Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 28000
per

Your estimated
City
free-cash

Dresden , Germany
-₽7755
-₽14059
-₽7755
-₽7870
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
28 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 407
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
892
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
50
trade
-
-
-
-
total
-
-
-
7 349
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 870
-
28 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
-
50
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 002
-
892
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 407
-
6 407
-
total
7 464
-
7 349
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
28 000
-
-
chamber of commerce
-
183
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
231
-
-
trade
-
4 410
-
-
income
-
4 200
-
-
total
-
9 024
-
-
Dividends
-
18 975
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
242
-
-
withholding
-
4 387
-
-
total
-
4 629
-
-
Income
28 000
28 000
28 000
28 000
Total tax
7 464
13 653
7 349
7 349
After tax
20 536
14 347
20 651
20 651
Living cost
28 406
28 406
28 406
28 406
Free-cash
-7 870
-14 059
-7 755
-7 755

Estimated living cost  is ₽28406 per week

₽17868
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3312
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6695
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
-₽29928
-₽31780
-₽30149
-₽55278
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
social contributions
-
-
-
301
pensions
-
-
-
3 360
national
-
-
-
3 182
municipal
-
-
-
2 054
total
-
-
-
8 897
Employee
76 350
-
24 206
-
municipal
9 430
-
2 162
-
national
14 613
-
3 350
-
pensions
3 054
-
968
-
total
27 097
-
6 480
-
Employer
76 350
-
24 206
-
pensions
6 108
-
1 936
-
social contributions
821
-
260
-
total
6 929
-
2 196
-
Corporate
-
28 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
5 600
-
-
total
-
5 600
-
-
Dividends
-
22 400
-
-
withholding
-
4 928
-
-
total
-
4 928
-
-
Income
28 000
28 000
28 000
28 000
Total tax
34 026
10 528
8 676
8 897
After tax
-6 026
17 472
19 324
19 103
Living cost
49 252
49 252
49 252
49 252
Free-cash
-55 278
-31 780
-29 928
-30 149

Estimated living cost  is ₽49252 per week

₽33476
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4578
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽737
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10460
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
-₽3446
₽2888
₽1336
-₽6005
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
28 000
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
2 953
income
-
-
-
-
surtax
-
-
-
-
microenterprise
-
-
-
4 200
total
-
-
-
7 153
Employee
27 404
-
22 565
-
surtax
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

3 015
-
2 483
-
income
4 878
-
4 017
-
total
7 893
-
6 500
-
Employer
27 404
-
22 565
-
surtax
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

6 601
-
5 435
-
total
6 601
-
5 435
-
Corporate
-
28 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

-
5 601
-
-
total
-
5 601
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

-
22 399
-
-
total
-
-
-
-
Income
28 000
28 000
28 000
28 000
Total tax
14 494
5 601
11 935
7 153
After tax
13 506
22 399
16 065
20 847
Living cost
19 511
19 511
19 511
19 511
Free-cash
-6 005
2 888
-3 446
1 336

Estimated living cost  is ₽19511 per week

₽12447
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1858
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
-₽65127
-₽59864
-₽23145
-₽65127
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
health
-
-
-
4 298
income
-
-
-
2 520
pensions
-
-
-
5 040
total
-
-
-
11 858
Employee
80 086
80 086
80 086
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 109
13 109
13 109
-
pensions
14 415
10 988
14 415
-
health
12 292
10 456
12 292
-
total
39 816
34 553
39 816
-
Employer
80 086
80 086
80 086
-
unemployment
2 883
2 883
2 883
-
health
5 567
5 567
5 567
-
pensions
5 574
5 574
5 574
-
total
14 024
14 024
14 024
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
28 000
28 000
28 000
28 000
Total tax
53 840
48 577
53 840
11 858
After tax
-25 840
-20 577
-25 840
16 142
Living cost
39 287
39 287
39 287
39 287
Free-cash
-65 127
-59 864
-65 127
-23 145

Estimated living cost  is ₽39287 per week

₽27841
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3542
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽625
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7279
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
-₽23826
-₽23491
-₽24822
-₽44619
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
other
-
-
-
3 254
health
-
-
-
1 747
accident
-
-
-
56
pensions
-
-
-
3 027
national
-
-
-
-
unemployment
-
-
-
28
municipal
-
-
-
5 931
total
-
-
-
14 043
Employee
55 257
-
21 306
-
municipal
16 478
-
6 353
-
national
-
-
-
-
total
16 478
-
6 353
-
Employer
55 257
-
21 306
-
other
6 421
-
2 476
-
unemployment
1 459
-
562
-
health
3 398
-
1 310
-
accident
111
-
43
-
pensions
5 973
-
2 303
-
total
17 362
-
6 694
-
Corporate
-
28 000
-
-
income
-
6 160
-
-
total
-
6 160
-
-
Dividends
-
21 840
-
-
withholding
-
6 552
-
-
total
-
6 552
-
-
Income
28 000
28 000
28 000
28 000
Total tax
33 840
12 712
13 047
14 043
After tax
-5 840
15 288
14 953
13 957
Living cost
38 779
38 779
38 779
38 779
Free-cash
-44 619
-23 491
-23 826
-24 822

Estimated living cost  is ₽38779 per week

₽25701
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3805
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽589
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8684
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
-₽16190
-₽22637
-₽16190
-₽19558
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
28 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 407
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
892
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
50
trade
-
-
-
-
total
-
-
-
7 349
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 559
-
28 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

224
-
50
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 086
-
892
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 407
-
6 407
-
total
10 717
-
7 349
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
28 000
-
-
chamber of commerce
-
182
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
231
-
-
trade
-
4 606
-
-
income
-
4 200
-
-
total
-
9 219
-
-
Dividends
-
18 781
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
238
-
-
withholding
-
4 339
-
-
total
-
4 577
-
-
Income
28 000
28 000
28 000
28 000
Total tax
10 717
13 796
7 349
7 349
After tax
17 283
14 204
20 651
20 651
Living cost
36 841
36 841
36 841
36 841
Free-cash
-19 558
-22 637
-16 190
-16 190

Estimated living cost  is ₽36841 per week

₽24640
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7767
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
-₽15614
-₽23625
-₽8889
-₽18497
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 652
social contributions
-
-
-
5 562
health
-
-
-
909
income
-
-
-
-
total
-
-
-
6 471
Employee
72 114
72 114
72 114
-
social contributions
3 504
5 985
2 109
-
income
7 573
6 676
8 076
-
health
717
1 226
432
-
total
11 794
13 887
10 617
-
Employer
72 114
72 114
72 114
-
health
781
1 335
470
-
social contributions
3 504
5 985
2 109
-
total
4 285
7 320
2 579
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
28 000
28 000
28 000
28 000
Total tax
16 079
21 207
13 196
6 471
After tax
11 921
6 793
14 804
21 529
Living cost
30 418
30 418
30 418
30 418
Free-cash
-18 497
-23 625
-15 614
-8 889

Estimated living cost  is ₽30418 per week

₽20794
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2376
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6738
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
-₽1225
-₽1432
₽1939
-₽2115
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
health
-
-
-
1 960
income
-
-
-
3 423
pensions
-
-
-
2 800
unemployment
-
-
-
420
total
-
-
-
8 603
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 201
10 030
23 431
-
income
3 081
1 226
2 864
-
pensions
2 520
1 003
2 343
-
health
1 764
702
1 640
-
unemployment
378
150
351
-
total
7 743
3 081
7 198
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 201
10 030
23 431
-
pensions
4 914
1 956
4 569
-
total
4 914
1 956
4 569
-
Corporate
-
16 015
-
-
income
-
1 441
-
-
total
-
1 441
-
-
Dividends
-
14 573
-
-
social contributions
-
2 727
-
-
withholding
-
2 769
-
-
total
-
5 496
-
-
Income
28 000
28 000
28 000
28 000
Total tax
12 657
11 974
11 767
8 603
After tax
15 343
16 026
16 233
19 397
Living cost
17 458
17 458
17 458
17 458
Free-cash
-2 115
-1 432
-1 225
1 939

