Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 25500
per

Your estimated
City
free-cash

Dresden , Germany
-₽17197
-₽11834
-₽11834
-₽12769
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
25 500
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
184
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
9
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 835
trade
-
-
-
-
total
-
-
-
7 028
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

38 269
-
25 500
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

59
-
9
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 069
-
184
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 835
-
6 835
-
total
7 963
-
7 028
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
25 500
-
-
income
-
3 826
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
211
-
-
chamber of commerce
-
188
-
-
trade
-
4 016
-
-
total
-
8 241
-
-
Dividends
-
17 260
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
216
-
-
withholding
-
3 934
-
-
total
-
4 150
-
-
Income
25 500
25 500
25 500
25 500
Total tax
7 963
12 391
7 028
7 028
After tax
17 537
13 109
18 472
18 472
Living cost
30 306
30 306
30 306
30 306
Free-cash
-12 769
-17 197
-11 834
-11 834

Estimated living cost  is ₽30306 per week

₽19063
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3534
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽566
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7143
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
-₽37139
-₽34940
-₽35140
-₽64202
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
social contributions
-
-
-
274
municipal
-
-
-
1 669
national
-
-
-
2 586
pensions
-
-
-
3 060
total
-
-
-
7 589
Employee
82 238
-
22 045
-
municipal
10 158
-
1 767
-
pensions
3 290
-
882
-
national
15 740
-
2 739
-
total
29 188
-
5 388
-
Employer
82 238
-
22 045
-
pensions
6 579
-
1 764
-
social contributions
884
-
237
-
total
7 463
-
2 001
-
Corporate
-
25 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
5 100
-
-
total
-
5 100
-
-
Dividends
-
20 400
-
-
withholding
-
4 488
-
-
total
-
4 488
-
-
Income
25 500
25 500
25 500
25 500
Total tax
36 651
9 588
7 389
7 589
After tax
-11 151
15 912
18 111
17 911
Living cost
53 051
53 051
53 051
53 051
Free-cash
-64 202
-37 139
-34 940
-35 140

Estimated living cost  is ₽53051 per week

₽36058
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4931
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽794
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽11267
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
-₽416
-₽6184
-₽2292
-₽10778
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
25 500
income
-
-
-
-
surtax
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
3 150
microenterprise
-
-
-
3 826
total
-
-
-
6 976
Employee
29 236
-
20 550
-
surtax
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

3 216
-
2 261
-
income
5 204
-
3 657
-
total
8 420
-
5 918
-
Employer
29 236
-
20 550
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

7 042
-
4 950
-
surtax
-
-
-
-
total
7 042
-
4 950
-
Corporate
-
25 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

-
5 100
-
-
total
-
5 100
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

-
20 400
-
-
total
-
-
-
-
Income
25 500
25 500
25 500
25 500
Total tax
15 462
5 100
10 868
6 976
After tax
10 038
20 400
14 632
18 524
Living cost
20 816
20 816
20 816
20 816
Free-cash
-10 778
-416
-6 184
-2 292

Estimated living cost  is ₽20816 per week

₽13280
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1982
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽473
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5081
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
-₽68240
-₽73856
-₽27214
-₽73856
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
income
-
-
-
2 296
health
-
-
-
3 915
pensions
-
-
-
4 589
total
-
-
-
10 800
Employee
85 442
85 442
85 442
-
pensions
15 380
11 723
15 380
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 986
13 986
13 986
-
health
13 114
11 155
13 114
-
total
42 480
36 864
42 480
-
Employer
85 442
85 442
85 442
-
health
5 939
5 939
5 939
-
pensions
5 947
5 947
5 947
-
unemployment
3 076
3 076
3 076
-
total
14 962
14 962
14 962
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
25 500
25 500
25 500
25 500
Total tax
57 442
51 826
57 442
10 800
After tax
-31 942
-26 326
-31 942
14 700
Living cost
41 914
41 914
41 914
41 914
Free-cash
-73 856
-68 240
-73 856
-27 214

Estimated living cost  is ₽41914 per week

₽29704
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3778
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽666
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7766
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
-₽27178
-₽27484
-₽28389
-₽51466
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
accident
-
-
-
51
other
-
-
-
2 963
unemployment
-
-
-
25
health
-
-
-
1 591
municipal
-
-
-
5 401
national
-
-
-
-
pensions
-
-
-
2 757
total
-
-
-
12 788
Employee
58 565
-
19 403
-
municipal
17 464
-
5 786
-
national
-
-
-
-
total
17 464
-
5 786
-
Employer
58 565
-
19 403
-
health
3 602
-
1 193
-
pensions
6 331
-
2 098
-
accident
117
-
39
-
unemployment
1 546
-
512
-
other
6 805
-
2 255
-
total
18 401
-
6 097
-
Corporate
-
25 500
-
-
income
-
5 610
-
-
total
-
5 610
-
-
Dividends
-
19 890
-
-
withholding
-
5 967
-
-
total
-
5 967
-
-
Income
25 500
25 500
25 500
25 500
Total tax
35 865
11 577
11 883
12 788
After tax
-10 365
13 923
13 617
12 712
Living cost
41 101
41 101
41 101
41 101
Free-cash
-51 466
-27 178
-27 484
-28 389

Estimated living cost  is ₽41101 per week

₽27240
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4033
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽624
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9204
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
-₽26329
-₽20833
-₽20833
-₽25238
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
25 500
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
184
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
9
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 835
trade
-
-
-
-
total
-
-
-
7 028
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

50 740
-
25 500
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

239
-
9
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 359
-
184
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 835
-
6 835
-
total
11 433
-
7 028
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
25 500
-
-
income
-
3 826
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
211
-
-
chamber of commerce
-
188
-
-
trade
-
4 194
-
-
total
-
8 419
-
-
Dividends
-
17 081
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
215
-
-
withholding
-
3 890
-
-
total
-
4 105
-
-
Income
25 500
25 500
25 500
25 500
Total tax
11 433
12 524
7 028
7 028
After tax
14 067
12 976
18 472
18 472
Living cost
39 305
39 305
39 305
39 305
Free-cash
-25 238
-26 329
-20 833
-20 833

Estimated living cost  is ₽39305 per week

₽26288
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4145
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽587
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8286
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
-₽29577
-₽20831
-₽13856
-₽24109
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 036
income
-
-
-
-
social contributions
-
-
-
5 933
health
-
-
-
970
total
-
-
-
6 903
Employee
76 937
76 937
76 937
-
social contributions
3 739
6 385
2 153
-
income
8 079
7 122
8 651
-
health
765
1 308
441
-
total
12 583
14 815
11 245
-
Employer
76 937
76 937
76 937
-
health
834
1 424
480
-
social contributions
3 739
6 385
2 153
-
total
4 573
7 809
2 633
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
25 500
25 500
25 500
25 500
Total tax
17 156
22 624
13 878
6 903
After tax
8 344
2 876
11 622
18 597
Living cost
32 453
32 453
32 453
32 453
Free-cash
-24 109
-29 577
-20 831
-13 856

Estimated living cost  is ₽32453 per week

₽22185
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2535
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽545
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
-₽3725
-₽3589
-₽705
-₽6190
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
income
-
-
-
3 117
unemployment
-
-
-
382
health
-
-
-
1 785
pensions
-
-
-
2 550
total
-
-
-
7 834
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 520
10 554
21 339
-
unemployment
398
158
320
-
pensions
2 652
1 055
2 134
-
income
3 242
1 290
2 609
-
health
1 856
739
1 494
-
total
8 148
3 242
6 557
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 520
10 554
21 339
-
pensions
5 171
2 058
4 161
-
total
5 171
2 058
4 161
-
Corporate
-
12 887
-
-
income
-
1 160
-
-
total
-
1 160
-
-
Dividends
-
11 728
-
-
social contributions
-
2 166
-
-
withholding
-
2 228
-
-
total
-
4 394
-
-
Income
25 500
25 500
25 500
25 500
Total tax
13 319
10 854
10 718
7 834
After tax
12 181
14 646
14 782
17 666
Living cost
18 371
18 371
18 371
18 371
Free-cash
-6 190
-3 725
-3 589
-705

