Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 33500
per

Your estimated
City
free-cash

Dresden , Germany
-₽2129
-₽11689
-₽2876
-₽2129
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
33 500
trade
-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 497
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
16
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
309
total
-
-
-
6 822
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

36 376
-
33 500
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

56
-
16
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 016
-
309
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 497
-
6 497
-
total
7 569
-
6 822
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
33 500
-
-
trade
-
5 275
-
-
income
-
5 025
-
-
chamber of commerce
-
193
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
276
-
-
total
-
10 769
-
-
Dividends
-
22 731
-
-
withholding
-
5 321
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
292
-
-
total
-
5 613
-
-
Income
33 500
33 500
33 500
33 500
Total tax
7 569
16 382
6 822
6 822
After tax
25 931
17 118
26 678
26 678
Living cost
28 807
28 807
28 807
28 807
Free-cash
-2 876
-11 689
-2 129
-2 129

Estimated living cost  is ₽28807 per week

₽18120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3359
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽538
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6790
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
-₽28054
-₽29468
-₽51671
-₽27790
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
municipal
-
-
-
2 668
pensions
-
-
-
4 020
social contributions
-
-
-
360
national
-
-
-
4 134
total
-
-
-
11 182
Employee
78 085
-
28 960
-
municipal
9 645
-
2 797
-
national
14 945
-
4 335
-
pensions
3 123
-
1 158
-
total
27 713
-
8 290
-
Employer
78 085
-
28 960
-
pensions
6 247
-
2 317
-
social contributions
839
-
311
-
total
7 086
-
2 628
-
Corporate
-
33 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
6 700
-
-
total
-
6 700
-
-
Dividends
-
26 800
-
-
withholding
-
5 896
-
-
total
-
5 896
-
-
Income
33 500
33 500
33 500
33 500
Total tax
34 799
12 596
10 918
11 182
After tax
-1 299
20 904
22 582
22 318
Living cost
50 372
50 372
50 372
50 372
Free-cash
-51 671
-29 468
-27 790
-28 054

Estimated living cost  is ₽50372 per week

₽34237
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4682
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽754
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₽5695
₽7015
-₽984
-₽564
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
33 500
surtax
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
2 994
income
-
-
-
-
microenterprise
-
-
-
5 025
total
-
-
-
8 019
Employee
27 790
-
26 995
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

3 057
-
2 969
-
surtax
-
-
-
-
income
4 947
-
4 806
-
total
8 004
-
7 775
-
Employer
27 790
-
26 995
-
surtax
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

6 694
-
6 503
-
total
6 694
-
6 503
-
Corporate
-
33 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

-
6 699
-
-
total
-
6 699
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

-
26 801
-
-
total
-
-
-
-
Income
33 500
33 500
33 500
33 500
Total tax
14 698
6 699
14 278
8 019
After tax
18 802
26 801
19 222
25 481
Living cost
19 786
19 786
19 786
19 786
Free-cash
-984
7 015
-564
5 695

Estimated living cost  is ₽19786 per week

₽12623
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1884
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽449
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4830
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
-₽20531
-₽55603
-₽60942
-₽60942
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
pensions
-
-
-
6 032
health
-
-
-
5 142
income
-
-
-
3 016
total
-
-
-
14 190
Employee
81 216
81 216
81 216
-
pensions
14 619
11 143
14 619
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 294
13 294
13 294
-
health
12 466
10 603
12 466
-
total
40 379
35 040
40 379
-
Employer
81 216
81 216
81 216
-
pensions
5 653
5 653
5 653
-
unemployment
2 924
2 924
2 924
-
health
5 645
5 645
5 645
-
total
14 222
14 222
14 222
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Income
33 500
33 500
33 500
33 500
Total tax
54 601
49 262
54 601
14 190
After tax
-21 101
-15 762
-21 101
19 310
Living cost
39 841
39 841
39 841
39 841
Free-cash
-60 942
-55 603
-60 942
-20 531

Estimated living cost  is ₽39841 per week

₽28234
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3592
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽633
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7382
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
-₽22470
-₽20878
-₽39847
-₽21280
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
municipal
-
-
-
7 096
pensions
-
-
-
3 621
health
-
-
-
2 090
other
-
-
-
3 893
unemployment
-
-
-
34
accident
-
-
-
67
national
-
-
-
-
total
-
-
-
16 801
Employee
55 812
-
25 491
-
municipal
16 643
-
7 601
-
national
-
-
-
-
total
16 643
-
7 601
-
Employer
55 812
-
25 491
-
pensions
6 033
-
2 756
-
other
6 485
-
2 962
-
unemployment
1 473
-
673
-
accident
112
-
51
-
health
3 432
-
1 568
-
total
17 535
-
8 010
-
Corporate
-
33 500
-
-
income
-
7 370
-
-
total
-
7 370
-
-
Dividends
-
26 130
-
-
withholding
-
7 839
-
-
total
-
7 839
-
-
Income
33 500
33 500
33 500
33 500
Total tax
34 178
15 209
15 611
16 801
After tax
-678
18 291
17 889
16 699
Living cost
39 169
39 169
39 169
39 169
Free-cash
-39 847
-20 878
-21 280
-22 470

Estimated living cost  is ₽39169 per week

₽25960
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3844
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽595
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8771
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
-₽10683
-₽20415
-₽14729
-₽10683
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
33 500
trade
-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 497
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
16
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
309
total
-
-
-
6 822
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

48 230
-
33 500
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

227
-
16
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 144
-
309
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 497
-
6 497
-
total
10 868
-
6 822
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
33 500
-
-
trade
-
5 510
-
-
income
-
5 025
-
-
chamber of commerce
-
191
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
276
-
-
total
-
11 002
-
-
Dividends
-
22 498
-
-
withholding
-
5 263
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
289
-
-
total
-
5 552
-
-
Income
33 500
33 500
33 500
33 500
Total tax
10 868
16 554
6 822
6 822
After tax
22 632
16 946
26 678
26 678
Living cost
37 361
37 361
37 361
37 361
Free-cash
-14 729
-20 415
-10 683
-10 683

Estimated living cost  is ₽37361 per week

₽24988
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3940
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽558
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
-₽3909
-₽18855
-₽13653
-₽11527
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 155
health
-
-
-
922
social contributions
-
-
-
5 640
income
-
-
-
-
total
-
-
-
6 562
Employee
73 132
73 132
73 132
-
social contributions
3 554
6 070
2 525
-
income
7 679
6 770
8 051
-
health
727
1 244
516
-
total
11 960
14 084
11 092
-
Employer
73 132
73 132
73 132
-
social contributions
3 554
6 070
2 525
-
health
792
1 354
563
-
total
4 346
7 424
3 088
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
33 500
33 500
33 500
33 500
Total tax
16 306
21 508
14 180
6 562
After tax
17 194
11 992
19 320
26 938
Living cost
30 847
30 847
30 847
30 847
Free-cash
-13 653
-18 855
-11 527
-3 909

Estimated living cost  is ₽30847 per week

₽21087
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2409
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽518
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6833
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽5763
₽1659
₽2020
₽1975
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
pensions
-
-
-
3 350
health
-
-
-
2 345
unemployment
-
-
-
502
income
-
-
-
4 095
total
-
-
-
10 292
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 182
10 022
28 033
-
pensions
2 518
1 002
2 803
-
unemployment
378
150
421
-
income
3 079
1 225
3 427
-
health
1 763
702
1 962
-
total
7 738
3 079
8 613
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 182
10 022
28 033
-
pensions
4 911
1 954
5 467
-
total
4 911
1 954
5 467
-
Corporate
3 407
21 524
-
-
income
307
1 937
-
-
total
307
1 937
-
-
Dividends
3 101
19 586
-
-
withholding
589
3 721
-
-
social contributions
490
3 705
-
-
total
1 079
7 426
-
-
Income
33 500
33 500
33 500
33 500
Total tax
14 035
14 396
14 080
10 292
After tax
19 465
19 104
19 420
23 208
Living cost
17 445
17 445
17 445
17 445
Free-cash
2 020
1 659
1 975
5 763

