Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 31000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽4325
₽10127
₽3195
₽1694
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
31 000
unemployment
-
-
-
124
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 588
health
-
-
-
3 566
income
-
-
-
4 650
total
-
-
-
12 928
Employee
21 687
-
25 915
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 904
-
2 275
-
accident

We are using the highest rate at 1.1%.

238
-
285
-
income
2 169
-
2 591
-
health
998
-
1 193
-
total
5 309
-
6 344
-
Employer
21 687
-
25 915
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 390
-
2 855
-
unemployment
130
-
155
-
health
1 497
-
1 788
-
accident

We are using the highest rate at 1.1%.

238
-
285
-
total
4 255
-
5 083
-
Corporate
5 058
31 000
-
-
income
506
3 100
-
-
total
506
3 100
-
-
Dividends
4 552
27 900
-
-
withholding
227
1 395
-
-
total
227
1 395
-
-
Income
31 000
31 000
31 000
31 000
Total tax
10 297
4 495
11 427
12 928
After tax
20 703
26 505
19 573
18 072
Living cost
16 378
16 378
16 378
16 378
Free-cash
4 325
10 127
3 195
1 694

Estimated living cost  is ₽16378 per week

₽10832
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽938
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽391
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4218
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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