Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 25500
per

Your estimated
City
free-cash

Dresden , Germany
-₽10662
-₽10018
-₽15543
-₽10018
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
25 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 459
trade
-
-
-
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
400
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
22
total
-
-
-
6 881
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

36 162
-
25 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 459
-
6 459
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 010
-
400
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

56
-
22
-
total
7 525
-
6 881
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
25 500
-
-
income
-
3 825
-
-
chamber of commerce
-
179
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
210
-
-
trade
-
4 017
-
-
total
-
8 231
-
-
Dividends
-
17 268
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
217
-
-
withholding
-
3 958
-
-
total
-
4 175
-
-
Income
25 500
25 500
25 500
25 500
Total tax
7 525
12 406
6 881
6 881
After tax
17 975
13 094
18 619
18 619
Living cost
28 637
28 637
28 637
28 637
Free-cash
-10 662
-15 543
-10 018
-10 018

Estimated living cost  is ₽28637 per week

₽18013
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3339
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽535
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6750
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
-₽58219
-₽31623
-₽33601
-₽31823
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
social contributions
-
-
-
274
municipal
-
-
-
1 756
pensions
-
-
-
3 060
national
-
-
-
2 720
total
-
-
-
7 810
Employee
76 754
-
22 045
-
pensions
3 070
-
882
-
municipal
9 480
-
1 854
-
national
14 691
-
2 873
-
total
27 241
-
5 609
-
Employer
76 754
-
22 045
-
pensions
6 140
-
1 764
-
social contributions
825
-
237
-
total
6 965
-
2 001
-
Corporate
-
25 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
5 100
-
-
total
-
5 100
-
-
Dividends
-
20 400
-
-
withholding
-
4 488
-
-
total
-
4 488
-
-
Income
25 500
25 500
25 500
25 500
Total tax
34 206
9 588
7 610
7 810
After tax
-8 706
15 912
17 890
17 690
Living cost
49 513
49 513
49 513
49 513
Free-cash
-58 219
-33 601
-31 623
-31 823

Estimated living cost  is ₽49513 per week

₽33653
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4603
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽741
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
-₽8781
-₽5038
₽730
-₽971
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
25 500
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
2 977
income
-
-
-
-
surtax
-
-
-
-
microenterprise
-
-
-
3 825
total
-
-
-
6 802
Employee
27 626
-
20 550
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

3 039
-
2 261
-
income
4 918
-
3 658
-
surtax
-
-
-
-
total
7 957
-
5 919
-
Employer
27 626
-
20 550
-
surtax
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

6 655
-
4 950
-
total
6 655
-
4 950
-
Corporate
-
25 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

-
5 101
-
-
total
-
5 101
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

-
20 399
-
-
total
-
-
-
-
Income
25 500
25 500
25 500
25 500
Total tax
14 612
5 101
10 869
6 802
After tax
10 888
20 399
14 631
18 698
Living cost
19 669
19 669
19 669
19 669
Free-cash
-8 781
730
-5 038
-971

Estimated living cost  is ₽19669 per week

₽12548
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1873
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽447
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4801
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
-₽68384
-₽68384
-₽63077
-₽24905
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
health
-
-
-
3 915
income
-
-
-
2 295
pensions
-
-
-
4 589
total
-
-
-
10 799
Employee
80 737
80 737
80 737
-
pensions
14 533
11 077
14 533
-
health
12 392
10 541
12 392
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 215
13 215
13 215
-
total
40 140
34 833
40 140
-
Employer
80 737
80 737
80 737
-
pensions
5 619
5 619
5 619
-
health
5 612
5 612
5 612
-
unemployment
2 907
2 907
2 907
-
total
14 138
14 138
14 138
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
25 500
25 500
25 500
25 500
Total tax
54 278
48 971
54 278
10 799
After tax
-28 778
-23 471
-28 778
14 701
Living cost
39 606
39 606
39 606
39 606
Free-cash
-68 384
-63 077
-68 384
-24 905

Estimated living cost  is ₽39606 per week

₽28068
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3570
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽630
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7338
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
-₽47431
-₽25328
-₽25023
-₽26234
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
accident
-
-
-
51
health
-
-
-
1 591
municipal
-
-
-
5 401
pensions
-
-
-
2 757
other
-
-
-
2 963
unemployment
-
-
-
25
national
-
-
-
-
total
-
-
-
12 788
Employee
55 494
-
19 403
-
municipal
16 548
-
5 786
-
national
-
-
-
-
total
16 548
-
5 786
-
Employer
55 494
-
19 403
-
pensions
5 999
-
2 097
-
other
6 449
-
2 255
-
health
3 413
-
1 193
-
unemployment
1 465
-
512
-
accident
111
-
39
-
total
17 437
-
6 096
-
Corporate
-
25 500
-
-
income
-
5 610
-
-
total
-
5 610
-
-
Dividends
-
19 890
-
-
withholding
-
5 967
-
-
total
-
5 967
-
-
Income
25 500
25 500
25 500
25 500
Total tax
33 985
11 577
11 882
12 788
After tax
-8 485
13 923
13 618
12 712
Living cost
38 946
38 946
38 946
38 946
Free-cash
-47 431
-25 023
-25 328
-26 234

Estimated living cost  is ₽38946 per week

₽25812
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3822
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽591
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8721
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
-₽22445
-₽18522
-₽24178
-₽18522
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
25 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 459
trade
-
-
-
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
400
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
22
total
-
-
-
6 881
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 946
-
25 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 459
-
6 459
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 119
-
400
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

226
-
22
-
total
10 804
-
6 881
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
25 500
-
-
income
-
3 825
-
-
chamber of commerce
-
179
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
210
-
-
trade
-
4 195
-
-
total
-
8 409
-
-
Dividends
-
17 091
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
215
-
-
withholding
-
3 913
-
-
total
-
4 128
-
-
Income
25 500
25 500
25 500
25 500
Total tax
10 804
12 537
6 881
6 881
After tax
14 696
12 963
18 619
18 619
Living cost
37 141
37 141
37 141
37 141
Free-cash
-22 445
-24 178
-18 522
-18 522

Estimated living cost  is ₽37141 per week

₽24840
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3917
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽554
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7830
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
-₽21377
-₽18280
-₽26546
-₽11690
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 942
social contributions
-
-
-
5 607
health
-
-
-
917
income
-
-
-
-
total
-
-
-
6 524
Employee
72 700
72 700
72 700
-
health
723
1 236
416
-
social contributions
3 533
6 034
2 035
-
income
7 634
6 730
8 174
-
total
11 890
14 000
10 625
-
Employer
72 700
72 700
72 700
-
health
788
1 346
454
-
social contributions
3 533
6 034
2 035
-
total
4 321
7 380
2 489
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
25 500
25 500
25 500
25 500
Total tax
16 211
21 380
13 114
6 524
After tax
9 289
4 120
12 386
18 976
Living cost
30 666
30 666
30 666
30 666
Free-cash
-21 377
-26 546
-18 280
-11 690

Estimated living cost  is ₽30666 per week

₽20963
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2395
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽515
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6793
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
-₽4557
-₽2642
-₽2799
₽242
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
health
-
-
-
1 785
income
-
-
-
3 117
pensions
-
-
-
2 550
unemployment
-
-
-
382
total
-
-
-
7 834
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 151
10 010
21 339
-
unemployment
377
150
320
-
pensions
2 515
1 001
2 134
-
health
1 761
701
1 494
-
income
3 075
1 224
2 609
-
total
7 728
3 076
6 557
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 151
10 010
21 339
-
pensions
4 905
1 952
4 161
-
total
4 905
1 952
4 161
-
Corporate
-
13 538
-
-
income
-
1 218
-
-
total
-
1 218
-
-
Dividends
-
12 320
-
-
social contributions
-
2 288
-
-
withholding
-
2 341
-
-
total
-
4 629
-
-
Income
25 500
25 500
25 500
25 500
Total tax
12 633
10 875
10 718
7 834
After tax
12 867
14 625
14 782
17 666
Living cost
17 424
17 424
17 424
17 424
Free-cash
-4 557
-2 799
-2 642
242