Estimated living cost  is ₽17445 per week

₽11905
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1427
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽349
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3764
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
-₽2849
₽3829
-₽2600
-₽1496
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
pensions
-
-
-
6 699
health
-
-
-
4 355
income
-
-
-
2 323
total
-
-
-
13 377
Employee
26 980
-
25 035
-
pensions
540
-
500
-
unemployment
431
-
401
-
income
3 037
-
2 662
-
total
4 008
-
3 563
-
Employer
26 980
-
25 035
-
pensions
5 396
-
5 007
-
unemployment
217
-
200
-
health
3 507
-
3 254
-
total
9 120
-
8 461
-
Corporate
-
33 500
-
-
income
-
6 699
-
-
total
-
6 699
-
-
Dividends
-
26 801
-
-
total
-
-
-
-
Income
33 500
33 500
33 500
33 500
Total tax
13 128
6 699
12 024
13 377
After tax
20 372
26 801
21 476
20 123
Living cost
22 972
22 972
22 972
22 972
Free-cash
-2 600
3 829
-1 496
-2 849

Estimated living cost  is ₽22972 per week

₽15756
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1368
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5386
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
₽785
-₽18524
-₽6717
-₽3548
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
pensions
-
-
-
4 017
health
-
-
-
2 105
other
-
-
-
358
accident
-
-
-
244
income
-
-
-
4 753
total
-
-
-
11 477
Employee
33 409
-
27 828
-
pensions
3 762
-
3 134
-
income
4 583
-
3 818
-
health
3 825
-
3 186
-
total
12 170
-
10 138
-
Employer
33 409
-
27 828
-
pensions
5 433
-
4 525
-
unemployment
818
-
682
-
accident
558
-
465
-
total
6 809
-
5 672
-
Corporate
-
33 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

-
30 150
-
-
total
-
30 150
-
-
Dividends
-
3 350
-
-
withholding
-
636
-
-
total
-
636
-
-
Income
33 500
33 500
33 500
33 500
Total tax
18 979
30 786
15 810
11 477
After tax
14 521
2 714
17 690
22 023
Living cost
21 238
21 238
21 238
21 238
Free-cash
-6 717
-18 524
-3 548
785

Estimated living cost  is ₽21238 per week

₽15566
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4053
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽25386
₽24046
₽22587
₽19021
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
33 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
335
total
-
-
-
335
Employee
9 724
-
33 500
-
income
1 945
-
6 700
-
total
1 945
-
6 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

23 776
33 500
-
-
total
-
-
-
-
Dividends
23 776
33 500
-
-
withholding
1 189
1 675
-
-
total
1 189
1 675
-
-
Income
33 500
33 500
33 500
33 500
Total tax
3 134
1 675
6 700
335
After tax
30 366
31 825
26 800
33 165
Living cost
7 779
7 779
7 779
7 779
Free-cash
22 587
24 046
19 021
25 386

Estimated living cost  is ₽7779 per week

₽4821
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽647
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽214
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2098
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
-₽7203
-₽729
-₽9736
-₽5705
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
8 040
health
-
-
-
1 475
other
-
-
-
1 592
income
-
-
-
4 254
total
-
-
-
15 361
Employee
34 532
-
26 755
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 417
-
1 873
-
unemployment
345
-
267
-
income
5 945
-
4 606
-
health
484
-
375
-
total
9 191
-
7 121
-
Employer
34 532
-
26 755
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 871
-
4 548
-
other
1 727
-
1 337
-
unemployment
345
-
267
-
accident
276
-
215
-
health
484
-
375
-
total
8 703
-
6 742
-
Corporate
-
33 500
-
-
income
-
7 035
-
-
total
-
7 035
-
-
Dividends
-
26 465
-
-
withholding
-
1 852
-
-
total
-
1 852
-
-
Income
33 500
33 500
33 500
33 500
Total tax
17 894
8 887
13 863
15 361
After tax
15 606
24 613
19 637
18 139
Living cost
25 342
25 342
25 342
25 342
Free-cash
-9 736
-729
-5 705
-7 203

Estimated living cost  is ₽25342 per week

₽17905
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1711
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽408
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5317
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
-₽37480
-₽38028
-₽68059
-₽40192
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
pensions
-
-
-
1 439
income
-
-
-
6 413
total
-
-
-
7 852
Employee
89 316
-
30 492
-
pensions
8 617
-
1 557
-
income
16 100
-
5 733
-
health
1 472
-
266
-
total
26 189
-
7 556
-
Employer
89 316
-
30 492
-
pensions
10 546
-
2 428
-
health
1 696
-
580
-
total
12 242
-
3 008
-
Corporate
-
33 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
6 365
-
-
total
-
6 365
-
-
Dividends
-
27 135
-
-
withholding
-
2 035
-
-
total
-
2 035
-
-
Income
33 500
33 500
33 500
33 500
Total tax
38 431
8 400
10 564
7 852
After tax
-4 931
25 100
22 936
25 648
Living cost
63 128
63 128
63 128
63 128
Free-cash
-68 059
-38 028
-40 192
-37 480

Estimated living cost  is ₽63128 per week

₽47303
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7417
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽513
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7895
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽7135
₽16172
₽11754
₽8680
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 917
health
-
-
-
3 820
unemployment
-
-
-
133
income
-
-
-
5 025
total
-
-
-
13 895
Employee
16 511
-
28 006
-
accident

We are using the highest rate at 1.1%.

182
-
308
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 450
-
2 459
-
income
1 651
-
2 801
-
health
759
-
1 288
-
total
4 042
-
6 856
-
Employer
16 511
-
28 006
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 820
-
3 086
-
unemployment
99
-
168
-
accident

We are using the highest rate at 1.1%.

182
-
308
-
health
1 140
-
1 932
-
total
3 241
-
5 494
-
Corporate
13 749
33 500
-
-
income
1 375
3 350
-
-
total
1 375
3 350
-
-
Dividends
12 374
30 150
-
-
withholding
618
1 508
-
-
total
618
1 508
-
-
Income
33 500
33 500
33 500
33 500
Total tax
9 276
4 858
12 350
13 895
After tax
24 224
28 642
21 150
19 605
Living cost
12 470
12 470
12 470
12 470
Free-cash
11 754
16 172
8 680
7 135

Estimated living cost  is ₽12470 per week

₽7280
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽890
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽330
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3969
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
-₽33427
-₽68499
-₽70112
-₽73838
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
pensions
-
-
-
6 032
health
-
-
-
5 142
income
-
-
-
3 016
total
-
-
-
14 190
Employee
88 175
81 216
81 216
-
pensions
11 143
11 143
14 619
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 294
13 294
13 294
-
health
11 000
10 603
12 466
-
total
35 437
35 040
40 379
-
Employer
88 175
81 216
81 216
-
pensions
6 136
5 653
5 653
-
unemployment
3 175
2 924
2 924
-
health
6 127
5 645
5 645
-
total
15 438
14 222
14 222
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Income
33 500
33 500
33 500
33 500
Total tax
50 875
49 262
54 601
14 190
After tax
-17 375
-15 762
-21 101
19 310
Living cost
52 737
52 737
52 737
52 737
Free-cash
-70 112
-68 499
-73 838
-33 427

