Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 33000
per

Your estimated
City
free-cash

Dresden , Germany
-₽5675
-₽5675
-₽5050
-₽13254
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
33 000
trade
-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 796
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
1 656
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
91
total
-
-
-
8 543
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

38 049
-
33 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

59
-
91
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 063
-
1 656
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 796
-
6 796
-
total
7 918
-
8 543
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
33 000
-
-
trade
-
5 197
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
272
-
-
income
-
4 950
-
-
chamber of commerce
-
198
-
-
total
-
10 617
-
-
Dividends
-
22 383
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
287
-
-
withholding
-
5 218
-
-
total
-
5 505
-
-
Income
33 000
33 000
33 000
33 000
Total tax
7 918
16 122
8 543
8 543
After tax
25 082
16 878
24 457
24 457
Living cost
30 132
30 132
30 132
30 132
Free-cash
-5 050
-13 254
-5 675
-5 675

Estimated living cost  is ₽30132 per week

₽18954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3513
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽563
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7102
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
-₽28171
-₽27911
-₽51867
-₽29600
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
social contributions
-
-
-
355
municipal
-
-
-
2 614
national
-
-
-
4 050
pensions
-
-
-
3 960
total
-
-
-
10 979
Employee
77 807
-
28 528
-
pensions
3 112
-
1 141
-
national
14 892
-
4 248
-
municipal
9 610
-
2 741
-
total
27 614
-
8 130
-
Employer
77 807
-
28 528
-
pensions
6 225
-
2 282
-
social contributions
836
-
307
-
total
7 061
-
2 589
-
Corporate
-
33 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
6 600
-
-
total
-
6 600
-
-
Dividends
-
26 400
-
-
withholding
-
5 808
-
-
total
-
5 808
-
-
Income
33 000
33 000
33 000
33 000
Total tax
34 675
12 408
10 719
10 979
After tax
-1 675
20 592
22 281
22 021
Living cost
50 192
50 192
50 192
50 192
Free-cash
-51 867
-29 600
-27 911
-28 171

Estimated living cost  is ₽50192 per week

₽34115
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4666
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽751
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10660
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₽4222
-₽1760
-₽3070
₽5704
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
33 000
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
3 132
income
-
-
-
-
microenterprise
-
-
-
4 950
surtax
-
-
-
-
total
-
-
-
8 082
Employee
29 068
-
26 593
-
income
5 174
-
4 733
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

3 198
-
2 926
-
surtax
-
-
-
-
total
8 372
-
7 659
-
Employer
29 068
-
26 593
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

7 002
-
6 405
-
surtax
-
-
-
-
total
7 002
-
6 405
-
Corporate
-
33 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

-
6 600
-
-
total
-
6 600
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

-
26 400
-
-
total
-
-
-
-
Income
33 000
33 000
33 000
33 000
Total tax
15 374
6 600
14 064
8 082
After tax
17 626
26 400
18 936
24 918
Living cost
20 696
20 696
20 696
20 696
Free-cash
-3 070
5 704
-1 760
4 222

Estimated living cost  is ₽20696 per week

₽13203
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1971
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5052
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
-₽22647
-₽65784
-₽65784
-₽60200
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
health
-
-
-
5 065
income
-
-
-
2 970
pensions
-
-
-
5 939
total
-
-
-
13 974
Employee
84 952
84 952
84 952
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 905
13 905
13 905
-
pensions
15 291
11 655
15 291
-
health
13 039
11 091
13 039
-
total
42 235
36 651
42 235
-
Employer
84 952
84 952
84 952
-
pensions
5 913
5 913
5 913
-
health
5 905
5 905
5 905
-
unemployment
3 058
3 058
3 058
-
total
14 876
14 876
14 876
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Income
33 000
33 000
33 000
33 000
Total tax
57 111
51 527
57 111
13 974
After tax
-24 111
-18 527
-24 111
19 026
Living cost
41 673
41 673
41 673
41 673
Free-cash
-65 784
-60 200
-65 784
-22 647

Estimated living cost  is ₽41673 per week

₽29533
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽663
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7721
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
-₽21908
-₽20735
-₽38829
-₽20340
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
other
-
-
-
3 835
unemployment
-
-
-
33
accident
-
-
-
66
municipal
-
-
-
6 990
health
-
-
-
2 059
national
-
-
-
-
pensions
-
-
-
3 567
total
-
-
-
16 550
Employee
54 657
-
25 110
-
national
-
-
-
-
municipal
16 299
-
7 488
-
total
16 299
-
7 488
-
Employer
54 657
-
25 110
-
pensions
5 908
-
2 714
-
other
6 351
-
2 918
-
accident
109
-
50
-
health
3 361
-
1 544
-
unemployment
1 443
-
663
-
total
17 172
-
7 889
-
Corporate
-
33 000
-
-
income
-
7 260
-
-
total
-
7 260
-
-
Dividends
-
25 740
-
-
withholding
-
7 722
-
-
total
-
7 722
-
-
Income
33 000
33 000
33 000
33 000
Total tax
33 471
14 982
15 377
16 550
After tax
-471
18 018
17 623
16 450
Living cost
38 358
38 358
38 358
38 358
Free-cash
-38 829
-20 340
-20 735
-21 908

Estimated living cost  is ₽38358 per week

₽25422
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3764
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽583
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8590
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
-₽14623
-₽14623
-₽17448
-₽22371
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
33 000
trade
-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 796
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
1 656
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
91
total
-
-
-
8 543
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

50 448
-
33 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

238
-
91
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 334
-
1 656
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 796
-
6 796
-
total
11 368
-
8 543
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
33 000
-
-
trade
-
5 429
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
272
-
-
income
-
4 950
-
-
chamber of commerce
-
198
-
-
total
-
10 849
-
-
Dividends
-
22 151
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
283
-
-
withholding
-
5 159
-
-
total
-
5 442
-
-
Income
33 000
33 000
33 000
33 000
Total tax
11 368
16 291
8 543
8 543
After tax
21 632
16 709
24 457
24 457
Living cost
39 080
39 080
39 080
39 080
Free-cash
-17 448
-22 371
-14 623
-14 623

Estimated living cost  is ₽39080 per week

₽26137
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4121
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽583
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8238
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
-₽6130
-₽13779
-₽16323
-₽21762
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 818
social contributions
-
-
-
5 899
health
-
-
-
965
income
-
-
-
-
total
-
-
-
6 864
Employee
76 495
76 495
76 495
-
income
8 033
7 081
8 476
-
social contributions
3 717
6 349
2 486
-
health
761
1 301
510
-
total
12 511
14 731
11 472
-
Employer
76 495
76 495
76 495
-
health
829
1 416
555
-
social contributions
3 717
6 349
2 486
-
total
4 546
7 765
3 041
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
33 000
33 000
33 000
33 000
Total tax
17 057
22 496
14 513
6 864
After tax
15 943
10 504
18 487
26 136
Living cost
32 266
32 266
32 266
32 266
Free-cash
-16 323
-21 762
-13 779
-6 130

Estimated living cost  is ₽32266 per week

₽22057
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2520
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽542
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7147
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽4568
₽837
₽881
₽547
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
unemployment
-
-
-
495
health
-
-
-
2 310
income
-
-
-
4 034
pensions
-
-
-
3 300
total
-
-
-
10 139
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 407
10 509
27 615
-
income
3 228
1 285
3 376
-
pensions
2 641
1 051
2 762
-
unemployment
396
158
414
-
health
1 848
736
1 933
-
total
8 113
3 230
8 485
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 407
10 509
27 615
-
pensions
5 149
2 049
5 385
-
total
5 149
2 049
5 385
-
Corporate
1 444
20 441
-
-
income
130
1 840
-
-
total
130
1 840
-
-
Dividends
1 314
18 602
-
-
social contributions
184
3 507
-
-
withholding
250
3 534
-
-
total
434
7 041
-
-
Income
33 000
33 000
33 000
33 000
Total tax
13 826
14 160
13 870
10 139
After tax
19 174
18 840
19 130
22 861
Living cost
18 293
18 293
18 293
18 293
Free-cash
881
547
837
4 568

