Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 33500
per

Your estimated
City
free-cash

Dresden , Germany
-₽2070
-₽11632
-₽2070
-₽2798
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
33 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 483
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
324
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
18
trade
-
-
-
-
total
-
-
-
6 825
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

36 298
-
33 500
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

56
-
18
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 014
-
324
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 483
-
6 483
-
total
7 553
-
6 825
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
33 500
-
-
chamber of commerce
-
193
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
276
-
-
trade
-
5 277
-
-
income
-
5 025
-
-
total
-
10 771
-
-
Dividends
-
22 730
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
294
-
-
withholding
-
5 322
-
-
total
-
5 616
-
-
Income
33 500
33 500
33 500
33 500
Total tax
7 553
16 387
6 825
6 825
After tax
25 947
17 113
26 675
26 675
Living cost
28 745
28 745
28 745
28 745
Free-cash
-2 798
-11 632
-2 070
-2 070

Estimated living cost  is ₽28745 per week

₽18082
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3352
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6775
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
-₽27690
-₽29361
-₽27953
-₽51492
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
social contributions
-
-
-
360
pensions
-
-
-
4 020
national
-
-
-
4 138
municipal
-
-
-
2 670
total
-
-
-
11 188
Employee
77 919
-
28 960
-
municipal
9 624
-
2 800
-
national
14 914
-
4 339
-
pensions
3 117
-
1 158
-
total
27 655
-
8 297
-
Employer
77 919
-
28 960
-
pensions
6 234
-
2 317
-
social contributions
838
-
311
-
total
7 072
-
2 628
-
Corporate
-
33 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
6 700
-
-
total
-
6 700
-
-
Dividends
-
26 800
-
-
withholding
-
5 896
-
-
total
-
5 896
-
-
Income
33 500
33 500
33 500
33 500
Total tax
34 727
12 596
10 925
11 188
After tax
-1 227
20 904
22 575
22 312
Living cost
50 265
50 265
50 265
50 265
Free-cash
-51 492
-29 361
-27 690
-27 953

Estimated living cost  is ₽50265 per week

₽34164
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4672
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽752
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10675
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
-₽522
₽7056
₽5743
-₽911
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
33 500
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
2 988
income
-
-
-
-
surtax
-
-
-
-
microenterprise
-
-
-
5 025
total
-
-
-
8 013
Employee
27 731
-
26 997
-
surtax
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

3 051
-
2 970
-
income
4 936
-
4 805
-
total
7 987
-
7 775
-
Employer
27 731
-
26 997
-
surtax
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

6 680
-
6 503
-
total
6 680
-
6 503
-
Corporate
-
33 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

-
6 700
-
-
total
-
6 700
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

-
26 800
-
-
total
-
-
-
-
Income
33 500
33 500
33 500
33 500
Total tax
14 667
6 700
14 278
8 013
After tax
18 833
26 800
19 222
25 487
Living cost
19 744
19 744
19 744
19 744
Free-cash
-911
7 056
-522
5 743

Estimated living cost  is ₽19744 per week

₽12596
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽448
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4819
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
-₽60740
-₽55413
-₽20444
-₽60740
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
health
-
-
-
5 142
income
-
-
-
3 015
pensions
-
-
-
6 031
total
-
-
-
14 188
Employee
81 043
81 043
81 043
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 265
13 265
13 265
-
pensions
14 588
11 119
14 588
-
health
12 439
10 581
12 439
-
total
40 292
34 965
40 292
-
Employer
81 043
81 043
81 043
-
unemployment
2 918
2 918
2 918
-
health
5 633
5 633
5 633
-
pensions
5 641
5 641
5 641
-
total
14 192
14 192
14 192
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
33 500
33 500
33 500
33 500
Total tax
54 484
49 157
54 484
14 188
After tax
-20 984
-15 657
-20 984
19 312
Living cost
39 756
39 756
39 756
39 756
Free-cash
-60 740
-55 413
-60 740
-20 444

Estimated living cost  is ₽39756 per week

₽28174
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3584
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽632
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7366
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
-₽21620
-₽21218
-₽22809
-₽40486
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
other
-
-
-
3 893
health
-
-
-
2 090
accident
-
-
-
67
pensions
-
-
-
3 621
national
-
-
-
-
unemployment
-
-
-
33
municipal
-
-
-
7 096
total
-
-
-
16 800
Employee
56 296
-
25 491
-
municipal
16 788
-
7 601
-
national
-
-
-
-
total
16 788
-
7 601
-
Employer
56 296
-
25 491
-
other
6 542
-
2 962
-
unemployment
1 486
-
673
-
health
3 462
-
1 568
-
accident
113
-
51
-
pensions
6 086
-
2 756
-
total
17 689
-
8 010
-
Corporate
-
33 500
-
-
income
-
7 370
-
-
total
-
7 370
-
-
Dividends
-
26 130
-
-
withholding
-
7 839
-
-
total
-
7 839
-
-
Income
33 500
33 500
33 500
33 500
Total tax
34 477
15 209
15 611
16 800
After tax
-977
18 291
17 889
16 700
Living cost
39 509
39 509
39 509
39 509
Free-cash
-40 486
-21 218
-21 620
-22 809

Estimated living cost  is ₽39509 per week

₽26185
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3877
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽600
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8847
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
-₽10607
-₽20339
-₽10607
-₽14627
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
33 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 483
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
324
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
18
trade
-
-
-
-
total
-
-
-
6 825
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

48 127
-
33 500
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

227
-
18
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 135
-
324
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 483
-
6 483
-
total
10 845
-
6 825
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
33 500
-
-
chamber of commerce
-
191
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
276
-
-
trade
-
5 511
-
-
income
-
5 025
-
-
total
-
11 003
-
-
Dividends
-
22 498
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
290
-
-
withholding
-
5 264
-
-
total
-
5 554
-
-
Income
33 500
33 500
33 500
33 500
Total tax
10 845
16 557
6 825
6 825
After tax
22 655
16 943
26 675
26 675
Living cost
37 282
37 282
37 282
37 282
Free-cash
-14 627
-20 339
-10 607
-10 607

Estimated living cost  is ₽37282 per week

₽24934
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3931
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽556
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7859
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
-₽11441
-₽18743
-₽3830
-₽13554
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 078
social contributions
-
-
-
5 628
health
-
-
-
920
income
-
-
-
-
total
-
-
-
6 548
Employee
72 976
72 976
72 976
-
social contributions
3 546
6 057
2 525
-
income
7 663
6 755
8 030
-
health
726
1 241
517
-
total
11 935
14 053
11 072
-
Employer
72 976
72 976
72 976
-
health
791
1 351
562
-
social contributions
3 546
6 057
2 525
-
total
4 337
7 408
3 087
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
33 500
33 500
33 500
33 500
Total tax
16 272
21 461
14 159
6 548
After tax
17 228
12 039
19 341
26 952
Living cost
30 782
30 782
30 782
30 782
Free-cash
-13 554
-18 743
-11 441
-3 830

Estimated living cost  is ₽30782 per week

₽21042
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2404
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6818
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽1875
₽1559
₽5663
₽1925
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
health
-
-
-
2 345
income
-
-
-
4 095
pensions
-
-
-
3 350
unemployment
-
-
-
502
total
-
-
-
10 292
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 327
10 080
28 033
-
income
3 096
1 232
3 427
-
pensions
2 533
1 008
2 803
-
health
1 773
706
1 962
-
unemployment
380
151
421
-
total
7 782
3 097
8 613
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 327
10 080
28 033
-
pensions
4 939
1 966
5 467
-
total
4 939
1 966
5 467
-
Corporate
3 235
21 455
-
-
income
291
1 931
-
-
total
291
1 931
-
-
Dividends
2 943
19 524
-
-
social contributions
459
3 692
-
-
withholding
559
3 710
-
-
total
1 018
7 402
-
-
Income
33 500
33 500
33 500
33 500
Total tax
14 030
14 396
14 080
10 292
After tax
19 470
19 104
19 420
23 208
Living cost
17 545
17 545
17 545
17 545
Free-cash
1 925
1 559
1 875
5 663

