Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 242500
per

Your estimated
City
free-cash

Valencia , Spain
₽19307
₽47885
₽17588
₽25444
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
242 500
other
-
-
-
240
accident
-
-
-
2 184
income
-
-
-
36 256
pensions
-
-
-
68 624
unemployment
-
-
-
1 696
total
-
-
-
109 000
Employee
155 859
-
183 883
-
income
30 048
-
36 992
-
other
152
-
184
-
pensions
7 327
-
8 639
-
unemployment
2 416
-
2 848
-
total
39 943
-
48 663
-
Employer
155 859
-
183 883
-
other
1 248
-
1 472
-
unemployment
8 575
-
10 111
-
accident
3 088
-
3 640
-
pensions
36 780
-
43 395
-
total
49 691
-
58 618
-
Corporate
36 951
242 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

5 543
36 372
-
-
total
5 543
36 372
-
-
Dividends
31 408
206 128
-
-
withholding
5 967
42 331
-
-
total
5 967
42 331
-
-
Income
242 500
242 500
242 500
242 500
Total tax
101 144
78 703
107 281
109 000
After tax
141 356
163 797
135 219
133 500
Living cost
115 912
115 912
115 912
115 912
Free-cash
25 444
47 885
19 307
17 588

Estimated living cost  is ₽115912 per month

₽78239
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11143
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2032
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽24501
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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