Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 246500
per

Your estimated
City
free-cash

Valencia , Spain
₽37151
₽27706
₽57863
₽25967
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
246 500
accident
-
-
-
2 218
income
-
-
-
38 025
pensions
-
-
-
69 757
other
-
-
-
247
unemployment
-
-
-
1 723
total
-
-
-
111 970
Employee
145 977
-
186 909
-
unemployment
2 263
-
2 899
-
pensions
6 863
-
8 788
-
income
28 143
-
38 767
-
other
142
-
187
-
total
37 411
-
50 641
-
Employer
145 977
-
186 909
-
pensions
34 448
-
44 112
-
other
1 169
-
1 498
-
unemployment
8 031
-
10 279
-
accident
2 892
-
3 701
-
total
46 540
-
59 590
-
Corporate
53 983
246 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

8 099
36 973
-
-
total
8 099
36 973
-
-
Dividends
45 884
209 527
-
-
withholding
8 736
43 101
-
-
total
8 736
43 101
-
-
Income
246 500
246 500
246 500
246 500
Total tax
100 786
80 074
110 231
111 970
After tax
145 714
166 426
136 269
134 530
Living cost
108 563
108 563
108 563
108 563
Free-cash
37 151
57 863
27 706
25 967

Estimated living cost  is ₽108563 per month

₽73278
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10436
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1903
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽22948
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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