Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 249000
per

Your estimated
City
free-cash

Valencia , Spain
₽55859
₽25717
₽23959
₽34370
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
249 000
accident
-
-
-
2 239
income
-
-
-
38 076
other
-
-
-
248
unemployment
-
-
-
1 743
pensions
-
-
-
70 465
total
-
-
-
112 771
Employee
150 962
-
188 808
-
other
147
-
186
-
unemployment
2 340
-
2 929
-
pensions
7 097
-
8 871
-
income
29 104
-
38 835
-
total
38 688
-
50 821
-
Employer
150 962
-
188 808
-
pensions
35 624
-
44 557
-
accident
2 991
-
3 742
-
unemployment
8 306
-
10 382
-
other
1 209
-
1 511
-
total
48 130
-
60 192
-
Corporate
49 909
249 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

7 484
37 352
-
-
total
7 484
37 352
-
-
Dividends
42 425
211 648
-
-
withholding
8 058
43 519
-
-
total
8 058
43 519
-
-
Income
249 000
249 000
249 000
249 000
Total tax
102 360
80 871
111 013
112 771
After tax
146 640
168 129
137 987
136 229
Living cost
112 270
112 270
112 270
112 270
Free-cash
34 370
55 859
25 717
23 959

Estimated living cost  is ₽112270 per month

₽75780
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10793
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1968
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23731
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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