Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 27000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽6048
₽11
-₽1296
₽12
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
27 000
unemployment
-
-
-
108
health
-
-
-
3 105
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
3 996
income
-
-
-
4 050
total
-
-
-
11 259
Employee
22 560
-
22 571
-
accident

We are using the highest rate at 1.1%.

248
-
248
-
health
1 038
-
1 039
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 981
-
1 981
-
income
2 256
-
2 257
-
total
5 523
-
5 525
-
Employer
22 560
-
22 571
-
accident

We are using the highest rate at 1.1%.

248
-
248
-
unemployment
135
-
135
-
health
1 557
-
1 557
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 486
-
2 487
-
total
4 426
-
4 427
-
Corporate
14
27 000
-
-
income
1
2 700
-
-
total
1
2 700
-
-
Dividends
13
24 300
-
-
withholding
1
1 215
-
-
total
1
1 215
-
-
Income
27 000
27 000
27 000
27 000
Total tax
9 951
3 915
9 952
11 259
After tax
17 049
23 085
17 048
15 741
Living cost
17 037
17 037
17 037
17 037
Free-cash
12
6 048
11
-1 296

Estimated living cost  is ₽17037 per week

₽11268
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽975
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽406
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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