Estimated living cost  is ₽17458 per week

₽11913
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1428
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽349
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3767
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
-₽4376
-₽253
-₽5506
-₽7597
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
health
-
-
-
3 639
income
-
-
-
1 616
pensions
-
-
-
5 599
total
-
-
-
10 854
Employee
26 604
-
20 928
-
income
2 995
-
1 899
-
pensions
532
-
418
-
unemployment
425
-
335
-
total
3 952
-
2 652
-
Employer
26 604
-
20 928
-
unemployment
214
-
167
-
health
3 458
-
2 721
-
pensions
5 321
-
4 184
-
total
8 993
-
7 072
-
Corporate
-
28 000
-
-
income
-
5 601
-
-
total
-
5 601
-
-
Dividends
-
22 399
-
-
total
-
-
-
-
Income
28 000
28 000
28 000
28 000
Total tax
12 945
5 601
9 724
10 854
After tax
15 055
22 399
18 276
17 146
Living cost
22 652
22 652
22 652
22 652
Free-cash
-7 597
-253
-4 376
-5 506

Estimated living cost  is ₽22652 per week

₽15537
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1349
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽456
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5311
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
-₽5990
-₽18509
-₽3158
-₽11345
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
other
-
-
-
350
health
-
-
-
2 060
accident
-
-
-
238
income
-
-
-
3 803
pensions
-
-
-
3 930
total
-
-
-
10 381
Employee
32 683
-
23 260
-
income
4 484
-
3 191
-
pensions
3 680
-
2 619
-
health
3 742
-
2 663
-
total
11 906
-
8 473
-
Employer
32 683
-
23 260
-
unemployment
801
-
570
-
accident
546
-
388
-
pensions
5 315
-
3 782
-
total
6 662
-
4 740
-
Corporate
-
28 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

-
25 200
-
-
total
-
25 200
-
-
Dividends
-
2 800
-
-
withholding
-
532
-
-
total
-
532
-
-
Income
28 000
28 000
28 000
28 000
Total tax
18 568
25 732
13 213
10 381
After tax
9 432
2 268
14 787
17 619
Living cost
20 777
20 777
20 777
20 777
Free-cash
-11 345
-18 509
-5 990
-3 158

Estimated living cost  is ₽20777 per week

₽15228
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1151
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽434
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3965
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽14584
₽18784
₽19904
₽17318
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
28 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
280
total
-
-
-
280
Employee
9 769
-
28 000
-
income
1 954
-
5 600
-
total
1 954
-
5 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

18 231
28 000
-
-
total
-
-
-
-
Dividends
18 231
28 000
-
-
withholding
912
1 400
-
-
total
912
1 400
-
-
Income
28 000
28 000
28 000
28 000
Total tax
2 866
1 400
5 600
280
After tax
25 134
26 600
22 400
27 720
Living cost
7 816
7 816
7 816
7 816
Free-cash
17 318
18 784
14 584
19 904

Estimated living cost  is ₽7816 per week

₽4844
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽650
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽215
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2108
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
-₽8577
-₽4417
-₽9826
-₽14632
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
other
-
-
-
1 329
health
-
-
-
1 232
income
-
-
-
3 556
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
6 720
total
-
-
-
12 837
Employee
34 051
-
22 364
-
income
5 862
-
3 849
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 383
-
1 566
-
health
477
-
313
-
unemployment
340
-
224
-
total
9 062
-
5 952
-
Employer
34 051
-
22 364
-
other
1 703
-
1 118
-
unemployment
340
-
224
-
health
477
-
313
-
accident
272
-
180
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 789
-
3 801
-
total
8 581
-
5 636
-
Corporate
-
28 000
-
-
income
-
5 880
-
-
total
-
5 880
-
-
Dividends
-
22 120
-
-
withholding
-
1 548
-
-
total
-
1 548
-
-
Income
28 000
28 000
28 000
28 000
Total tax
17 643
7 428
11 588
12 837
After tax
10 357
20 572
16 412
15 163
Living cost
24 989
24 989
24 989
24 989
Free-cash
-14 632
-4 417
-8 577
-9 826

Estimated living cost  is ₽24989 per week

₽17656
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1687
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽402
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5243
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
-₽42340
-₽40971
-₽40329
-₽71664
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
income
-
-
-
5 406
pensions
-
-
-
973
total
-
-
-
6 379
Employee
87 650
-
25 711
-
income
15 800
-
4 902
-
health
1 444
-
175
-
pensions
8 456
-
1 024
-
total
25 700
-
6 101
-
Employer
87 650
-
25 711
-
health
1 665
-
488
-
pensions
10 349
-
1 801
-
total
12 014
-
2 289
-
Corporate
-
28 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
5 320
-
-
total
-
5 320
-
-
Dividends
-
22 680
-
-
withholding
-
1 701
-
-
total
-
1 701
-
-
Income
28 000
28 000
28 000
28 000
Total tax
37 714
7 021
8 390
6 379
After tax
-9 714
20 979
19 610
21 621
Living cost
61 950
61 950
61 950
61 950
Free-cash
-71 664
-40 971
-42 340
-40 329

Estimated living cost  is ₽61950 per week

₽46420
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7279
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7748
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽5485
₽11747
₽4132
₽7426
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
health
-
-
-
3 219
income
-
-
-
4 200
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 144
unemployment
-
-
-
112
total
-
-
-
11 675
Employee
16 145
-
23 407
-
income
1 614
-
2 341
-
accident

We are using the highest rate at 1.1%.

178
-
257
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 418
-
2 055
-
health
743
-
1 076
-
total
3 953
-
5 729
-
Employer
16 145
-
23 407
-
unemployment
97
-
141
-
health
1 114
-
1 615
-
accident

We are using the highest rate at 1.1%.

178
-
257
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 779
-
2 580
-
total
3 168
-
4 593
-
Corporate
8 687
28 000
-
-
income
869
2 800
-
-
total
869
2 800
-
-
Dividends
7 818
25 200
-
-
withholding
391
1 260
-
-
total
391
1 260
-
-
Income
28 000
28 000
28 000
28 000
Total tax
8 381
4 060
10 322
11 675
After tax
19 619
23 940
17 678
16 325
Living cost
12 193
12 193
12 193
12 193
Free-cash
7 426
11 747
5 485
4 132

Estimated living cost  is ₽12193 per week

₽7118
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽871
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽323
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3881
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
-₽77843
-₽72580
-₽35861
-₽74170
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
health
-
-
-
4 298
income
-
-
-
2 520
pensions
-
-
-
5 040
total
-
-
-
11 858
Employee
86 948
80 086
80 086
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 109
13 109
13 109
-
pensions
10 988
10 988
14 415
-
health
10 847
10 456
12 292
-
total
34 944
34 553
39 816
-
Employer
86 948
80 086
80 086
-
unemployment
3 130
2 883
2 883
-
health
6 042
5 567
5 567
-
pensions
6 051
5 574
5 574
-
total
15 223
14 024
14 024
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
28 000
28 000
28 000
28 000
Total tax
50 167
48 577
53 840
11 858
After tax
-22 167
-20 577
-25 840
16 142
Living cost
52 003
52 003
52 003
52 003
Free-cash
-74 170
-72 580
-77 843
-35 861

