Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 28500
per

Your estimated
City
free-cash

Dresden , Germany
-₽7645
-₽7587
-₽14024
-₽7587
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
28 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 456
trade
-
-
-
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
956
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
52
total
-
-
-
7 464
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

36 144
-
28 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 456
-
6 456
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 010
-
956
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

56
-
52
-
total
7 522
-
7 464
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
28 500
-
-
income
-
4 275
-
-
chamber of commerce
-
185
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
235
-
-
trade
-
4 489
-
-
total
-
9 184
-
-
Dividends
-
19 317
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
246
-
-
withholding
-
4 471
-
-
total
-
4 717
-
-
Income
28 500
28 500
28 500
28 500
Total tax
7 522
13 901
7 464
7 464
After tax
20 978
14 599
21 036
21 036
Living cost
28 623
28 623
28 623
28 623
Free-cash
-7 645
-14 024
-7 587
-7 587

Estimated living cost  is ₽28623 per week

₽18004
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3337
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽534
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6746
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
-₽54736
-₽29617
-₽31443
-₽29840
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 500
social contributions
-
-
-
306
municipal
-
-
-
2 113
pensions
-
-
-
3 420
national
-
-
-
3 274
total
-
-
-
9 113
Employee
76 311
-
24 638
-
pensions
3 052
-
986
-
municipal
9 426
-
2 223
-
national
14 606
-
3 445
-
total
27 084
-
6 654
-
Employer
76 311
-
24 638
-
pensions
6 105
-
1 971
-
social contributions
820
-
265
-
total
6 925
-
2 236
-
Corporate
-
28 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
5 700
-
-
total
-
5 700
-
-
Dividends
-
22 800
-
-
withholding
-
5 016
-
-
total
-
5 016
-
-
Income
28 500
28 500
28 500
28 500
Total tax
34 009
10 716
8 890
9 113
After tax
-5 509
17 784
19 610
19 387
Living cost
49 227
49 227
49 227
49 227
Free-cash
-54 736
-31 443
-29 617
-29 840

Estimated living cost  is ₽49227 per week

₽33459
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4576
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽737
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10455
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
-₽5764
-₽3308
₽3139
₽1590
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
28 500
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
2 975
income
-
-
-
-
surtax
-
-
-
-
microenterprise
-
-
-
4 275
total
-
-
-
7 250
Employee
27 613
-
22 968
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

3 038
-
2 527
-
income
4 915
-
4 089
-
surtax
-
-
-
-
total
7 953
-
6 616
-
Employer
27 613
-
22 968
-
surtax
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

6 651
-
5 532
-
total
6 651
-
5 532
-
Corporate
-
28 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

-
5 701
-
-
total
-
5 701
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

-
22 799
-
-
total
-
-
-
-
Income
28 500
28 500
28 500
28 500
Total tax
14 604
5 701
12 148
7 250
After tax
13 896
22 799
16 352
21 250
Living cost
19 660
19 660
19 660
19 660
Free-cash
-5 764
3 139
-3 308
1 590

Estimated living cost  is ₽19660 per week

₽12542
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1872
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽447
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4799
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
-₽65338
-₽65338
-₽60033
-₽23157
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 500
health
-
-
-
4 376
income
-
-
-
2 564
pensions
-
-
-
5 131
total
-
-
-
12 071
Employee
80 697
80 697
80 697
-
pensions
14 526
11 072
14 526
-
health
12 386
10 535
12 386
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 209
13 209
13 209
-
total
40 121
34 816
40 121
-
Employer
80 697
80 697
80 697
-
pensions
5 617
5 617
5 617
-
health
5 609
5 609
5 609
-
unemployment
2 905
2 905
2 905
-
total
14 131
14 131
14 131
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
28 500
28 500
28 500
28 500
Total tax
54 252
48 947
54 252
12 071
After tax
-25 752
-20 447
-25 752
16 429
Living cost
39 586
39 586
39 586
39 586
Free-cash
-65 338
-60 033
-65 338
-23 157

Estimated living cost  is ₽39586 per week

₽28054
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3569
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽629
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7334
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
-₽43841
-₽23412
-₽23071
-₽24426
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 500
accident
-
-
-
57
health
-
-
-
1 778
municipal
-
-
-
6 037
pensions
-
-
-
3 081
other
-
-
-
3 312
unemployment
-
-
-
29
national
-
-
-
-
total
-
-
-
14 294
Employee
55 046
-
21 686
-
municipal
16 415
-
6 467
-
national
-
-
-
-
total
16 415
-
6 467
-
Employer
55 046
-
21 686
-
pensions
5 950
-
2 344
-
other
6 396
-
2 520
-
health
3 385
-
1 334
-
unemployment
1 453
-
572
-
accident
110
-
43
-
total
17 294
-
6 813
-
Corporate
-
28 500
-
-
income
-
6 270
-
-
total
-
6 270
-
-
Dividends
-
22 230
-
-
withholding
-
6 669
-
-
total
-
6 669
-
-
Income
28 500
28 500
28 500
28 500
Total tax
33 709
12 939
13 280
14 294
After tax
-5 209
15 561
15 220
14 206
Living cost
38 632
38 632
38 632
38 632
Free-cash
-43 841
-23 071
-23 412
-24 426

Estimated living cost  is ₽38632 per week

₽25603
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3791
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽587
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8651
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
-₽19422
-₽16087
-₽22670
-₽16087
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
28 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 456
trade
-
-
-
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
956
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
52
total
-
-
-
7 464
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 922
-
28 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 456
-
6 456
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 117
-
956
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

226
-
52
-
total
10 799
-
7 464
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
28 500
-
-
income
-
4 275
-
-
chamber of commerce
-
185
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
235
-
-
trade
-
4 688
-
-
total
-
9 383
-
-
Dividends
-
19 118
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
244
-
-
withholding
-
4 420
-
-
total
-
4 664
-
-
Income
28 500
28 500
28 500
28 500
Total tax
10 799
14 047
7 464
7 464
After tax
17 701
14 453
21 036
21 036
Living cost
37 123
37 123
37 123
37 123
Free-cash
-19 422
-22 670
-16 087
-16 087

Estimated living cost  is ₽37123 per week

₽24828
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3915
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽554
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7826
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
-₽18352
-₽15493
-₽23520
-₽8670
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 924
social contributions
-
-
-
5 604
health
-
-
-
916
income
-
-
-
-
total
-
-
-
6 520
Employee
72 664
72 664
72 664
-
health
723
1 236
439
-
social contributions
3 531
6 031
2 148
-
income
7 630
6 727
8 129
-
total
11 884
13 994
10 716
-
Employer
72 664
72 664
72 664
-
health
787
1 345
479
-
social contributions
3 531
6 031
2 148
-
total
4 318
7 376
2 627
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
28 500
28 500
28 500
28 500
Total tax
16 202
21 370
13 343
6 520
After tax
12 298
7 130
15 157
21 980
Living cost
30 650
30 650
30 650
30 650
Free-cash
-18 352
-23 520
-15 493
-8 670

Estimated living cost  is ₽30650 per week

₽20953
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2394
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽515
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6789
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
-₽1385
-₽803
-₽1022
₽2419
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 500
health
-
-
-
1 995
income
-
-
-
3 484
pensions
-
-
-
2 850
unemployment
-
-
-
428
total
-
-
-
8 757
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 008
9 953
23 849
-
unemployment
375
149
358
-
pensions
2 501
995
2 385
-
health
1 751
697
1 669
-
income
3 057
1 217
2 916
-
total
7 684
3 058
7 328
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 008
9 953
23 849
-
pensions
4 877
1 941
4 651
-
total
4 877
1 941
4 651
-
Corporate
-
16 606
-
-
income
-
1 495
-
-
total
-
1 495
-
-
Dividends
-
15 112
-
-
social contributions
-
2 833
-
-
withholding
-
2 871
-
-
total
-
5 704
-
-
Income
28 500
28 500
28 500
28 500
Total tax
12 561
12 198
11 979
8 757
After tax
15 939
16 302
16 521
19 743
Living cost
17 324
17 324
17 324
17 324
Free-cash
-1 385
-1 022
-803
2 419