Estimated living cost  is ₽17545 per week

₽11973
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1436
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽351
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3786
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
-₽1450
₽3877
-₽2807
-₽2522
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
health
-
-
-
4 355
income
-
-
-
2 329
pensions
-
-
-
6 700
total
-
-
-
13 384
Employee
26 922
-
25 037
-
income
3 031
-
2 665
-
pensions
538
-
501
-
unemployment
430
-
400
-
total
3 999
-
3 566
-
Employer
26 922
-
25 037
-
unemployment
216
-
200
-
health
3 499
-
3 254
-
pensions
5 385
-
5 007
-
total
9 100
-
8 461
-
Corporate
-
33 500
-
-
income
-
6 700
-
-
total
-
6 700
-
-
Dividends
-
26 800
-
-
total
-
-
-
-
Income
33 500
33 500
33 500
33 500
Total tax
13 099
6 700
12 027
13 384
After tax
20 401
26 800
21 473
20 116
Living cost
22 923
22 923
22 923
22 923
Free-cash
-2 522
3 877
-1 450
-2 807

Estimated living cost  is ₽22923 per week

₽15722
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1365
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5374
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
-₽3337
-₽18313
₽1052
-₽6318
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
other
-
-
-
354
health
-
-
-
2 084
accident
-
-
-
241
income
-
-
-
4 765
pensions
-
-
-
3 977
total
-
-
-
11 421
Employee
33 077
-
27 828
-
income
4 538
-
3 818
-
pensions
3 725
-
3 134
-
health
3 787
-
3 186
-
total
12 050
-
10 138
-
Employer
33 077
-
27 828
-
unemployment
810
-
682
-
accident
552
-
465
-
pensions
5 379
-
4 525
-
total
6 741
-
5 672
-
Corporate
-
33 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

-
30 150
-
-
total
-
30 150
-
-
Dividends
-
3 350
-
-
withholding
-
636
-
-
total
-
636
-
-
Income
33 500
33 500
33 500
33 500
Total tax
18 791
30 786
15 810
11 421
After tax
14 709
2 714
17 690
22 079
Living cost
21 027
21 027
21 027
21 027
Free-cash
-6 318
-18 313
-3 337
1 052

Estimated living cost  is ₽21027 per week

₽15411
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1165
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4013
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽18936
₽23961
₽25301
₽22486
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
33 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
335
total
-
-
-
335
Employee
9 830
-
33 500
-
income
1 966
-
6 700
-
total
1 966
-
6 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

23 670
33 500
-
-
total
-
-
-
-
Dividends
23 670
33 500
-
-
withholding
1 184
1 675
-
-
total
1 184
1 675
-
-
Income
33 500
33 500
33 500
33 500
Total tax
3 150
1 675
6 700
335
After tax
30 350
31 825
26 800
33 165
Living cost
7 864
7 864
7 864
7 864
Free-cash
22 486
23 961
18 936
25 301

Estimated living cost  is ₽7864 per week

₽4874
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽654
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽216
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2121
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
-₽5653
-₽676
-₽7148
-₽9644
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
other
-
-
-
1 592
health
-
-
-
1 473
income
-
-
-
4 256
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
8 039
total
-
-
-
15 360
Employee
34 458
-
26 755
-
income
5 932
-
4 605
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 411
-
1 873
-
health
483
-
375
-
unemployment
344
-
268
-
total
9 170
-
7 121
-
Employer
34 458
-
26 755
-
other
1 724
-
1 338
-
unemployment
344
-
268
-
health
483
-
375
-
accident
276
-
214
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 859
-
4 549
-
total
8 686
-
6 744
-
Corporate
-
33 500
-
-
income
-
7 035
-
-
total
-
7 035
-
-
Dividends
-
26 465
-
-
withholding
-
1 853
-
-
total
-
1 853
-
-
Income
33 500
33 500
33 500
33 500
Total tax
17 856
8 888
13 865
15 360
After tax
15 644
24 612
19 635
18 140
Living cost
25 288
25 288
25 288
25 288
Free-cash
-9 644
-676
-5 653
-7 148

Estimated living cost  is ₽25288 per week

₽17867
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1707
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽407
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5306
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
-₽40280
-₽38120
-₽37568
-₽68207
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
income
-
-
-
6 412
pensions
-
-
-
1 436
total
-
-
-
7 848
Employee
89 447
-
30 496
-
income
16 124
-
5 735
-
health
1 474
-
266
-
pensions
8 629
-
1 555
-
total
26 227
-
7 556
-
Employer
89 447
-
30 496
-
health
1 699
-
579
-
pensions
10 561
-
2 425
-
total
12 260
-
3 004
-
Corporate
-
33 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
6 364
-
-
total
-
6 364
-
-
Dividends
-
27 136
-
-
withholding
-
2 036
-
-
total
-
2 036
-
-
Income
33 500
33 500
33 500
33 500
Total tax
38 487
8 400
10 560
7 848
After tax
-4 987
25 100
22 940
25 652
Living cost
63 220
63 220
63 220
63 220
Free-cash
-68 207
-38 120
-40 280
-37 568

Estimated living cost  is ₽63220 per week

₽47372
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7428
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7907
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽8836
₽16329
₽7402
₽11964
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
health
-
-
-
3 773
income
-
-
-
5 025
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 855
unemployment
-
-
-
131
total
-
-
-
13 784
Employee
16 306
-
28 006
-
income
1 630
-
2 800
-
accident

We are using the highest rate at 1.1%.

180
-
308
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 432
-
2 459
-
health
750
-
1 288
-
total
3 992
-
6 855
-
Employer
16 306
-
28 006
-
unemployment
98
-
168
-
health
1 125
-
1 932
-
accident

We are using the highest rate at 1.1%.

180
-
308
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 797
-
3 087
-
total
3 200
-
5 495
-
Corporate
13 995
33 500
-
-
income
1 400
3 350
-
-
total
1 400
3 350
-
-
Dividends
12 595
30 150
-
-
withholding
630
1 507
-
-
total
630
1 507
-
-
Income
33 500
33 500
33 500
33 500
Total tax
9 222
4 857
12 350
13 784
After tax
24 278
28 643
21 150
19 716
Living cost
12 314
12 314
12 314
12 314
Free-cash
11 964
16 329
8 836
7 402

Estimated living cost  is ₽12314 per week

₽7189
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽879
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽326
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3920
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
-₽73609
-₽68282
-₽33313
-₽69891
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
health
-
-
-
5 142
income
-
-
-
3 015
pensions
-
-
-
6 031
total
-
-
-
14 188
Employee
87 987
81 043
81 043
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 265
13 265
13 265
-
pensions
11 119
11 119
14 588
-
health
10 977
10 581
12 439
-
total
35 361
34 965
40 292
-
Employer
87 987
81 043
81 043
-
unemployment
3 168
2 918
2 918
-
health
6 114
5 633
5 633
-
pensions
6 123
5 641
5 641
-
total
15 405
14 192
14 192
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
33 500
33 500
33 500
33 500
Total tax
50 766
49 157
54 484
14 188
After tax
-17 266
-15 657
-20 984
19 312
Living cost
52 625
52 625
52 625
52 625
Free-cash
-69 891
-68 282
-73 609
-33 313

