Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 28000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽2038
₽7768
₽1507
₽152
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
health
-
-
-
3 220
income
-
-
-
4 200
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 144
unemployment
-
-
-
112
total
-
-
-
11 676
Employee
21 415
-
23 407
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 880
-
2 055
-
income
2 142
-
2 341
-
health
985
-
1 076
-
accident

We are using the highest rate at 1.1%.

235
-
257
-
total
5 242
-
5 729
-
Employer
21 415
-
23 407
-
health
1 478
-
1 615
-
unemployment
129
-
140
-
accident

We are using the highest rate at 1.1%.

235
-
257
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 360
-
2 580
-
total
4 202
-
4 592
-
Corporate
2 384
28 000
-
-
income
238
2 800
-
-
total
238
2 800
-
-
Dividends
2 146
25 200
-
-
withholding
108
1 260
-
-
total
108
1 260
-
-
Income
28 000
28 000
28 000
28 000
Total tax
9 790
4 060
10 321
11 676
After tax
18 210
23 940
17 679
16 324
Living cost
16 172
16 172
16 172
16 172
Free-cash
2 038
7 768
1 507
152

Estimated living cost  is ₽16172 per week

₽10696
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽926
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽386
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4165
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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