Estimated living cost  is ₽52737 per week

₽38903
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4711
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽605
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8520
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
-₽7320
-₽572
-₽13078
-₽6637
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
health
-
-
-
4 522
social contributions
-
-
-
9 782
solidarity contribution
-
-
-
-
income
-
-
-
2 879
total
-
-
-
17 183
Employee
34 760
-
25 000
-
social contributions
2 259
-
1 625
-
income
4 171
-
3 000
-
solidarity contribution
-
-
-
-
health
4 693
-
3 375
-
total
11 123
-
8 000
-
Employer
34 760
-
25 000
-
social contributions
8 690
-
6 250
-
health
3 128
-
2 250
-
total
11 818
-
8 500
-
Corporate
-
33 500
-
-
income
-
6 365
-
-
total
-
6 365
-
-
Dividends
-
27 135
-
-
withholding
-
4 070
-
-
total
-
4 070
-
-
Income
33 500
33 500
33 500
33 500
Total tax
22 941
10 435
16 500
17 183
After tax
10 559
23 065
17 000
16 317
Living cost
23 637
23 637
23 637
23 637
Free-cash
-13 078
-572
-6 637
-7 320

Estimated living cost  is ₽23637 per week

₽16418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1682
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5072
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
-₽21476
-₽22257
-₽51025
-₽23485
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
municipal
-
-
-
199
regional
-
-
-
307
social contributions
-
-
-
8 616
national
-
-
-
5 723
total
-
-
-
14 845
Employee
84 524
-
33 500
-
social contributions
28 502
-
11 296
-
municipal
448
-
177
-
regional
798
-
273
-
national
14 646
-
5 108
-
total
44 394
-
16 854
-
Employer
84 524
-
33 500
-
total
-
-
-
-
Corporate
-
33 500
-
-
nationa
-
8 040
-
-
municipal
-
1 307
-
-
total
-
9 347
-
-
Dividends
-
24 153
-
-
withholding
-
6 279
-
-
total
-
6 279
-
-
Income
33 500
33 500
33 500
33 500
Total tax
44 394
15 626
16 854
14 845
After tax
-10 894
17 874
16 646
18 655
Living cost
40 131
40 131
40 131
40 131
Free-cash
-51 025
-22 257
-23 485
-21 476

Estimated living cost  is ₽40131 per week

₽27975
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2631
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽615
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8909
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
-₽1678
₽85
-₽4571
-₽2463
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
pensions
-
-
-
6 699
health
-
-
-
2 379
surtax
-
-
-
56
other
-
-
-
-
unemployment
-
-
-
217
income
-
-
-
4 840
total
-
-
-
14 191
Employee
31 451
-
27 676
-
surtax
103
-
34
-
pensions
2 097
-
1 846
-
other
-
-
-
-
unemployment
2 189
-
1 926
-
income
5 272
-
4 640
-
health
803
-
706
-
total
10 464
-
9 152
-
Employer
31 451
-
27 676
-
pensions
4 193
-
3 689
-
other
-
-
-
-
unemployment
996
-
877
-
health
1 431
-
1 258
-
total
6 620
-
5 824
-
Corporate
-
33 500
-
-
income
-
8 710
-
-
total
-
8 710
-
-
Dividends
-
24 790
-
-
withholding
-
3 718
-
-
total
-
3 718
-
-
Income
33 500
33 500
33 500
33 500
Total tax
17 084
12 428
14 976
14 191
After tax
16 416
21 072
18 524
19 309
Living cost
20 987
20 987
20 987
20 987
Free-cash
-4 571
85
-2 463
-1 678

Estimated living cost  is ₽20987 per week

₽12832
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1937
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5734
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
-₽17479
-₽18027
-₽33975
-₽20191
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
pensions
-
-
-
1 439
income
-
-
-
6 413
total
-
-
-
7 852
Employee
59 857
-
30 492
-
pensions
5 081
-
1 557
-
income
10 781
-
5 733
-
health
869
-
266
-
total
16 731
-
7 556
-
Employer
59 857
-
30 492
-
pensions
6 480
-
2 428
-
health
1 137
-
580
-
total
7 617
-
3 008
-
Corporate
-
33 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
6 365
-
-
total
-
6 365
-
-
Dividends
-
27 135
-
-
withholding
-
2 035
-
-
total
-
2 035
-
-
Income
33 500
33 500
33 500
33 500
Total tax
24 348
8 400
10 564
7 852
After tax
9 152
25 100
22 936
25 648
Living cost
43 127
43 127
43 127
43 127
Free-cash
-33 975
-18 027
-20 191
-17 479

Estimated living cost  is ₽43127 per week

₽32311
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3233
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7132
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
-₽47702
-₽61124
-₽64480
-₽50535
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
regional
-
-
-
399
city
-
-
-
351
pensions
-
-
-
3 082
health
-
-
-
249
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
670
national
-
-
-
8
total
-
-
-
4 759
Employee
89 458
-
29 385
-
regional
2 929
-
289
-
national
423
-
-
-
pensions
7 516
-
3 137
-
unemployment
-
-
-
-
city
960
-
308
-
health
202
-
67
-
total
12 030
-
3 801
-
Employer
89 458
-
29 385
-
pensions
7 516
-
3 137
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 789
-
587
-
unemployment
-
-
-
-
health
202
-
67
-
total
9 507
-
3 791
-
Corporate
-
33 500
-
-
regional
-
7 086
-
-
national
-
2 847
-
-
total
-
9 933
-
-
Dividends
-
23 567
-
-
withholding
-
8 248
-
-
total
-
8 248
-
-
Income
33 500
33 500
33 500
33 500
Total tax
21 537
18 181
7 592
4 759
After tax
11 963
15 319
25 908
28 741
Living cost
76 443
76 443
76 443
76 443
Free-cash
-64 480
-61 124
-50 535
-47 702

Estimated living cost  is ₽76443 per week

₽49710
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6860
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽938
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18935
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
-₽16890
-₽26797
-₽23656
-₽16890
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
33 500
trade
-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 497
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
16
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
309
total
-
-
-
6 822
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

57 157
-
33 500
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

370
-
16
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 721
-
309
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 497
-
6 497
-
total
13 588
-
6 822
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
33 500
-
-
trade
-
5 745
-
-
income
-
5 025
-
-
chamber of commerce
-
191
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
276
-
-
total
-
11 237
-
-
Dividends
-
22 263
-
-
withholding
-
5 205
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
287
-
-
total
-
5 492
-
-
Income
33 500
33 500
33 500
33 500
Total tax
13 588
16 729
6 822
6 822
After tax
19 912
16 771
26 678
26 678
Living cost
43 568
43 568
43 568
43 568
Free-cash
-23 656
-26 797
-16 890
-16 890

Estimated living cost  is ₽43568 per week

₽31821
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3485
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽567
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
-₽11987
-₽15656
-₽19915
-₽11194
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
pensions
-
-
-
10 219
health
-
-
-
292
surtax
-
-
-
-
other
-
-
-
1 038
social contributions
-
-
-
955
income
-
-
-
444
total
-
-
-
12 948
Employee
40 704
-
25 528
-
social contributions
1 160
-
727
-
surtax
-
-
-
-
pensions
4 602
-
2 889
-
income
2 402
-
567
-
total
8 164
-
4 183
-
Employer
40 704
-
25 528
-
pensions
6 687
-
4 194
-
social contributions
123
-
76
-
other
1 404
-
881
-
unemployment
1 648
-
1 034
-
health
2 850
-
1 787
-
total
12 712
-
7 972
-
Corporate
-
33 500
-
-
income
-
9 380
-
-
surtax
-
-
-
-
total
-
9 380
-
-
Dividends
-
24 120
-
-
withholding
-
3 088
-
-
surtax
-
-
-
-
social contributions
-
4 149
-
-
total
-
7 237
-
-
Income
33 500
33 500
33 500
33 500
Total tax
20 876
16 617
12 155
12 948
After tax
12 624
16 883
21 345
20 552
Living cost
32 539
32 539
32 539
32 539
Free-cash
-19 915
-15 656
-11 194
-11 987