Estimated living cost  is ₽52003 per week

₽38361
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4645
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8402
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
-₽8913
-₽3844
-₽9485
-₽17564
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
social contributions
-
-
-
8 176
health
-
-
-
3 780
income
-
-
-
2 407
solidarity contribution
-
-
-
-
total
-
-
-
14 363
Employee
34 004
-
20 895
-
social contributions
2 210
-
1 358
-
solidarity contribution
-
-
-
-
income
4 080
-
2 507
-
health
4 591
-
2 821
-
total
10 881
-
6 686
-
Employer
34 004
-
20 895
-
health
3 060
-
1 881
-
social contributions
8 501
-
5 224
-
total
11 561
-
7 105
-
Corporate
-
28 000
-
-
income
-
5 320
-
-
total
-
5 320
-
-
Dividends
-
22 680
-
-
withholding
-
3 402
-
-
total
-
3 402
-
-
Income
28 000
28 000
28 000
28 000
Total tax
22 442
8 722
13 791
14 363
After tax
5 558
19 278
14 209
13 637
Living cost
23 122
23 122
23 122
23 122
Free-cash
-17 564
-3 844
-8 913
-9 485

Estimated living cost  is ₽23122 per week

₽16061
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1645
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽455
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4962
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
-₽25725
-₽24634
-₽24029
-₽55347
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
social contributions
-
-
-
7 268
national
-
-
-
4 768
regional
-
-
-
254
municipal
-
-
-
166
total
-
-
-
12 456
Employee
83 348
-
28 000
-
social contributions
28 105
-
9 528
-
municipal
441
-
148
-
national
14 442
-
4 248
-
regional
786
-
228
-
total
43 774
-
14 152
-
Employer
83 348
-
28 000
-
total
-
-
-
-
Corporate
-
28 000
-
-
nationa
-
6 720
-
-
municipal
-
1 093
-
-
total
-
7 813
-
-
Dividends
-
20 187
-
-
withholding
-
5 248
-
-
total
-
5 248
-
-
Income
28 000
28 000
28 000
28 000
Total tax
43 774
13 061
14 152
12 456
After tax
-15 774
14 939
13 848
15 544
Living cost
39 573
39 573
39 573
39 573
Free-cash
-55 347
-24 634
-25 725
-24 029

Estimated living cost  is ₽39573 per week

₽27585
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2595
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽607
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8785
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
-₽5184
-₽3082
-₽4537
-₽9539
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
other
-
-
-
-
health
-
-
-
1 988
income
-
-
-
4 040
pensions
-
-
-
5 601
surtax
-
-
-
-
unemployment
-
-
-
214
total
-
-
-
11 843
Employee
31 013
-
23 131
-
surtax
101
-
-
-
income
5 198
-
3 878
-
other
-
-
-
-
pensions
2 068
-
1 543
-
health
792
-
589
-
unemployment
2 159
-
1 611
-
total
10 318
-
7 621
-
Employer
31 013
-
23 131
-
other
-
-
-
-
unemployment
982
-
733
-
health
1 411
-
1 052
-
pensions
4 134
-
3 084
-
total
6 527
-
4 869
-
Corporate
-
28 000
-
-
income
-
7 281
-
-
total
-
7 281
-
-
Dividends
-
20 719
-
-
withholding
-
3 107
-
-
total
-
3 107
-
-
Income
28 000
28 000
28 000
28 000
Total tax
16 845
10 388
12 490
11 843
After tax
11 155
17 612
15 510
16 157
Living cost
20 694
20 694
20 694
20 694
Free-cash
-9 539
-3 082
-5 184
-4 537

Estimated living cost  is ₽20694 per week

₽12654
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1910
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽477
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5654
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
-₽22712
-₽21343
-₽20701
-₽38215
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
income
-
-
-
5 406
pensions
-
-
-
973
total
-
-
-
6 379
Employee
58 740
-
25 711
-
income
10 579
-
4 902
-
health
853
-
175
-
pensions
4 986
-
1 024
-
total
16 418
-
6 101
-
Employer
58 740
-
25 711
-
health
1 116
-
488
-
pensions
6 359
-
1 801
-
total
7 475
-
2 289
-
Corporate
-
28 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
5 320
-
-
total
-
5 320
-
-
Dividends
-
22 680
-
-
withholding
-
1 701
-
-
total
-
1 701
-
-
Income
28 000
28 000
28 000
28 000
Total tax
23 893
7 021
8 390
6 379
After tax
4 107
20 979
19 610
21 621
Living cost
42 322
42 322
42 322
42 322
Free-cash
-38 215
-21 343
-22 712
-20 701

Estimated living cost  is ₽42322 per week

₽31708
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3172
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6999
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
-₽53907
-₽62375
-₽51112
-₽68357
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
560
health
-
-
-
245
pensions
-
-
-
2 576
city
-
-
-
293
national
-
-
-
-
regional
-
-
-
261
total
-
-
-
3 935
Employee
87 977
-
24 331
-
national
416
-
-
-
city
944
-
251
-
pensions
7 391
-
2 860
-
health
199
-
54
-
regional
2 881
-
164
-
unemployment
-
-
-
-
total
11 831
-
3 329
-
Employer
87 977
-
24 331
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 759
-
487
-
unemployment
-
-
-
-
health
199
-
54
-
pensions
7 391
-
2 860
-
total
9 349
-
3 401
-
Corporate
-
28 000
-
-
regional
-
5 922
-
-
national
-
2 381
-
-
total
-
8 303
-
-
Dividends
-
19 697
-
-
withholding
-
6 895
-
-
total
-
6 895
-
-
Income
28 000
28 000
28 000
28 000
Total tax
21 180
15 198
6 730
3 935
After tax
6 820
12 802
21 270
24 065
Living cost
75 177
75 177
75 177
75 177
Free-cash
-68 357
-62 375
-53 907
-51 112

Estimated living cost  is ₽75177 per week

₽48887
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6746
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽923
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18621
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
-₽22311
-₽28905
-₽22311
-₽28362
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
28 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 407
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
892
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
50
trade
-
-
-
-
total
-
-
-
7 349
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

56 361
-
28 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

365
-
50
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 628
-
892
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 407
-
6 407
-
total
13 400
-
7 349
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
28 000
-
-
chamber of commerce
-
182
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
231
-
-
trade
-
4 802
-
-
income
-
4 200
-
-
total
-
9 415
-
-
Dividends
-
18 585
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
237
-
-
withholding
-
4 291
-
-
total
-
4 528
-
-
Income
28 000
28 000
28 000
28 000
Total tax
13 400
13 943
7 349
7 349
After tax
14 600
14 057
20 651
20 651
Living cost
42 962
42 962
42 962
42 962
Free-cash
-28 362
-28 905
-22 311
-22 311

Estimated living cost  is ₽42962 per week

₽31378
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽559
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7590
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
-₽13869
-₽17976
-₽14769
-₽24672
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
other
-
-
-
868
social contributions
-
-
-
797
health
-
-
-
251
income
-
-
-
-
pensions
-
-
-
8 767
surtax
-
-
-
-
total
-
-
-
10 683
Employee
40 137
-
21 335
-
surtax
-
-
-
-
social contributions
1 144
-
609
-
income
2 369
-
96
-
pensions
4 538
-
2 413
-
total
8 051
-
3 118
-
Employer
40 137
-
21 335
-
other
1 385
-
737
-
unemployment
1 625
-
865
-
health
2 810
-
1 493
-
pensions
6 594
-
3 506
-
social contributions
121
-
64
-
total
12 535
-
6 665
-
Corporate
-
28 000
-
-
surtax
-
-
-
-
income
-
7 840
-
-
total
-
7 840
-
-
Dividends
-
20 160
-
-
social contributions
-
3 469
-
-
surtax
-
-
-
-
withholding
-
2 581
-
-
total
-
6 050
-
-
Income
28 000
28 000
28 000
28 000
Total tax
20 586
13 890
9 783
10 683
After tax
7 414
14 110
18 217
17 317
Living cost
32 086
32 086
32 086
32 086
Free-cash
-24 672
-17 976
-13 869
-14 769