Estimated living cost  is ₽17424 per week

₽11890
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1426
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽348
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3760
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
-₽10387
-₽5984
-₽2437
-₽7016
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
health
-
-
-
3 316
income
-
-
-
1 263
pensions
-
-
-
5 101
total
-
-
-
9 680
Employee
26 821
-
19 057
-
unemployment
429
-
305
-
pensions
536
-
380
-
income
3 020
-
1 521
-
total
3 985
-
2 206
-
Employer
26 821
-
19 057
-
pensions
5 365
-
3 811
-
health
3 486
-
2 478
-
unemployment
215
-
153
-
total
9 066
-
6 442
-
Corporate
-
25 500
-
-
income
-
5 101
-
-
total
-
5 101
-
-
Dividends
-
20 399
-
-
total
-
-
-
-
Income
25 500
25 500
25 500
25 500
Total tax
13 051
5 101
8 648
9 680
After tax
12 449
20 399
16 852
15 820
Living cost
22 836
22 836
22 836
22 836
Free-cash
-10 387
-2 437
-5 984
-7 016

Estimated living cost  is ₽22836 per week

₽15663
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1360
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽459
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5354
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
-₽14352
-₽7578
-₽18978
-₽5552
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
accident
-
-
-
242
health
-
-
-
2 086
income
-
-
-
3 344
pensions
-
-
-
3 980
other
-
-
-
355
total
-
-
-
10 007
Employee
33 104
-
21 183
-
pensions
3 728
-
2 385
-
health
3 790
-
2 425
-
income
4 542
-
2 906
-
total
12 060
-
7 716
-
Employer
33 104
-
21 183
-
pensions
5 383
-
3 444
-
unemployment
811
-
519
-
accident
553
-
354
-
total
6 747
-
4 317
-
Corporate
-
25 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

-
22 950
-
-
total
-
22 950
-
-
Dividends
-
2 550
-
-
withholding
-
484
-
-
total
-
484
-
-
Income
25 500
25 500
25 500
25 500
Total tax
18 807
23 434
12 033
10 007
After tax
6 693
2 066
13 467
15 493
Living cost
21 044
21 044
21 044
21 044
Free-cash
-14 352
-18 978
-7 578
-5 552

Estimated living cost  is ₽21044 per week

₽15424
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1166
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4016
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽14979
₽12613
₽16438
₽17458
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
25 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
255
total
-
-
-
255
Employee
9 734
-
25 500
-
income
1 946
-
5 100
-
total
1 946
-
5 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

15 766
25 500
-
-
total
-
-
-
-
Dividends
15 766
25 500
-
-
withholding
788
1 275
-
-
total
788
1 275
-
-
Income
25 500
25 500
25 500
25 500
Total tax
2 734
1 275
5 100
255
After tax
22 766
24 225
20 400
25 245
Living cost
7 787
7 787
7 787
7 787
Free-cash
14 979
16 438
12 613
17 458

Estimated living cost  is ₽7787 per week

₽4826
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽647
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽214
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2100
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
-₽17480
-₽10247
-₽6458
-₽11382
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
health
-
-
-
1 121
income
-
-
-
3 238
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
6 120
other
-
-
-
1 211
total
-
-
-
11 690
Employee
34 328
-
20 367
-
unemployment
343
-
205
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 402
-
1 426
-
health
481
-
285
-
income
5 910
-
3 506
-
total
9 136
-
5 422
-
Employer
34 328
-
20 367
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 836
-
3 463
-
other
1 717
-
1 017
-
health
481
-
285
-
unemployment
343
-
205
-
accident
275
-
163
-
total
8 652
-
5 133
-
Corporate
-
25 500
-
-
income
-
5 356
-
-
total
-
5 356
-
-
Dividends
-
20 144
-
-
withholding
-
1 410
-
-
total
-
1 410
-
-
Income
25 500
25 500
25 500
25 500
Total tax
17 788
6 766
10 555
11 690
After tax
7 712
18 734
14 945
13 810
Living cost
25 192
25 192
25 192
25 192
Free-cash
-17 480
-6 458
-10 247
-11 382

Estimated living cost  is ₽25192 per week

₽17800
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1701
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽405
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5286
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
-₽74000
-₽43729
-₽42743
-₽42049
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
income
-
-
-
4 949
pensions
-
-
-
752
total
-
-
-
5 701
Employee
87 506
-
23 547
-
pensions
8 442
-
768
-
health
1 442
-
130
-
income
15 774
-
4 530
-
total
25 658
-
5 428
-
Employer
87 506
-
23 547
-
pensions
10 332
-
1 505
-
health
1 662
-
448
-
total
11 994
-
1 953
-
Corporate
-
25 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
4 845
-
-
total
-
4 845
-
-
Dividends
-
20 655
-
-
withholding
-
1 550
-
-
total
-
1 550
-
-
Income
25 500
25 500
25 500
25 500
Total tax
37 652
6 395
7 381
5 701
After tax
-12 152
19 105
18 119
19 799
Living cost
61 848
61 848
61 848
61 848
Free-cash
-74 000
-42 743
-43 729
-42 049

Estimated living cost  is ₽61848 per week

₽46344
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7267
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽503
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7735
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽4988
₽3684
₽9386
₽2451
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
health
-
-
-
2 932
income
-
-
-
3 825
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
3 774
unemployment
-
-
-
102
total
-
-
-
10 633
Employee
16 441
-
21 317
-
accident

We are using the highest rate at 1.1%.

181
-
234
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 443
-
1 872
-
health
756
-
980
-
income
1 644
-
2 132
-
total
4 024
-
5 218
-
Employer
16 441
-
21 317
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 812
-
2 349
-
health
1 135
-
1 471
-
unemployment
98
-
128
-
accident

We are using the highest rate at 1.1%.

181
-
234
-
total
3 226
-
4 182
-
Corporate
5 833
25 500
-
-
income
583
2 550
-
-
total
583
2 550
-
-
Dividends
5 250
22 950
-
-
withholding
263
1 148
-
-
total
263
1 148
-
-
Income
25 500
25 500
25 500
25 500
Total tax
8 096
3 698
9 400
10 633
After tax
17 404
21 802
16 100
14 867
Living cost
12 416
12 416
12 416
12 416
Free-cash
4 988
9 386
3 684
2 451

Estimated living cost  is ₽12416 per week

₽7249
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽887
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽329
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3952
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
-₽77500
-₽81204
-₽75897
-₽37725
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
health
-
-
-
3 915
income
-
-
-
2 295
pensions
-
-
-
4 589
total
-
-
-
10 799
Employee
87 655
80 737
80 737
-
pensions
11 077
11 077
14 533
-
health
10 935
10 541
12 392
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 215
13 215
13 215
-
total
35 227
34 833
40 140
-
Employer
87 655
80 737
80 737
-
pensions
6 100
5 619
5 619
-
health
6 091
5 612
5 612
-
unemployment
3 156
2 907
2 907
-
total
15 347
14 138
14 138
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
25 500
25 500
25 500
25 500
Total tax
50 574
48 971
54 278
10 799
After tax
-25 074
-23 471
-28 778
14 701
Living cost
52 426
52 426
52 426
52 426
Free-cash
-77 500
-75 897
-81 204
-37 725