Estimated living cost  is ₽18293 per week

₽12483
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1497
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽366
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3947
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
-₽4075
-₽2743
-₽4760
₽2372
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
health
-
-
-
4 289
income
-
-
-
2 158
pensions
-
-
-
6 600
total
-
-
-
13 047
Employee
28 221
-
24 663
-
income
3 177
-
2 490
-
pensions
564
-
493
-
unemployment
451
-
395
-
total
4 192
-
3 378
-
Employer
28 221
-
24 663
-
pensions
5 645
-
4 933
-
health
3 668
-
3 206
-
unemployment
227
-
198
-
total
9 540
-
8 337
-
Corporate
-
33 000
-
-
income
-
6 600
-
-
total
-
6 600
-
-
Dividends
-
26 400
-
-
total
-
-
-
-
Income
33 000
33 000
33 000
33 000
Total tax
13 732
6 600
11 715
13 047
After tax
19 268
26 400
21 285
19 953
Living cost
24 028
24 028
24 028
24 028
Free-cash
-4 760
2 372
-2 743
-4 075

Estimated living cost  is ₽24028 per week

₽16481
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1431
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5633
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
-₽417
-₽4439
-₽8406
-₽19193
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
other
-
-
-
368
accident
-
-
-
251
health
-
-
-
2 168
income
-
-
-
4 629
pensions
-
-
-
4 135
total
-
-
-
11 551
Employee
34 396
-
27 414
-
income
4 719
-
3 761
-
pensions
3 873
-
3 087
-
health
3 938
-
3 139
-
total
12 530
-
9 987
-
Employer
34 396
-
27 414
-
pensions
5 593
-
4 457
-
accident
574
-
458
-
unemployment
843
-
671
-
total
7 010
-
5 586
-
Corporate
-
33 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

-
29 700
-
-
total
-
29 700
-
-
Dividends
-
3 300
-
-
withholding
-
627
-
-
total
-
627
-
-
Income
33 000
33 000
33 000
33 000
Total tax
19 540
30 327
15 573
11 551
After tax
13 460
2 673
17 427
21 449
Living cost
21 866
21 866
21 866
21 866
Free-cash
-8 406
-19 193
-4 439
-417

Estimated living cost  is ₽21866 per week

₽16026
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1211
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽456
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4173
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽23710
₽17440
₽20710
₽22390
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
33 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
330
total
-
-
-
330
Employee
11 199
-
33 000
-
income
2 240
-
6 600
-
total
2 240
-
6 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

21 801
33 000
-
-
total
-
-
-
-
Dividends
21 801
33 000
-
-
withholding
1 090
1 650
-
-
total
1 090
1 650
-
-
Income
33 000
33 000
33 000
33 000
Total tax
3 330
1 650
6 600
330
After tax
29 670
31 350
26 400
32 670
Living cost
8 960
8 960
8 960
8 960
Free-cash
20 710
22 390
17 440
23 710

Estimated living cost  is ₽8960 per week

₽5552
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽745
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽246
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2416
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
-₽8636
-₽7162
-₽12224
-₽2263
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
other
-
-
-
1 567
health
-
-
-
1 452
income
-
-
-
4 191
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
7 919
total
-
-
-
15 129
Employee
36 120
-
26 357
-
income
6 218
-
4 536
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 528
-
1 844
-
unemployment
361
-
264
-
health
506
-
368
-
total
9 613
-
7 012
-
Employer
36 120
-
26 357
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

6 141
-
4 482
-
other
1 807
-
1 318
-
accident
289
-
211
-
health
506
-
368
-
unemployment
361
-
264
-
total
9 104
-
6 643
-
Corporate
-
33 000
-
-
income
-
6 930
-
-
total
-
6 930
-
-
Dividends
-
26 070
-
-
withholding
-
1 826
-
-
total
-
1 826
-
-
Income
33 000
33 000
33 000
33 000
Total tax
18 717
8 756
13 655
15 129
After tax
14 283
24 244
19 345
17 871
Living cost
26 507
26 507
26 507
26 507
Free-cash
-12 224
-2 263
-7 162
-8 636

Estimated living cost  is ₽26507 per week

₽18729
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1790
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽427
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5561
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
-₽41426
-₽43971
-₽74441
-₽42060
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
income
-
-
-
6 340
pensions
-
-
-
1 302
total
-
-
-
7 642
Employee
94 489
-
30 150
-
income
17 033
-
5 705
-
pensions
9 116
-
1 394
-
health
1 557
-
238
-
total
27 706
-
7 337
-
Employer
94 489
-
30 150
-
pensions
11 156
-
2 278
-
health
1 795
-
572
-
total
12 951
-
2 850
-
Corporate
-
33 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
6 270
-
-
total
-
6 270
-
-
Dividends
-
26 730
-
-
withholding
-
2 006
-
-
total
-
2 006
-
-
Income
33 000
33 000
33 000
33 000
Total tax
40 657
8 276
10 187
7 642
After tax
-7 657
24 724
22 813
25 358
Living cost
66 784
66 784
66 784
66 784
Free-cash
-74 441
-42 060
-43 971
-41 426

Estimated living cost  is ₽66784 per week

₽50043
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7847
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8353
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽6210
₽7803
₽10570
₽15186
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
unemployment
-
-
-
132
health
-
-
-
3 795
income
-
-
-
4 950
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 884
total
-
-
-
13 761
Employee
17 253
-
27 587
-
income
1 725
-
2 759
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 515
-
2 422
-
health
794
-
1 270
-
accident

We are using the highest rate at 1.1%.

190
-
304
-
total
4 224
-
6 755
-
Employer
17 253
-
27 587
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 901
-
3 040
-
accident

We are using the highest rate at 1.1%.

190
-
304
-
health
1 191
-
1 903
-
unemployment
103
-
166
-
total
3 385
-
5 413
-
Corporate
12 362
33 000
-
-
income
1 236
3 300
-
-
total
1 236
3 300
-
-
Dividends
11 126
29 700
-
-
withholding
556
1 485
-
-
total
556
1 485
-
-
Income
33 000
33 000
33 000
33 000
Total tax
9 401
4 785
12 168
13 761
After tax
23 599
28 215
20 832
19 239
Living cost
13 029
13 029
13 029
13 029
Free-cash
10 570
15 186
7 803
6 210

Estimated living cost  is ₽13029 per week

₽7607
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽345
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4147
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
-₽36137
-₽79274
-₽75378
-₽73690
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
health
-
-
-
5 065
income
-
-
-
2 970
pensions
-
-
-
5 939
total
-
-
-
13 974
Employee
92 230
84 952
84 952
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 905
13 905
13 905
-
pensions
11 655
11 655
15 291
-
health
11 506
11 091
13 039
-
total
37 066
36 651
42 235
-
Employer
92 230
84 952
84 952
-
pensions
6 419
5 913
5 913
-
health
6 409
5 905
5 905
-
unemployment
3 321
3 058
3 058
-
total
16 149
14 876
14 876
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Income
33 000
33 000
33 000
33 000
Total tax
53 215
51 527
57 111
13 974
After tax
-20 215
-18 527
-24 111
19 026
Living cost
55 163
55 163
55 163
55 163
Free-cash
-75 378
-73 690
-79 274
-36 137

