Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 252500
per

Your estimated
City
free-cash

Valencia , Spain
₽38330
₽26798
₽59502
₽28590
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
252 500
accident
-
-
-
2 274
unemployment
-
-
-
1 769
pensions
-
-
-
71 458
other
-
-
-
253
income
-
-
-
38 976
total
-
-
-
114 730
Employee
149 216
-
191 465
-
pensions
7 015
-
8 998
-
other
146
-
191
-
income
28 768
-
39 742
-
unemployment
2 313
-
2 971
-
total
38 242
-
51 902
-
Employer
149 216
-
191 465
-
accident
2 956
-
3 791
-
other
1 195
-
1 532
-
unemployment
8 209
-
10 530
-
pensions
35 212
-
45 183
-
total
47 572
-
61 036
-
Corporate
55 712
252 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

8 355
37 877
-
-
total
8 355
37 877
-
-
Dividends
47 357
214 623
-
-
withholding
9 029
44 149
-
-
total
9 029
44 149
-
-
Income
252 500
252 500
252 500
252 500
Total tax
103 198
82 026
112 938
114 730
After tax
149 302
170 474
139 562
137 770
Living cost
110 972
110 972
110 972
110 972
Free-cash
38 330
59 502
28 590
26 798

Estimated living cost  is ₽110972 per month

₽74904
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10668
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1945
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23457
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close