Estimated living cost  is ₽52625 per week

₽38820
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4701
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽603
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8502
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
-₽6443
-₽378
-₽7126
-₽12697
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
social contributions
-
-
-
9 782
health
-
-
-
4 522
income
-
-
-
2 879
solidarity contribution
-
-
-
-
total
-
-
-
17 183
Employee
34 475
-
25 000
-
social contributions
2 241
-
1 625
-
solidarity contribution
-
-
-
-
income
4 137
-
3 000
-
health
4 654
-
3 375
-
total
11 032
-
8 000
-
Employer
34 475
-
25 000
-
health
3 103
-
2 250
-
social contributions
8 619
-
6 250
-
total
11 722
-
8 500
-
Corporate
-
33 500
-
-
income
-
6 365
-
-
total
-
6 365
-
-
Dividends
-
27 135
-
-
withholding
-
4 070
-
-
total
-
4 070
-
-
Income
33 500
33 500
33 500
33 500
Total tax
22 754
10 435
16 500
17 183
After tax
10 746
23 065
17 000
16 317
Living cost
23 443
23 443
23 443
23 443
Free-cash
-12 697
-378
-6 443
-7 126

Estimated living cost  is ₽23443 per week

₽16284
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1668
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5031
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
-₽23402
-₽22171
-₽21391
-₽50845
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
social contributions
-
-
-
8 616
national
-
-
-
5 723
regional
-
-
-
306
municipal
-
-
-
200
total
-
-
-
14 845
Employee
84 344
-
33 500
-
social contributions
28 441
-
11 296
-
municipal
447
-
178
-
national
14 615
-
5 108
-
regional
796
-
274
-
total
44 299
-
16 856
-
Employer
84 344
-
33 500
-
total
-
-
-
-
Corporate
-
33 500
-
-
nationa
-
8 039
-
-
municipal
-
1 306
-
-
total
-
9 345
-
-
Dividends
-
24 155
-
-
withholding
-
6 280
-
-
total
-
6 280
-
-
Income
33 500
33 500
33 500
33 500
Total tax
44 299
15 625
16 856
14 845
After tax
-10 799
17 875
16 644
18 655
Living cost
40 046
40 046
40 046
40 046
Free-cash
-50 845
-22 171
-23 402
-21 391

Estimated living cost  is ₽40046 per week

₽27915
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2626
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽614
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8890
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
-₽2416
₽130
-₽1636
-₽4491
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
other
-
-
-
-
health
-
-
-
2 379
income
-
-
-
4 841
pensions
-
-
-
6 700
surtax
-
-
-
58
unemployment
-
-
-
216
total
-
-
-
14 194
Employee
31 384
-
27 676
-
surtax
103
-
34
-
income
5 261
-
4 639
-
other
-
-
-
-
pensions
2 093
-
1 846
-
health
801
-
704
-
unemployment
2 185
-
1 927
-
total
10 443
-
9 150
-
Employer
31 384
-
27 676
-
other
-
-
-
-
unemployment
994
-
877
-
health
1 428
-
1 259
-
pensions
4 184
-
3 688
-
total
6 606
-
5 824
-
Corporate
-
33 500
-
-
income
-
8 709
-
-
total
-
8 709
-
-
Dividends
-
24 791
-
-
withholding
-
3 719
-
-
total
-
3 719
-
-
Income
33 500
33 500
33 500
33 500
Total tax
17 049
12 428
14 974
14 194
After tax
16 451
21 072
18 526
19 306
Living cost
20 942
20 942
20 942
20 942
Free-cash
-4 491
130
-2 416
-1 636

Estimated living cost  is ₽20942 per week

₽12805
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5722
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
-₽20250
-₽18090
-₽17538
-₽34072
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
income
-
-
-
6 412
pensions
-
-
-
1 436
total
-
-
-
7 848
Employee
59 945
-
30 496
-
income
10 796
-
5 735
-
health
870
-
266
-
pensions
5 088
-
1 555
-
total
16 754
-
7 556
-
Employer
59 945
-
30 496
-
health
1 139
-
579
-
pensions
6 489
-
2 425
-
total
7 628
-
3 004
-
Corporate
-
33 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
6 364
-
-
total
-
6 364
-
-
Dividends
-
27 136
-
-
withholding
-
2 036
-
-
total
-
2 036
-
-
Income
33 500
33 500
33 500
33 500
Total tax
24 382
8 400
10 560
7 848
After tax
9 118
25 100
22 940
25 652
Living cost
43 190
43 190
43 190
43 190
Free-cash
-34 072
-18 090
-20 250
-17 538

Estimated living cost  is ₽43190 per week

₽32358
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3237
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7143
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
-₽50671
-₽61258
-₽47835
-₽64653
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
671
health
-
-
-
250
pensions
-
-
-
3 082
city
-
-
-
350
national
-
-
-
8
regional
-
-
-
397
total
-
-
-
4 758
Employee
89 615
-
29 384
-
national
424
-
-
-
city
962
-
307
-
pensions
7 529
-
3 139
-
health
203
-
67
-
regional
2 934
-
287
-
unemployment
-
-
-
-
total
12 052
-
3 800
-
Employer
89 615
-
29 384
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 792
-
588
-
unemployment
-
-
-
-
health
203
-
67
-
pensions
7 529
-
3 139
-
total
9 524
-
3 794
-
Corporate
-
33 500
-
-
regional
-
7 084
-
-
national
-
2 848
-
-
total
-
9 932
-
-
Dividends
-
23 568
-
-
withholding
-
8 249
-
-
total
-
8 249
-
-
Income
33 500
33 500
33 500
33 500
Total tax
21 576
18 181
7 594
4 758
After tax
11 924
15 319
25 906
28 742
Living cost
76 577
76 577
76 577
76 577
Free-cash
-64 653
-61 258
-50 671
-47 835

Estimated living cost  is ₽76577 per week

₽49797
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6872
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽940
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18968
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
-₽16800
-₽26703
-₽16800
-₽23534
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
33 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 483
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
324
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
18
trade
-
-
-
-
total
-
-
-
6 825
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

57 035
-
33 500
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

369
-
18
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 707
-
324
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 483
-
6 483
-
total
13 559
-
6 825
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
33 500
-
-
chamber of commerce
-
191
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
276
-
-
trade
-
5 745
-
-
income
-
5 025
-
-
total
-
11 237
-
-
Dividends
-
22 264
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
286
-
-
withholding
-
5 205
-
-
total
-
5 491
-
-
Income
33 500
33 500
33 500
33 500
Total tax
13 559
16 728
6 825
6 825
After tax
19 941
16 772
26 675
26 675
Living cost
43 475
43 475
43 475
43 475
Free-cash
-23 534
-26 703
-16 800
-16 800

Estimated living cost  is ₽43475 per week

₽31753
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽566
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7681
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
-₽11130
-₽15583
-₽11922
-₽19800
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
other
-
-
-
1 039
social contributions
-
-
-
955
health
-
-
-
292
income
-
-
-
450
pensions
-
-
-
10 217
surtax
-
-
-
-
total
-
-
-
12 953
Employee
40 617
-
25 527
-
surtax
-
-
-
-
social contributions
1 158
-
728
-
income
2 397
-
573
-
pensions
4 592
-
2 887
-
total
8 147
-
4 188
-
Employer
40 617
-
25 527
-
other
1 401
-
881
-
unemployment
1 644
-
1 034
-
health
2 844
-
1 787
-
pensions
6 673
-
4 194
-
social contributions
122
-
77
-
total
12 684
-
7 973
-
Corporate
-
33 500
-
-
surtax
-
-
-
-
income
-
9 379
-
-
total
-
9 379
-
-
Dividends
-
24 121
-
-
social contributions
-
4 148
-
-
surtax
-
-
-
-
withholding
-
3 087
-
-
total
-
7 235
-
-
Income
33 500
33 500
33 500
33 500
Total tax
20 831
16 614
12 161
12 953
After tax
12 669
16 886
21 339
20 547
Living cost
32 469
32 469
32 469
32 469
Free-cash
-19 800
-15 583
-11 130
-11 922