Estimated living cost  is ₽55163 per week

₽40692
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4927
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽632
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8912
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
-₽7971
-₽7298
-₽14381
-₽1323
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
social contributions
-
-
-
9 636
health
-
-
-
4 455
income
-
-
-
2 836
solidarity contribution
-
-
-
-
total
-
-
-
16 927
Employee
35 360
-
24 627
-
income
4 243
-
2 955
-
solidarity contribution
-
-
-
-
social contributions
2 298
-
1 601
-
health
4 774
-
3 325
-
total
11 315
-
7 881
-
Employer
35 360
-
24 627
-
health
3 182
-
2 216
-
social contributions
8 840
-
6 157
-
total
12 022
-
8 373
-
Corporate
-
33 000
-
-
income
-
6 270
-
-
total
-
6 270
-
-
Dividends
-
26 730
-
-
withholding
-
4 009
-
-
total
-
4 009
-
-
Income
33 000
33 000
33 000
33 000
Total tax
23 337
10 279
16 254
16 927
After tax
9 663
22 721
16 746
16 073
Living cost
24 044
24 044
24 044
24 044
Free-cash
-14 381
-1 323
-7 298
-7 971

Estimated living cost  is ₽24044 per week

₽16702
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1711
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽473
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5160
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
-₽23600
-₽25581
-₽55411
-₽24369
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
social contributions
-
-
-
8 488
municipal
-
-
-
196
national
-
-
-
5 637
regional
-
-
-
302
total
-
-
-
14 623
Employee
88 411
-
33 000
-
national
15 320
-
5 031
-
social contributions
29 812
-
11 127
-
municipal
468
-
176
-
regional
834
-
270
-
total
46 434
-
16 604
-
Employer
88 411
-
33 000
-
total
-
-
-
-
Corporate
-
33 000
-
-
nationa
-
7 919
-
-
municipal
-
1 287
-
-
total
-
9 206
-
-
Dividends
-
23 793
-
-
withholding
-
6 186
-
-
total
-
6 186
-
-
Income
33 000
33 000
33 000
33 000
Total tax
46 434
15 392
16 604
14 623
After tax
-13 434
17 608
16 396
18 377
Living cost
41 977
41 977
41 977
41 977
Free-cash
-55 411
-24 369
-25 581
-23 600

Estimated living cost  is ₽41977 per week

₽29261
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2752
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽644
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9318
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
-₽2915
-₽3675
-₽6822
-₽1194
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
other
-
-
-
-
unemployment
-
-
-
227
health
-
-
-
2 343
income
-
-
-
4 767
surtax
-
-
-
26
pensions
-
-
-
6 600
total
-
-
-
13 963
Employee
32 897
-
27 261
-
income
5 514
-
4 570
-
pensions
2 194
-
1 818
-
unemployment
2 290
-
1 897
-
health
840
-
695
-
other
-
-
-
-
surtax
108
-
4
-
total
10 946
-
8 984
-
Employer
32 897
-
27 261
-
pensions
4 385
-
3 634
-
other
-
-
-
-
health
1 497
-
1 240
-
unemployment
1 042
-
865
-
total
6 924
-
5 739
-
Corporate
-
33 000
-
-
income
-
8 580
-
-
total
-
8 580
-
-
Dividends
-
24 420
-
-
withholding
-
3 662
-
-
total
-
3 662
-
-
Income
33 000
33 000
33 000
33 000
Total tax
17 870
12 242
14 723
13 963
After tax
15 130
20 758
18 277
19 037
Living cost
21 952
21 952
21 952
21 952
Free-cash
-6 822
-1 194
-3 675
-2 915

Estimated living cost  is ₽21952 per week

₽13422
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2026
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5998
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
-₽20267
-₽22812
-₽38382
-₽20901
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
income
-
-
-
6 340
pensions
-
-
-
1 302
total
-
-
-
7 642
Employee
63 324
-
30 150
-
income
11 405
-
5 705
-
pensions
5 375
-
1 394
-
health
919
-
238
-
total
17 699
-
7 337
-
Employer
63 324
-
30 150
-
pensions
6 855
-
2 278
-
health
1 203
-
572
-
total
8 058
-
2 850
-
Corporate
-
33 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
6 270
-
-
total
-
6 270
-
-
Dividends
-
26 730
-
-
withholding
-
2 006
-
-
total
-
2 006
-
-
Income
33 000
33 000
33 000
33 000
Total tax
25 757
8 276
10 187
7 642
After tax
7 243
24 724
22 813
25 358
Living cost
45 625
45 625
45 625
45 625
Free-cash
-38 382
-20 901
-22 812
-20 267

Estimated living cost  is ₽45625 per week

₽34182
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3420
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽477
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7545
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
-₽46956
-₽49744
-₽63473
-₽60177
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
659
health
-
-
-
246
city
-
-
-
346
national
-
-
-
8
regional
-
-
-
392
pensions
-
-
-
3 037
total
-
-
-
4 688
Employee
88 083
-
28 948
-
pensions
7 400
-
3 089
-
national
417
-
-
-
unemployment
-
-
-
-
city
945
-
304
-
health
199
-
66
-
regional
2 884
-
284
-
total
11 845
-
3 743
-
Employer
88 083
-
28 948
-
pensions
7 400
-
3 089
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 761
-
578
-
health
199
-
66
-
unemployment
-
-
-
-
total
9 360
-
3 733
-
Corporate
-
33 000
-
-
regional
-
6 979
-
-
national
-
2 805
-
-
total
-
9 784
-
-
Dividends
-
23 216
-
-
withholding
-
8 125
-
-
total
-
8 125
-
-
Income
33 000
33 000
33 000
33 000
Total tax
21 205
17 909
7 476
4 688
After tax
11 795
15 091
25 524
28 312
Living cost
75 268
75 268
75 268
75 268
Free-cash
-63 473
-60 177
-49 744
-46 956

Estimated living cost  is ₽75268 per week

₽48946
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6754
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽924
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18643
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
-₽21115
-₽21115
-₽26785
-₽29036
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
33 000
trade
-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 796
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
1 656
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
91
total
-
-
-
8 543
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

59 785
-
33 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

387
-
91
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

7 030
-
1 656
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 796
-
6 796
-
total
14 213
-
8 543
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
33 000
-
-
trade
-
5 660
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
272
-
-
income
-
4 950
-
-
chamber of commerce
-
198
-
-
total
-
11 080
-
-
Dividends
-
21 920
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
281
-
-
withholding
-
5 103
-
-
total
-
5 384
-
-
Income
33 000
33 000
33 000
33 000
Total tax
14 213
16 464
8 543
8 543
After tax
18 787
16 536
24 457
24 457
Living cost
45 572
45 572
45 572
45 572
Free-cash
-26 785
-29 036
-21 115
-21 115

Estimated living cost  is ₽45572 per week

₽33284
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3645
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽593
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8052
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
-₽13715
-₽12853
-₽22872
-₽17404
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
other
-
-
-
1 023
social contributions
-
-
-
940
health
-
-
-
287
income
-
-
-
272
surtax
-
-
-
-
pensions
-
-
-
10 158
total
-
-
-
12 680
Employee
42 576
-
25 143
-
income
2 513
-
406
-
pensions
4 814
-
2 845
-
social contributions
1 214
-
715
-
surtax
-
-
-
-
total
8 541
-
3 966
-
Employer
42 576
-
25 143
-
pensions
6 994
-
4 132
-
other
1 469
-
867
-
health
2 981
-
1 759
-
unemployment
1 724
-
1 018
-
social contributions
128
-
76
-
total
13 296
-
7 852
-
Corporate
-
33 000
-
-
surtax
-
-
-
-
income
-
9 241
-
-
total
-
9 241
-
-
Dividends
-
23 759
-
-
surtax
-
-
-
-
social contributions
-
4 087
-
-
withholding
-
3 041
-
-
total
-
7 128
-
-
Income
33 000
33 000
33 000
33 000
Total tax
21 837
16 369
11 818
12 680
After tax
11 163
16 631
21 182
20 320
Living cost
34 035
34 035
34 035
34 035
Free-cash
-22 872
-17 404
-12 853
-13 715