Estimated living cost  is ₽32539 per week

₽20517
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2646
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽554
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8824
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
-₽8763
-₽12432
-₽14180
-₽7970
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
pensions
-
-
-
10 219
health
-
-
-
292
surtax
-
-
-
-
other
-
-
-
1 038
social contributions
-
-
-
955
income
-
-
-
444
total
-
-
-
12 948
Employee
36 334
-
25 528
-
social contributions
1 036
-
727
-
surtax
-
-
-
-
pensions
4 110
-
2 889
-
income
1 873
-
567
-
total
7 019
-
4 183
-
Employer
36 334
-
25 528
-
pensions
5 970
-
4 194
-
social contributions
108
-
76
-
other
1 254
-
881
-
unemployment
1 471
-
1 034
-
health
2 543
-
1 787
-
total
11 346
-
7 972
-
Corporate
-
33 500
-
-
income
-
9 380
-
-
surtax
-
-
-
-
total
-
9 380
-
-
Dividends
-
24 120
-
-
withholding
-
3 088
-
-
surtax
-
-
-
-
social contributions
-
4 149
-
-
total
-
7 237
-
-
Income
33 500
33 500
33 500
33 500
Total tax
18 365
16 617
12 155
12 948
After tax
15 135
16 883
21 345
20 552
Living cost
29 315
29 315
29 315
29 315
Free-cash
-14 180
-12 432
-7 970
-8 763

Estimated living cost  is ₽29315 per week

₽17001
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2978
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽556
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8780
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽1347
₽271
-₽1487
₽705
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
health
-
-
-
2 339
social contributions
-
-
-
4 622
income
-
-
-
5 025
total
-
-
-
11 986
Employee
32 246
-
33 500
-
social contributions
4 451
-
4 622
-
income
5 378
-
5 667
-
health
2 251
-
2 339
-
total
12 080
-
12 628
-
Employer
32 246
-
33 500
-
total
-
-
-
-
Corporate
1 254
33 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

63
1 675
-
-
total
63
1 675
-
-
Dividends
1 190
31 825
-
-
withholding
179
4 774
-
-
social contributions
1 659
4 391
-
-
health
839
2 222
-
-
total
2 677
11 387
-
-
Income
33 500
33 500
33 500
33 500
Total tax
14 820
13 062
12 628
11 986
After tax
18 680
20 438
20 872
21 514
Living cost
20 167
20 167
20 167
20 167
Free-cash
-1 487
271
705
1 347

Estimated living cost  is ₽20167 per week

₽13496
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1244
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4961
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
-₽14928
-₽21669
-₽28799
-₽21764
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
pensions
-
-
-
6 198
health
-
-
-
2 563
surtax
-
-
-
188
unemployment
-
-
-
5 833
income
-
-
-
-
chamber of commerce
-
-
-
134
total
-
-
-
14 916
Employee
47 529
37 901
37 901
-
pensions
4 868
3 880
2 575
-
other
475
379
251
-
unemployment
1 426
1 137
754
-
income
5 411
2 796
3 460
-
health
1 839
1 467
973
-
total
14 019
9 659
8 013
-
Employer
47 529
37 901
37 901
-
payroll
1 426
1 137
1 137
-
chamber of commerce
190
152
152
-
pensions
5 965
4 757
3 155
-
surtax
188
188
188
-
other
2 258
1 799
1 691
-
unemployment
1 426
1 137
754
-
accident
617
493
327
-
health
1 796
1 433
951
-
total
13 866
11 096
8 355
-
Corporate
3 610
3 610
21 536
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

902
902
5 384
-
total
902
902
5 384
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
33 500
33 500
33 500
33 500
Total tax
28 787
21 657
21 752
14 916
After tax
4 713
11 843
11 748
18 584
Living cost
33 512
33 512
33 512
33 512
Free-cash
-28 799
-21 669
-21 764
-14 928

Estimated living cost  is ₽33512 per week

₽22351
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2859
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7752
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
-₽14027
-₽15664
-₽54333
-₽19113
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
social contributions
-
-
-
1 899
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
1 897
national
-
-
-
9 054
total
-
-
-
12 850
Employee

The minimum management director salary is set at €45,000 per year.

68 030
-
25 947
-
national
20 915
-
5 640
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 102
-
1 946
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

592
-
226
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 548
-
1 354
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 196
-
1 218
-
total
33 353
-
10 384
-
Employer

The minimum management director salary is set at €45,000 per year.

68 030
-
25 947
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

6 028
-
2 299
-
surtax
7 714
-
2 942
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

993
-
379
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

884
-
337
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 184
-
1 595
-
total
19 803
-
7 552
-
Corporate
-
33 500
-
-
income
-
6 699
-
-
surtax
-
134
-
-
total
-
6 833
-
-
Dividends
-
26 667
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
7 654
-
-
total
-
7 654
-
-
Income
33 500
33 500
33 500
33 500
Total tax
53 156
14 487
17 936
12 850
After tax
-19 656
19 013
15 564
20 650
Living cost
34 677
34 677
34 677
34 677
Free-cash
-54 333
-15 664
-19 113
-14 027

Estimated living cost  is ₽34677 per week

₽22336
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3032
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8766
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
-₽15402
-₽11635
-₽28933
-₽17046
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
pensions
-
-
-
9 481
other
-
-
-
34
unemployment
-
-
-
235
accident
-
-
-
301
income
-
-
-
4 504
total
-
-
-
14 555
Employee
47 341
-
23 375
-
pensions
2 225
-
1 493
-
other
47
-
32
-
unemployment
735
-
493
-
income
9 989
-
4 057
-
total
12 996
-
6 075
-
Employer
47 341
-
23 375
-
pensions
11 172
-
7 495
-
other
377
-
254
-
unemployment
2 604
-
1 747
-
accident
937
-
628
-
total
15 090
-
10 124
-
Corporate
-
33 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
5 025
-
-
total
-
5 025
-
-
Dividends
-
28 475
-
-
withholding
-
5 763
-
-
total
-
5 763
-
-
Income
33 500
33 500
33 500
33 500
Total tax
28 086
10 788
16 199
14 555
After tax
5 414
22 712
17 301
18 945
Living cost
34 347
34 347
34 347
34 347
Free-cash
-28 933
-11 635
-17 046
-15 402

Estimated living cost  is ₽34347 per week

₽25293
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2436
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6122
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
-₽30968
-₽30607
-₽47127
-₽30969
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
pensions
-
-
-
7 241
health
-
-
-
3 393
surtax
-
-
-
1 572
accident
-
-
-
408
communal
-
-
-
-
income
-
-
-
170
total
-
-
-
12 784
Employee
72 023
-
28 091
-
surtax
4 415
-
1 572
-
pensions
5 761
-
3 620
-
income
6 957
-
170
-
health
3 205
-
2 014
-
total
20 338
-
7 376
-
Employer
72 023
-
28 091
-
pensions
5 761
-
3 620
-
accident
648
-
408
-
health
2 196
-
1 381
-
total
8 605
-
5 409
-
Corporate
-
33 500
-
-
communal
-
2 261
-
-
income
-
5 025
-
-
surtax
-
352
-
-
total
-
7 638
-
-
Dividends
-
25 862
-
-
withholding
-
3 879
-
-
income
-
906
-
-
total
-
4 785
-
-
Income
33 500
33 500
33 500
33 500
Total tax
28 943
12 423
12 785
12 784
After tax
4 557
21 077
20 715
20 716
Living cost
51 684
51 684
51 684
51 684
Free-cash
-47 127
-30 607
-30 969
-30 968