Estimated living cost  is ₽18371 per week

₽12537
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1503
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽367
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3964
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
-₽3767
-₽7192
-₽8221
-₽12479
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
income
-
-
-
1 139
health
-
-
-
3 315
pensions
-
-
-
5 100
total
-
-
-
9 554
Employee
28 384
-
19 058
-
unemployment
454
-
306
-
pensions
568
-
382
-
income
3 196
-
1 396
-
total
4 218
-
2 084
-
Employer
28 384
-
19 058
-
health
3 689
-
2 478
-
pensions
5 677
-
3 811
-
unemployment
228
-
152
-
total
9 594
-
6 441
-
Corporate
-
25 500
-
-
income
-
5 100
-
-
total
-
5 100
-
-
Dividends
-
20 400
-
-
total
-
-
-
-
Income
25 500
25 500
25 500
25 500
Total tax
13 812
5 100
8 525
9 554
After tax
11 688
20 400
16 975
15 946
Living cost
24 167
24 167
24 167
24 167
Free-cash
-12 479
-3 767
-7 192
-8 221

Estimated living cost  is ₽24167 per week

₽16576
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1439
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽486
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5666
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
-₽20237
-₽8836
-₽7136
-₽16732
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
accident
-
-
-
256
income
-
-
-
3 273
other
-
-
-
376
health
-
-
-
2 211
pensions
-
-
-
4 218
total
-
-
-
10 334
Employee
35 083
-
21 183
-
pensions
3 950
-
2 385
-
income
4 813
-
2 906
-
health
4 017
-
2 426
-
total
12 780
-
7 717
-
Employer
35 083
-
21 183
-
pensions
5 705
-
3 444
-
accident
586
-
354
-
unemployment
859
-
519
-
total
7 150
-
4 317
-
Corporate
-
25 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

-
22 950
-
-
total
-
22 950
-
-
Dividends
-
2 550
-
-
withholding
-
485
-
-
total
-
485
-
-
Income
25 500
25 500
25 500
25 500
Total tax
19 930
23 435
12 034
10 334
After tax
5 570
2 065
13 466
15 166
Living cost
22 302
22 302
22 302
22 302
Free-cash
-16 732
-20 237
-8 836
-7 136

Estimated living cost  is ₽22302 per week

₽16346
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1236
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4256
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽16160
₽12335
₽17180
₽14648
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
25 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
255
total
-
-
-
255
Employee
10 081
-
25 500
-
income
2 016
-
5 100
-
total
2 016
-
5 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

15 419
25 500
-
-
total
-
-
-
-
Dividends
15 419
25 500
-
-
withholding
771
1 275
-
-
total
771
1 275
-
-
Income
25 500
25 500
25 500
25 500
Total tax
2 787
1 275
5 100
255
After tax
22 713
24 225
20 400
25 245
Living cost
8 065
8 065
8 065
8 065
Free-cash
14 648
16 160
12 335
17 180

Estimated living cost  is ₽8065 per week

₽4998
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽670
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽222
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2175
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
-₽7925
-₽11711
-₽12852
-₽19985
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
income
-
-
-
3 239
other
-
-
-
1 211
health
-
-
-
1 122
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
6 120
total
-
-
-
11 692
Employee
36 329
-
20 366
-
unemployment
363
-
203
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 542
-
1 426
-
income
6 254
-
3 505
-
health
509
-
285
-
total
9 668
-
5 419
-
Employer
36 329
-
20 366
-
health
509
-
285
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

6 177
-
3 463
-
accident
291
-
163
-
unemployment
363
-
203
-
other
1 817
-
1 018
-
total
9 157
-
5 132
-
Corporate
-
25 500
-
-
income
-
5 354
-
-
total
-
5 354
-
-
Dividends
-
20 146
-
-
withholding
-
1 411
-
-
total
-
1 411
-
-
Income
25 500
25 500
25 500
25 500
Total tax
18 825
6 765
10 551
11 692
After tax
6 675
18 735
14 949
13 808
Living cost
26 660
26 660
26 660
26 660
Free-cash
-19 985
-7 925
-11 711
-12 852

Estimated living cost  is ₽26660 per week

₽18837
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1800
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽429
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5594
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
-₽47221
-₽47994
-₽46439
-₽81205
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
income
-
-
-
4 971
pensions
-
-
-
640
total
-
-
-
5 611
Employee
93 844
-
23 657
-
pensions
9 053
-
631
-
income
16 916
-
4 585
-
health
1 546
-
107
-
total
27 515
-
5 323
-
Employer
93 844
-
23 657
-
health
1 782
-
450
-
pensions
11 080
-
1 393
-
total
12 862
-
1 843
-
Corporate
-
25 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
4 844
-
-
total
-
4 844
-
-
Dividends
-
20 656
-
-
withholding
-
1 549
-
-
total
-
1 549
-
-
Income
25 500
25 500
25 500
25 500
Total tax
40 377
6 393
7 166
5 611
After tax
-14 877
19 107
18 334
19 889
Living cost
66 328
66 328
66 328
66 328
Free-cash
-81 205
-47 221
-47 994
-46 439

Estimated living cost  is ₽66328 per week

₽49701
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7793
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽539
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽8690
₽2985
₽1753
₽4043
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
income
-
-
-
3 825
unemployment
-
-
-
102
health
-
-
-
2 933
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
3 774
total
-
-
-
10 634
Employee
17 364
-
21 317
-
accident

We are using the highest rate at 1.1%.

191
-
235
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 525
-
1 872
-
income
1 736
-
2 132
-
health
799
-
981
-
total
4 251
-
5 220
-
Employer
17 364
-
21 317
-
health
1 198
-
1 470
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 914
-
2 349
-
accident

We are using the highest rate at 1.1%.

191
-
235
-
unemployment
104
-
128
-
total
3 407
-
4 182
-
Corporate
4 729
25 500
-
-
income
473
2 550
-
-
total
473
2 550
-
-
Dividends
4 256
22 950
-
-
withholding
213
1 147
-
-
total
213
1 147
-
-
Income
25 500
25 500
25 500
25 500
Total tax
8 344
3 697
9 402
10 634
After tax
17 156
21 803
16 098
14 866
Living cost
13 113
13 113
13 113
13 113
Free-cash
4 043
8 690
2 985
1 753

Estimated living cost  is ₽13113 per week

₽7656
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽936
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽347
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4174
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
-₽81808
-₽87424
-₽40782
-₽83506
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
income
-
-
-
2 296
health
-
-
-
3 915
pensions
-
-
-
4 589
total
-
-
-
10 800
Employee
92 763
85 442
85 442
-
pensions
11 723
11 723
15 380
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 986
13 986
13 986
-
health
11 573
11 155
13 114
-
total
37 282
36 864
42 480
-
Employer
92 763
85 442
85 442
-
health
6 446
5 939
5 939
-
pensions
6 456
5 947
5 947
-
unemployment
3 340
3 076
3 076
-
total
16 242
14 962
14 962
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
25 500
25 500
25 500
25 500
Total tax
53 524
51 826
57 442
10 800
After tax
-28 024
-26 326
-31 942
14 700
Living cost
55 482
55 482
55 482
55 482
Free-cash
-83 506
-81 808
-87 424
-40 782

