Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 240500
per

Your estimated
City
free-cash

Valencia , Spain
₽42637
₽14868
₽13172
₽19269
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
240 500
accident
-
-
-
2 167
income
-
-
-
35 328
other
-
-
-
240
unemployment
-
-
-
1 687
pensions
-
-
-
68 059
total
-
-
-
107 481
Employee
161 150
-
182 358
-
other
157
-
182
-
unemployment
2 498
-
2 829
-
pensions
7 576
-
8 568
-
income
31 068
-
36 064
-
total
41 299
-
47 643
-
Employer
161 150
-
182 358
-
pensions
38 028
-
43 040
-
accident
3 192
-
3 614
-
unemployment
8 866
-
10 032
-
other
1 290
-
1 456
-
total
51 376
-
58 142
-
Corporate
27 973
240 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

4 193
36 076
-
-
total
4 193
36 076
-
-
Dividends
23 780
204 424
-
-
withholding
4 516
41 940
-
-
total
4 516
41 940
-
-
Income
240 500
240 500
240 500
240 500
Total tax
101 384
78 016
105 785
107 481
After tax
139 116
162 484
134 715
133 019
Living cost
119 847
119 847
119 847
119 847
Free-cash
19 269
42 637
14 868
13 172

Estimated living cost  is ₽119847 per month

₽80895
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11521
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2101
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽25333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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