Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 25000
per

Your estimated
City
free-cash

Sofia , Bulgaria
-₽1200
₽11
₽9
₽5600
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
unemployment
-
-
-
100
health
-
-
-
2 875
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
3 700
income
-
-
-
3 750
total
-
-
-
10 425
Employee
20 889
-
20 899
-
accident

We are using the highest rate at 1.1%.

230
-
230
-
income
2 089
-
2 090
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 834
-
1 835
-
health
961
-
962
-
total
5 114
-
5 117
-
Employer
20 889
-
20 899
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 302
-
2 303
-
health
1 441
-
1 441
-
accident

We are using the highest rate at 1.1%.

230
-
230
-
unemployment
125
-
125
-
total
4 098
-
4 099
-
Corporate
13
25 000
-
-
income
1
2 500
-
-
total
1
2 500
-
-
Dividends
12
22 500
-
-
withholding
1
1 125
-
-
total
1
1 125
-
-
Income
25 000
25 000
25 000
25 000
Total tax
9 214
3 625
9 216
10 425
After tax
15 786
21 375
15 784
14 575
Living cost
15 775
15 775
15 775
15 775
Free-cash
11
5 600
9
-1 200

Estimated living cost  is ₽15775 per week

₽10434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽903
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽376
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4063
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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