Estimated living cost  is ₽34035 per week

₽21461
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2768
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽580
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9230
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
-₽10343
-₽9481
-₽16875
-₽14032
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
other
-
-
-
1 023
social contributions
-
-
-
940
health
-
-
-
287
income
-
-
-
272
surtax
-
-
-
-
pensions
-
-
-
10 158
total
-
-
-
12 680
Employee
38 005
-
25 143
-
income
1 960
-
406
-
pensions
4 299
-
2 845
-
social contributions
1 084
-
715
-
surtax
-
-
-
-
total
7 343
-
3 966
-
Employer
38 005
-
25 143
-
pensions
6 245
-
4 132
-
other
1 312
-
867
-
health
2 660
-
1 759
-
unemployment
1 539
-
1 018
-
social contributions
113
-
76
-
total
11 869
-
7 852
-
Corporate
-
33 000
-
-
surtax
-
-
-
-
income
-
9 241
-
-
total
-
9 241
-
-
Dividends
-
23 759
-
-
surtax
-
-
-
-
social contributions
-
4 087
-
-
withholding
-
3 041
-
-
total
-
7 128
-
-
Income
33 000
33 000
33 000
33 000
Total tax
19 212
16 369
11 818
12 680
After tax
13 788
16 631
21 182
20 320
Living cost
30 663
30 663
30 663
30 663
Free-cash
-16 875
-14 032
-9 481
-10 343

Estimated living cost  is ₽30663 per week

₽17783
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3115
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽581
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9184
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽100
-₽408
-₽3342
-₽962
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
social contributions
-
-
-
4 553
health
-
-
-
2 303
income
-
-
-
4 950
total
-
-
-
11 806
Employee
33 729
-
33 000
-
income
5 626
-
5 458
-
social contributions
4 655
-
4 553
-
health
2 354
-
2 303
-
total
12 635
-
12 314
-
Employer
33 729
-
33 000
-
total
-
-
-
-
Corporate
-
33 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

-
1 650
-
-
total
-
1 650
-
-
Dividends
-
31 350
-
-
social contributions
1 735
4 327
-
-
health
878
2 188
-
-
withholding
-
4 703
-
-
total
2 613
11 218
-
-
Income
33 000
33 000
33 000
33 000
Total tax
15 248
12 868
12 314
11 806
After tax
17 752
20 132
20 686
21 194
Living cost
21 094
21 094
21 094
21 094
Free-cash
-3 342
-962
-408
100

Estimated living cost  is ₽21094 per week

₽14117
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1301
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5190
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
-₽17111
-₽23826
-₽32160
-₽24705
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
chamber of commerce
-
-
-
132
unemployment
-
-
-
6 101
health
-
-
-
2 524
income
-
-
-
-
surtax
-
-
-
196
pensions
-
-
-
6 105
total
-
-
-
15 058
Employee
49 715
39 644
39 644
-
income
5 660
2 924
3 727
-
pensions
5 091
4 059
2 520
-
unemployment
1 491
1 189
738
-
health
1 924
1 535
953
-
other
496
396
245
-
total
14 662
10 103
8 183
-
Employer
49 715
39 644
39 644
-
pensions
6 239
4 976
3 090
-
other
2 362
1 882
1 756
-
accident
646
515
321
-
health
1 878
1 499
931
-
payroll
1 491
1 189
1 189
-
chamber of commerce
198
159
159
-
unemployment
1 491
1 189
738
-
surtax
196
196
196
-
total
14 501
11 605
8 380
-
Corporate
3 776
3 776
20 844
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

944
944
5 210
-
total
944
944
5 210
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
33 000
33 000
33 000
33 000
Total tax
30 107
22 652
21 773
15 058
After tax
2 893
10 348
11 227
17 942
Living cost
35 053
35 053
35 053
35 053
Free-cash
-32 160
-24 705
-23 826
-17 111

Estimated living cost  is ₽35053 per week

₽23379
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2990
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽576
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8108
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
-₽15540
-₽20941
-₽58872
-₽17521
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
social contributions
-
-
-
1 557
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
1 886
national
-
-
-
8 825
total
-
-
-
12 268
Employee

The minimum management director salary is set at €45,000 per year.

71 158
-
25 556
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 337
-
1 916
-
national
21 877
-
5 554
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

619
-
223
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 711
-
1 333
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 343
-
1 203
-
total
34 887
-
10 229
-
Employer

The minimum management director salary is set at €45,000 per year.

71 158
-
25 556
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

6 305
-
2 263
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

925
-
332
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 376
-
1 571
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 038
-
374
-
surtax
8 069
-
2 900
-
total
20 713
-
7 440
-
Corporate
-
33 000
-
-
surtax
-
132
-
-
income
-
6 600
-
-
total
-
6 732
-
-
Dividends
-
26 268
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
7 517
-
-
total
-
7 517
-
-
Income
33 000
33 000
33 000
33 000
Total tax
55 600
14 249
17 669
12 268
After tax
-22 600
18 751
15 331
20 732
Living cost
36 272
36 272
36 272
36 272
Free-cash
-58 872
-17 521
-20 941
-15 540

Estimated living cost  is ₽36272 per week

₽23364
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3172
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽568
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9169
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
-₽17212
-₽19483
-₽32304
-₽13539
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
other
-
-
-
32
unemployment
-
-
-
230
accident
-
-
-
296
income
-
-
-
4 389
pensions
-
-
-
9 339
total
-
-
-
14 286
Employee
49 518
-
22 409
-
income
10 448
-
3 857
-
pensions
2 328
-
1 561
-
unemployment
768
-
515
-
other
49
-
34
-
total
13 593
-
5 967
-
Employer
49 518
-
22 409
-
pensions
11 686
-
7 840
-
other
395
-
266
-
accident
980
-
657
-
unemployment
2 724
-
1 827
-
total
15 785
-
10 590
-
Corporate
-
33 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
4 950
-
-
total
-
4 950
-
-
Dividends
-
28 050
-
-
withholding
-
5 663
-
-
total
-
5 663
-
-
Income
33 000
33 000
33 000
33 000
Total tax
29 378
10 613
16 557
14 286
After tax
3 622
22 387
16 443
18 714
Living cost
35 926
35 926
35 926
35 926
Free-cash
-32 304
-13 539
-19 483
-17 212

Estimated living cost  is ₽35926 per week

₽26456
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2549
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6403
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
-₽34127
-₽34129
-₽51336
-₽31483
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
accident
-
-
-
427
health
-
-
-
3 549
income
-
-
-
15
communal
-
-
-
-
surtax
-
-
-
1 501
pensions
-
-
-
7 574
total
-
-
-
13 066
Employee
75 335
-
27 342
-
income
7 277
-
15
-
pensions
6 026
-
3 787
-
health
3 353
-
2 107
-
surtax
4 618
-
1 501
-
total
21 274
-
7 410
-
Employer
75 335
-
27 342
-
pensions
6 026
-
3 787
-
accident
678
-
427
-
health
2 297
-
1 444
-
total
9 001
-
5 658
-
Corporate
-
33 000
-
-
communal
-
-
-
-
surtax
-
347
-
-
income
-
4 950
-
-
total
-
5 297
-
-
Dividends
-
27 703
-
-
withholding
-
4 155
-
-
income
-
970
-
-
total
-
5 125
-
-
Income
33 000
33 000
33 000
33 000
Total tax
30 275
10 422
13 068
13 066
After tax
2 725
22 578
19 932
19 934
Living cost
54 061
54 061
54 061
54 061
Free-cash
-51 336
-31 483
-34 129
-34 127