Estimated living cost  is ₽32086 per week

₽20232
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2609
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽546
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
-₽10690
-₽14797
-₽11590
-₽19017
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
other
-
-
-
868
social contributions
-
-
-
797
health
-
-
-
251
income
-
-
-
-
pensions
-
-
-
8 767
surtax
-
-
-
-
total
-
-
-
10 683
Employee
35 828
-
21 335
-
surtax
-
-
-
-
social contributions
1 022
-
609
-
income
1 847
-
96
-
pensions
4 052
-
2 413
-
total
6 921
-
3 118
-
Employer
35 828
-
21 335
-
other
1 237
-
737
-
unemployment
1 450
-
865
-
health
2 508
-
1 493
-
pensions
5 887
-
3 506
-
social contributions
107
-
64
-
total
11 189
-
6 665
-
Corporate
-
28 000
-
-
surtax
-
-
-
-
income
-
7 840
-
-
total
-
7 840
-
-
Dividends
-
20 160
-
-
social contributions
-
3 469
-
-
surtax
-
-
-
-
withholding
-
2 581
-
-
total
-
6 050
-
-
Income
28 000
28 000
28 000
28 000
Total tax
18 110
13 890
9 783
10 683
After tax
9 890
14 110
18 217
17 317
Living cost
28 907
28 907
28 907
28 907
Free-cash
-19 017
-14 797
-10 690
-11 590

Estimated living cost  is ₽28907 per week

₽16765
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2936
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽548
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8658
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
-₽2135
-₽2804
-₽1904
-₽6261
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
social contributions
-
-
-
3 864
health
-
-
-
1 954
income
-
-
-
4 200
total
-
-
-
10 018
Employee
31 798
-
28 000
-
social contributions
4 389
-
3 864
-
income
5 303
-
4 431
-
health
2 219
-
1 954
-
total
11 911
-
10 249
-
Employer
31 798
-
28 000
-
total
-
-
-
-
Corporate
-
28 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

-
1 401
-
-
total
-
1 401
-
-
Dividends
-
26 599
-
-
social contributions
1 636
3 671
-
-
withholding
-
3 990
-
-
health
828
1 856
-
-
total
2 464
9 517
-
-
Income
28 000
28 000
28 000
28 000
Total tax
14 375
10 918
10 249
10 018
After tax
13 625
17 082
17 751
17 982
Living cost
19 886
19 886
19 886
19 886
Free-cash
-6 261
-2 804
-2 135
-1 904

Estimated living cost  is ₽19886 per week

₽13309
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1226
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4892
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
-₽24080
-₽26400
-₽18418
-₽33431
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
health
-
-
-
2 143
income
-
-
-
-
chamber of commerce
-
-
-
112
pensions
-
-
-
5 181
surtax
-
-
-
185
unemployment
-
-
-
5 752
total
-
-
-
13 373
Employee
46 868
37 373
37 373
-
income
5 336
2 757
3 675
-
other
468
374
206
-
pensions
4 800
3 826
2 114
-
health
1 814
1 447
799
-
unemployment
1 406
1 121
619
-
total
13 824
9 525
7 413
-
Employer
46 868
37 373
37 373
-
other
2 226
1 774
1 634
-
unemployment
1 406
1 121
619
-
health
1 771
1 413
781
-
surtax
185
185
185
-
accident
609
486
269
-
pensions
5 882
4 691
2 591
-
payroll
1 406
1 121
1 121
-
chamber of commerce
187
149
149
-
total
13 672
10 940
7 349
-
Corporate
3 559
3 559
17 091
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

890
890
4 273
-
total
890
890
4 273
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
28 000
28 000
28 000
28 000
Total tax
28 386
21 355
19 035
13 373
After tax
-386
6 645
8 965
14 627
Living cost
33 045
33 045
33 045
33 045
Free-cash
-33 431
-26 400
-24 080
-18 418

Estimated living cost  is ₽33045 per week

₽22040
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2819
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7644
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
-₽21190
-₽18252
-₽15978
-₽58610
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
social contributions
-
-
-
815
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
1 632
national
-
-
-
7 337
total
-
-
-
9 784
Employee

The minimum management director salary is set at €45,000 per year.

67 083
-
21 686
-
national
20 624
-
4 713
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 031
-
1 627
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 152
-
1 020
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 499
-
1 132
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

584
-
189
-
total
32 890
-
8 681
-
Employer

The minimum management director salary is set at €45,000 per year.

67 083
-
21 686
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

979
-
317
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 125
-
1 333
-
surtax
7 606
-
2 460
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

872
-
283
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 944
-
1 922
-
total
19 526
-
6 315
-
Corporate
-
28 000
-
-
surtax
-
112
-
-
income
-
5 601
-
-
total
-
5 713
-
-
Dividends
-
22 287
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
6 345
-
-
total
-
6 345
-
-
Income
28 000
28 000
28 000
28 000
Total tax
52 416
12 058
14 996
9 784
After tax
-24 416
15 942
13 004
18 216
Living cost
34 194
34 194
34 194
34 194
Free-cash
-58 610
-18 252
-21 190
-15 978

Estimated living cost  is ₽34194 per week

₽22025
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2990
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8644
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
-₽20888
-₽14853
-₽17992
-₽33563
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
other
-
-
-
28
accident
-
-
-
253
income
-
-
-
3 723
pensions
-
-
-
7 923
unemployment
-
-
-
196
total
-
-
-
12 123
Employee
46 682
-
18 016
-
income
9 850
-
3 045
-
other
46
-
32
-
pensions
2 194
-
1 472
-
unemployment
724
-
486
-
total
12 814
-
5 035
-
Employer
46 682
-
18 016
-
other
372
-
251
-
unemployment
2 568
-
1 723
-
accident
924
-
619
-
pensions
11 016
-
7 391
-
total
14 880
-
9 984
-
Corporate
-
28 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
4 200
-
-
total
-
4 200
-
-
Dividends
-
23 800
-
-
withholding
-
4 784
-
-
total
-
4 784
-
-
Income
28 000
28 000
28 000
28 000
Total tax
27 694
8 984
15 019
12 123
After tax
306
19 016
12 981
15 877
Living cost
33 869
33 869
33 869
33 869
Free-cash
-33 563
-14 853
-20 888
-17 992

Estimated living cost  is ₽33869 per week

₽24941
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2403
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽488
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6037
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
-₽35052
-₽31807
-₽35051
-₽51506
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
health
-
-
-
3 346
accident
-
-
-
402
income
-
-
-
-
pensions
-
-
-
7 140
communal
-
-
-
-
surtax
-
-
-
1 198
total
-
-
-
12 086
Employee
71 020
-
22 666
-
surtax
4 353
-
1 198
-
income
6 860
-
-
-
pensions
5 681
-
3 570
-
health
3 161
-
1 986
-
total
20 055
-
6 754
-
Employer
71 020
-
22 666
-
health
2 166
-
1 361
-
accident
639
-
402
-
pensions
5 681
-
3 570
-
total
8 486
-
5 333
-
Corporate
-
28 000
-
-
surtax
-
294
-
-
income
-
4 200
-
-
communal
-
-
-
-
total
-
4 494
-
-
Dividends
-
23 506
-
-
income
-
822
-
-
withholding
-
3 526
-
-
total
-
4 348
-
-
Income
28 000
28 000
28 000
28 000
Total tax
28 541
8 842
12 087
12 086
After tax
-541
19 158
15 913
15 914
Living cost
50 965
50 965
50 965
50 965
Free-cash
-51 506
-31 807
-35 052
-35 051

