081
2 675
-
income
7 978
6 783
8 015
-
total
11 316
14 110
11 238
-
Employer
73 275
73 275
73 275
-
health
617
1 356
597
-
social contributions
2 770
6 081
2 675
-
total
3 387
7 437
3 272
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
35 500
35 500
35 500
35 500
Total tax
14 703
21 547
14 510
6 575
After tax
20 797
13 953
20 990
28 925
Living cost
22 063
22 063
22 063
22 063
Free-cash
-1 266
-8 110
-1 073
6 862

Estimated living cost  is ₽22063 per week

₽13223
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2165
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽488
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6188
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽9420
₽6977
₽14268
₽8314
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
35 500
health
-
-
-
3 449
income
-
-
-
2 519
pensions
-
-
-
6 062
unemployment
-
-
-
27
total
-
-
-
12 057
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 873
-
32 185
-
unemployment
109
-
161
-
pensions
3 280
-
4 828
-
health
1 859
-
2 736
-
income
1 496
-
2 355
-
total
6 744
-
10 080
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 873
-
32 185
-
pensions
1 203
-
1 770
-
health
940
-
1 383
-
unemployment
109
-
161
-
total
2 252
-
3 314
-
Corporate
11 376
35 500
-
-
income
1 024
3 195
-
-
total
1 024
3 195
-
-
Dividends
10 352
32 305
-
-
withholding
931
2 908
-
-
total
931
2 908
-
-
Income
35 500
35 500
35 500
35 500
Total tax
10 951
6 103
13 394
12 057
After tax
24 549
29 397
22 106
23 443
Living cost
15 129
15 129
15 129
15 129
Free-cash
9 420
14 268
6 977
8 314

Estimated living cost  is ₽15129 per week

₽9653
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1090
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽450
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3935
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
-₽10967
-₽7346
-₽2149
-₽6193
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
accident
-
-
-
320
income
-
-
-
4 838
pensions
-
-
-
10 047
other
-
-
-
36
unemployment
-
-
-
248
total
-
-
-
15 489
Employee
35 235
-
25 355
-
unemployment
546
-
494
-
pensions
1 656
-
1 496
-
income
6 793
-
4 475
-
other
34
-
33
-
total
9 029
-
6 498
-
Employer
35 235
-
25 355
-
pensions
8 315
-
7 510
-
other
282
-
255
-
unemployment
1 939
-
1 750
-
accident
698
-
629
-
total
11 234
-
10 144
-
Corporate
-
35 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
5 326
-
-
total
-
5 326
-
-
Dividends
-
30 174
-
-
withholding
-
6 119
-
-
total
-
6 119
-
-
Income
35 500
35 500
35 500
35 500
Total tax
20 263
11 445
16 642
15 489
After tax
15 237
24 055
18 858
20 011
Living cost
26 204
26 204
26 204
26 204
Free-cash
-10 967
-2 149
-7 346
-6 193

Estimated living cost  is ₽26204 per week

₽17687
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽459
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5539
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽20003
₽20012
₽20305
₽20143
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
health
-
-
-
977
income
-
-
-
11 186
pensions
-
-
-
1 347
total
-
-
-
13 510
Employee
2 813
-
33 984
-
unemployment
28
-
67
-
pensions
253
-
606
-
health
141
-
337
-
income
544
-
11 115
-
total
966
-
12 125
-
Employer
2 813
-
33 984
-
pensions
309
-
741
-
health
267
-
640
-
unemployment
56
-
135
-
total
632
-
1 516
-
Corporate
32 054
35 500
-
-
income
7 052
7 810
-
-
total
7 052
7 810
-
-
Dividends
25 002
27 690
-
-
withholding
5 000
5 538
-
-
total
5 000
5 538
-
-
Income
35 500
35 500
35 500
35 500
Total tax
13 650
13 348
13 641
13 510
After tax
21 850
22 152
21 859
21 990
Living cost
1 847
1 847
1 847
1 847
Free-cash
20 003
20 305
20 012
20 143

