Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 237500
per

Your estimated
City
free-cash

Valencia , Spain
₽31227
₽52028
₽23429
₽21739
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
237 500
other
-
-
-
239
unemployment
-
-
-
1 660
income
-
-
-
36 158
pensions
-
-
-
67 209
accident
-
-
-
2 139
total
-
-
-
107 405
Employee
145 700
-
180 079
-
unemployment
2 258
-
2 789
-
other
142
-
179
-
pensions
6 850
-
8 465
-
income
28 090
-
36 876
-
total
37 340
-
48 309
-
Employer
145 700
-
180 079
-
other
1 167
-
1 436
-
accident
2 886
-
3 567
-
pensions
34 382
-
42 495
-
unemployment
8 016
-
9 908
-
total
46 451
-
57 406
-
Corporate
45 349
237 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

6 805
35 623
-
-
total
6 805
35 623
-
-
Dividends
38 545
201 877
-
-
withholding
7 321
41 493
-
-
total
7 321
41 493
-
-
Income
237 500
237 500
237 500
237 500
Total tax
97 917
77 116
105 715
107 405
After tax
139 583
160 384
131 785
130 095
Living cost
108 356
108 356
108 356
108 356
Free-cash
31 227
52 028
23 429
21 739

Estimated living cost  is ₽108356 per month

₽73139
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10416
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1899
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽22904
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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