Estimated living cost  is ₽51684 per week

₽38771
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3131
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽547
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9233
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
-₽2053
-₽290
-₽5271
-₽2838
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
pensions
-
-
-
6 699
health
-
-
-
2 379
surtax
-
-
-
56
other
-
-
-
-
unemployment
-
-
-
217
income
-
-
-
4 840
total
-
-
-
14 191
Employee
32 028
-
27 676
-
surtax
114
-
34
-
pensions
2 137
-
1 846
-
other
-
-
-
-
unemployment
2 229
-
1 926
-
income
5 369
-
4 640
-
health
818
-
706
-
total
10 667
-
9 152
-
Employer
32 028
-
27 676
-
pensions
4 270
-
3 689
-
other
-
-
-
-
unemployment
1 016
-
877
-
health
1 456
-
1 258
-
total
6 742
-
5 824
-
Corporate
-
33 500
-
-
income
-
8 710
-
-
total
-
8 710
-
-
Dividends
-
24 790
-
-
withholding
-
3 718
-
-
total
-
3 718
-
-
Income
33 500
33 500
33 500
33 500
Total tax
17 409
12 428
14 976
14 191
After tax
16 091
21 072
18 524
19 309
Living cost
21 362
21 362
21 362
21 362
Free-cash
-5 271
-290
-2 838
-2 053

Estimated living cost  is ₽21362 per week

₽12897
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1857
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽496
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6113
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
-₽7162
-₽8012
-₽19257
-₽9151
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
municipal
-
-
-
199
regional
-
-
-
505
social contributions
-
-
-
8 616
national
-
-
-
5 723
total
-
-
-
15 043
Employee
52 756
-
33 500
-
social contributions
17 790
-
11 296
-
municipal
280
-
177
-
regional
710
-
451
-
national
8 358
-
5 108
-
total
27 138
-
17 032
-
Employer
52 756
-
33 500
-
total
-
-
-
-
Corporate
-
33 500
-
-
nationa
-
8 040
-
-
municipal
-
1 666
-
-
total
-
9 706
-
-
Dividends
-
23 794
-
-
withholding
-
6 187
-
-
total
-
6 187
-
-
Income
33 500
33 500
33 500
33 500
Total tax
27 138
15 893
17 032
15 043
After tax
6 362
17 607
16 468
18 457
Living cost
25 619
25 619
25 619
25 619
Free-cash
-19 257
-8 012
-9 151
-7 162

Estimated living cost  is ₽25619 per week

₽15933
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2595
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6653
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
-₽12810
-₽6062
-₽23897
-₽12127
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
health
-
-
-
4 522
social contributions
-
-
-
9 782
solidarity contribution
-
-
-
-
income
-
-
-
2 879
total
-
-
-
17 183
Employee
42 834
-
25 000
-
social contributions
2 784
-
1 625
-
income
5 140
-
3 000
-
solidarity contribution
-
-
-
-
health
5 783
-
3 375
-
total
13 707
-
8 000
-
Employer
42 834
-
25 000
-
social contributions
10 708
-
6 250
-
health
3 855
-
2 250
-
total
14 563
-
8 500
-
Corporate
-
33 500
-
-
income
-
6 365
-
-
total
-
6 365
-
-
Dividends
-
27 135
-
-
withholding
-
4 070
-
-
total
-
4 070
-
-
Income
33 500
33 500
33 500
33 500
Total tax
28 270
10 435
16 500
17 183
After tax
5 230
23 065
17 000
16 317
Living cost
29 127
29 127
29 127
29 127
Free-cash
-23 897
-6 062
-12 127
-12 810

Estimated living cost  is ₽29127 per week

₽21661
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1614
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5349
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
-₽11570
-₽18311
-₽20939
-₽18498
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
pensions
-
-
-
6 198
health
-
-
-
2 563
surtax
-
-
-
-
unemployment
-
-
-
5 833
income
-
-
-
-
chamber of commerce
-
-
-
134
total
-
-
-
14 728
Employee
41 573
37 901
37 901
-
pensions
4 258
3 880
2 590
-
other
415
379
253
-
unemployment
1 247
1 137
760
-
income
3 703
2 796
3 451
-
health
1 608
1 467
978
-
total
11 231
9 659
8 032
-
Employer
41 573
37 901
37 901
-
payroll
1 247
1 137
1 137
-
chamber of commerce
166
152
152
-
pensions
5 218
4 757
3 175
-
surtax
-
-
-
-
other
1 974
1 799
1 693
-
unemployment
1 247
1 137
760
-
accident
540
493
328
-
health
1 572
1 433
957
-
total
11 964
10 908
8 202
-
Corporate
3 610
3 610
21 689
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

902
902
5 422
-
total
902
902
5 422
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
33 500
33 500
33 500
33 500
Total tax
24 097
21 469
21 656
14 728
After tax
9 403
12 031
11 844
18 772
Living cost
30 342
30 342
30 342
30 342
Free-cash
-20 939
-18 311
-18 498
-11 570

Estimated living cost  is ₽30342 per week

₽18201
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3099
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8501
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽21042
₽19702
₽17429
₽14677
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
33 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
335
total
-
-
-
335
Employee
15 153
-
33 500
-
income
3 031
-
6 700
-
total
3 031
-
6 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

18 347
33 500
-
-
total
-
-
-
-
Dividends
18 347
33 500
-
-
withholding
917
1 675
-
-
total
917
1 675
-
-
Income
33 500
33 500
33 500
33 500
Total tax
3 948
1 675
6 700
335
After tax
29 552
31 825
26 800
33 165
Living cost
12 123
12 123
12 123
12 123
Free-cash
17 429
19 702
14 677
21 042

Estimated living cost  is ₽12123 per week

₽8203
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽509
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽407
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3003
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
-₽6372
-₽2445
-₽15104
-₽7433
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
33 500
pensions
-
-
-
6 118
health
-
-
-
3 297
unemployment
-
-
-
51
income
-
-
-
4 897
total
-
-
-
14 363
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

42 056
-
28 986
-
pensions
6 519
-
4 492
-
unemployment
60
-
40
-
income
7 252
-
4 506
-
health
2 716
-
1 872
-
total
16 547
-
10 910
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

42 056
-
28 986
-
pensions
3 722
-
2 565
-
unemployment
25
-
18
-
health
2 801
-
1 931
-
total
6 548
-
4 514
-
Corporate
-
33 500
-
-
income
-
6 366
-
-
total
-
6 366
-
-
Dividends
-
27 134
-
-
withholding
-
4 070
-
-
total
-
4 070
-
-
Income
33 500
33 500
33 500
33 500
Total tax
23 095
10 436
15 424
14 363
After tax
10 405
23 064
18 076
19 137
Living cost
25 509
25 509
25 509
25 509
Free-cash
-15 104
-2 445
-7 433
-6 372

Estimated living cost  is ₽25509 per week

₽17507
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1635
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5875
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
-₽18284
-₽21054
-₽109683
-₽21097
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
social contributions
-
-
-
3 819
income
-
-
-
6 530
total
-
-
-
10 349
Employee
59 412
-
3 099
-
social contributions
4 872
-
694
-
income
13 105
-
529
-
total
17 977
-
1 223
-
Employer
59 412
-
3 099
-
social contributions
83 771
-
11 939
-
total
83 771
-
11 939
-
Corporate
-
33 500
-
-
income
-
7 370
-
-
total
-
7 370
-
-
Dividends
-
26 130
-
-
income
-
5 749
-
-
total
-
5 749
-
-
Income
33 500
33 500
33 500
33 500
Total tax
101 748
13 119
13 162
10 349
After tax
-68 248
20 381
20 338
23 151
Living cost
41 435
41 435
41 435
41 435
Free-cash
-109 683
-21 054
-21 097
-18 284

