Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 237500

per

Your estimated

Best value All models

City

free-cash

Valencia , Spain

₽25929

₽19630

₽47717

₽17943

S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

237 500

accident

2 139

income

35 607

pensions

67 210

other

241

unemployment

1 664

total

106 861

Employee

151 535

180 089

unemployment

2 349

2 792

pensions

7 124

8 461

income

29 215

36 331

other

148

179

total

38 836

47 763

Employer

151 535

180 089

pensions

35 759

42 502

other

1 213

1 439

unemployment

8 337

9 908

accident

3 002

3 562

total

48 311

57 411

Corporate

37 654

237 500

income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

5 646

35 627

total

5 646

35 627

Dividends

32 008

201 873

withholding

6 082

41 460

total

6 082

41 460

Income

237 500

Total tax

98 875

77 087

105 174

106 861

After tax

138 625

160 413

132 326

130 639

Living cost

112 696

Free-cash

25 929

47 717

19 630

17 943

Estimated living cost is ₽112696 per month

₽76068

Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.

₽10834

Public transport and taxi. Monthly travel card, and a few taxi rides per week.

₽1975

Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.

₽23821

Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.

₽0

I'm drinking at home rarely or never.

₽0

I do not smoke or smoke very rarely.

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