Estimated living cost  is ₽55482 per week

₽40927
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4956
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽636
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8964
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
-₽7303
-₽11920
-₽12440
-₽23489
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
income
-
-
-
2 192
social contributions
-
-
-
7 446
solidarity contribution
-
-
-
-
health
-
-
-
3 442
total
-
-
-
13 080
Employee
36 559
-
19 030
-
solidarity contribution
-
-
-
-
social contributions
2 376
-
1 237
-
income
4 387
-
2 284
-
health
4 936
-
2 569
-
total
11 699
-
6 090
-
Employer
36 559
-
19 030
-
health
3 290
-
1 713
-
social contributions
9 140
-
4 757
-
total
12 430
-
6 470
-
Corporate
-
25 500
-
-
income
-
4 845
-
-
total
-
4 845
-
-
Dividends
-
20 655
-
-
withholding
-
3 098
-
-
total
-
3 098
-
-
Income
25 500
25 500
25 500
25 500
Total tax
24 129
7 943
12 560
13 080
After tax
1 371
17 557
12 940
12 420
Living cost
24 860
24 860
24 860
24 860
Free-cash
-23 489
-7 303
-11 920
-12 440

Estimated living cost  is ₽24860 per week

₽17268
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1769
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽489
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
-₽28615
-₽30724
-₽28915
-₽63422
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
social contributions
-
-
-
7 754
regional
-
-
-
218
municipal
-
-
-
142
national
-
-
-
4 082
total
-
-
-
12 196
Employee
88 922
-
25 500
-
municipal
471
-
123
-
national
15 408
-
3 528
-
regional
839
-
188
-
social contributions
29 985
-
10 166
-
total
46 703
-
14 005
-
Employer
88 922
-
25 500
-
total
-
-
-
-
Corporate
-
25 500
-
-
municipal
-
995
-
-
nationa
-
6 120
-
-
total
-
7 115
-
-
Dividends
-
18 386
-
-
withholding
-
4 781
-
-
total
-
4 781
-
-
Income
25 500
25 500
25 500
25 500
Total tax
46 703
11 896
14 005
12 196
After tax
-21 203
13 604
11 495
13 304
Living cost
42 219
42 219
42 219
42 219
Free-cash
-63 422
-28 615
-30 724
-28 915

Estimated living cost  is ₽42219 per week

₽29430
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2768
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽647
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9372
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
-₽6040
-₽7954
-₽7388
-₽14552
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
income
-
-
-
3 672
other
-
-
-
-
surtax
-
-
-
-
unemployment
-
-
-
228
health
-
-
-
1 809
pensions
-
-
-
5 100
total
-
-
-
10 809
Employee
33 087
-
21 065
-
other
-
-
-
-
unemployment
2 303
-
1 466
-
pensions
2 206
-
1 405
-
surtax
108
-
-
-
income
5 546
-
3 532
-
health
845
-
537
-
total
11 008
-
6 940
-
Employer
33 087
-
21 065
-
health
1 506
-
959
-
pensions
4 411
-
2 808
-
unemployment
1 048
-
668
-
other
-
-
-
-
total
6 965
-
4 435
-
Corporate
-
25 500
-
-
income
-
6 630
-
-
total
-
6 630
-
-
Dividends
-
18 870
-
-
withholding
-
2 831
-
-
total
-
2 831
-
-
Income
25 500
25 500
25 500
25 500
Total tax
17 973
9 461
11 375
10 809
After tax
7 527
16 039
14 125
14 691
Living cost
22 079
22 079
22 079
22 079
Free-cash
-14 552
-6 040
-7 954
-7 388

Estimated living cost  is ₽22079 per week

₽13500
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2037
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6032
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
-₽26206
-₽26979
-₽25424
-₽45394
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
income
-
-
-
4 971
pensions
-
-
-
640
total
-
-
-
5 611
Employee
62 892
-
23 657
-
pensions
5 338
-
631
-
income
11 327
-
4 585
-
health
913
-
107
-
total
17 578
-
5 323
-
Employer
62 892
-
23 657
-
health
1 195
-
450
-
pensions
6 808
-
1 393
-
total
8 003
-
1 843
-
Corporate
-
25 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
4 844
-
-
total
-
4 844
-
-
Dividends
-
20 656
-
-
withholding
-
1 549
-
-
total
-
1 549
-
-
Income
25 500
25 500
25 500
25 500
Total tax
25 581
6 393
7 166
5 611
After tax
-81
19 107
18 334
19 889
Living cost
45 313
45 313
45 313
45 313
Free-cash
-45 394
-26 206
-26 979
-25 424

Estimated living cost  is ₽45313 per week

₽33948
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3396
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7494
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
-₽67587
-₽60278
-₽57302
-₽76073
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
511
regional
-
-
-
175
health
-
-
-
258
city
-
-
-
267
national
-
-
-
-
pensions
-
-
-
2 345
total
-
-
-
3 556
Employee
92 738
-
21 936
-
unemployment
-
-
-
-
pensions
7 791
-
2 833
-
national
439
-
-
-
regional
3 037
-
104
-
city
995
-
224
-
health
210
-
49
-
total
12 472
-
3 210
-
Employer
92 738
-
21 936
-
health
210
-
49
-
pensions
7 791
-
2 833
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 854
-
440
-
total
9 855
-
3 322
-
Corporate
-
25 500
-
-
regional
-
5 394
-
-
national
-
2 168
-
-
total
-
7 562
-
-
Dividends
-
17 939
-
-
withholding
-
6 279
-
-
total
-
6 279
-
-
Income
25 500
25 500
25 500
25 500
Total tax
22 327
13 841
6 532
3 556
After tax
3 173
11 659
18 968
21 944
Living cost
79 246
79 246
79 246
79 246
Free-cash
-76 073
-67 587
-60 278
-57 302

Estimated living cost  is ₽79246 per week

₽51533
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7111
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽973
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽19629
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
-₽32989
-₽27363
-₽27363
-₽34630
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
25 500
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
184
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
9
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 835
trade
-
-
-
-
total
-
-
-
7 028
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

60 131
-
25 500
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

389
-
9
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

7 071
-
184
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 835
-
6 835
-
total
14 295
-
7 028
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
25 500
-
-
income
-
3 826
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
211
-
-
chamber of commerce
-
188
-
-
trade
-
4 373
-
-
total
-
8 598
-
-
Dividends
-
16 903
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
211
-
-
withholding
-
3 845
-
-
total
-
4 056
-
-
Income
25 500
25 500
25 500
25 500
Total tax
14 295
12 654
7 028
7 028
After tax
11 205
12 846
18 472
18 472
Living cost
45 835
45 835
45 835
45 835
Free-cash
-34 630
-32 989
-27 363
-27 363

Estimated living cost  is ₽45835 per week

₽33476
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3666
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8098
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
-₽21380
-₽17548
-₽18731
-₽30695
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
income
-
-
-
-
other
-
-
-
790
surtax
-
-
-
-
social contributions
-
-
-
727
health
-
-
-
268
pensions
-
-
-
8 214
total
-
-
-
9 999
Employee
42 822
-
19 432
-
pensions
4 842
-
2 197
-
surtax
-
-
-
-
social contributions
1 221
-
553
-
income
2 527
-
-
-
total
8 590
-
2 750
-
Employer
42 822
-
19 432
-
health
2 998
-
1 359
-
pensions
7 035
-
3 192
-
unemployment
1 734
-
786
-
social contributions
129
-
59
-
other
1 477
-
670
-
total
13 373
-
6 066
-
Corporate
-
25 500
-
-
income
-
7 139
-
-
surtax
-
-
-
-
total
-
7 139
-
-
Dividends
-
18 361
-
-
surtax
-
-
-
-
social contributions
-
3 158
-
-
withholding
-
2 351
-
-
total
-
5 509
-
-
Income
25 500
25 500
25 500
25 500
Total tax
21 963
12 648
8 816
9 999
After tax
3 537
12 852
16 684
15 501
Living cost
34 232
34 232
34 232
34 232
Free-cash
-30 695
-21 380
-17 548
-18 731

