Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 240500
per

Your estimated
City
free-cash

Valencia , Spain
₽23100
₽51985
₽21401
₽30767
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
240 500
income
-
-
-
36 520
pensions
-
-
-
68 064
unemployment
-
-
-
1 684
accident
-
-
-
2 164
other
-
-
-
244
total
-
-
-
108 676
Employee
148 478
-
182 357
-
pensions
6 980
-
8 573
-
other
145
-
183
-
income
28 625
-
37 252
-
unemployment
2 301
-
2 827
-
total
38 051
-
48 835
-
Employer
148 478
-
182 357
-
accident
2 941
-
3 612
-
unemployment
8 169
-
10 028
-
other
1 189
-
1 463
-
pensions
35 038
-
43 039
-
total
47 337
-
58 142
-
Corporate
44 685
240 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

6 706
36 074
-
-
total
6 706
36 074
-
-
Dividends
37 979
204 426
-
-
withholding
7 216
42 018
-
-
total
7 216
42 018
-
-
Income
240 500
240 500
240 500
240 500
Total tax
99 310
78 092
106 977
108 676
After tax
141 190
162 408
133 523
131 824
Living cost
110 423
110 423
110 423
110 423
Free-cash
30 767
51 985
23 100
21 401

Estimated living cost  is ₽110423 per month

₽74534
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10615
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1936
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23341
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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