Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 31000
per

Your estimated
City
free-cash

Sofia , Bulgaria
-₽179
-₽1676
-₽281
₽6756
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
31 000
unemployment
-
-
-
124
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 588
income
-
-
-
4 650
health
-
-
-
3 565
total
-
-
-
12 927
Employee
26 151
-
25 914
-
accident

We are using the highest rate at 1.1%.

287
-
285
-
income
2 615
-
2 591
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 296
-
2 276
-
health
1 203
-
1 192
-
total
6 401
-
6 344
-
Employer
26 151
-
25 914
-
accident

We are using the highest rate at 1.1%.

287
-
285
-
health
1 805
-
1 789
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 882
-
2 856
-
unemployment
157
-
156
-
total
5 131
-
5 086
-
Corporate
-
31 000
-
-
income
-
3 100
-
-
total
-
3 100
-
-
Dividends
-
27 900
-
-
withholding
-
1 395
-
-
total
-
1 395
-
-
Income
31 000
31 000
31 000
31 000
Total tax
11 532
4 495
11 430
12 927
After tax
19 468
26 505
19 570
18 073
Living cost
19 749
19 749
19 749
19 749
Free-cash
-281
6 756
-179
-1 676

Estimated living cost  is ₽19749 per week

₽13062
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1131
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5086
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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