Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 246000
per

Your estimated
City
free-cash

Valencia , Spain
₽48261
₽19308
₽17566
₽25417
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
246 000
accident
-
-
-
2 213
income
-
-
-
36 732
other
-
-
-
244
unemployment
-
-
-
1 725
pensions
-
-
-
69 616
total
-
-
-
110 530
Employee
158 537
-
186 530
-
other
155
-
187
-
unemployment
2 457
-
2 888
-
pensions
7 453
-
8 763
-
income
30 565
-
37 481
-
total
40 630
-
49 319
-
Employer
158 537
-
186 530
-
pensions
37 412
-
44 018
-
accident
3 141
-
3 694
-
unemployment
8 722
-
10 260
-
other
1 269
-
1 497
-
total
50 544
-
59 469
-
Corporate
36 919
246 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

5 541
36 899
-
-
total
5 541
36 899
-
-
Dividends
31 378
209 101
-
-
withholding
5 964
42 936
-
-
total
5 964
42 936
-
-
Income
246 000
246 000
246 000
246 000
Total tax
102 679
79 835
108 788
110 530
After tax
143 321
166 165
137 212
135 470
Living cost
117 904
117 904
117 904
117 904
Free-cash
25 417
48 261
19 308
17 566

Estimated living cost  is ₽117904 per month

₽79583
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11334
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2067
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽24922
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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