Estimated living cost  is ₽32469 per week

₽20473
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2640
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8805
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
-₽7913
-₽12366
-₽8705
-₽14080
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
other
-
-
-
1 039
social contributions
-
-
-
955
health
-
-
-
292
income
-
-
-
450
pensions
-
-
-
10 217
surtax
-
-
-
-
total
-
-
-
12 953
Employee
36 256
-
25 527
-
surtax
-
-
-
-
social contributions
1 034
-
728
-
income
1 869
-
573
-
pensions
4 101
-
2 887
-
total
7 004
-
4 188
-
Employer
36 256
-
25 527
-
other
1 252
-
881
-
unemployment
1 468
-
1 034
-
health
2 538
-
1 787
-
pensions
5 958
-
4 194
-
social contributions
108
-
77
-
total
11 324
-
7 973
-
Corporate
-
33 500
-
-
surtax
-
-
-
-
income
-
9 379
-
-
total
-
9 379
-
-
Dividends
-
24 121
-
-
social contributions
-
4 148
-
-
surtax
-
-
-
-
withholding
-
3 087
-
-
total
-
7 235
-
-
Income
33 500
33 500
33 500
33 500
Total tax
18 328
16 614
12 161
12 953
After tax
15 172
16 886
21 339
20 547
Living cost
29 252
29 252
29 252
29 252
Free-cash
-14 080
-12 366
-7 913
-8 705

Estimated living cost  is ₽29252 per week

₽16965
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2972
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽555
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽744
₽313
₽1390
-₽1426
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
social contributions
-
-
-
4 623
health
-
-
-
2 338
income
-
-
-
5 025
total
-
-
-
11 986
Employee
32 178
-
33 500
-
social contributions
4 441
-
4 623
-
income
5 367
-
5 671
-
health
2 246
-
2 338
-
total
12 054
-
12 632
-
Employer
32 178
-
33 500
-
total
-
-
-
-
Corporate
1 322
33 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

67
1 675
-
-
total
67
1 675
-
-
Dividends
1 256
31 825
-
-
social contributions
1 655
4 393
-
-
withholding
189
4 774
-
-
health
837
2 221
-
-
total
2 681
11 388
-
-
Income
33 500
33 500
33 500
33 500
Total tax
14 802
13 063
12 632
11 986
After tax
18 698
20 437
20 868
21 514
Living cost
20 124
20 124
20 124
20 124
Free-cash
-1 426
313
744
1 390

Estimated living cost  is ₽20124 per week

₽13468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1241
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4951
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
-₽21682
-₽21552
-₽14841
-₽28663
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
health
-
-
-
2 563
income
-
-
-
-
chamber of commerce
-
-
-
133
pensions
-
-
-
6 197
surtax
-
-
-
187
unemployment
-
-
-
5 821
total
-
-
-
14 901
Employee
47 428
37 820
37 820
-
income
5 399
2 790
3 449
-
other
474
378
252
-
pensions
4 857
3 872
2 575
-
health
1 835
1 464
973
-
unemployment
1 423
1 135
755
-
total
13 988
9 639
8 004
-
Employer
47 428
37 820
37 820
-
other
2 253
1 796
1 689
-
unemployment
1 423
1 135
755
-
health
1 792
1 430
951
-
surtax
187
187
187
-
accident
616
492
328
-
pensions
5 952
4 747
3 155
-
payroll
1 423
1 135
1 135
-
chamber of commerce
189
151
151
-
total
13 835
11 073
8 351
-
Corporate
3 602
3 602
21 547
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

900
900
5 387
-
total
900
900
5 387
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
33 500
33 500
33 500
33 500
Total tax
28 723
21 612
21 742
14 901
After tax
4 777
11 888
11 758
18 599
Living cost
33 440
33 440
33 440
33 440
Free-cash
-28 663
-21 552
-21 682
-14 841

Estimated living cost  is ₽33440 per week

₽22303
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2853
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7735
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
-₽19036
-₽15590
-₽13965
-₽54145
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
social contributions
-
-
-
1 911
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
1 895
national
-
-
-
9 056
total
-
-
-
12 862
Employee

The minimum management director salary is set at €45,000 per year.

67 885
-
25 945
-
national
20 870
-
5 639
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 091
-
1 945
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 189
-
1 219
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 541
-
1 353
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

591
-
225
-
total
33 282
-
10 381
-
Employer

The minimum management director salary is set at €45,000 per year.

67 885
-
25 945
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

991
-
378
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 175
-
1 596
-
surtax
7 697
-
2 943
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

882
-
337
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

6 015
-
2 298
-
total
19 760
-
7 552
-
Corporate
-
33 500
-
-
surtax
-
133
-
-
income
-
6 700
-
-
total
-
6 833
-
-
Dividends
-
26 667
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
7 654
-
-
total
-
7 654
-
-
Income
33 500
33 500
33 500
33 500
Total tax
53 042
14 487
17 933
12 862
After tax
-19 542
19 013
15 567
20 638
Living cost
34 603
34 603
34 603
34 603
Free-cash
-54 145
-15 590
-19 036
-13 965

Estimated living cost  is ₽34603 per week

₽22289
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3026
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽542
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8747
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
-₽16952
-₽11561
-₽15329
-₽28799
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
other
-
-
-
34
accident
-
-
-
301
income
-
-
-
4 507
pensions
-
-
-
9 480
unemployment
-
-
-
234
total
-
-
-
14 556
Employee
47 240
-
23 397
-
income
9 967
-
4 063
-
other
47
-
32
-
pensions
2 221
-
1 489
-
unemployment
733
-
492
-
total
12 968
-
6 076
-
Employer
47 240
-
23 397
-
other
376
-
254
-
unemployment
2 599
-
1 743
-
accident
935
-
627
-
pensions
11 148
-
7 479
-
total
15 058
-
10 103
-
Corporate
-
33 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
5 025
-
-
total
-
5 025
-
-
Dividends
-
28 475
-
-
withholding
-
5 763
-
-
total
-
5 763
-
-
Income
33 500
33 500
33 500
33 500
Total tax
28 026
10 788
16 179
14 556
After tax
5 474
22 712
17 321
18 944
Living cost
34 273
34 273
34 273
34 273
Free-cash
-28 799
-11 561
-16 952
-15 329

Estimated living cost  is ₽34273 per week

₽25239
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2431
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽493
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6109
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
-₽30844
-₽30497
-₽30841
-₽46957
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
health
-
-
-
3 386
accident
-
-
-
407
income
-
-
-
175
pensions
-
-
-
7 225
communal
-
-
-
-
surtax
-
-
-
1 574
total
-
-
-
12 767
Employee
71 869
-
28 103
-
surtax
4 405
-
1 574
-
income
6 942
-
175
-
pensions
5 749
-
3 613
-
health
3 199
-
2 010
-
total
20 295
-
7 372
-
Employer
71 869
-
28 103
-
health
2 192
-
1 378
-
accident
647
-
407
-
pensions
5 749
-
3 613
-
total
8 588
-
5 398
-
Corporate
-
33 500
-
-
surtax
-
351
-
-
income
-
5 025
-
-
communal
-
2 262
-
-
total
-
7 638
-
-
Dividends
-
25 862
-
-
income
-
906
-
-
withholding
-
3 879
-
-
total
-
4 785
-
-
Income
33 500
33 500
33 500
33 500
Total tax
28 883
12 423
12 770
12 767
After tax
4 617
21 077
20 730
20 733
Living cost
51 574
51 574
51 574
51 574
Free-cash
-46 957
-30 497
-30 844
-30 841

