Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 29000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽7810
₽1323
₽1794
-₽78
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
29 000
health
-
-
-
3 335
income
-
-
-
4 350
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 292
unemployment
-
-
-
116
total
-
-
-
12 093
Employee
22 491
-
24 243
-
income
2 249
-
2 425
-
accident

We are using the highest rate at 1.1%.

247
-
266
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 974
-
2 129
-
health
1 035
-
1 115
-
total
5 505
-
5 935
-
Employer
22 491
-
24 243
-
unemployment
135
-
146
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 478
-
2 672
-
accident

We are using the highest rate at 1.1%.

247
-
266
-
health
1 552
-
1 673
-
total
4 412
-
4 757
-
Corporate
2 096
29 000
-
-
income
210
2 900
-
-
total
210
2 900
-
-
Dividends
1 887
26 100
-
-
withholding
94
1 305
-
-
total
94
1 305
-
-
Income
29 000
29 000
29 000
29 000
Total tax
10 221
4 205
10 692
12 093
After tax
18 779
24 795
18 308
16 907
Living cost
16 985
16 985
16 985
16 985
Free-cash
1 794
7 810
1 323
-78

Estimated living cost  is ₽16985 per week

₽11234
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽972
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽405
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4374
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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