Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 242500
per

Your estimated
City
free-cash

Valencia , Spain
₽51497
₽22487
₽20766
₽29892
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
242 500
accident
-
-
-
2 185
income
-
-
-
36 713
other
-
-
-
240
unemployment
-
-
-
1 697
pensions
-
-
-
68 629
total
-
-
-
109 464
Employee
150 962
-
183 889
-
other
147
-
186
-
unemployment
2 340
-
2 851
-
pensions
7 097
-
8 646
-
income
29 104
-
37 449
-
total
38 688
-
49 132
-
Employer
150 962
-
183 889
-
pensions
35 624
-
43 395
-
accident
2 991
-
3 641
-
unemployment
8 306
-
10 111
-
other
1 209
-
1 464
-
total
48 130
-
58 611
-
Corporate
43 409
242 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

6 508
36 376
-
-
total
6 508
36 376
-
-
Dividends
36 901
206 124
-
-
withholding
7 012
42 357
-
-
total
7 012
42 357
-
-
Income
242 500
242 500
242 500
242 500
Total tax
100 338
78 733
107 743
109 464
After tax
142 162
163 767
134 757
133 036
Living cost
112 270
112 270
112 270
112 270
Free-cash
29 892
51 497
22 487
20 766

Estimated living cost  is ₽112270 per month

₽75780
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10793
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1968
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23731
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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