Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 237500
per

Your estimated
City
free-cash

Valencia , Spain
₽25583
₽19386
₽47442
₽17700
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
237 500
accident
-
-
-
2 136
income
-
-
-
35 573
pensions
-
-
-
67 216
other
-
-
-
234
unemployment
-
-
-
1 661
total
-
-
-
106 820
Employee
151 917
-
180 093
-
unemployment
2 355
-
2 791
-
pensions
7 142
-
8 467
-
income
29 288
-
36 290
-
other
148
-
179
-
total
38 933
-
47 727
-
Employer
151 917
-
180 093
-
pensions
35 849
-
42 500
-
other
1 216
-
1 442
-
unemployment
8 358
-
9 902
-
accident
3 010
-
3 563
-
total
48 433
-
57 407
-
Corporate
37 149
237 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

5 575
35 623
-
-
total
5 575
35 623
-
-
Dividends
31 575
201 877
-
-
withholding
5 996
41 455
-
-
total
5 996
41 455
-
-
Income
237 500
237 500
237 500
237 500
Total tax
98 937
77 078
105 134
106 820
After tax
138 563
160 422
132 366
130 680
Living cost
112 980
112 980
112 980
112 980
Free-cash
25 583
47 442
19 386
17 700

Estimated living cost  is ₽112980 per month

₽76260
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10861
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1980
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23881
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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