Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 240500
per

Your estimated
City
free-cash

Valencia , Spain
₽21569
₽52181
₽31014
₽23272
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
240 500
accident
-
-
-
2 168
other
-
-
-
243
pensions
-
-
-
68 063
unemployment
-
-
-
1 681
income
-
-
-
36 553
total
-
-
-
108 708
Employee
148 210
-
182 356
-
pensions
6 968
-
8 573
-
unemployment
2 297
-
2 830
-
other
145
-
183
-
income
28 574
-
37 276
-
total
37 984
-
48 862
-
Employer
148 210
-
182 356
-
accident
2 936
-
3 613
-
pensions
34 975
-
43 037
-
other
1 187
-
1 460
-
unemployment
8 154
-
10 033
-
total
47 252
-
58 143
-
Corporate
45 038
240 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

6 755
36 078
-
-
total
6 755
36 078
-
-
Dividends
38 284
204 422
-
-
withholding
7 272
42 018
-
-
total
7 272
42 018
-
-
Income
240 500
240 500
240 500
240 500
Total tax
99 263
78 096
107 005
108 708
After tax
141 237
162 404
133 495
131 792
Living cost
110 223
110 223
110 223
110 223
Free-cash
31 014
52 181
23 272
21 569

Estimated living cost  is ₽110223 per month

₽74399
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10596
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1932
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23299
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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