Estimated living cost  is ₽50965 per week

₽38231
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3088
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽539
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9105
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
-₽5554
-₽3452
-₽4907
-₽10231
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
other
-
-
-
-
health
-
-
-
1 988
income
-
-
-
4 040
pensions
-
-
-
5 601
surtax
-
-
-
-
unemployment
-
-
-
214
total
-
-
-
11 843
Employee
31 582
-
23 131
-
surtax
112
-
-
-
income
5 295
-
3 878
-
other
-
-
-
-
pensions
2 107
-
1 543
-
health
806
-
589
-
unemployment
2 198
-
1 611
-
total
10 518
-
7 621
-
Employer
31 582
-
23 131
-
other
-
-
-
-
unemployment
1 002
-
733
-
health
1 436
-
1 052
-
pensions
4 211
-
3 084
-
total
6 649
-
4 869
-
Corporate
-
28 000
-
-
income
-
7 281
-
-
total
-
7 281
-
-
Dividends
-
20 719
-
-
withholding
-
3 107
-
-
total
-
3 107
-
-
Income
28 000
28 000
28 000
28 000
Total tax
17 167
10 388
12 490
11 843
After tax
10 833
17 612
15 510
16 157
Living cost
21 064
21 064
21 064
21 064
Free-cash
-10 231
-3 452
-5 554
-4 907

Estimated living cost  is ₽21064 per week

₽12718
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1831
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽489
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6028
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
-₽11563
-₽10547
-₽9885
-₽24023
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
social contributions
-
-
-
7 268
national
-
-
-
4 768
regional
-
-
-
420
municipal
-
-
-
166
total
-
-
-
12 622
Employee
52 022
-
28 000
-
social contributions
17 542
-
9 528
-
municipal
276
-
148
-
national
8 242
-
4 248
-
regional
700
-
376
-
total
26 760
-
14 300
-
Employer
52 022
-
28 000
-
total
-
-
-
-
Corporate
-
28 000
-
-
nationa
-
6 720
-
-
municipal
-
1 392
-
-
total
-
8 112
-
-
Dividends
-
19 888
-
-
withholding
-
5 172
-
-
total
-
5 172
-
-
Income
28 000
28 000
28 000
28 000
Total tax
26 760
13 284
14 300
12 622
After tax
1 240
14 716
13 700
15 378
Living cost
25 263
25 263
25 263
25 263
Free-cash
-24 023
-10 547
-11 563
-9 885

Estimated living cost  is ₽25263 per week

₽15711
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2559
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽432
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6560
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
-₽14284
-₽9215
-₽14856
-₽28148
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
social contributions
-
-
-
8 176
health
-
-
-
3 780
income
-
-
-
2 407
solidarity contribution
-
-
-
-
total
-
-
-
14 363
Employee
41 901
-
20 895
-
social contributions
2 724
-
1 358
-
solidarity contribution
-
-
-
-
income
5 028
-
2 507
-
health
5 657
-
2 821
-
total
13 409
-
6 686
-
Employer
41 901
-
20 895
-
health
3 771
-
1 881
-
social contributions
10 475
-
5 224
-
total
14 246
-
7 105
-
Corporate
-
28 000
-
-
income
-
5 320
-
-
total
-
5 320
-
-
Dividends
-
22 680
-
-
withholding
-
3 402
-
-
total
-
3 402
-
-
Income
28 000
28 000
28 000
28 000
Total tax
27 655
8 722
13 791
14 363
After tax
345
19 278
14 209
13 637
Living cost
28 493
28 493
28 493
28 493
Free-cash
-28 148
-9 215
-14 284
-14 856

Estimated living cost  is ₽28493 per week

₽21189
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1578
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽493
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5232
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
-₽20859
-₽23090
-₽15108
-₽25683
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
health
-
-
-
2 143
income
-
-
-
-
chamber of commerce
-
-
-
112
pensions
-
-
-
5 181
surtax
-
-
-
-
unemployment
-
-
-
5 752
total
-
-
-
13 188
Employee
40 995
37 373
37 373
-
income
3 652
2 757
3 664
-
other
409
374
208
-
pensions
4 198
3 826
2 130
-
health
1 586
1 447
804
-
unemployment
1 230
1 121
625
-
total
11 075
9 525
7 431
-
Employer
40 995
37 373
37 373
-
other
1 947
1 774
1 634
-
unemployment
1 230
1 121
625
-
health
1 550
1 413
787
-
surtax
-
-
-
-
accident
532
486
271
-
pensions
5 145
4 691
2 611
-
payroll
1 230
1 121
1 121
-
chamber of commerce
164
149
149
-
total
11 798
10 755
7 198
-
Corporate
3 559
3 559
17 244
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

890
890
4 310
-
total
890
890
4 310
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
28 000
28 000
28 000
28 000
Total tax
23 763
21 170
18 939
13 188
After tax
4 237
6 830
9 061
14 812
Living cost
29 920
29 920
29 920
29 920
Free-cash
-25 683
-23 090
-20 859
-15 108

Estimated living cost  is ₽29920 per week

₽17948
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3056
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽534
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8382
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽10220
₽14420
₽15540
₽12136
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
28 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
280
total
-
-
-
280
Employee
15 225
-
28 000
-
income
3 045
-
5 600
-
total
3 045
-
5 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

12 775
28 000
-
-
total
-
-
-
-
Dividends
12 775
28 000
-
-
withholding
639
1 400
-
-
total
639
1 400
-
-
Income
28 000
28 000
28 000
28 000
Total tax
3 684
1 400
5 600
280
After tax
24 316
26 600
22 400
27 720
Living cost
12 180
12 180
12 180
12 180
Free-cash
12 136
14 420
10 220
15 540

Estimated living cost  is ₽12180 per week

₽8242
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽511
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽408
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3018
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
-₽9807
-₽5876
-₽8921
-₽19928
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
28 000
health
-
-
-
2 757
income
-
-
-
3 854
pensions
-
-
-
5 113
unemployment
-
-
-
43
total
-
-
-
11 767
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

41 471
-
24 227
-
income
7 152
-
3 525
-
pensions
6 428
-
3 755
-
health
2 678
-
1 566
-
unemployment
59
-
34
-
total
16 317
-
8 880
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

41 471
-
24 227
-
unemployment
25
-
14
-
health
2 762
-
1 614
-
pensions
3 670
-
2 145
-
total
6 457
-
3 773
-
Corporate
-
28 000
-
-
income
-
5 319
-
-
total
-
5 319
-
-
Dividends
-
22 681
-
-
withholding
-
3 403
-
-
total
-
3 403
-
-
Income
28 000
28 000
28 000
28 000
Total tax
22 774
8 722
12 653
11 767
After tax
5 226
19 278
15 347
16 233
Living cost
25 154
25 154
25 154
25 154
Free-cash
-19 928
-5 876
-9 807
-8 921

Estimated living cost  is ₽25154 per week

₽17263
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1612
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽488
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5793
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
-₽28391
-₽25333
-₽23018
-₽118408
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
social contributions
-
-
-
3 192
income
-
-
-
5 458
total
-
-
-
8 650
Employee
60 750
-
5 733
-
social contributions
4 982
-
710
-
income
13 400
-
1 105
-
total
18 382
-
1 815
-
Employer
60 750
-
5 733
-
social contributions
85 658
-
12 208
-
total
85 658
-
12 208
-
Corporate
-
28 000
-
-
income
-
6 160
-
-
total
-
6 160
-
-
Dividends
-
21 840
-
-
income
-
4 805
-
-
total
-
4 805
-
-
Income
28 000
28 000
28 000
28 000
Total tax
104 040
10 965
14 023
8 650
After tax
-76 040
17 035
13 977
19 350
Living cost
42 368
42 368
42 368
42 368
Free-cash
-118 408
-25 333
-28 391
-23 018

