Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 246500
per

Your estimated
City
free-cash

Valencia , Spain
₽31029
₽23308
₽52865
₽21575
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
246 500
accident
-
-
-
2 219
income
-
-
-
37 381
pensions
-
-
-
69 761
other
-
-
-
243
unemployment
-
-
-
1 725
total
-
-
-
111 329
Employee
152 745
-
186 914
-
unemployment
2 367
-
2 901
-
pensions
7 181
-
8 788
-
income
29 448
-
38 134
-
other
149
-
188
-
total
39 145
-
50 011
-
Employer
152 745
-
186 914
-
pensions
36 045
-
44 111
-
other
1 223
-
1 497
-
unemployment
8 404
-
10 277
-
accident
3 026
-
3 700
-
total
48 698
-
59 585
-
Corporate
45 057
246 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

6 757
36 978
-
-
total
6 757
36 978
-
-
Dividends
38 300
209 522
-
-
withholding
7 275
43 061
-
-
total
7 275
43 061
-
-
Income
246 500
246 500
246 500
246 500
Total tax
101 875
80 039
109 596
111 329
After tax
144 625
166 461
136 904
135 171
Living cost
113 596
113 596
113 596
113 596
Free-cash
31 029
52 865
23 308
21 575

Estimated living cost  is ₽113596 per month

₽76676
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10920
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1991
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽24012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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