Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 32000
per

Your estimated
City
free-cash

Valencia , Spain
-₽91366
-₽134058
-₽109030
-₽169098
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 000
accident
-
-
-
798
income
-
-
-
1 025
other
-
-
-
86
unemployment
-
-
-
618
pensions
-
-
-
25 098
total
-
-
-
27 625
Employee
152 488
-
-
-
other
149
-
141
-
unemployment
2 363
-
2 137
-
pensions
7 169
-
6 472
-
income
29 398
-
-
-
total
39 079
-
8 750
-
Employer
152 488
-
-
-
pensions
35 984
-
32 501
-
accident
3 021
-
2 723
-
unemployment
8 389
-
7 576
-
other
1 221
-
1 103
-
total
48 615
-
43 903
-
Corporate
-
32 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
4 797
-
-
total
-
4 797
-
-
Dividends
-
27 203
-
-
withholding
-
5 165
-
-
total
-
5 165
-
-
Income
32 000
32 000
32 000
32 000
Total tax
87 694
9 962
52 653
27 625
After tax
-55 694
22 038
-20 653
4 375
Living cost
113 404
113 404
113 404
113 404
Free-cash
-169 098
-91 366
-134 058
-109 030

Estimated living cost  is ₽113404 per month

₽76546
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10902
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1988
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23971
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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