Estimated living cost  is ₽52426 per week

₽38673
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4683
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽601
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8470
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
-₽20756
-₽10533
-₽5916
-₽11053
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
social contributions
-
-
-
7 446
health
-
-
-
3 442
income
-
-
-
2 192
solidarity contribution
-
-
-
-
total
-
-
-
13 080
Employee
34 519
-
19 030
-
solidarity contribution
-
-
-
-
health
4 660
-
2 569
-
social contributions
2 244
-
1 237
-
income
4 142
-
2 284
-
total
11 046
-
6 090
-
Employer
34 519
-
19 030
-
health
3 107
-
1 713
-
social contributions
8 630
-
4 757
-
total
11 737
-
6 470
-
Corporate
-
25 500
-
-
income
-
4 845
-
-
total
-
4 845
-
-
Dividends
-
20 655
-
-
withholding
-
3 098
-
-
total
-
3 098
-
-
Income
25 500
25 500
25 500
25 500
Total tax
22 783
7 943
12 560
13 080
After tax
2 717
17 557
12 940
12 420
Living cost
23 473
23 473
23 473
23 473
Free-cash
-20 756
-5 916
-10 533
-11 053

Estimated living cost  is ₽23473 per week

₽16304
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1670
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5037
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
-₽58525
-₽27980
-₽26288
-₽26270
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
social contributions
-
-
-
7 327
municipal
-
-
-
145
regional
-
-
-
224
national
-
-
-
4 180
total
-
-
-
11 876
Employee
84 025
-
25 500
-
regional
793
-
196
-
municipal
445
-
127
-
national
14 560
-
3 657
-
social contributions
28 333
-
9 606
-
total
44 131
-
13 586
-
Employer
84 025
-
25 500
-
total
-
-
-
-
Corporate
-
25 500
-
-
municipal
-
994
-
-
nationa
-
6 120
-
-
total
-
7 114
-
-
Dividends
-
18 386
-
-
withholding
-
4 780
-
-
total
-
4 780
-
-
Income
25 500
25 500
25 500
25 500
Total tax
44 131
11 894
13 586
11 876
After tax
-18 631
13 606
11 914
13 624
Living cost
39 894
39 894
39 894
39 894
Free-cash
-58 525
-26 288
-27 980
-26 270

Estimated living cost  is ₽39894 per week

₽27810
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2616
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽612
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8856
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
-₽12346
-₽6736
-₽4823
-₽6163
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
health
-
-
-
1 810
income
-
-
-
3 674
surtax
-
-
-
-
pensions
-
-
-
5 101
other
-
-
-
-
unemployment
-
-
-
215
total
-
-
-
10 800
Employee
31 265
-
21 067
-
unemployment
2 176
-
1 466
-
pensions
2 085
-
1 405
-
health
798
-
536
-
income
5 241
-
3 533
-
other
-
-
-
-
surtax
102
-
-
-
total
10 402
-
6 940
-
Employer
31 265
-
21 067
-
pensions
4 168
-
2 808
-
other
-
-
-
-
health
1 423
-
958
-
unemployment
990
-
667
-
total
6 581
-
4 433
-
Corporate
-
25 500
-
-
income
-
6 629
-
-
total
-
6 629
-
-
Dividends
-
18 871
-
-
withholding
-
2 831
-
-
total
-
2 831
-
-
Income
25 500
25 500
25 500
25 500
Total tax
16 983
9 460
11 373
10 800
After tax
8 517
16 040
14 127
14 700
Living cost
20 863
20 863
20 863
20 863
Free-cash
-12 346
-4 823
-6 736
-6 163

Estimated living cost  is ₽20863 per week

₽12756
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1925
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽481
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5700
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
-₽40606
-₽24134
-₽23148
-₽22454
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
income
-
-
-
4 949
pensions
-
-
-
752
total
-
-
-
5 701
Employee
58 644
-
23 547
-
pensions
4 978
-
768
-
health
851
-
130
-
income
10 562
-
4 530
-
total
16 391
-
5 428
-
Employer
58 644
-
23 547
-
pensions
6 348
-
1 505
-
health
1 114
-
448
-
total
7 462
-
1 953
-
Corporate
-
25 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
4 845
-
-
total
-
4 845
-
-
Dividends
-
20 655
-
-
withholding
-
1 550
-
-
total
-
1 550
-
-
Income
25 500
25 500
25 500
25 500
Total tax
23 853
6 395
7 381
5 701
After tax
1 647
19 105
18 119
19 799
Living cost
42 253
42 253
42 253
42 253
Free-cash
-40 606
-23 148
-24 134
-22 454

Estimated living cost  is ₽42253 per week

₽31656
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3167
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽442
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6988
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
-₽70958
-₽56138
-₽63595
-₽53316
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
health
-
-
-
245
pensions
-
-
-
2 346
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
510
regional
-
-
-
193
city
-
-
-
267
national
-
-
-
-
total
-
-
-
3 561
Employee
88 068
-
22 019
-
unemployment
-
-
-
-
pensions
7 399
-
2 748
-
regional
2 884
-
120
-
national
417
-
-
-
health
199
-
50
-
city
945
-
226
-
total
11 844
-
3 144
-
Employer
88 068
-
22 019
-
pensions
7 399
-
2 748
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 761
-
441
-
health
199
-
50
-
unemployment
-
-
-
-
total
9 359
-
3 239
-
Corporate
-
25 500
-
-
regional
-
5 393
-
-
national
-
2 167
-
-
total
-
7 560
-
-
Dividends
-
17 941
-
-
withholding
-
6 280
-
-
total
-
6 280
-
-
Income
25 500
25 500
25 500
25 500
Total tax
21 203
13 840
6 383
3 561
After tax
4 297
11 660
19 117
21 939
Living cost
75 255
75 255
75 255
75 255
Free-cash
-70 958
-63 595
-56 138
-53 316

Estimated living cost  is ₽75255 per week

₽48937
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6753
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽924
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18640
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
-₽31319
-₽24692
-₽30479
-₽24692
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
25 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 459
trade
-
-
-
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
400
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
22
total
-
-
-
6 881
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

56 820
-
25 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 459
-
6 459
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 681
-
400
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

368
-
22
-
total
13 508
-
6 881
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
25 500
-
-
income
-
3 825
-
-
chamber of commerce
-
179
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
210
-
-
trade
-
4 372
-
-
total
-
8 586
-
-
Dividends
-
16 913
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
214
-
-
withholding
-
3 868
-
-
total
-
4 082
-
-
Income
25 500
25 500
25 500
25 500
Total tax
13 508
12 668
6 881
6 881
After tax
11 992
12 832
18 619
18 619
Living cost
43 311
43 311
43 311
43 311
Free-cash
-31 319
-30 479
-24 692
-24 692

Estimated living cost  is ₽43311 per week

₽31633
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3465
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽563
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7652
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
-₽27600
-₽15664
-₽19494
-₽16746
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
social contributions
-
-
-
727
health
-
-
-
253
income
-
-
-
-
surtax
-
-
-
-
pensions
-
-
-
8 128
other
-
-
-
791
total
-
-
-
9 899
Employee
40 464
-
19 432
-
pensions
4 575
-
2 196
-
social contributions
1 154
-
553
-
income
2 388
-
-
-
surtax
-
-
-
-
total
8 117
-
2 749
-
Employer
40 464
-
19 432
-
pensions
6 647
-
3 192
-
other
1 396
-
671
-
health
2 833
-
1 360
-
unemployment
1 638
-
788
-
social contributions
122
-
57
-
total
12 636
-
6 068
-
Corporate
-
25 500
-
-
income
-
7 141
-
-
surtax
-
-
-
-
total
-
7 141
-
-
Dividends
-
18 359
-
-
surtax
-
-
-
-
social contributions
-
3 156
-
-
withholding
-
2 350
-
-
total
-
5 506
-
-
Income
25 500
25 500
25 500
25 500
Total tax
20 753
12 647
8 817
9 899
After tax
4 747
12 853
16 683
15 601
Living cost
32 347
32 347
32 347
32 347
Free-cash
-27 600
-19 494
-15 664
-16 746