Estimated living cost  is ₽41435 per week

₽26885
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3897
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10125
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
-₽9986
-₽10778
-₽20630
-₽10455
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
33 500
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
11 641
income
-
-
-
2 013
total
-
-
-
13 654
Employee
43 741
-
27 071
-
social contributions
4 812
-
2 978
-
surtax
-
-
-
-
income
9 098
-
4 716
-
total
13 910
-
7 694
-
Employer
43 741
-
27 071
-
social contributions
10 388
-
6 429
-
total
10 388
-
6 429
-
Corporate
-
33 500
-
-
income
-
7 035
-
-
surtax
-
-
-
-
total
-
7 035
-
-
Dividends
-
26 465
-
-
withholding
-
7 411
-
-
total
-
7 411
-
-
Income
33 500
33 500
33 500
33 500
Total tax
24 298
14 446
14 123
13 654
After tax
9 202
19 054
19 377
19 846
Living cost
29 832
29 832
29 832
29 832
Free-cash
-20 630
-10 778
-10 455
-9 986

Estimated living cost  is ₽29832 per week

₽22320
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1760
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽498
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
-₽25383
-₽29052
-₽44670
-₽24590
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
pensions
-
-
-
10 219
health
-
-
-
292
surtax
-
-
-
-
other
-
-
-
1 038
social contributions
-
-
-
955
income
-
-
-
444
total
-
-
-
12 948
Employee
59 566
-
25 528
-
social contributions
1 697
-
727
-
surtax
-
-
-
-
pensions
6 737
-
2 889
-
income
5 197
-
567
-
total
13 631
-
4 183
-
Employer
59 566
-
25 528
-
pensions
9 787
-
4 194
-
social contributions
179
-
76
-
other
2 056
-
881
-
unemployment
2 413
-
1 034
-
health
4 169
-
1 787
-
total
18 604
-
7 972
-
Corporate
-
33 500
-
-
income
-
9 380
-
-
surtax
-
-
-
-
total
-
9 380
-
-
Dividends
-
24 120
-
-
withholding
-
3 088
-
-
surtax
-
-
-
-
social contributions
-
4 149
-
-
total
-
7 237
-
-
Income
33 500
33 500
33 500
33 500
Total tax
32 235
16 617
12 155
12 948
After tax
1 265
16 883
21 345
20 552
Living cost
45 935
45 935
45 935
45 935
Free-cash
-44 670
-29 052
-24 590
-25 383

Estimated living cost  is ₽45935 per week

₽31088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3758
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽630
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10459
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
-₽2457
₽1562
-₽1814
-₽1468
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
social contributions
-
-
-
7 369
income
-
-
-
-
total
-
-
-
7 369
Employee
30 575
-
29 004
-
social contributions
1 987
-
1 884
-
income
-
-
-
-
total
1 987
-
1 884
-
Employer
30 575
-
29 004
-
social contributions
4 739
-
4 496
-
total
4 739
-
4 496
-
Corporate
-
33 500
-
-
income
-
3 350
-
-
total
-
3 350
-
-
Dividends
-
30 150
-
-
total
-
-
-
-
Income
33 500
33 500
33 500
33 500
Total tax
6 726
3 350
6 380
7 369
After tax
26 774
30 150
27 120
26 131
Living cost
28 588
28 588
28 588
28 588
Free-cash
-1 814
1 562
-1 468
-2 457

Estimated living cost  is ₽28588 per week

₽18485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2155
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽538
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7411
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
-₽22637
-₽173417
-₽173417
-₽173417
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
municipal
-
-
-
4 347
pensions
-
-
-
823
labour market
-
-
-
2 614
national
-
-
-
2 616
total
-
-
-
10 400
Employee
193 047
193 047
193 047
-
municipal
41 108
41 108
41 108
-
national
23 584
23 584
23 584
-
pensions
274
274
274
-
labour market
15 422
15 422
15 422
-
total
80 388
80 388
80 388
-
Employer
193 047
193 047
193 047
-
labour market
15 444
15 444
15 444
-
pensions
549
549
549
-
municipal
41 174
41 174
41 174
-
national
23 625
23 625
23 625
-
total
80 792
80 792
80 792
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
33 500
33 500
33 500
33 500
Total tax
161 180
161 180
161 180
10 400
After tax
-127 680
-127 680
-127 680
23 100
Living cost
45 737
45 737
45 737
45 737
Free-cash
-173 417
-173 417
-173 417
-22 637

Estimated living cost  is ₽45737 per week

₽31303
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4046
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽703
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9685
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
₽1098
-₽18211
-₽6126
-₽3235
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
pensions
-
-
-
4 017
health
-
-
-
2 105
other
-
-
-
358
accident
-
-
-
244
income
-
-
-
4 753
total
-
-
-
11 477
Employee
32 916
-
27 828
-
pensions
3 707
-
3 134
-
income
4 516
-
3 818
-
health
3 769
-
3 186
-
total
11 992
-
10 138
-
Employer
32 916
-
27 828
-
pensions
5 352
-
4 525
-
unemployment
807
-
682
-
accident
550
-
465
-
total
6 709
-
5 672
-
Corporate
-
33 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

-
30 150
-
-
total
-
30 150
-
-
Dividends
-
3 350
-
-
withholding
-
636
-
-
total
-
636
-
-
Income
33 500
33 500
33 500
33 500
Total tax
18 701
30 786
15 810
11 477
After tax
14 799
2 714
17 690
22 023
Living cost
20 925
20 925
20 925
20 925
Free-cash
-6 126
-18 211
-3 235
1 098

Estimated living cost  is ₽20925 per week

₽15231
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽393
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4108
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
-₽9238
-₽13332
-₽25980
-₽15340
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
33 500
municipal
-
-
-
6 008
health
-
-
-
119
national
-
-
-
97
total
-
-
-
6 224
Employee
50 037
-
28 181
-
municipal
8 196
-
4 647
-
national
827
-
-
-
pensions
3 377
-
1 902
-
unemployment
751
-
422
-
health
374
-
38
-
total
13 525
-
7 009
-
Employer
50 037
-
28 181
-
pensions
8 681
-
4 889
-
unemployment
325
-
182
-
accident
51
-
29
-
health
384
-
217
-
total
9 441
-
5 317
-
Corporate
-
33 500
-
-
income
-
6 699
-
-
total
-
6 699
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
20 100
-
-
municipal
-
3 619
-
-
national
-
-
-
-
total
-
3 619
-
-
Income
33 500
33 500
33 500
33 500
Total tax
22 966
10 318
12 326
6 224
After tax
10 534
23 182
21 174
27 276
Living cost
36 514
36 514
36 514
36 514
Free-cash
-25 980
-13 332
-15 340
-9 238

Estimated living cost  is ₽36514 per week

₽23851
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3512
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽581
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8571
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
₽4918
-₽10028
-₽3195
-₽2700
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 155
health
-
-
-
922
social contributions
-
-
-
5 640
income
-
-
-
-
total
-
-
-
6 562
Employee
73 132
73 132
73 132
-
social contributions
2 765
6 070
2 525
-
income
7 963
6 770
8 051
-
health
567
1 244
516
-
total
11 295
14 084
11 092
-
Employer
73 132
73 132
73 132
-
social contributions
2 765
6 070
2 525
-
health
615
1 354
563
-
total
3 380
7 424
3 088
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
33 500
33 500
33 500
33 500
Total tax
14 675
21 508
14 180
6 562
After tax
18 825
11 992
19 320
26 938
Living cost
22 020
22 020
22 020
22 020
Free-cash
-3 195
-10 028
-2 700
4 918

