Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 240500
per

Your estimated
City
free-cash

Valencia , Spain
₽46436
₽23943
₽16521
₽18210
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
240 500
unemployment
-
-
-
1 681
accident
-
-
-
2 162
income
-
-
-
35 816
pensions
-
-
-
68 062
other
-
-
-
240
total
-
-
-
107 961
Employee
156 001
-
182 358
-
pensions
7 334
-
8 575
-
unemployment
2 418
-
2 826
-
income
30 076
-
36 545
-
other
152
-
184
-
total
39 980
-
48 130
-
Employer
156 001
-
182 358
-
pensions
36 813
-
43 034
-
accident
3 090
-
3 611
-
other
1 249
-
1 465
-
unemployment
8 583
-
10 032
-
total
49 735
-
58 142
-
Corporate
34 763
240 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

5 212
36 077
-
-
total
5 212
36 077
-
-
Dividends
29 551
204 423
-
-
withholding
5 612
41 969
-
-
total
5 612
41 969
-
-
Income
240 500
240 500
240 500
240 500
Total tax
100 539
78 046
106 272
107 961
After tax
139 961
162 454
134 228
132 539
Living cost
116 018
116 018
116 018
116 018
Free-cash
23 943
46 436
18 210
16 521

Estimated living cost  is ₽116018 per month

₽78310
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11153
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2034
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽24523
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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