Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 246000
per

Your estimated
City
free-cash

Valencia , Spain
₽35158
₽26267
₽56174
₽24528
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
246 000
accident
-
-
-
2 215
income
-
-
-
37 745
pensions
-
-
-
69 618
other
-
-
-
243
unemployment
-
-
-
1 722
total
-
-
-
111 543
Employee
147 814
-
186 532
-
unemployment
2 291
-
2 890
-
pensions
6 949
-
8 770
-
income
28 497
-
38 488
-
other
144
-
190
-
total
37 881
-
50 338
-
Employer
147 814
-
186 532
-
pensions
34 881
-
44 022
-
other
1 183
-
1 494
-
unemployment
8 132
-
10 256
-
accident
2 928
-
3 694
-
total
47 124
-
59 466
-
Corporate
51 061
246 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

7 662
36 899
-
-
total
7 662
36 899
-
-
Dividends
43 399
209 101
-
-
withholding
8 246
42 998
-
-
total
8 246
42 998
-
-
Income
246 000
246 000
246 000
246 000
Total tax
100 913
79 897
109 804
111 543
After tax
145 087
166 103
136 196
134 457
Living cost
109 929
109 929
109 929
109 929
Free-cash
35 158
56 174
26 267
24 528

Estimated living cost  is ₽109929 per month

₽74200
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10568
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1927
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23236
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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