Estimated living cost  is ₽1847 per week

₽1098
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽150
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽42
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽557
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽4484
₽3162
₽9172
₽1633
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
35 500
health
-
-
-
3 657
income
-
-
-
3 970
pensions
-
-
-
9 230
unemployment
-
-
-
533
total
-
-
-
17 390
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 846
-
30 110
-
unemployment
186
-
226
-
pensions
3 478
-
4 215
-
health
1 280
-
1 551
-
income
3 425
-
4 479
-
total
8 369
-
10 471
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 846
-
30 110
-
pensions
2 982
-
3 613
-
health
1 280
-
1 551
-
unemployment
186
-
226
-
total
4 448
-
5 390
-
Corporate
6 206
35 500
-
-
income
931
5 325
-
-
total
931
5 325
-
-
Dividends
5 275
30 175
-
-
withholding
791
4 526
-
-
total
791
4 526
-
-
Income
35 500
35 500
35 500
35 500
Total tax
14 539
9 851
15 861
17 390
After tax
20 961
25 649
19 639
18 110
Living cost
16 477
16 477
16 477
16 477
Free-cash
4 484
9 172
3 162
1 633

Estimated living cost  is ₽16477 per week

₽11094
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1275
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽477
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3632
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
-₽10269
-₽5282
-₽5498
-₽4723
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
35 500
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
12 337
income
-
-
-
2 196
surtax
-
-
-
-
total
-
-
-
14 533
Employee
36 985
-
28 686
-
social contributions
4 069
-
3 156
-
income
7 227
-
5 122
-
surtax
-
-
-
-
total
11 296
-
8 278
-
Employer
36 985
-
28 686
-
social contributions
8 783
-
6 814
-
total
8 783
-
6 814
-
Corporate
-
35 500
-
-
income
-
7 456
-
-
surtax
-
-
-
-
total
-
7 456
-
-
Dividends
-
28 044
-
-
withholding
-
7 852
-
-
total
-
7 852
-
-
Income
35 500
35 500
35 500
35 500
Total tax
20 079
15 308
15 092
14 533
After tax
15 421
20 192
20 408
20 967
Living cost
25 690
25 690
25 690
25 690
Free-cash
-10 269
-5 498
-5 282
-4 723

Estimated living cost  is ₽25690 per week

₽18196
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1785
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽456
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5255
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
-₽25195
-₽14632
-₽9435
-₽13479
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
accident
-
-
-
320
income
-
-
-
4 838
pensions
-
-
-
10 047
other
-
-
-
36
unemployment
-
-
-
248
total
-
-
-
15 489
Employee
46 022
-
25 355
-
unemployment
712
-
494
-
pensions
2 163
-
1 496
-
income
9 612
-
4 475
-
other
45
-
33
-
total
12 532
-
6 498
-
Employer
46 022
-
25 355
-
pensions
10 861
-
7 510
-
other
369
-
255
-
unemployment
2 532
-
1 750
-
accident
911
-
629
-
total
14 673
-
10 144
-
Corporate
-
35 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
5 326
-
-
total
-
5 326
-
-
Dividends
-
30 174
-
-
withholding
-
6 119
-
-
total
-
6 119
-
-
Income
35 500
35 500
35 500
35 500
Total tax
27 205
11 445
16 642
15 489
After tax
8 295
24 055
18 858
20 011
Living cost
33 490
33 490
33 490
33 490
Free-cash
-25 195
-9 435
-14 632
-13 479

Estimated living cost  is ₽33490 per week

₽24051
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2604
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6364
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽8155
₽6022
₽13963
₽4899
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
health
-
-
-
3 827
income
-
-
-
5 325
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 926
unemployment
-
-
-
133
total
-
-
-
14 211
Employee
21 703
-
29 677
-
accident

We are using the highest rate at 1.1%.

239
-
326
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 905
-
2 606
-
health
998
-
1 365
-
income
2 171
-
2 968
-
total
5 313
-
7 265
-
Employer
21 703
-
29 677
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 392
-
3 271
-
health
1 498
-
2 048
-
unemployment
130
-
178
-
accident

We are using the highest rate at 1.1%.

