Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 246500
per

Your estimated
City
free-cash

Valencia , Spain
₽38055
₽58620
₽28391
₽26635
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
246 500
other
-
-
-
245
unemployment
-
-
-
1 726
income
-
-
-
38 122
pensions
-
-
-
69 757
accident
-
-
-
2 217
total
-
-
-
112 067
Employee
144 949
-
186 905
-
unemployment
2 247
-
2 894
-
other
141
-
186
-
pensions
6 814
-
8 786
-
income
27 945
-
38 866
-
total
37 147
-
50 732
-
Employer
144 949
-
186 905
-
other
1 161
-
1 495
-
accident
2 871
-
3 697
-
pensions
34 205
-
44 106
-
unemployment
7 975
-
10 281
-
total
46 212
-
59 579
-
Corporate
55 339
246 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

8 302
36 972
-
-
total
8 302
36 972
-
-
Dividends
47 037
209 528
-
-
withholding
8 986
43 110
-
-
total
8 986
43 110
-
-
Income
246 500
246 500
246 500
246 500
Total tax
100 647
80 082
110 311
112 067
After tax
145 853
166 418
136 189
134 433
Living cost
107 798
107 798
107 798
107 798
Free-cash
38 055
58 620
28 391
26 635

Estimated living cost  is ₽107798 per month

₽72762
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10363
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1890
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽22786
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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