Estimated living cost  is ₽42368 per week

₽27490
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3985
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽540
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10353
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
-₽12896
-₽13489
-₽12780
-₽25377
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
28 000
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
9 730
income
-
-
-
1 634
surtax
-
-
-
-
total
-
-
-
11 364
Employee
43 132
-
22 625
-
surtax
-
-
-
-
social contributions
4 745
-
2 488
-
income
8 972
-
3 619
-
total
13 717
-
6 107
-
Employer
43 132
-
22 625
-
social contributions
10 244
-
5 373
-
total
10 244
-
5 373
-
Corporate
-
28 000
-
-
surtax
-
-
-
-
income
-
5 880
-
-
total
-
5 880
-
-
Dividends
-
22 120
-
-
withholding
-
6 193
-
-
total
-
6 193
-
-
Income
28 000
28 000
28 000
28 000
Total tax
23 961
12 073
11 480
11 364
After tax
4 039
15 927
16 520
16 636
Living cost
29 416
29 416
29 416
29 416
Free-cash
-25 377
-13 489
-12 896
-12 780

Estimated living cost  is ₽29416 per week

₽22009
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1735
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽491
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5181
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
-₽27078
-₽31185
-₽27978
-₽49081
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
other
-
-
-
868
social contributions
-
-
-
797
health
-
-
-
251
income
-
-
-
-
pensions
-
-
-
8 767
surtax
-
-
-
-
total
-
-
-
10 683
Employee
58 737
-
21 335
-
surtax
-
-
-
-
social contributions
1 673
-
609
-
income
5 125
-
96
-
pensions
6 644
-
2 413
-
total
13 442
-
3 118
-
Employer
58 737
-
21 335
-
other
2 027
-
737
-
unemployment
2 379
-
865
-
health
4 111
-
1 493
-
pensions
9 651
-
3 506
-
social contributions
176
-
64
-
total
18 344
-
6 665
-
Corporate
-
28 000
-
-
surtax
-
-
-
-
income
-
7 840
-
-
total
-
7 840
-
-
Dividends
-
20 160
-
-
social contributions
-
3 469
-
-
surtax
-
-
-
-
withholding
-
2 581
-
-
total
-
6 050
-
-
Income
28 000
28 000
28 000
28 000
Total tax
31 786
13 890
9 783
10 683
After tax
-3 786
14 110
18 217
17 317
Living cost
45 295
45 295
45 295
45 295
Free-cash
-49 081
-31 185
-27 078
-27 978

Estimated living cost  is ₽45295 per week

₽30655
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽621
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10313
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
-₽5524
-₽2989
-₽6350
-₽6822
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
income
-
-
-
-
social contributions
-
-
-
6 160
total
-
-
-
6 160
Employee
30 150
-
24 241
-
income
-
-
-
-
social contributions
1 959
-
1 577
-
total
1 959
-
1 577
-
Employer
30 150
-
24 241
-
social contributions
4 673
-
3 757
-
total
4 673
-
3 757
-
Corporate
-
28 000
-
-
income
-
2 799
-
-
total
-
2 799
-
-
Dividends
-
25 201
-
-
total
-
-
-
-
Income
28 000
28 000
28 000
28 000
Total tax
6 632
2 799
5 334
6 160
After tax
21 368
25 201
22 666
21 840
Living cost
28 190
28 190
28 190
28 190
Free-cash
-6 822
-2 989
-5 524
-6 350

Estimated living cost  is ₽28190 per week

₽18228
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2125
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7307
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
-₽176017
-₽176017
-₽25262
-₽176017
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
labour market
-
-
-
2 175
pensions
-
-
-
812
national
-
-
-
1 969
municipal
-
-
-
3 210
total
-
-
-
8 166
Employee
190 341
190 341
190 341
-
labour market
15 206
15 206
15 206
-
municipal
40 532
40 532
40 532
-
national
23 254
23 254
23 254
-
pensions
271
271
271
-
total
79 263
79 263
79 263
-
Employer
190 341
190 341
190 341
-
national
23 294
23 294
23 294
-
labour market
15 227
15 227
15 227
-
pensions
541
541
541
-
municipal
40 596
40 596
40 596
-
total
79 658
79 658
79 658
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
28 000
28 000
28 000
28 000
Total tax
158 921
158 921
158 921
8 166
After tax
-130 921
-130 921
-130 921
19 834
Living cost
45 096
45 096
45 096
45 096
Free-cash
-176 017
-176 017
-176 017
-25 262

Estimated living cost  is ₽45096 per week

₽30864
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3989
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽694
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9549
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
-₽5684
-₽18203
-₽2852
-₽10765
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
other
-
-
-
350
health
-
-
-
2 060
accident
-
-
-
238
income
-
-
-
3 803
pensions
-
-
-
3 930
total
-
-
-
10 381
Employee
32 202
-
23 260
-
income
4 418
-
3 191
-
pensions
3 626
-
2 619
-
health
3 687
-
2 663
-
total
11 731
-
8 473
-
Employer
32 202
-
23 260
-
unemployment
789
-
570
-
accident
538
-
388
-
pensions
5 236
-
3 782
-
total
6 563
-
4 740
-
Corporate
-
28 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

-
25 200
-
-
total
-
25 200
-
-
Dividends
-
2 800
-
-
withholding
-
532
-
-
total
-
532
-
-
Income
28 000
28 000
28 000
28 000
Total tax
18 294
25 732
13 213
10 381
After tax
9 706
2 268
14 787
17 619
Living cost
20 471
20 471
20 471
20 471
Free-cash
-10 765
-18 203
-5 684
-2 852

Estimated living cost  is ₽20471 per week

₽14900
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1167
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4019
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
-₽18282
-₽16630
-₽13077
-₽30649
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
28 000
health
-
-
-
39
national
-
-
-
-
municipal
-
-
-
5 033
total
-
-
-
5 072
Employee
49 341
-
23 556
-
municipal
8 082
-
3 890
-
national
815
-
-
-
pensions
3 330
-
1 589
-
health
368
-
-
-
unemployment
740
-
354
-
total
13 335
-
5 833
-
Employer
49 341
-
23 556
-
unemployment
320
-
153
-
health
379
-
182
-
accident
50
-
23
-
pensions
8 560
-
4 086
-
total
9 309
-
4 444
-
Corporate
-
28 000
-
-
income
-
5 601
-
-
total
-
5 601
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
16 799
-
-
national
-
-
-
-
municipal
-
3 024
-
-
total
-
3 024
-
-
Income
28 000
28 000
28 000
28 000
Total tax
22 644
8 625
10 277
5 072
After tax
5 356
19 375
17 723
22 928
Living cost
36 005
36 005
36 005
36 005
Free-cash
-30 649
-16 630
-18 282
-13 077

Estimated living cost  is ₽36005 per week

₽23519
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3463
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽573
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8452
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
-₽6909
-₽14920
-₽184
-₽8183
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 652
social contributions
-
-
-
5 562
health
-
-
-
909
income
-
-
-
-
total
-
-
-
6 471
Employee
72 114
72 114
72 114
-
social contributions
2 726
5 985
2 109
-
income
7 852
6 676
8 076
-
health
559
1 226
432
-
total
11 137
13 887
10 617
-
Employer
72 114
72 114
72 114
-
health
607
1 335
470
-
social contributions
2 726
5 985
2 109
-
total
3 333
7 320
2 579
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
28 000
28 000
28 000
28 000
Total tax
14 470
21 207
13 196
6 471
After tax
13 530
6 793
14 804
21 529
Living cost
21 713
21 713
21 713
21 713
Free-cash
-8 183
-14 920
-6 909
-184

