Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 240500
per

Your estimated
City
free-cash

Valencia , Spain
₽43137
₽19867
₽13607
₽15312
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
240 500
accident
-
-
-
2 166
income
-
-
-
35 395
pensions
-
-
-
68 064
other
-
-
-
239
unemployment
-
-
-
1 680
total
-
-
-
107 544
Employee
160 481
-
182 360
-
other
156
-
181
-
income
30 940
-
36 128
-
pensions
7 544
-
8 574
-
unemployment
2 487
-
2 825
-
total
41 127
-
47 708
-
Employer
160 481
-
182 360
-
accident
3 179
-
3 607
-
other
1 285
-
1 458
-
unemployment
8 829
-
10 032
-
pensions
37 870
-
43 034
-
total
51 163
-
58 131
-
Corporate
28 855
240 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

4 332
36 075
-
-
total
4 332
36 075
-
-
Dividends
24 523
204 425
-
-
withholding
4 662
41 939
-
-
total
4 662
41 939
-
-
Income
240 500
240 500
240 500
240 500
Total tax
101 284
78 014
105 839
107 544
After tax
139 216
162 486
134 661
132 956
Living cost
119 349
119 349
119 349
119 349
Free-cash
19 867
43 137
15 312
13 607

Estimated living cost  is ₽119349 per month

₽80559
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11473
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2092
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽25228
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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