Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 235500
per

Your estimated
City
free-cash

Valencia , Spain
₽44488
₽16969
₽15310
₽22230
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
235 500
accident
-
-
-
2 119
income
-
-
-
34 944
other
-
-
-
237
unemployment
-
-
-
1 645
pensions
-
-
-
66 645
total
-
-
-
105 590
Employee
154 096
-
178 574
-
other
150
-
182
-
unemployment
2 388
-
2 768
-
pensions
7 244
-
8 391
-
income
29 708
-
35 664
-
total
39 490
-
47 005
-
Employer
154 096
-
178 574
-
pensions
36 363
-
42 145
-
accident
3 053
-
3 535
-
unemployment
8 478
-
9 822
-
other
1 234
-
1 424
-
total
49 128
-
56 926
-
Corporate
32 277
235 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

4 840
35 327
-
-
total
4 840
35 327
-
-
Dividends
27 437
200 173
-
-
withholding
5 212
41 085
-
-
total
5 212
41 085
-
-
Income
235 500
235 500
235 500
235 500
Total tax
98 670
76 412
103 931
105 590
After tax
136 830
159 088
131 569
129 910
Living cost
114 600
114 600
114 600
114 600
Free-cash
22 230
44 488
16 969
15 310

Estimated living cost  is ₽114600 per month

₽77353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11017
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2009
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽24224
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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