Estimated living cost  is ₽54061 per week

₽40554
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3275
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽572
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9658
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
-₽3307
-₽4067
-₽7553
-₽1586
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
other
-
-
-
-
unemployment
-
-
-
227
health
-
-
-
2 343
income
-
-
-
4 767
surtax
-
-
-
26
pensions
-
-
-
6 600
total
-
-
-
13 963
Employee
33 501
-
27 261
-
income
5 616
-
4 570
-
pensions
2 235
-
1 818
-
unemployment
2 331
-
1 897
-
health
855
-
695
-
other
-
-
-
-
surtax
119
-
4
-
total
11 156
-
8 984
-
Employer
33 501
-
27 261
-
pensions
4 467
-
3 634
-
other
-
-
-
-
health
1 523
-
1 240
-
unemployment
1 063
-
865
-
total
7 053
-
5 739
-
Corporate
-
33 000
-
-
income
-
8 580
-
-
total
-
8 580
-
-
Dividends
-
24 420
-
-
withholding
-
3 662
-
-
total
-
3 662
-
-
Income
33 000
33 000
33 000
33 000
Total tax
18 209
12 242
14 723
13 963
After tax
14 791
20 758
18 277
19 037
Living cost
22 344
22 344
22 344
22 344
Free-cash
-7 553
-1 586
-4 067
-3 307

Estimated living cost  is ₽22344 per week

₽13490
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1943
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6394
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
-₽8617
-₽10576
-₽22184
-₽9452
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
social contributions
-
-
-
8 488
municipal
-
-
-
196
national
-
-
-
5 637
regional
-
-
-
498
total
-
-
-
14 819
Employee
55 183
-
33 000
-
national
8 742
-
5 031
-
social contributions
18 608
-
11 127
-
municipal
293
-
176
-
regional
743
-
444
-
total
28 386
-
16 778
-
Employer
55 183
-
33 000
-
total
-
-
-
-
Corporate
-
33 000
-
-
nationa
-
7 919
-
-
municipal
-
1 641
-
-
total
-
9 560
-
-
Dividends
-
23 440
-
-
withholding
-
6 094
-
-
total
-
6 094
-
-
Income
33 000
33 000
33 000
33 000
Total tax
28 386
15 654
16 778
14 819
After tax
4 614
17 346
16 222
18 181
Living cost
26 798
26 798
26 798
26 798
Free-cash
-22 184
-9 452
-10 576
-8 617

Estimated living cost  is ₽26798 per week

₽16666
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2715
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽459
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6958
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
-₽13556
-₽12883
-₽25386
-₽6908
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
social contributions
-
-
-
9 636
health
-
-
-
4 455
income
-
-
-
2 836
solidarity contribution
-
-
-
-
total
-
-
-
16 927
Employee
43 572
-
24 627
-
income
5 229
-
2 955
-
solidarity contribution
-
-
-
-
social contributions
2 832
-
1 601
-
health
5 882
-
3 325
-
total
13 943
-
7 881
-
Employer
43 572
-
24 627
-
health
3 921
-
2 216
-
social contributions
10 893
-
6 157
-
total
14 814
-
8 373
-
Corporate
-
33 000
-
-
income
-
6 270
-
-
total
-
6 270
-
-
Dividends
-
26 730
-
-
withholding
-
4 009
-
-
total
-
4 009
-
-
Income
33 000
33 000
33 000
33 000
Total tax
28 757
10 279
16 254
16 927
After tax
4 243
22 721
16 746
16 073
Living cost
29 629
29 629
29 629
29 629
Free-cash
-25 386
-6 908
-12 883
-13 556

Estimated living cost  is ₽29629 per week

₽22034
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1641
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽513
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5441
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
-₽13600
-₽20410
-₽23942
-₽21194
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
chamber of commerce
-
-
-
132
unemployment
-
-
-
6 101
health
-
-
-
2 524
income
-
-
-
-
surtax
-
-
-
-
pensions
-
-
-
6 105
total
-
-
-
14 862
Employee
43 485
39 644
39 644
-
income
3 874
2 924
3 715
-
pensions
4 453
4 059
2 537
-
unemployment
1 304
1 189
744
-
health
1 682
1 535
959
-
other
434
396
247
-
total
11 747
10 103
8 202
-
Employer
43 485
39 644
39 644
-
pensions
5 458
4 976
3 109
-
other
2 065
1 882
1 758
-
accident
564
515
323
-
health
1 644
1 499
936
-
payroll
1 304
1 189
1 189
-
chamber of commerce
174
159
159
-
unemployment
1 304
1 189
744
-
surtax
-
-
-
-
total
12 513
11 409
8 218
-
Corporate
3 776
3 776
21 007
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

944
944
5 252
-
total
944
944
5 252
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
33 000
33 000
33 000
33 000
Total tax
25 204
22 456
21 672
14 862
After tax
7 796
10 544
11 328
18 138
Living cost
31 738
31 738
31 738
31 738
Free-cash
-23 942
-21 194
-20 410
-13 600

Estimated living cost  is ₽31738 per week

₽19039
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3241
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽566
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8892
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽18708
₽12438
₽14769
₽17388
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
33 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
330
total
-
-
-
330
Employee
17 453
-
33 000
-
income
3 491
-
6 600
-
total
3 491
-
6 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

15 547
33 000
-
-
total
-
-
-
-
Dividends
15 547
33 000
-
-
withholding
778
1 650
-
-
total
778
1 650
-
-
Income
33 000
33 000
33 000
33 000
Total tax
4 269
1 650
6 600
330
After tax
28 731
31 350
26 400
32 670
Living cost
13 962
13 962
13 962
13 962
Free-cash
14 769
17 388
12 438
18 708

Estimated living cost  is ₽13962 per week

₽9448
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽586
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽468
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3459
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
-₽7733
-₽8779
-₽17840
-₽3962
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
33 000
unemployment
-
-
-
49
health
-
-
-
3 247
income
-
-
-
4 728
pensions
-
-
-
6 026
total
-
-
-
14 050
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

43 990
-
28 554
-
income
7 586
-
4 341
-
pensions
6 819
-
4 425
-
unemployment
62
-
40
-
health
2 841
-
1 844
-
total
17 308
-
10 650
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

43 990
-
28 554
-
pensions
3 893
-
2 528
-
health
2 930
-
1 901
-
unemployment
26
-
17
-
total
6 849
-
4 446
-
Corporate
-
33 000
-
-
income
-
6 269
-
-
total
-
6 269
-
-
Dividends
-
26 731
-
-
withholding
-
4 010
-
-
total
-
4 010
-
-
Income
33 000
33 000
33 000
33 000
Total tax
24 157
10 279
15 096
14 050
After tax
8 843
22 721
17 904
18 950
Living cost
26 683
26 683
26 683
26 683
Free-cash
-17 840
-3 962
-8 779
-7 733

Estimated living cost  is ₽26683 per week

₽18312
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1710
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6145
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
-₽20337
-₽24017
-₽116086
-₽23066
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
social contributions
-
-
-
3 762
income
-
-
-
6 432
total
-
-
-
10 194
Employee
61 862
-
3 998
-
income
13 645
-
720
-
social contributions
5 073
-
723
-
total
18 718
-
1 443
-
Employer
61 862
-
3 998
-
social contributions
87 225
-
12 431
-
total
87 225
-
12 431
-
Corporate
-
33 000
-
-
income
-
7 260
-
-
total
-
7 260
-
-
Dividends
-
25 740
-
-
income
-
5 663
-
-
total
-
5 663
-
-
Income
33 000
33 000
33 000
33 000
Total tax
105 943
12 923
13 874
10 194
After tax
-72 943
20 077
19 126
22 806
Living cost
43 143
43 143
43 143
43 143
Free-cash
-116 086
-23 066
-24 017
-20 337