239
-
326
-
total
4 259
-
5 823
-
Corporate
9 539
35 500
-
-
income
954
3 550
-
-
total
954
3 550
-
-
Dividends
8 585
31 950
-
-
withholding
429
1 597
-
-
total
429
1 597
-
-
Income
35 500
35 500
35 500
35 500
Total tax
10 955
5 147
13 088
14 211
After tax
24 545
30 353
22 412
21 289
Living cost
16 390
16 390
16 390
16 390
Free-cash
8 155
13 963
6 022
4 899

Estimated living cost  is ₽16390 per week

₽10840
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽938
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽391
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4221
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
-₽11914
-₽8626
-₽18303
-₽8626
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
35 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 510
trade
-
-
-
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
783
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
43
total
-
-
-
7 336
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 414
-
35 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 510
-
6 510
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 899
-
783
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
43
-
total
10 624
-
7 336
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
35 500
-
-
income
-
5 326
-
-
chamber of commerce
-
197
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
293
-
-
trade
-
5 094
-
-
total
-
10 910
-
-
Dividends
-
24 590
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
318
-
-
withholding
-
5 785
-
-
total
-
6 103
-
-
Income
35 500
35 500
35 500
35 500
Total tax
10 624
17 013
7 336
7 336
After tax
24 876
18 487
28 164
28 164
Living cost
36 790
36 790
36 790
36 790
Free-cash
-11 914
-18 303
-8 626
-8 626

Estimated living cost  is ₽36790 per week

₽25378
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3958
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽533
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6919
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
-₽39041
-₽24257
-₽29433
-₽24257
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
social contributions
-
-
-
1 358
income
-
-
-
4 116
total
-
-
-
5 474
Employee
74 540
-
35 500
-
social contributions
6 193
-
1 358
-
income
14 065
-
4 116
-
total
20 258
-
5 474
-
Employer
74 540
-
35 500
-
total
-
-
-
-
Corporate
-
35 500
-
-
income
-
4 438
-
-
total
-
4 438
-
-
Dividends
-
31 062
-
-
withholding
-
6 212
-
-
total
-
6 212
-
-
Income
35 500
35 500
35 500
35 500
Total tax
20 258
10 650
5 474
5 474
After tax
15 242
24 850
30 026
30 026
Living cost
54 283
54 283
54 283
54 283
Free-cash
-39 041
-29 433
-24 257
-24 257

Estimated living cost  is ₽54283 per week

₽41297
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4423
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
-₽15439
-₽7725
-₽14977
-₽32068
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
35 500
income
-
-
-
27 125
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 852
total
-
-
-
32 977
Employee
43 714
-
32 267
-
social contributions
4 380
-
3 233
-
income
4 743
-
2 168
-
total
9 123
-
5 401
-
Employer
43 714
-
32 267
-
social contributions
4 380
-
3 233
-
total
4 380
-
3 233
-
Corporate
-
35 500
-
-
income
-
12 425
-
-
total
-
12 425
-
-
Dividends
-
23 075
-
-
social contributions
2 845
3 461
-
-
total
2 845
3 461
-
-
Income
35 500
35 500
35 500
35 500
Total tax
16 348
15 886
8 634
32 977
After tax
19 152
19 614
26 866
2 523
Living cost
34 591
34 591
34 591
34 591
Free-cash
-15 439
-14 977
-7 725
-32 068

