Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 249000
per

Your estimated
City
free-cash

Valencia , Spain
₽38261
₽59065
₽28532
₽26763
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
249 000
other
-
-
-
248
unemployment
-
-
-
1 746
income
-
-
-
38 488
pensions
-
-
-
70 466
accident
-
-
-
2 243
total
-
-
-
113 191
Employee
146 627
-
188 806
-
unemployment
2 273
-
2 927
-
other
143
-
188
-
pensions
6 893
-
8 872
-
income
28 269
-
39 240
-
total
37 578
-
51 227
-
Employer
146 627
-
188 806
-
other
1 174
-
1 513
-
accident
2 905
-
3 740
-
pensions
34 601
-
44 557
-
unemployment
8 067
-
10 385
-
total
46 747
-
60 195
-
Corporate
55 626
249 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

8 345
37 348
-
-
total
8 345
37 348
-
-
Dividends
47 281
211 652
-
-
withholding
9 023
43 541
-
-
total
9 023
43 541
-
-
Income
249 000
249 000
249 000
249 000
Total tax
101 693
80 889
111 422
113 191
After tax
147 307
168 111
137 578
135 809
Living cost
109 046
109 046
109 046
109 046
Free-cash
38 261
59 065
28 532
26 763

Estimated living cost  is ₽109046 per month

₽73604
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10483
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1911
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23050
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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