Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 240500
per

Your estimated
City
free-cash

Valencia , Spain
₽32104
₽53076
₽24062
₽22358
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
240 500
other
-
-
-
241
unemployment
-
-
-
1 682
income
-
-
-
36 664
pensions
-
-
-
68 061
accident
-
-
-
2 165
total
-
-
-
108 813
Employee
147 007
-
182 368
-
unemployment
2 279
-
2 829
-
other
143
-
181
-
pensions
6 911
-
8 571
-
income
28 342
-
37 396
-
total
37 675
-
48 977
-
Employer
147 007
-
182 368
-
other
1 177
-
1 456
-
accident
2 912
-
3 614
-
pensions
34 691
-
43 035
-
unemployment
8 088
-
10 027
-
total
46 868
-
58 132
-
Corporate
46 625
240 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

6 994
36 071
-
-
total
6 994
36 071
-
-
Dividends
39 631
204 429
-
-
withholding
7 530
42 024
-
-
total
7 530
42 024
-
-
Income
240 500
240 500
240 500
240 500
Total tax
99 067
78 095
107 109
108 813
After tax
141 433
162 405
133 391
131 687
Living cost
109 329
109 329
109 329
109 329
Free-cash
32 104
53 076
24 062
22 358

Estimated living cost  is ₽109329 per month

₽73795
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10510
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1916
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23110
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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