Estimated living cost  is ₽32347 per week

₽20396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2630
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽551
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8772
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
-₽21899
-₽12459
-₽16289
-₽13541
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
social contributions
-
-
-
727
health
-
-
-
253
income
-
-
-
-
surtax
-
-
-
-
pensions
-
-
-
8 128
other
-
-
-
791
total
-
-
-
9 899
Employee
36 120
-
19 432
-
pensions
4 085
-
2 196
-
social contributions
1 030
-
553
-
income
1 862
-
-
-
surtax
-
-
-
-
total
6 977
-
2 749
-
Employer
36 120
-
19 432
-
pensions
5 935
-
3 192
-
other
1 247
-
671
-
health
2 528
-
1 360
-
unemployment
1 462
-
788
-
social contributions
108
-
57
-
total
11 280
-
6 068
-
Corporate
-
25 500
-
-
income
-
7 141
-
-
surtax
-
-
-
-
total
-
7 141
-
-
Dividends
-
18 359
-
-
surtax
-
-
-
-
social contributions
-
3 156
-
-
withholding
-
2 350
-
-
total
-
5 506
-
-
Income
25 500
25 500
25 500
25 500
Total tax
18 257
12 647
8 817
9 899
After tax
7 243
12 853
16 683
15 601
Living cost
29 142
29 142
29 142
29 142
Free-cash
-21 899
-16 289
-12 459
-13 541

Estimated living cost  is ₽29142 per week

₽16901
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8729
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
-₽9039
-₽3686
-₽4490
-₽3671
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
social contributions
-
-
-
3 518
health
-
-
-
1 780
income
-
-
-
3 825
total
-
-
-
9 123
Employee
32 056
-
25 500
-
health
2 237
-
1 780
-
social contributions
4 424
-
3 518
-
income
5 347
-
3 840
-
total
12 008
-
9 138
-
Employer
32 056
-
25 500
-
total
-
-
-
-
Corporate
-
25 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

-
1 276
-
-
total
-
1 276
-
-
Dividends
-
24 224
-
-
health
834
1 690
-
-
social contributions
1 649
3 343
-
-
withholding
-
3 633
-
-
total
2 483
8 666
-
-
Income
25 500
25 500
25 500
25 500
Total tax
14 491
9 942
9 138
9 123
After tax
11 009
15 558
16 362
16 377
Living cost
20 048
20 048
20 048
20 048
Free-cash
-9 039
-4 490
-3 686
-3 671

Estimated living cost  is ₽20048 per week

₽13417
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1236
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4932
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
-₽36428
-₽25699
-₽29344
-₽20569
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
health
-
-
-
1 950
surtax
-
-
-
187
income
-
-
-
-
chamber of commerce
-
-
-
102
pensions
-
-
-
4 717
unemployment
-
-
-
5 799
total
-
-
-
12 755
Employee
47 249
37 677
37 677
-
unemployment
1 417
1 130
558
-
pensions
4 839
3 857
1 902
-
health
1 828
1 459
719
-
income
5 379
2 779
3 845
-
other
472
377
187
-
total
13 935
9 602
7 211
-
Employer
47 249
37 677
37 677
-
chamber of commerce
188
151
151
-
pensions
5 930
4 729
2 331
-
other
2 244
1 789
1 627
-
health
1 785
1 425
702
-
unemployment
1 417
1 130
558
-
accident
614
490
242
-
surtax
187
187
187
-
payroll
1 417
1 130
1 130
-
total
13 782
11 031
6 928
-
Corporate
3 588
3 588
14 984
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

897
897
3 746
-
total
897
897
3 746
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
25 500
25 500
25 500
25 500
Total tax
28 614
21 530
17 885
12 755
After tax
-3 114
3 970
7 615
12 745
Living cost
33 314
33 314
33 314
33 314
Free-cash
-36 428
-29 344
-25 699
-20 569

Estimated living cost  is ₽33314 per week

₽22219
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2842
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽547
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7706
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
-₽61814
-₽22626
-₽19920
-₽17270
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
social contributions
-
-
-
249
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
1 514
national
-
-
-
6 535
total
-
-
-
8 298
Employee

The minimum management director salary is set at €45,000 per year.

67 628
-
19 752
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

588
-
172
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 072
-
1 482
-
national
20 792
-
4 292
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 177
-
929
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 527
-
1 030
-
total
33 156
-
7 905
-
Employer

The minimum management director salary is set at €45,000 per year.

67 628
-
19 752
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 993
-
1 749
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 159
-
1 215
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

987
-
289
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

879
-
257
-
surtax
7 668
-
2 239
-
total
19 686
-
5 749
-
Corporate
-
25 500
-
-
income
-
5 101
-
-
surtax
-
102
-
-
total
-
5 203
-
-
Dividends
-
20 297
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
5 745
-
-
total
-
5 745
-
-
Income
25 500
25 500
25 500
25 500
Total tax
52 842
10 948
13 654
8 298
After tax
-27 342
14 552
11 846
17 202
Living cost
34 472
34 472
34 472
34 472
Free-cash
-61 814
-19 920
-22 626
-17 270

Estimated living cost  is ₽34472 per week

₽22205
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3014
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽540
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8714
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
-₽36564
-₽23266
-₽16805
-₽19684
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
accident
-
-
-
230
income
-
-
-
3 391
pensions
-
-
-
7 216
other
-
-
-
25
unemployment
-
-
-
178
total
-
-
-
11 040
Employee
47 062
-
15 435
-
unemployment
730
-
490
-
pensions
2 212
-
1 484
-
income
9 930
-
2 551
-
other
47
-
32
-
total
12 919
-
4 557
-
Employer
47 062
-
15 435
-
pensions
11 106
-
7 451
-
other
375
-
253
-
unemployment
2 589
-
1 737
-
accident
931
-
624
-
total
15 001
-
10 065
-
Corporate
-
25 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
3 825
-
-
total
-
3 825
-
-
Dividends
-
21 675
-
-
withholding
-
4 336
-
-
total
-
4 336
-
-
Income
25 500
25 500
25 500
25 500
Total tax
27 920
8 161
14 622
11 040
After tax
-2 420
17 339
10 878
14 460
Living cost
34 144
34 144
34 144
34 144
Free-cash
-36 564
-16 805
-23 266
-19 684

Estimated living cost  is ₽34144 per week

₽25143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2422
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6086
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
-₽54651
-₽37874
-₽33933
-₽37872
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
accident
-
-
-
405
health
-
-
-
3 373
income
-
-
-
-
surtax
-
-
-
1 017
pensions
-
-
-
7 198
communal
-
-
-
-
total
-
-
-
11 993
Employee
71 598
-
20 123
-
pensions
5 727
-
3 599
-
health
3 186
-
2 002
-
income
6 916
-
-
-
surtax
4 389
-
1 017
-
total
20 218
-
6 618
-
Employer
71 598
-
20 123
-
pensions
5 727
-
3 599
-
health
2 183
-
1 373
-
accident
644
-
405
-
total
8 554
-
5 377
-
Corporate
-
25 500
-
-
income
-
3 825
-
-
communal
-
-
-
-
surtax
-
267
-
-
total
-
4 092
-
-
Dividends
-
21 408
-
-
income
-
750
-
-
withholding
-
3 212
-
-
total
-
3 962
-
-
Income
25 500
25 500
25 500
25 500
Total tax
28 772
8 054
11 995
11 993
After tax
-3 272
17 446
13 505
13 507
Living cost
51 379
51 379
51 379
51 379
Free-cash
-54 651
-33 933
-37 874
-37 872