Estimated living cost  is ₽34232 per week

₽21585
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2784
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽583
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9283
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
-₽17988
-₽14156
-₽15339
-₽24661
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
income
-
-
-
-
other
-
-
-
790
surtax
-
-
-
-
social contributions
-
-
-
727
health
-
-
-
268
pensions
-
-
-
8 214
total
-
-
-
9 999
Employee
38 224
-
19 432
-
pensions
4 323
-
2 197
-
surtax
-
-
-
-
social contributions
1 090
-
553
-
income
1 971
-
-
-
total
7 384
-
2 750
-
Employer
38 224
-
19 432
-
health
2 675
-
1 359
-
pensions
6 281
-
3 192
-
unemployment
1 547
-
786
-
social contributions
114
-
59
-
other
1 320
-
670
-
total
11 937
-
6 066
-
Corporate
-
25 500
-
-
income
-
7 139
-
-
surtax
-
-
-
-
total
-
7 139
-
-
Dividends
-
18 361
-
-
surtax
-
-
-
-
social contributions
-
3 158
-
-
withholding
-
2 351
-
-
total
-
5 509
-
-
Income
25 500
25 500
25 500
25 500
Total tax
19 321
12 648
8 816
9 999
After tax
6 179
12 852
16 684
15 501
Living cost
30 840
30 840
30 840
30 840
Free-cash
-24 661
-17 988
-14 156
-15 339

Estimated living cost  is ₽30840 per week

₽17886
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3133
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽585
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9237
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
-₽5662
-₽8467
-₽4839
-₽11052
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
income
-
-
-
3 826
social contributions
-
-
-
3 518
health
-
-
-
1 779
total
-
-
-
9 123
Employee
33 924
-
25 500
-
social contributions
4 682
-
3 518
-
income
5 658
-
7 454
-
health
2 368
-
1 779
-
total
12 708
-
12 751
-
Employer
33 924
-
25 500
-
total
-
-
-
-
Corporate
-
25 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

-
1 276
-
-
total
-
1 276
-
-
Dividends
-
24 224
-
-
social contributions
1 745
3 344
-
-
withholding
-
3 634
-
-
health
883
1 692
-
-
total
2 628
8 670
-
-
Income
25 500
25 500
25 500
25 500
Total tax
15 336
9 946
12 751
9 123
After tax
10 164
15 554
12 749
16 377
Living cost
21 216
21 216
21 216
21 216
Free-cash
-11 052
-5 662
-8 467
-4 839

Estimated living cost  is ₽21216 per week

₽14199
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1308
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽488
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5220
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
-₽32538
-₽27968
-₽22860
-₽40035
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
income
-
-
-
-
surtax
-
-
-
197
unemployment
-
-
-
6 137
chamber of commerce
-
-
-
103
health
-
-
-
1 950
pensions
-
-
-
4 718
total
-
-
-
13 105
Employee
50 003
39 873
39 873
-
other
499
399
184
-
unemployment
1 500
1 196
553
-
pensions
5 121
4 082
1 887
-
income
5 692
2 941
4 149
-
health
1 935
1 544
714
-
total
14 747
10 162
7 487
-
Employer
50 003
39 873
39 873
-
chamber of commerce
199
159
159
-
health
1 889
1 508
697
-
pensions
6 275
5 005
2 313
-
accident
649
518
239
-
unemployment
1 500
1 196
553
-
surtax
197
197
197
-
payroll
1 500
1 196
1 196
-
other
2 375
1 893
1 713
-
total
14 584
11 672
7 067
-
Corporate
3 797
3 797
14 636
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

949
949
3 659
-
total
949
949
3 659
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
25 500
25 500
25 500
25 500
Total tax
30 280
22 783
18 213
13 105
After tax
-4 780
2 717
7 287
12 395
Living cost
35 255
35 255
35 255
35 255
Free-cash
-40 035
-32 538
-27 968
-22 860

Estimated living cost  is ₽35255 per week

₽23514
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3008
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽579
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8155
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
-₽21909
-₽24634
-₽22525
-₽66903
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
1 213
social contributions
-
-
-
5 275
national
-
-
-
5 056
total
-
-
-
11 544
Employee

The minimum management director salary is set at €45,000 per year.

71 569
-
19 751
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

623
-
171
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 733
-
1 031
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 368
-
1 481
-
national
22 003
-
4 293
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 363
-
928
-
total
35 090
-
7 904
-
Employer

The minimum management director salary is set at €45,000 per year.

71 569
-
19 751
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 401
-
1 213
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

6 342
-
1 751
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

930
-
256
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 044
-
289
-
surtax
8 115
-
2 240
-
total
20 832
-
5 749
-
Corporate
-
25 500
-
-
income
-
5 100
-
-
surtax
-
103
-
-
total
-
5 203
-
-
Dividends
-
20 298
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
5 725
-
-
total
-
5 725
-
-
Income
25 500
25 500
25 500
25 500
Total tax
55 922
10 928
13 653
11 544
After tax
-30 422
14 572
11 847
13 956
Living cost
36 481
36 481
36 481
36 481
Free-cash
-66 903
-21 909
-24 634
-22 525

Estimated living cost  is ₽36481 per week

₽23499
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3190
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽572
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9222
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
-₽18783
-₽25825
-₽21675
-₽40180
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
accident
-
-
-
230
income
-
-
-
3 391
other
-
-
-
25
unemployment
-
-
-
178
pensions
-
-
-
7 217
total
-
-
-
11 041
Employee
49 805
-
14 848
-
other
49
-
34
-
unemployment
773
-
518
-
pensions
2 341
-
1 570
-
income
10 508
-
2 417
-
total
13 671
-
4 539
-
Employer
49 805
-
14 848
-
pensions
11 753
-
7 885
-
accident
985
-
661
-
unemployment
2 740
-
1 838
-
other
397
-
268
-
total
15 875
-
10 652
-
Corporate
-
25 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
3 826
-
-
total
-
3 826
-
-
Dividends
-
21 674
-
-
withholding
-
4 323
-
-
total
-
4 323
-
-
Income
25 500
25 500
25 500
25 500
Total tax
29 546
8 149
15 191
11 041
After tax
-4 046
17 351
10 309
14 459
Living cost
36 134
36 134
36 134
36 134
Free-cash
-40 180
-18 783
-25 825
-21 675

Estimated living cost  is ₽36134 per week

₽26609
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2563
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6440
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
-₽36929
-₽41465
-₽41463
-₽59324
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
communal
-
-
-
-
accident
-
-
-
429
income
-
-
-
-
surtax
-
-
-
972
health
-
-
-
3 570
pensions
-
-
-
7 618
total
-
-
-
12 589
Employee
75 770
-
19 810
-
pensions
6 061
-
3 809
-
surtax
4 644
-
972
-
income
7 319
-
-
-
health
3 372
-
2 119
-
total
21 396
-
6 900
-
Employer
75 770
-
19 810
-
health
2 311
-
1 453
-
pensions
6 061
-
3 809
-
accident
682
-
429
-
total
9 054
-
5 691
-
Corporate
-
25 500
-
-
communal
-
-
-
-
income
-
3 826
-
-
surtax
-
268
-
-
total
-
4 094
-
-
Dividends
-
21 406
-
-
income
-
750
-
-
withholding
-
3 211
-
-
total
-
3 961
-
-
Income
25 500
25 500
25 500
25 500
Total tax
30 450
8 055
12 591
12 589
After tax
-4 950
17 445
12 909
12 911
Living cost
54 374
54 374
54 374
54 374
Free-cash
-59 324
-36 929
-41 465
-41 463