Estimated living cost  is ₽22020 per week

₽13197
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2160
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6176
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽6580
₽12641
₽7804
₽5778
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
33 500
pensions
-
-
-
6 050
health
-
-
-
3 442
unemployment
-
-
-
27
income
-
-
-
2 301
total
-
-
-
11 820
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 830
-
30 370
-
pensions
3 274
-
4 555
-
unemployment
108
-
152
-
income
1 493
-
2 204
-
health
1 855
-
2 581
-
total
6 730
-
9 492
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 830
-
30 370
-
pensions
1 200
-
1 671
-
unemployment
108
-
152
-
health
938
-
1 307
-
total
2 246
-
3 130
-
Corporate
9 423
33 500
-
-
income
848
3 016
-
-
total
848
3 016
-
-
Dividends
8 575
30 484
-
-
withholding
772
2 743
-
-
total
772
2 743
-
-
Income
33 500
33 500
33 500
33 500
Total tax
10 596
5 759
12 622
11 820
After tax
22 904
27 741
20 878
21 680
Living cost
15 100
15 100
15 100
15 100
Free-cash
7 804
12 641
5 778
6 580

Estimated living cost  is ₽15100 per week

₽9634
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1088
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽449
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3927
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
-₽7208
-₽3441
-₽12878
-₽8852
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
pensions
-
-
-
9 481
other
-
-
-
34
unemployment
-
-
-
235
accident
-
-
-
301
income
-
-
-
4 504
total
-
-
-
14 555
Employee
35 166
-
23 375
-
pensions
1 653
-
1 493
-
other
34
-
32
-
unemployment
545
-
493
-
income
6 780
-
4 057
-
total
9 012
-
6 075
-
Employer
35 166
-
23 375
-
pensions
8 299
-
7 495
-
other
282
-
254
-
unemployment
1 935
-
1 747
-
accident
697
-
628
-
total
11 213
-
10 124
-
Corporate
-
33 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
5 025
-
-
total
-
5 025
-
-
Dividends
-
28 475
-
-
withholding
-
5 763
-
-
total
-
5 763
-
-
Income
33 500
33 500
33 500
33 500
Total tax
20 225
10 788
16 199
14 555
After tax
13 275
22 712
17 301
18 945
Living cost
26 153
26 153
26 153
26 153
Free-cash
-12 878
-3 441
-8 852
-7 208

Estimated living cost  is ₽26153 per week

₽17653
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2514
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5528
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽18833
₽19050
₽18747
₽18701
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
pensions
-
-
-
1 352
health
-
-
-
980
income
-
-
-
10 481
total
-
-
-
12 813
Employee
2 823
-
31 979
-
pensions
254
-
608
-
unemployment
28
-
68
-
income
546
-
10 410
-
health
141
-
338
-
total
969
-
11 424
-
Employer
2 823
-
31 979
-
pensions
311
-
744
-
unemployment
56
-
135
-
health
268
-
642
-
total
635
-
1 521
-
Corporate
30 041
33 500
-
-
income
6 609
7 370
-
-
total
6 609
7 370
-
-
Dividends
23 432
26 130
-
-
withholding
4 686
5 226
-
-
total
4 686
5 226
-
-
Income
33 500
33 500
33 500
33 500
Total tax
12 899
12 596
12 945
12 813
After tax
20 601
20 904
20 555
20 687
Living cost
1 854
1 854
1 854
1 854
Free-cash
18 747
19 050
18 701
18 833

Estimated living cost  is ₽1854 per week

₽1102
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽150
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽42
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽559
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽739
₽7767
₽3091
₽2180
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
33 500
pensions
-
-
-
8 710
health
-
-
-
3 450
unemployment
-
-
-
502
income
-
-
-
3 662
total
-
-
-
16 324
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 786
-
28 414
-
pensions
3 470
-
3 978
-
unemployment
186
-
213
-
income
3 417
-
4 143
-
health
1 276
-
1 463
-
total
8 349
-
9 797
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 786
-
28 414
-
pensions
2 974
-
3 410
-
unemployment
186
-
213
-
health
1 276
-
1 463
-
total
4 436
-
5 086
-
Corporate
4 277
33 500
-
-
income
642
5 025
-
-
total
642
5 025
-
-
Dividends
3 635
28 475
-
-
withholding
545
4 271
-
-
total
545
4 271
-
-
Income
33 500
33 500
33 500
33 500
Total tax
13 972
9 296
14 883
16 324
After tax
19 528
24 204
18 617
17 176
Living cost
16 437
16 437
16 437
16 437
Free-cash
3 091
7 767
2 180
739

Estimated living cost  is ₽16437 per week

₽11067
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1271
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3623
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
-₽5794
-₽6586
-₽12179
-₽6263
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
33 500
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
11 641
income
-
-
-
2 013
total
-
-
-
13 654
Employee
36 913
-
27 071
-
social contributions
4 061
-
2 978
-
surtax
-
-
-
-
income
7 212
-
4 716
-
total
11 273
-
7 694
-
Employer
36 913
-
27 071
-
social contributions
8 766
-
6 429
-
total
8 766
-
6 429
-
Corporate
-
33 500
-
-
income
-
7 035
-
-
surtax
-
-
-
-
total
-
7 035
-
-
Dividends
-
26 465
-
-
withholding
-
7 411
-
-
total
-
7 411
-
-
Income
33 500
33 500
33 500
33 500
Total tax
20 039
14 446
14 123
13 654
After tax
13 461
19 054
19 377
19 846
Living cost
25 640
25 640
25 640
25 640
Free-cash
-12 179
-6 586
-6 263
-5 794

Estimated living cost  is ₽25640 per week

₽18160
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1781
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽455
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5245
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
-₽14479
-₽10712
-₽27077
-₽16123
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
pensions
-
-
-
9 481
other
-
-
-
34
unemployment
-
-
-
235
accident
-
-
-
301
income
-
-
-
4 504
total
-
-
-
14 555
Employee
45 932
-
23 375
-
pensions
2 159
-
1 493
-
other
45
-
32
-
unemployment
711
-
493
-
income
9 593
-
4 057
-
total
12 508
-
6 075
-
Employer
45 932
-
23 375
-
pensions
10 840
-
7 495
-
other
368
-
254
-
unemployment
2 527
-
1 747
-
accident
910
-
628
-
total
14 645
-
10 124
-
Corporate
-
33 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
5 025
-
-
total
-
5 025
-
-
Dividends
-
28 475
-
-
withholding
-
5 763
-
-
total
-
5 763
-
-
Income
33 500
33 500
33 500
33 500
Total tax
27 153
10 788
16 199
14 555
After tax
6 347
22 712
17 301
18 945
Living cost
33 424
33 424
33 424
33 424
Free-cash
-27 077
-10 712
-16 123
-14 479

Estimated living cost  is ₽33424 per week

₽24004
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2599
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6351
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽3245
₽12282
₽6486
₽4790
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 917
health
-
-
-
3 820
unemployment
-
-
-
133
income
-
-
-
5 025
total
-
-
-
13 895
Employee
21 664
-
28 006
-
accident

We are using the highest rate at 1.1%.

238
-
308
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 902
-
2 459
-
income
2 167
-
2 801
-
health
997
-
1 288
-
total
5 304
-
6 856
-
Employer
21 664
-
28 006
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 387
-
3 086
-
unemployment
130
-
168
-
accident

We are using the highest rate at 1.1%.