Estimated living cost  is ₽51379 per week

₽38542
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3113
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9179
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
-₽13043
-₽7109
-₽5196
-₽6536
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
health
-
-
-
1 810
income
-
-
-
3 674
surtax
-
-
-
-
pensions
-
-
-
5 101
other
-
-
-
-
unemployment
-
-
-
215
total
-
-
-
10 800
Employee
31 839
-
21 067
-
unemployment
2 216
-
1 466
-
pensions
2 124
-
1 405
-
health
813
-
536
-
income
5 338
-
3 533
-
other
-
-
-
-
surtax
113
-
-
-
total
10 604
-
6 940
-
Employer
31 839
-
21 067
-
pensions
4 245
-
2 808
-
other
-
-
-
-
health
1 448
-
958
-
unemployment
1 010
-
667
-
total
6 703
-
4 433
-
Corporate
-
25 500
-
-
income
-
6 629
-
-
total
-
6 629
-
-
Dividends
-
18 871
-
-
withholding
-
2 831
-
-
total
-
2 831
-
-
Income
25 500
25 500
25 500
25 500
Total tax
17 307
9 460
11 373
10 800
After tax
8 193
16 040
14 127
14 700
Living cost
21 236
21 236
21 236
21 236
Free-cash
-13 043
-5 196
-7 109
-6 536

Estimated living cost  is ₽21236 per week

₽12821
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽493
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6077
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
-₽26946
-₽13681
-₽12065
-₽11990
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
social contributions
-
-
-
7 327
municipal
-
-
-
145
regional
-
-
-
370
national
-
-
-
4 180
total
-
-
-
12 022
Employee
52 445
-
25 500
-
regional
706
-
323
-
municipal
278
-
127
-
national
8 309
-
3 657
-
social contributions
17 685
-
9 606
-
total
26 978
-
13 713
-
Employer
52 445
-
25 500
-
total
-
-
-
-
Corporate
-
25 500
-
-
municipal
-
1 267
-
-
nationa
-
6 120
-
-
total
-
7 387
-
-
Dividends
-
18 113
-
-
withholding
-
4 710
-
-
total
-
4 710
-
-
Income
25 500
25 500
25 500
25 500
Total tax
26 978
12 097
13 713
12 022
After tax
-1 478
13 403
11 787
13 478
Living cost
25 468
25 468
25 468
25 468
Free-cash
-26 946
-12 065
-13 681
-11 990

Estimated living cost  is ₽25468 per week

₽15839
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2580
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽436
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6613
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
-₽31497
-₽15984
-₽11367
-₽16504
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
social contributions
-
-
-
7 446
health
-
-
-
3 442
income
-
-
-
2 192
solidarity contribution
-
-
-
-
total
-
-
-
13 080
Employee
42 536
-
19 030
-
solidarity contribution
-
-
-
-
health
5 742
-
2 569
-
social contributions
2 765
-
1 237
-
income
5 104
-
2 284
-
total
13 611
-
6 090
-
Employer
42 536
-
19 030
-
health
3 828
-
1 713
-
social contributions
10 634
-
4 757
-
total
14 462
-
6 470
-
Corporate
-
25 500
-
-
income
-
4 845
-
-
total
-
4 845
-
-
Dividends
-
20 655
-
-
withholding
-
3 098
-
-
total
-
3 098
-
-
Income
25 500
25 500
25 500
25 500
Total tax
28 073
7 943
12 560
13 080
After tax
-2 573
17 557
12 940
12 420
Living cost
28 924
28 924
28 924
28 924
Free-cash
-31 497
-11 367
-15 984
-16 504

Estimated living cost  is ₽28924 per week

₽21510
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1602
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽500
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5312
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
-₽28620
-₽22450
-₽26006
-₽17231
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
health
-
-
-
1 950
surtax
-
-
-
-
income
-
-
-
-
chamber of commerce
-
-
-
102
pensions
-
-
-
4 717
unemployment
-
-
-
5 799
total
-
-
-
12 568
Employee
41 328
37 677
37 677
-
unemployment
1 240
1 130
562
-
pensions
4 232
3 857
1 918
-
health
1 599
1 459
725
-
income
3 682
2 779
3 836
-
other
413
377
187
-
total
11 166
9 602
7 228
-
Employer
41 328
37 677
37 677
-
chamber of commerce
165
151
151
-
pensions
5 187
4 729
2 350
-
other
1 963
1 789
1 629
-
health
1 563
1 425
709
-
unemployment
1 240
1 130
562
-
accident
536
490
244
-
surtax
-
-
-
-
payroll
1 240
1 130
1 130
-
total
11 894
10 844
6 775
-
Corporate
3 588
3 588
15 137
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

897
897
3 784
-
total
897
897
3 784
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
25 500
25 500
25 500
25 500
Total tax
23 957
21 343
17 787
12 568
After tax
1 543
4 157
7 713
12 932
Living cost
30 163
30 163
30 163
30 163
Free-cash
-28 620
-26 006
-22 450
-17 231

Estimated living cost  is ₽30163 per week

₽18094
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3081
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽538
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8451
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽9814
₽8265
₽12090
₽13110
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
25 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
255
total
-
-
-
255
Employee
15 169
-
25 500
-
income
3 034
-
5 100
-
total
3 034
-
5 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

10 331
25 500
-
-
total
-
-
-
-
Dividends
10 331
25 500
-
-
withholding
517
1 275
-
-
total
517
1 275
-
-
Income
25 500
25 500
25 500
25 500
Total tax
3 551
1 275
5 100
255
After tax
21 949
24 225
20 400
25 245
Living cost
12 135
12 135
12 135
12 135
Free-cash
9 814
12 090
8 265
13 110

Estimated living cost  is ₽12135 per week

₽8212
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽509
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽407
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3006
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
-₽22819
-₽11227
-₽7802
-₽10421
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
25 500
health
-
-
-
2 508
income
-
-
-
3 358
pensions
-
-
-
4 658
unemployment
-
-
-
38
total
-
-
-
10 562
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

41 808
-
22 066
-
unemployment
59
-
31
-
pensions
6 481
-
3 420
-
health
2 700
-
1 425
-
income
7 210
-
3 058
-
total
16 450
-
7 934
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

41 808
-
22 066
-
pensions
3 700
-
1 952
-
health
2 785
-
1 469
-
unemployment
25
-
13
-
total
6 510
-
3 434
-
Corporate
-
25 500
-
-
income
-
4 844
-
-
total
-
4 844
-
-
Dividends
-
20 656
-
-
withholding
-
3 099
-
-
total
-
3 099
-
-
Income
25 500
25 500
25 500
25 500
Total tax
22 960
7 943
11 368
10 562
After tax
2 540
17 557
14 132
14 938
Living cost
25 359
25 359
25 359
25 359
Free-cash
-22 819
-7 802
-11 227
-10 421

Estimated living cost  is ₽25359 per week

₽17403
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1626
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5840
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
-₽116882
-₽29496
-₽25689
-₽23580
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
social contributions
-
-
-
2 907
income
-
-
-
4 970
total
-
-
-
7 877
Employee
59 079
-
6 284
-
social contributions
4 845
-
690
-
income
13 032
-
1 231
-
total
17 877
-
1 921
-
Employer
59 079
-
6 284
-
social contributions
83 302
-
11 872
-
total
83 302
-
11 872
-
Corporate
-
25 500
-
-
income
-
5 610
-
-
total
-
5 610
-
-
Dividends
-
19 890
-
-
income
-
4 376
-
-
total
-
4 376
-
-
Income
25 500
25 500
25 500
25 500
Total tax
101 179
9 986
13 793
7 877
After tax
-75 679
15 514
11 707
17 623
Living cost
41 203
41 203
41 203
41 203
Free-cash
-116 882
-25 689
-29 496
-23 580

