Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 29000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽1392
₽7875
-₽13
₽1880
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
29 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 292
unemployment
-
-
-
116
income
-
-
-
4 350
health
-
-
-
3 335
total
-
-
-
12 093
Employee
22 404
-
24 244
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 967
-
2 128
-
income
2 241
-
2 424
-
accident

We are using the highest rate at 1.1%.

246
-
266
-
health
1 031
-
1 116
-
total
5 485
-
5 934
-
Employer
22 404
-
24 244
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 469
-
2 671
-
health
1 546
-
1 672
-
unemployment
135
-
145
-
accident

We are using the highest rate at 1.1%.

246
-
266
-
total
4 396
-
4 754
-
Corporate
2 200
29 000
-
-
income
220
2 900
-
-
total
220
2 900
-
-
Dividends
1 980
26 100
-
-
withholding
99
1 305
-
-
total
99
1 305
-
-
Income
29 000
29 000
29 000
29 000
Total tax
10 200
4 205
10 688
12 093
After tax
18 800
24 795
18 312
16 907
Living cost
16 920
16 920
16 920
16 920
Free-cash
1 880
7 875
1 392
-13

Estimated living cost  is ₽16920 per week

₽11191
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽969
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽404
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4357
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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