238
-
308
-
health
1 495
-
1 932
-
total
4 250
-
5 494
-
Corporate
7 586
33 500
-
-
income
759
3 350
-
-
total
759
3 350
-
-
Dividends
6 827
30 150
-
-
withholding
341
1 508
-
-
total
341
1 508
-
-
Income
33 500
33 500
33 500
33 500
Total tax
10 654
4 858
12 350
13 895
After tax
22 846
28 642
21 150
19 605
Living cost
16 361
16 361
16 361
16 361
Free-cash
6 486
12 282
4 790
3 245

Estimated living cost  is ₽16361 per week

₽10821
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽937
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽390
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4213
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
-₽10040
-₽19258
-₽13821
-₽10040
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
33 500
trade
-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 497
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
16
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
309
total
-
-
-
6 822
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 321
-
33 500
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
16
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 891
-
309
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 497
-
6 497
-
total
10 603
-
6 822
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
33 500
-
-
trade
-
4 808
-
-
income
-
5 025
-
-
chamber of commerce
-
193
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
276
-
-
total
-
10 302
-
-
Dividends
-
23 198
-
-
withholding
-
5 438
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
300
-
-
total
-
5 738
-
-
Income
33 500
33 500
33 500
33 500
Total tax
10 603
16 040
6 822
6 822
After tax
22 897
17 460
26 678
26 678
Living cost
36 718
36 718
36 718
36 718
Free-cash
-13 821
-19 258
-10 040
-10 040

Estimated living cost  is ₽36718 per week

₽25329
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3951
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽532
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6905
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
-₽25627
-₽30725
-₽40895
-₽25627
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
social contributions
-
-
-
1 229
income
-
-
-
3 722
total
-
-
-
4 951
Employee
74 394
-
33 500
-
social contributions
6 181
-
1 229
-
income
14 038
-
3 722
-
total
20 219
-
4 951
-
Employer
74 394
-
33 500
-
total
-
-
-
-
Corporate
-
33 500
-
-
income
-
4 187
-
-
total
-
4 187
-
-
Dividends
-
29 313
-
-
withholding
-
5 862
-
-
total
-
5 862
-
-
Income
33 500
33 500
33 500
33 500
Total tax
20 219
10 049
4 951
4 951
After tax
13 281
23 451
28 549
28 549
Living cost
54 176
54 176
54 176
54 176
Free-cash
-40 895
-30 725
-25 627
-25 627

Estimated living cost  is ₽54176 per week

₽41216
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4415
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽518
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8028
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
-₽33936
-₽16017
-₽17339
-₽8893
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
33 500
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 840
income
-
-
-
27 072
total
-
-
-
32 912
Employee
43 629
-
30 450
-
social contributions
4 371
-
3 050
-
income
4 734
-
1 769
-
total
9 105
-
4 819
-
Employer
43 629
-
30 450
-
social contributions
4 371
-
3 050
-
total
4 371
-
3 050
-
Corporate
-
33 500
-
-
income
-
11 726
-
-
total
-
11 726
-
-
Dividends
-
21 774
-
-
social contributions
2 839
3 267
-
-
total
2 839
3 267
-
-
Income
33 500
33 500
33 500
33 500
Total tax
16 315
14 993
7 869
32 912
After tax
17 185
18 507
25 631
588
Living cost
34 524
34 524
34 524
34 524
Free-cash
-17 339
-16 017
-8 893
-33 936

Estimated living cost  is ₽34524 per week

₽22741
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2722
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8531
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
-₽9413
-₽9961
-₽20403
-₽12125
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
pensions
-
-
-
1 439
income
-
-
-
6 413
total
-
-
-
7 852
Employee
48 126
-
30 492
-
pensions
3 673
-
1 557
-
income
8 764
-
5 733
-
health
628
-
266
-
total
13 065
-
7 556
-
Employer
48 126
-
30 492
-
pensions
4 862
-
2 428
-
health
915
-
580
-
total
5 777
-
3 008
-
Corporate
-
33 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
6 365
-
-
total
-
6 365
-
-
Dividends
-
27 135
-
-
withholding
-
2 035
-
-
total
-
2 035
-
-
Income
33 500
33 500
33 500
33 500
Total tax
18 842
8 400
10 564
7 852
After tax
14 658
25 100
22 936
25 648
Living cost
35 061
35 061
35 061
35 061
Free-cash
-20 403
-9 961
-12 125
-9 413

Estimated living cost  is ₽35061 per week

₽24052
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3224
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7344
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
-₽974
-₽20283
-₽10047
-₽5307
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
pensions
-
-
-
4 017
health
-
-
-
2 105
other
-
-
-
358
accident
-
-
-
244
income
-
-
-
4 753
total
-
-
-
11 477
Employee
36 175
-
27 828
-
pensions
4 073
-
3 134
-
income
4 963
-
3 818
-
health
4 142
-
3 186
-
total
13 178
-
10 138
-
Employer
36 175
-
27 828
-
pensions
5 882
-
4 525
-
unemployment
886
-
682
-
accident
604
-
465
-
total
7 372
-
5 672
-
Corporate
-
33 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

-
30 150
-
-
total
-
30 150
-
-
Dividends
-
3 350
-
-
withholding
-
636
-
-
total
-
636
-
-
Income
33 500
33 500
33 500
33 500
Total tax
20 550
30 786
15 810
11 477
After tax
12 950
2 714
17 690
22 023
Living cost
22 997
22 997
22 997
22 997
Free-cash
-10 047
-20 283
-5 307
-974

Estimated living cost  is ₽22997 per week

₽16877
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1340
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4316
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

Close
Skopje , Macedonia
₽7959
₽15646
₽11027
₽7959
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
33 500
pensions
-
-
-
6 164
health insurance
-
-
-
2 479
work injury
-
-
-
167
unemployment
-
-
-
402
income
-
-
-
3 500
total
-
-
-
12 712
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

20 527
-
33 500
-
pensions
3 777
-
6 164
-
health insurance
1 519
-
2 479
-
unemployment
246
-
402
-
income
2 053
-
3 500
-
work injury
103
-
167
-
total
7 698
-
12 712
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
12 973
33 500
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

-
-
-
-
total
-
-
-
-
Dividends
12 973
33 500
-
-
withholding
1 946
5 025
-
-
total
1 946
5 025
-
-
Income
33 500
33 500
33 500
33 500
Total tax
9 644
5 025
12 712
12 712
After tax
23 856
28 475
20 788
20 788
Living cost
12 829
12 829
12 829
12 829
Free-cash
11 027
15 646
7 959
7 959

Estimated living cost  is ₽12829 per week

₽7948
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽400
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3549
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

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Rome , Italy
-₽19382
-₽20243
-₽46642
-₽21376
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
municipal
-
-
-
224
regional
-
-
-
431
social contributions
-
-
-
8 616
national
-
-
-
5 723
total
-
-
-
14 994
Employee
80 142
-
33 500
-
social contributions
27 023
-
11 296
-
municipal
478
-
200
-
regional
1 210
-
384
-
national
13 543
-
5 108
-
total
42 254
-
16 988
-
Employer
80 142
-
33 500
-
total
-
-
-
-
Corporate
-
33 500
-
-
nationa
-
8 040
-
-
municipal
-
1 615
-
-
total
-
9 655
-
-
Dividends
-
23 844
-
-
withholding
-
6 200
-
-
total
-
6 200
-
-
Income
33 500
33 500
33 500
33 500
Total tax
42 254
15 855
16 988
14 994
After tax
-8 754
17 645
16 512
18 506
Living cost
37 888
37 888
37 888
37 888
Free-cash
-46 642
-20 243
-21 376
-19 382

Estimated living cost  is ₽37888 per week

₽26614
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2606
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽572
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8095
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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