Estimated living cost  is ₽41203 per week

₽26734
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3875
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10069
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
-₽28311
-₽14453
-₽15153
-₽14504
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
25 500
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
8 861
income
-
-
-
1 487
surtax
-
-
-
-
total
-
-
-
10 348
Employee
43 483
-
20 606
-
social contributions
4 783
-
2 266
-
income
9 045
-
3 137
-
surtax
-
-
-
-
total
13 828
-
5 403
-
Employer
43 483
-
20 606
-
social contributions
10 327
-
4 894
-
total
10 327
-
4 894
-
Corporate
-
25 500
-
-
income
-
5 356
-
-
surtax
-
-
-
-
total
-
5 356
-
-
Dividends
-
20 144
-
-
withholding
-
5 641
-
-
total
-
5 641
-
-
Income
25 500
25 500
25 500
25 500
Total tax
24 155
10 997
10 297
10 348
After tax
1 345
14 503
15 203
15 152
Living cost
29 656
29 656
29 656
29 656
Free-cash
-28 311
-15 153
-14 453
-14 504

Estimated living cost  is ₽29656 per week

₽22188
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1749
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5223
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
-₽52212
-₽28981
-₽32811
-₽30063
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
social contributions
-
-
-
727
health
-
-
-
253
income
-
-
-
-
surtax
-
-
-
-
pensions
-
-
-
8 128
other
-
-
-
791
total
-
-
-
9 899
Employee
59 215
-
19 432
-
pensions
6 698
-
2 196
-
social contributions
1 687
-
553
-
income
5 167
-
-
-
surtax
-
-
-
-
total
13 552
-
2 749
-
Employer
59 215
-
19 432
-
pensions
9 730
-
3 192
-
other
2 044
-
671
-
health
4 145
-
1 360
-
unemployment
2 399
-
788
-
social contributions
178
-
57
-
total
18 496
-
6 068
-
Corporate
-
25 500
-
-
income
-
7 141
-
-
surtax
-
-
-
-
total
-
7 141
-
-
Dividends
-
18 359
-
-
surtax
-
-
-
-
social contributions
-
3 156
-
-
withholding
-
2 350
-
-
total
-
5 506
-
-
Income
25 500
25 500
25 500
25 500
Total tax
32 048
12 647
8 817
9 899
After tax
-6 548
12 853
16 683
15 601
Living cost
45 664
45 664
45 664
45 664
Free-cash
-52 212
-32 811
-28 981
-30 063

Estimated living cost  is ₽45664 per week

₽30904
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3735
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽626
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10397
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
-₽9606
-₽7776
-₽5470
-₽8530
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
social contributions
-
-
-
5 610
income
-
-
-
-
total
-
-
-
5 610
Employee
30 395
-
22 079
-
social contributions
1 975
-
1 435
-
income
-
-
-
-
total
1 975
-
1 435
-
Employer
30 395
-
22 079
-
social contributions
4 711
-
3 421
-
total
4 711
-
3 421
-
Corporate
-
25 500
-
-
income
-
2 550
-
-
total
-
2 550
-
-
Dividends
-
22 950
-
-
total
-
-
-
-
Income
25 500
25 500
25 500
25 500
Total tax
6 686
2 550
4 856
5 610
After tax
18 814
22 950
20 644
19 890
Living cost
28 420
28 420
28 420
28 420
Free-cash
-9 606
-5 470
-7 776
-8 530

Estimated living cost  is ₽28420 per week

₽18376
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2142
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽535
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7367
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
-₽180299
-₽180299
-₽180299
-₽27088
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
municipal
-
-
-
2 651
pensions
-
-
-
819
labour market
-
-
-
1 975
national
-
-
-
1 653
total
-
-
-
7 098
Employee
192 004
192 004
192 004
-
pensions
273
273
273
-
municipal
40 886
40 886
40 886
-
national
23 457
23 457
23 457
-
labour market
15 338
15 338
15 338
-
total
79 954
79 954
79 954
-
Employer
192 004
192 004
192 004
-
municipal
40 951
40 951
40 951
-
pensions
546
546
546
-
national
23 498
23 498
23 498
-
labour market
15 360
15 360
15 360
-
total
80 355
80 355
80 355
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
25 500
25 500
25 500
25 500
Total tax
160 309
160 309
160 309
7 098
After tax
-134 809
-134 809
-134 809
18 402
Living cost
45 490
45 490
45 490
45 490
Free-cash
-180 299
-180 299
-180 299
-27 088

Estimated living cost  is ₽45490 per week

₽31134
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4024
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽700
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9632
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
-₽13764
-₽7267
-₽18668
-₽5241
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
accident
-
-
-
242
health
-
-
-
2 086
income
-
-
-
3 344
pensions
-
-
-
3 980
other
-
-
-
355
total
-
-
-
10 007
Employee
32 616
-
21 183
-
pensions
3 673
-
2 385
-
health
3 735
-
2 425
-
income
4 475
-
2 906
-
total
11 883
-
7 716
-
Employer
32 616
-
21 183
-
pensions
5 303
-
3 444
-
unemployment
799
-
519
-
accident
545
-
354
-
total
6 647
-
4 317
-
Corporate
-
25 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

-
22 950
-
-
total
-
22 950
-
-
Dividends
-
2 550
-
-
withholding
-
484
-
-
total
-
484
-
-
Income
25 500
25 500
25 500
25 500
Total tax
18 530
23 434
12 033
10 007
After tax
6 970
2 066
13 467
15 493
Living cost
20 734
20 734
20 734
20 734
Free-cash
-13 764
-18 668
-7 267
-5 241

Estimated living cost  is ₽20734 per week

₽15092
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1182
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽389
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4071
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
-₽33626
-₽20158
-₽18653
-₽15387
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
25 500
health
-
-
-
-
municipal
-
-
-
4 589
national
-
-
-
-
total
-
-
-
4 589
Employee
49 742
-
21 452
-
unemployment
746
-
321
-
pensions
3 357
-
1 448
-
municipal
8 147
-
3 543
-
national
822
-
-
-
health
371
-
-
-
total
13 443
-
5 312
-
Employer
49 742
-
21 452
-
pensions
8 630
-
3 721
-
health
382
-
165
-
unemployment
323
-
140
-
accident
50
-
22
-
total
9 385
-
4 048
-
Corporate
-
25 500
-
-
income
-
5 101
-
-
total
-
5 101
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
15 299
-
-
national
-
-
-
-
municipal
-
2 754
-
-
total
-
2 754
-
-
Income
25 500
25 500
25 500
25 500
Total tax
22 828
7 855
9 360
4 589
After tax
2 672
17 645
16 140
20 911
Living cost
36 298
36 298
36 298
36 298
Free-cash
-33 626
-18 653
-20 158
-15 387

Estimated living cost  is ₽36298 per week

₽23710
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3491
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽578
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8520
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
-₽10979
-₽9504
-₽17770
-₽2914
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 942
social contributions
-
-
-
5 607
health
-
-
-
917
income
-
-
-
-
total
-
-
-
6 524
Employee
72 700
72 700
72 700
-
health
563
1 236
416
-
social contributions
2 749
6 034
2 035
-
income
7 916
6 730
8 174
-
total
11 228
14 000
10 625
-
Employer
72 700
72 700
72 700
-
health
612
1 346
454
-
social contributions
2 749
6 034
2 035
-
total
3 361
7 380
2 489
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
25 500
25 500
25 500
25 500
Total tax
14 589
21 380
13 114
6 524
After tax
10 911
4 120
12 386
18 976
Living cost
21 890
21 890
21 890
21 890
Free-cash
-10 979
-17 770
-9 504
-2 914

