Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 32000
per

Your estimated
City
free-cash

Valencia , Spain
-₽82629
-₽121256
-₽153596
-₽98628
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 000
accident
-
-
-
737
unemployment
-
-
-
571
pensions
-
-
-
23 163
other
-
-
-
79
income
-
-
-
1 416
total
-
-
-
25 966
Employee
140 732
-
-
-
pensions
6 616
-
5 973
-
income
27 132
-
-
-
unemployment
2 181
-
1 972
-
other
137
-
130
-
total
36 066
-
8 075
-
Employer
140 732
-
-
-
other
1 127
-
1 018
-
unemployment
7 743
-
6 992
-
accident
2 788
-
2 513
-
pensions
33 210
-
29 996
-
total
44 868
-
40 519
-
Corporate
-
32 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
4 803
-
-
total
-
4 803
-
-
Dividends
-
27 197
-
-
withholding
-
5 164
-
-
total
-
5 164
-
-
Income
32 000
32 000
32 000
32 000
Total tax
80 934
9 967
48 594
25 966
After tax
-48 934
22 033
-16 594
6 034
Living cost
104 662
104 662
104 662
104 662
Free-cash
-153 596
-82 629
-121 256
-98 628

Estimated living cost  is ₽104662 per month

₽70645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10061
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1835
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽22123
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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