Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 245000
per

Your estimated
City
free-cash

Varna , Bulgaria
₽192584
₽197347
₽197003
₽186906
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
245 000
health
-
-
-
3 821
income
-
-
-
36 750
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 918
unemployment
-
-
-
133
total
-
-
-
45 622
Employee
16 515
-
238 481
-
accident

We are using the highest rate at 1.1%.

182
-
366
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 450
-
2 918
-
health
760
-
1 529
-
income
1 651
-
23 848
-
total
4 043
-
28 661
-
Employer
16 515
-
238 481
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 820
-
3 662
-
health
1 140
-
2 293
-
unemployment
99
-
199
-
accident

We are using the highest rate at 1.1%.

182
-
366
-
total
3 241
-
6 520
-
Corporate
225 244
245 000
-
-
income
22 524
24 500
-
-
total
22 524
24 500
-
-
Dividends
202 720
220 500
-
-
withholding
10 136
11 025
-
-
total
10 136
11 025
-
-
Income
245 000
245 000
245 000
245 000
Total tax
39 944
35 525
35 181
45 622
After tax
205 056
209 475
209 819
199 378
Living cost
12 472
12 472
12 472
12 472
Free-cash
192 584
197 003
197 347
186 906

Estimated living cost  is ₽12472 per week

₽7282
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽891
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽330
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3970
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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