Estimated living cost  is ₽54374 per week

₽40788
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3294
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽575
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9714
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
-₽6434
-₽8348
-₽7782
-₽15288
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
income
-
-
-
3 672
other
-
-
-
-
surtax
-
-
-
-
unemployment
-
-
-
228
health
-
-
-
1 809
pensions
-
-
-
5 100
total
-
-
-
10 809
Employee
33 695
-
21 065
-
other
-
-
-
-
unemployment
2 345
-
1 466
-
pensions
2 248
-
1 405
-
surtax
120
-
-
-
income
5 649
-
3 532
-
health
860
-
537
-
total
11 222
-
6 940
-
Employer
33 695
-
21 065
-
health
1 532
-
959
-
pensions
4 492
-
2 808
-
unemployment
1 069
-
668
-
other
-
-
-
-
total
7 093
-
4 435
-
Corporate
-
25 500
-
-
income
-
6 630
-
-
total
-
6 630
-
-
Dividends
-
18 870
-
-
withholding
-
2 831
-
-
total
-
2 831
-
-
Income
25 500
25 500
25 500
25 500
Total tax
18 315
9 461
11 375
10 809
After tax
7 185
16 039
14 125
14 691
Living cost
22 473
22 473
22 473
22 473
Free-cash
-15 288
-6 434
-8 348
-7 782

Estimated living cost  is ₽22473 per week

₽13568
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1954
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽522
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6431
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
-₽13547
-₽15580
-₽13791
-₽30002
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
social contributions
-
-
-
7 754
regional
-
-
-
361
municipal
-
-
-
142
national
-
-
-
4 082
total
-
-
-
12 339
Employee
55 502
-
25 500
-
municipal
294
-
123
-
national
8 793
-
3 528
-
regional
747
-
311
-
social contributions
18 716
-
10 166
-
total
28 550
-
14 128
-
Employer
55 502
-
25 500
-
total
-
-
-
-
Corporate
-
25 500
-
-
municipal
-
1 266
-
-
nationa
-
6 120
-
-
total
-
7 386
-
-
Dividends
-
18 114
-
-
withholding
-
4 709
-
-
total
-
4 709
-
-
Income
25 500
25 500
25 500
25 500
Total tax
28 550
12 095
14 128
12 339
After tax
-3 050
13 405
11 372
13 161
Living cost
26 952
26 952
26 952
26 952
Free-cash
-30 002
-13 547
-15 580
-13 791

Estimated living cost  is ₽26952 per week

₽16762
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2730
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6999
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
-₽13077
-₽17694
-₽18214
-₽34868
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
income
-
-
-
2 192
social contributions
-
-
-
7 446
solidarity contribution
-
-
-
-
health
-
-
-
3 442
total
-
-
-
13 080
Employee
45 050
-
19 030
-
solidarity contribution
-
-
-
-
social contributions
2 928
-
1 237
-
income
5 406
-
2 284
-
health
6 082
-
2 569
-
total
14 416
-
6 090
-
Employer
45 050
-
19 030
-
health
4 055
-
1 713
-
social contributions
11 263
-
4 757
-
total
15 318
-
6 470
-
Corporate
-
25 500
-
-
income
-
4 845
-
-
total
-
4 845
-
-
Dividends
-
20 655
-
-
withholding
-
3 098
-
-
total
-
3 098
-
-
Income
25 500
25 500
25 500
25 500
Total tax
29 734
7 943
12 560
13 080
After tax
-4 234
17 557
12 940
12 420
Living cost
30 634
30 634
30 634
30 634
Free-cash
-34 868
-13 077
-17 694
-18 214

Estimated living cost  is ₽30634 per week

₽22782
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1697
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5626
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
-₽29007
-₽24531
-₽19329
-₽31773
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
income
-
-
-
-
surtax
-
-
-
-
unemployment
-
-
-
6 137
chamber of commerce
-
-
-
103
health
-
-
-
1 950
pensions
-
-
-
4 718
total
-
-
-
12 908
Employee
43 737
39 873
39 873
-
other
437
399
186
-
unemployment
1 312
1 196
558
-
pensions
4 479
4 082
1 904
-
income
3 896
2 941
4 137
-
health
1 692
1 544
720
-
total
11 816
10 162
7 505
-
Employer
43 737
39 873
39 873
-
chamber of commerce
175
159
159
-
health
1 654
1 508
703
-
pensions
5 489
5 005
2 334
-
accident
568
518
241
-
unemployment
1 312
1 196
558
-
surtax
-
-
-
-
payroll
1 312
1 196
1 196
-
other
2 077
1 893
1 713
-
total
12 587
11 475
6 904
-
Corporate
3 797
3 797
14 799
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

949
949
3 701
-
total
949
949
3 701
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
25 500
25 500
25 500
25 500
Total tax
25 352
22 586
18 110
12 908
After tax
148
2 914
7 390
12 592
Living cost
31 921
31 921
31 921
31 921
Free-cash
-31 773
-29 007
-24 531
-19 329

Estimated living cost  is ₽31921 per week

₽19149
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3260
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽570
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8943
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽11657
₽7832
₽12677
₽9300
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
25 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
255
total
-
-
-
255
Employee
15 710
-
25 500
-
income
3 142
-
5 100
-
total
3 142
-
5 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

9 790
25 500
-
-
total
-
-
-
-
Dividends
9 790
25 500
-
-
withholding
490
1 275
-
-
total
490
1 275
-
-
Income
25 500
25 500
25 500
25 500
Total tax
3 632
1 275
5 100
255
After tax
21 868
24 225
20 400
25 245
Living cost
12 568
12 568
12 568
12 568
Free-cash
9 300
11 657
7 832
12 677

Estimated living cost  is ₽12568 per week

₽8505
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽528
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽421
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3114
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
-₽9282
-₽12615
-₽11806
-₽25635
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
25 500
income
-
-
-
3 265
unemployment
-
-
-
38
health
-
-
-
2 508
pensions
-
-
-
4 658
total
-
-
-
10 469
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 244
-
22 065
-
unemployment
63
-
30
-
pensions
6 858
-
3 420
-
income
7 630
-
2 967
-
health
2 858
-
1 426
-
total
17 409
-
7 843
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 244
-
22 065
-
health
2 947
-
1 470
-
pensions
3 915
-
1 952
-
unemployment
27
-
13
-
total
6 889
-
3 435
-
Corporate
-
25 500
-
-
income
-
4 846
-
-
total
-
4 846
-
-
Dividends
-
20 654
-
-
withholding
-
3 099
-
-
total
-
3 099
-
-
Income
25 500
25 500
25 500
25 500
Total tax
24 298
7 945
11 278
10 469
After tax
1 202
17 555
14 222
15 031
Living cost
26 837
26 837
26 837
26 837
Free-cash
-25 635
-9 282
-12 615
-11 806

Estimated living cost  is ₽26837 per week

₽18418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1720
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6180
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
-₽28297
-₽33122
-₽26188
-₽125892
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
income
-
-
-
4 970
social contributions
-
-
-
2 907
total
-
-
-
7 877
Employee
62 818
-
7 344
-
social contributions
5 151
-
734
-
income
13 856
-
1 454
-
total
19 007
-
2 188
-
Employer
62 818
-
7 344
-
social contributions
88 574
-
12 623
-
total
88 574
-
12 623
-
Corporate
-
25 500
-
-
income
-
5 610
-
-
total
-
5 610
-
-
Dividends
-
19 890
-
-
income
-
4 376
-
-
total
-
4 376
-
-
Income
25 500
25 500
25 500
25 500
Total tax
107 581
9 986
14 811
7 877
After tax
-82 081
15 514
10 689
17 623
Living cost
43 811
43 811
43 811
43 811
Free-cash
-125 892
-28 297
-33 122
-26 188