Estimated living cost  is ₽51574 per week

₽38688
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3125
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽546
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9214
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
-₽2790
-₽244
-₽2010
-₽5187
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
other
-
-
-
-
health
-
-
-
2 379
income
-
-
-
4 841
pensions
-
-
-
6 700
surtax
-
-
-
58
unemployment
-
-
-
216
total
-
-
-
14 194
Employee
31 960
-
27 676
-
surtax
113
-
34
-
income
5 358
-
4 639
-
other
-
-
-
-
pensions
2 132
-
1 846
-
health
816
-
704
-
unemployment
2 224
-
1 927
-
total
10 643
-
9 150
-
Employer
31 960
-
27 676
-
other
-
-
-
-
unemployment
1 014
-
877
-
health
1 453
-
1 259
-
pensions
4 261
-
3 688
-
total
6 728
-
5 824
-
Corporate
-
33 500
-
-
income
-
8 709
-
-
total
-
8 709
-
-
Dividends
-
24 791
-
-
withholding
-
3 719
-
-
total
-
3 719
-
-
Income
33 500
33 500
33 500
33 500
Total tax
17 371
12 428
14 974
14 194
After tax
16 129
21 072
18 526
19 306
Living cost
21 316
21 316
21 316
21 316
Free-cash
-5 187
-244
-2 790
-2 010

Estimated living cost  is ₽21316 per week

₽12870
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1853
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6100
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
-₽9097
-₽7954
-₽7108
-₽19145
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
social contributions
-
-
-
8 616
national
-
-
-
5 723
regional
-
-
-
504
municipal
-
-
-
200
total
-
-
-
15 043
Employee
52 644
-
33 500
-
social contributions
17 752
-
11 296
-
municipal
279
-
178
-
national
8 340
-
5 108
-
regional
709
-
450
-
total
27 080
-
17 032
-
Employer
52 644
-
33 500
-
total
-
-
-
-
Corporate
-
33 500
-
-
nationa
-
8 039
-
-
municipal
-
1 664
-
-
total
-
9 703
-
-
Dividends
-
23 796
-
-
withholding
-
6 186
-
-
total
-
6 186
-
-
Income
33 500
33 500
33 500
33 500
Total tax
27 080
15 889
17 032
15 043
After tax
6 420
17 611
16 468
18 457
Living cost
25 565
25 565
25 565
25 565
Free-cash
-19 145
-7 954
-9 097
-7 108

Estimated living cost  is ₽25565 per week

₽15899
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2590
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽438
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6638
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
-₽11888
-₽5823
-₽12571
-₽23425
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
social contributions
-
-
-
9 782
health
-
-
-
4 522
income
-
-
-
2 879
solidarity contribution
-
-
-
-
total
-
-
-
17 183
Employee
42 482
-
25 000
-
social contributions
2 761
-
1 625
-
solidarity contribution
-
-
-
-
income
5 098
-
3 000
-
health
5 735
-
3 375
-
total
13 594
-
8 000
-
Employer
42 482
-
25 000
-
health
3 823
-
2 250
-
social contributions
10 620
-
6 250
-
total
14 443
-
8 500
-
Corporate
-
33 500
-
-
income
-
6 365
-
-
total
-
6 365
-
-
Dividends
-
27 135
-
-
withholding
-
4 070
-
-
total
-
4 070
-
-
Income
33 500
33 500
33 500
33 500
Total tax
28 037
10 435
16 500
17 183
After tax
5 463
23 065
17 000
16 317
Living cost
28 888
28 888
28 888
28 888
Free-cash
-23 425
-5 823
-11 888
-12 571

Estimated living cost  is ₽28888 per week

₽21483
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1600
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽500
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5305
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
-₽18423
-₽18202
-₽11491
-₽20822
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
health
-
-
-
2 563
income
-
-
-
-
chamber of commerce
-
-
-
133
pensions
-
-
-
6 197
surtax
-
-
-
-
unemployment
-
-
-
5 821
total
-
-
-
14 714
Employee
41 485
37 820
37 820
-
income
3 696
2 790
3 438
-
other
414
378
254
-
pensions
4 248
3 872
2 592
-
health
1 605
1 464
980
-
unemployment
1 244
1 135
760
-
total
11 207
9 639
8 024
-
Employer
41 485
37 820
37 820
-
other
1 970
1 796
1 689
-
unemployment
1 244
1 135
760
-
health
1 569
1 430
956
-
surtax
-
-
-
-
accident
538
492
330
-
pensions
5 207
4 747
3 175
-
payroll
1 244
1 135
1 135
-
chamber of commerce
166
151
151
-
total
11 938
10 886
8 196
-
Corporate
3 602
3 602
21 702
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

900
900
5 426
-
total
900
900
5 426
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
33 500
33 500
33 500
33 500
Total tax
24 045
21 425
21 646
14 714
After tax
9 455
12 075
11 854
18 786
Living cost
30 277
30 277
30 277
30 277
Free-cash
-20 822
-18 202
-18 423
-11 491

Estimated living cost  is ₽30277 per week

₽18163
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3092
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽540
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8483
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽14545
₽19570
₽20910
₽17272
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
33 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
335
total
-
-
-
335
Employee
15 319
-
33 500
-
income
3 064
-
6 700
-
total
3 064
-
6 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

18 181
33 500
-
-
total
-
-
-
-
Dividends
18 181
33 500
-
-
withholding
909
1 675
-
-
total
909
1 675
-
-
Income
33 500
33 500
33 500
33 500
Total tax
3 973
1 675
6 700
335
After tax
29 527
31 825
26 800
33 165
Living cost
12 255
12 255
12 255
12 255
Free-cash
17 272
19 570
14 545
20 910

Estimated living cost  is ₽12255 per week

₽8293
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽514
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽411
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3036
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
-₽7383
-₽2390
-₽6320
-₽15000
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
33 500
health
-
-
-
3 296
income
-
-
-
4 901
pensions
-
-
-
6 118
unemployment
-
-
-
50
total
-
-
-
14 365
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

41 966
-
28 987
-
income
7 237
-
4 507
-
pensions
6 505
-
4 493
-
health
2 710
-
1 873
-
unemployment
59
-
41
-
total
16 511
-
10 914
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

41 966
-
28 987
-
unemployment
25
-
18
-
health
2 795
-
1 931
-
pensions
3 714
-
2 565
-
total
6 534
-
4 514
-
Corporate
-
33 500
-
-
income
-
6 365
-
-
total
-
6 365
-
-
Dividends
-
27 135
-
-
withholding
-
4 070
-
-
total
-
4 070
-
-
Income
33 500
33 500
33 500
33 500
Total tax
23 045
10 435
15 428
14 365
After tax
10 455
23 065
18 072
19 135
Living cost
25 455
25 455
25 455
25 455
Free-cash
-15 000
-2 390
-7 383
-6 320

Estimated living cost  is ₽25455 per week

₽17469
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1632
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽493
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5862
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
-₽23072
-₽22474
-₽19704
-₽114589
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
social contributions
-
-
-
3 819
income
-
-
-
6 530
total
-
-
-
10 349
Employee
61 448
-
3 675
-
social contributions
5 039
-
718
-
income
13 554
-
651
-
total
18 593
-
1 369
-
Employer
61 448
-
3 675
-
social contributions
86 641
-
12 348
-
total
86 641
-
12 348
-
Corporate
-
33 500
-
-
income
-
7 370
-
-
total
-
7 370
-
-
Dividends
-
26 130
-
-
income
-
5 749
-
-
total
-
5 749
-
-
Income
33 500
33 500
33 500
33 500
Total tax
105 234
13 119
13 717
10 349
After tax
-71 734
20 381
19 783
23 151
Living cost
42 855
42 855
42 855
42 855
Free-cash
-114 589
-22 474
-23 072
-19 704