Estimated living cost  is ₽17324 per week

₽11822
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1417
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽346
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3738
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
-₽7369
-₽4246
-₽26
-₽5399
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 500
health
-
-
-
3 705
income
-
-
-
1 668
pensions
-
-
-
5 701
total
-
-
-
11 074
Employee
26 808
-
21 300
-
unemployment
429
-
341
-
pensions
536
-
427
-
income
3 018
-
1 955
-
total
3 983
-
2 723
-
Employer
26 808
-
21 300
-
pensions
5 362
-
4 259
-
health
3 484
-
2 769
-
unemployment
215
-
170
-
total
9 061
-
7 198
-
Corporate
-
28 500
-
-
income
-
5 701
-
-
total
-
5 701
-
-
Dividends
-
22 799
-
-
total
-
-
-
-
Income
28 500
28 500
28 500
28 500
Total tax
13 044
5 701
9 921
11 074
After tax
15 456
22 799
18 579
17 426
Living cost
22 825
22 825
22 825
22 825
Free-cash
-7 369
-26
-4 246
-5 399

Estimated living cost  is ₽22825 per week

₽15655
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1359
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽459
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5351
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
-₽11139
-₽5882
-₽18624
-₽2943
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 500
accident
-
-
-
240
health
-
-
-
2 075
income
-
-
-
3 883
pensions
-
-
-
3 959
other
-
-
-
353
total
-
-
-
10 510
Employee
32 928
-
23 675
-
pensions
3 708
-
2 666
-
health
3 770
-
2 711
-
income
4 517
-
3 248
-
total
11 995
-
8 625
-
Employer
32 928
-
23 675
-
pensions
5 354
-
3 849
-
unemployment
807
-
580
-
accident
550
-
395
-
total
6 711
-
4 824
-
Corporate
-
28 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

-
25 650
-
-
total
-
25 650
-
-
Dividends
-
2 850
-
-
withholding
-
541
-
-
total
-
541
-
-
Income
28 500
28 500
28 500
28 500
Total tax
18 706
26 191
13 449
10 510
After tax
9 794
2 309
15 051
17 990
Living cost
20 932
20 932
20 932
20 932
Free-cash
-11 139
-18 624
-5 882
-2 943

Estimated living cost  is ₽20932 per week

₽15342
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1160
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3995
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽17874
₽15052
₽19327
₽20467
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
28 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
285
total
-
-
-
285
Employee
9 684
-
28 500
-
income
1 937
-
5 700
-
total
1 937
-
5 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

18 816
28 500
-
-
total
-
-
-
-
Dividends
18 816
28 500
-
-
withholding
941
1 425
-
-
total
941
1 425
-
-
Income
28 500
28 500
28 500
28 500
Total tax
2 878
1 425
5 700
285
After tax
25 622
27 075
22 800
28 215
Living cost
7 748
7 748
7 748
7 748
Free-cash
17 874
19 327
15 052
20 467

Estimated living cost  is ₽7748 per week

₽4801
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽644
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽213
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2089
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
-₽14460
-₽8478
-₽4240
-₽9749
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 500
health
-
-
-
1 253
income
-
-
-
3 621
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
6 841
other
-
-
-
1 354
total
-
-
-
13 069
Employee
34 311
-
22 762
-
unemployment
343
-
228
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 401
-
1 594
-
health
481
-
319
-
income
5 907
-
3 918
-
total
9 132
-
6 059
-
Employer
34 311
-
22 762
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 834
-
3 870
-
other
1 716
-
1 139
-
health
481
-
319
-
unemployment
343
-
228
-
accident
274
-
183
-
total
8 648
-
5 739
-
Corporate
-
28 500
-
-
income
-
5 984
-
-
total
-
5 984
-
-
Dividends
-
22 516
-
-
withholding
-
1 576
-
-
total
-
1 576
-
-
Income
28 500
28 500
28 500
28 500
Total tax
17 780
7 560
11 798
13 069
After tax
10 720
20 940
16 702
15 431
Living cost
25 180
25 180
25 180
25 180
Free-cash
-14 460
-4 240
-8 478
-9 749

Estimated living cost  is ₽25180 per week

₽17791
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1700
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽405
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5283
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
-₽70858
-₽41861
-₽40407
-₽39778
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 500
income
-
-
-
5 495
pensions
-
-
-
1 023
total
-
-
-
6 518
Employee
87 381
-
26 139
-
pensions
8 430
-
1 080
-
health
1 440
-
185
-
income
15 751
-
4 975
-
total
25 621
-
6 240
-
Employer
87 381
-
26 139
-
pensions
10 317
-
1 865
-
health
1 660
-
496
-
total
11 977
-
2 361
-
Corporate
-
28 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
5 416
-
-
total
-
5 416
-
-
Dividends
-
23 084
-
-
withholding
-
1 731
-
-
total
-
1 731
-
-
Income
28 500
28 500
28 500
28 500
Total tax
37 598
7 147
8 601
6 518
After tax
-9 098
21 353
19 899
21 982
Living cost
61 760
61 760
61 760
61 760
Free-cash
-70 858
-40 407
-41 861
-39 778

Estimated living cost  is ₽61760 per week

₽46278
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7256
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽502
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7724
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽7692
₽5680
₽12055
₽4302
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 500
health
-
-
-
3 278
income
-
-
-
4 275
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 218
unemployment
-
-
-
114
total
-
-
-
11 885
Employee
16 304
-
23 825
-
accident

We are using the highest rate at 1.1%.

180
-
262
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 432
-
2 092
-
health
750
-
1 096
-
income
1 630
-
2 383
-
total
3 992
-
5 833
-
Employer
16 304
-
23 825
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 797
-
2 625
-
health
1 125
-
1 644
-
unemployment
97
-
143
-
accident

We are using the highest rate at 1.1%.

180
-
262
-
total
3 199
-
4 674
-
Corporate
8 997
28 500
-
-
income
899
2 850
-
-
total
899
2 850
-
-
Dividends
8 097
25 650
-
-
withholding
405
1 282
-
-
total
405
1 282
-
-
Income
28 500
28 500
28 500
28 500
Total tax
8 495
4 132
10 507
11 885
After tax
20 005
24 368
17 993
16 615
Living cost
12 313
12 313
12 313
12 313
Free-cash
7 692
12 055
5 680
4 302

Estimated living cost  is ₽12313 per week

₽7189
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽879
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽326
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3919
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
-₽74450
-₽78152
-₽72847
-₽35971
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 500
health
-
-
-
4 376
income
-
-
-
2 564
pensions
-
-
-
5 131
total
-
-
-
12 071
Employee
87 611
80 697
80 697
-
pensions
11 072
11 072
14 526
-
health
10 930
10 535
12 386
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 209
13 209
13 209
-
total
35 211
34 816
40 121
-
Employer
87 611
80 697
80 697
-
pensions
6 097
5 617
5 617
-
health
6 088
5 609
5 609
-
unemployment
3 154
2 905
2 905
-
total
15 339
14 131
14 131
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
28 500
28 500
28 500
28 500
Total tax
50 550
48 947
54 252
12 071
After tax
-22 050
-20 447
-25 752
16 429
Living cost
52 400
52 400
52 400
52 400
Free-cash
-74 450
-72 847
-78 152
-35 971

