Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 33000
per

Your estimated
City
free-cash

Zurich , Switzerland
-₽47261
-₽50058
-₽63866
-₽60484
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
660
health
-
-
-
247
city
-
-
-
346
national
-
-
-
8
regional
-
-
-
390
pensions
-
-
-
3 036
total
-
-
-
4 687
Employee
88 441
-
28 943
-
pensions
7 430
-
3 094
-
national
419
-
-
-
unemployment
-
-
-
-
city
949
-
303
-
health
200
-
66
-
regional
2 896
-
283
-
total
11 894
-
3 746
-
Employer
88 441
-
28 943
-
pensions
7 430
-
3 094
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 768
-
578
-
health
200
-
66
-
unemployment
-
-
-
-
total
9 398
-
3 738
-
Corporate
-
33 000
-
-
regional
-
6 980
-
-
national
-
2 805
-
-
total
-
9 785
-
-
Dividends
-
23 215
-
-
withholding
-
8 125
-
-
total
-
8 125
-
-
Income
33 000
33 000
33 000
33 000
Total tax
21 292
17 910
7 484
4 687
After tax
11 708
15 090
25 516
28 313
Living cost
75 574
75 574
75 574
75 574
Free-cash
-63 866
-60 484
-50 058
-47 261

Estimated living cost  is ₽75574 per week

₽49145
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6782
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽928
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18719
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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Estimated living cost

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