Estimated living cost  is ₽43143 per week

₽27993
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4058
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10543
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
-₽11597
-₽11986
-₽23620
-₽12434
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
33 000
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
11 467
income
-
-
-
1 926
surtax
-
-
-
-
total
-
-
-
13 393
Employee
45 753
-
26 666
-
income
9 517
-
4 514
-
social contributions
5 033
-
2 934
-
surtax
-
-
-
-
total
14 550
-
7 448
-
Employer
45 753
-
26 666
-
social contributions
10 866
-
6 334
-
total
10 866
-
6 334
-
Corporate
-
33 000
-
-
surtax
-
-
-
-
income
-
6 930
-
-
total
-
6 930
-
-
Dividends
-
26 070
-
-
withholding
-
7 300
-
-
total
-
7 300
-
-
Income
33 000
33 000
33 000
33 000
Total tax
25 416
14 230
13 782
13 393
After tax
7 584
18 770
19 218
19 607
Living cost
31 204
31 204
31 204
31 204
Free-cash
-23 620
-12 434
-11 986
-11 597

Estimated living cost  is ₽31204 per week

₽23347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1841
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5495
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
-₽27727
-₽26865
-₽48765
-₽31416
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
other
-
-
-
1 023
social contributions
-
-
-
940
health
-
-
-
287
income
-
-
-
272
surtax
-
-
-
-
pensions
-
-
-
10 158
total
-
-
-
12 680
Employee
62 306
-
25 143
-
income
5 436
-
406
-
pensions
7 047
-
2 845
-
social contributions
1 775
-
715
-
surtax
-
-
-
-
total
14 258
-
3 966
-
Employer
62 306
-
25 143
-
pensions
10 238
-
4 132
-
other
2 150
-
867
-
health
4 361
-
1 759
-
unemployment
2 524
-
1 018
-
social contributions
187
-
76
-
total
19 460
-
7 852
-
Corporate
-
33 000
-
-
surtax
-
-
-
-
income
-
9 241
-
-
total
-
9 241
-
-
Dividends
-
23 759
-
-
surtax
-
-
-
-
social contributions
-
4 087
-
-
withholding
-
3 041
-
-
total
-
7 128
-
-
Income
33 000
33 000
33 000
33 000
Total tax
33 718
16 369
11 818
12 680
After tax
-718
16 631
21 182
20 320
Living cost
48 047
48 047
48 047
48 047
Free-cash
-48 765
-31 416
-26 865
-27 727

Estimated living cost  is ₽48047 per week

₽32518
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽659
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10940
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
-₽4164
-₽3188
-₽3938
-₽203
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
social contributions
-
-
-
7 261
income
-
-
-
-
total
-
-
-
7 261
Employee
31 982
-
28 571
-
social contributions
2 078
-
1 858
-
income
-
-
-
-
total
2 078
-
1 858
-
Employer
31 982
-
28 571
-
social contributions
4 957
-
4 427
-
total
4 957
-
4 427
-
Corporate
-
33 000
-
-
income
-
3 300
-
-
total
-
3 300
-
-
Dividends
-
29 700
-
-
total
-
-
-
-
Income
33 000
33 000
33 000
33 000
Total tax
7 035
3 300
6 285
7 261
After tax
25 965
29 700
26 715
25 739
Living cost
29 903
29 903
29 903
29 903
Free-cash
-3 938
-203
-3 188
-4 164

Estimated living cost  is ₽29903 per week

₽19335
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2254
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽563
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7751
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
-₽24950
-₽183813
-₽183813
-₽183813
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
municipal
-
-
-
4 105
national
-
-
-
2 486
labour market
-
-
-
2 571
pensions
-
-
-
863
total
-
-
-
10 025
Employee
202 279
202 279
202 279
-
labour market
16 159
16 159
16 159
-
pensions
288
288
288
-
national
24 712
24 712
24 712
-
municipal
43 074
43 074
43 074
-
total
84 233
84 233
84 233
-
Employer
202 279
202 279
202 279
-
pensions
575
575
575
-
municipal
43 143
43 143
43 143
-
national
24 755
24 755
24 755
-
labour market
16 182
16 182
16 182
-
total
84 655
84 655
84 655
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
33 000
33 000
33 000
33 000
Total tax
168 888
168 888
168 888
10 025
After tax
-135 888
-135 888
-135 888
22 975
Living cost
47 925
47 925
47 925
47 925
Free-cash
-183 813
-183 813
-183 813
-24 950

Estimated living cost  is ₽47925 per week

₽32800
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4239
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽737
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10148
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
-₽94
-₽4116
-₽7795
-₽18870
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
other
-
-
-
368
accident
-
-
-
251
health
-
-
-
2 168
income
-
-
-
4 629
pensions
-
-
-
4 135
total
-
-
-
11 551
Employee
33 889
-
27 414
-
income
4 649
-
3 761
-
pensions
3 816
-
3 087
-
health
3 881
-
3 139
-
total
12 346
-
9 987
-
Employer
33 889
-
27 414
-
pensions
5 510
-
4 457
-
accident
566
-
458
-
unemployment
830
-
671
-
total
6 906
-
5 586
-
Corporate
-
33 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

-
29 700
-
-
total
-
29 700
-
-
Dividends
-
3 300
-
-
withholding
-
627
-
-
total
-
627
-
-
Income
33 000
33 000
33 000
33 000
Total tax
19 252
30 327
15 573
11 551
After tax
13 748
2 673
17 427
21 449
Living cost
21 543
21 543
21 543
21 543
Free-cash
-7 795
-18 870
-4 116
-94

Estimated living cost  is ₽21543 per week

₽15681
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1228
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽404
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4230
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
-₽11210
-₽17318
-₽29214
-₽15357
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
33 000
municipal
-
-
-
5 924
health
-
-
-
93
national
-
-
-
-
total
-
-
-
6 017
Employee
52 338
-
27 761
-
pensions
3 532
-
1 875
-
national
865
-
-
-
municipal
8 573
-
4 582
-
unemployment
785
-
417
-
health
391
-
13
-
total
14 146
-
6 887
-
Employer
52 338
-
27 761
-
pensions
9 080
-
4 816
-
accident
53
-
28
-
health
402
-
213
-
unemployment
340
-
181
-
total
9 875
-
5 238
-
Corporate
-
33 000
-
-
income
-
6 600
-
-
total
-
6 600
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
19 800
-
-
municipal
-
3 564
-
-
national
-
-
-
-
total
-
3 564
-
-
Income
33 000
33 000
33 000
33 000
Total tax
24 021
10 164
12 125
6 017
After tax
8 979
22 836
20 875
26 983
Living cost
38 193
38 193
38 193
38 193
Free-cash
-29 214
-15 357
-17 318
-11 210

Estimated living cost  is ₽38193 per week

₽24947
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3674
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽608
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8965
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
₽3104
-₽4545
-₽5382
-₽12528
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 818
social contributions
-
-
-
5 899
health
-
-
-
965
income
-
-
-
-
total
-
-
-
6 864
Employee
76 495
76 495
76 495
-
income
8 329
7 081
8 476
-
social contributions
2 892
6 349
2 486
-
health
593
1 301
510
-
total
11 814
14 731
11 472
-
Employer
76 495
76 495
76 495
-
health
644
1 416
555
-
social contributions
2 892
6 349
2 486
-
total
3 536
7 765
3 041
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
33 000
33 000
33 000
33 000
Total tax
15 350
22 496
14 513
6 864
After tax
17 650
10 504
18 487
26 136
Living cost
23 032
23 032
23 032
23 032
Free-cash
-5 382
-12 528
-4 545
3 104