Estimated living cost  is ₽52400 per week

₽38654
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4680
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽601
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
-₽17494
-₽8876
-₽3718
-₽9459
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 500
social contributions
-
-
-
8 322
health
-
-
-
3 847
income
-
-
-
2 450
solidarity contribution
-
-
-
-
total
-
-
-
14 619
Employee
34 323
-
21 269
-
solidarity contribution
-
-
-
-
health
4 634
-
2 871
-
social contributions
2 231
-
1 382
-
income
4 119
-
2 552
-
total
10 984
-
6 805
-
Employer
34 323
-
21 269
-
health
3 089
-
1 914
-
social contributions
8 581
-
5 317
-
total
11 670
-
7 231
-
Corporate
-
28 500
-
-
income
-
5 415
-
-
total
-
5 415
-
-
Dividends
-
23 085
-
-
withholding
-
3 463
-
-
total
-
3 463
-
-
Income
28 500
28 500
28 500
28 500
Total tax
22 654
8 878
14 036
14 619
After tax
5 846
19 622
14 464
13 881
Living cost
23 340
23 340
23 340
23 340
Free-cash
-17 494
-3 718
-8 876
-9 459

Estimated living cost  is ₽23340 per week

₽16212
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1660
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽459
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5008
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
-₽55483
-₽25714
-₽24669
-₽24004
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 500
social contributions
-
-
-
7 331
municipal
-
-
-
169
regional
-
-
-
260
national
-
-
-
4 869
total
-
-
-
12 629
Employee
83 984
-
28 500
-
regional
792
-
233
-
municipal
445
-
151
-
national
14 552
-
4 345
-
social contributions
28 319
-
9 610
-
total
44 108
-
14 339
-
Employer
83 984
-
28 500
-
total
-
-
-
-
Corporate
-
28 500
-
-
municipal
-
1 112
-
-
nationa
-
6 840
-
-
total
-
7 952
-
-
Dividends
-
20 549
-
-
withholding
-
5 342
-
-
total
-
5 342
-
-
Income
28 500
28 500
28 500
28 500
Total tax
44 108
13 294
14 339
12 629
After tax
-15 608
15 206
14 161
15 871
Living cost
39 875
39 875
39 875
39 875
Free-cash
-55 483
-24 669
-25 714
-24 004

Estimated living cost  is ₽39875 per week

₽27796
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2615
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽612
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8852
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
-₽9327
-₽5066
-₽2925
-₽4403
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 500
health
-
-
-
2 023
income
-
-
-
4 112
surtax
-
-
-
-
pensions
-
-
-
5 701
other
-
-
-
-
unemployment
-
-
-
215
total
-
-
-
12 051
Employee
31 250
-
23 543
-
unemployment
2 175
-
1 639
-
pensions
2 084
-
1 571
-
health
798
-
601
-
income
5 238
-
3 947
-
other
-
-
-
-
surtax
102
-
-
-
total
10 397
-
7 758
-
Employer
31 250
-
23 543
-
pensions
4 166
-
3 138
-
other
-
-
-
-
health
1 422
-
1 072
-
unemployment
990
-
746
-
total
6 578
-
4 956
-
Corporate
-
28 500
-
-
income
-
7 410
-
-
total
-
7 410
-
-
Dividends
-
21 090
-
-
withholding
-
3 163
-
-
total
-
3 163
-
-
Income
28 500
28 500
28 500
28 500
Total tax
16 975
10 573
12 714
12 051
After tax
11 525
17 927
15 786
16 449
Living cost
20 852
20 852
20 852
20 852
Free-cash
-9 327
-2 925
-5 066
-4 403

Estimated living cost  is ₽20852 per week

₽12750
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1924
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽481
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5697
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
-₽37511
-₽22294
-₽20840
-₽20211
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 500
income
-
-
-
5 495
pensions
-
-
-
1 023
total
-
-
-
6 518
Employee
58 560
-
26 139
-
pensions
4 970
-
1 080
-
health
850
-
185
-
income
10 547
-
4 975
-
total
16 367
-
6 240
-
Employer
58 560
-
26 139
-
pensions
6 339
-
1 865
-
health
1 112
-
496
-
total
7 451
-
2 361
-
Corporate
-
28 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
5 416
-
-
total
-
5 416
-
-
Dividends
-
23 084
-
-
withholding
-
1 731
-
-
total
-
1 731
-
-
Income
28 500
28 500
28 500
28 500
Total tax
23 818
7 147
8 601
6 518
After tax
4 682
21 353
19 899
21 982
Living cost
42 193
42 193
42 193
42 193
Free-cash
-37 511
-20 840
-22 294
-20 211

Estimated living cost  is ₽42193 per week

₽31611
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3162
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽441
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6978
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
-₽67263
-₽52999
-₽61678
-₽50220
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 500
health
-
-
-
244
pensions
-
-
-
2 621
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
570
regional
-
-
-
276
city
-
-
-
297
national
-
-
-
-
total
-
-
-
4 008
Employee
87 432
-
24 802
-
unemployment
-
-
-
-
pensions
7 346
-
2 873
-
regional
2 863
-
175
-
national
414
-
-
-
health
198
-
56
-
city
938
-
257
-
total
11 759
-
3 361
-
Employer
87 432
-
24 802
-
pensions
7 346
-
2 873
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 748
-
497
-
health
198
-
56
-
unemployment
-
-
-
-
total
9 292
-
3 426
-
Corporate
-
28 500
-
-
regional
-
6 027
-
-
national
-
2 422
-
-
total
-
8 449
-
-
Dividends
-
20 051
-
-
withholding
-
7 017
-
-
total
-
7 017
-
-
Income
28 500
28 500
28 500
28 500
Total tax
21 051
15 466
6 787
4 008
After tax
7 449
13 034
21 713
24 492
Living cost
74 712
74 712
74 712
74 712
Free-cash
-67 263
-61 678
-52 999
-50 220

Estimated living cost  is ₽74712 per week

₽48584
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽917
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18506
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
-₽28292
-₽22254
-₽28981
-₽22254
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
28 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 456
trade
-
-
-
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
956
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
52
total
-
-
-
7 464
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

56 791
-
28 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 456
-
6 456
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 678
-
956
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

368
-
52
-
total
13 502
-
7 464
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
28 500
-
-
income
-
4 275
-
-
chamber of commerce
-
183
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
235
-
-
trade
-
4 888
-
-
total
-
9 581
-
-
Dividends
-
18 919
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
240
-
-
withholding
-
4 370
-
-
total
-
4 610
-
-
Income
28 500
28 500
28 500
28 500
Total tax
13 502
14 191
7 464
7 464
After tax
14 998
14 309
21 036
21 036
Living cost
43 290
43 290
43 290
43 290
Free-cash
-28 292
-28 981
-22 254
-22 254

Estimated living cost  is ₽43290 per week

₽31617
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3463
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽563
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7648
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
-₽24574
-₽13813
-₽17967
-₽14687
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 500
social contributions
-
-
-
812
health
-
-
-
253
income
-
-
-
-
surtax
-
-
-
-
pensions
-
-
-
8 907
other
-
-
-
884
total
-
-
-
10 856
Employee
40 444
-
21 718
-
pensions
4 573
-
2 455
-
social contributions
1 153
-
619
-
income
2 387
-
124
-
surtax
-
-
-
-
total
8 113
-
3 198
-
Employer
40 444
-
21 718
-
pensions
6 644
-
3 569
-
other
1 395
-
750
-
health
2 832
-
1 521
-
unemployment
1 637
-
879
-
social contributions
122
-
65
-
total
12 630
-
6 784
-
Corporate
-
28 500
-
-
income
-
7 980
-
-
surtax
-
-
-
-
total
-
7 980
-
-
Dividends
-
20 520
-
-
surtax
-
-
-
-
social contributions
-
3 529
-
-
withholding
-
2 627
-
-
total
-
6 156
-
-
Income
28 500
28 500
28 500
28 500
Total tax
20 743
14 136
9 982
10 856
After tax
7 757
14 364
18 518
17 644
Living cost
32 331
32 331
32 331
32 331
Free-cash
-24 574
-17 967
-13 813
-14 687

