Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 240500
per

Your estimated
City
free-cash

Valencia , Spain
₽25116
₽35960
₽26816
₽56206
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
240 500
other
-
-
-
242
pensions
-
-
-
68 065
income
-
-
-
37 062
accident
-
-
-
2 161
unemployment
-
-
-
1 685
total
-
-
-
109 215
Employee
142 759
-
182 363
-
pensions
6 711
-
8 572
-
income
27 523
-
37 795
-
other
139
-
183
-
unemployment
2 213
-
2 828
-
total
36 586
-
49 378
-
Employer
142 759
-
182 363
-
pensions
33 688
-
43 037
-
other
1 143
-
1 458
-
unemployment
7 854
-
10 030
-
accident
2 828
-
3 612
-
total
45 513
-
58 137
-
Corporate
52 228
240 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

7 832
36 077
-
-
total
7 832
36 077
-
-
Dividends
44 396
204 423
-
-
withholding
8 440
42 048
-
-
total
8 440
42 048
-
-
Income
240 500
240 500
240 500
240 500
Total tax
98 371
78 125
107 515
109 215
After tax
142 129
162 375
132 985
131 285
Living cost
106 169
106 169
106 169
106 169
Free-cash
35 960
56 206
26 816
25 116

Estimated living cost  is ₽106169 per month

₽71663
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10206
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1861
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽22442
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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