Estimated living cost  is ₽43811 per week

₽28426
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4120
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽558
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10706
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
-₽16879
-₽16116
-₽16234
-₽31447
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
25 500
income
-
-
-
1 489
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
8 861
total
-
-
-
10 350
Employee
46 017
-
20 605
-
surtax
-
-
-
-
social contributions
5 062
-
2 267
-
income
9 572
-
3 072
-
total
14 634
-
5 339
-
Employer
46 017
-
20 605
-
social contributions
10 929
-
4 893
-
total
10 929
-
4 893
-
Corporate
-
25 500
-
-
income
-
5 354
-
-
surtax
-
-
-
-
total
-
5 354
-
-
Dividends
-
20 146
-
-
withholding
-
5 641
-
-
total
-
5 641
-
-
Income
25 500
25 500
25 500
25 500
Total tax
25 563
10 995
10 232
10 350
After tax
-63
14 505
15 268
15 150
Living cost
31 384
31 384
31 384
31 384
Free-cash
-31 447
-16 879
-16 116
-16 234

Estimated living cost  is ₽31384 per week

₽23481
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5527
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
-₽35473
-₽31641
-₽32824
-₽56739
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
income
-
-
-
-
other
-
-
-
790
surtax
-
-
-
-
social contributions
-
-
-
727
health
-
-
-
268
pensions
-
-
-
8 214
total
-
-
-
9 999
Employee
62 666
-
19 432
-
pensions
7 088
-
2 197
-
surtax
-
-
-
-
social contributions
1 785
-
553
-
income
5 468
-
-
-
total
14 341
-
2 750
-
Employer
62 666
-
19 432
-
health
4 386
-
1 359
-
pensions
10 297
-
3 192
-
unemployment
2 539
-
786
-
social contributions
188
-
59
-
other
2 163
-
670
-
total
19 573
-
6 066
-
Corporate
-
25 500
-
-
income
-
7 139
-
-
surtax
-
-
-
-
total
-
7 139
-
-
Dividends
-
18 361
-
-
surtax
-
-
-
-
social contributions
-
3 158
-
-
withholding
-
2 351
-
-
total
-
5 509
-
-
Income
25 500
25 500
25 500
25 500
Total tax
33 914
12 648
8 816
9 999
After tax
-8 414
12 852
16 684
15 501
Living cost
48 325
48 325
48 325
48 325
Free-cash
-56 739
-35 473
-31 641
-32 824

Estimated living cost  is ₽48325 per week

₽32705
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3953
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽663
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽11003
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
-₽7126
-₽9432
-₽10187
-₽11652
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
income
-
-
-
-
social contributions
-
-
-
5 611
total
-
-
-
5 611
Employee
32 166
-
22 079
-
income
-
-
-
-
social contributions
2 090
-
1 435
-
total
2 090
-
1 435
-
Employer
32 166
-
22 079
-
social contributions
4 986
-
3 421
-
total
4 986
-
3 421
-
Corporate
-
25 500
-
-
income
-
2 550
-
-
total
-
2 550
-
-
Dividends
-
22 950
-
-
total
-
-
-
-
Income
25 500
25 500
25 500
25 500
Total tax
7 076
2 550
4 856
5 611
After tax
18 424
22 950
20 644
19 889
Living cost
30 076
30 076
30 076
30 076
Free-cash
-11 652
-7 126
-9 432
-10 187

Estimated living cost  is ₽30076 per week

₽19447
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2267
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽566
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7796
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
-₽192383
-₽192383
-₽29554
-₽192383
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
labour market
-
-
-
1 971
municipal
-
-
-
2 486
national
-
-
-
1 569
pensions
-
-
-
867
total
-
-
-
6 893
Employee
203 277
203 277
203 277
-
municipal
43 287
43 287
43 287
-
labour market
16 239
16 239
16 239
-
pensions
289
289
289
-
national
24 834
24 834
24 834
-
total
84 649
84 649
84 649
-
Employer
203 277
203 277
203 277
-
national
24 877
24 877
24 877
-
labour market
16 262
16 262
16 262
-
pensions
578
578
578
-
municipal
43 356
43 356
43 356
-
total
85 073
85 073
85 073
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
25 500
25 500
25 500
25 500
Total tax
169 722
169 722
169 722
6 893
After tax
-144 222
-144 222
-144 222
18 607
Living cost
48 161
48 161
48 161
48 161
Free-cash
-192 383
-192 383
-192 383
-29 554

Estimated living cost  is ₽48161 per week

₽32962
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4260
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽741
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10198
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
-₽19908
-₽8507
-₽6807
-₽16109
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
accident
-
-
-
256
income
-
-
-
3 273
other
-
-
-
376
health
-
-
-
2 211
pensions
-
-
-
4 218
total
-
-
-
10 334
Employee
34 565
-
21 183
-
pensions
3 892
-
2 385
-
income
4 742
-
2 906
-
health
3 958
-
2 426
-
total
12 592
-
7 717
-
Employer
34 565
-
21 183
-
pensions
5 620
-
3 444
-
accident
577
-
354
-
unemployment
847
-
519
-
total
7 044
-
4 317
-
Corporate
-
25 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

-
22 950
-
-
total
-
22 950
-
-
Dividends
-
2 550
-
-
withholding
-
485
-
-
total
-
485
-
-
Income
25 500
25 500
25 500
25 500
Total tax
19 636
23 435
12 034
10 334
After tax
5 864
2 065
13 466
15 166
Living cost
21 973
21 973
21 973
21 973
Free-cash
-16 109
-19 908
-8 507
-6 807

Estimated living cost  is ₽21973 per week

₽15994
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1253
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽412
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4314
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
-₽20767
-₽22273
-₽17503
-₽37074
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
25 500
health
-
-
-
-
municipal
-
-
-
4 589
national
-
-
-
-
total
-
-
-
4 589
Employee
52 641
-
21 454
-
municipal
8 622
-
3 543
-
unemployment
790
-
321
-
pensions
3 553
-
1 449
-
national
870
-
-
-
health
393
-
-
-
total
14 228
-
5 313
-
Employer
52 641
-
21 454
-
health
404
-
165
-
pensions
9 133
-
3 721
-
accident
53
-
21
-
unemployment
342
-
139
-
total
9 932
-
4 046
-
Corporate
-
25 500
-
-
income
-
5 100
-
-
total
-
5 100
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
15 300
-
-
municipal
-
2 753
-
-
national
-
-
-
-
total
-
2 753
-
-
Income
25 500
25 500
25 500
25 500
Total tax
24 160
7 853
9 359
4 589
After tax
1 340
17 647
16 141
20 911
Living cost
38 414
38 414
38 414
38 414
Free-cash
-37 074
-20 767
-22 273
-17 503

Estimated living cost  is ₽38414 per week

₽25092
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3695
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽611
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9017
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
-₽20289
-₽11543
-₽4568
-₽13103
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 036
income
-
-
-
-
social contributions
-
-
-
5 933
health
-
-
-
970
total
-
-
-
6 903
Employee
76 937
76 937
76 937
-
social contributions
2 909
6 385
2 153
-
income
8 377
7 122
8 651
-
health
596
1 308
441
-
total
11 882
14 815
11 245
-
Employer
76 937
76 937
76 937
-
health
647
1 424
480
-
social contributions
2 909
6 385
2 153
-
total
3 556
7 809
2 633
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
25 500
25 500
25 500
25 500
Total tax
15 438
22 624
13 878
6 903
After tax
10 062
2 876
11 622
18 597
Living cost
23 165
23 165
23 165
23 165
Free-cash
-13 103
-20 289
-11 543
-4 568