Estimated living cost  is ₽32331 per week

₽20386
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2629
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽551
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8767
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
-₽18876
-₽10610
-₽14764
-₽11484
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 500
social contributions
-
-
-
812
health
-
-
-
253
income
-
-
-
-
surtax
-
-
-
-
pensions
-
-
-
8 907
other
-
-
-
884
total
-
-
-
10 856
Employee
36 102
-
21 718
-
pensions
4 083
-
2 455
-
social contributions
1 029
-
619
-
income
1 861
-
124
-
surtax
-
-
-
-
total
6 973
-
3 198
-
Employer
36 102
-
21 718
-
pensions
5 932
-
3 569
-
other
1 246
-
750
-
health
2 527
-
1 521
-
unemployment
1 462
-
879
-
social contributions
108
-
65
-
total
11 275
-
6 784
-
Corporate
-
28 500
-
-
income
-
7 980
-
-
surtax
-
-
-
-
total
-
7 980
-
-
Dividends
-
20 520
-
-
surtax
-
-
-
-
social contributions
-
3 529
-
-
withholding
-
2 627
-
-
total
-
6 156
-
-
Income
28 500
28 500
28 500
28 500
Total tax
18 248
14 136
9 982
10 856
After tax
10 252
14 364
18 518
17 644
Living cost
29 128
29 128
29 128
29 128
Free-cash
-18 876
-14 764
-10 610
-11 484

Estimated living cost  is ₽29128 per week

₽16893
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2959
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽552
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8724
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
-₽6022
-₽1990
-₽2651
-₽1735
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 500
social contributions
-
-
-
3 933
health
-
-
-
1 989
income
-
-
-
4 275
total
-
-
-
10 197
Employee
32 040
-
28 500
-
health
2 236
-
1 989
-
social contributions
4 422
-
3 933
-
income
5 344
-
4 530
-
total
12 002
-
10 452
-
Employer
32 040
-
28 500
-
total
-
-
-
-
Corporate
-
28 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

-
1 426
-
-
total
-
1 426
-
-
Dividends
-
27 074
-
-
health
834
1 890
-
-
social contributions
1 648
3 735
-
-
withholding
-
4 062
-
-
total
2 482
9 687
-
-
Income
28 500
28 500
28 500
28 500
Total tax
14 484
11 113
10 452
10 197
After tax
14 016
17 387
18 048
18 303
Living cost
20 038
20 038
20 038
20 038
Free-cash
-6 022
-2 651
-1 990
-1 735

Estimated living cost  is ₽20038 per week

₽13410
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1236
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4930
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
-₽33398
-₽24116
-₽26320
-₽18348
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 500
health
-
-
-
2 181
surtax
-
-
-
187
income
-
-
-
-
chamber of commerce
-
-
-
115
pensions
-
-
-
5 272
unemployment
-
-
-
5 796
total
-
-
-
13 551
Employee
47 226
37 659
37 659
-
unemployment
1 417
1 130
631
-
pensions
4 836
3 856
2 156
-
health
1 827
1 458
814
-
income
5 376
2 778
3 687
-
other
472
377
210
-
total
13 928
9 599
7 498
-
Employer
47 226
37 659
37 659
-
chamber of commerce
188
151
151
-
pensions
5 927
4 727
2 641
-
other
2 243
1 788
1 648
-
health
1 784
1 424
796
-
unemployment
1 417
1 130
631
-
accident
613
490
274
-
surtax
187
187
187
-
payroll
1 417
1 130
1 130
-
total
13 776
11 027
7 458
-
Corporate
3 587
3 587
17 455
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

897
897
4 363
-
total
897
897
4 363
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
28 500
28 500
28 500
28 500
Total tax
28 601
21 523
19 319
13 551
After tax
-101
6 977
9 181
14 949
Living cost
33 297
33 297
33 297
33 297
Free-cash
-33 398
-26 320
-24 116
-18 348

Estimated living cost  is ₽33297 per week

₽22208
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2841
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽547
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7702
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
-₽58772
-₽21215
-₽18232
-₽15976
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 500
social contributions
-
-
-
882
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
1 657
national
-
-
-
7 482
total
-
-
-
10 021
Employee

The minimum management director salary is set at €45,000 per year.

67 595
-
22 073
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

588
-
192
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 070
-
1 655
-
national
20 781
-
4 797
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 176
-
1 038
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 526
-
1 151
-
total
33 141
-
8 833
-
Employer

The minimum management director salary is set at €45,000 per year.

67 595
-
22 073
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 990
-
1 956
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 157
-
1 358
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

986
-
323
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

879
-
287
-
surtax
7 664
-
2 503
-
total
19 676
-
6 427
-
Corporate
-
28 500
-
-
income
-
5 701
-
-
surtax
-
115
-
-
total
-
5 816
-
-
Dividends
-
22 684
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
6 461
-
-
total
-
6 461
-
-
Income
28 500
28 500
28 500
28 500
Total tax
52 817
12 277
15 260
10 021
After tax
-24 317
16 223
13 240
18 479
Living cost
34 455
34 455
34 455
34 455
Free-cash
-58 772
-18 232
-21 215
-15 976

Estimated living cost  is ₽34455 per week

₽22194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3013
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽540
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8710
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
-₽33534
-₽20814
-₽14774
-₽17968
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 500
accident
-
-
-
256
income
-
-
-
3 791
pensions
-
-
-
8 066
other
-
-
-
29
unemployment
-
-
-
199
total
-
-
-
12 341
Employee
47 039
-
18 440
-
unemployment
730
-
490
-
pensions
2 211
-
1 483
-
income
9 925
-
3 122
-
other
47
-
32
-
total
12 913
-
5 127
-
Employer
47 039
-
18 440
-
pensions
11 100
-
7 447
-
other
375
-
253
-
unemployment
2 588
-
1 736
-
accident
931
-
624
-
total
14 994
-
10 060
-
Corporate
-
28 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
4 275
-
-
total
-
4 275
-
-
Dividends
-
24 225
-
-
withholding
-
4 872
-
-
total
-
4 872
-
-
Income
28 500
28 500
28 500
28 500
Total tax
27 907
9 147
15 187
12 341
After tax
593
19 353
13 313
16 159
Living cost
34 127
34 127
34 127
34 127
Free-cash
-33 534
-14 774
-20 814
-17 968

Estimated living cost  is ₽34127 per week

₽25131
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2421
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽491
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6083
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
-₽51611
-₽35053
-₽31853
-₽35052
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 500
accident
-
-
-
405
health
-
-
-
3 371
income
-
-
-
-
surtax
-
-
-
1 227
pensions
-
-
-
7 195
communal
-
-
-
-
total
-
-
-
12 198
Employee
71 562
-
23 126
-
pensions
5 724
-
3 597
-
health
3 185
-
2 001
-
income
6 912
-
-
-
surtax
4 386
-
1 227
-
total
20 207
-
6 825
-
Employer
71 562
-
23 126
-
pensions
5 724
-
3 597
-
health
2 182
-
1 372
-
accident
644
-
405
-
total
8 550
-
5 374
-
Corporate
-
28 500
-
-
income
-
4 275
-
-
communal
-
-
-
-
surtax
-
299
-
-
total
-
4 574
-
-
Dividends
-
23 925
-
-
income
-
837
-
-
withholding
-
3 588
-
-
total
-
4 425
-
-
Income
28 500
28 500
28 500
28 500
Total tax
28 757
8 999
12 199
12 198
After tax
-257
19 501
16 301
16 302
Living cost
51 354
51 354
51 354
51 354
Free-cash
-51 611
-31 853
-35 053
-35 052

