Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 245000
per

Your estimated
City
free-cash

Varna , Bulgaria
₽192843
₽197194
₽197704
₽187233
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
245 000
unemployment
-
-
-
131
income
-
-
-
36 750
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 842
health
-
-
-
3 763
total
-
-
-
45 486
Employee
16 262
-
238 581
-
accident

We are using the highest rate at 1.1%.

179
-
360
-
health
748
-
1 505
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 428
-
2 873
-
income
1 626
-
23 858
-
total
3 981
-
28 596
-
Employer
16 262
-
238 581
-
accident

We are using the highest rate at 1.1%.

179
-
360
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 792
-
3 605
-
unemployment
97
-
196
-
health
1 122
-
2 258
-
total
3 190
-
6 419
-
Corporate
225 547
245 000
-
-
income
22 555
24 500
-
-
total
22 555
24 500
-
-
Dividends
202 993
220 500
-
-
withholding
10 150
11 025
-
-
total
10 150
11 025
-
-
Income
245 000
245 000
245 000
245 000
Total tax
39 876
35 525
35 015
45 486
After tax
205 124
209 475
209 985
199 514
Living cost
12 281
12 281
12 281
12 281
Free-cash
192 843
197 194
197 704
187 233

Estimated living cost  is ₽12281 per week

₽7170
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽877
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3909
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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