Estimated living cost  is ₽21890 per week

₽13119
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2148
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6140
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽1295
₽961
₽6106
-₽416
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
25 500
health
-
-
-
3 421
income
-
-
-
1 443
pensions
-
-
-
6 014
unemployment
-
-
-
27
total
-
-
-
10 905
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 701
-
23 119
-
unemployment
108
-
115
-
pensions
3 255
-
3 468
-
health
1 844
-
1 965
-
income
1 484
-
1 599
-
total
6 691
-
7 147
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 701
-
23 119
-
pensions
1 193
-
1 272
-
health
933
-
994
-
unemployment
108
-
115
-
total
2 234
-
2 381
-
Corporate
1 565
25 500
-
-
income
142
2 295
-
-
total
142
2 295
-
-
Dividends
1 423
23 205
-
-
withholding
127
2 088
-
-
total
127
2 088
-
-
Income
25 500
25 500
25 500
25 500
Total tax
9 194
4 383
9 528
10 905
After tax
16 306
21 117
15 972
14 595
Living cost
15 011
15 011
15 011
15 011
Free-cash
1 295
6 106
961
-416

Estimated living cost  is ₽15011 per week

₽9577
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1082
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽447
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3904
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
-₽20604
-₽15121
-₽8660
-₽11539
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
accident
-
-
-
230
income
-
-
-
3 391
pensions
-
-
-
7 216
other
-
-
-
25
unemployment
-
-
-
178
total
-
-
-
11 040
Employee
34 959
-
15 435
-
unemployment
542
-
490
-
pensions
1 643
-
1 484
-
income
6 740
-
2 551
-
other
34
-
32
-
total
8 959
-
4 557
-
Employer
34 959
-
15 435
-
pensions
8 250
-
7 451
-
other
280
-
253
-
unemployment
1 923
-
1 737
-
accident
693
-
624
-
total
11 146
-
10 065
-
Corporate
-
25 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
3 825
-
-
total
-
3 825
-
-
Dividends
-
21 675
-
-
withholding
-
4 336
-
-
total
-
4 336
-
-
Income
25 500
25 500
25 500
25 500
Total tax
20 105
8 161
14 622
11 040
After tax
5 395
17 339
10 878
14 460
Living cost
25 999
25 999
25 999
25 999
Free-cash
-20 604
-8 660
-15 121
-11 539

Estimated living cost  is ₽25999 per week

₽17549
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2499
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽456
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5496
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽13758
₽13507
₽14061
₽13637
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
health
-
-
-
979
income
-
-
-
7 683
pensions
-
-
-
1 350
total
-
-
-
10 012
Employee
2 819
-
23 981
-
unemployment
28
-
68
-
pensions
254
-
607
-
health
141
-
337
-
income
545
-
7 612
-
total
968
-
8 624
-
Employer
2 819
-
23 981
-
pensions
310
-
742
-
health
268
-
641
-
unemployment
56
-
135
-
total
634
-
1 518
-
Corporate
22 047
25 500
-
-
income
4 850
5 610
-
-
total
4 850
5 610
-
-
Dividends
17 197
19 890
-
-
withholding
3 439
3 978
-
-
total
3 439
3 978
-
-
Income
25 500
25 500
25 500
25 500
Total tax
9 891
9 588
10 142
10 012
After tax
15 609
15 912
15 358
15 488
Living cost
1 851
1 851
1 851
1 851
Free-cash
13 758
14 061
13 507
13 637

Estimated living cost  is ₽1851 per week

₽1100
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽150
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽42
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽558
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
-₽3555
-₽1811
₽2081
-₽2908
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
25 500
health
-
-
-
2 626
income
-
-
-
2 427
pensions
-
-
-
6 630
unemployment
-
-
-
382
total
-
-
-
12 065
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 644
-
21 628
-
unemployment
185
-
162
-
pensions
3 450
-
3 028
-
health
1 269
-
1 114
-
income
3 397
-
2 793
-
total
8 301
-
7 097
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 644
-
21 628
-
pensions
2 957
-
2 595
-
health
1 269
-
1 114
-
unemployment
185
-
162
-
total
4 411
-
3 871
-
Corporate
-
25 500
-
-
income
-
3 825
-
-
total
-
3 825
-
-
Dividends
-
21 675
-
-
withholding
-
3 251
-
-
total
-
3 251
-
-
Income
25 500
25 500
25 500
25 500
Total tax
12 712
7 076
10 968
12 065
After tax
12 788
18 424
14 532
13 435
Living cost
16 343
16 343
16 343
16 343
Free-cash
-3 555
2 081
-1 811
-2 908

Estimated living cost  is ₽16343 per week

₽11004
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1264
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽473
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3602
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
-₽19910
-₽10286
-₽10986
-₽10337
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
25 500
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
8 861
income
-
-
-
1 487
surtax
-
-
-
-
total
-
-
-
10 348
Employee
36 695
-
20 606
-
social contributions
4 037
-
2 266
-
income
7 170
-
3 137
-
surtax
-
-
-
-
total
11 207
-
5 403
-
Employer
36 695
-
20 606
-
social contributions
8 714
-
4 894
-
total
8 714
-
4 894
-
Corporate
-
25 500
-
-
income
-
5 356
-
-
surtax
-
-
-
-
total
-
5 356
-
-
Dividends
-
20 144
-
-
withholding
-
5 641
-
-
total
-
5 641
-
-
Income
25 500
25 500
25 500
25 500
Total tax
19 921
10 997
10 297
10 348
After tax
5 579
14 503
15 203
15 152
Living cost
25 489
25 489
25 489
25 489
Free-cash
-19 910
-10 986
-10 286
-10 337

Estimated living cost  is ₽25489 per week

₽18053
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1771
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5214
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
-₽34720
-₽22349
-₽15888
-₽18767
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
accident
-
-
-
230
income
-
-
-
3 391
pensions
-
-
-
7 216
other
-
-
-
25
unemployment
-
-
-
178
total
-
-
-
11 040
Employee
45 661
-
15 435
-
unemployment
707
-
490
-
pensions
2 146
-
1 484
-
income
9 537
-
2 551
-
other
45
-
32
-
total
12 435
-
4 557
-
Employer
45 661
-
15 435
-
pensions
10 776
-
7 451
-
other
366
-
253
-
unemployment
2 512
-
1 737
-
accident
904
-
624
-
total
14 558
-
10 065
-
Corporate
-
25 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
3 825
-
-
total
-
3 825
-
-
Dividends
-
21 675
-
-
withholding
-
4 336
-
-
total
-
4 336
-
-
Income
25 500
25 500
25 500
25 500
Total tax
26 993
8 161
14 622
11 040
After tax
-1 493
17 339
10 878
14 460
Living cost
33 227
33 227
33 227
33 227
Free-cash
-34 720
-15 888
-22 349
-18 767

Estimated living cost  is ₽33227 per week

₽23862
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2584
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽468
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6314
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
-₽303
-₽190
₽5512
-₽1423
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
health
-
-
-
2 932
income
-
-
-
3 825
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
3 774
unemployment
-
-
-
102
total
-
-
-
10 633
Employee
21 571
-
21 317
-
accident

We are using the highest rate at 1.1%.

237
-
234
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 894
-
1 872
-
health
992
-
980
-
income
2 157
-
2 132
-
total
5 280
-
5 218
-
Employer
21 571
-
21 317
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 377
-
2 349
-
health
1 489
-
1 471
-
unemployment
130
-
128
-
accident

We are using the highest rate at 1.1%.