Estimated living cost  is ₽42855 per week

₽27806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4030
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽546
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10472
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
-₽10395
-₽10714
-₽9925
-₽20514
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
33 500
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
11 641
income
-
-
-
2 016
surtax
-
-
-
-
total
-
-
-
13 657
Employee
43 648
-
27 071
-
surtax
-
-
-
-
social contributions
4 801
-
2 977
-
income
9 079
-
4 721
-
total
13 880
-
7 698
-
Employer
43 648
-
27 071
-
social contributions
10 366
-
6 429
-
total
10 366
-
6 429
-
Corporate
-
33 500
-
-
surtax
-
-
-
-
income
-
7 035
-
-
total
-
7 035
-
-
Dividends
-
26 465
-
-
withholding
-
7 411
-
-
total
-
7 411
-
-
Income
33 500
33 500
33 500
33 500
Total tax
24 246
14 446
14 127
13 657
After tax
9 254
19 054
19 373
19 843
Living cost
29 768
29 768
29 768
29 768
Free-cash
-20 514
-10 714
-10 395
-9 925

Estimated living cost  is ₽29768 per week

₽22272
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1756
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽497
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5243
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
-₽24498
-₽28951
-₽25290
-₽44503
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
other
-
-
-
1 039
social contributions
-
-
-
955
health
-
-
-
292
income
-
-
-
450
pensions
-
-
-
10 217
surtax
-
-
-
-
total
-
-
-
12 953
Employee
59 439
-
25 527
-
surtax
-
-
-
-
social contributions
1 693
-
728
-
income
5 186
-
573
-
pensions
6 723
-
2 887
-
total
13 602
-
4 188
-
Employer
59 439
-
25 527
-
other
2 051
-
881
-
unemployment
2 408
-
1 034
-
health
4 160
-
1 787
-
pensions
9 767
-
4 194
-
social contributions
178
-
77
-
total
18 564
-
7 973
-
Corporate
-
33 500
-
-
surtax
-
-
-
-
income
-
9 379
-
-
total
-
9 379
-
-
Dividends
-
24 121
-
-
social contributions
-
4 148
-
-
surtax
-
-
-
-
withholding
-
3 087
-
-
total
-
7 235
-
-
Income
33 500
33 500
33 500
33 500
Total tax
32 166
16 614
12 161
12 953
After tax
1 334
16 886
21 339
20 547
Living cost
45 837
45 837
45 837
45 837
Free-cash
-44 503
-28 951
-24 498
-25 290

Estimated living cost  is ₽45837 per week

₽31022
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3750
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽629
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10437
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
-₽1408
₽1623
-₽2397
-₽1739
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
income
-
-
-
-
social contributions
-
-
-
7 370
total
-
-
-
7 370
Employee
30 510
-
29 005
-
income
-
-
-
-
social contributions
1 983
-
1 886
-
total
1 983
-
1 886
-
Employer
30 510
-
29 005
-
social contributions
4 729
-
4 495
-
total
4 729
-
4 495
-
Corporate
-
33 500
-
-
income
-
3 350
-
-
total
-
3 350
-
-
Dividends
-
30 150
-
-
total
-
-
-
-
Income
33 500
33 500
33 500
33 500
Total tax
6 712
3 350
6 381
7 370
After tax
26 788
30 150
27 119
26 130
Living cost
28 527
28 527
28 527
28 527
Free-cash
-1 739
1 623
-1 408
-2 397

Estimated living cost  is ₽28527 per week

₽18445
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2150
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7395
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
-₽172936
-₽172936
-₽22539
-₽172936
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
labour market
-
-
-
2 614
pensions
-
-
-
821
national
-
-
-
2 619
municipal
-
-
-
4 354
total
-
-
-
10 408
Employee
192 597
192 597
192 597
-
labour market
15 386
15 386
15 386
-
municipal
41 012
41 012
41 012
-
national
23 529
23 529
23 529
-
pensions
274
274
274
-
total
80 201
80 201
80 201
-
Employer
192 597
192 597
192 597
-
national
23 570
23 570
23 570
-
labour market
15 408
15 408
15 408
-
pensions
548
548
548
-
municipal
41 078
41 078
41 078
-
total
80 604
80 604
80 604
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
33 500
33 500
33 500
33 500
Total tax
160 805
160 805
160 805
10 408
After tax
-127 305
-127 305
-127 305
23 092
Living cost
45 631
45 631
45 631
45 631
Free-cash
-172 936
-172 936
-172 936
-22 539

Estimated living cost  is ₽45631 per week

₽31230
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4037
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽702
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9662
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
-₽3027
-₽18003
₽1362
-₽5732
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
other
-
-
-
354
health
-
-
-
2 084
accident
-
-
-
241
income
-
-
-
4 765
pensions
-
-
-
3 977
total
-
-
-
11 421
Employee
32 589
-
27 828
-
income
4 471
-
3 818
-
pensions
3 670
-
3 134
-
health
3 732
-
3 186
-
total
11 873
-
10 138
-
Employer
32 589
-
27 828
-
unemployment
799
-
682
-
accident
544
-
465
-
pensions
5 299
-
4 525
-
total
6 642
-
5 672
-
Corporate
-
33 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

-
30 150
-
-
total
-
30 150
-
-
Dividends
-
3 350
-
-
withholding
-
636
-
-
total
-
636
-
-
Income
33 500
33 500
33 500
33 500
Total tax
18 515
30 786
15 810
11 421
After tax
14 985
2 714
17 690
22 079
Living cost
20 717
20 717
20 717
20 717
Free-cash
-5 732
-18 003
-3 027
1 362

Estimated living cost  is ₽20717 per week

₽15080
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1181
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽389
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4067
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
-₽15266
-₽13254
-₽9166
-₽25852
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
33 500
health
-
-
-
121
national
-
-
-
101
municipal
-
-
-
6 008
total
-
-
-
6 230
Employee
49 930
-
28 182
-
municipal
8 178
-
4 648
-
national
825
-
-
-
pensions
3 370
-
1 902
-
health
373
-
38
-
unemployment
749
-
423
-
total
13 495
-
7 011
-
Employer
49 930
-
28 182
-
unemployment
324
-
184
-
health
384
-
216
-
accident
50
-
29
-
pensions
8 663
-
4 890
-
total
9 421
-
5 319
-
Corporate
-
33 500
-
-
income
-
6 700
-
-
total
-
6 700
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
20 100
-
-
national
-
-
-
-
municipal
-
3 618
-
-
total
-
3 618
-
-
Income
33 500
33 500
33 500
33 500
Total tax
22 916
10 318
12 330
6 230
After tax
10 584
23 182
21 170
27 270
Living cost
36 436
36 436
36 436
36 436
Free-cash
-25 852
-13 254
-15 266
-9 166

Estimated living cost  is ₽36436 per week

₽23800
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3505
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽580
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8553
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
-₽2632
-₽9934
₽4979
-₽3117
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 078
social contributions
-
-
-
5 628
health
-
-
-
920
income
-
-
-
-
total
-
-
-
6 548
Employee
72 976
72 976
72 976
-
social contributions
2 759
6 057
2 525
-
income
7 946
6 755
8 030
-
health
566
1 241
517
-
total
11 271
14 053
11 072
-
Employer
72 976
72 976
72 976
-
health
614
1 351
562
-
social contributions
2 759
6 057
2 525
-
total
3 373
7 408
3 087
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
33 500
33 500
33 500
33 500
Total tax
14 644
21 461
14 159
6 548
After tax
18 856
12 039
19 341
26 952
Living cost
21 973
21 973
21 973
21 973
Free-cash
-3 117
-9 934
-2 632
4 979

