Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 35000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽7840
₽5789
₽13618
₽4602
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 000
health
-
-
-
3 808
income
-
-
-
5 250
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 901
unemployment
-
-
-
132
total
-
-
-
14 091
Employee
21 593
-
29 259
-
accident

We are using the highest rate at 1.1%.

237
-
322
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 896
-
2 569
-
health
993
-
1 346
-
income
2 160
-
2 926
-
total
5 286
-
7 163
-
Employer
21 593
-
29 259
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 380
-
3 224
-
health
1 490
-
2 019
-
unemployment
130
-
176
-
accident

We are using the highest rate at 1.1%.

237
-
322
-
total
4 237
-
5 741
-
Corporate
9 170
35 000
-
-
income
917
3 500
-
-
total
917
3 500
-
-
Dividends
8 253
31 500
-
-
withholding
413
1 575
-
-
total
413
1 575
-
-
Income
35 000
35 000
35 000
35 000
Total tax
10 853
5 075
12 904
14 091
After tax
24 147
29 925
22 096
20 909
Living cost
16 307
16 307
16 307
16 307
Free-cash
7 840
13 618
5 789
4 602

Estimated living cost  is ₽16307 per week

₽10786
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽934
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽389
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4200
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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