237
-
234
-
total
4 233
-
4 182
-
Corporate
-
25 500
-
-
income
-
2 550
-
-
total
-
2 550
-
-
Dividends
-
22 950
-
-
withholding
-
1 148
-
-
total
-
1 148
-
-
Income
25 500
25 500
25 500
25 500
Total tax
9 513
3 698
9 400
10 633
After tax
15 987
21 802
16 100
14 867
Living cost
16 290
16 290
16 290
16 290
Free-cash
-303
5 512
-190
-1 423

Estimated living cost  is ₽16290 per week

₽10774
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽933
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽389
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4195
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
-₽21542
-₽17882
-₽23145
-₽17882
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
25 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 459
trade
-
-
-
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
400
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
22
total
-
-
-
6 881
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 042
-
25 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 459
-
6 459
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 868
-
400
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

214
-
22
-
total
10 541
-
6 881
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
25 500
-
-
income
-
3 825
-
-
chamber of commerce
-
181
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
210
-
-
trade
-
3 660
-
-
total
-
7 876
-
-
Dividends
-
17 624
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
222
-
-
withholding
-
4 046
-
-
total
-
4 268
-
-
Income
25 500
25 500
25 500
25 500
Total tax
10 541
12 144
6 881
6 881
After tax
14 959
13 356
18 619
18 619
Living cost
36 501
36 501
36 501
36 501
Free-cash
-21 542
-23 145
-17 882
-17 882

Estimated living cost  is ₽36501 per week

₽25179
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3927
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6864
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
-₽48456
-₽31213
-₽36007
-₽31213
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
social contributions
-
-
-
716
income
-
-
-
2 140
total
-
-
-
2 856
Employee
73 955
-
25 500
-
social contributions
6 144
-
716
-
income
13 955
-
2 140
-
total
20 099
-
2 856
-
Employer
73 955
-
25 500
-
total
-
-
-
-
Corporate
-
25 500
-
-
income
-
3 188
-
-
total
-
3 188
-
-
Dividends
-
22 312
-
-
withholding
-
4 462
-
-
total
-
4 462
-
-
Income
25 500
25 500
25 500
25 500
Total tax
20 099
7 650
2 856
2 856
After tax
5 401
17 850
22 644
22 644
Living cost
53 857
53 857
53 857
53 857
Free-cash
-48 456
-36 007
-31 213
-31 213

Estimated living cost  is ₽53857 per week

₽40973
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽515
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7980
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
-₽25038
-₽14144
-₽20566
-₽41577
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
25 500
income
-
-
-
26 912
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 845
total
-
-
-
32 757
Employee
43 371
-
23 177
-
social contributions
4 345
-
2 323
-
income
4 706
-
678
-
total
9 051
-
3 001
-
Employer
43 371
-
23 177
-
social contributions
4 345
-
2 323
-
total
4 345
-
2 323
-
Corporate
-
25 500
-
-
income
-
8 924
-
-
total
-
8 924
-
-
Dividends
-
16 576
-
-
social contributions
2 822
2 822
-
-
total
2 822
2 822
-
-
Income
25 500
25 500
25 500
25 500
Total tax
16 218
11 746
5 324
32 757
After tax
9 282
13 754
20 176
-7 257
Living cost
34 320
34 320
34 320
34 320
Free-cash
-25 038
-20 566
-14 144
-41 577

Estimated living cost  is ₽34320 per week

₽22606
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2706
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8481
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
-₽27311
-₽16231
-₽15245
-₽14551
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
income
-
-
-
4 949
pensions
-
-
-
752
total
-
-
-
5 701
Employee
47 151
-
23 547
-
pensions
3 599
-
768
-
health
615
-
130
-
income
8 587
-
4 530
-
total
12 801
-
5 428
-
Employer
47 151
-
23 547
-
pensions
4 764
-
1 505
-
health
896
-
448
-
total
5 660
-
1 953
-
Corporate
-
25 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
4 845
-
-
total
-
4 845
-
-
Dividends
-
20 655
-
-
withholding
-
1 550
-
-
total
-
1 550
-
-
Income
25 500
25 500
25 500
25 500
Total tax
18 461
6 395
7 381
5 701
After tax
7 039
19 105
18 119
19 799
Living cost
34 350
34 350
34 350
34 350
Free-cash
-27 311
-15 245
-16 231
-14 551

Estimated living cost  is ₽34350 per week

₽23564
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3159
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽430
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7195
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
-₽17650
-₽9320
-₽20721
-₽7294
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
accident
-
-
-
242
health
-
-
-
2 086
income
-
-
-
3 344
pensions
-
-
-
3 980
other
-
-
-
355
total
-
-
-
10 007
Employee
35 845
-
21 183
-
pensions
4 036
-
2 385
-
health
4 104
-
2 425
-
income
4 918
-
2 906
-
total
13 058
-
7 716
-
Employer
35 845
-
21 183
-
pensions
5 828
-
3 444
-
unemployment
878
-
519
-
accident
599
-
354
-
total
7 305
-
4 317
-
Corporate
-
25 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

-
22 950
-
-
total
-
22 950
-
-
Dividends
-
2 550
-
-
withholding
-
484
-
-
total
-
484
-
-
Income
25 500
25 500
25 500
25 500
Total tax
20 363
23 434
12 033
10 007
After tax
5 137
2 066
13 467
15 493
Living cost
22 787
22 787
22 787
22 787
Free-cash
-17 650
-20 721
-9 320
-7 294

Estimated living cost  is ₽22787 per week

₽16723
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1328
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽459
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4277
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

Close
Skopje , Macedonia
₽4314
₽3172
₽8909
₽3172
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
25 500
income
-
-
-
2 550
health insurance
-
-
-
1 887
pensions
-
-
-
4 692
unemployment
-
-
-
306
work injury
-
-
-
127
total
-
-
-
9 562
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

20 425
-
25 500
-
unemployment
245
-
306
-
pensions
3 758
-
4 692
-
work injury
102
-
127
-
income
2 043
-
2 550
-
health insurance
1 511
-
1 887
-
total
7 659
-
9 562
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
5 075
25 500
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

-
-
-
-
total
-
-
-
-
Dividends
5 075
25 500
-
-
withholding
761
3 825
-
-
total
761
3 825
-
-
Income
25 500
25 500
25 500
25 500
Total tax
8 420
3 825
9 562
9 562
After tax
17 080
21 675
15 938
15 938
Living cost
12 766
12 766
12 766
12 766
Free-cash
4 314
8 909
3 172
3 172

Estimated living cost  is ₽12766 per week

₽7909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽928
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽398
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3531
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Skopje model

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Rome , Italy
-₽54169
-₽25846
-₽24232
-₽24148
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
social contributions
-
-
-
7 327
municipal
-
-
-
163
regional
-
-
-
314
national
-
-
-
4 180
total
-
-
-
11 984
Employee
79 669
-
25 500
-
regional
1 203
-
275
-
municipal
475
-
144
-
national
13 463
-
3 657
-
social contributions
26 864
-
9 606
-
total
42 005
-
13 682
-
Employer
79 669
-
25 500
-
total
-
-
-
-
Corporate
-
25 500
-
-
municipal
-
1 229
-
-
nationa
-
6 120
-
-
total
-
7 349
-
-
Dividends
-
18 151
-
-
withholding
-
4 719
-
-
total
-
4 719
-
-
Income
25 500
25 500
25 500
25 500
Total tax
42 005
12 068
13 682
11 984
After tax
-16 505
13 432
11 818
13 516
Living cost
37 664
37 664
37 664
37 664
Free-cash
-54 169
-24 232
-25 846
-24 148

Estimated living cost  is ₽37664 per week

₽26457
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2591
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽569
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8047
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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