Estimated living cost  is ₽21713 per week

₽13013
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2130
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽481
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6090
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽2613
₽8296
₽2007
₽3526
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
28 000
health
-
-
-
3 394
income
-
-
-
1 716
pensions
-
-
-
5 966
unemployment
-
-
-
27
total
-
-
-
11 103
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 526
-
25 386
-
income
1 472
-
1 791
-
pensions
3 228
-
3 809
-
health
1 830
-
2 157
-
unemployment
107
-
126
-
total
6 637
-
7 883
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 526
-
25 386
-
unemployment
107
-
126
-
health
925
-
1 091
-
pensions
1 183
-
1 397
-
total
2 215
-
2 614
-
Corporate
4 258
28 000
-
-
income
383
2 520
-
-
total
383
2 520
-
-
Dividends
3 875
25 480
-
-
withholding
349
2 294
-
-
total
349
2 294
-
-
Income
28 000
28 000
28 000
28 000
Total tax
9 584
4 814
10 497
11 103
After tax
18 416
23 186
17 503
16 897
Living cost
14 890
14 890
14 890
14 890
Free-cash
3 526
8 296
2 613
2 007

Estimated living cost  is ₽14890 per week

₽9500
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3873
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
-₽12808
-₽6773
-₽9912
-₽17731
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
other
-
-
-
28
accident
-
-
-
253
income
-
-
-
3 723
pensions
-
-
-
7 923
unemployment
-
-
-
196
total
-
-
-
12 123
Employee
34 677
-
18 016
-
income
6 685
-
3 045
-
other
34
-
32
-
pensions
1 630
-
1 472
-
unemployment
537
-
486
-
total
8 886
-
5 035
-
Employer
34 677
-
18 016
-
other
278
-
251
-
unemployment
1 908
-
1 723
-
accident
687
-
619
-
pensions
8 183
-
7 391
-
total
11 056
-
9 984
-
Corporate
-
28 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
4 200
-
-
total
-
4 200
-
-
Dividends
-
23 800
-
-
withholding
-
4 784
-
-
total
-
4 784
-
-
Income
28 000
28 000
28 000
28 000
Total tax
19 942
8 984
15 019
12 123
After tax
8 058
19 016
12 981
15 877
Living cost
25 789
25 789
25 789
25 789
Free-cash
-17 731
-6 773
-12 808
-9 912

Estimated living cost  is ₽25789 per week

₽17407
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2479
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5451
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽15319
₽15735
₽15443
₽15451
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
health
-
-
-
919
income
-
-
-
8 634
pensions
-
-
-
1 267
total
-
-
-
10 820
Employee
2 646
-
26 574
-
income
512
-
8 568
-
pensions
238
-
570
-
health
132
-
317
-
unemployment
26
-
63
-
total
908
-
9 518
-
Employer
2 646
-
26 574
-
unemployment
53
-
127
-
health
251
-
602
-
pensions
291
-
697
-
total
595
-
1 426
-
Corporate
24 758
28 000
-
-
income
5 447
6 160
-
-
total
5 447
6 160
-
-
Dividends
19 311
21 840
-
-
withholding
3 862
4 368
-
-
total
3 862
4 368
-
-
Income
28 000
28 000
28 000
28 000
Total tax
10 812
10 528
10 944
10 820
After tax
17 188
17 472
17 056
17 180
Living cost
1 737
1 737
1 737
1 737
Free-cash
15 451
15 735
15 319
15 443

Estimated living cost  is ₽1737 per week

₽1032
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽141
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽40
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
-₽395
₽4044
-₽1601
-₽776
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
28 000
health
-
-
-
2 884
income
-
-
-
2 831
pensions
-
-
-
7 280
unemployment
-
-
-
420
total
-
-
-
13 415
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 408
-
23 749
-
income
3 364
-
3 232
-
pensions
3 417
-
3 325
-
health
1 257
-
1 223
-
unemployment
183
-
178
-
total
8 221
-
7 958
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 408
-
23 749
-
unemployment
183
-
178
-
health
1 257
-
1 223
-
pensions
2 929
-
2 850
-
total
4 369
-
4 251
-
Corporate
-
28 000
-
-
income
-
4 200
-
-
total
-
4 200
-
-
Dividends
-
23 800
-
-
withholding
-
3 570
-
-
total
-
3 570
-
-
Income
28 000
28 000
28 000
28 000
Total tax
12 590
7 770
12 209
13 415
After tax
15 410
20 230
15 791
14 585
Living cost
16 186
16 186
16 186
16 186
Free-cash
-776
4 044
-395
-1 601

Estimated living cost  is ₽16186 per week

₽10898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1252
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽468
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3568
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
-₽8763
-₽9356
-₽8647
-₽17043
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
28 000
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
9 730
income
-
-
-
1 634
surtax
-
-
-
-
total
-
-
-
11 364
Employee
36 399
-
22 625
-
surtax
-
-
-
-
social contributions
4 004
-
2 488
-
income
7 112
-
3 619
-
total
11 116
-
6 107
-
Employer
36 399
-
22 625
-
social contributions
8 644
-
5 373
-
total
8 644
-
5 373
-
Corporate
-
28 000
-
-
surtax
-
-
-
-
income
-
5 880
-
-
total
-
5 880
-
-
Dividends
-
22 120
-
-
withholding
-
6 193
-
-
total
-
6 193
-
-
Income
28 000
28 000
28 000
28 000
Total tax
19 760
12 073
11 480
11 364
After tax
8 240
15 927
16 520
16 636
Living cost
25 283
25 283
25 283
25 283
Free-cash
-17 043
-9 356
-8 763
-8 647

Estimated living cost  is ₽25283 per week

₽17907
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽448
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5172
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
-₽19978
-₽13943
-₽17082
-₽31734
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
other
-
-
-
28
accident
-
-
-
253
income
-
-
-
3 723
pensions
-
-
-
7 923
unemployment
-
-
-
196
total
-
-
-
12 123
Employee
45 292
-
18 016
-
income
9 460
-
3 045
-
other
44
-
32
-
pensions
2 129
-
1 472
-
unemployment
701
-
486
-
total
12 334
-
5 035
-
Employer
45 292
-
18 016
-
other
363
-
251
-
unemployment
2 492
-
1 723
-
accident
897
-
619
-
pensions
10 689
-
7 391
-
total
14 441
-
9 984
-
Corporate
-
28 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
4 200
-
-
total
-
4 200
-
-
Dividends
-
23 800
-
-
withholding
-
4 784
-
-
total
-
4 784
-
-
Income
28 000
28 000
28 000
28 000
Total tax
26 775
8 984
15 019
12 123
After tax
1 225
19 016
12 981
15 877
Living cost
32 959
32 959
32 959
32 959
Free-cash
-31 734
-13 943
-19 978
-17 082

Estimated living cost  is ₽32959 per week

₽23670
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2563
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6263
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽1680
₽7942
₽327
₽2273
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
health
-
-
-
3 219
income
-
-
-
4 200
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 144
unemployment
-
-
-
112
total
-
-
-
11 675
Employee
21 183
-
23 407
-
income
2 119
-
2 341
-
accident

We are using the highest rate at 1.1%.

233
-
257
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 860
-
2 055
-
health
975
-
1 076
-
total
5 187
-
5 729
-
Employer
21 183
-
23 407
-
unemployment
127
-
141
-
health
1 462
-
1 615
-
accident

We are using the highest rate at 1.1%.