Estimated living cost  is ₽51354 per week

₽38523
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3111
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9174
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
-₽10023
-₽5439
-₽3298
-₽4776
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 500
health
-
-
-
2 023
income
-
-
-
4 112
surtax
-
-
-
-
pensions
-
-
-
5 701
other
-
-
-
-
unemployment
-
-
-
215
total
-
-
-
12 051
Employee
31 824
-
23 543
-
unemployment
2 215
-
1 639
-
pensions
2 123
-
1 571
-
health
812
-
601
-
income
5 335
-
3 947
-
other
-
-
-
-
surtax
113
-
-
-
total
10 598
-
7 758
-
Employer
31 824
-
23 543
-
pensions
4 243
-
3 138
-
other
-
-
-
-
health
1 447
-
1 072
-
unemployment
1 010
-
746
-
total
6 700
-
4 956
-
Corporate
-
28 500
-
-
income
-
7 410
-
-
total
-
7 410
-
-
Dividends
-
21 090
-
-
withholding
-
3 163
-
-
total
-
3 163
-
-
Income
28 500
28 500
28 500
28 500
Total tax
17 298
10 573
12 714
12 051
After tax
11 202
17 927
15 786
16 449
Living cost
21 225
21 225
21 225
21 225
Free-cash
-10 023
-3 298
-5 439
-4 776

Estimated living cost  is ₽21225 per week

₽12815
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1845
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽493
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6074
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
-₽23921
-₽11446
-₽10476
-₽9755
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 500
social contributions
-
-
-
7 331
municipal
-
-
-
169
regional
-
-
-
430
national
-
-
-
4 869
total
-
-
-
12 799
Employee
52 419
-
28 500
-
regional
706
-
384
-
municipal
278
-
151
-
national
8 305
-
4 345
-
social contributions
17 676
-
9 610
-
total
26 965
-
14 490
-
Employer
52 419
-
28 500
-
total
-
-
-
-
Corporate
-
28 500
-
-
municipal
-
1 417
-
-
nationa
-
6 840
-
-
total
-
8 257
-
-
Dividends
-
20 244
-
-
withholding
-
5 263
-
-
total
-
5 263
-
-
Income
28 500
28 500
28 500
28 500
Total tax
26 965
13 520
14 490
12 799
After tax
1 535
14 980
14 010
15 701
Living cost
25 456
25 456
25 456
25 456
Free-cash
-23 921
-10 476
-11 446
-9 755

Estimated living cost  is ₽25456 per week

₽15831
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2579
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽436
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6610
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
-₽28176
-₽14297
-₽9139
-₽14880
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 500
social contributions
-
-
-
8 322
health
-
-
-
3 847
income
-
-
-
2 450
solidarity contribution
-
-
-
-
total
-
-
-
14 619
Employee
42 295
-
21 269
-
solidarity contribution
-
-
-
-
health
5 710
-
2 871
-
social contributions
2 749
-
1 382
-
income
5 075
-
2 552
-
total
13 534
-
6 805
-
Employer
42 295
-
21 269
-
health
3 807
-
1 914
-
social contributions
10 574
-
5 317
-
total
14 381
-
7 231
-
Corporate
-
28 500
-
-
income
-
5 415
-
-
total
-
5 415
-
-
Dividends
-
23 085
-
-
withholding
-
3 463
-
-
total
-
3 463
-
-
Income
28 500
28 500
28 500
28 500
Total tax
27 915
8 878
14 036
14 619
After tax
585
19 622
14 464
13 881
Living cost
28 761
28 761
28 761
28 761
Free-cash
-28 176
-9 139
-14 297
-14 880

Estimated living cost  is ₽28761 per week

₽21388
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1593
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽498
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5282
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
-₽25591
-₽20870
-₽22984
-₽15012
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 500
health
-
-
-
2 181
surtax
-
-
-
-
income
-
-
-
-
chamber of commerce
-
-
-
115
pensions
-
-
-
5 272
unemployment
-
-
-
5 796
total
-
-
-
13 364
Employee
41 308
37 659
37 659
-
unemployment
1 239
1 130
637
-
pensions
4 230
3 856
2 170
-
health
1 598
1 458
820
-
income
3 680
2 778
3 678
-
other
412
377
212
-
total
11 159
9 599
7 517
-
Employer
41 308
37 659
37 659
-
chamber of commerce
165
151
151
-
pensions
5 184
4 727
2 659
-
other
1 962
1 788
1 648
-
health
1 562
1 424
802
-
unemployment
1 239
1 130
637
-
accident
536
490
276
-
surtax
-
-
-
-
payroll
1 239
1 130
1 130
-
total
11 887
10 840
7 303
-
Corporate
3 587
3 587
17 611
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

897
897
4 402
-
total
897
897
4 402
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
28 500
28 500
28 500
28 500
Total tax
23 943
21 336
19 222
13 364
After tax
4 557
7 164
9 278
15 136
Living cost
30 148
30 148
30 148
30 148
Free-cash
-25 591
-22 984
-20 870
-15 012

Estimated living cost  is ₽30148 per week

₽18085
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3079
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽538
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8446
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽12739
₽10727
₽15002
₽16142
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
28 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
285
total
-
-
-
285
Employee
15 092
-
28 500
-
income
3 018
-
5 700
-
total
3 018
-
5 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

13 408
28 500
-
-
total
-
-
-
-
Dividends
13 408
28 500
-
-
withholding
670
1 425
-
-
total
670
1 425
-
-
Income
28 500
28 500
28 500
28 500
Total tax
3 688
1 425
5 700
285
After tax
24 812
27 075
22 800
28 215
Living cost
12 073
12 073
12 073
12 073
Free-cash
12 739
15 002
10 727
16 142

Estimated living cost  is ₽12073 per week

₽8170
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽507
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽405
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2991
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
-₽19793
-₽9739
-₽5725
-₽8837
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
28 500
health
-
-
-
2 805
income
-
-
-
3 939
pensions
-
-
-
5 204
unemployment
-
-
-
43
total
-
-
-
11 991
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

41 787
-
24 661
-
unemployment
59
-
34
-
pensions
6 477
-
3 823
-
health
2 699
-
1 594
-
income
7 206
-
3 603
-
total
16 441
-
9 054
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

41 787
-
24 661
-
pensions
3 698
-
2 182
-
health
2 783
-
1 643
-
unemployment
25
-
14
-
total
6 506
-
3 839
-
Corporate
-
28 500
-
-
income
-
5 416
-
-
total
-
5 416
-
-
Dividends
-
23 084
-
-
withholding
-
3 463
-
-
total
-
3 463
-
-
Income
28 500
28 500
28 500
28 500
Total tax
22 947
8 879
12 893
11 991
After tax
5 553
19 621
15 607
16 509
Living cost
25 346
25 346
25 346
25 346
Free-cash
-19 793
-5 725
-9 739
-8 837

Estimated living cost  is ₽25346 per week

₽17395
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1625
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽491
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5837
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
-₽112653
-₽25732
-₽23509
-₽21152
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 500
social contributions
-
-
-
3 249
income
-
-
-
5 555
total
-
-
-
8 804
Employee
58 570
-
4 910
-
social contributions
4 803
-
684
-
income
12 919
-
930
-
total
17 722
-
1 614
-
Employer
58 570
-
4 910
-
social contributions
82 583
-
11 770
-
total
82 583
-
11 770
-
Corporate
-
28 500
-
-
income
-
6 270
-
-
total
-
6 270
-
-
Dividends
-
22 230
-
-
income
-
4 891
-
-
total
-
4 891
-
-
Income
28 500
28 500
28 500
28 500
Total tax
100 305
11 161
13 384
8 804
After tax
-71 805
17 339
15 116
19 696
Living cost
40 848
40 848
40 848
40 848
Free-cash
-112 653
-23 509
-25 732
-21 152