Estimated living cost  is ₽34591 per week

₽22785
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2727
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8548
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
-₽17534
-₽10421
-₽7896
-₽7411
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
income
-
-
-
6 772
pensions
-
-
-
1 644
total
-
-
-
8 416
Employee
47 350
-
32 197
-
pensions
3 614
-
1 796
-
health
618
-
307
-
income
8 623
-
6 019
-
total
12 855
-
8 122
-
Employer
47 350
-
32 197
-
pensions
4 784
-
2 692
-
health
900
-
612
-
total
5 684
-
3 304
-
Corporate
-
35 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
6 745
-
-
total
-
6 745
-
-
Dividends
-
28 755
-
-
withholding
-
2 156
-
-
total
-
2 156
-
-
Income
35 500
35 500
35 500
35 500
Total tax
18 539
8 901
11 426
8 416
After tax
16 961
26 599
24 074
27 084
Living cost
34 495
34 495
34 495
34 495
Free-cash
-17 534
-7 896
-10 421
-7 411

Estimated living cost  is ₽34495 per week

₽23664
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3172
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽432
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7226
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
-₽8259
-₽4362
-₽20234
₽532
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
accident
-
-
-
245
health
-
-
-
2 116
income
-
-
-
5 102
pensions
-
-
-
4 036
other
-
-
-
360
total
-
-
-
11 859
Employee
36 352
-
29 490
-
pensions
4 093
-
3 321
-
health
4 162
-
3 377
-
income
4 987
-
4 046
-
total
13 242
-
10 744
-
Employer
36 352
-
29 490
-
pensions
5 911
-
4 795
-
unemployment
890
-
722
-
accident
607
-
492
-
total
7 408
-
6 009
-
Corporate
-
35 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

-
31 950
-
-
total
-
31 950
-
-
Dividends
-
3 550
-
-
withholding
-
675
-
-
total
-
675
-
-
Income
35 500
35 500
35 500
35 500
Total tax
20 650
32 625
16 753
11 859
After tax
14 850
2 875
18 747
23 641
Living cost
23 109
23 109
23 109
23 109
Free-cash
-8 259
-20 234
-4 362
532

Estimated living cost  is ₽23109 per week

₽16959
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1347
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽466
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4337
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

Close
Skopje , Macedonia
₽12667
₽9012
₽17301
₽9012
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
35 500
income
-
-
-
3 851
health insurance
-
-
-
2 627
pensions
-
-
-
6 532
unemployment
-
-
-
426
work injury
-
-
-
178
total
-
-
-
13 614
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

20 598
-
35 500
-
unemployment
247
-
426
-
pensions
3 790
-
6 532
-
work injury
103
-
178
-
income
2 060
-
3 851
-
health insurance
1 524
-
2 627
-
total
7 724
-
13 614
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
14 902
35 500
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

-
-
-
-
total
-
-
-
-
Dividends
14 902
35 500
-
-
withholding
2 235
5 325
-
-
total
2 235
5 325
-
-
Income
35 500
35 500
35 500
35 500
Total tax
9 959
5 325
13 614
13 614
After tax
25 541
30 175
21 886
21 886
Living cost
12 874
12 874
12 874
12 874
Free-cash
12 667
17 301
9 012
9 012

Estimated living cost  is ₽12874 per week

₽7975
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽935
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽402
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3561
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

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Rome , Italy
-₽44799
-₽20464
-₽19262
-₽18350
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
social contributions
-
-
-
9 130
municipal
-
-
-
237
regional
-
-
-
456
national
-
-
-
6 065
total
-
-
-
15 888
Employee
80 299
-
35 500
-
regional
1 212
-
407
-
municipal
479
-
212
-
national
13 570
-
5 412
-
social contributions
27 076
-
11 971
-
total
42 337
-
18 002
-
Employer
80 299
-
35 500
-
total
-
-
-
-
Corporate
-
35 500
-
-
municipal
-
1 711
-
-
nationa
-
8 519
-
-
total
-
10 230
-
-
Dividends
-
25 270
-
-
withholding
-
6 570
-
-
total
-
6 570
-
-
Income
35 500
35 500
35 500
35 500
Total tax
42 337
16 800
18 002
15 888
After tax
-6 837
18 700
17 498
19 612
Living cost
37 962
37 962
37 962
37 962
Free-cash
-44 799
-19 262
-20 464
-18 350

Estimated living cost  is ₽37962 per week

₽26666
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2611
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽573
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8110
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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