Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 235500
per

Your estimated
City
free-cash

Valencia , Spain
₽47255
₽19406
₽17738
₽25631
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
235 500
accident
-
-
-
2 122
income
-
-
-
35 297
other
-
-
-
239
unemployment
-
-
-
1 651
pensions
-
-
-
66 643
total
-
-
-
105 952
Employee
150 344
-
178 572
-
other
147
-
177
-
unemployment
2 330
-
2 770
-
pensions
7 068
-
8 395
-
income
28 985
-
36 014
-
total
38 530
-
47 356
-
Employer
150 344
-
178 572
-
pensions
35 478
-
42 145
-
accident
2 978
-
3 534
-
unemployment
8 272
-
9 822
-
other
1 204
-
1 427
-
total
47 932
-
56 928
-
Corporate
37 225
235 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

5 586
35 324
-
-
total
5 586
35 324
-
-
Dividends
31 638
200 176
-
-
withholding
6 011
41 111
-
-
total
6 011
41 111
-
-
Income
235 500
235 500
235 500
235 500
Total tax
98 059
76 435
104 284
105 952
After tax
137 441
159 065
131 216
129 548
Living cost
111 810
111 810
111 810
111 810
Free-cash
25 631
47 255
19 406
17 738

Estimated living cost  is ₽111810 per month

₽75470
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10748
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1960
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23634
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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