Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 246500
per

Your estimated
City
free-cash

Valencia , Spain
₽45433
₽21860
₽15025
₽16764
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
246 500
accident
-
-
-
2 215
income
-
-
-
36 441
pensions
-
-
-
69 756
other
-
-
-
242
unemployment
-
-
-
1 722
total
-
-
-
110 376
Employee
162 834
-
186 914
-
other
159
-
184
-
income
31 393
-
37 185
-
pensions
7 655
-
8 783
-
unemployment
2 524
-
2 900
-
total
41 731
-
49 052
-
Employer
162 834
-
186 914
-
accident
3 226
-
3 702
-
other
1 304
-
1 496
-
unemployment
8 959
-
10 279
-
pensions
38 426
-
44 108
-
total
51 915
-
59 585
-
Corporate
31 752
246 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

4 764
36 971
-
-
total
4 764
36 971
-
-
Dividends
26 989
209 529
-
-
withholding
5 131
42 997
-
-
total
5 131
42 997
-
-
Income
246 500
246 500
246 500
246 500
Total tax
103 541
79 968
108 637
110 376
After tax
142 959
166 532
137 863
136 124
Living cost
121 099
121 099
121 099
121 099
Free-cash
21 860
45 433
16 764
15 025

Estimated living cost  is ₽121099 per month

₽81740
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11641
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2123
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽25598
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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