Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 244500
per

Your estimated
City
free-cash

Valencia , Spain
₽53300
₽23899
₽22147
₽31830
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
244 500
accident
-
-
-
2 199
income
-
-
-
37 187
other
-
-
-
247
unemployment
-
-
-
1 713
pensions
-
-
-
69 197
total
-
-
-
110 543
Employee
150 344
-
185 388
-
other
147
-
185
-
unemployment
2 330
-
2 870
-
pensions
7 068
-
8 711
-
income
28 985
-
37 928
-
total
38 530
-
49 694
-
Employer
150 344
-
185 388
-
pensions
35 478
-
43 750
-
accident
2 978
-
3 673
-
unemployment
8 272
-
10 193
-
other
1 204
-
1 481
-
total
47 932
-
59 097
-
Corporate
46 225
244 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

6 937
36 674
-
-
total
6 937
36 674
-
-
Dividends
39 288
207 826
-
-
withholding
7 461
42 716
-
-
total
7 461
42 716
-
-
Income
244 500
244 500
244 500
244 500
Total tax
100 860
79 390
108 791
110 543
After tax
143 640
165 110
135 709
133 957
Living cost
111 810
111 810
111 810
111 810
Free-cash
31 830
53 300
23 899
22 147

Estimated living cost  is ₽111810 per month

₽75470
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10748
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1960
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23634
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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