Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 29000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽3517
₽2114
₽4763
₽10003
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
29 000
health
-
-
-
3 336
unemployment
-
-
-
116
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 292
income
-
-
-
4 350
total
-
-
-
12 094
Employee
19 587
-
24 244
-
health
901
-
1 115
-
income
1 959
-
2 425
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 720
-
2 128
-
accident

We are using the highest rate at 1.1%.

215
-
267
-
total
4 795
-
5 935
-
Employer
19 587
-
24 244
-
accident

We are using the highest rate at 1.1%.

215
-
267
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 158
-
2 671
-
unemployment
118
-
145
-
health
1 352
-
1 673
-
total
3 843
-
4 756
-
Corporate
5 570
29 000
-
-
income
557
2 900
-
-
total
557
2 900
-
-
Dividends
5 013
26 100
-
-
withholding
250
1 305
-
-
total
250
1 305
-
-
Income
29 000
29 000
29 000
29 000
Total tax
9 445
4 205
10 691
12 094
After tax
19 555
24 795
18 309
16 906
Living cost
14 792
14 792
14 792
14 792
Free-cash
4 763
10 003
3 517
2 114

Estimated living cost  is ₽14792 per week

₽9783
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽847
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽353
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3809
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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