Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 252500
per

Your estimated
City
free-cash

Valencia , Spain
₽40818
₽30420
₽61589
₽28640
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
252 500
accident
-
-
-
2 269
income
-
-
-
39 244
pensions
-
-
-
71 457
other
-
-
-
255
unemployment
-
-
-
1 766
total
-
-
-
114 991
Employee
146 389
-
191 457
-
unemployment
2 269
-
2 968
-
pensions
6 882
-
9 001
-
income
28 223
-
40 011
-
other
143
-
188
-
total
37 517
-
52 168
-
Employer
146 389
-
191 457
-
pensions
34 545
-
45 183
-
other
1 172
-
1 533
-
unemployment
8 054
-
10 533
-
accident
2 900
-
3 794
-
total
46 671
-
61 043
-
Corporate
59 439
252 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

8 918
37 873
-
-
total
8 918
37 873
-
-
Dividends
50 521
214 627
-
-
withholding
9 707
44 169
-
-
total
9 707
44 169
-
-
Income
252 500
252 500
252 500
252 500
Total tax
102 813
82 042
113 211
114 991
After tax
149 687
170 458
139 289
137 509
Living cost
108 869
108 869
108 869
108 869
Free-cash
40 818
61 589
30 420
28 640

Estimated living cost  is ₽108869 per month

₽73485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10466
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1908
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close