Estimated living cost  is ₽23032 per week

₽13804
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2260
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽510
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6460
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽5068
₽4796
₽6473
₽11533
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
33 000
unemployment
-
-
-
28
health
-
-
-
3 600
income
-
-
-
2 182
pensions
-
-
-
6 328
total
-
-
-
12 138
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

22 834
-
29 919
-
income
1 561
-
2 150
-
pensions
3 424
-
4 487
-
unemployment
113
-
149
-
health
1 941
-
2 543
-
total
7 039
-
9 329
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

22 834
-
29 919
-
pensions
1 255
-
1 646
-
health
982
-
1 286
-
unemployment
113
-
149
-
total
2 350
-
3 081
-
Corporate
7 816
33 000
-
-
income
704
2 970
-
-
total
704
2 970
-
-
Dividends
7 112
30 030
-
-
withholding
640
2 703
-
-
total
640
2 703
-
-
Income
33 000
33 000
33 000
33 000
Total tax
10 733
5 673
12 410
12 138
After tax
22 267
27 327
20 590
20 862
Living cost
15 794
15 794
15 794
15 794
Free-cash
6 473
11 533
4 796
5 068

Estimated living cost  is ₽15794 per week

₽10077
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1138
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4108
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
-₽8642
-₽10913
-₽15510
-₽4969
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
other
-
-
-
32
unemployment
-
-
-
230
accident
-
-
-
296
income
-
-
-
4 389
pensions
-
-
-
9 339
total
-
-
-
14 286
Employee
36 783
-
22 409
-
income
7 092
-
3 857
-
pensions
1 729
-
1 561
-
unemployment
570
-
515
-
other
36
-
34
-
total
9 427
-
5 967
-
Employer
36 783
-
22 409
-
pensions
8 680
-
7 840
-
other
294
-
266
-
accident
729
-
657
-
unemployment
2 024
-
1 827
-
total
11 727
-
10 590
-
Corporate
-
33 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
4 950
-
-
total
-
4 950
-
-
Dividends
-
28 050
-
-
withholding
-
5 663
-
-
total
-
5 663
-
-
Income
33 000
33 000
33 000
33 000
Total tax
21 154
10 613
16 557
14 286
After tax
11 846
22 387
16 443
18 714
Living cost
27 356
27 356
27 356
27 356
Free-cash
-15 510
-4 969
-10 913
-8 642

Estimated living cost  is ₽27356 per week

₽18465
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2630
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5782
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽17135
₽16941
₽17426
₽17873
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
health
-
-
-
1 438
income
-
-
-
9 725
pensions
-
-
-
1 983
total
-
-
-
13 146
Employee
4 141
-
30 769
-
income
801
-
9 621
-
pensions
373
-
893
-
unemployment
41
-
99
-
health
207
-
496
-
total
1 422
-
11 109
-
Employer
4 141
-
30 769
-
pensions
456
-
1 091
-
health
393
-
942
-
unemployment
83
-
198
-
total
932
-
2 231
-
Corporate
27 927
33 000
-
-
income
6 144
7 260
-
-
total
6 144
7 260
-
-
Dividends
21 783
25 740
-
-
withholding
4 357
5 148
-
-
total
4 357
5 148
-
-
Income
33 000
33 000
33 000
33 000
Total tax
12 855
12 408
13 340
13 146
After tax
20 145
20 592
19 660
19 854
Living cost
2 719
2 719
2 719
2 719
Free-cash
17 426
17 873
16 941
17 135

Estimated living cost  is ₽2719 per week

₽1616
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽220
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽62
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽821
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
-₽193
₽1227
₽1739
₽6635
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
33 000
unemployment
-
-
-
495
health
-
-
-
3 399
income
-
-
-
3 512
pensions
-
-
-
8 580
total
-
-
-
15 986
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

25 947
-
27 990
-
income
3 577
-
3 986
-
pensions
3 633
-
3 919
-
unemployment
195
-
210
-
health
1 336
-
1 441
-
total
8 741
-
9 556
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

25 947
-
27 990
-
pensions
3 114
-
3 359
-
health
1 336
-
1 441
-
unemployment
195
-
210
-
total
4 645
-
5 010
-
Corporate
2 408
33 000
-
-
income
361
4 950
-
-
total
361
4 950
-
-
Dividends
2 047
28 050
-
-
withholding
307
4 208
-
-
total
307
4 208
-
-
Income
33 000
33 000
33 000
33 000
Total tax
14 054
9 158
14 566
15 986
After tax
18 946
23 842
18 434
17 014
Living cost
17 207
17 207
17 207
17 207
Free-cash
1 739
6 635
1 227
-193

Estimated living cost  is ₽17207 per week

₽11586
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1331
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽498
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3793
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
-₽7212
-₽7601
-₽14780
-₽8049
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
33 000
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
11 467
income
-
-
-
1 926
surtax
-
-
-
-
total
-
-
-
13 393
Employee
38 610
-
26 666
-
income
7 544
-
4 514
-
social contributions
4 248
-
2 934
-
surtax
-
-
-
-
total
11 792
-
7 448
-
Employer
38 610
-
26 666
-
social contributions
9 169
-
6 334
-
total
9 169
-
6 334
-
Corporate
-
33 000
-
-
surtax
-
-
-
-
income
-
6 930
-
-
total
-
6 930
-
-
Dividends
-
26 070
-
-
withholding
-
7 300
-
-
total
-
7 300
-
-
Income
33 000
33 000
33 000
33 000
Total tax
20 961
14 230
13 782
13 393
After tax
12 039
18 770
19 218
19 607
Living cost
26 819
26 819
26 819
26 819
Free-cash
-14 780
-8 049
-7 601
-7 212

Estimated living cost  is ₽26819 per week

₽18995
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1863
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5486
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
-₽16248
-₽18519
-₽30363
-₽12575
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
other
-
-
-
32
unemployment
-
-
-
230
accident
-
-
-
296
income
-
-
-
4 389
pensions
-
-
-
9 339
total
-
-
-
14 286
Employee
48 044
-
22 409
-
income
10 035
-
3 857
-
pensions
2 258
-
1 561
-
unemployment
744
-
515
-
other
47
-
34
-
total
13 084
-
5 967
-
Employer
48 044
-
22 409
-
pensions
11 338
-
7 840
-
other
385
-
266
-
accident
951
-
657
-
unemployment
2 643
-
1 827
-
total
15 317
-
10 590
-
Corporate
-
33 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
4 950
-
-
total
-
4 950
-
-
Dividends
-
28 050
-
-
withholding
-
5 663
-
-
total
-
5 663
-
-
Income
33 000
33 000
33 000
33 000
Total tax
28 401
10 613
16 557
14 286
After tax
4 599
22 387
16 443
18 714
Living cost
34 962
34 962
34 962
34 962
Free-cash
-30 363
-12 575
-18 519
-16 248

Estimated living cost  is ₽34962 per week

₽25108
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2718
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽493
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6643
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽2144
₽3737
₽5065
₽11120
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
unemployment
-
-
-
132
health
-
-
-
3 795
income
-
-
-
4 950
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 884
total
-
-
-
13 761
Employee
22 636
-
27 587
-
income
2 264
-
2 759
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 987
-
2 422
-
health
1 041
-
1 270
-
accident

We are using the highest rate at 1.1%.

249
-
304
-
total
5 541
-
6 755
-
Employer
22 636
-
27 587
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 494
-
3 040
-
accident

We are using the highest rate at 1.1%.

