Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 245000
per

Your estimated
City
free-cash

Varna , Bulgaria
₽192813
₽197171
₽197660
₽187194
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
245 000
unemployment
-
-
-
131
income
-
-
-
36 750
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 851
health
-
-
-
3 770
total
-
-
-
45 502
Employee
16 292
-
238 569
-
accident

We are using the highest rate at 1.1%.

179
-
361
-
health
749
-
1 508
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 430
-
2 878
-
income
1 629
-
23 857
-
total
3 987
-
28 604
-
Employer
16 292
-
238 569
-
accident

We are using the highest rate at 1.1%.

179
-
361
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 796
-
3 612
-
unemployment
97
-
197
-
health
1 125
-
2 262
-
total
3 197
-
6 432
-
Corporate
225 511
245 000
-
-
income
22 551
24 500
-
-
total
22 551
24 500
-
-
Dividends
202 959
220 500
-
-
withholding
10 148
11 025
-
-
total
10 148
11 025
-
-
Income
245 000
245 000
245 000
245 000
Total tax
39 883
35 525
35 036
45 502
After tax
205 117
209 475
209 964
199 498
Living cost
12 304
12 304
12 304
12 304
Free-cash
192 813
197 171
197 660
187 194

Estimated living cost  is ₽12304 per week

₽7183
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽879
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽326
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3916
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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