Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 240500
per

Your estimated
City
free-cash

Valencia , Spain
₽33079
₽53859
₽24765
₽23057
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
240 500
other
-
-
-
240
unemployment
-
-
-
1 685
income
-
-
-
36 763
pensions
-
-
-
68 059
accident
-
-
-
2 165
total
-
-
-
108 912
Employee
145 935
-
182 365
-
unemployment
2 262
-
2 824
-
other
142
-
180
-
pensions
6 861
-
8 568
-
income
28 135
-
37 497
-
total
37 400
-
49 069
-
Employer
145 935
-
182 365
-
other
1 168
-
1 460
-
accident
2 891
-
3 610
-
pensions
34 438
-
43 036
-
unemployment
8 029
-
10 029
-
total
46 526
-
58 135
-
Corporate
48 039
240 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

7 205
36 078
-
-
total
7 205
36 078
-
-
Dividends
40 834
204 422
-
-
withholding
7 759
42 032
-
-
total
7 759
42 032
-
-
Income
240 500
240 500
240 500
240 500
Total tax
98 890
78 110
107 204
108 912
After tax
141 610
162 390
133 296
131 588
Living cost
108 531
108 531
108 531
108 531
Free-cash
33 079
53 859
24 765
23 057

Estimated living cost  is ₽108531 per month

₽73257
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10433
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1902
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽22941
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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