Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 247000
per

Your estimated
City
free-cash

Valencia , Spain
₽31644
₽53430
₽23765
₽22007
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
247 000
other
-
-
-
250
unemployment
-
-
-
1 729
income
-
-
-
37 518
pensions
-
-
-
69 904
accident
-
-
-
2 222
total
-
-
-
111 623
Employee
152 442
-
187 282
-
unemployment
2 363
-
2 903
-
other
149
-
188
-
pensions
7 166
-
8 802
-
income
29 390
-
38 262
-
total
39 068
-
50 155
-
Employer
152 442
-
187 282
-
other
1 220
-
1 502
-
accident
3 020
-
3 708
-
pensions
35 973
-
44 196
-
unemployment
8 387
-
10 304
-
total
48 600
-
59 710
-
Corporate
45 958
247 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

6 893
37 053
-
-
total
6 893
37 053
-
-
Dividends
39 065
209 947
-
-
withholding
7 425
43 147
-
-
total
7 425
43 147
-
-
Income
247 000
247 000
247 000
247 000
Total tax
101 986
80 200
109 865
111 623
After tax
145 014
166 800
137 135
135 377
Living cost
113 370
113 370
113 370
113 370
Free-cash
31 644
53 430
23 765
22 007

Estimated living cost  is ₽113370 per month

₽76523
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10898
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1987
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23964
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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