Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 32500

per

Your estimated

Best value All models

City

free-cash

Gdansk , Poland

₽936

-₽17833

-₽6255

-₽3303

S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

32 500

health

2 029

accident

235

other

345

pensions

3 871

income

4 618

total

11 098

Employee

32 195

26 998

health

3 686

3 091

pensions

3 625

3 040

income

4 417

3 704

total

11 728

9 835

Employer

32 195

26 998

accident

537

451

pensions

5 235

4 390

unemployment

789

661

total

6 561

5 502

Corporate

32 500

income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

29 250

total

29 250

Dividends

3 250

withholding

617

total

617

Income

32 500

Total tax

18 289

29 867

15 337

11 098

After tax

14 211

2 633

17 163

21 402

Living cost

20 466

Free-cash

-6 255

-17 833

-3 303

936

Estimated living cost is ₽20466 per week

₽15000

Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.

₽1134

Public transport and taxi. Monthly travel card, and a few taxi rides per week.

₽427

Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.

₽3906

Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.

₽0

I'm drinking at home rarely or never.

₽0

I do not smoke or smoke very rarely.

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Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.