Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 242500
per

Your estimated
City
free-cash

Valencia , Spain
₽32792
₽31072
₽44038
₽63205
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
242 500
other
-
-
-
243
unemployment
-
-
-
1 699
pensions
-
-
-
68 631
income
-
-
-
38 205
accident
-
-
-
2 184
total
-
-
-
110 962
Employee
135 090
-
183 881
-
pensions
6 351
-
8 646
-
income
26 044
-
38 940
-
unemployment
2 094
-
2 850
-
other
132
-
187
-
total
34 621
-
50 623
-
Employer
135 090
-
183 881
-
other
1 082
-
1 470
-
accident
2 676
-
3 640
-
pensions
31 878
-
43 394
-
unemployment
7 432
-
10 115
-
total
43 068
-
58 619
-
Corporate
64 342
242 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

9 651
36 378
-
-
total
9 651
36 378
-
-
Dividends
54 691
206 122
-
-
withholding
10 656
42 451
-
-
total
10 656
42 451
-
-
Income
242 500
242 500
242 500
242 500
Total tax
97 996
78 829
109 242
110 962
After tax
144 504
163 671
133 258
131 538
Living cost
100 466
100 466
100 466
100 466
Free-cash
44 038
63 205
32 792
31 072

Estimated living cost  is ₽100466 per month

₽67813
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽9658
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1761
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽21236
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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