Estimated living cost  is ₽23165 per week

₽13883
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2273
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽513
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6497
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽5229
₽101
-₽1794
₽142
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
25 500
income
-
-
-
1 394
unemployment
-
-
-
28
health
-
-
-
3 621
pensions
-
-
-
6 365
total
-
-
-
11 408
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

22 966
-
23 117
-
unemployment
114
-
116
-
pensions
3 444
-
3 467
-
income
1 570
-
1 582
-
health
1 952
-
1 965
-
total
7 080
-
7 130
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

22 966
-
23 117
-
health
987
-
995
-
pensions
1 263
-
1 272
-
unemployment
114
-
116
-
total
2 364
-
2 383
-
Corporate
170
25 500
-
-
income
15
2 296
-
-
total
15
2 296
-
-
Dividends
155
23 204
-
-
withholding
13
2 089
-
-
total
13
2 089
-
-
Income
25 500
25 500
25 500
25 500
Total tax
9 472
4 385
9 513
11 408
After tax
16 028
21 115
15 987
14 092
Living cost
15 886
15 886
15 886
15 886
Free-cash
142
5 229
101
-1 794

Estimated living cost  is ₽15886 per week

₽10135
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1145
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽473
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4132
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
-₽10163
-₽17205
-₽13055
-₽23289
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
accident
-
-
-
230
income
-
-
-
3 391
other
-
-
-
25
unemployment
-
-
-
178
pensions
-
-
-
7 217
total
-
-
-
11 041
Employee
36 996
-
14 848
-
other
36
-
34
-
unemployment
573
-
518
-
pensions
1 739
-
1 570
-
income
7 133
-
2 417
-
total
9 481
-
4 539
-
Employer
36 996
-
14 848
-
pensions
8 730
-
7 885
-
accident
733
-
661
-
unemployment
2 035
-
1 838
-
other
296
-
268
-
total
11 794
-
10 652
-
Corporate
-
25 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
3 826
-
-
total
-
3 826
-
-
Dividends
-
21 674
-
-
withholding
-
4 323
-
-
total
-
4 323
-
-
Income
25 500
25 500
25 500
25 500
Total tax
21 275
8 149
15 191
11 041
After tax
4 225
17 351
10 309
14 459
Living cost
27 514
27 514
27 514
27 514
Free-cash
-23 289
-10 163
-17 205
-13 055

Estimated living cost  is ₽27514 per week

₽18571
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2645
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽482
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5816
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽13972
₽13358
₽13496
₽13653
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
income
-
-
-
7 623
health
-
-
-
1 026
pensions
-
-
-
1 415
total
-
-
-
10 064
Employee
2 954
-
23 908
-
unemployment
30
-
71
-
pensions
266
-
637
-
income
571
-
7 549
-
health
148
-
354
-
total
1 015
-
8 611
-
Employer
2 954
-
23 908
-
health
281
-
672
-
pensions
325
-
778
-
unemployment
59
-
141
-
total
665
-
1 591
-
Corporate
21 881
25 500
-
-
income
4 814
5 610
-
-
total
4 814
5 610
-
-
Dividends
17 067
19 890
-
-
withholding
3 413
3 978
-
-
total
3 413
3 978
-
-
Income
25 500
25 500
25 500
25 500
Total tax
9 907
9 588
10 202
10 064
After tax
15 593
15 912
15 298
15 436
Living cost
1 940
1 940
1 940
1 940
Free-cash
13 653
13 972
13 358
13 496

Estimated living cost  is ₽1940 per week

₽1153
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽157
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽44
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽585
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽1122
-₽2680
-₽3778
-₽5262
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
25 500
income
-
-
-
2 337
unemployment
-
-
-
383
health
-
-
-
2 626
pensions
-
-
-
6 630
total
-
-
-
11 976
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

26 090
-
21 628
-
unemployment
196
-
162
-
pensions
3 653
-
3 028
-
income
3 596
-
2 703
-
health
1 344
-
1 114
-
total
8 789
-
7 007
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

26 090
-
21 628
-
health
1 344
-
1 114
-
pensions
3 131
-
2 595
-
unemployment
196
-
162
-
total
4 671
-
3 871
-
Corporate
-
25 500
-
-
income
-
3 825
-
-
total
-
3 825
-
-
Dividends
-
21 675
-
-
withholding
-
3 251
-
-
total
-
3 251
-
-
Income
25 500
25 500
25 500
25 500
Total tax
13 460
7 076
10 878
11 976
After tax
12 040
18 424
14 622
13 524
Living cost
17 302
17 302
17 302
17 302
Free-cash
-5 262
1 122
-2 680
-3 778

Estimated living cost  is ₽17302 per week

₽11649
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1338
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽501
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3813
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
-₽12469
-₽11706
-₽11824
-₽22556
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
25 500
income
-
-
-
1 489
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
8 861
total
-
-
-
10 350
Employee
38 833
-
20 605
-
surtax
-
-
-
-
social contributions
4 272
-
2 267
-
income
7 588
-
3 072
-
total
11 860
-
5 339
-
Employer
38 833
-
20 605
-
social contributions
9 222
-
4 893
-
total
9 222
-
4 893
-
Corporate
-
25 500
-
-
income
-
5 354
-
-
surtax
-
-
-
-
total
-
5 354
-
-
Dividends
-
20 146
-
-
withholding
-
5 641
-
-
total
-
5 641
-
-
Income
25 500
25 500
25 500
25 500
Total tax
21 082
10 995
10 232
10 350
After tax
4 418
14 505
15 268
15 150
Living cost
26 974
26 974
26 974
26 974
Free-cash
-22 556
-12 469
-11 706
-11 824

Estimated living cost  is ₽26974 per week

₽19105
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1874
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽478
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5518
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
-₽17813
-₽24854
-₽20704
-₽38228
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
accident
-
-
-
230
income
-
-
-
3 391
other
-
-
-
25
unemployment
-
-
-
178
pensions
-
-
-
7 217
total
-
-
-
11 041
Employee
48 322
-
14 848
-
other
47
-
34
-
unemployment
748
-
518
-
pensions
2 271
-
1 570
-
income
10 093
-
2 417
-
total
13 159
-
4 539
-
Employer
48 322
-
14 848
-
pensions
11 404
-
7 885
-
accident
957
-
661
-
unemployment
2 658
-
1 838
-
other
387
-
268
-
total
15 406
-
10 652
-
Corporate
-
25 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
3 826
-
-
total
-
3 826
-
-
Dividends
-
21 674
-
-
withholding
-
4 323
-
-
total
-
4 323
-
-
Income
25 500
25 500
25 500
25 500
Total tax
28 565
8 149
15 191
11 041
After tax
-3 065
17 351
10 309
14 459
Living cost
35 164
35 164
35 164
35 164
Free-cash
-38 228
-17 813
-24 854
-20 704

Estimated living cost  is ₽35164 per week

₽25253
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2734
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽496
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6682
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽4598
-₽1107
-₽2339
-₽1752
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
income
-
-
-
3 825
unemployment
-
-
-
102
health
-
-
-
2 933
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
3 774
total
-
-
-
10 634
Employee
22 782
-
21 317
-
accident

We are using the highest rate at 1.1%.

250
-
235
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 000
-
1 872
-
income
2 279
-
2 132
-
health
1 048
-
981
-
total
5 577
-
5 220
-
Employer
22 782
-
21 317
-
health
1 572
-
1 470
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 511
-
2 349
-
accident

We are using the highest rate at 1.1%.

