Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 247500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽194489
₽194452
₽183967
₽188422
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
247 500
income
-
-
-
37 125
unemployment
-
-
-
139
health
-
-
-
3 999
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 146
total
-
-
-
46 409
Employee
22 675
-
240 678
-
accident

We are using the highest rate at 1.1%.

249
-
382
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 991
-
3 053
-
income
2 268
-
24 068
-
health
1 043
-
1 599
-
total
5 551
-
29 102
-
Employer
22 675
-
240 678
-
health
1 565
-
2 399
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 499
-
3 832
-
accident

We are using the highest rate at 1.1%.

249
-
382
-
unemployment
136
-
209
-
total
4 449
-
6 822
-
Corporate
220 376
247 500
-
-
income
22 037
24 750
-
-
total
22 037
24 750
-
-
Dividends
198 339
222 750
-
-
withholding
9 917
11 137
-
-
total
9 917
11 137
-
-
Income
247 500
247 500
247 500
247 500
Total tax
41 954
35 887
35 924
46 409
After tax
205 546
211 613
211 576
201 091
Living cost
17 124
17 124
17 124
17 124
Free-cash
188 422
194 489
194 452
183 967

Estimated living cost  is ₽17124 per week

₽11326
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽980
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4410
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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