Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 245000

per

Your estimated

Best value All models

City

free-cash

Varna , Bulgaria

₽185819

₽196172

₽191725

₽196368

S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

245 000

unemployment

140

health

4 016

income

36 750

pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

5 168

total

46 074

Employee

17 356

238 149

income

1 735

23 814

pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 524

3 066

health

798

1 606

accident

We are using the highest rate at 1.1%.

191

384

total

4 248

28 870

Employer

17 356

238 149

pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 913

3 848

accident

We are using the highest rate at 1.1%.

191

384

health

1 198

2 409

unemployment

104

210

total

3 406

6 851

Corporate

224 238

245 000

income

22 423

24 500

total

22 423

24 500

Dividends

201 815

220 500

withholding

10 091

11 025

total

10 091

11 025

Income

245 000

Total tax

40 168

35 525

35 721

46 074

After tax

204 832

209 475

209 279

198 926

Living cost

13 107

Free-cash

191 725

196 368

196 172

185 819

Estimated living cost is ₽13107 per week

₽7652

Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.

₽936

Public transport and taxi. Monthly travel card, and a few taxi rides per week.

₽347

Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.

₽4172

Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.

₽0

I'm drinking at home rarely or never.

₽0

I do not smoke or smoke very rarely.

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