Estimated living cost  is ₽40848 per week

₽26504
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3842
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9982
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
-₽25284
-₽12849
-₽13430
-₽12707
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
28 500
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
9 904
income
-
-
-
1 662
surtax
-
-
-
-
total
-
-
-
11 566
Employee
43 462
-
23 031
-
social contributions
4 781
-
2 534
-
income
9 040
-
3 705
-
surtax
-
-
-
-
total
13 821
-
6 239
-
Employer
43 462
-
23 031
-
social contributions
10 322
-
5 469
-
total
10 322
-
5 469
-
Corporate
-
28 500
-
-
income
-
5 984
-
-
surtax
-
-
-
-
total
-
5 984
-
-
Dividends
-
22 516
-
-
withholding
-
6 305
-
-
total
-
6 305
-
-
Income
28 500
28 500
28 500
28 500
Total tax
24 143
12 289
11 708
11 566
After tax
4 357
16 211
16 792
16 934
Living cost
29 641
29 641
29 641
29 641
Free-cash
-25 284
-13 430
-12 849
-12 707

Estimated living cost  is ₽29641 per week

₽22177
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1748
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5220
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
-₽49171
-₽27123
-₽31277
-₽27997
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 500
social contributions
-
-
-
812
health
-
-
-
253
income
-
-
-
-
surtax
-
-
-
-
pensions
-
-
-
8 907
other
-
-
-
884
total
-
-
-
10 856
Employee
59 186
-
21 718
-
pensions
6 694
-
2 455
-
social contributions
1 686
-
619
-
income
5 164
-
124
-
surtax
-
-
-
-
total
13 544
-
3 198
-
Employer
59 186
-
21 718
-
pensions
9 725
-
3 569
-
other
2 043
-
750
-
health
4 142
-
1 521
-
unemployment
2 398
-
879
-
social contributions
178
-
65
-
total
18 486
-
6 784
-
Corporate
-
28 500
-
-
income
-
7 980
-
-
surtax
-
-
-
-
total
-
7 980
-
-
Dividends
-
20 520
-
-
surtax
-
-
-
-
social contributions
-
3 529
-
-
withholding
-
2 627
-
-
total
-
6 156
-
-
Income
28 500
28 500
28 500
28 500
Total tax
32 030
14 136
9 982
10 856
After tax
-3 530
14 364
18 518
17 644
Living cost
45 641
45 641
45 641
45 641
Free-cash
-49 171
-31 277
-27 123
-27 997

Estimated living cost  is ₽45641 per week

₽30889
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3734
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽626
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10392
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
-₽6589
-₽5336
-₽2756
-₽6175
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 500
social contributions
-
-
-
6 269
income
-
-
-
-
total
-
-
-
6 269
Employee
30 380
-
24 675
-
social contributions
1 974
-
1 605
-
income
-
-
-
-
total
1 974
-
1 605
-
Employer
30 380
-
24 675
-
social contributions
4 709
-
3 825
-
total
4 709
-
3 825
-
Corporate
-
28 500
-
-
income
-
2 850
-
-
total
-
2 850
-
-
Dividends
-
25 650
-
-
total
-
-
-
-
Income
28 500
28 500
28 500
28 500
Total tax
6 683
2 850
5 430
6 269
After tax
21 817
25 650
23 070
22 231
Living cost
28 406
28 406
28 406
28 406
Free-cash
-6 589
-2 756
-5 336
-6 175

Estimated living cost  is ₽28406 per week

₽18367
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2141
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽534
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7363
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
-₽176102
-₽176102
-₽176102
-₽25090
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 500
municipal
-
-
-
3 309
pensions
-
-
-
814
labour market
-
-
-
2 215
national
-
-
-
2 026
total
-
-
-
8 364
Employee
190 887
190 887
190 887
-
pensions
271
271
271
-
municipal
40 648
40 648
40 648
-
national
23 320
23 320
23 320
-
labour market
15 249
15 249
15 249
-
total
79 488
79 488
79 488
-
Employer
190 887
190 887
190 887
-
municipal
40 713
40 713
40 713
-
pensions
543
543
543
-
national
23 361
23 361
23 361
-
labour market
15 271
15 271
15 271
-
total
79 888
79 888
79 888
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
28 500
28 500
28 500
28 500
Total tax
159 376
159 376
159 376
8 364
After tax
-130 876
-130 876
-130 876
20 136
Living cost
45 226
45 226
45 226
45 226
Free-cash
-176 102
-176 102
-176 102
-25 090

Estimated living cost  is ₽45226 per week

₽30953
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4001
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽696
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9576
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
-₽10555
-₽5573
-₽18315
-₽2634
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 500
accident
-
-
-
240
health
-
-
-
2 075
income
-
-
-
3 883
pensions
-
-
-
3 959
other
-
-
-
353
total
-
-
-
10 510
Employee
32 443
-
23 675
-
pensions
3 653
-
2 666
-
health
3 715
-
2 711
-
income
4 451
-
3 248
-
total
11 819
-
8 625
-
Employer
32 443
-
23 675
-
pensions
5 275
-
3 849
-
unemployment
795
-
580
-
accident
542
-
395
-
total
6 612
-
4 824
-
Corporate
-
28 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

-
25 650
-
-
total
-
25 650
-
-
Dividends
-
2 850
-
-
withholding
-
541
-
-
total
-
541
-
-
Income
28 500
28 500
28 500
28 500
Total tax
18 431
26 191
13 449
10 510
After tax
10 069
2 309
15 051
17 990
Living cost
20 624
20 624
20 624
20 624
Free-cash
-10 555
-18 315
-5 573
-2 634

Estimated living cost  is ₽20624 per week

₽15012
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1176
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽387
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4049
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
-₽30597
-₽18242
-₽16558
-₽12947
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
28 500
health
-
-
-
45
municipal
-
-
-
5 122
national
-
-
-
-
total
-
-
-
5 167
Employee
49 717
-
23 976
-
unemployment
746
-
360
-
pensions
3 355
-
1 618
-
municipal
8 143
-
3 960
-
national
821
-
-
-
health
371
-
-
-
total
13 436
-
5 938
-
Employer
49 717
-
23 976
-
pensions
8 626
-
4 160
-
health
382
-
185
-
unemployment
323
-
156
-
accident
50
-
23
-
total
9 381
-
4 524
-
Corporate
-
28 500
-
-
income
-
5 701
-
-
total
-
5 701
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
17 099
-
-
national
-
-
-
-
municipal
-
3 077
-
-
total
-
3 077
-
-
Income
28 500
28 500
28 500
28 500
Total tax
22 817
8 778
10 462
5 167
After tax
5 683
19 722
18 038
23 333
Living cost
36 280
36 280
36 280
36 280
Free-cash
-30 597
-16 558
-18 242
-12 947

Estimated living cost  is ₽36280 per week

₽23698
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽577
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
-₽7960
-₽6722
-₽14749
₽101
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 924
social contributions
-
-
-
5 604
health
-
-
-
916
income
-
-
-
-
total
-
-
-
6 520
Employee
72 664
72 664
72 664
-
health
563
1 236
439
-
social contributions
2 747
6 031
2 148
-
income
7 912
6 727
8 129
-
total
11 222
13 994
10 716
-
Employer
72 664
72 664
72 664
-
health
612
1 345
479
-
social contributions
2 747
6 031
2 148
-
total
3 359
7 376
2 627
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
28 500
28 500
28 500
28 500
Total tax
14 581
21 370
13 343
6 520
After tax
13 919
7 130
15 157
21 980
Living cost
21 879
21 879
21 879
21 879
Free-cash
-7 960
-14 749
-6 722
101