233
-
257
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 334
-
2 580
-
total
4 156
-
4 593
-
Corporate
2 661
28 000
-
-
income
266
2 800
-
-
total
266
2 800
-
-
Dividends
2 395
25 200
-
-
withholding
120
1 260
-
-
total
120
1 260
-
-
Income
28 000
28 000
28 000
28 000
Total tax
9 729
4 060
10 322
11 675
After tax
18 271
23 940
17 678
16 325
Living cost
15 998
15 998
15 998
15 998
Free-cash
2 273
7 942
1 680
327

Estimated living cost  is ₽15998 per week

₽10581
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽916
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽382
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4120
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
-₽15556
-₽21572
-₽15556
-₽18663
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
28 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 407
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
892
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
50
trade
-
-
-
-
total
-
-
-
7 349
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 662
-
28 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

212
-
50
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 837
-
892
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 407
-
6 407
-
total
10 456
-
7 349
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
28 000
-
-
chamber of commerce
-
183
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
231
-
-
trade
-
4 019
-
-
income
-
4 200
-
-
total
-
8 633
-
-
Dividends
-
19 367
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
247
-
-
withholding
-
4 485
-
-
total
-
4 732
-
-
Income
28 000
28 000
28 000
28 000
Total tax
10 456
13 365
7 349
7 349
After tax
17 544
14 635
20 651
20 651
Living cost
36 207
36 207
36 207
36 207
Free-cash
-18 663
-21 572
-15 556
-15 556

Estimated living cost  is ₽36207 per week

₽24976
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3896
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6809
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
-₽28972
-₽33822
-₽28972
-₽45359
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
income
-
-
-
2 664
social contributions
-
-
-
886
total
-
-
-
3 550
Employee
73 358
-
28 000
-
income
13 842
-
2 664
-
social contributions
6 095
-
886
-
total
19 937
-
3 550
-
Employer
73 358
-
28 000
-
total
-
-
-
-
Corporate
-
28 000
-
-
income
-
3 501
-
-
total
-
3 501
-
-
Dividends
-
24 499
-
-
withholding
-
4 899
-
-
total
-
4 899
-
-
Income
28 000
28 000
28 000
28 000
Total tax
19 937
8 400
3 550
3 550
After tax
8 063
19 600
24 450
24 450
Living cost
53 422
53 422
53 422
53 422
Free-cash
-45 359
-33 822
-28 972
-28 972

Estimated living cost  is ₽53422 per week

₽40643
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4353
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7916
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
-₽12149
-₽18643
-₽38540
-₽22130
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
28 000
income
-
-
-
26 695
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 802
total
-
-
-
32 497
Employee
43 022
-
25 450
-
income
4 668
-
1 006
-
social contributions
4 310
-
2 550
-
total
8 978
-
3 556
-
Employer
43 022
-
25 450
-
social contributions
4 310
-
2 550
-
total
4 310
-
2 550
-
Corporate
-
28 000
-
-
income
-
9 801
-
-
total
-
9 801
-
-
Dividends
-
18 199
-
-
social contributions
2 799
2 799
-
-
total
2 799
2 799
-
-
Income
28 000
28 000
28 000
28 000
Total tax
16 087
12 600
6 106
32 497
After tax
11 913
15 400
21 894
-4 497
Living cost
34 043
34 043
34 043
34 043
Free-cash
-22 130
-18 643
-12 149
-38 540

Estimated living cost  is ₽34043 per week

₽22424
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2684
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8413
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
-₽14797
-₽13428
-₽12786
-₽24899
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
income
-
-
-
5 406
pensions
-
-
-
973
total
-
-
-
6 379
Employee
47 228
-
25 711
-
income
8 601
-
4 902
-
health
616
-
175
-
pensions
3 605
-
1 024
-
total
12 822
-
6 101
-
Employer
47 228
-
25 711
-
health
898
-
488
-
pensions
4 772
-
1 801
-
total
5 670
-
2 289
-
Corporate
-
28 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
5 320
-
-
total
-
5 320
-
-
Dividends
-
22 680
-
-
withholding
-
1 701
-
-
total
-
1 701
-
-
Income
28 000
28 000
28 000
28 000
Total tax
18 492
7 021
8 390
6 379
After tax
9 508
20 979
19 610
21 621
Living cost
34 407
34 407
34 407
34 407
Free-cash
-24 899
-13 428
-14 797
-12 786

Estimated living cost  is ₽34407 per week

₽23603
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3164
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽430
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7207
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
-₽7710
-₽20229
-₽4878
-₽14601
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
other
-
-
-
350
health
-
-
-
2 060
accident
-
-
-
238
income
-
-
-
3 803
pensions
-
-
-
3 930
total
-
-
-
10 381
Employee
35 389
-
23 260
-
income
4 855
-
3 191
-
pensions
3 985
-
2 619
-
health
4 052
-
2 663
-
total
12 892
-
8 473
-
Employer
35 389
-
23 260
-
unemployment
867
-
570
-
accident
591
-
388
-
pensions
5 754
-
3 782
-
total
7 212
-
4 740
-
Corporate
-
28 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

-
25 200
-
-
total
-
25 200
-
-
Dividends
-
2 800
-
-
withholding
-
532
-
-
total
-
532
-
-
Income
28 000
28 000
28 000
28 000
Total tax
20 104
25 732
13 213
10 381
After tax
7 896
2 268
14 787
17 619
Living cost
22 497
22 497
22 497
22 497
Free-cash
-14 601
-20 229
-7 710
-4 878

Estimated living cost  is ₽22497 per week

₽16510
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1311
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽453
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4223
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

Close
Skopje , Macedonia
₽4852
₽11152
₽4852
₽6599
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
28 000
income
-
-
-
2 800
health insurance
-
-
-
2 072
work injury
-
-
-
140
pensions
-
-
-
5 152
unemployment
-
-
-
336
total
-
-
-
10 500
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

20 236
-
28 000
-
income
2 024
-
2 800
-
work injury
101
-
140
-
health insurance
1 497
-
2 072
-
pensions
3 723
-
5 152
-
unemployment
243
-
336
-
total
7 588
-
10 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
7 764
28 000
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

-
-
-
-
total
-
-
-
-
Dividends
7 764
28 000
-
-
withholding
1 165
4 200
-
-
total
1 165
4 200
-
-
Income
28 000
28 000
28 000
28 000
Total tax
8 753
4 200
10 500
10 500
After tax
19 247
23 800
17 500
17 500
Living cost
12 648
12 648
12 648
12 648
Free-cash
6 599
11 152
4 852
4 852

Estimated living cost  is ₽12648 per week

₽7835
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽919
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽395
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3499
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

Close
Rome , Italy
-₽23622
-₽22611
-₽21942
-₽51027
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
social contributions
-
-
-
7 268
national
-
-
-
4 768
regional
-
-
-
359
municipal
-
-
-
187
total
-
-
-
12 582
Employee
79 027
-
28 000
-
social contributions
26 647
-
9 528
-
municipal
472
-
166
-
national
13 355
-
4 248
-
regional
1 193
-
320
-
total
41 667
-
14 262
-
Employer
79 027
-
28 000
-
total
-
-
-
-
Corporate
-
28 000
-
-
nationa
-
6 720
-
-
municipal
-
1 349
-
-
total
-
8 069
-
-
Dividends
-
19 931
-
-
withholding
-
5 182
-
-
total
-
5 182
-
-
Income
28 000
28 000
28 000
28 000
Total tax
41 667
13 251
14 262
12 582
After tax
-13 667
14 749
13 738
15 418
Living cost
37 360
37 360
37 360
37 360
Free-cash
-51 027
-22 611
-23 622
-21 942

Estimated living cost  is ₽37360 per week

₽26243
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2570
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽564
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7982
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close