Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 240500
per

Your estimated
City
free-cash

Valencia , Spain
₽27470
₽20740
₽49310
₽19040
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
240 500
accident
-
-
-
2 162
income
-
-
-
36 188
pensions
-
-
-
68 058
other
-
-
-
242
unemployment
-
-
-
1 686
total
-
-
-
108 336
Employee
152 110
-
182 356
-
unemployment
2 358
-
2 826
-
pensions
7 151
-
8 572
-
income
29 326
-
36 914
-
other
148
-
180
-
total
38 983
-
48 492
-
Employer
152 110
-
182 356
-
pensions
35 895
-
43 038
-
other
1 218
-
1 460
-
unemployment
8 369
-
10 032
-
accident
3 013
-
3 614
-
total
48 495
-
58 144
-
Corporate
39 895
240 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

5 988
36 074
-
-
total
5 988
36 074
-
-
Dividends
33 908
204 426
-
-
withholding
6 440
41 992
-
-
total
6 440
41 992
-
-
Income
240 500
240 500
240 500
240 500
Total tax
99 906
78 066
106 636
108 336
After tax
140 594
162 434
133 864
132 164
Living cost
113 124
113 124
113 124
113 124
Free-cash
27 470
49 310
20 740
19 040

Estimated living cost  is ₽113124 per month

₽76357
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10875
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1983
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23912
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close