Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 240500
per

Your estimated
City
free-cash

Valencia , Spain
₽44546
₽16564
₽21609
₽14847
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
240 500
income
-
-
-
35 575
pensions
-
-
-
68 058
unemployment
-
-
-
1 685
other
-
-
-
244
accident
-
-
-
2 165
total
-
-
-
107 727
Employee
158 567
-
182 354
-
unemployment
2 458
-
2 824
-
income
30 570
-
36 308
-
pensions
7 454
-
8 569
-
other
155
-
179
-
total
40 637
-
47 880
-
Employer
158 567
-
182 354
-
unemployment
8 724
-
10 026
-
pensions
37 419
-
43 034
-
accident
3 141
-
3 613
-
other
1 270
-
1 457
-
total
50 554
-
58 130
-
Corporate
31 380
240 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

4 704
36 076
-
-
total
4 704
36 076
-
-
Dividends
26 676
204 424
-
-
withholding
5 070
41 952
-
-
total
5 070
41 952
-
-
Income
240 500
240 500
240 500
240 500
Total tax
100 965
78 028
106 010
107 727
After tax
139 535
162 472
134 490
132 773
Living cost
117 926
117 926
117 926
117 926
Free-cash
21 609
44 546
16 564
14 847

Estimated living cost  is ₽117926 per month

₽79598
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11336
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2067
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽24927
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close