Estimated living cost  is ₽21973 per week

₽13169
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2156
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽486
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6163
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽5811
₽12674
₽6629
₽7847
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
33 500
health
-
-
-
3 434
income
-
-
-
2 305
pensions
-
-
-
6 037
unemployment
-
-
-
27
total
-
-
-
11 803
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 783
-
30 372
-
income
1 489
-
2 205
-
pensions
3 267
-
4 556
-
health
1 851
-
2 581
-
unemployment
108
-
151
-
total
6 715
-
9 493
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 783
-
30 372
-
unemployment
108
-
151
-
health
936
-
1 306
-
pensions
1 198
-
1 671
-
total
2 242
-
3 128
-
Corporate
9 474
33 500
-
-
income
852
3 015
-
-
total
852
3 015
-
-
Dividends
8 623
30 485
-
-
withholding
776
2 743
-
-
total
776
2 743
-
-
Income
33 500
33 500
33 500
33 500
Total tax
10 585
5 758
12 621
11 803
After tax
22 915
27 742
20 879
21 697
Living cost
15 068
15 068
15 068
15 068
Free-cash
7 847
12 674
5 811
6 629

Estimated living cost  is ₽15068 per week

₽9614
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1086
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽448
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3919
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
-₽8776
-₽3385
-₽7153
-₽12778
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
other
-
-
-
34
accident
-
-
-
301
income
-
-
-
4 507
pensions
-
-
-
9 480
unemployment
-
-
-
234
total
-
-
-
14 556
Employee
35 091
-
23 397
-
income
6 765
-
4 063
-
other
34
-
32
-
pensions
1 650
-
1 489
-
unemployment
544
-
492
-
total
8 993
-
6 076
-
Employer
35 091
-
23 397
-
other
281
-
254
-
unemployment
1 931
-
1 743
-
accident
695
-
627
-
pensions
8 281
-
7 479
-
total
11 188
-
10 103
-
Corporate
-
33 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
5 025
-
-
total
-
5 025
-
-
Dividends
-
28 475
-
-
withholding
-
5 763
-
-
total
-
5 763
-
-
Income
33 500
33 500
33 500
33 500
Total tax
20 181
10 788
16 179
14 556
After tax
13 319
22 712
17 321
18 944
Living cost
26 097
26 097
26 097
26 097
Free-cash
-12 778
-3 385
-8 776
-7 153

Estimated living cost  is ₽26097 per week

₽17615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2509
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽18856
₽19144
₽18981
₽18854
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
health
-
-
-
931
income
-
-
-
10 544
pensions
-
-
-
1 284
total
-
-
-
12 759
Employee
2 680
-
32 056
-
income
518
-
10 477
-
pensions
241
-
578
-
health
134
-
321
-
unemployment
27
-
64
-
total
920
-
11 440
-
Employer
2 680
-
32 056
-
unemployment
54
-
128
-
health
255
-
610
-
pensions
295
-
706
-
total
604
-
1 444
-
Corporate
30 217
33 500
-
-
income
6 648
7 370
-
-
total
6 648
7 370
-
-
Dividends
23 569
26 130
-
-
withholding
4 714
5 226
-
-
total
4 714
5 226
-
-
Income
33 500
33 500
33 500
33 500
Total tax
12 886
12 596
12 884
12 759
After tax
20 614
20 904
20 616
20 741
Living cost
1 760
1 760
1 760
1 760
Free-cash
18 854
19 144
18 856
18 981

Estimated living cost  is ₽1760 per week

₽1046
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽143
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽40
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽531
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽2234
₽7827
₽793
₽3168
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
33 500
health
-
-
-
3 450
income
-
-
-
3 668
pensions
-
-
-
8 710
unemployment
-
-
-
502
total
-
-
-
16 330
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 695
-
28 414
-
income
3 404
-
4 149
-
pensions
3 457
-
3 978
-
health
1 272
-
1 463
-
unemployment
185
-
213
-
total
8 318
-
9 803
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 695
-
28 414
-
unemployment
185
-
213
-
health
1 272
-
1 463
-
pensions
2 963
-
3 410
-
total
4 420
-
5 086
-
Corporate
4 385
33 500
-
-
income
658
5 025
-
-
total
658
5 025
-
-
Dividends
3 727
28 475
-
-
withholding
559
4 271
-
-
total
559
4 271
-
-
Income
33 500
33 500
33 500
33 500
Total tax
13 955
9 296
14 889
16 330
After tax
19 545
24 204
18 611
17 170
Living cost
16 377
16 377
16 377
16 377
Free-cash
3 168
7 827
2 234
793

Estimated living cost  is ₽16377 per week

₽11026
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1267
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3610
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
-₽6212
-₽6531
-₽5742
-₽12081
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
33 500
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
11 641
income
-
-
-
2 016
surtax
-
-
-
-
total
-
-
-
13 657
Employee
36 834
-
27 071
-
surtax
-
-
-
-
social contributions
4 052
-
2 977
-
income
7 197
-
4 721
-
total
11 249
-
7 698
-
Employer
36 834
-
27 071
-
social contributions
8 747
-
6 429
-
total
8 747
-
6 429
-
Corporate
-
33 500
-
-
surtax
-
-
-
-
income
-
7 035
-
-
total
-
7 035
-
-
Dividends
-
26 465
-
-
withholding
-
7 411
-
-
total
-
7 411
-
-
Income
33 500
33 500
33 500
33 500
Total tax
19 996
14 446
14 127
13 657
After tax
13 504
19 054
19 373
19 843
Living cost
25 585
25 585
25 585
25 585
Free-cash
-12 081
-6 531
-6 212
-5 742

Estimated living cost  is ₽25585 per week

₽18121
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1778
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽454
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5234
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
-₽16032
-₽10641
-₽14409
-₽26948
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
other
-
-
-
34
accident
-
-
-
301
income
-
-
-
4 507
pensions
-
-
-
9 480
unemployment
-
-
-
234
total
-
-
-
14 556
Employee
45 834
-
23 397
-
income
9 573
-
4 063
-
other
45
-
32
-
pensions
2 154
-
1 489
-
unemployment
710
-
492
-
total
12 482
-
6 076
-
Employer
45 834
-
23 397
-
other
367
-
254
-
unemployment
2 521
-
1 743
-
accident
908
-
627
-
pensions
10 817
-
7 479
-
total
14 613
-
10 103
-
Corporate
-
33 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
5 025
-
-
total
-
5 025
-
-
Dividends
-
28 475
-
-
withholding
-
5 763
-
-
total
-
5 763
-
-
Income
33 500
33 500
33 500
33 500
Total tax
27 095
10 788
16 179
14 556
After tax
6 405
22 712
17 321
18 944
Living cost
33 353
33 353
33 353
33 353
Free-cash
-26 948
-10 641
-16 032
-14 409

Estimated living cost  is ₽33353 per week

₽23953
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2593
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6338
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽4993
₽12486
₽3559
₽6762
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
health
-
-
-
3 773
income
-
-
-
5 025
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 855
unemployment
-
-
-
131
total
-
-
-
13 784
Employee
21 394
-
28 006
-
income
2 140
-
2 800
-
accident

We are using the highest rate at 1.1%.

235
-
308
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 878
-
2 459
-
health
984
-
1 288
-
total
5 237
-
6 855
-
Employer
21 394
-
28 006
-
unemployment
128
-
168
-
health
1 476
-
1 932
-
accident

We are using the highest rate at 1.1%.

