Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 259000
per

Your estimated
City
free-cash

Valencia , Spain
₽45267
₽33728
₽66022
₽31897
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
259 000
accident
-
-
-
2 327
income
-
-
-
40 622
pensions
-
-
-
73 293
other
-
-
-
255
unemployment
-
-
-
1 809
total
-
-
-
118 306
Employee
146 292
-
196 390
-
unemployment
2 267
-
3 041
-
pensions
6 877
-
9 227
-
income
28 204
-
41 403
-
other
143
-
195
-
total
37 491
-
53 866
-
Employer
146 292
-
196 390
-
pensions
34 522
-
46 347
-
other
1 171
-
1 569
-
unemployment
8 049
-
10 804
-
accident
2 898
-
3 889
-
total
46 640
-
62 609
-
Corporate
66 068
259 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

9 911
38 847
-
-
total
9 911
38 847
-
-
Dividends
56 157
220 153
-
-
withholding
10 894
45 334
-
-
total
10 894
45 334
-
-
Income
259 000
259 000
259 000
259 000
Total tax
104 936
84 181
116 475
118 306
After tax
154 064
174 819
142 525
140 694
Living cost
108 797
108 797
108 797
108 797
Free-cash
45 267
66 022
33 728
31 897

Estimated living cost  is ₽108797 per month

₽73436
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10459
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1907
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽22997
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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