249
-
304
-
health
1 562
-
1 903
-
unemployment
136
-
166
-
total
4 441
-
5 413
-
Corporate
5 923
33 000
-
-
income
592
3 300
-
-
total
592
3 300
-
-
Dividends
5 331
29 700
-
-
withholding
266
1 485
-
-
total
266
1 485
-
-
Income
33 000
33 000
33 000
33 000
Total tax
10 840
4 785
12 168
13 761
After tax
22 160
28 215
20 832
19 239
Living cost
17 095
17 095
17 095
17 095
Free-cash
5 065
11 120
3 737
2 144

Estimated living cost  is ₽17095 per week

₽11306
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽979
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽408
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4403
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
-₽13949
-₽13949
-₽16497
-₽21189
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
33 000
trade
-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 796
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
1 656
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
91
total
-
-
-
8 543
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 497
-
33 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

225
-
91
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 070
-
1 656
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 796
-
6 796
-
total
11 091
-
8 543
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
33 000
-
-
trade
-
4 735
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
272
-
-
income
-
4 950
-
-
chamber of commerce
-
200
-
-
total
-
10 157
-
-
Dividends
-
22 844
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
293
-
-
withholding
-
5 333
-
-
total
-
5 626
-
-
Income
33 000
33 000
33 000
33 000
Total tax
11 091
15 783
8 543
8 543
After tax
21 909
17 217
24 457
24 457
Living cost
38 406
38 406
38 406
38 406
Free-cash
-16 497
-21 189
-13 949
-13 949

Estimated living cost  is ₽38406 per week

₽26494
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4132
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽557
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7223
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
-₽28307
-₽28307
-₽44816
-₽33568
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
social contributions
-
-
-
1 154
income
-
-
-
3 485
total
-
-
-
4 639
Employee
77 815
-
33 000
-
social contributions
6 465
-
1 154
-
income
14 683
-
3 485
-
total
21 148
-
4 639
-
Employer
77 815
-
33 000
-
total
-
-
-
-
Corporate
-
33 000
-
-
income
-
4 125
-
-
total
-
4 125
-
-
Dividends
-
28 875
-
-
withholding
-
5 775
-
-
total
-
5 775
-
-
Income
33 000
33 000
33 000
33 000
Total tax
21 148
9 900
4 639
4 639
After tax
11 852
23 100
28 361
28 361
Living cost
56 668
56 668
56 668
56 668
Free-cash
-44 816
-33 568
-28 307
-28 307

Estimated living cost  is ₽56668 per week

₽43112
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4618
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽542
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8397
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
-₽38018
-₽10592
-₽20177
-₽17878
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
33 000
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
6 590
income
-
-
-
28 317
total
-
-
-
34 907
Employee
45 635
-
29 995
-
social contributions
4 572
-
3 005
-
income
4 952
-
1 471
-
total
9 524
-
4 476
-
Employer
45 635
-
29 995
-
social contributions
4 572
-
3 005
-
total
4 572
-
3 005
-
Corporate
-
33 000
-
-
income
-
11 550
-
-
total
-
11 550
-
-
Dividends
-
21 450
-
-
social contributions
2 970
3 217
-
-
total
2 970
3 217
-
-
Income
33 000
33 000
33 000
33 000
Total tax
17 066
14 767
7 481
34 907
After tax
15 934
18 233
25 519
-1 907
Living cost
36 111
36 111
36 111
36 111
Free-cash
-20 177
-17 878
-10 592
-38 018

Estimated living cost  is ₽36111 per week

₽23786
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2847
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8924
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
-₽11734
-₽14279
-₽24026
-₽12368
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
income
-
-
-
6 340
pensions
-
-
-
1 302
total
-
-
-
7 642
Employee
50 914
-
30 150
-
income
9 272
-
5 705
-
pensions
3 886
-
1 394
-
health
664
-
238
-
total
13 822
-
7 337
-
Employer
50 914
-
30 150
-
pensions
5 144
-
2 278
-
health
968
-
572
-
total
6 112
-
2 850
-
Corporate
-
33 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
6 270
-
-
total
-
6 270
-
-
Dividends
-
26 730
-
-
withholding
-
2 006
-
-
total
-
2 006
-
-
Income
33 000
33 000
33 000
33 000
Total tax
19 934
8 276
10 187
7 642
After tax
13 066
24 724
22 813
25 358
Living cost
37 092
37 092
37 092
37 092
Free-cash
-24 026
-12 368
-14 279
-11 734

Estimated living cost  is ₽37092 per week

₽25445
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3411
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7770
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
-₽2227
-₽6249
-₽11834
-₽21003
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
other
-
-
-
368
accident
-
-
-
251
health
-
-
-
2 168
income
-
-
-
4 629
pensions
-
-
-
4 135
total
-
-
-
11 551
Employee
37 244
-
27 414
-
income
5 110
-
3 761
-
pensions
4 194
-
3 087
-
health
4 264
-
3 139
-
total
13 568
-
9 987
-
Employer
37 244
-
27 414
-
pensions
6 056
-
4 457
-
accident
622
-
458
-
unemployment
912
-
671
-
total
7 590
-
5 586
-
Corporate
-
33 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

-
29 700
-
-
total
-
29 700
-
-
Dividends
-
3 300
-
-
withholding
-
627
-
-
total
-
627
-
-
Income
33 000
33 000
33 000
33 000
Total tax
21 158
30 327
15 573
11 551
After tax
11 842
2 673
17 427
21 449
Living cost
23 676
23 676
23 676
23 676
Free-cash
-11 834
-21 003
-6 249
-2 227

Estimated living cost  is ₽23676 per week

₽17376
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1380
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽477
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4444
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

Close
Skopje , Macedonia
₽7207
₽7207
₽9801
₽14632
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
33 000
work injury
-
-
-
165
unemployment
-
-
-
396
income
-
-
-
3 300
health insurance
-
-
-
2 442
pensions
-
-
-
6 072
total
-
-
-
12 375
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

21 468
-
33 000
-
income
2 147
-
3 300
-
work injury
107
-
165
-
pensions
3 950
-
6 072
-
unemployment
258
-
396
-
health insurance
1 589
-
2 442
-
total
8 051
-
12 375
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
11 532
33 000
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

-
-
-
-
total
-
-
-
-
Dividends
11 532
33 000
-
-
withholding
1 730
4 950
-
-
total
1 730
4 950
-
-
Income
33 000
33 000
33 000
33 000
Total tax
9 781
4 950
12 375
12 375
After tax
23 219
28 050
20 625
20 625
Living cost
13 418
13 418
13 418
13 418
Free-cash
9 801
14 632
7 207
7 207

Estimated living cost  is ₽13418 per week

₽8312
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽975
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽419
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3712
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

Close
Rome , Italy
-₽21401
-₽23362
-₽50828
-₽22247
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
social contributions
-
-
-
8 488
municipal
-
-
-
221
national
-
-
-
5 637
regional
-
-
-
425
total
-
-
-
14 771
Employee
83 828
-
33 000
-
national
14 166
-
5 031
-
social contributions
28 266
-
11 127
-
municipal
500
-
196
-
regional
1 266
-
378
-
total
44 198
-
16 732
-
Employer
83 828
-
33 000
-
total
-
-
-
-
Corporate
-
33 000
-
-
nationa
-
7 919
-
-
municipal
-
1 591
-
-
total
-
9 510
-
-
Dividends
-
23 489
-
-
withholding
-
6 107
-
-
total
-
6 107
-
-
Income
33 000
33 000
33 000
33 000
Total tax
44 198
15 617
16 732
14 771
After tax
-11 198
17 383
16 268
18 229
Living cost
39 630
39 630
39 630
39 630
Free-cash
-50 828
-22 247
-23 362
-21 401

Estimated living cost  is ₽39630 per week

₽27838
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2726
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽598
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8467
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close