Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 237500
per

Your estimated
City
free-cash

Valencia , Spain
₽15266
₽42771
₽13585
₽19831
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
237 500
pensions
-
-
-
67 214
accident
-
-
-
2 136
unemployment
-
-
-
1 665
other
-
-
-
236
income
-
-
-
34 976
total
-
-
-
106 227
Employee
158 247
-
180 088
-
unemployment
2 453
-
2 794
-
pensions
7 439
-
8 463
-
other
154
-
179
-
income
30 509
-
35 699
-
total
40 555
-
47 135
-
Employer
158 247
-
180 088
-
pensions
37 343
-
42 500
-
other
1 267
-
1 438
-
unemployment
8 706
-
9 908
-
accident
3 135
-
3 565
-
total
50 451
-
57 411
-
Corporate
28 801
237 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

4 321
35 621
-
-
total
4 321
35 621
-
-
Dividends
24 481
201 879
-
-
withholding
4 654
41 420
-
-
total
4 654
41 420
-
-
Income
237 500
237 500
237 500
237 500
Total tax
99 981
77 041
104 546
106 227
After tax
137 519
160 459
132 954
131 273
Living cost
117 688
117 688
117 688
117 688
Free-cash
19 831
42 771
15 266
13 585

Estimated living cost  is ₽117688 per month

₽79438
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11313
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2063
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽24877
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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