Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 240500
per

Your estimated
City
free-cash

Valencia , Spain
₽32665
₽24461
₽53525
₽22763
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
240 500
accident
-
-
-
2 164
income
-
-
-
36 720
pensions
-
-
-
68 061
other
-
-
-
240
unemployment
-
-
-
1 683
total
-
-
-
108 868
Employee
146 389
-
182 357
-
unemployment
2 269
-
2 825
-
pensions
6 882
-
8 572
-
income
28 223
-
37 449
-
other
143
-
180
-
total
37 517
-
49 026
-
Employer
146 389
-
182 357
-
pensions
34 545
-
43 035
-
other
1 172
-
1 465
-
unemployment
8 054
-
10 030
-
accident
2 900
-
3 614
-
total
46 671
-
58 144
-
Corporate
47 439
240 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

7 115
36 078
-
-
total
7 115
36 078
-
-
Dividends
40 325
204 422
-
-
withholding
7 663
42 028
-
-
total
7 663
42 028
-
-
Income
240 500
240 500
240 500
240 500
Total tax
98 966
78 106
107 170
108 868
After tax
141 534
162 394
133 330
131 632
Living cost
108 869
108 869
108 869
108 869
Free-cash
32 665
53 525
24 461
22 763

Estimated living cost  is ₽108869 per month

₽73485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10466
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1908
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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