Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 240500
per

Your estimated
City
free-cash

Valencia , Spain
₽52094
₽30904
₽21503
₽23208
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
240 500
other
-
-
-
244
unemployment
-
-
-
1 682
pensions
-
-
-
68 058
income
-
-
-
36 537
accident
-
-
-
2 162
total
-
-
-
108 683
Employee
148 332
-
182 354
-
unemployment
2 299
-
2 824
-
income
28 597
-
37 268
-
pensions
6 973
-
8 572
-
other
145
-
183
-
total
38 014
-
48 847
-
Employer
148 332
-
182 354
-
accident
2 939
-
3 608
-
pensions
35 003
-
43 035
-
other
1 188
-
1 462
-
unemployment
8 161
-
10 026
-
total
47 291
-
58 131
-
Corporate
44 878
240 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

6 730
36 077
-
-
total
6 730
36 077
-
-
Dividends
38 148
204 423
-
-
withholding
7 247
42 015
-
-
total
7 247
42 015
-
-
Income
240 500
240 500
240 500
240 500
Total tax
99 282
78 092
106 978
108 683
After tax
141 218
162 408
133 522
131 817
Living cost
110 314
110 314
110 314
110 314
Free-cash
30 904
52 094
23 208
21 503

Estimated living cost  is ₽110314 per month

₽74460
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10605
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1934
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23318
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close