Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 235500
per

Your estimated
City
free-cash

Valencia , Spain
₽28725
₽49768
₽21622
₽19955
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
235 500
other
-
-
-
234
unemployment
-
-
-
1 651
income
-
-
-
35 620
pensions
-
-
-
66 647
accident
-
-
-
2 119
total
-
-
-
106 271
Employee
146 933
-
178 573
-
unemployment
2 277
-
2 768
-
other
143
-
181
-
pensions
6 908
-
8 393
-
income
28 328
-
36 336
-
total
37 656
-
47 678
-
Employer
146 933
-
178 573
-
other
1 176
-
1 425
-
accident
2 911
-
3 537
-
pensions
34 673
-
42 146
-
unemployment
8 084
-
9 818
-
total
46 844
-
56 926
-
Corporate
41 722
235 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

6 259
35 322
-
-
total
6 259
35 322
-
-
Dividends
35 463
200 178
-
-
withholding
6 742
41 136
-
-
total
6 742
41 136
-
-
Income
235 500
235 500
235 500
235 500
Total tax
97 501
76 458
104 604
106 271
After tax
137 999
159 042
130 896
129 229
Living cost
109 274
109 274
109 274
109 274
Free-cash
28 725
49 768
21 622
19 955

Estimated living cost  is ₽109274 per month

₽73758
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10505
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1915
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23098
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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