235
-
308
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 358
-
3 087
-
total
4 197
-
5 495
-
Corporate
7 909
33 500
-
-
income
791
3 350
-
-
total
791
3 350
-
-
Dividends
7 118
30 150
-
-
withholding
356
1 507
-
-
total
356
1 507
-
-
Income
33 500
33 500
33 500
33 500
Total tax
10 581
4 857
12 350
13 784
After tax
22 919
28 643
21 150
19 716
Living cost
16 157
16 157
16 157
16 157
Free-cash
6 762
12 486
4 993
3 559

Estimated living cost  is ₽16157 per week

₽10686
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽925
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽385
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4161
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
-₽9964
-₽19178
-₽9964
-₽13719
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
33 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 483
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
324
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
18
trade
-
-
-
-
total
-
-
-
6 825
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 220
-
33 500
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

214
-
18
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 883
-
324
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 483
-
6 483
-
total
10 580
-
6 825
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
33 500
-
-
chamber of commerce
-
193
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
276
-
-
trade
-
4 807
-
-
income
-
5 025
-
-
total
-
10 301
-
-
Dividends
-
23 200
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
299
-
-
withholding
-
5 439
-
-
total
-
5 738
-
-
Income
33 500
33 500
33 500
33 500
Total tax
10 580
16 039
6 825
6 825
After tax
22 920
17 461
26 675
26 675
Living cost
36 639
36 639
36 639
36 639
Free-cash
-13 719
-19 178
-9 964
-9 964

Estimated living cost  is ₽36639 per week

₽25275
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3942
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6890
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
-₽25521
-₽30610
-₽25521
-₽40736
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
income
-
-
-
3 728
social contributions
-
-
-
1 232
total
-
-
-
4 960
Employee
74 235
-
33 500
-
income
14 008
-
3 728
-
social contributions
6 167
-
1 232
-
total
20 175
-
4 960
-
Employer
74 235
-
33 500
-
total
-
-
-
-
Corporate
-
33 500
-
-
income
-
4 187
-
-
total
-
4 187
-
-
Dividends
-
29 313
-
-
withholding
-
5 862
-
-
total
-
5 862
-
-
Income
33 500
33 500
33 500
33 500
Total tax
20 175
10 049
4 960
4 960
After tax
13 325
23 451
28 540
28 540
Living cost
54 061
54 061
54 061
54 061
Free-cash
-40 736
-30 610
-25 521
-25 521

Estimated living cost  is ₽54061 per week

₽41129
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4405
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8011
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
-₽8831
-₽15941
-₽33824
-₽17231
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
33 500
income
-
-
-
27 014
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 860
total
-
-
-
32 874
Employee
43 536
-
30 449
-
income
4 724
-
1 779
-
social contributions
4 362
-
3 051
-
total
9 086
-
4 830
-
Employer
43 536
-
30 449
-
social contributions
4 362
-
3 051
-
total
4 362
-
3 051
-
Corporate
-
33 500
-
-
income
-
11 724
-
-
total
-
11 724
-
-
Dividends
-
21 776
-
-
social contributions
2 833
3 267
-
-
total
2 833
3 267
-
-
Income
33 500
33 500
33 500
33 500
Total tax
16 281
14 991
7 881
32 874
After tax
17 219
18 509
25 619
626
Living cost
34 450
34 450
34 450
34 450
Free-cash
-17 231
-15 941
-8 831
-33 824

Estimated living cost  is ₽34450 per week

₽22692
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2716
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8513
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
-₽12172
-₽10012
-₽9460
-₽20482
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
income
-
-
-
6 412
pensions
-
-
-
1 436
total
-
-
-
7 848
Employee
48 196
-
30 496
-
income
8 777
-
5 735
-
health
629
-
266
-
pensions
3 679
-
1 555
-
total
13 085
-
7 556
-
Employer
48 196
-
30 496
-
health
916
-
579
-
pensions
4 869
-
2 425
-
total
5 785
-
3 004
-
Corporate
-
33 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
6 364
-
-
total
-
6 364
-
-
Dividends
-
27 136
-
-
withholding
-
2 036
-
-
total
-
2 036
-
-
Income
33 500
33 500
33 500
33 500
Total tax
18 870
8 400
10 560
7 848
After tax
14 630
25 100
22 940
25 652
Living cost
35 112
35 112
35 112
35 112
Free-cash
-20 482
-10 012
-12 172
-9 460

Estimated living cost  is ₽35112 per week

₽24087
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3229
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7355
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
-₽5078
-₽20054
-₽689
-₽9614
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
other
-
-
-
354
health
-
-
-
2 084
accident
-
-
-
241
income
-
-
-
4 765
pensions
-
-
-
3 977
total
-
-
-
11 421
Employee
35 815
-
27 828
-
income
4 914
-
3 818
-
pensions
4 033
-
3 134
-
health
4 101
-
3 186
-
total
13 048
-
10 138
-
Employer
35 815
-
27 828
-
unemployment
877
-
682
-
accident
598
-
465
-
pensions
5 823
-
4 525
-
total
7 298
-
5 672
-
Corporate
-
33 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

-
30 150
-
-
total
-
30 150
-
-
Dividends
-
3 350
-
-
withholding
-
636
-
-
total
-
636
-
-
Income
33 500
33 500
33 500
33 500
Total tax
20 346
30 786
15 810
11 421
After tax
13 154
2 714
17 690
22 079
Living cost
22 768
22 768
22 768
22 768
Free-cash
-9 614
-20 054
-5 078
-689

Estimated living cost  is ₽22768 per week

₽16709
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1327
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽459
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4273
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

Close
Skopje , Macedonia
₽7983
₽15675
₽7983
₽11067
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
33 500
income
-
-
-
3 505
health insurance
-
-
-
2 479
work injury
-
-
-
167
pensions
-
-
-
6 164
unemployment
-
-
-
402
total
-
-
-
12 717
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

20 480
-
33 500
-
income
2 048
-
3 505
-
work injury
102
-
167
-
health insurance
1 516
-
2 479
-
pensions
3 768
-
6 164
-
unemployment
246
-
402
-
total
7 680
-
12 717
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
13 020
33 500
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

-
-
-
-
total
-
-
-
-
Dividends
13 020
33 500
-
-
withholding
1 953
5 025
-
-
total
1 953
5 025
-
-
Income
33 500
33 500
33 500
33 500
Total tax
9 633
5 025
12 717
12 717
After tax
23 867
28 475
20 783
20 783
Living cost
12 800
12 800
12 800
12 800
Free-cash
11 067
15 675
7 983
7 983

Estimated living cost  is ₽12800 per week

₽7930
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽399
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3541
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

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Rome , Italy
-₽21295
-₽20160
-₽19299
-₽46471
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
social contributions
-
-
-
8 616
national
-
-
-
5 723
regional
-
-
-
430
municipal
-
-
-
223
total
-
-
-
14 992
Employee
79 971
-
33 500
-
social contributions
26 966
-
11 296
-
municipal
477
-
200
-
national
13 514
-
5 108
-
regional
1 207
-
384
-
total
42 164
-
16 988
-
Employer
79 971
-
33 500
-
total
-
-
-
-
Corporate
-
33 500
-
-
nationa
-
8 039
-
-
municipal
-
1 615
-
-
total
-
9 654
-
-
Dividends
-
23 845
-
-
withholding
-
6 199
-
-
total
-
6 199
-
-
Income
33 500
33 500
33 500
33 500
Total tax
42 164
15 853
16 988
14 992
After tax
-8 664
17 647
16 512
18 508
Living cost
37 807
37 807
37 807
37 807
Free-cash
-46 471
-20 160
-21 295
-19 299

Estimated living cost  is ₽37807 per week

₽26557
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2601
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽571
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8077
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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