Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 249000
per

Your estimated
City
free-cash

Valencia , Spain
₽38854
₽28973
₽59561
₽27206
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
249 000
accident
-
-
-
2 240
income
-
-
-
38 550
pensions
-
-
-
70 470
other
-
-
-
247
unemployment
-
-
-
1 745
total
-
-
-
113 252
Employee
145 949
-
188 814
-
unemployment
2 262
-
2 929
-
pensions
6 861
-
8 876
-
income
28 138
-
39 306
-
other
142
-
187
-
total
37 403
-
51 298
-
Employer
145 949
-
188 814
-
pensions
34 441
-
44 561
-
other
1 169
-
1 506
-
unemployment
8 030
-
10 382
-
accident
2 891
-
3 738
-
total
46 531
-
60 187
-
Corporate
56 520
249 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

8 479
37 347
-
-
total
8 479
37 347
-
-
Dividends
48 041
211 653
-
-
withholding
9 191
43 550
-
-
total
9 191
43 550
-
-
Income
249 000
249 000
249 000
249 000
Total tax
101 604
80 897
111 485
113 252
After tax
147 396
168 103
137 515
135 748
Living cost
108 542
108 542
108 542
108 542
Free-cash
38 854
59 561
28 973
27 206

Estimated living cost  is ₽108542 per month

₽73264
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10434
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1903
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽22943
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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