Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 32000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽11284
₽5588
₽2580
₽4126
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 000
income
-
-
-
4 800
health
-
-
-
3 680
unemployment
-
-
-
128
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 736
total
-
-
-
13 344
Employee
21 287
-
26 751
-
health
979
-
1 230
-
income
2 129
-
2 675
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 869
-
2 349
-
accident

We are using the highest rate at 1.1%.

234
-
295
-
total
5 211
-
6 549
-
Employer
21 287
-
26 751
-
accident

We are using the highest rate at 1.1%.

234
-
295
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 346
-
2 948
-
health
1 469
-
1 846
-
unemployment
128
-
160
-
total
4 177
-
5 249
-
Corporate
6 536
32 000
-
-
income
654
3 200
-
-
total
654
3 200
-
-
Dividends
5 882
28 800
-
-
withholding
294
1 440
-
-
total
294
1 440
-
-
Income
32 000
32 000
32 000
32 000
Total tax
10 336
4 640
11 798
13 344
After tax
21 664
27 360
20 202
18 656
Living cost
16 076
16 076
16 076
16 076
Free-cash
5 588
11 284
4 126
2 580

Estimated living cost  is ₽16076 per week

₽10633
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽920
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4140
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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