Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 245000
per

Your estimated
City
free-cash

Varna , Bulgaria
₽193775
₽197883
₽198982
₽188412
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
245 000
unemployment
-
-
-
124
income
-
-
-
36 750
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 571
health
-
-
-
3 551
total
-
-
-
44 996
Employee
15 349
-
238 941
-
accident

We are using the highest rate at 1.1%.

169
-
340
-
health
706
-
1 421
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 348
-
2 712
-
income
1 535
-
23 894
-
total
3 758
-
28 367
-
Employer
15 349
-
238 941
-
accident

We are using the highest rate at 1.1%.

169
-
340
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 692
-
3 403
-
unemployment
92
-
185
-
health
1 059
-
2 131
-
total
3 012
-
6 059
-
Corporate
226 639
245 000
-
-
income
22 664
24 500
-
-
total
22 664
24 500
-
-
Dividends
203 975
220 500
-
-
withholding
10 199
11 025
-
-
total
10 199
11 025
-
-
Income
245 000
245 000
245 000
245 000
Total tax
39 633
35 525
34 426
44 996
After tax
205 367
209 475
210 574
200 004
Living cost
11 592
11 592
11 592
11 592
Free-cash
193 775
197 883
198 982
188 412

Estimated living cost  is ₽11592 per week

₽6768
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽828
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽307
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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