Estimated living cost  is ₽21879 per week

₽13112
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2147
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6137
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽3789
₽2809
₽8598
₽2278
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
28 500
health
-
-
-
3 420
income
-
-
-
1 761
pensions
-
-
-
6 011
unemployment
-
-
-
27
total
-
-
-
11 219
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 690
-
25 839
-
unemployment
108
-
129
-
pensions
3 253
-
3 875
-
health
1 843
-
2 197
-
income
1 483
-
1 826
-
total
6 687
-
8 027
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 690
-
25 839
-
pensions
1 193
-
1 420
-
health
933
-
1 112
-
unemployment
108
-
129
-
total
2 234
-
2 661
-
Corporate
4 577
28 500
-
-
income
412
2 564
-
-
total
412
2 564
-
-
Dividends
4 164
25 936
-
-
withholding
375
2 335
-
-
total
375
2 335
-
-
Income
28 500
28 500
28 500
28 500
Total tax
9 708
4 899
10 688
11 219
After tax
18 792
23 601
17 812
17 281
Living cost
15 003
15 003
15 003
15 003
Free-cash
3 789
8 598
2 809
2 278

Estimated living cost  is ₽15003 per week

₽9572
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1081
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽447
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3902
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
-₽17580
-₽12673
-₽6633
-₽9827
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 500
accident
-
-
-
256
income
-
-
-
3 791
pensions
-
-
-
8 066
other
-
-
-
29
unemployment
-
-
-
199
total
-
-
-
12 341
Employee
34 941
-
18 440
-
unemployment
542
-
490
-
pensions
1 643
-
1 483
-
income
6 736
-
3 122
-
other
34
-
32
-
total
8 955
-
5 127
-
Employer
34 941
-
18 440
-
pensions
8 245
-
7 447
-
other
280
-
253
-
unemployment
1 922
-
1 736
-
accident
692
-
624
-
total
11 139
-
10 060
-
Corporate
-
28 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
4 275
-
-
total
-
4 275
-
-
Dividends
-
24 225
-
-
withholding
-
4 872
-
-
total
-
4 872
-
-
Income
28 500
28 500
28 500
28 500
Total tax
20 094
9 147
15 187
12 341
After tax
8 406
19 353
13 313
16 159
Living cost
25 986
25 986
25 986
25 986
Free-cash
-17 580
-6 633
-12 673
-9 827

Estimated living cost  is ₽25986 per week

₽17540
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2498
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽455
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5493
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽15643
₽15472
₽15943
₽15602
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 500
health
-
-
-
974
income
-
-
-
8 740
pensions
-
-
-
1 343
total
-
-
-
11 057
Employee
2 804
-
26 989
-
unemployment
28
-
67
-
pensions
252
-
604
-
health
140
-
336
-
income
542
-
8 669
-
total
962
-
9 676
-
Employer
2 804
-
26 989
-
pensions
308
-
739
-
health
266
-
638
-
unemployment
56
-
134
-
total
630
-
1 511
-
Corporate
25 065
28 500
-
-
income
5 514
6 270
-
-
total
5 514
6 270
-
-
Dividends
19 550
22 230
-
-
withholding
3 910
4 446
-
-
total
3 910
4 446
-
-
Income
28 500
28 500
28 500
28 500
Total tax
11 016
10 716
11 187
11 057
After tax
17 484
17 784
17 313
17 443
Living cost
1 841
1 841
1 841
1 841
Free-cash
15 643
15 943
15 472
15 602

Estimated living cost  is ₽1841 per week

₽1094
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽149
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽42
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽556
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
-₽545
-₽276
₽4255
-₽1503
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
28 500
health
-
-
-
2 936
income
-
-
-
2 894
pensions
-
-
-
7 410
unemployment
-
-
-
427
total
-
-
-
13 667
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 634
-
24 173
-
unemployment
185
-
181
-
pensions
3 449
-
3 384
-
health
1 269
-
1 245
-
income
3 396
-
3 303
-
total
8 299
-
8 113
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 634
-
24 173
-
pensions
2 956
-
2 901
-
health
1 269
-
1 245
-
unemployment
185
-
181
-
total
4 410
-
4 327
-
Corporate
-
28 500
-
-
income
-
4 275
-
-
total
-
4 275
-
-
Dividends
-
24 225
-
-
withholding
-
3 634
-
-
total
-
3 634
-
-
Income
28 500
28 500
28 500
28 500
Total tax
12 709
7 909
12 440
13 667
After tax
15 791
20 591
16 060
14 833
Living cost
16 336
16 336
16 336
16 336
Free-cash
-545
4 255
-276
-1 503

Estimated living cost  is ₽16336 per week

₽10999
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1264
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽473
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3601
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
-₽16887
-₽8684
-₽9265
-₽8542
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
28 500
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
9 904
income
-
-
-
1 662
surtax
-
-
-
-
total
-
-
-
11 566
Employee
36 677
-
23 031
-
social contributions
4 035
-
2 534
-
income
7 166
-
3 705
-
surtax
-
-
-
-
total
11 201
-
6 239
-
Employer
36 677
-
23 031
-
social contributions
8 710
-
5 469
-
total
8 710
-
5 469
-
Corporate
-
28 500
-
-
income
-
5 984
-
-
surtax
-
-
-
-
total
-
5 984
-
-
Dividends
-
22 516
-
-
withholding
-
6 305
-
-
total
-
6 305
-
-
Income
28 500
28 500
28 500
28 500
Total tax
19 911
12 289
11 708
11 566
After tax
8 589
16 211
16 792
16 934
Living cost
25 476
25 476
25 476
25 476
Free-cash
-16 887
-9 265
-8 684
-8 542

Estimated living cost  is ₽25476 per week

₽18044
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1770
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5211
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
-₽31691
-₽19898
-₽13858
-₽17052
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 500
accident
-
-
-
256
income
-
-
-
3 791
pensions
-
-
-
8 066
other
-
-
-
29
unemployment
-
-
-
199
total
-
-
-
12 341
Employee
45 638
-
18 440
-
unemployment
707
-
490
-
pensions
2 145
-
1 483
-
income
9 532
-
3 122
-
other
45
-
32
-
total
12 429
-
5 127
-
Employer
45 638
-
18 440
-
pensions
10 770
-
7 447
-
other
366
-
253
-
unemployment
2 511
-
1 736
-
accident
904
-
624
-
total
14 551
-
10 060
-
Corporate
-
28 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
4 275
-
-
total
-
4 275
-
-
Dividends
-
24 225
-
-
withholding
-
4 872
-
-
total
-
4 872
-
-
Income
28 500
28 500
28 500
28 500
Total tax
26 980
9 147
15 187
12 341
After tax
1 520
19 353
13 313
16 159
Living cost
33 211
33 211
33 211
33 211
Free-cash
-31 691
-13 858
-19 898
-17 052

Estimated living cost  is ₽33211 per week

₽23851
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2582
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽468
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6311
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽2490
₽1838
₽8213
₽460
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 500
health
-
-
-
3 278
income
-
-
-
4 275
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 218
unemployment
-
-
-
114
total
-
-
-
11 885
Employee
21 392
-
23 825
-
accident

We are using the highest rate at 1.1%.

235
-
262
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 878
-
2 092
-
health
984
-
1 096
-
income
2 140
-
2 383
-
total
5 237
-
5 833
-
Employer
21 392
-
23 825
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 357
-
2 625
-
health
1 476
-
1 644
-
unemployment
128
-
143
-
accident

We are using the highest rate at 1.1%.

