Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 237500
per

Your estimated
City
free-cash

Valencia , Spain
₽40227
₽16706
₽11262
₽13030
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
237 500
accident
-
-
-
2 141
income
-
-
-
34 732
pensions
-
-
-
67 216
other
-
-
-
241
unemployment
-
-
-
1 660
total
-
-
-
105 990
Employee
161 690
-
180 084
-
other
158
-
183
-
income
31 172
-
35 371
-
pensions
7 601
-
8 464
-
unemployment
2 506
-
2 788
-
total
41 437
-
46 806
-
Employer
161 690
-
180 084
-
accident
3 203
-
3 568
-
other
1 295
-
1 436
-
unemployment
8 896
-
9 908
-
pensions
38 155
-
42 504
-
total
51 549
-
57 416
-
Corporate
24 262
237 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

3 643
35 625
-
-
total
3 643
35 625
-
-
Dividends
20 619
201 875
-
-
withholding
3 917
41 400
-
-
total
3 917
41 400
-
-
Income
237 500
237 500
237 500
237 500
Total tax
100 546
77 025
104 222
105 990
After tax
136 954
160 475
133 278
131 510
Living cost
120 248
120 248
120 248
120 248
Free-cash
16 706
40 227
13 030
11 262

Estimated living cost  is ₽120248 per month

₽81165
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11559
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2108
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽25418
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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