Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 242500
per

Your estimated
City
free-cash

Valencia , Spain
₽44137
₽20832
₽14289
₽15999
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
242 500
accident
-
-
-
2 181
income
-
-
-
35 769
pensions
-
-
-
68 630
other
-
-
-
240
unemployment
-
-
-
1 702
total
-
-
-
108 522
Employee
160 938
-
183 873
-
other
157
-
182
-
income
31 028
-
36 512
-
pensions
7 566
-
8 640
-
unemployment
2 494
-
2 850
-
total
41 245
-
48 184
-
Employer
160 938
-
183 873
-
accident
3 188
-
3 643
-
other
1 289
-
1 478
-
unemployment
8 854
-
10 110
-
pensions
37 978
-
43 397
-
total
51 309
-
58 628
-
Corporate
30 252
242 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

4 535
36 376
-
-
total
4 535
36 376
-
-
Dividends
25 718
206 124
-
-
withholding
4 890
42 298
-
-
total
4 890
42 298
-
-
Income
242 500
242 500
242 500
242 500
Total tax
101 979
78 674
106 812
108 522
After tax
140 521
163 826
135 688
133 978
Living cost
119 689
119 689
119 689
119 689
Free-cash
20 832
44 137
15 999
14 289

Estimated living cost  is ₽119689 per month

₽80788
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11506
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2098
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽25300
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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