250
-
235
-
unemployment
137
-
128
-
total
4 470
-
4 182
-
Corporate
-
25 500
-
-
income
-
2 550
-
-
total
-
2 550
-
-
Dividends
-
22 950
-
-
withholding
-
1 147
-
-
total
-
1 147
-
-
Income
25 500
25 500
25 500
25 500
Total tax
10 047
3 697
9 402
10 634
After tax
15 453
21 803
16 098
14 866
Living cost
17 205
17 205
17 205
17 205
Free-cash
-1 752
4 598
-1 107
-2 339

Estimated living cost  is ₽17205 per week

₽11379
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽985
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽410
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4431
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
-₽25259
-₽20156
-₽20156
-₽24283
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
25 500
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
184
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
9
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 835
trade
-
-
-
-
total
-
-
-
7 028
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 783
-
25 500
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

226
-
9
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 094
-
184
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 835
-
6 835
-
total
11 155
-
7 028
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
25 500
-
-
income
-
3 826
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
211
-
-
chamber of commerce
-
190
-
-
trade
-
3 659
-
-
total
-
7 886
-
-
Dividends
-
17 615
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
222
-
-
withholding
-
4 023
-
-
total
-
4 245
-
-
Income
25 500
25 500
25 500
25 500
Total tax
11 155
12 131
7 028
7 028
After tax
14 345
13 369
18 472
18 472
Living cost
38 628
38 628
38 628
38 628
Free-cash
-24 283
-25 259
-20 156
-20 156

Estimated living cost  is ₽38628 per week

₽26647
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4156
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽560
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7264
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
-₽39145
-₽34123
-₽34123
-₽52765
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
income
-
-
-
1 967
social contributions
-
-
-
661
total
-
-
-
2 628
Employee
78 265
-
25 500
-
income
14 768
-
1 967
-
social contributions
6 502
-
661
-
total
21 270
-
2 628
-
Employer
78 265
-
25 500
-
total
-
-
-
-
Corporate
-
25 500
-
-
income
-
3 188
-
-
total
-
3 188
-
-
Dividends
-
22 312
-
-
withholding
-
4 462
-
-
total
-
4 462
-
-
Income
25 500
25 500
25 500
25 500
Total tax
21 270
7 650
2 628
2 628
After tax
4 230
17 850
22 872
22 872
Living cost
56 995
56 995
56 995
56 995
Free-cash
-52 765
-39 145
-34 123
-34 123

Estimated living cost  is ₽56995 per week

₽43361
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4644
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽545
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8445
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
-₽22733
-₽16001
-₽45320
-₽27985
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
25 500
income
-
-
-
28 481
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
6 019
total
-
-
-
34 500
Employee
45 899
-
23 178
-
income
4 980
-
537
-
social contributions
4 599
-
2 322
-
total
9 579
-
2 859
-
Employer
45 899
-
23 178
-
social contributions
4 599
-
2 322
-
total
4 599
-
2 322
-
Corporate
-
25 500
-
-
income
-
8 926
-
-
total
-
8 926
-
-
Dividends
-
16 574
-
-
social contributions
2 987
2 987
-
-
total
2 987
2 987
-
-
Income
25 500
25 500
25 500
25 500
Total tax
17 165
11 913
5 181
34 500
After tax
8 335
13 587
20 319
-9 000
Living cost
36 320
36 320
36 320
36 320
Free-cash
-27 985
-22 733
-16 001
-45 320

Estimated living cost  is ₽36320 per week

₽23924
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2863
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽556
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8975
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
-₽17731
-₽18504
-₽16949
-₽31135
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
income
-
-
-
4 971
pensions
-
-
-
640
total
-
-
-
5 611
Employee
50 566
-
23 657
-
pensions
3 859
-
631
-
income
9 208
-
4 585
-
health
660
-
107
-
total
13 727
-
5 323
-
Employer
50 566
-
23 657
-
health
961
-
450
-
pensions
5 109
-
1 393
-
total
6 070
-
1 843
-
Corporate
-
25 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
4 844
-
-
total
-
4 844
-
-
Dividends
-
20 656
-
-
withholding
-
1 549
-
-
total
-
1 549
-
-
Income
25 500
25 500
25 500
25 500
Total tax
19 797
6 393
7 166
5 611
After tax
5 703
19 107
18 334
19 889
Living cost
36 838
36 838
36 838
36 838
Free-cash
-31 135
-17 731
-18 504
-16 949

Estimated living cost  is ₽36838 per week

₽25271
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3388
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7717
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
-₽22084
-₽10683
-₽8983
-₽20227
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
accident
-
-
-
256
income
-
-
-
3 273
other
-
-
-
376
health
-
-
-
2 211
pensions
-
-
-
4 218
total
-
-
-
10 334
Employee
37 987
-
21 183
-
pensions
4 277
-
2 385
-
income
5 211
-
2 906
-
health
4 349
-
2 426
-
total
13 837
-
7 717
-
Employer
37 987
-
21 183
-
pensions
6 176
-
3 444
-
accident
634
-
354
-
unemployment
931
-
519
-
total
7 741
-
4 317
-
Corporate
-
25 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

-
22 950
-
-
total
-
22 950
-
-
Dividends
-
2 550
-
-
withholding
-
485
-
-
total
-
485
-
-
Income
25 500
25 500
25 500
25 500
Total tax
21 578
23 435
12 034
10 334
After tax
3 922
2 065
13 466
15 166
Living cost
24 149
24 149
24 149
24 149
Free-cash
-20 227
-22 084
-10 683
-8 983

Estimated living cost  is ₽24149 per week

₽17722
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1407
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽486
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4532
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

Close
Skopje , Macedonia
₽8161
₽2423
₽2423
₽3296
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
25 500
income
-
-
-
2 550
unemployment
-
-
-
306
work injury
-
-
-
128
health insurance
-
-
-
1 887
pensions
-
-
-
4 692
total
-
-
-
9 563
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

21 623
-
25 500
-
health insurance
1 600
-
1 887
-
unemployment
259
-
306
-
work injury
108
-
128
-
pensions
3 979
-
4 692
-
income
2 162
-
2 550
-
total
8 108
-
9 563
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
3 877
25 500
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

-
-
-
-
total
-
-
-
-
Dividends
3 877
25 500
-
-
withholding
582
3 825
-
-
total
582
3 825
-
-
Income
25 500
25 500
25 500
25 500
Total tax
8 690
3 825
9 563
9 563
After tax
16 810
21 675
15 937
15 937
Living cost
13 514
13 514
13 514
13 514
Free-cash
3 296
8 161
2 423
2 423

Estimated living cost  is ₽13514 per week

₽8372
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽982
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3738
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

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Rome , Italy
-₽26427
-₽28458
-₽26662
-₽58813
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 500
social contributions
-
-
-
7 754
regional
-
-
-
308
municipal
-
-
-
159
national
-
-
-
4 082
total
-
-
-
12 303
Employee
84 312
-
25 500
-
municipal
503
-
139
-
national
14 248
-
3 528
-
regional
1 273
-
266
-
social contributions
28 430
-
10 166
-
total
44 454
-
14 099
-
Employer
84 312
-
25 500
-
total
-
-
-
-
Corporate
-
25 500
-
-
municipal
-
1 228
-
-
nationa
-
6 120
-
-
total
-
7 348
-
-
Dividends
-
18 152
-
-
withholding
-
4 720
-
-
total
-
4 720
-
-
Income
25 500
25 500
25 500
25 500
Total tax
44 454
12 068
14 099
12 303
After tax
-18 954
13 432
11 401
13 197
Living cost
39 859
39 859
39 859
39 859
Free-cash
-58 813
-26 427
-28 458
-26 662

Estimated living cost  is ₽39859 per week

₽27999
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2742
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽602
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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Estimated living cost

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