235
-
262
-
total
4 196
-
4 674
-
Corporate
2 911
28 500
-
-
income
291
2 850
-
-
total
291
2 850
-
-
Dividends
2 620
25 650
-
-
withholding
131
1 282
-
-
total
131
1 282
-
-
Income
28 500
28 500
28 500
28 500
Total tax
9 855
4 132
10 507
11 885
After tax
18 645
24 368
17 993
16 615
Living cost
16 155
16 155
16 155
16 155
Free-cash
2 490
8 213
1 838
460

Estimated living cost  is ₽16155 per week

₽10685
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽925
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽385
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4161
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
-₽18518
-₽15447
-₽21588
-₽15447
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
28 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 456
trade
-
-
-
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
956
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
52
total
-
-
-
7 464
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 019
-
28 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 456
-
6 456
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 866
-
956
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

213
-
52
-
total
10 535
-
7 464
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
28 500
-
-
income
-
4 275
-
-
chamber of commerce
-
185
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
235
-
-
trade
-
4 090
-
-
total
-
8 785
-
-
Dividends
-
19 715
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
251
-
-
withholding
-
4 569
-
-
total
-
4 820
-
-
Income
28 500
28 500
28 500
28 500
Total tax
10 535
13 605
7 464
7 464
After tax
17 965
14 895
21 036
21 036
Living cost
36 483
36 483
36 483
36 483
Free-cash
-18 518
-21 588
-15 447
-15 447

Estimated living cost  is ₽36483 per week

₽25167
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3925
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6861
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
-₽45419
-₽28984
-₽33880
-₽28984
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 500
social contributions
-
-
-
912
income
-
-
-
2 742
total
-
-
-
3 654
Employee
73 918
-
28 500
-
social contributions
6 141
-
912
-
income
13 948
-
2 742
-
total
20 089
-
3 654
-
Employer
73 918
-
28 500
-
total
-
-
-
-
Corporate
-
28 500
-
-
income
-
3 563
-
-
total
-
3 563
-
-
Dividends
-
24 937
-
-
withholding
-
4 987
-
-
total
-
4 987
-
-
Income
28 500
28 500
28 500
28 500
Total tax
20 089
8 550
3 654
3 654
After tax
8 411
19 950
24 846
24 846
Living cost
53 830
53 830
53 830
53 830
Free-cash
-45 419
-33 880
-28 984
-28 984

Estimated living cost  is ₽53830 per week

₽40953
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4386
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽515
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7976
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
-₽22014
-₽12042
-₽18598
-₽38518
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
28 500
income
-
-
-
26 899
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 816
total
-
-
-
32 715
Employee
43 350
-
25 903
-
social contributions
4 343
-
2 595
-
income
4 704
-
1 049
-
total
9 047
-
3 644
-
Employer
43 350
-
25 903
-
social contributions
4 343
-
2 595
-
total
4 343
-
2 595
-
Corporate
-
28 500
-
-
income
-
9 974
-
-
total
-
9 974
-
-
Dividends
-
18 526
-
-
social contributions
2 821
2 821
-
-
total
2 821
2 821
-
-
Income
28 500
28 500
28 500
28 500
Total tax
16 211
12 795
6 239
32 715
After tax
12 289
15 705
22 261
-4 215
Living cost
34 303
34 303
34 303
34 303
Free-cash
-22 014
-18 598
-12 042
-38 518

Estimated living cost  is ₽34303 per week

₽22595
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2704
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
-₽24235
-₽14402
-₽12948
-₽12319
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 500
income
-
-
-
5 495
pensions
-
-
-
1 023
total
-
-
-
6 518
Employee
47 083
-
26 139
-
pensions
3 594
-
1 080
-
health
614
-
185
-
income
8 574
-
4 975
-
total
12 782
-
6 240
-
Employer
47 083
-
26 139
-
pensions
4 757
-
1 865
-
health
895
-
496
-
total
5 652
-
2 361
-
Corporate
-
28 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
5 416
-
-
total
-
5 416
-
-
Dividends
-
23 084
-
-
withholding
-
1 731
-
-
total
-
1 731
-
-
Income
28 500
28 500
28 500
28 500
Total tax
18 434
7 147
8 601
6 518
After tax
10 066
21 353
19 899
21 982
Living cost
34 301
34 301
34 301
34 301
Free-cash
-24 235
-12 948
-14 402
-12 319

Estimated living cost  is ₽34301 per week

₽23530
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3154
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽429
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7185
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
-₽14419
-₽7615
-₽20357
-₽4676
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 500
accident
-
-
-
240
health
-
-
-
2 075
income
-
-
-
3 883
pensions
-
-
-
3 959
other
-
-
-
353
total
-
-
-
10 510
Employee
35 654
-
23 675
-
pensions
4 015
-
2 666
-
health
4 082
-
2 711
-
income
4 891
-
3 248
-
total
12 988
-
8 625
-
Employer
35 654
-
23 675
-
pensions
5 797
-
3 849
-
unemployment
873
-
580
-
accident
595
-
395
-
total
7 265
-
4 824
-
Corporate
-
28 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

-
25 650
-
-
total
-
25 650
-
-
Dividends
-
2 850
-
-
withholding
-
541
-
-
total
-
541
-
-
Income
28 500
28 500
28 500
28 500
Total tax
20 253
26 191
13 449
10 510
After tax
8 247
2 309
15 051
17 990
Living cost
22 666
22 666
22 666
22 666
Free-cash
-14 419
-20 357
-7 615
-4 676

Estimated living cost  is ₽22666 per week

₽16634
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1321
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

Close
Skopje , Macedonia
₽6887
₽5063
₽11476
₽5063
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
28 500
income
-
-
-
2 850
health insurance
-
-
-
2 109
pensions
-
-
-
5 244
unemployment
-
-
-
342
work injury
-
-
-
143
total
-
-
-
10 688
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

20 398
-
28 500
-
unemployment
245
-
342
-
pensions
3 753
-
5 244
-
work injury
102
-
143
-
income
2 040
-
2 850
-
health insurance
1 509
-
2 109
-
total
7 649
-
10 688
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
8 102
28 500
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

-
-
-
-
total
-
-
-
-
Dividends
8 102
28 500
-
-
withholding
1 215
4 275
-
-
total
1 215
4 275
-
-
Income
28 500
28 500
28 500
28 500
Total tax
8 864
4 275
10 688
10 688
After tax
19 636
24 225
17 812
17 812
Living cost
12 748
12 748
12 748
12 748
Free-cash
6 887
11 476
5 063
5 063

Estimated living cost  is ₽12748 per week

₽7898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽926
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽398
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3527
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

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Rome , Italy
-₽51131
-₽23597
-₽22634
-₽21902
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 500
social contributions
-
-
-
7 331
municipal
-
-
-
190
regional
-
-
-
366
national
-
-
-
4 869
total
-
-
-
12 756
Employee
79 630
-
28 500
-
regional
1 202
-
326
-
municipal
475
-
170
-
national
13 457
-
4 345
-
social contributions
26 851
-
9 610
-
total
41 985
-
14 451
-
Employer
79 630
-
28 500
-
total
-
-
-
-
Corporate
-
28 500
-
-
municipal
-
1 374
-
-
nationa
-
6 840
-
-
total
-
8 214
-
-
Dividends
-
20 287
-
-
withholding
-
5 274
-
-
total
-
5 274
-
-
Income
28 500
28 500
28 500
28 500
Total tax
41 985
13 488
14 451
12 756
After tax
-13 485
15 012
14 049
15 744
Living cost
37 646
37 646
37 646
37 646
Free-cash
-51 131
-22 634
-23 597
-21 902

Estimated living cost  is ₽37646 per week

₽26444
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2589
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽568
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8043
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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